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13300 SW 1st St Unit 114-O
D Composite 42.71
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +8.7/30.0
  • ARV discount +7.5/15.0
  • 1% rule +7.0/10.0
  • Livability +4.2/5.0
  • Schools +4.1/10.0
  • Appreciation +4.0/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • DSCR +2.4/10.0

$169,990

13300 SW 1st St Unit 114-O · Pembroke Pines, FL 33027
2 bd · 2.0 ba · 1,166 sqft · Condo public records · 142 Days on market
Built 1985 $711/mo HOA · 35% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

First-Floor Corner Unit in Premium Resort-Style 55+ Community! Enjoy the absolute best of South Florida living in this bright and inviting first-floor, 2-bedroom, 2-bathroom corner unit, located in the highly sought-after 55+ community of Century Village in Pembroke Pines. Perfectly positioned for extra natural light and enhanced privacy, this well-maintained condo is in excellent condition and completely move-in ready. Whether you are looking for a year-round home or a seasonal retreat, this property offers an unparalleled combination of comfort, safety, and luxury amenities. * * * Price reduced for a quick sale. Present your offer. Seller motivated.

Key facts

  • Remodeled bathrooms
  • $711 HOA
  • Parking

Tags

REMODELED BATHROOMSNEWER AIR CONDITIONER SYSTEM

Property features AI

Finance

  • Financial info: Pets allowed with restrictions (conditional; possible restrictions)
  • HOA & community: Monthly association fees; Association fee includes management, amenities, common areas, cable TV, insurance, laundry, structure maintenance, parking, reserve fund, roof, sewer, security, trash and water; Community amenities: basketball court, business center, clubhouse, fitness center, golf course, laundry facilities, pool, tennis courts, transportation service, elevators; Located in a golf course community; Senior community

Exterior

  • Parking: Assigned parking; Guest parking; One assigned space
  • Security: Security guard; Complex fenced; Smoke detectors; Storm/Security shutters
  • Utilities: Cable available; Water heater (energy-efficient); Programmable thermostat
  • Home design: 3-story building; Resale property; Entry on level 1; Attached property
  • Construction: Block construction
  • Exterior features: Tennis courts; Heated pool; Storm/security shutters; Complex is fenced; Security guard on site; Smoke detectors

Interior

  • Kitchen: Dishwasher; Electric range; Microwave; Refrigerator
  • Bedrooms: Bedroom on main level
  • Flooring: Ceramic tile
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating; Central air conditioning; Ceiling fans; Electric cooling
  • Interior features: Blinds on windows; First-floor entry; Bedroom located on main level; Combined living/dining room
  • Laundry & utility: Common area laundry

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath condo listed at $170k.

Deal economics

  • At list price, monthly cash flow is $-144 ($-2k/yr) — negative.
  • To cash-flow at today's rent, offer at most $145k (14.9% below list).
  • Meets the 1% rule at list price ($2k rent vs $170k).
  • Recommended offer: $145k (14.9% below list) — sets the bar for cash-flow.
  • Cap rate 5.3% vs local median 4.0% in Pembroke Pines — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 83/100 on livability (#54 in FL, #933 nationally) — a professional / high-income tenant draw. Strengths: housing A+, health & safety A+, crime A-; Watch: amenities D+, cost of living D+.
  • Broward (suburban): math 42% / reading 53% proficiency, ranked #46 of 73 in FL (top 63%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Nova Blanche Forman Elementary (math 35% / reading 55%, grade D-, #1,271 of 2,144 statewide, top 60%, 769 students, 72% FRL); Nova Middle School (math 44% / reading 53%, grade C-, #274 of 571 statewide, top 50%, 1,284 students, 68% FRL); Charles W Flanagan High School (math 29% / reading 50%, grade F, #304 of 667 statewide, top 47%, 2,475 students, 57% FRL).
  • Market conditions: Rents soft (-0.2%/yr); 549 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 19d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 2,111 units permitted in Broward County in 2024 (1,265 in 5+ unit buildings).
  • This rent runs 32% of the median local income ($77k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-2.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Broward County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 142 days — a 12% lower offer ($150k) is reasonable based on typical stale-listing flexibility.
  • Current owner paid $56k; list at $170k implies a 201% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: HOA is 35% of rent.
  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→28/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $144,627 (14.9% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 142 days. Have you received any prior offers? Is the seller open to a 15% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  7. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  11. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.20%
Cap rate
5.28%
Cash-on-cash
-3.62%
DSCR
0.84
GRM
7.0

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-2.01% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-19.9%
Equity multiple
0.26×
Total profit
$-35,146
Equity at exit
$32,917
10-year hold
IRR
-20.8%
Equity multiple
-0.21×
Total profit
$-57,496
Equity at exit
$28,037

Cash invested: $47,597 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 33027

Home prices YoY
-0.6%
Rents YoY
-0.2%
Active inventory
549
Price-to-rent
7.0×

Monthly cashflow live

Estimated rent
$2,032 high interval (Pro) →
Mortgage (P&I)
$891
Tax from tax record
$76 /mo · $911/yr
Insurance
$71
HOA
$711
Vacancy / Maint / Mgmt
$427
Net cashflow
$-144

Break-even live

Break-even rent $2,214
Max offer price $144,627
Occupancy floor

Sensitivity live

Price -10% $-47 -5% $-95 +0% $-144 +5% $-192 +10% $-240
Rent -10% $-304 -5% $-224 +0% $-144 +5% $-63 +10% $17
Rate -1.0pp $-58 -0.5pp $-100 base $-144 +0.5pp $-188 +1.0pp $-232

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$42,498
Closing costs
$5,100
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
100 SW 132nd Way Pembroke Pines, FL 1.0 1.5 811 $1,488 $1.83 23d 2 0.01mi
100 SW 132nd Way Unit 303K Pembroke Pines, FL 1.0 1.5 811 $1,500 $1.85 17d 1 0.02mi
13300 SW 1st St Pembroke Pines, FL 1.0 1.5 811 $1,510 $1.86 4d 2 0.03mi
101 SW 132nd Way Unit 315J Pembroke Pines, FL 1.0 1.5 811 $1,600 $1.97 20d 1 0.06mi
101 SW 132nd Way Pembroke Pines, FL 1.0 1.5 811 $1,550 $1.91 23d 2 0.06mi
101 SW 132nd Way Pembroke Pines, FL 1.0 1.5 811 $1,550 $1.91 0d 2 0.06mi
200 SW 132nd Way Pembroke Pines, FL 1.0–2.0 1.5 882 $1,750 $1.98 6d 2 0.07mi
251 SW 132nd Way Unit 204H Pembroke Pines, FL 1.0 1.5 811 $1,700 $2.10 26d 1 0.13mi
13401 NW 5th St Pembroke Pines, FL 1.0–3.0 1.0–2.5 1126 $2,938 $2.61 0d 13 0.14mi
150 SW 134th Way Unit 314R Pembroke Pines, FL 2.0 2.0 1166 $1,900 $1.63 16d 1 0.16mi
150 SW 134th Way Unit 314R Pembroke Pines, FL 2.0 2.0 1166 $1,850 $1.59 0d 1 0.16mi
150 SW 134th Way Pembroke Pines, FL 2.0 1.5–2.0 1060 $1,800 $1.70 26d 2 0.16mi
251 SW 134th Way Pembroke Pines, FL 1.0–2.0 1.5 882 $1,645 $1.86 9d 2 0.17mi
251 SW 134th Way Unit 210M Pembroke Pines, FL 2.0 1.5 954 $1,645 $1.72 23d 1 0.17mi
400 SW 134th Way Unit 302F Pembroke Pines, FL 2.0 2.0 1044 $2,000 $1.92 9d 1 0.18mi
400 SW 134th Way Pembroke Pines, FL 1.0–2.0 1.5–2.0 927 $2,000 $2.16 12d 2 0.18mi
400 SW 134th Way Pembroke Pines, FL 1.0–2.0 1.5–2.0 927 $2,000 $2.16 26d 3 0.18mi
13455 SW 3rd St Unit 309S Pembroke Pines, FL 1.0 1.5 811 $1,700 $2.10 26d 1 0.20mi
250 NW 130th Ave Pembroke Pines, FL 1.0–3.0 1.0–2.0 1123 $2,756 $2.45 0d 17 0.20mi
13500 SW 1st St Pembroke Pines, FL 2.0 1.5 954 $1,750 $1.83 7d 2 0.20mi
13500 SW 1st St Pembroke Pines, FL 2.0 1.5 954 $1,750 $1.83 26d 2 0.20mi
551 SW 135th Ave Unit 405B Pembroke Pines, FL 2.0 1.5 953 $1,700 $1.78 26d 1 0.33mi
13255 SW 7th Ct Unit 406D Pembroke Pines, FL 2.0 1.5 953 $1,850 $1.94 9d 1 0.35mi
13255 SW 7th Ct Unit 305D Pembroke Pines, FL 2.0 1.5 953 $1,850 $1.94 26d 1 0.35mi
13255 SW 7th Ct Pembroke Pines, FL 2.0 1.5 953 $1,825 $1.92 0d 2 0.36mi
13155 SW 7th Ct Unit 402E Pembroke Pines, FL 2.0 2.0 1044 $2,000 $1.92 26d 1 0.37mi
13250 SW 7th Ct Unit 402L Pembroke Pines, FL 2.0 2.0 1044 $1,750 $1.68 4d 1 0.39mi
13250 SW 7th Ct Unit 402L Pembroke Pines, FL 2.0 2.0 1044 $1,750 $1.68 16d 1 0.39mi
301 SW 135th Ave Unit 415C Pembroke Pines, FL 1.0 1.5 811 $1,650 $2.03 23d 1 0.40mi
301 SW 135th Ave Unit 415C Pembroke Pines, FL 1.0 1.5 811 $1,650 $2.03 0d 1 0.40mi
550 SW 138th Ave Unit 206K Pembroke Pines, FL 2.0 2.0 1207 $2,400 $1.99 16d 1 0.43mi
800 SW 131st Ave Unit 311F Pembroke Pines, FL 1.0 1.5 811 $1,800 $2.22 26d 1 0.44mi
850 SW 133rd Ter Unit 106B Pembroke Pines, FL 2.0 1.5 953 $1,975 $2.07 23d 1 0.44mi
850 SW 133rd Ter Unit B406 Pembroke Pines, FL 2.0 1.5 953 $1,900 $1.99 26d 1 0.44mi
850 SW 133rd Ter Pembroke Pines, FL 2.0 1.5 953 $1,938 $2.03 22d 2 0.45mi
850 SW 133rd Ter Pembroke Pines, FL 2.0 1.5 953 $1,938 $2.03 3d 2 0.45mi
801 SW 133rd Ter Unit 401K Pembroke Pines, FL 1.0 1.0 960 $1,850 $1.93 26d 1 0.45mi
13255 SW 9th Ct Unit 402G Pembroke Pines, FL 2.0 2.0 1044 $1,800 $1.72 26d 1 0.46mi
13255 SW 9th Ct Unit 202G Pembroke Pines, FL 2.0 2.0 1044 $1,790 $1.71 19d 1 0.47mi
13651 NW 4th St Pembroke Pines, FL 1.0–3.0 1.5–3.0 1187 $3,469 $2.92 0d 15 0.47mi

HOA detail condo

Monthly dues
$711 · $8,532/yr
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 19 events

  1. 2026-06-21
    days on market $169,990 Active 142 DOM
  2. 2026-06-18
    days on market $169,990 Active 139 DOM
  3. 2026-06-17
    days on market $169,990 Active 138 DOM
  4. 2026-06-16
    days on market $169,990 Active 137 DOM
  5. 2026-06-15
    days on market $169,990 Active 136 DOM
  6. 2026-06-13
    days on market $169,990 Active 134 DOM
  7. 2026-06-09
    days on market $169,990 Active 130 DOM
  8. 2026-06-07
    remarks 663-char remark
  9. 2026-06-07
    pricedays on market $169,990 Active 128 DOM
  10. 2026-06-04
    days on market $179,990 Active 125 DOM
  11. 2026-06-03
    days on market $179,990 Active 124 DOM
  12. 2026-06-02
    days on market $179,990 Active 123 DOM
  13. 2026-06-01
    days on market $179,990 Active 122 DOM
  14. 2026-05-31
    days on market $179,990 Active 121 DOM
  15. 2026-04-07
    price $179,990
  16. 2026-01-28
    listed $184,990 Active
  17. 1999-09-02
    soldstatus $56,500
  18. 1995-08-05
    soldstatus $53,000
  19. 1991-08-02
    soldstatus $52,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$911 · $76/mo
Projected year-2 tax
$1,411 · $118/mo
Expected delta
+$500/yr (+$42/mo · 54.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥106°F today · 28 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$24,389
− Mortgage interest
−$9,522
− Property taxes
−$911
− Insurance
−$850
− Repairs & maintenance
−$1,951
− Management
−$1,951
− HOA
−$8,532
− Depreciation
−$4,945
Taxable loss
−$4,273
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,026
After-tax cash flow
$-697/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Broward
NCES district ID
1200180
Math proficiency
42% ▼ -18.00%
Reading proficiency
53% ▼ -5.00%
Median HH income
$52,139
Composite
40.88/100
National rank
#3621
State rank
#46 of 73 in FL

Livability — Pembroke Pines

Score
83/100
State rank
#54
US rank
#933

Category grades

Amenities D+ Commute A- Cost of living D+ Crime A- Employment B+ Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Pembroke Pines, FL
County
Broward County · 1,963,430 people
City population
180,224
Metro
Miami-Fort Lauderdale-Pompano Beach, FL
Population (ZIP)
65,116
Household income
$76,561
Rent vs Own
22.2% rent · 77.8% own
Severe rent burden
1728.0

Population outlook (Broward County) Hauer SSP2

Today (2025)
2,207,033 people
By 2030
2,360,704 · +7.0%
By 2040
2,661,208 · +20.6%
By 2050
2,946,698 · +33.5%
By 2075
3,602,273 · +63.2%
By 2100
3,970,984 · +79.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.65)
Race & ethnicity
Hispanic / Latino 52% Two or more races 23% Black 22% White 16% Asian 6%
Hispanic origin (detail)
Puerto Rican 6% Cuban 19% Dominican 3%
Common ancestry
Hispanic 6% Romanian 1% Scotch-Irish 1%
Foreign-born
47% · Canada, Jamaica, Vietnam
Languages at home
40% English-only · Spanish 47% French/Haitian/Cajun 5% Other Indo-European 2%

Political lean MEDSL · Broward

2024 margin
D (+17.0) · D 58.0% · R 41.0%
2008→2024 swing
-17.8pp toward R · 2008: 34.7pp · 2024: 17.0pp
All cycles
2024: D+17.0 2020: D+29.8 2016: D+35.0 2012: D+34.9 2008: D+34.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -2.01%
Current HPI
359.5973
Rent YoY
▼ -0.20%
Metro
Miami-Fort Lauderdale-Pompano Beach, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+246.1% since first listed
5 events — show timeline
  • 2026-04-07 Price Changed $179,990 MARMLS
  • 2026-01-28 Listed $184,990 MARMLS
  • 1999-09-02 Sold (Public Records) $56,500 Public Records
  • 1995-08-05 Sold (Public Records) $53,000 Public Records
  • 1991-08-02 Sold (Public Records) $52,000 Public Records

Property tax history

+3.5%/yr

Latest (2025): $911 · +3.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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