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2039 S Sahuara Ave Duplex
D Composite 43.88
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +14.3/30.0
  • ARV discount +11.4/15.0
  • DSCR +4.3/10.0
  • Livability +3.7/5.0
  • Rent growth +3.2/5.0
  • 1% rule +3.0/10.0
  • Condition / age +2.5/5.0
  • Schools +1.6/10.0
  • Appreciation +0.0/10.0

$299,000

2039 S Sahuara Ave · Tucson, AZ 85711
4 bd · 2.0 ba · 1,768 sqft · MultiFamily public records · 61 Days on market
Built 1997 10,019 sqft lot $169/sqft · 9% below area Est $327k · 9% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Multi-family units

County records classify this as Multi-Family (2-4 Unit). Listing-text estimate: 2 units. confirmed

Listing remarks MLS

Well maintained duplex features one unit with 3 bedrooms/1 bath and other unit features 2 bedrooms/1 bath. 3 bedroom unit recently updated with new cabinets, counter tops, stove and dishwasher. Washer and dryers in each unit. Electric and water on separate meters. Close to DM AFB.

Key facts

  • Espresso cabinetry
  • In-unit laundry
  • Recessed lighting

Tags

UPDATED INTERIOR FINISHESOPEN-CONCEPT LIVING AREAESPRESSO CABINETRYSTAINLESS STEEL APPLIANCESRECESSED LIGHTINGIN-UNIT LAUNDRY

Property features AI

Finance

  • Other: Zoned Pima County - CR1
  • Financial info: 2 total units

Exterior

  • Parking: 2 parking spaces total; Garage parking for each unit
  • Utilities: Public water; Sewer connected
  • Home design: Duplex; Single-story units; Both units furnished; Both units occupied
  • Construction: Block and stucco construction; Built-Up and Rolled/Hot Mop roof
  • Exterior features: Adjacent to alley; Paved road access; County-maintained road

Interior

  • Kitchen: Refrigerator
  • Bedrooms: Unit 1: 3 bedrooms (1st floor); Unit 2: 2 bedrooms (1st floor)
  • Flooring: Carpet; Ceramic tile
  • Bathrooms: Unit 1: 1 full bathroom; Unit 2: 1 full bathroom
  • Heating & cooling: Natural gas heating; Has heating
  • Interior features: Skylights
  • Laundry & utility: Washer and dryer included

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1×2bd/1.0ba + 1×3bd/1.0ba units multifamily listed at $299k.

Deal economics

  • At list price, monthly cash flow is $52 ($626/yr) — positive. Per door: $26/mo.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $239k (20.0% below list).
  • Recommended offer: $239k (20.0% below list) — sets the bar for 1% rule.
  • Cap rate 6.5% vs local median 3.7% in Tucson — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 74/100 on livability (#17 in AZ, #4,502 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: health & safety C-, crime F, employment D-.
  • Tucson Unified District (4403) (urban): math 14% / reading 23% proficiency, ranked #190 of 249 in AZ (top 76%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: Wheeler Elementary School (math 22% / reading 32%, grade F, #600 of 1,109 statewide, top 56%, 416 students, 73% FRL); Ida Flood Dodge Traditional Middle Magnet School (math 27% / reading 32%, grade F, #84 of 218 statewide, top 41%, 396 students, 52% FRL); Palo Verde High Magnet School (math 8% / reading 12%, grade F, #343 of 381 statewide, top 93%, 691 students, 65% FRL) — zoned schools at 63% FRL track the district average.
  • Market conditions: Rents rising (+2.6%/yr); 155 active listings in the ZIP; 22 comparable units currently listed for rent nearby; rentals lingering (median 46d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; 5,268 units permitted in Pima County in 2024 (996 in 5+ unit buildings).
  • At $2,392/mo this rent would consume 51% of the median local household income ($56k/yr) (locally 2616% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
  • Pima County population projected at +8% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 61 days — a 6% lower offer ($281k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 6y ago; this cycle's ask has dropped $31k (9%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $219k; 37% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $239,200 (20.0% below list)

Questions for the listing agent

  1. It's been on market 61 days. Have you received any prior offers? Is the seller open to a 20% concession, seller financing, or rate buy-down credit?
  2. Can we see the unit-by-unit rent roll, current vacancy, and any below-market leases? What's the average tenancy length?
  3. What capital expenditures (roof, boiler, parking lot, exteriors) have been made in the last 5 years, and what's planned in the next 2?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  11. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
0.80%
Cap rate
6.50%
Cash-on-cash
0.75%
DSCR
1.03
GRM
10.4

CMA / ARV

ARV (median comp)
$327,099
List price
$299,000
Delta
-8.59%
Verdict
FAIR
Comps
13 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 2.61% rent growth · sell at horizon

5-year hold
IRR
-15.5%
Equity multiple
0.45×
Total profit
$-46,166
Equity at exit
$44,582
10-year hold
IRR
-7.7%
Equity multiple
0.52×
Total profit
$-40,151
Equity at exit
$25,852

Cash invested: $83,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Arizona
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
5-day pay-or-quit; AZ courts known for speed; no state rent control; cities preempted by state law.

ZIP-level market 85711

Rents YoY
2.6%
Active inventory
155
Price-to-rent
22.5×

Monthly cashflow live

Estimated rent
$2,392 high interval (Pro) →
Mortgage (P&I)
$1,568
Tax from tax record
$145 /mo · $1,739/yr
Insurance
$125
HOA
$0
Vacancy / Maint / Mgmt
$502
Net cashflow
$52

Break-even live

Break-even rent $2,326
Max offer price $299,000
Occupancy floor 93%

Sensitivity live

Price -10% $221 -5% $137 +0% $52 +5% $-32 +10% $-117
Rent -10% $-137 -5% $-42 +0% $52 +5% $147 +10% $241
Rate -1.0pp $203 -0.5pp $128 base $52 +0.5pp $-25 +1.0pp $-104

2-unit breakdown (identical units grouped — click to expand)

UnitsBedsBathsEst. rent
1× unit 2 1 $1,110
1× unit 3 1 $1,282
Total (2 units) $2,392

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$74,750
Closing costs
$8,970
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 22 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1868 S Poetry Ln Tucson, AZ 3.0 2.5 1624 $1,925 $1.19 45d 1 0.15mi
1833 S Poetry Ln Tucson, AZ 3.0 2.0 1500 $1,850 $1.23 45d 1 0.19mi
6158 E 31st St Tucson, AZ 3.0 2.0 1414 $1,800 $1.27 45d 1 0.34mi
5962 E 25th St Tucson, AZ 3.0 2.0 1830 $2,050 $1.12 45d 1 0.39mi
5402 E 30th St Apt E1 Tucson, AZ 4.0 1.5 1400 $1,530 $1.09 45d 1 0.62mi
1641 S Cloverland Ave Tucson, AZ 3.0 2.0 1600 $1,760 $1.10 5d 1 0.87mi
6539 E Golf Links Rd Tucson, AZ 3.0 2.0 1805 $1,500 $0.83 45d 1 0.91mi
6479 E Nelson Dr Tucson, AZ 3.0 2.0 1567 $1,695 $1.08 18d 1 0.94mi
6442 E Mary Dr Tucson, AZ 4.0 2.0 1567 $1,800 $1.15 5d 1 0.96mi
1702 S Avenida del Sol Tucson, AZ 3.0 2.0 1697 $1,845 $1.09 45d 1 0.97mi
5674 E Eastland St Tucson, AZ 3.0 2.0 1431 $1,645 $1.15 45d 1 0.97mi
5624 E 18th St Tucson, AZ 3.0 2.0 1458 $2,300 $1.58 21d 1 1.05mi
6222 E Eli St Tucson, AZ 3.0 2.0 1600 $1,600 $1.00 25d 1 1.05mi
1051 S Duke Dr Tucson, AZ 3.0 1.0 1400 $1,595 $1.14 21d 1 1.06mi
8090 Ironwood St Tucson, AZ 2.0–4.0 1.0–2.5 1638 $3,000 $1.83 13d 1 1.12mi
2020 S Avenida Ursa Tucson, AZ 4.0 2.0 1500 $1,795 $1.20 45d 1 1.19mi
2161 S Avenida Planeta Tucson, AZ 4.0 2.0 1895 $1,845 $0.97 4d 1 1.35mi
501 S Harvard Ave Tucson, AZ 4.0 2.0 1900 $2,400 $1.26 18d 1 1.38mi
7033 E Calle Orion Tucson, AZ 4.0 2.0 1533 $1,795 $1.17 45d 1 1.40mi
7033 E Calle Canis Tucson, AZ 4.0 2.0 1626 $1,650 $1.01 16d 1 1.40mi
7058 E Calle Betelgeux Tucson, AZ 4.0 2.0 1625 $1,795 $1.10 45d 1 1.45mi
525 S Rosemont Ave Tucson, AZ 4.0 2.0 1410 $1,795 $1.27 17d 1 1.46mi

Listing history 21 events

  1. 2026-06-21
    days on market $299,000 Active 61 DOM
  2. 2026-06-18
    days on market $299,000 Active 58 DOM
  3. 2026-06-17
    days on market $299,000 Active 57 DOM
  4. 2026-06-16
    days on market $299,000 Active 56 DOM
  5. 2026-06-15
    days on market $299,000 Active 55 DOM
  6. 2026-06-13
    days on market $299,000 Active 53 DOM
  7. 2026-06-10
    days on market $299,000 Active 50 DOM
  8. 2026-06-09
    days on market $299,000 Active 49 DOM
  9. 2026-06-08
    days on market $299,000 Active 48 DOM
  10. 2026-06-07
    days on market $299,000 Active 47 DOM
  11. 2026-06-05
    days on market $299,000 Active 44 DOM
  12. 2026-06-03
    days on market $299,000 Active 43 DOM
  13. 2026-06-02
    days on market $299,000 Active 42 DOM
  14. 2026-06-01
    days on market $299,000 Active 41 DOM
  15. 2026-05-31
    days on market $299,000 Active 40 DOM
  16. 2026-05-12
    price $299,000 735-char remark
  17. 2026-04-21
    listed $330,000 Active 735-char remark
  18. 2020-06-29
    soldstatus $219,000 Closed 282-char remark
    Show marketing remark (282 chars)

    Well maintained duplex features one unit with 3 bedrooms/1 bath and other unit features 2 bedrooms/1 bath. 3 bedroom unit recently updated with new cabinets, counter tops, stove and dishwasher. Washer and dryers in each unit. Electric and water on separate meters. Close to DM AFB.

  19. 2020-06-29
    soldstatus $219,000
    Show marketing remark (282 chars)

    Well maintained duplex features one unit with 3 bedrooms/1 bath and other unit features 2 bedrooms/1 bath. 3 bedroom unit recently updated with new cabinets, counter tops, stove and dishwasher. Washer and dryers in each unit. Electric and water on separate meters. Close to DM AFB.

  20. 2020-04-19
    historical Active Contingent 282-char remark
    Show marketing remark (282 chars)

    Well maintained duplex features one unit with 3 bedrooms/1 bath and other unit features 2 bedrooms/1 bath. 3 bedroom unit recently updated with new cabinets, counter tops, stove and dishwasher. Washer and dryers in each unit. Electric and water on separate meters. Close to DM AFB.

  21. 2020-04-11
    listed $219,000 Active 282-char remark
    Show marketing remark (282 chars)

    Well maintained duplex features one unit with 3 bedrooms/1 bath and other unit features 2 bedrooms/1 bath. 3 bedroom unit recently updated with new cabinets, counter tops, stove and dishwasher. Washer and dryers in each unit. Electric and water on separate meters. Close to DM AFB.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AZ · Resets to sale price

Current annual tax
$1,739 · $145/mo
Projected year-2 tax
$1,973 · $164/mo
Expected delta
+$234/yr (+$20/mo · 13.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 8/10 Severe 7 d/yr ≥105°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$28,704
− Mortgage interest
−$16,749
− Property taxes
−$1,739
− Insurance
−$1,495
− Repairs & maintenance
−$2,296
− Management
−$2,296
− Depreciation
−$8,698
Taxable loss
−$4,569
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,097
After-tax cash flow
$1,723/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Tucson Unified District (4403)
NCES district ID
0408800
Math proficiency
14% ▼ -17.00%
Reading proficiency
23% ▼ -11.00%
Median HH income
$40,962
Composite
15.78/100
National rank
#9270
State rank
#190 of 249 in AZ

Livability — Tucson

Score
74/100
State rank
#17
US rank
#4502

Category grades

Amenities B Commute A+ Cost of living A+ Crime F Employment D- Housing A+ Health & safety C- User ratings C-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Tucson, AZ
County
Pima County · 1,012,107 people
City population
839,336
Metro
Tucson, AZ
Population (ZIP)
42,558
Household income
$56,121
Rent vs Own
50.9% rent · 49.1% own
Severe rent burden
2616.0

Population outlook (Pima County) Hauer SSP2

Today (2025)
1,066,056 people
By 2030
1,086,684 · +1.9%
By 2040
1,117,160 · +4.8%
By 2050
1,149,778 · +7.9%
By 2075
1,271,480 · +19.3%
By 2100
1,321,160 · +23.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.64)
Race & ethnicity
White 45% Hispanic / Latino 39% Two or more races 21% Black 6% Asian 3% Native American 3%
Hispanic origin (detail)
Mexican 36%
Common ancestry
Lithuanian 2% Romanian 2% Italian 2%
Foreign-born
12% · Canada, China, Vietnam
Languages at home
75% English-only · Spanish 19% Other Indo-European 1% Other Asian/Pacific 1%

Political lean MEDSL · Pima

2024 margin
D (+15.2) · D 57.0% · R 41.8% · Other 1.2%
2008→2024 swing
+9.1pp toward D · 2008: 6.1pp · 2024: 15.2pp
All cycles
2024: D+15.2 2020: D+18.7 2016: D+13.5 2012: D+5.8 2008: D+6.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -368.96%
Current HPI
285.6805
Rent YoY
▲ 2.61%
Metro
Tucson, AZ
State GDP YoY
▲ 4.54%
F500 in state
20

Industry mix (Fortune 500 HQ in AZ)

Industry F500 HQs Revenue

Price history

+36.5% since first listed
6 events — show timeline
  • 2026-05-12 Price Changed $299,000 MLSSAZ
  • 2026-04-21 Listed $330,000 MLSSAZ
  • 2020-06-29 Sold (Public Records) $219,000 Public Records
  • 2020-06-29 Sold (MLS) $219,000 MLSSAZ
  • 2020-04-19 Contingent MLSSAZ
  • 2020-04-11 Listed $219,000 MLSSAZ

Property tax history

+1.7%/yr

Latest (2025): $1,739 · -8.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…