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4125 W Oak Ln
C Composite 57.49
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +21.3/30.0
  • ARV discount +13.4/15.0
  • DSCR +6.8/10.0
  • 1% rule +4.8/10.0
  • Livability +3.6/5.0
  • Schools +2.6/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$200,000

4125 W Oak Ln · Douglasville, GA 30134
3 bd · 2.0 ba · 1,404 sqft · SingleFamily public records · 190 Days on market
Built 1968 0.46 ac lot Est $230k · 13% under ↓ 23% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to 4125 West Oak Lane - a charming brick ranch tucked away in a quiet, established Douglasville neighborhood! This 3-bedroom, 2-bath home is full of potential and ready for your personal touch. Step inside to a spacious living area with plenty of natural light and a cozy fireplace that makes you feel right at home. The kitchen offers a functional layout with room to customize and make it your own. Enjoy easy, one-level living and a large backyard perfect for kids, pets, or weekend cookouts. The solid brick exterior adds timeless curb appeal and lasting value, while the peaceful setting offers the perfect mix of comfort and convenience-just minutes from shopping, dining, and major highways. Whether you're a first-time homebuyer, investor, or simply looking for a home with character and opportunity, this property is a great find! Don't miss your chance to make this sweet Douglasville home your own-schedule your showing today!

Key facts

  • Spacious living area
  • One-level living
  • Large backyard

Tags

BRICK RANCHSPACIOUS LIVING AREACOZY FIREPLACEFUNCTIONAL LAYOUTONE-LEVEL LIVINGLARGE BACKYARD

Property features AI

Exterior

  • Parking: Covered driveway parking; Two total parking spaces; Open parking available
  • Utilities: Public water; Septic tank sewer; Electricity available; Cable available
  • Home design: One-level home; Brick construction on all sides; Concrete elements; Shingle roof; Block foundation
  • Construction: Brick and concrete construction; Block foundation; Shingle roof
  • Exterior features: Back yard fencing; Deck patio/porch; Barn(s); Shed(s)

Interior

  • Kitchen: Breakfast bar; Eat-in kitchen; Open view to family room; Dishwasher; Refrigerator; Electric cooktop
  • Bedrooms: Three main-level bedrooms
  • Flooring: Hardwood floors
  • Bathrooms: Two full bathrooms; Master bath with shower only
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Entrance foyer; Brick fireplace
  • Laundry & utility: Laundry in common area

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $200k.

Deal economics

  • At list price, monthly cash flow is $293 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $197k (1.6% below list).
  • Recommended offer: $176k (12.0% below list) — sets the bar for market timing.
  • Cap rate 8.1% vs local median 4.5% in Douglasville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 71/100 on livability (#82 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety B; Watch: crime F, amenities F.
  • Douglas County (suburban): math 23% / reading 35% proficiency, ranked #92 of 174 in GA (top 53%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: Beulah Elementary School (math 27% / reading 27%, grade F, #689 of 1,228 statewide, top 58%, 453 students, 75% FRL); Chestnut Log Middle School (math 17% / reading 27%, grade F, #333 of 470 statewide, top 72%, 726 students, 78% FRL); Lithia Springs Comprehensive High School (math 3% / reading 27%, grade F, #294 of 424 statewide, top 70%, 1,494 students, 71% FRL) — zoned schools average 75% FRL vs 53% district-wide (21 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents flat; 293 active listings in the ZIP; 8 comparable units currently listed for rent nearby; rentals leasing fast (median 14d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 595 units permitted in Douglas County in 2024 (72 in 5+ unit buildings).
  • This rent runs 31% of the median local income ($77k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Douglas County population projected at +35% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 190 days — a 12% lower offer ($176k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts; this cycle's ask has dropped $59k (23%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $176,000 (12.0% below list)

Questions for the listing agent

  1. It's been on market 190 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1968 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.98%
Cap rate
8.05%
Cash-on-cash
6.28%
DSCR
1.28
GRM
8.5

CMA / ARV

ARV (on-the-fly)
$230,256
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
4125 W Oak Ln 0.00mi 3/2.0 1,404 (0%) 0mo $198,000 $141 100
1191 S Burnt Hickory Rd 0.25mi 2/1.0 (-1) 1,463 (+4%) 10mo $215,000 $147 64
1408 Burnt Hickory Rd 0.33mi 3/2.0 1,298 (-8%) 10mo $275,000 $212 63
1280 Forrest Ellis Rd 0.04mi 3/3.0 1,573 (+12%) 22mo $257,500 $164 56
4380 N Giles Rd 0.66mi 3/2.0 1,416 (+1%) 19mo $260,000 $184 52
1225 Forrest Ellis Rd 0.15mi 4/2.0 (+1) 1,600 (+14%) 20mo $280,000 $175 48
4240 N Giles Rd 0.60mi 2/2.0 (-1) 1,388 (-1%) 24mo $249,000 $179 45
1496 E Highpoint Dr 0.71mi 4/2.0 (+1) 1,300 (-7%) 6mo $203,000 $156 44
1685 W Highpoint Dr 0.58mi 4/1.5 (+1) 1,525 (+9%) 9mo $206,000 $135 44
1095 S Burnt Hickory Rd 0.39mi 3/3.0 1,582 (+13%) 18mo $141,900 $90 41
4257 Midway Rd 0.74mi 4/1.5 (+1) 1,521 (+8%) 8mo $213,000 $140 38
1455 E Highpoint Dr 0.66mi 3/1.0 1,288 (-8%) 23mo $229,900 $178 32

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.03% rent growth · sell at horizon

5-year hold
IRR
-9.8%
Equity multiple
0.65×
Total profit
$-19,507
Equity at exit
$29,821
10-year hold
IRR
-4.7%
Equity multiple
0.73×
Total profit
$-15,226
Equity at exit
$17,292

Cash invested: $56,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30134

Home prices YoY
-22.4%
Rents YoY
0.0%
Active inventory
293
Price-to-rent
8.5×

Monthly cashflow live

Estimated rent
$1,968 high interval (Pro) →
Mortgage (P&I)
$1,049
Tax from tax record
$130 /mo · $1,554/yr
Insurance
$83
HOA
$0
Vacancy / Maint / Mgmt
$413
Net cashflow
$293

Break-even live

Break-even rent $1,597
Max offer price $200,000
Occupancy floor 80%

Sensitivity live

Price -10% $406 -5% $350 +0% $293 +5% $236 +10% $180
Rent -10% $137 -5% $215 +0% $293 +5% $371 +10% $448
Rate -1.0pp $394 -0.5pp $344 base $293 +0.5pp $241 +1.0pp $188

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$50,000
Closing costs
$6,000
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 8 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1750 Nutmeg St Douglasville, GA 2.0 1.5 900 $1,380 $1.53 25d 1 0.82mi
1675 Dogwood Trl Douglasville, GA 3.0 2.0 1465 $1,780 $1.22 6d 1 0.97mi
936 Edgewood Ln Douglasville, GA 4.0 2.0 1859 $2,079 $1.12 6d 1 1.00mi
2010 Ayla Dr Douglasville, GA 3.0 2.5 1421 $2,000 $1.41 13d 1 1.23mi
3009 Acacia Cir Douglasville, GA 3.0 2.5 1421 $2,200 $1.55 13d 1 1.25mi
872 Woodside Dr Douglasville, GA 3.0 2.5 1494 $2,049 $1.37 22d 1 1.26mi
4647 Big B Rd Douglasville, GA 3.0 1.5 1600 $1,570 $0.98 5d 1 1.36mi
8242 Durelee Ln Douglasville, GA 2.0–3.0 2.0 1210 $1,595 $1.32 44d 1 1.37mi

Listing history 12 events

  1. 2026-06-04
    statusdays on market $200,000 Pending 190 DOM
  2. 2026-06-03
    days on market $200,000 Active 189 DOM
  3. 2026-06-02
    days on market $200,000 Active 188 DOM
  4. 2026-06-02
    status $200,000 Active 187 DOM
  5. 2026-05-21
    status Back On Market 947-char remark
    Show marketing remark (947 chars)

    Welcome to 4125 West Oak Lane - a charming brick ranch tucked away in a quiet, established Douglasville neighborhood! This 3-bedroom, 2-bath home is full of potential and ready for your personal touch. Step inside to a spacious living area with plenty of natural light and a cozy fireplace that makes you feel right at home. The kitchen offers a functional layout with room to customize and make it your own. Enjoy easy, one-level living and a large backyard perfect for kids, pets, or weekend cookouts. The solid brick exterior adds timeless curb appeal and lasting value, while the peaceful setting offers the perfect mix of comfort and convenience-just minutes from shopping, dining, and major highways. Whether you're a first-time homebuyer, investor, or simply looking for a home with character and opportunity, this property is a great find! Don't miss your chance to make this sweet Douglasville home your own-schedule your showing today!

  6. 2026-05-21
    status Active
    Show marketing remark (947 chars)

    Welcome to 4125 West Oak Lane - a charming brick ranch tucked away in a quiet, established Douglasville neighborhood! This 3-bedroom, 2-bath home is full of potential and ready for your personal touch. Step inside to a spacious living area with plenty of natural light and a cozy fireplace that makes you feel right at home. The kitchen offers a functional layout with room to customize and make it your own. Enjoy easy, one-level living and a large backyard perfect for kids, pets, or weekend cookouts. The solid brick exterior adds timeless curb appeal and lasting value, while the peaceful setting offers the perfect mix of comfort and convenience-just minutes from shopping, dining, and major highways. Whether you're a first-time homebuyer, investor, or simply looking for a home with character and opportunity, this property is a great find! Don't miss your chance to make this sweet Douglasville home your own-schedule your showing today!

  7. 2026-04-29
    status Under Contract 947-char remark
    Show marketing remark (947 chars)

    Welcome to 4125 West Oak Lane - a charming brick ranch tucked away in a quiet, established Douglasville neighborhood! This 3-bedroom, 2-bath home is full of potential and ready for your personal touch. Step inside to a spacious living area with plenty of natural light and a cozy fireplace that makes you feel right at home. The kitchen offers a functional layout with room to customize and make it your own. Enjoy easy, one-level living and a large backyard perfect for kids, pets, or weekend cookouts. The solid brick exterior adds timeless curb appeal and lasting value, while the peaceful setting offers the perfect mix of comfort and convenience-just minutes from shopping, dining, and major highways. Whether you're a first-time homebuyer, investor, or simply looking for a home with character and opportunity, this property is a great find! Don't miss your chance to make this sweet Douglasville home your own-schedule your showing today!

  8. 2026-04-29
    status Pending
    Show marketing remark (947 chars)

    Welcome to 4125 West Oak Lane - a charming brick ranch tucked away in a quiet, established Douglasville neighborhood! This 3-bedroom, 2-bath home is full of potential and ready for your personal touch. Step inside to a spacious living area with plenty of natural light and a cozy fireplace that makes you feel right at home. The kitchen offers a functional layout with room to customize and make it your own. Enjoy easy, one-level living and a large backyard perfect for kids, pets, or weekend cookouts. The solid brick exterior adds timeless curb appeal and lasting value, while the peaceful setting offers the perfect mix of comfort and convenience-just minutes from shopping, dining, and major highways. Whether you're a first-time homebuyer, investor, or simply looking for a home with character and opportunity, this property is a great find! Don't miss your chance to make this sweet Douglasville home your own-schedule your showing today!

  9. 2026-04-25
    price $200,000 947-char remark
    Show marketing remark (947 chars)

    Welcome to 4125 West Oak Lane - a charming brick ranch tucked away in a quiet, established Douglasville neighborhood! This 3-bedroom, 2-bath home is full of potential and ready for your personal touch. Step inside to a spacious living area with plenty of natural light and a cozy fireplace that makes you feel right at home. The kitchen offers a functional layout with room to customize and make it your own. Enjoy easy, one-level living and a large backyard perfect for kids, pets, or weekend cookouts. The solid brick exterior adds timeless curb appeal and lasting value, while the peaceful setting offers the perfect mix of comfort and convenience-just minutes from shopping, dining, and major highways. Whether you're a first-time homebuyer, investor, or simply looking for a home with character and opportunity, this property is a great find! Don't miss your chance to make this sweet Douglasville home your own-schedule your showing today!

  10. 2026-04-25
    price $200,000
    Show marketing remark (947 chars)

    Welcome to 4125 West Oak Lane - a charming brick ranch tucked away in a quiet, established Douglasville neighborhood! This 3-bedroom, 2-bath home is full of potential and ready for your personal touch. Step inside to a spacious living area with plenty of natural light and a cozy fireplace that makes you feel right at home. The kitchen offers a functional layout with room to customize and make it your own. Enjoy easy, one-level living and a large backyard perfect for kids, pets, or weekend cookouts. The solid brick exterior adds timeless curb appeal and lasting value, while the peaceful setting offers the perfect mix of comfort and convenience-just minutes from shopping, dining, and major highways. Whether you're a first-time homebuyer, investor, or simply looking for a home with character and opportunity, this property is a great find! Don't miss your chance to make this sweet Douglasville home your own-schedule your showing today!

  11. 2025-10-30
    listed $259,000 New 947-char remark
    Show marketing remark (947 chars)

    Welcome to 4125 West Oak Lane - a charming brick ranch tucked away in a quiet, established Douglasville neighborhood! This 3-bedroom, 2-bath home is full of potential and ready for your personal touch. Step inside to a spacious living area with plenty of natural light and a cozy fireplace that makes you feel right at home. The kitchen offers a functional layout with room to customize and make it your own. Enjoy easy, one-level living and a large backyard perfect for kids, pets, or weekend cookouts. The solid brick exterior adds timeless curb appeal and lasting value, while the peaceful setting offers the perfect mix of comfort and convenience-just minutes from shopping, dining, and major highways. Whether you're a first-time homebuyer, investor, or simply looking for a home with character and opportunity, this property is a great find! Don't miss your chance to make this sweet Douglasville home your own-schedule your showing today!

  12. 2025-10-30
    listed $259,000 Active
    Show marketing remark (947 chars)

    Welcome to 4125 West Oak Lane - a charming brick ranch tucked away in a quiet, established Douglasville neighborhood! This 3-bedroom, 2-bath home is full of potential and ready for your personal touch. Step inside to a spacious living area with plenty of natural light and a cozy fireplace that makes you feel right at home. The kitchen offers a functional layout with room to customize and make it your own. Enjoy easy, one-level living and a large backyard perfect for kids, pets, or weekend cookouts. The solid brick exterior adds timeless curb appeal and lasting value, while the peaceful setting offers the perfect mix of comfort and convenience-just minutes from shopping, dining, and major highways. Whether you're a first-time homebuyer, investor, or simply looking for a home with character and opportunity, this property is a great find! Don't miss your chance to make this sweet Douglasville home your own-schedule your showing today!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$1,554 · $130/mo
Projected year-2 tax
$1,840 · $153/mo
Expected delta
+$286/yr (+$24/mo · 18.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 5/10 Major 7 d/yr ≥103°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$23,614
− Mortgage interest
−$11,203
− Property taxes
−$1,554
− Insurance
−$1,000
− Repairs & maintenance
−$1,889
− Management
−$1,889
− Depreciation
−$5,818
Taxable income
$261
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$63
After-tax cash flow
$3,453/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Douglas County
NCES district ID
1301860
Math proficiency
23% ▼ -16.00%
Reading proficiency
35% ▼ -11.00%
Median HH income
$55,335
Composite
25.84/100
National rank
#7353
State rank
#92 of 174 in GA

Livability — Douglasville

Score
71/100
State rank
#82
US rank
#6971

Category grades

Amenities F Commute C+ Cost of living A+ Crime F Employment C Housing A+ Health & safety B User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Douglas County · 141,416 people
City population
27,036
Metro
Atlanta-Sandy Springs-Alpharetta, GA
Population (ZIP)
47,580
Household income
$76,574
Rent vs Own
34.4% rent · 65.6% own
Severe rent burden
1339.0

Population outlook (Douglas County) Hauer SSP2

Today (2025)
163,022 people
By 2030
173,956 · +6.7%
By 2040
196,859 · +20.8%
By 2050
220,017 · +35.0%
By 2075
279,831 · +71.7%
By 2100
322,702 · +97.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.65)
Race & ethnicity
Black 44% White 37% Hispanic / Latino 13% Two or more races 7%
Hispanic origin (detail)
Mexican 8% Puerto Rican 1%
Common ancestry
Slovak 2% Lithuanian 1% Serbian 1%
Foreign-born
8% · Canada
Languages at home
86% English-only · Spanish 11% Other Indo-European 1%

Political lean MEDSL · Douglas

2024 margin
Solid D (+31.4) · D 65.4% · R 33.9%
2008→2024 swing
+29.6pp toward D · 2008: 1.8pp · 2024: 31.4pp
All cycles
2024: D+31.4 2020: D+25.1 2016: D+10.8 2012: D+4.0 2008: D+1.8

Not yet ingested

Civics

Market trends

HPI YoY
▼ -70.36%
Current HPI
243.9426
Rent YoY
▬ 0.03%
Metro
Atlanta-Sandy Springs-Alpharetta, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

-22.8% since first listed
8 events — show timeline
  • 2026-05-21 Relisted GAMLS
  • 2026-05-21 Relisted FMLS
  • 2026-04-29 Pending GAMLS
  • 2026-04-29 Pending FMLS
  • 2026-04-25 Price Changed $200,000 GAMLS
  • 2026-04-25 Price Changed $200,000 FMLS
  • 2025-10-30 Listed $259,000 FMLS
  • 2025-10-30 Listed $259,000 GAMLS

Property tax history

+11.1%/yr

Latest (2025): $1,554 · +256.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…