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4411 NW 16th St Unit F109
C+ Composite 62.98
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +24.5/30.0
  • 1% rule +10.0/10.0
  • DSCR +7.9/10.0
  • ARV discount +7.5/15.0
  • Schools +4.1/10.0
  • Livability +4.0/5.0
  • Rent growth +2.6/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$95,000

4411 NW 16th St Unit F109 · Lauderhill, FL 33313
2 bd · 2.0 ba · 865 sqft · Condo · 99 Days on market
Built 1969 $493/mo HOA · 29% of rent ↓ 24% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

55+ Community. Discover your perfect retreat in this spacious 2-bedroom, 2-bathroom unit ideally located in the vibrant heart of Lauderhill. Enjoy the convenience of nearby shops, the mall, gas stations, and public transit. The community has several amenities with 2 pools, pool tables, shuffleboard, pickleball, clubhouse, BBQ area, library & on-site management. This is one of the most desirable units in the community because of the rare and stunning lake view that it offers. The peaceful secure environment allows you to leave your glass door open to enjoy the gentle breeze day and night. Relax on your back patio with breathtaking views of both golf course and lake. Situated on the fir

Key facts

  • Clubhouse
  • Community amenities
  • Lake view

Tags

LAKE VIEWGOLF COURSEBACK PATIOCOMMUNITY AMENITIESCLUBHOUSEBBQ AREA

Property features AI

Finance

  • HOA & community: HOA with monthly fee; HOA amenities include pool and pickleball courts; HOA fee collected monthly

Exterior

  • Parking: Assigned parking
  • Security: Other security features
  • Home design: Condominium; Resale unit; Three-story building; First-floor entry
  • Construction: CBS construction
  • Exterior features: Screened porch; Porch; Waterfront property

Interior

  • Kitchen: Refrigerator
  • Bedrooms: One bedroom on the main level
  • Flooring: Tile
  • Bathrooms: Two full bathrooms (one on the main level)
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Refrigerator; Tile flooring

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath condo listed at $95k.

Deal economics

  • At list price, monthly cash flow is $194 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $95k).
  • Recommended offer: $86k (9.0% below list) — sets the bar for market timing.
  • Cap rate 8.7% vs local median 4.3% in Lauderhill — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 79/100 on livability (#139 in FL, #2,059 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: employment D, amenities F.
  • Broward (suburban): math 42% / reading 53% proficiency, ranked #46 of 73 in FL (top 63%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Lauderhill Paul Turner Elementary School (math 29% / reading 32%, grade F, #1,862 of 2,144 statewide, top 88%, 547 students, 87% FRL); Boyd H. Anderson High School (math 10% / reading 14%, grade F, #622 of 667 statewide, top 93%, 2,038 students, 72% FRL) — zoned schools average 80% FRL vs 51% district-wide (28 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 21% at this address vs 48% district-wide (-26 pts) — the specific schools serving this property underperform the Broward average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents flat; 656 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 2,111 units permitted in Broward County in 2024 (1,265 in 5+ unit buildings).
  • This rent runs 44% of the median local income ($46k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $657 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Broward County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 99 days — a 9% lower offer ($86k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts; this cycle's ask has dropped $30k (24%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: HOA is 29% of rent.
  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→26/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $86,450 (9.0% below list)

Questions for the listing agent

  1. It's been on market 99 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Built in 1969 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  7. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.79%
Cap rate
8.75%
Cash-on-cash
8.77%
DSCR
1.39
GRM
4.7

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.26% rent growth · sell at horizon

5-year hold
IRR
-7.7%
Equity multiple
0.73×
Total profit
$-7,251
Equity at exit
$14,165
10-year hold
IRR
-4.8%
Equity multiple
0.75×
Total profit
$-6,771
Equity at exit
$8,214

Cash invested: $26,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 33313

Rents YoY
0.3%
Active inventory
656
Price-to-rent
4.7×

Monthly cashflow live

Estimated rent
$1,701 high interval (Pro) →
Mortgage (P&I)
$498
Tax est. 1.5%
$119 /mo · $1,425/yr
Insurance
$40
HOA
$493
Vacancy / Maint / Mgmt
$357
Net cashflow
$194

Break-even live

Break-even rent $1,455
Max offer price $95,000
Occupancy floor 84%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$23,750
Closing costs
$2,850
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
4321 NW 16th St Unit 202C Lauderhill, FL 2.0 2.0 867 $1,700 $1.96 24d 1 0.06mi
1701 NW 46th Ave #109 Lauderhill, FL 2.0 2.0 828 $1,800 $2.17 22d 1 0.11mi
1631 NW 46th Ave #118 Lauderhill, FL 2.0 2.0 828 $1,750 $2.11 24d 1 0.12mi
1621 NW 46th Ave #101 Lauderhill, FL 1.0 1.0 576 $1,600 $2.78 24d 1 0.14mi
4299 NW 16th St #103 Lauderhill, FL 1.0 1.0 700 $1,400 $2.00 7d 1 0.14mi
4299 NW 16th St #103 Lauderhill, FL 1.0 1.0 700 $1,400 $2.00 24d 1 0.14mi
1599 NW 43rd Ave #106 Lauderhill, FL 1.0 1.0 730 $1,499 $2.05 17d 1 0.16mi
1861 NW 46th Ave Lauderhill, FL 2.0 1.0–2.0 730 $1,679 $2.30 1d 13 0.18mi
1490 NW 43rd Ave #206 Lauderhill, FL 2.0 2.0 950 $1,800 $1.89 19d 1 0.21mi
1501 NW 43rd Ave #204 Lauderhill, FL 2.0 2.0 950 $1,650 $1.74 24d 1 0.22mi
4491 NW 19th St Lauderhill, FL 1.0–3.0 1.0–2.5 1358 $2,025 $1.49 1d 39 0.26mi
4047 NW 16th St #109 Lauderhill, FL 1.0 1.0 725 $1,300 $1.79 24d 1 0.31mi
1310 NW 43rd Ave #303 Lauderhill, FL 1.0 1.0 950 $1,400 $1.47 24d 1 0.32mi
2017 NW 46th Ave Unit A110 Lauderhill, FL 1.0 1.5 800 $1,650 $2.06 24d 1 0.38mi
2029 NW 46th Ave Lauderhill, FL 1.0 1.5 800 $1,500 $1.88 24d 1 0.38mi
4310 NW 12th Ct #205 Lauderhill, FL 1.0 1.0 730 $1,500 $2.05 16d 1 0.40mi
4310 NW 12th Ct #205 Lauderhill, FL 1.0 1.0 730 $1,500 $2.05 4d 1 0.40mi
2061 NW 47th Ter Lauderhill, FL 1.0 1.5 928 $1,620 $1.75 3d 2 0.44mi
4160 NW 21st St Lauderhill, FL 1.0–2.0 1.0 810 $1,700 $2.10 7d 2 0.45mi
4160 NW 21st St Lauderhill, FL 1.0–2.0 1.0 810 $1,700 $2.10 24d 3 0.45mi
4240 NW 21st St #134 Lauderhill, FL 1.0 1.0 812 $1,500 $1.85 24d 1 0.45mi
2070 NW 43rd Ter #6 Lauderhill, FL 1.0 1.0 600 $1,600 $2.67 22d 1 0.45mi
1196 NW 40th Ave Lauderhill, FL 1.0–2.0 1.0 825 $1,879 $2.28 1d 10 0.47mi
4740 NW 21st St Lauderhill, FL 1.0 1.5 1003 $1,575 $1.57 19d 2 0.48mi
2060 NW 48th Ter Lauderhill, FL 1.0–2.0 1.0–2.0 886 $1,595 $1.80 7d 2 0.53mi
4851 NW 21st St Unit 2P Lauderhill, FL 1.0 1.5 1074 $1,400 $1.30 24d 1 0.58mi
4750 NW 22nd Ct #502 Lauderhill, FL 1.0 1.5 928 $1,600 $1.72 24d 1 0.59mi
4401 NW 10th Ct Plantation, FL 1.0–2.0 1.0 860 $1,696 $1.97 1d 16 0.68mi
5224 NW 16th St Unit 3 Lauderhill, FL 2.0 2.0 900 $2,200 $2.44 12d 1 0.77mi
4848 NW 24th Ct Lauderdale Lakes, FL 1.0–3.0 1.0–2.0 1045 $1,725 $1.65 16d 3 0.79mi
4848 NW 24th Ct Lauderdale Lakes, FL 1.0–3.0 1.0–2.0 1045 $1,675 $1.60 5d 4 0.79mi
5317 NW 18th Ct Unit 5317 Lauderhill, FL 3.0 2.0 1000 $2,300 $2.30 3d 1 0.80mi
3700 NW 21st St #203 Lauderdale Lakes, FL 1.0 1.0 800 $1,500 $1.88 20d 1 0.80mi
1752 NW 55th Ave #102 Lauderhill, FL 1.0 1.0 550 $1,390 $2.53 24d 1 0.81mi
3610 NW 21st St #308 Lauderdale Lakes, FL 2.0 2.0 1100 $1,750 $1.59 22d 1 0.84mi
3610 NW 21st St #413 Lauderdale Lakes, FL 2.0 2.0 1100 $1,750 $1.59 20d 1 0.84mi
3610 NW 21st St Lauderdale Lakes, FL 1.0–2.0 1.0–2.0 950 $1,750 $1.84 24d 2 0.84mi
5421-5425 NW 15th Ct Unit 5425 Lauderhill, FL 2.0 1.0 890 $1,950 $2.19 12d 1 0.85mi
4700 NW 9th Ct #4700 Plantation, FL 2.0 1.5 938 $2,250 $2.40 24d 1 0.87mi
3507 NW 13th St Unit 3507 Lauderhill, FL 2.0 2.5 1120 $2,450 $2.19 5d 1 0.88mi

HOA detail condo

Monthly dues
$493 · $5,916/yr
Likely covers
gaspool
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 19 events

  1. 2026-06-18
    days on market $95,000 Active 99 DOM
  2. 2026-06-17
    days on market $95,000 Active 98 DOM
  3. 2026-06-16
    days on market $95,000 Active 97 DOM
  4. 2026-06-15
    days on market $95,000 Active 96 DOM
  5. 2026-06-13
    days on market $95,000 Active 94 DOM
  6. 2026-06-09
    days on market $95,000 Active 90 DOM
  7. 2026-06-07
    days on market $95,000 Active 88 DOM
  8. 2026-06-04
    days on market $95,000 Active 85 DOM
  9. 2026-06-03
    days on market $95,000 Active 84 DOM
  10. 2026-06-02
    days on market $95,000 Active 83 DOM
  11. 2026-06-01
    days on market $95,000 Active 82 DOM
  12. 2026-05-31
    days on market $95,000 Active 81 DOM
  13. 2026-05-14
    price $95,000
  14. 2026-05-07
    price $105,000
  15. 2026-03-05
    listed $125,000 Active
  16. 2025-07-25
    historical
  17. 2025-05-05
    price $125,000
  18. 2025-03-26
    price $95,500
  19. 2025-01-31
    listed $125,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 4/10 Moderate FEMA zone X (shaded) · 22% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥105°F today · 26 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$20,414
− Mortgage interest
−$5,321
− Property taxes
−$1,425
− Insurance
−$475
− Repairs & maintenance
−$1,633
− Management
−$1,633
− HOA
−$5,916
− Depreciation
−$2,764
Taxable income
$1,246
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$299
After-tax cash flow
$2,033/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Broward
NCES district ID
1200180
Math proficiency
42% ▼ -18.00%
Reading proficiency
53% ▼ -5.00%
Median HH income
$52,139
Composite
40.88/100
National rank
#3621
State rank
#46 of 73 in FL

Livability — Lauderhill

Score
79/100
State rank
#139
US rank
#2059

Category grades

Amenities F Commute A+ Cost of living A+ Crime C Employment D Housing A+ Health & safety A+ User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Lauderhill, FL
County
Broward County · 1,963,430 people
City population
62,807
Metro
Miami-Fort Lauderdale-Pompano Beach, FL
Population (ZIP)
62,807
Household income
$46,305
Rent vs Own
54.3% rent · 45.7% own
Severe rent burden
5692.0

Population outlook (Broward County) Hauer SSP2

Today (2025)
2,207,033 people
By 2030
2,360,704 · +7.0%
By 2040
2,661,208 · +20.6%
By 2050
2,946,698 · +33.5%
By 2075
3,602,273 · +63.2%
By 2100
3,970,984 · +79.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (77%)
Race & ethnicity
Black 77% Hispanic / Latino 12% Two or more races 8% White 7% Asian 2%
Hispanic origin (detail)
Puerto Rican 2% Cuban 3% Dominican 1%
Common ancestry
Hispanic 20%
Foreign-born
39% · Canada, Jamaica, Dominican Republic
Languages at home
66% English-only · French/Haitian/Cajun 22% Spanish 10%

Political lean MEDSL · Broward

2024 margin
D (+17.0) · D 58.0% · R 41.0%
2008→2024 swing
-17.8pp toward R · 2008: 34.7pp · 2024: 17.0pp
All cycles
2024: D+17.0 2020: D+29.8 2016: D+35.0 2012: D+34.9 2008: D+34.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -338.15%
Current HPI
288.9345
Rent YoY
▲ 0.26%
Metro
Miami-Fort Lauderdale-Pompano Beach, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

-24.0% since first listed
7 events — show timeline
  • 2026-05-14 Price Changed $95,000 Beaches MLS
  • 2026-05-07 Price Changed $105,000 Beaches MLS
  • 2026-03-05 Listed $125,000 Beaches MLS
  • 2025-07-25 Listing Removed MARMLS
  • 2025-05-05 Price Changed $125,000 MARMLS
  • 2025-03-26 Price Changed $95,500 MARMLS
  • 2025-01-31 Listed $125,000 MARMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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