100 Brooke Vly · Scott, LA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $1,269 – $2,357
Heat risk 9/10 · Severe
- Hot days now (above 109°F)
- 7 days/yr
- Hot days in 30 yrs
- 21 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +25.1/30.0
- ARV discount +12.6/15.0
- DSCR +8.2/10.0
- 1% rule +5.8/10.0
- Schools +3.6/10.0
- Livability +3.3/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$175,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Charming new construction featuring 9'ceilings, laminate wood & ceramic tile floors, fireplace, ceramic tile counter tops and floors plus custom cabinets in kitchen, 2'' faux blinds, wood privacy fence, 2-10 Home Warranty.
Key facts
- 4,791 sq ft lot
- Garage
- Built 2009
Property features AI
Finance
- HOA & community: No association fee
Exterior
- Parking: Garage (1 covered space)
- Utilities: Community sewer; Electric service: SLEMCO
- Home design: Single family residence; City street frontage
- Construction: Brick veneer and other siding over frame construction; Composition roof
- Exterior features: Partial fencing; Covered patio/porch
Interior
- Kitchen: Dishwasher; Disposal; Electric stove/oven
- Flooring: Carpet; Tile; Wood laminate
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central heating; Central air conditioning
- Interior features: High ceilings; Crown molding; Tile countertops; One fireplace
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $175k.
Deal economics
- At list price, monthly cash flow is $387 ($5k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $175k).
- Recommended offer: $172k (1.5% below list) — sets the bar for market timing.
- Cap rate 8.9% vs local median 4.7% in Scott — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 66/100 on livability (#116 in LA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, housing B+; Watch: crime F, amenities F, commute F.
- Lafayette Parish (urban): math 38% / reading 46% proficiency, ranked #19 of 98 in LA (top 19%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Ossun Elementary School (math 35% / reading 38%, grade F, #269 of 646 statewide, top 42%, 519 students, 76% FRL); Carencro Middle School (math 18% / reading 28%, grade F, #145 of 218 statewide, top 69%, 665 students, 75% FRL); Carencro High School (math 30% / reading 29%, grade F, #127 of 265 statewide, top 49%, 1,096 students, 69% FRL) — zoned schools average 73% FRL vs 56% district-wide (17 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Zoned-school proficiency averages 30% at this address vs 42% district-wide (-12 pts) — the specific schools serving this property underperform the Lafayette Parish average; the district grade overstates school quality for this exact location.
- Market conditions: 324 active listings in the ZIP; 12 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 42% of comp listings sitting > 30 days — soft ceiling on asking rent; 1,585 units permitted in Lafayette Parish in 2024 (10 in 5+ unit buildings).
- This rent runs 35% of the median local income ($64k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- Lafayette County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 20 days — a 2% lower offer ($172k) is reasonable based on typical stale-listing flexibility.
- Current owner paid $127k; 38% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.08% ✓
- Cap rate
- 8.95%
- Cash-on-cash
- 9.47%
- DSCR
- 1.42
- GRM
- 7.7
CMA / ARV
- ARV (on-the-fly)
- $197,250
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 216 Royalton Pkwy | 0.08mi | 3/2.0 | 1,300 (-1%) | 1mo | $205,000 | $158 | 94 |
| 215 Royalton Pkwy | 0.05mi | 3/2.0 | 1,202 (-9%) | 11mo | $180,000 | $150 | 74 |
| 104 Mulligan Way | 0.06mi | 3/2.0 | 1,157 (-12%) | 6mo | $160,900 | $139 | 72 |
| 111 Belcourt Dr | 0.15mi | 3/2.0 | 1,220 (-7%) | 12mo | $173,000 | $142 | 71 |
| 113 Country Living Dr | 0.59mi | 3/2.0 | 1,362 (+4%) | 3mo | $200,000 | $147 | 64 |
| 307 Wexford St | 0.47mi | 3/2.0 | 1,274 (-3%) | 12mo | $194,999 | $153 | 63 |
| 106 Country Garden Ln | 0.53mi | 3/2.0 | 1,408 (+7%) | 2mo | $185,000 | $131 | 62 |
| 103 Royalton Pkwy | 0.15mi | 3/2.0 | 1,120 (-15%) | 9mo | $175,000 | $156 | 61 |
| 312 Gun Runner Dr | 0.68mi | 3/2.0 | 1,385 (+5%) | 10mo | $250,900 | $181 | 51 |
| 102 Country Living Dr | 0.56mi | 3/2.0 | 1,164 (-12%) | 12mo | $180,000 | $155 | 45 |
| 119 Horizon Ln | 0.64mi | 3/2.0 | 1,479 (+12%) | 9mo | $219,900 | $149 | 42 |
| 146 Country Garden Ln | 0.69mi | 3/2.0 | 1,471 (+12%) | 11mo | $189,000 | $128 | 39 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -2.0%
- Equity multiple
- 0.92×
- Total profit
- $-3,756
- Equity at exit
- $26,093
- IRR
- 7.6%
- Equity multiple
- 1.58×
- Total profit
- $28,312
- Equity at exit
- $15,131
Cash invested: $49,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Louisiana
- 90 Strongly Landlord-Friendly · R+12
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 70507
- Home prices YoY
- -20.6%
- Active inventory
- 324
- Price-to-rent
- 7.7×
Monthly cashflow live
- Estimated rent
- $1,890 high interval (Pro) →
- Mortgage (P&I)
- −$918
- Tax from tax record
- −$115 /mo · $1,386/yr
- Insurance
- −$73
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$397
- Net cashflow
- $387
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $43,750
- Closing costs
- $5,250
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 12 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 124 Yardley Ct Lafayette, LA | 4.0 | 2.0 | 1786 | $1,945 | $1.09 | 21d | 1 | 0.14mi |
| 116 Yardley Ct Lafayette, LA | 3.0 | 2.0 | 1613 | $1,890 | $1.17 | 43d | 1 | 0.16mi |
| 121 Yardley Ct Lafayette, LA | 4.0 | 2.0 | 1786 | $1,965 | $1.10 | 13d | 1 | 0.17mi |
| 102 Yardley Ct Lafayette, LA | 3.0 | 2.0 | 1298 | $1,645 | $1.27 | 43d | 1 | 0.20mi |
| 417 Mango Dr Lafayette, LA | 3.0 | 2.0 | 1613 | $2,015 | $1.25 | 13d | 1 | 0.23mi |
| 117 ORTHELLO Ct Lafayette, LA | 3.0 | 2.0 | 1613 | $1,890 | $1.17 | 43d | 1 | 0.23mi |
| 117 ORTHELLO Ct Lafayette, LA | 3.0 | 2.0 | 1613 | $1,890 | $1.17 | 21d | 1 | 0.23mi |
| 122 SANTIAGO Ct Lafayette, LA | 3.0 | 2.0 | 1613 | $1,890 | $1.17 | 21d | 1 | 0.25mi |
| 108 Santiago Ct Lafayette, LA | 3.0 | 2.0 | 1613 | $1,890 | $1.17 | 43d | 1 | 0.28mi |
| 108 Santiago Ct Lafayette, LA | 3.0 | 2.0 | 1613 | $1,890 | $1.17 | 21d | 1 | 0.28mi |
| 109 Santiago Ct Lafayette, LA | 4.0 | 2.0 | 1786 | $1,965 | $1.10 | 13d | 1 | 0.30mi |
| 2308 W Gloria Switch Rd Carencro, LA | 3.0 | 2.0 | 1567 | $1,600 | $1.02 | 43d | 1 | 0.86mi |
Listing history 17 events
-
2026-06-18days on market $175,000 Coming Soon 20 DOM
-
2026-06-17days on market $175,000 Coming Soon 19 DOM
-
2026-06-16days on market $175,000 Coming Soon 18 DOM
-
2026-06-15days on market $175,000 Coming Soon 17 DOM
-
2026-06-14days on market $175,000 Coming Soon 15 DOM
-
2026-06-13days on market $175,000 Coming Soon 14 DOM
-
2026-06-10days on market $175,000 Coming Soon 12 DOM
-
2026-06-09days on market $175,000 Coming Soon 11 DOM
-
2026-06-08days on market $175,000 Coming Soon 10 DOM
-
2026-06-07days on market $175,000 Coming Soon 9 DOM
-
2026-06-05days on market $175,000 Coming Soon 6 DOM
-
2026-06-03days on market $175,000 Coming Soon 5 DOM
-
2026-06-02days on market $175,000 Coming Soon 4 DOM
-
2026-06-01days on market $175,000 Coming Soon 3 DOM
-
2026-05-31days on market $175,000 Coming Soon 2 DOM
-
2026-05-30remarks 699-char remark
-
2026-05-30$175,000 Coming Soon 1 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast LA · Resets to sale price
- Current annual tax
- $1,386 · $115/mo
- Projected year-2 tax
- $1,386 · $115/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 9/10 Extreme 7 d/yr ≥109°F today · 21 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $22,677
- − Mortgage interest
- −$9,803
- − Property taxes
- −$1,386
- − Insurance
- −$875
- − Repairs & maintenance
- −$1,814
- − Management
- −$1,814
- − Depreciation
- −$5,091
- Taxable income
- $1,895
- Est. tax owed @ 24.0%
- −$455
- After-tax cash flow
- $4,187/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Lafayette Parish
- NCES district ID
- 2200870
- Math proficiency
- 38% ▼ -32.00%
- Reading proficiency
- 46% ▼ -24.00%
- Median HH income
- $50,238
- Composite
- 36.15/100
- National rank
- #4741
- State rank
- #19 of 98 in LA
Livability — Scott
- Score
- 66/100
- State rank
- #116
- US rank
- #11265
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Lafayette Parish · 207,544 people
- City population
- 8,670
- Metro
- Lafayette, LA
- Population (ZIP)
- 20,096
- Household income
- $64,049
- Rent vs Own
- Severe rent burden
- 503.0
Population outlook (Lafayette County) Hauer SSP2
- Today (2025)
- 280,930 people
- By 2030
- 301,092 · +7.2%
- By 2040
- 339,456 · +20.8%
- By 2050
- 375,156 · +33.5%
- By 2075
- 451,672 · +60.8%
- By 2100
- 497,203 · +77.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.57)
- Race & ethnicity
- Black 47% White 45% Two or more races 6% Hispanic / Latino 3%
- Common ancestry
- Lithuanian 15%
- Foreign-born
- 2% · Canada
- Languages at home
- 94% English-only · French/Haitian/Cajun 4% Spanish 2%
Political lean MEDSL · Lafayette
- 2024 margin
- Solid R (+31.4) · D 33.5% · R 64.8% · Other 1.7%
- 2008→2024 swing
- -0.1pp no change · 2008: -31.3pp · 2024: -31.4pp
- All cycles
- 2024: R+31.4 2020: R+28.7 2016: R+33.6 2012: R+33.7 2008: R+31.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -40.84%
- Current HPI
- 156.889
- Rent YoY
- —
- Metro
- Lafayette, LA
- State GDP YoY
- ▲ 3.29%
- F500 in state
- 10
Industry mix (Fortune 500 HQ in LA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Telecommunications | 2 | $23B |
|
||
| Utilities | 1 | $12B |
|
||
| Wholesale / Distribution | 1 | $5B |
|
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| Advertising | 1 | $2B |
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Price history
+37.9% since first listed3 events — show timeline
- 2026-05-29 Coming Soon $175,000 AcadianaMLS
- 2009-07-09 Sold (MLS) $126,900 AcadianaMLS
- 2009-01-29 Listed $126,900 AcadianaMLS
Property tax history
+10.3%/yrLatest (2025): $1,386 · -1.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…