913 27th Ave NE · Center Point, AL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 2/10 · Minimal
- Est. fire insurance / yr
- $916 – $1,700
Heat risk 6/10 · Moderate
- Hot days now (above 105°F)
- 7 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 5/10 · Moderate
- Unhealthy air days now
- 6 days/yr
- Unhealthy air days in 30 yrs
- 11 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +26.8/30.0
- ARV discount +15.0/15.0
- DSCR +9.2/10.0
- 1% rule +6.8/10.0
- Rent growth +3.3/5.0
- Livability +3.2/5.0
- Condition / age +2.5/5.0
- Schools +1.8/10.0
- Appreciation +0.0/10.0
$119,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Located at 913 27th Ave NE, this single-story brick home offers 3 bedrooms, 2 full bathrooms, and 1 half bath with approximately 1,346 square feet of living space. The layout includes a spacious living room and a large den/family room that provides additional flexible space for relaxing, entertaining, or a bonus room. The kitchen features a breakfast bar and dining area, offering convenient space for everyday meals and gatherings. Hardwood flooring runs through much of the home, adding character and durability. The property sits on a generous lot of about 0.37 acres and includes a covered front porch, patio area, and a large backyard. A walk-in basement area provides additional storage or workspace. This property offers a functional layout and practical living space in the Center Point area.
Key facts
- Hardwood flooring
- Covered front porch
- Breakfast bar
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $120k.
Deal economics
- At list price, monthly cash flow is $329 ($4k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $120k).
- Recommended offer: $118k (1.5% below list) — sets the bar for market timing.
- Cap rate 9.6% vs local median 7.3% in Center Point — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 63/100 on livability (#193 in AL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, commute A, housing A; Watch: crime D, schools F, amenities F.
- Jefferson County (suburban): math 9% / reading 32% proficiency, ranked #104 of 129 in AL (top 81%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Market conditions: Rents rising (+3.0%/yr); 334 active listings in the ZIP; 37 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 41% of comp listings sitting > 30 days — soft ceiling on asking rent; 2,114 units permitted in Jefferson County in 2024 (556 in 5+ unit buildings).
- This rent runs 32% of the median local income ($53k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $829 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Jefferson County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $34k cash investment doubles in ~10 years — after that, you're playing with house money.
Negotiation context
- It's been on market 18 days — a 2% lower offer ($118k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 5y ago; this cycle's ask has dropped $10k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1960 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.18% ✓
- Cap rate
- 9.59%
- Cash-on-cash
- 11.77%
- DSCR
- 1.52
- GRM
- 7.1
CMA / ARV
- ARV (median comp)
- $216,083
- List price
- $119,900
- Delta
- -44.51%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 4558 Cantebury Ln | 0.08mi | 3/2.0 | 1,470 (+9%) | 4mo | $244,900 | $167 | 73 |
| 613 25th Ave NE | 0.30mi | 3/2.0 | 1,400 (+4%) | 8mo | $93,000 | $66 | 69 |
| 4956 Kerri Ln | 0.51mi | 3/2.0 | 1,300 (-3%) | 2mo | $219,267 | $169 | 65 |
| 601 23rd Ave NE | 0.39mi | 3/1.0 | 1,186 (-12%) | 1mo | $79,500 | $67 | 61 |
| 2617 NE 6th St | 0.29mi | 3/2.0 | 1,172 (-13%) | 3mo | $180,000 | $154 | 58 |
| 4988 Kerri Ln | 0.61mi | 3/2.0 | 1,433 (+6%) | 1mo | $252,000 | $176 | 56 |
| 2903 Creek Ln NE | 0.56mi | 4/2.0 (+1) | 1,420 (+6%) | 4mo | $155,000 | $109 | 52 |
| 4968 Kerri Ln | 0.55mi | 3/2.0 | 1,484 (+10%) | 2mo | $257,000 | $173 | 52 |
| 317 26th Ave NE | 0.52mi | 3/1.5 | 1,500 (+11%) | 7mo | $158,500 | $106 | 49 |
| 4445 Winchester Hills Way | 0.74mi | 4/2.0 (+1) | 1,330 (-1%) | 9mo | $195,000 | $147 | 47 |
| 2352 3rd Way NE | 0.68mi | 3/1.5 | 1,167 (-13%) | 4mo | $103,000 | $88 | 41 |
| 2212 Shirley Dr | 0.72mi | 3/2.0 | 1,518 (+13%) | 5mo | $199,900 | $132 | 37 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.04% rent growth · sell at horizon
- IRR
- 1.2%
- Equity multiple
- 1.05×
- Total profit
- $1,603
- Equity at exit
- $17,877
- IRR
- 10.9%
- Equity multiple
- 1.85×
- Total profit
- $28,630
- Equity at exit
- $10,367
Cash invested: $33,572 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Alabama
- 90 Strongly Landlord-Friendly · R+15
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 35215
- Home prices YoY
- -34.4%
- Rents YoY
- 3.0%
- Active inventory
- 334
- Price-to-rent
- 7.1×
Monthly cashflow live
- Estimated rent
- $1,415 high interval (Pro) →
- Mortgage (P&I)
- −$629
- Tax from tax record
- −$110 /mo · $1,316/yr
- Insurance
- −$50
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$297
- Net cashflow
- $329
Break-even live
Sensitivity live
| Price | -10% $397 | -5% $363 | +0% $329 | +5% $295 | +10% $262 |
|---|---|---|---|---|---|
| Rent | -10% $218 | -5% $273 | +0% $329 | +5% $385 | +10% $441 |
| Rate | -1.0pp $390 | -0.5pp $360 | base $329 | +0.5pp $298 | +1.0pp $267 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $29,975
- Closing costs
- $3,597
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 37 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 2708 7th St NE Center Point, AL | 3.0 | 1.0 | 1451 | $1,150 | $0.79 | 44d | 1 | 0.21mi |
| 607 Country View Dr Birmingham, AL | 4.0 | 2.0 | 1568 | $1,550 | $0.99 | 24d | 1 | 0.36mi |
| 605 Country View Dr Birmingham, AL | 3.0 | 2.0 | 1698 | $1,560 | $0.92 | 44d | 1 | 0.37mi |
| 2655 6th St NE Center Point, AL | 3.0 | 2.0 | 1600 | $1,390 | $0.87 | 3d | 1 | 0.38mi |
| 2415 Ormond Dr Center Point, AL | 3.0 | 1.5 | 1194 | $1,295 | $1.08 | 44d | 1 | 0.46mi |
| 2537 3rd St NE Center Point, AL | 3.0 | 2.0 | 1040 | $1,350 | $1.30 | 24d | 1 | 0.59mi |
| 2249 4th Place Cir NE Center Point, AL | 3.0 | 1.5 | 1400 | $1,400 | $1.00 | 44d | 1 | 0.63mi |
| 2232 6th St NE Center Point, AL | 3.0 | 1.0 | 1550 | $1,150 | $0.74 | 44d | 1 | 0.63mi |
| 332 23rd Ave NE Center Point, AL | 3.0 | 1.0 | 1100 | $1,350 | $1.23 | 3d | 1 | 0.68mi |
| 2629 Wood Dr NE Center Point, AL | 3.0 | 1.0 | 1203 | $1,250 | $1.04 | 44d | 1 | 0.71mi |
| 2324 3rd St NE Center Point, AL | 3.0 | 2.0 | 1329 | $1,300 | $0.98 | 24d | 1 | 0.76mi |
| 4464 Winchester Hills Way Birmingham, AL | 3.0 | 2.0 | 1178 | $1,750 | $1.49 | 44d | 1 | 0.81mi |
| 4464 Winchester Hills Ln Pinson, AL | 3.0 | 2.0 | 1500 | $1,750 | $1.17 | 11d | 1 | 0.82mi |
| 5240 Jean Dr Pinson, AL | 4.0 | 2.0 | 1714 | $1,695 | $0.99 | 44d | 1 | 0.83mi |
| 856 Parkbrook Trl Birmingham, AL | 1.0–3.0 | 1.0–2.0 | 925 | $1,180 | $1.28 | 2d | 10 | 0.84mi |
| 2245 3rd St NE Center Point, AL | 3.0 | 1.0 | 1150 | $1,100 | $0.96 | 24d | 1 | 0.85mi |
| 3309 Chase Ln Unit 3309 Birmingham, AL | 2.0 | 2.0 | 1068 | $1,000 | $0.94 | 44d | 1 | 0.87mi |
| 413 20th Ct NE Center Point, AL | 3.0 | 1.5 | 1540 | $1,375 | $0.89 | 44d | 1 | 0.88mi |
| 1104 Oak Creek Trl NE Birmingham, AL | 3.0 | 2.0 | 1233 | $1,543 | $1.25 | 2d | 1 | 0.90mi |
| 2229 3rd St NE Center Point, AL | 3.0 | 1.0 | 1215 | $1,125 | $0.93 | 24d | 1 | 0.91mi |
| 509 20th Ave NE Center Point, AL | 3.0 | 1.5 | 1008 | $1,200 | $1.19 | 24d | 1 | 0.92mi |
| 5140 Hickory Dr NE Pinson, AL | 3.0 | 1.5 | 1518 | $1,465 | $0.97 | 22d | 1 | 0.95mi |
| 3073 Panorama E Birmingham, AL | 1.0–3.0 | 1.0–2.0 | 975 | $1,275 | $1.31 | 2d | 20 | 1.02mi |
| 127 Fox Hill Ct Center Point, AL | 3.0 | 2.0 | 1418 | $1,545 | $1.09 | 44d | 1 | 1.08mi |
| 109 24th Ave NW Center Point, AL | 3.0 | 1.5 | 1023 | $1,215 | $1.19 | 44d | 1 | 1.13mi |
| 1814 Valley Run Cir Birmingham, AL | 3.0 | 1.0 | 1025 | $1,350 | $1.32 | 44d | 1 | 1.18mi |
| 1935 Springlake Ct Unit 1 Birmingham, AL | 2.0 | 1.5 | 1152 | $1,095 | $0.95 | 44d | 1 | 1.19mi |
| 1819 Valley Run Cir Birmingham, AL | 4.0 | 2.5 | 1694 | $1,761 | $1.04 | 44d | 1 | 1.21mi |
| 2318 Raintree Ct Center Point, AL | 2.0 | 1.0 | 975 | $1,100 | $1.13 | 3d | 2 | 1.22mi |
| 1817 Lyle Dr Birmingham, AL | 4.0 | 2.0 | 1361 | $1,605 | $1.18 | 24d | 1 | 1.24mi |
| 2025 Brewster Rd Birmingham, AL | 3.0 | 2.0 | 1369 | $1,450 | $1.06 | 24d | 1 | 1.28mi |
| 2504 Beechwood Trl Pinson, AL | 3.0 | 2.0 | 1359 | $1,435 | $1.06 | 22d | 1 | 1.28mi |
| 1845 Stonehenge Dr Birmingham, AL | 3.0 | 2.0 | 1358 | $1,323 | $0.97 | 15d | 1 | 1.31mi |
| 5520 Desoto Cir Pinson, AL | 3.0 | 2.0 | 1720 | $1,823 | $1.06 | 11d | 1 | 1.41mi |
| 202 Westchester Dr Birmingham, AL | 4.0 | 2.0 | 1374 | $1,300 | $0.95 | 24d | 1 | 1.42mi |
| 149 Martin Dr Birmingham, AL | 3.0 | 2.0 | 1164 | $1,485 | $1.28 | 24d | 1 | 1.47mi |
| 232 Glenvalley Ln NW Birmingham, AL | 4.0 | 2.0 | 954 | $1,610 | $1.69 | 3d | 1 | 1.48mi |
Listing history 14 events
-
2026-05-18status Pending 802-char remark
Show marketing remark (802 chars)
Located at 913 27th Ave NE, this single-story brick home offers 3 bedrooms, 2 full bathrooms, and 1 half bath with approximately 1,346 square feet of living space. The layout includes a spacious living room and a large den/family room that provides additional flexible space for relaxing, entertaining, or a bonus room. The kitchen features a breakfast bar and dining area, offering convenient space for everyday meals and gatherings. Hardwood flooring runs through much of the home, adding character and durability. The property sits on a generous lot of about 0.37 acres and includes a covered front porch, patio area, and a large backyard. A walk-in basement area provides additional storage or workspace. This property offers a functional layout and practical living space in the Center Point area.
-
2026-05-08price $119,900 802-char remark
Show marketing remark (802 chars)
Located at 913 27th Ave NE, this single-story brick home offers 3 bedrooms, 2 full bathrooms, and 1 half bath with approximately 1,346 square feet of living space. The layout includes a spacious living room and a large den/family room that provides additional flexible space for relaxing, entertaining, or a bonus room. The kitchen features a breakfast bar and dining area, offering convenient space for everyday meals and gatherings. Hardwood flooring runs through much of the home, adding character and durability. The property sits on a generous lot of about 0.37 acres and includes a covered front porch, patio area, and a large backyard. A walk-in basement area provides additional storage or workspace. This property offers a functional layout and practical living space in the Center Point area.
-
2026-05-05status Active 802-char remark
Show marketing remark (802 chars)
Located at 913 27th Ave NE, this single-story brick home offers 3 bedrooms, 2 full bathrooms, and 1 half bath with approximately 1,346 square feet of living space. The layout includes a spacious living room and a large den/family room that provides additional flexible space for relaxing, entertaining, or a bonus room. The kitchen features a breakfast bar and dining area, offering convenient space for everyday meals and gatherings. Hardwood flooring runs through much of the home, adding character and durability. The property sits on a generous lot of about 0.37 acres and includes a covered front porch, patio area, and a large backyard. A walk-in basement area provides additional storage or workspace. This property offers a functional layout and practical living space in the Center Point area.
-
2026-03-12status Pending 802-char remark
Show marketing remark (802 chars)
Located at 913 27th Ave NE, this single-story brick home offers 3 bedrooms, 2 full bathrooms, and 1 half bath with approximately 1,346 square feet of living space. The layout includes a spacious living room and a large den/family room that provides additional flexible space for relaxing, entertaining, or a bonus room. The kitchen features a breakfast bar and dining area, offering convenient space for everyday meals and gatherings. Hardwood flooring runs through much of the home, adding character and durability. The property sits on a generous lot of about 0.37 acres and includes a covered front porch, patio area, and a large backyard. A walk-in basement area provides additional storage or workspace. This property offers a functional layout and practical living space in the Center Point area.
-
2026-03-06$129,900 Active 802-char remark
Show marketing remark (802 chars)
Located at 913 27th Ave NE, this single-story brick home offers 3 bedrooms, 2 full bathrooms, and 1 half bath with approximately 1,346 square feet of living space. The layout includes a spacious living room and a large den/family room that provides additional flexible space for relaxing, entertaining, or a bonus room. The kitchen features a breakfast bar and dining area, offering convenient space for everyday meals and gatherings. Hardwood flooring runs through much of the home, adding character and durability. The property sits on a generous lot of about 0.37 acres and includes a covered front porch, patio area, and a large backyard. A walk-in basement area provides additional storage or workspace. This property offers a functional layout and practical living space in the Center Point area.
-
2021-06-29soldstatus $115,000
-
2021-06-23soldstatus $115,000 Sold 871-char remark
Show marketing remark (871 chars)
Check out this 1-level, all brick home that is just waiting for its new owners! From the large, covered front porch to the spacious backyard, this home has a lot to offer! Inside you will find hardwood flooring throughout. There is a spacious living room, kitchen with breakfast bar and a large dining area. On one side of the home you will find 3 bedrooms and 2 full baths and then on the other end you have an additional large room that was formerly used as a 4th bedroom or it makes an incredible den/bonus room and even features a wood-burning stove and half bath plus access to the laundry room. The backyard is a great size for kids or pets or just having space to roam. There is an open patio/deck area plus a walk-in basement area under the house for additional storage or even makes a great workout area. Just minutes from schools, shopping and the interstate!
-
2021-06-19historical 871-char remark
Show marketing remark (871 chars)
Check out this 1-level, all brick home that is just waiting for its new owners! From the large, covered front porch to the spacious backyard, this home has a lot to offer! Inside you will find hardwood flooring throughout. There is a spacious living room, kitchen with breakfast bar and a large dining area. On one side of the home you will find 3 bedrooms and 2 full baths and then on the other end you have an additional large room that was formerly used as a 4th bedroom or it makes an incredible den/bonus room and even features a wood-burning stove and half bath plus access to the laundry room. The backyard is a great size for kids or pets or just having space to roam. There is an open patio/deck area plus a walk-in basement area under the house for additional storage or even makes a great workout area. Just minutes from schools, shopping and the interstate!
-
2021-06-08historical Contingent 871-char remark
Show marketing remark (871 chars)
Check out this 1-level, all brick home that is just waiting for its new owners! From the large, covered front porch to the spacious backyard, this home has a lot to offer! Inside you will find hardwood flooring throughout. There is a spacious living room, kitchen with breakfast bar and a large dining area. On one side of the home you will find 3 bedrooms and 2 full baths and then on the other end you have an additional large room that was formerly used as a 4th bedroom or it makes an incredible den/bonus room and even features a wood-burning stove and half bath plus access to the laundry room. The backyard is a great size for kids or pets or just having space to roam. There is an open patio/deck area plus a walk-in basement area under the house for additional storage or even makes a great workout area. Just minutes from schools, shopping and the interstate!
-
2021-06-03$120,000 Active 871-char remark
Show marketing remark (871 chars)
Check out this 1-level, all brick home that is just waiting for its new owners! From the large, covered front porch to the spacious backyard, this home has a lot to offer! Inside you will find hardwood flooring throughout. There is a spacious living room, kitchen with breakfast bar and a large dining area. On one side of the home you will find 3 bedrooms and 2 full baths and then on the other end you have an additional large room that was formerly used as a 4th bedroom or it makes an incredible den/bonus room and even features a wood-burning stove and half bath plus access to the laundry room. The backyard is a great size for kids or pets or just having space to roam. There is an open patio/deck area plus a walk-in basement area under the house for additional storage or even makes a great workout area. Just minutes from schools, shopping and the interstate!
-
2021-03-20price $120,000
-
2006-07-31soldstatus $85,000
-
2004-06-04soldstatus $96,000
-
2003-02-11soldstatus $83,900
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast AL · Resets to sale price
- Current annual tax
- $1,316 · $110/mo
- Projected year-2 tax
- $1,316 · $110/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 2/10 Low
- Heat 6/10 Major 7 d/yr ≥105°F today · 19 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 5/10 Major 6 unhealthy d/yr today · 11 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $16,979
- − Mortgage interest
- −$6,716
- − Property taxes
- −$1,316
- − Insurance
- −$600
- − Repairs & maintenance
- −$1,358
- − Management
- −$1,358
- − Depreciation
- −$3,488
- Taxable income
- $2,143
- Est. tax owed @ 24.0%
- −$514
- After-tax cash flow
- $3,438/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Jefferson County
- NCES district ID
- 0101920
- Math proficiency
- 9% ▼ -24.00%
- Reading proficiency
- 32% ▼ -5.00%
- Median HH income
- $51,712
- Composite
- 18.4/100
- National rank
- #8937
- State rank
- #104 of 129 in AL
Livability — Center Point
- Score
- 63/100
- State rank
- #193
- US rank
- #15671
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Center Point, AL
- County
- Jefferson County · 527,445 people
- City population
- 43,903
- Metro
- Birmingham-Hoover, AL
- Population (ZIP)
- 43,903
- Household income
- $52,793
- Rent vs Own
- Severe rent burden
- 1729.0
Population outlook (Jefferson County) Hauer SSP2
- Today (2025)
- 669,185 people
- By 2030
- 669,694 · +0.1%
- By 2040
- 661,388 · -1.2%
- By 2050
- 643,086 · -3.9%
- By 2075
- 577,267 · -13.7%
- By 2100
- 474,758 · -29.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (75%)
- Race & ethnicity
- Black 75% White 15% Hispanic / Latino 7% Two or more races 3%
- Hispanic origin (detail)
- Mexican 4%
- Common ancestry
- Lithuanian 1% Italian 1% Slovak 1%
- Foreign-born
- 4% · Canada
- Languages at home
- 92% English-only · Spanish 7%
Political lean MEDSL · Jefferson
- 2024 margin
- D (+10.4) · D 54.6% · R 44.2% · Other 1.2%
- 2008→2024 swing
- +5.4pp toward D · 2008: 5.1pp · 2024: 10.4pp
- All cycles
- 2024: D+10.4 2020: D+13.2 2016: D+7.2 2012: D+6.0 2008: D+5.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -112.97%
- Current HPI
- 215.0607
- Rent YoY
- ▲ 3.04%
- Metro
- Birmingham-Hoover, AL
- State GDP YoY
- ▲ 2.94%
- F500 in state
- 4
Industry mix (Fortune 500 HQ in AL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 1 | $8B |
|
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| Healthcare | 1 | $5B |
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Price history
+42.9% since first listed14 events — show timeline
- 2026-05-18 Pending — Greater Alabama MLS
- 2026-05-08 Price Changed $119,900 Greater Alabama MLS
- 2026-05-05 Relisted — Greater Alabama MLS
- 2026-03-12 Pending — Greater Alabama MLS
- 2026-03-06 Listed $129,900 Greater Alabama MLS
- 2021-06-29 Sold (Public Records) $115,000 Public Records
- 2021-06-23 Sold (MLS) $115,000 Greater Alabama MLS
- 2021-06-19 Delisted — Greater Alabama MLS
- 2021-06-08 Contingent — Greater Alabama MLS
- 2021-06-03 Listed $120,000 Greater Alabama MLS
- 2021-03-20 Price Changed $120,000 Greater Alabama MLS
- 2006-07-31 Sold (Public Records) $85,000 Public Records
- 2004-06-04 Sold (Public Records) $96,000 Public Records
- 2003-02-11 Sold (Public Records) $83,900 Public Records
Property tax history
+1.4%/yrLatest (2025): $1,316 · +7.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…