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100 Brooke Vly
C+ Composite 63.61
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +25.1/30.0
  • ARV discount +12.6/15.0
  • DSCR +8.2/10.0
  • 1% rule +5.8/10.0
  • Schools +3.6/10.0
  • Livability +3.3/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$175,000

100 Brooke Vly · Scott, LA 70507
3 bd · 2.0 ba · 1,315 sqft · SingleFamily public records · 20 Days on market
Built 2009 4,791 sqft lot Est $197k · 11% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Charming new construction featuring 9'ceilings, laminate wood & ceramic tile floors, fireplace, ceramic tile counter tops and floors plus custom cabinets in kitchen, 2'' faux blinds, wood privacy fence, 2-10 Home Warranty.

Key facts

  • 4,791 sq ft lot
  • Garage
  • Built 2009

Property features AI

Finance

  • HOA & community: No association fee

Exterior

  • Parking: Garage (1 covered space)
  • Utilities: Community sewer; Electric service: SLEMCO
  • Home design: Single family residence; City street frontage
  • Construction: Brick veneer and other siding over frame construction; Composition roof
  • Exterior features: Partial fencing; Covered patio/porch

Interior

  • Kitchen: Dishwasher; Disposal; Electric stove/oven
  • Flooring: Carpet; Tile; Wood laminate
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: High ceilings; Crown molding; Tile countertops; One fireplace

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $175k.

Deal economics

  • At list price, monthly cash flow is $387 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $175k).
  • Recommended offer: $172k (1.5% below list) — sets the bar for market timing.
  • Cap rate 8.9% vs local median 4.7% in Scott — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 66/100 on livability (#116 in LA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, housing B+; Watch: crime F, amenities F, commute F.
  • Lafayette Parish (urban): math 38% / reading 46% proficiency, ranked #19 of 98 in LA (top 19%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Ossun Elementary School (math 35% / reading 38%, grade F, #269 of 646 statewide, top 42%, 519 students, 76% FRL); Carencro Middle School (math 18% / reading 28%, grade F, #145 of 218 statewide, top 69%, 665 students, 75% FRL); Carencro High School (math 30% / reading 29%, grade F, #127 of 265 statewide, top 49%, 1,096 students, 69% FRL) — zoned schools average 73% FRL vs 56% district-wide (17 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 30% at this address vs 42% district-wide (-12 pts) — the specific schools serving this property underperform the Lafayette Parish average; the district grade overstates school quality for this exact location.
  • Market conditions: 324 active listings in the ZIP; 12 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 42% of comp listings sitting > 30 days — soft ceiling on asking rent; 1,585 units permitted in Lafayette Parish in 2024 (10 in 5+ unit buildings).
  • This rent runs 35% of the median local income ($64k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Lafayette County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 20 days — a 2% lower offer ($172k) is reasonable based on typical stale-listing flexibility.
  • Current owner paid $127k; 38% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $172,375 (1.5% below list)

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  3. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.08%
Cap rate
8.95%
Cash-on-cash
9.47%
DSCR
1.42
GRM
7.7

CMA / ARV

ARV (on-the-fly)
$197,250
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
216 Royalton Pkwy 0.08mi 3/2.0 1,300 (-1%) 1mo $205,000 $158 94
215 Royalton Pkwy 0.05mi 3/2.0 1,202 (-9%) 11mo $180,000 $150 74
104 Mulligan Way 0.06mi 3/2.0 1,157 (-12%) 6mo $160,900 $139 72
111 Belcourt Dr 0.15mi 3/2.0 1,220 (-7%) 12mo $173,000 $142 71
113 Country Living Dr 0.59mi 3/2.0 1,362 (+4%) 3mo $200,000 $147 64
307 Wexford St 0.47mi 3/2.0 1,274 (-3%) 12mo $194,999 $153 63
106 Country Garden Ln 0.53mi 3/2.0 1,408 (+7%) 2mo $185,000 $131 62
103 Royalton Pkwy 0.15mi 3/2.0 1,120 (-15%) 9mo $175,000 $156 61
312 Gun Runner Dr 0.68mi 3/2.0 1,385 (+5%) 10mo $250,900 $181 51
102 Country Living Dr 0.56mi 3/2.0 1,164 (-12%) 12mo $180,000 $155 45
119 Horizon Ln 0.64mi 3/2.0 1,479 (+12%) 9mo $219,900 $149 42
146 Country Garden Ln 0.69mi 3/2.0 1,471 (+12%) 11mo $189,000 $128 39

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-2.0%
Equity multiple
0.92×
Total profit
$-3,756
Equity at exit
$26,093
10-year hold
IRR
7.6%
Equity multiple
1.58×
Total profit
$28,312
Equity at exit
$15,131

Cash invested: $49,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

ZIP-level market 70507

Home prices YoY
-20.6%
Active inventory
324
Price-to-rent
7.7×

Monthly cashflow live

Estimated rent
$1,890 high interval (Pro) →
Mortgage (P&I)
$918
Tax from tax record
$115 /mo · $1,386/yr
Insurance
$73
HOA
$0
Vacancy / Maint / Mgmt
$397
Net cashflow
$387

Break-even live

Break-even rent $1,400
Max offer price $175,000
Occupancy floor 75%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$43,750
Closing costs
$5,250
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 12 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
124 Yardley Ct Lafayette, LA 4.0 2.0 1786 $1,945 $1.09 21d 1 0.14mi
116 Yardley Ct Lafayette, LA 3.0 2.0 1613 $1,890 $1.17 43d 1 0.16mi
121 Yardley Ct Lafayette, LA 4.0 2.0 1786 $1,965 $1.10 13d 1 0.17mi
102 Yardley Ct Lafayette, LA 3.0 2.0 1298 $1,645 $1.27 43d 1 0.20mi
417 Mango Dr Lafayette, LA 3.0 2.0 1613 $2,015 $1.25 13d 1 0.23mi
117 ORTHELLO Ct Lafayette, LA 3.0 2.0 1613 $1,890 $1.17 43d 1 0.23mi
117 ORTHELLO Ct Lafayette, LA 3.0 2.0 1613 $1,890 $1.17 21d 1 0.23mi
122 SANTIAGO Ct Lafayette, LA 3.0 2.0 1613 $1,890 $1.17 21d 1 0.25mi
108 Santiago Ct Lafayette, LA 3.0 2.0 1613 $1,890 $1.17 43d 1 0.28mi
108 Santiago Ct Lafayette, LA 3.0 2.0 1613 $1,890 $1.17 21d 1 0.28mi
109 Santiago Ct Lafayette, LA 4.0 2.0 1786 $1,965 $1.10 13d 1 0.30mi
2308 W Gloria Switch Rd Carencro, LA 3.0 2.0 1567 $1,600 $1.02 43d 1 0.86mi

Listing history 17 events

  1. 2026-06-18
    days on market $175,000 Coming Soon 20 DOM
  2. 2026-06-17
    days on market $175,000 Coming Soon 19 DOM
  3. 2026-06-16
    days on market $175,000 Coming Soon 18 DOM
  4. 2026-06-15
    days on market $175,000 Coming Soon 17 DOM
  5. 2026-06-14
    days on market $175,000 Coming Soon 15 DOM
  6. 2026-06-13
    days on market $175,000 Coming Soon 14 DOM
  7. 2026-06-10
    days on market $175,000 Coming Soon 12 DOM
  8. 2026-06-09
    days on market $175,000 Coming Soon 11 DOM
  9. 2026-06-08
    days on market $175,000 Coming Soon 10 DOM
  10. 2026-06-07
    days on market $175,000 Coming Soon 9 DOM
  11. 2026-06-05
    days on market $175,000 Coming Soon 6 DOM
  12. 2026-06-03
    days on market $175,000 Coming Soon 5 DOM
  13. 2026-06-02
    days on market $175,000 Coming Soon 4 DOM
  14. 2026-06-01
    days on market $175,000 Coming Soon 3 DOM
  15. 2026-05-31
    days on market $175,000 Coming Soon 2 DOM
  16. 2026-05-30
    remarks 699-char remark
  17. 2026-05-30
    listed $175,000 Coming Soon 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

Current annual tax
$1,386 · $115/mo
Projected year-2 tax
$1,386 · $115/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥109°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$22,677
− Mortgage interest
−$9,803
− Property taxes
−$1,386
− Insurance
−$875
− Repairs & maintenance
−$1,814
− Management
−$1,814
− Depreciation
−$5,091
Taxable income
$1,895
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$455
After-tax cash flow
$4,187/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Lafayette Parish
NCES district ID
2200870
Math proficiency
38% ▼ -32.00%
Reading proficiency
46% ▼ -24.00%
Median HH income
$50,238
Composite
36.15/100
National rank
#4741
State rank
#19 of 98 in LA

Livability — Scott

Score
66/100
State rank
#116
US rank
#11265

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment C Housing B+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Lafayette Parish · 207,544 people
City population
8,670
Metro
Lafayette, LA
Population (ZIP)
20,096
Household income
$64,049
Rent vs Own
28.2% rent · 71.8% own
Severe rent burden
503.0

Population outlook (Lafayette County) Hauer SSP2

Today (2025)
280,930 people
By 2030
301,092 · +7.2%
By 2040
339,456 · +20.8%
By 2050
375,156 · +33.5%
By 2075
451,672 · +60.8%
By 2100
497,203 · +77.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.57)
Race & ethnicity
Black 47% White 45% Two or more races 6% Hispanic / Latino 3%
Common ancestry
Lithuanian 15%
Foreign-born
2% · Canada
Languages at home
94% English-only · French/Haitian/Cajun 4% Spanish 2%

Political lean MEDSL · Lafayette

2024 margin
Solid R (+31.4) · D 33.5% · R 64.8% · Other 1.7%
2008→2024 swing
-0.1pp no change · 2008: -31.3pp · 2024: -31.4pp
All cycles
2024: R+31.4 2020: R+28.7 2016: R+33.6 2012: R+33.7 2008: R+31.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -40.84%
Current HPI
156.889
Rent YoY
Metro
Lafayette, LA
State GDP YoY
▲ 3.29%
F500 in state
10

Industry mix (Fortune 500 HQ in LA)

Industry F500 HQs Revenue

Price history

+37.9% since first listed
3 events — show timeline
  • 2026-05-29 Coming Soon $175,000 AcadianaMLS
  • 2009-07-09 Sold (MLS) $126,900 AcadianaMLS
  • 2009-01-29 Listed $126,900 AcadianaMLS

Property tax history

+10.3%/yr

Latest (2025): $1,386 · -1.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…