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A- Composite 80.49
Why this score? — see what drove the A- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Appreciation +10.0/10.0
  • ARV discount +7.5/15.0
  • Schools +4.9/10.0
  • Livability +3.1/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$34,000

3340 W Cody Ln #111 · Teton Village, WY 83025
2 bd · 2.0 ba · 1,400 sqft · Timeshare · 398 Days on market
Built 2001 $592/mo HOA · 48% of rent ↓ 24% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Key facts

  • Garage
  • Built 2001
  • Listed 397 days

Property features AI

Finance

  • HOA & community: Homeowners association (annual fee $7,098; equals $591.50/month)

Exterior

  • Parking: 1-car garage
  • Utilities: Public water; Public sewer
  • Home design: Residential co-ownership; Located in Teton Club
  • Construction: Log and stone construction
  • Exterior features: Deck; Patio; Sloped lot; Resort zoning; Property has a view; Accessible entrance; Has spa / hot tub

Interior

  • Bathrooms: 2 full bathrooms
  • Interior features: High-speed internet; Elevator; Furnished

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath timeshare listed at $34k.

Deal economics

  • At list price, monthly cash flow is $157 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $34k).
  • Recommended offer: $30k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 61/100 on livability (#114 in WY) — a middle-class / working-renter tenant base. Strengths: employment A+, cost of living A+, crime A; Watch: schools F, amenities F, commute F.
  • Teton County School District #1 (town): math 50% / reading 61% proficiency, ranked #14 of 41 in WY (top 34%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 17% free/reduced lunch — higher-income household profile.
  • Market conditions: 54 active listings in the ZIP; 116 units permitted in Teton County in 2024 (10 in 5+ unit buildings).

Forward outlook

  • In year one you build about $4k of equity ($235 loan paydown + $3k appreciation (10.0% local appreciation)).
  • Teton County population projected at +45% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (10.0% appreciation + 3.0% rent growth), your $10k cash investment doubles in ~2 years — after that, you're playing with house money.
  • By year 8, paydown + projected appreciation supports a ~$32k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 398 days — a 12% lower offer ($30k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 9y ago; this cycle's ask has dropped $16k (32%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: HOA is 48% of rent.
Recommended offer $29,920 (12.0% below list)

Questions for the listing agent

  1. It's been on market 398 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
3.66%
Cap rate
11.84%
Cash-on-cash
19.82%
DSCR
1.88
GRM
2.3

CMA / ARV

No comps found within radius.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
39.5%
Equity multiple
4.04×
Total profit
$28,916
Equity at exit
$30,630
10-year hold
IRR
34.3%
Equity multiple
9.20×
Total profit
$78,037
Equity at exit
$66,055

Cash invested: $9,520 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Wyoming
90 Strongly Landlord-Friendly · R+25
County
— inherits STATE
City
— inherits STATE
3-day notice; strongly landlord-favorable; small market.

ZIP-level market 83025

Home prices YoY
6.9%
Active inventory
54
Price-to-rent
2.3×

Monthly cashflow live

Estimated rent
$1,246 medium interval (Pro) →
Mortgage (P&I)
$178
Tax est. 1.5%
$42 /mo · $510/yr
Insurance
$14
HOA
$592
Vacancy / Maint / Mgmt
$262
Net cashflow
$157

Break-even live

Break-even rent $1,047
Max offer price $34,000
Occupancy floor 82%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$8,500
Closing costs
$1,020
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

HOA detail

Monthly dues
$592 · $7,104/yr

Listing history 22 events

  1. 2026-06-19
    days on market $34,000 Active 398 DOM
  2. 2026-06-18
    days on market $34,000 Active 397 DOM
  3. 2026-06-17
    days on market $34,000 Active 396 DOM
  4. 2026-06-16
    days on market $34,000 Active 395 DOM
  5. 2026-06-15
    days on market $34,000 Active 394 DOM
  6. 2026-06-14
    days on market $34,000 Active 392 DOM
  7. 2026-06-12
    days on market $34,000 Active 391 DOM
  8. 2026-06-09
    days on market $34,000 Active 388 DOM
  9. 2026-06-08
    days on market $34,000 Active 387 DOM
  10. 2026-06-07
    days on market $34,000 Active 386 DOM
  11. 2026-06-05
    days on market $34,000 Active 384 DOM
  12. 2026-06-04
    days on market $34,000 Active 382 DOM
  13. 2026-06-02
    days on market $34,000 Active 381 DOM
  14. 2026-06-01
    days on market $34,000 Active 380 DOM
  15. 2026-05-31
    days on market $34,000 Active 379 DOM
  16. 2026-05-31
    days on market $34,000 Active 378 DOM
  17. 2026-02-27
    price $34,000
  18. 2025-09-05
    price $40,000
  19. 2025-06-13
    historical
  20. 2025-05-16
    listed $50,000 Active
  21. 2024-12-27
    listed $35,000 Active
  22. 2017-12-20
    listed $45,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌡 Heat 1/10 Low
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$14,950
− Mortgage interest
−$1,905
− Property taxes
−$510
− Insurance
−$170
− Repairs & maintenance
−$1,196
− Management
−$1,196
− HOA
−$7,104
− Depreciation
−$989
Taxable income
$1,881
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$451
After-tax cash flow
$1,436/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Teton County School District #1
NCES district ID
5605830
Math proficiency
50% ▼ -4.00%
Reading proficiency
61% ▬ 0.00%
Median HH income
$72,180
Composite
49.42/100
National rank
#2009
State rank
#14 of 41 in WY

Livability — Teton Village

Score
61/100
State rank
#114
US rank
#17992

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment A+ Housing B Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Teton Village, WY
City population
999
Population (ZIP)
999

Population outlook (Teton County) Hauer SSP2

Today (2025)
28,568 people
By 2030
31,172 · +9.1%
By 2040
36,190 · +26.7%
By 2050
41,386 · +44.9%
By 2075
53,808 · +88.4%
By 2100
64,731 · +126.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (95%)
Race & ethnicity
White 95% Hispanic / Latino 5%
Common ancestry
Slovak 10% Serbian 5% Italian 1%
Foreign-born
4% · Canada
Languages at home
95% English-only · Spanish 4% German/W. Germanic 0%

Political lean MEDSL · Teton

2024 margin
Solid D (+35.3) · D 66.9% · R 31.6% · Other 1.5%
2008→2024 swing
+11.7pp toward D · 2008: 23.6pp · 2024: 35.3pp
All cycles
2024: D+35.3 2020: D+37.5 2016: D+27.9 2012: D+11.9 2008: D+23.6

Not yet ingested

Civics

Market trends

HPI YoY
▲ 16.47%
Current HPI
254.0687
Rent YoY
Metro
State GDP YoY
F500 in state
0

Price history

-24.4% since first listed
6 events — show timeline
  • 2026-02-27 Price Changed $34,000 TBOR
  • 2025-09-05 Price Changed $40,000 TBOR
  • 2025-06-13 Delisted TBOR
  • 2025-05-16 Listed $50,000 TBOR
  • 2024-12-27 Listed $35,000 TBOR
  • 2017-12-20 Listed $45,000 TBOR

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…