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6062 Amberly Ave Unit F53
D Composite 43.14
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +12.5/30.0
  • ARV discount +7.5/15.0
  • 1% rule +6.2/10.0
  • Livability +4.3/5.0
  • Schools +4.1/10.0
  • DSCR +3.7/10.0
  • Condition / age +2.5/5.0
  • Rent growth +2.3/5.0
  • Appreciation +0.0/10.0

$149,000

6062 Amberly Ave Unit F53 · Orlando, FL 32822
2 bd · 2.0 ba · 1,034 sqft · Condo public records · 9 Days on market
Built 1973 $305/mo HOA · 18% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

BEAUTIFULLY REMODELED, FRESHLY PAINTED AND UPGRADED THROUGHOUT! This GORGEOUS 2 Bedroom, 2 Bedroom Bathrooms CONDO is located in the Villa Marquis Community. The Kitchen now Boast an OPEN Plan with Brand New Kitchen Cabinets, GRANITE COUNTERTOPS. ALL NEW KITCHEN APPLIANCES. ALL NEW VINYL FLOOTRING. NEW A/C. Check out the VAULTED CEILINGS with Recessed Lights. RELAX on your own PRIVATE BALCONY overlooking a PEACEFUL and SERENE views. THE NEWLY REMODELED BATHROOMS will also Spark your interest. This community is Centrally Located Close to an abundance of Restaurants, Shopping. Just a Few Miles from the Airport, UCF, and MAJOR ATTRACTIONS.

Key facts

  • Private balcony
  • Stone counter tops
  • Vaulted ceilings

Tags

BRAND NEW KITCHEN CABINETSSTONE COUNTER TOPSALL NEW KITCHEN APPLIANCESVAULTED CEILINGSPRIVATE BALCONYNEWLY REMODELED BATHROOMS

Property features AI

Finance

  • Other: Lot on paved road within a 3.8-acre parcel; Zoning R-3B/AN
  • Financial info: Lease restrictions apply
  • HOA & community: Monthly HOA $305.76; includes pool and insurance; Association approval required; Association: Lisa Moore / Sentry Management; Community clubhouse, deed restrictions and pool; Pets allowed (cats and dogs)

Exterior

  • Utilities: Public water; Public sewer; Public utilities
  • Home design: Condominium; Residential property; 2 total stories; Unit on 2nd floor; Faces east; One-level interior layout
  • Construction: Block, concrete and stucco construction; Shingle roof; Block foundation; Built on 2-story building
  • Exterior features: Balcony; Heated spa

Interior

  • Kitchen: Dishwasher; Range; Range hood; Refrigerator; Disposal; Exhaust fan; Stone counters
  • Bedrooms: 2 bedrooms
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Electric heating; Central air conditioning
  • Interior features: Cathedral ceilings; Ceiling fans; High ceilings; Living room/dining room combo; Stone counters; Walk-in closet(s)
  • Laundry & utility: Washer; Dryer; Laundry closet; Electric water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath condo listed at $149k.

Deal economics

  • At list price, monthly cash flow is $-23 ($-273/yr) — negative.
  • To cash-flow at today's rent, offer at most $145k (2.7% below list).
  • Meets the 1% rule at list price ($2k rent vs $149k).
  • Recommended offer: $145k (2.7% below list) — sets the bar for cash-flow.
  • Cap rate 6.1% vs local median 3.0% in Orlando — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 86/100 on livability (#12 in FL, #360 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+.
  • Orange (suburban): math 46% / reading 51% proficiency, ranked #43 of 73 in FL (top 59%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Chickasaw Elementary (math 32% / reading 45%, grade F, #1,575 of 2,144 statewide, top 74%, 507 students, 74% FRL); Roberto Clemente Middle (math 31% / reading 36%, grade F, #428 of 571 statewide, top 76%, 951 students, 63% FRL); Colonial High (math 16% / reading 33%, grade F, #505 of 667 statewide, top 79%, 3,442 students, 62% FRL).
  • Zoned-school proficiency averages 32% at this address vs 48% district-wide (-16 pts) — the specific schools serving this property underperform the Orange average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents soft (-0.7%/yr); 379 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 8,053 units permitted in Orange County in 2024 (3,133 in 5+ unit buildings).
  • This rent runs 35% of the median local income ($57k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Orange County population projected at +52% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 9 days on market — expect competitive offers; lowballing is unlikely to land.
  • Current owner paid $64k; list at $149k implies a 133% gain — meaningful room to come down on a strong offer.
Recommended offer $144,975 (2.7% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Built in 1973 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.12%
Cap rate
6.11%
Cash-on-cash
-0.66%
DSCR
0.97
GRM
7.4

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-21.7%
Equity multiple
0.27×
Total profit
$-30,266
Equity at exit
$22,216
10-year hold
IRR
-29.6%
Equity multiple
-0.11×
Total profit
$-46,228
Equity at exit
$12,883

Cash invested: $41,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 32822

Home prices YoY
-21.1%
Rents YoY
-0.7%
Active inventory
379
Price-to-rent
7.4×

Monthly cashflow live

Estimated rent
$1,667 high interval (Pro) →
Mortgage (P&I)
$781
Tax from tax record
$191 /mo · $2,297/yr
Insurance
$62
HOA
$305
Vacancy / Maint / Mgmt
$350
Net cashflow
$-23

Break-even live

Break-even rent $1,696
Max offer price $144,975
Occupancy floor 96%

Sensitivity live

Price -10% $62 -5% $19 +0% $-23 +5% $-65 +10% $-107
Rent -10% $-154 -5% $-89 +0% $-23 +5% $43 +10% $109
Rate -1.0pp $52 -0.5pp $15 base $-23 +0.5pp $-61 +1.0pp $-101

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$37,250
Closing costs
$4,470
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1854 Caralee Blvd #3 Orlando, FL 2.0 1.0 850 $1,700 $2.00 25d 1 0.03mi
1847 Caralee Blvd #4 Orlando, FL 2.0 1.0 850 $1,650 $1.94 5d 1 0.05mi
1724 Townhall Ln Orlando, FL 2.0 1.5 1018 $1,595 $1.57 23d 1 0.08mi
6254 S Bend Sq #173 Orlando, FL 2.0 2.5 1104 $1,699 $1.54 25d 1 0.08mi
6231 Yorktown Dr #140 Orlando, FL 3.0 2.5 1307 $1,890 $1.45 5d 1 0.11mi
1610 Little River Dr #20 Orlando, FL 3.0 2.5 1307 $1,800 $1.38 25d 1 0.13mi
1718 Silver Creek Ct #102 Orlando, FL 2.0 1.5 1032 $1,850 $1.79 23d 1 0.16mi
1732 Hidden Creek Blvd #108 Orlando, FL 2.0 2.5 1104 $1,550 $1.40 19d 1 0.16mi
6203 Curry Ford Rd Orlando, FL 1.0–3.0 1.0–2.0 1011 $1,720 $1.70 15d 1 0.16mi
1600 Bending Brook Way Orlando, FL 2.0 2.5 1227 $1,745 $1.42 22d 1 0.17mi
1600 Bending Brook Way Orlando, FL 2.0 2.5 1227 $1,695 $1.38 15d 1 0.17mi
6299 Arlington Ct #212 Orlando, FL 2.0 1.5 1032 $1,680 $1.63 25d 1 0.17mi
6104 Curry Ford Rd #207 Orlando, FL 2.0 2.0 1051 $1,600 $1.52 25d 1 0.18mi
6104 Curry Ford Rd #108 Orlando, FL 2.0 2.0 1051 $1,500 $1.43 9d 1 0.18mi
1701 Shady Ridge Ct #247 Orlando, FL 2.0 2.5 1104 $1,600 $1.45 25d 1 0.21mi
6110 Curry Ford Rd #117 Orlando, FL 1.0 1.0 742 $1,175 $1.58 25d 1 0.22mi
5914 Mausser Dr Orlando, FL 1.0–4.0 1.0–2.5 1052 $1,771 $1.68 0d 14 0.23mi
2536 Woodgate Blvd #107 Orlando, FL 2.0 2.0 930 $1,650 $1.77 23d 1 0.23mi
6118 Curry Ford Rd Orlando, FL 1.0 1.0 742 $1,175 $1.58 25d 1 0.26mi
6122 Curry Ford Rd #241 Orlando, FL 1.0 1.0 742 $1,325 $1.79 25d 1 0.30mi
2508 Woodgate Blvd #207 Orlando, FL 2.0 2.0 930 $1,600 $1.72 23d 1 0.31mi
1382 Hendren Dr Orlando, FL 3.0 2.0 1175 $2,150 $1.83 25d 1 0.33mi
2568 Woodgate Blvd Orlando, FL 1.0–2.0 1.0–2.0 790 $1,500 $1.90 6d 1 0.37mi
6020 Village Cir N Orlando, FL 2.0 1.5 825 $1,390 $1.68 25d 1 0.39mi
1303 Candlewyck Dr Orlando, FL 2.0 1.0 904 $1,500 $1.66 25d 1 0.39mi
6077 Village Cir #6077 Orlando, FL 2.0 2.0 1022 $1,800 $1.76 25d 1 0.39mi
6032 Village Cir N #6032 Orlando, FL 2.0 2.0 1022 $1,800 $1.76 25d 1 0.39mi
6083 Village Cir S Orlando, FL 3.0 2.5 1128 $1,695 $1.50 9d 1 0.41mi
6065 Village Cir #6065 Orlando, FL 2.0 1.5 860 $1,425 $1.66 9d 1 0.41mi
6043 Village Cir #6043 Orlando, FL 2.0 1.5 860 $1,550 $1.80 19d 1 0.42mi
2365 Oak Park Way #109 Orlando, FL 2.0 2.0 953 $1,350 $1.42 12d 1 0.44mi
2365 Oak Park Way Orlando, FL 2.0 2.0 953 $1,350 $1.42 0d 1 0.44mi
2439 Oak Park Way #217 Orlando, FL 2.0 2.0 953 $1,650 $1.73 4d 1 0.47mi
2451 Oak Park Way #120 Orlando, FL 2.0 2.0 953 $1,700 $1.78 6d 1 0.48mi
5762 Folkstone Ln Orlando, FL 1.0–3.0 1.0–2.0 1081 $1,967 $1.82 0d 16 0.49mi
6031 Scotchwood Gln #204 Orlando, FL 2.0 2.0 846 $1,650 $1.95 0d 1 0.50mi
2683 Oak Park Way #214 Orlando, FL 2.0 2.0 950 $1,700 $1.79 25d 1 0.50mi
6031 Scotchwood Gln Orlando, FL 2.0 2.0 846 $1,625 $1.92 25d 2 0.51mi
6007 Scotchwood Gln #31 Orlando, FL 2.0 2.5 1343 $1,695 $1.26 9d 1 0.52mi
1198 Calanda Ave Orlando, FL 3.0 2.0 1151 $2,390 $2.08 25d 1 0.53mi

HOA detail condo

Monthly dues
$305 · $3,660/yr
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 9 events

  1. 2026-06-21
    days on market $149,000 Active 9 DOM
  2. 2026-06-18
    price $149,000 Active 6 DOM
  3. 2026-06-18
    days on market $159,000 Active 6 DOM
  4. 2026-06-17
    days on market $159,000 Active 5 DOM
  5. 2026-06-16
    days on market $159,000 Active 4 DOM
  6. 2026-06-15
    days on market $159,000 Active 3 DOM
  7. 2026-06-13
    remarks 644-char remark
  8. 2026-06-13
    remarks 619-char remark
  9. 2026-06-13
    listed $159,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$2,297 · $191/mo
Projected year-2 tax
$2,297 · $191/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$20,006
− Mortgage interest
−$8,346
− Property taxes
−$2,297
− Insurance
−$745
− Repairs & maintenance
−$1,600
− Management
−$1,600
− HOA
−$3,660
− Depreciation
−$4,335
Taxable loss
−$2,577
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$619
After-tax cash flow
$345/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Orange
NCES district ID
1201440
Math proficiency
46% ▼ -9.00%
Reading proficiency
51% ▼ -2.00%
Median HH income
$49,350
Composite
41.47/100
National rank
#3461
State rank
#43 of 73 in FL

Livability — Orlando

Score
86/100
State rank
#12
US rank
#360

Category grades

Amenities A+ Commute A+ Cost of living B- Crime B+ Employment C+ Housing A+ Health & safety A+ User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Orlando, FL
County
Orange County · 1,471,359 people
City population
964,969
Metro
Orlando-Kissimmee-Sanford, FL
Population (ZIP)
67,081
Household income
$56,540
Rent vs Own
58.0% rent · 42.0% own
Severe rent burden
4246.0

Population outlook (Orange County) Hauer SSP2

Today (2025)
1,618,226 people
By 2030
1,787,404 · +10.5%
By 2040
2,125,621 · +31.4%
By 2050
2,454,016 · +51.6%
By 2075
3,173,711 · +96.1%
By 2100
3,607,781 · +122.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Hispanic (68%)
Race & ethnicity
Hispanic / Latino 68% Two or more races 36% White 17% Black 10% Asian 2%
Hispanic origin (detail)
Mexican 2% Puerto Rican 38% Cuban 5% Dominican 5%
Common ancestry
Lithuanian 1% Romanian 1% Slovak 1%
Foreign-born
27% · Canada, Jamaica, China
Languages at home
36% English-only · Spanish 60% French/Haitian/Cajun 1% Arabic 1%

Political lean MEDSL · Orange

2024 margin
D (+13.6) · D 56.1% · R 42.5% · Other 1.3%
2008→2024 swing
-5.0pp toward R · 2008: 18.6pp · 2024: 13.6pp
All cycles
2024: D+13.6 2020: D+23.1 2016: D+24.6 2012: D+18.2 2008: D+18.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -95.17%
Current HPI
355.5775
Rent YoY
▼ -0.68%
Metro
Orlando-Kissimmee-Sanford, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+398.4% since first listed
5 events — show timeline
  • 2026-06-12 Listed $159,000 Stellar MLS as Distributed by MLS Grid
  • 2017-04-24 Sold (Public Records) $64,000 Public Records
  • 2014-12-30 Sold (Public Records) $52,900 Public Records
  • 1997-12-23 Sold (Public Records) $29,000 Public Records
  • 1979-07-01 Sold (Public Records) $31,900 Public Records

Property tax history

+9.6%/yr

Latest (2025): $2,297 · +7.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…