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3760 Becontree Pl 🏷️ Likely Rental
D+ Composite 46.65
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.0/30.0
  • ARV discount +7.5/15.0
  • Schools +5.1/10.0
  • 1% rule +5.0/10.0
  • DSCR +5.0/10.0
  • Livability +4.0/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$5,000

3760 Becontree Pl · Oviedo, FL 32765
4 bd · 3.5 ba · 2,323 sqft · SingleFamily public records · 7 Days on market
Built 1996

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Madison Park! X-nice 2 sty exec home in the UCF area, lg eat-in kitchen w/ lg breakfast bar, ALL appliances, 16"c-tile, 14x10 loft, 4th b/rm has french doors, Arch windows+doorways, big cov porch, indoor laundry, beautiful stairwell! Lease purchase OK!House sold "As Is" with Seller's giving $5000 credit towards interior painting and minor misc. repairs at closing.

Key facts

  • 2 garage spots
  • Listed 7 days

Property features AI

Exterior

  • Parking: 2-car garage
  • Home design: Residential property; 1 story
  • Exterior features: Planned Development (PD) zoning

Interior

  • Bedrooms: Bedrooms information not provided
  • Bathrooms: 2 full bathrooms; 1 half bathroom
  • Interior features: Single-story layout

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…
🏷️ Possibly a rental listed for sale. The $5,000 price doesn't fit this home's estimated sale value (~$548,228) and the remarks read like a rental — treat the cards below with caution.

What this means for you Summary

Snapshot

  • This is a 4-bed/3.5-bath single-family listed at $5k.

Deal economics

  • At list price, monthly cash flow is $2k ($25k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $5k).
  • Cap rate 510.9% vs local median 3.0% in Oviedo — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 80/100 on livability (#112 in FL, #1,732 nationally) — a professional / high-income tenant draw. Strengths: schools A+, crime A+, employment A+; Watch: amenities C-, cost of living D, commute F.
  • Seminole (suburban): math 57% / reading 61% proficiency, ranked #13 of 73 in FL (top 18%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: Rents flat; 446 active listings in the ZIP; 16 comparable units currently listed for rent nearby; rentals at typical pace (median 16d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,979 units permitted in Seminole County in 2024 (1,191 in 5+ unit buildings).
  • This rent runs 32% of the median local income ($102k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $35 of loan paydown is wiped out by about $150 of value loss. Plan a longer hold.
  • Seminole County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 0.2% rent growth), your $1k cash investment doubles in ~1 year — after that, you're playing with house money.

Negotiation context

  • Only 7 days on market — expect competitive offers; lowballing is unlikely to land.
  • 4 sale attempts since 21y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $5,000

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  3. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
54.10%
Cap rate
510.89%
Cash-on-cash
1802.14%
DSCR
81.19
GRM
0.2

CMA / ARV

ARV (on-the-fly)
$548,228
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1391 Hampstead Ter 0.26mi 4/2.0 2,275 (-2%) 2mo $530,000 $233 77
3834 Regents Way 0.14mi 4/2.5 2,547 (+10%) 2mo $500,000 $196 72
3781 Becontree Pl 0.04mi 4/3.0 2,592 (+12%) 6mo $490,000 $189 72
14450 Stamford Cir 0.15mi 4/3.0 2,547 (+10%) 10mo $685,000 $269 67
1545 Hunters Stand Run 0.48mi 4/2.5 2,369 (+2%) 7mo $595,000 $251 65
3612 Becontree Pl 0.25mi 4/2.5 2,030 (-13%) 2mo $532,500 $262 62
3700 Becontree Pl 0.14mi 4/2.5 1,977 (-15%) 5mo $423,000 $214 60
3311 Sterling Lake Cir 0.56mi 4/3.0 2,415 (+4%) 6mo $605,000 $251 60
3664 Becontree Pl 0.17mi 4/2.5 2,014 (-13%) 9mo $474,900 $236 59
1633 Carillon Park Dr 0.66mi 4/3.0 2,252 (-3%) 6mo $525,000 $233 57
1324 Foxton Ln 0.58mi 4/2.5 2,014 (-13%) 5mo $470,000 $233 42
1821 Carillon Park Dr 0.73mi 4/3.0 2,667 (+15%) 5mo $674,000 $253 35

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.18% rent growth · sell at horizon

5-year hold
IRR
Equity multiple
90.77×
Total profit
$125,675
Equity at exit
$746
10-year hold
IRR
Equity multiple
181.77×
Total profit
$253,078
Equity at exit
$432

Cash invested: $1,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 32765

Home prices YoY
-19.6%
Rents YoY
0.2%
Active inventory
446
Price-to-rent
0.2×

Monthly cashflow live

Estimated rent
$2,705 high interval (Pro) →
Mortgage (P&I)
$26
Tax est. 1.5%
$6 /mo · $75/yr
Insurance
$2
HOA
$0
Vacancy / Maint / Mgmt
$568
Net cashflow
$2,102

Break-even live

Break-even rent $44
Max offer price $5,000
Occupancy floor 17%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$1,250
Closing costs
$150
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 16 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
4478 Maidenhair Cv Oviedo, FL 4.0 2.5 1828 $2,200 $1.20 17d 1 0.43mi
4406 Brookstone Ct Orlando, FL 4.0 2.0 1665 $2,400 $1.44 2d 1 0.54mi
3462 Foxcroft Cir Oviedo, FL 4.0 2.5 2014 $2,600 $1.29 14d 1 0.63mi
4208 Forest Island Dr Orlando, FL 4.0 2.5 2192 $2,765 $1.26 3d 1 0.73mi
4843 Fiske Cir Orlando, FL 4.0 2.5 2250 $2,995 $1.33 23d 1 0.75mi
4312 Iveyglen Ave Orlando, FL 4.0 2.0 1850 $2,495 $1.35 12d 1 0.84mi
13743 Riverpath Grove Dr Orlando, FL 3.0 2.0 1860 $2,380 $1.28 21d 1 0.93mi
14552 Lake Price Dr Orlando, FL 4.0 2.0 1874 $2,580 $1.38 21d 1 0.98mi
14539 Unbridled Dr Orlando, FL 4.0 2.5 2436 $3,300 $1.35 1d 1 1.10mi
3404 Kayla Cir Oviedo, FL 3.0 2.0 1806 $2,495 $1.38 16d 1 1.13mi
3729 Shawn Cir Orlando, FL 4.0 2.0 1877 $2,850 $1.52 23d 1 1.23mi
14513 Lisalynne Ct Orlando, FL 3.0 2.5 2147 $2,770 $1.29 17d 1 1.27mi
14520 Kaiser Ct Orlando, FL 5.0 3.0 2700 $799 $0.30 23d 1 1.30mi
3755 Collingwood Ln Oviedo, FL 3.0 2.5 1828 $2,200 $1.20 4d 1 1.32mi
14636 Kristenright Ln Orlando, FL 4.0 2.0 1866 $2,400 $1.29 2d 1 1.42mi
3035 Bluffton Cv Oviedo, FL 3.0 2.0 2094 $3,050 $1.46 2d 1 1.43mi

Listing history 5 events

  1. 2026-06-16
    days on market $5,000 Active 7 DOM
  2. 2026-06-15
    days on market $5,000 Active 6 DOM
  3. 2026-06-13
    days on market $5,000 Active 4 DOM
  4. 2026-06-10
    remarks 287-char remark
  5. 2026-06-10
    listed $5,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥108°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$32,462
− Mortgage interest
−$280
− Property taxes
−$75
− Insurance
−$25
− Repairs & maintenance
−$2,597
− Management
−$2,597
− Depreciation
−$145
Taxable income
$26,742
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$6,418
After-tax cash flow
$18,812/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Seminole
NCES district ID
1201710
Math proficiency
57% ▼ -7.00%
Reading proficiency
61% ▼ -1.00%
Median HH income
$58,478
Composite
51.05/100
National rank
#1769
State rank
#13 of 73 in FL

Livability — Oviedo

Score
80/100
State rank
#112
US rank
#1732

Category grades

Amenities C- Commute F Cost of living D Crime A+ Employment A+ Housing A+ Health & safety A+ User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Seminole County · 436,154 people
City population
80,698
Metro
Orlando-Kissimmee-Sanford, FL
Population (ZIP)
64,477
Household income
$102,167
Rent vs Own
28.9% rent · 71.1% own
Severe rent burden
2059.0

Population outlook (Seminole County) Hauer SSP2

Today (2025)
515,494 people
By 2030
545,713 · +5.9%
By 2040
598,068 · +16.0%
By 2050
640,663 · +24.3%
By 2075
724,461 · +40.5%
By 2100
755,530 · +46.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.60)
Race & ethnicity
White 58% Hispanic / Latino 23% Two or more races 15% Black 8% Asian 6%
Hispanic origin (detail)
Mexican 3% Puerto Rican 9% Cuban 3% Dominican 1%
Common ancestry
Romanian 3% Lithuanian 3% Italian 2%
Foreign-born
14% · Canada, China, Jamaica
Languages at home
76% English-only · Spanish 16% Other Indo-European 2% Chinese 2%

Political lean MEDSL · Seminole

2024 margin
Toss-up / Even · D 47.6% · R 51.1% · Other 1.3%
2008→2024 swing
-0.8pp no change · 2008: -2.8pp · 2024: -3.5pp
All cycles
2024: R+3.5 2020: D+2.8 2016: R+1.6 2012: R+6.5 2008: R+2.8

Not yet ingested

Civics

Market trends

HPI YoY
▼ -76.94%
Current HPI
315.5484
Rent YoY
▲ 0.18%
Metro
Orlando-Kissimmee-Sanford, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

-96.4% since first listed
9 events — show timeline
  • 2026-06-09 Listed $5,000 NFMLS
  • 2026-03-31 Listed $465,000 Stellar MLS as Distributed by MLS Grid
  • 2006-02-27 Sold (Public Records) $315,000 Public Records
  • 2006-02-16 Sold (MLS) $315,000 Stellar MLS as Distributed by MLS Grid
  • 2005-11-09 Listed $325,000 Stellar MLS as Distributed by MLS Grid
  • 2005-10-04 Listing Removed Stellar MLS as Distributed by MLS Grid
  • 2005-07-27 Listed $340,000 Stellar MLS as Distributed by MLS Grid
  • 2004-04-01 Sold (Public Records) $208,000 Public Records
  • 1996-09-30 Sold (Public Records) $139,800 Public Records

Property tax history

+6.0%/yr

Latest (2025): $5,622 · -2.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…