CashFlowRE
Sign in Sign up
12671 S Pima Pkwy
C Composite 58.24
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +19.1/30.0
  • Appreciation +10.0/10.0
  • ARV discount +7.5/15.0
  • DSCR +6.0/10.0
  • 1% rule +4.0/10.0
  • Schools +3.6/10.0
  • Livability +3.1/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$143,000

12671 S Pima Pkwy · Golden Shores, AZ 86436
3 bd · 2.0 ba · 1,152 sqft · Land public records · 6 Days on market
Built 1992 0.29 ac lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Spacious flloor plan - home sold same day. ..

Key facts

  • 0.29 acre lot
  • Garage
  • Built 1992

Property features AI

Finance

  • Other: Zoned R1 Single-Family Residential

Exterior

  • Parking: Detached drive-through garage with 1 garage space
  • Utilities: Electricity available; Natural gas available; Septic tank
  • Home design: Manufactured double-wide home; Residential property; Faces south; Entry opens to breakfast bar / casual dining / partially open kitchen
  • Construction: Shingle roof
  • Exterior features: Chain link fencing; Paved road access; Private maintained road

Interior

  • Kitchen: Oven; Range; Refrigerator
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Natural gas central heating
  • Interior features: Breakfast bar; Vaulted ceilings
  • Laundry & utility: Washer; Dryer; Water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath land listed at $143k.

Deal economics

  • At list price, monthly cash flow is $151 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $129k (9.6% below list).
  • Recommended offer: $129k (9.6% below list) — sets the bar for 1% rule.
  • Cap rate 7.6% vs local median 2.7% in Golden Shores — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 61/100 on livability (#155 in AZ) — a middle-class / working-renter tenant base. Strengths: cost of living A+, crime A, housing B; Watch: health & safety C-, schools F, amenities F.
  • Topock Elementary District (4376) (rural): math 45% / reading 35% proficiency, ranked #209 of 501 in AZ (top 42%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 112 active listings in the ZIP; 2,543 units permitted in Mohave County in 2024 (33 in 5+ unit buildings).

Forward outlook

  • In year one you build about $15k of equity ($989 loan paydown + $14k appreciation (10.0% local appreciation)).
  • Mohave County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (10.0% appreciation + 3.0% rent growth), your $40k cash investment doubles in ~3 years — after that, you're playing with house money.
  • By year 3, paydown + projected appreciation supports a ~$39k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • Only 6 days on market — expect competitive offers; lowballing is unlikely to land.
  • 2 sale attempts since 10y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $84k; list at $143k implies a 70% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $129,223 (9.6% below list)

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.90%
Cap rate
7.56%
Cash-on-cash
4.52%
DSCR
1.20
GRM
9.2

CMA / ARV

No comps found within radius.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
27.5%
Equity multiple
3.18×
Total profit
$87,444
Equity at exit
$128,826
10-year hold
IRR
24.0%
Equity multiple
7.24×
Total profit
$249,841
Equity at exit
$277,818

Cash invested: $40,040 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Arizona
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
5-day pay-or-quit; AZ courts known for speed; no state rent control; cities preempted by state law.

ZIP-level market 86436

Home prices YoY
3.6%
Active inventory
112
Price-to-rent
9.2×

Monthly cashflow live

Estimated rent
$1,292 medium interval (Pro) →
Mortgage (P&I)
$750
Tax from tax record
$60 /mo · $725/yr
Insurance
$60
HOA
$0
Vacancy / Maint / Mgmt
$271
Net cashflow
$151

Break-even live

Break-even rent $1,101
Max offer price $143,000
Occupancy floor 83%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$35,750
Closing costs
$4,290
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 7 events

  1. 2026-06-19
    days on market $143,000 Active 6 DOM
  2. 2026-06-18
    days on market $143,000 Active 5 DOM
  3. 2026-06-17
    days on market $143,000 Active 4 DOM
  4. 2026-06-16
    days on market $143,000 Active 3 DOM
  5. 2026-06-15
    days on market $143,000 Active 2 DOM
  6. 2026-06-14
    remarks 464-char remark
  7. 2026-06-14
    listed $143,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AZ · Resets to sale price

Current annual tax
$725 · $60/mo
Projected year-2 tax
$944 · $79/mo
Expected delta
+$219/yr (+$18/mo · 30.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥114°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$15,507
− Mortgage interest
−$8,010
− Property taxes
−$725
− Insurance
−$715
− Repairs & maintenance
−$1,241
− Management
−$1,241
− Depreciation
−$4,160
Taxable loss
−$584
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$140
After-tax cash flow
$1,952/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Topock Elementary District (4376)
NCES district ID
0408640
Math proficiency
45% ▼ -5.00%
Reading proficiency
35% ▲ 5.00%
Median HH income
$37,388
Composite
35.73/100
National rank
#9658
State rank
#209 of 501 in AZ

Livability — Golden Shores

Score
61/100
State rank
#155
US rank
#17886

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment F Housing B Health & safety C- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Golden Shores, AZ
Population (ZIP)
1,319

Population outlook (Mohave County) Hauer SSP2

Today (2025)
209,184 people
By 2030
209,674 · +0.2%
By 2040
205,897 · -1.6%
By 2050
196,810 · -5.9%
By 2075
169,454 · -19.0%
By 2100
136,630 · -34.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (92%)
Race & ethnicity
White 92% Hispanic / Latino 5% Native American 2%
Hispanic origin (detail)
Cuban 5%
Common ancestry
Lithuanian 3% Serbian 3% German 1%

Political lean MEDSL · Mohave

2024 margin
Solid R (+55.8) · D 21.8% · R 77.6%
2008→2024 swing
-22.9pp toward R · 2008: -32.9pp · 2024: -55.8pp
All cycles
2024: R+55.8 2020: R+51.3 2016: R+51.5 2012: R+42.6 2008: R+32.9

Not yet ingested

Civics

Market trends

HPI YoY
▲ 13.31%
Current HPI
386.168
Rent YoY
Metro
State GDP YoY
▲ 4.54%
F500 in state
20

Industry mix (Fortune 500 HQ in AZ)

Industry F500 HQs Revenue

Price history

+1091.7% since first listed
7 events — show timeline
  • 2026-06-13 Listed $143,000 WARDEX
  • 2016-11-03 Sold (MLS) $84,000 WARDEX
  • 2016-10-28 Sold (Public Records) $80,000 Public Records
  • 2016-10-05 Listed $89,000 WARDEX
  • 2002-08-02 Sold (Public Records) $45,000 Public Records
  • 2002-06-03 Sold (Public Records) $45,000 Public Records
  • 1991-11-19 Sold (Public Records) $12,000 Public Records

Property tax history

+3.1%/yr

Latest (2025): $725 · +14.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…