🏷️ Likely Rental
3760 Becontree Pl · Oviedo, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 9/10 · Severe
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 23 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +15.0/30.0
- ARV discount +7.5/15.0
- Schools +5.1/10.0
- 1% rule +5.0/10.0
- DSCR +5.0/10.0
- Livability +4.0/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$5,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Madison Park! X-nice 2 sty exec home in the UCF area, lg eat-in kitchen w/ lg breakfast bar, ALL appliances, 16"c-tile, 14x10 loft, 4th b/rm has french doors, Arch windows+doorways, big cov porch, indoor laundry, beautiful stairwell! Lease purchase OK!House sold "As Is" with Seller's giving $5000 credit towards interior painting and minor misc. repairs at closing.
Key facts
- 2 garage spots
- Listed 7 days
Property features AI
Exterior
- Parking: 2-car garage
- Home design: Residential property; 1 story
- Exterior features: Planned Development (PD) zoning
Interior
- Bedrooms: Bedrooms information not provided
- Bathrooms: 2 full bathrooms; 1 half bathroom
- Interior features: Single-story layout
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/3.5-bath single-family listed at $5k.
Deal economics
- At list price, monthly cash flow is $2k ($25k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($3k rent vs $5k).
- Cap rate 510.9% vs local median 3.0% in Oviedo — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 80/100 on livability (#112 in FL, #1,732 nationally) — a professional / high-income tenant draw. Strengths: schools A+, crime A+, employment A+; Watch: amenities C-, cost of living D, commute F.
- Seminole (suburban): math 57% / reading 61% proficiency, ranked #13 of 73 in FL (top 18%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: Rents flat; 446 active listings in the ZIP; 16 comparable units currently listed for rent nearby; rentals at typical pace (median 16d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,979 units permitted in Seminole County in 2024 (1,191 in 5+ unit buildings).
- This rent runs 32% of the median local income ($102k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $35 of loan paydown is wiped out by about $150 of value loss. Plan a longer hold.
- Seminole County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 0.2% rent growth), your $1k cash investment doubles in ~1 year — after that, you're playing with house money.
Negotiation context
- Only 7 days on market — expect competitive offers; lowballing is unlikely to land.
- 4 sale attempts since 21y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 54.10% ✓
- Cap rate
- 510.89%
- Cash-on-cash
- 1802.14%
- DSCR
- 81.19
- GRM
- 0.2
CMA / ARV
- ARV (on-the-fly)
- $548,228
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1391 Hampstead Ter | 0.26mi | 4/2.0 | 2,275 (-2%) | 2mo | $530,000 | $233 | 77 |
| 3834 Regents Way | 0.14mi | 4/2.5 | 2,547 (+10%) | 2mo | $500,000 | $196 | 72 |
| 3781 Becontree Pl | 0.04mi | 4/3.0 | 2,592 (+12%) | 6mo | $490,000 | $189 | 72 |
| 14450 Stamford Cir | 0.15mi | 4/3.0 | 2,547 (+10%) | 10mo | $685,000 | $269 | 67 |
| 1545 Hunters Stand Run | 0.48mi | 4/2.5 | 2,369 (+2%) | 7mo | $595,000 | $251 | 65 |
| 3612 Becontree Pl | 0.25mi | 4/2.5 | 2,030 (-13%) | 2mo | $532,500 | $262 | 62 |
| 3700 Becontree Pl | 0.14mi | 4/2.5 | 1,977 (-15%) | 5mo | $423,000 | $214 | 60 |
| 3311 Sterling Lake Cir | 0.56mi | 4/3.0 | 2,415 (+4%) | 6mo | $605,000 | $251 | 60 |
| 3664 Becontree Pl | 0.17mi | 4/2.5 | 2,014 (-13%) | 9mo | $474,900 | $236 | 59 |
| 1633 Carillon Park Dr | 0.66mi | 4/3.0 | 2,252 (-3%) | 6mo | $525,000 | $233 | 57 |
| 1324 Foxton Ln | 0.58mi | 4/2.5 | 2,014 (-13%) | 5mo | $470,000 | $233 | 42 |
| 1821 Carillon Park Dr | 0.73mi | 4/3.0 | 2,667 (+15%) | 5mo | $674,000 | $253 | 35 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.18% rent growth · sell at horizon
- IRR
- —
- Equity multiple
- 90.77×
- Total profit
- $125,675
- Equity at exit
- $746
- IRR
- —
- Equity multiple
- 181.77×
- Total profit
- $253,078
- Equity at exit
- $432
Cash invested: $1,400 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 32765
- Home prices YoY
- -19.6%
- Rents YoY
- 0.2%
- Active inventory
- 446
- Price-to-rent
- 0.2×
Monthly cashflow live
- Estimated rent
- $2,705 high interval (Pro) →
- Mortgage (P&I)
- −$26
- Tax est. 1.5%
- −$6 /mo · $75/yr
- Insurance
- −$2
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$568
- Net cashflow
- $2,102
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $1,250
- Closing costs
- $150
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 16 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 4478 Maidenhair Cv Oviedo, FL | 4.0 | 2.5 | 1828 | $2,200 | $1.20 | 17d | 1 | 0.43mi |
| 4406 Brookstone Ct Orlando, FL | 4.0 | 2.0 | 1665 | $2,400 | $1.44 | 2d | 1 | 0.54mi |
| 3462 Foxcroft Cir Oviedo, FL | 4.0 | 2.5 | 2014 | $2,600 | $1.29 | 14d | 1 | 0.63mi |
| 4208 Forest Island Dr Orlando, FL | 4.0 | 2.5 | 2192 | $2,765 | $1.26 | 3d | 1 | 0.73mi |
| 4843 Fiske Cir Orlando, FL | 4.0 | 2.5 | 2250 | $2,995 | $1.33 | 23d | 1 | 0.75mi |
| 4312 Iveyglen Ave Orlando, FL | 4.0 | 2.0 | 1850 | $2,495 | $1.35 | 12d | 1 | 0.84mi |
| 13743 Riverpath Grove Dr Orlando, FL | 3.0 | 2.0 | 1860 | $2,380 | $1.28 | 21d | 1 | 0.93mi |
| 14552 Lake Price Dr Orlando, FL | 4.0 | 2.0 | 1874 | $2,580 | $1.38 | 21d | 1 | 0.98mi |
| 14539 Unbridled Dr Orlando, FL | 4.0 | 2.5 | 2436 | $3,300 | $1.35 | 1d | 1 | 1.10mi |
| 3404 Kayla Cir Oviedo, FL | 3.0 | 2.0 | 1806 | $2,495 | $1.38 | 16d | 1 | 1.13mi |
| 3729 Shawn Cir Orlando, FL | 4.0 | 2.0 | 1877 | $2,850 | $1.52 | 23d | 1 | 1.23mi |
| 14513 Lisalynne Ct Orlando, FL | 3.0 | 2.5 | 2147 | $2,770 | $1.29 | 17d | 1 | 1.27mi |
| 14520 Kaiser Ct Orlando, FL | 5.0 | 3.0 | 2700 | $799 | $0.30 | 23d | 1 | 1.30mi |
| 3755 Collingwood Ln Oviedo, FL | 3.0 | 2.5 | 1828 | $2,200 | $1.20 | 4d | 1 | 1.32mi |
| 14636 Kristenright Ln Orlando, FL | 4.0 | 2.0 | 1866 | $2,400 | $1.29 | 2d | 1 | 1.42mi |
| 3035 Bluffton Cv Oviedo, FL | 3.0 | 2.0 | 2094 | $3,050 | $1.46 | 2d | 1 | 1.43mi |
Listing history 5 events
-
2026-06-16days on market $5,000 Active 7 DOM
-
2026-06-15days on market $5,000 Active 6 DOM
-
2026-06-13days on market $5,000 Active 4 DOM
-
2026-06-10remarks 287-char remark
-
2026-06-10$5,000 Active 1 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 9/10 Extreme 7 d/yr ≥108°F today · 23 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $32,462
- − Mortgage interest
- −$280
- − Property taxes
- −$75
- − Insurance
- −$25
- − Repairs & maintenance
- −$2,597
- − Management
- −$2,597
- − Depreciation
- −$145
- Taxable income
- $26,742
- Est. tax owed @ 24.0%
- −$6,418
- After-tax cash flow
- $18,812/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Seminole
- NCES district ID
- 1201710
- Math proficiency
- 57% ▼ -7.00%
- Reading proficiency
- 61% ▼ -1.00%
- Median HH income
- $58,478
- Composite
- 51.05/100
- National rank
- #1769
- State rank
- #13 of 73 in FL
Livability — Oviedo
- Score
- 80/100
- State rank
- #112
- US rank
- #1732
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Seminole County · 436,154 people
- City population
- 80,698
- Metro
- Orlando-Kissimmee-Sanford, FL
- Population (ZIP)
- 64,477
- Household income
- $102,167
- Rent vs Own
- Severe rent burden
- 2059.0
Population outlook (Seminole County) Hauer SSP2
- Today (2025)
- 515,494 people
- By 2030
- 545,713 · +5.9%
- By 2040
- 598,068 · +16.0%
- By 2050
- 640,663 · +24.3%
- By 2075
- 724,461 · +40.5%
- By 2100
- 755,530 · +46.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.60)
- Race & ethnicity
- White 58% Hispanic / Latino 23% Two or more races 15% Black 8% Asian 6%
- Hispanic origin (detail)
- Mexican 3% Puerto Rican 9% Cuban 3% Dominican 1%
- Common ancestry
- Romanian 3% Lithuanian 3% Italian 2%
- Foreign-born
- 14% · Canada, China, Jamaica
- Languages at home
- 76% English-only · Spanish 16% Other Indo-European 2% Chinese 2%
Political lean MEDSL · Seminole
- 2024 margin
- Toss-up / Even · D 47.6% · R 51.1% · Other 1.3%
- 2008→2024 swing
- -0.8pp no change · 2008: -2.8pp · 2024: -3.5pp
- All cycles
- 2024: R+3.5 2020: D+2.8 2016: R+1.6 2012: R+6.5 2008: R+2.8
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -76.94%
- Current HPI
- 315.5484
- Rent YoY
- ▲ 0.18%
- Metro
- Orlando-Kissimmee-Sanford, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
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| Insurance | 2 | $17B |
|
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| Retail | 1 | $60B |
|
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| Technology Distribution | 1 | $58B |
|
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| Homebuilding | 1 | $35B |
|
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| Technology Manufacturing | 1 | $35B |
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Price history
-96.4% since first listed9 events — show timeline
- 2026-06-09 Listed $5,000 NFMLS
- 2026-03-31 Listed $465,000 Stellar MLS as Distributed by MLS Grid
- 2006-02-27 Sold (Public Records) $315,000 Public Records
- 2006-02-16 Sold (MLS) $315,000 Stellar MLS as Distributed by MLS Grid
- 2005-11-09 Listed $325,000 Stellar MLS as Distributed by MLS Grid
- 2005-10-04 Listing Removed — Stellar MLS as Distributed by MLS Grid
- 2005-07-27 Listed $340,000 Stellar MLS as Distributed by MLS Grid
- 2004-04-01 Sold (Public Records) $208,000 Public Records
- 1996-09-30 Sold (Public Records) $139,800 Public Records
Property tax history
+6.0%/yrLatest (2025): $5,622 · -2.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…