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5 High Point Cir W #211
A- Composite 82.88
Why this score? — see what drove the A- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Schools +6.6/10.0
  • Rent growth +5.0/5.0
  • Livability +4.0/5.0
  • Condition / age +2.2/5.0
  • Appreciation +0.0/10.0

$215,000

5 High Point Cir W #211 · Naples, FL 34103
2 bd · 2.0 ba · 871 sqft · Condo public records · 54 Days on market
Built 1972 Fair condition $247/sqft · 15% below area Est $318k · 32% under $917/mo HOA · 16% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Now offered TURN KEY, Everything included. Ready to move in or rent out. Enjoy a RARE 30 day minimum rental policy in this Bright, Upgraded Immaculate condo. Newer Full Size Washer and Dryer in Unit. Brand new water heater, Beauty Rest King mattress and 5G Router. Professionally designed interior for easy living and ready to enjoy or rent for great income. High Point Country Club is known as the Friendliest Country Club in Naples. Wonderful location just off 41, across from Park Shore. Enjoy paradise and free golf, 6 pools, clubhouse, and a full social calendar. Extra storage on the same floor, just a few steps away. High Point is one mile to the Beach and so close to 5th Ave, Waterside Shops, Venetian Village and Mercado. This building has its own Community Room for meetings and available for your entertaining.

Key facts

  • Granite counter
  • Split floor plan
  • Screened lanai

Tags

SPLIT FLOOR PLANSCREENED LANAIREMODELED MAIN BATHROOMWALK-IN SHOWERGRANITE COUNTERWHITE SHAKER CABINET

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath condo listed at $215k. Condition is rated fair.

Deal economics

  • At list price, monthly cash flow is $2k ($28k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($6k rent vs $215k).
  • Recommended offer: $209k (3.0% below list) — sets the bar for market timing.
  • Cap rate 19.1% vs local median 2.4% in Naples — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 80/100 on livability (#126 in FL, #1,903 nationally) — a professional / high-income tenant draw. Strengths: crime A+, amenities A+, employment A+; Watch: commute D+, cost of living F.
  • Collier (suburban): math 60% / reading 56% proficiency, ranked #16 of 73 in FL (top 22%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Lake Park Elementary School (math 76% / reading 77%, grade A, #185 of 2,144 statewide, top 9%, 502 students, 39% FRL); Gulfview Middle School (math 78% / reading 68%, grade A, #44 of 571 statewide, top 8%, 582 students, 40% FRL); Naples High School (math 47% / reading 52%, grade D, #179 of 667 statewide, top 29%, 1,719 students, 39% FRL) — zoned schools average 39% FRL vs 55% district-wide (16 pts lower); this property's tenant base skews higher-income than the district average.
  • Market conditions: Rents rising fast (+14.6%/yr); 612 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 32d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; high-income renter base; 3,520 units permitted in Collier County in 2024 (959 in 5+ unit buildings).
  • At $5,866/mo this rent would consume 60% of the median local household income ($117k/yr) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Collier County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 8.0% rent growth), your $60k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 54 days — a 3% lower offer ($209k) is reasonable based on typical stale-listing flexibility.
  • 9 sale attempts since 14y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→27/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $208,550 (3.0% below list)

Questions for the listing agent

  1. It's been on market 54 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
  3. Built in 1972 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  5. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  7. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
2.73% ✓
Cap rate
19.09%
Cash-on-cash
45.71%
DSCR
3.03
GRM
3.1

CMA / ARV

ARV (median comp)
$318,497
List price
$215,000
Delta
-32.50%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
788 Park Shore Dr Unit H39 0.45mi 1/1.5 (-1) 848 (-3%) 2mo $260,295 $307 66
600 Neapolitan Way #152 1.00mi 2/2.0 864 (-1%) 1mo $325,000 $376 63
600 Neapolitan Way #341 1.00mi 2/2.0 864 (-1%) 2mo $350,000 $405 62
3150 Binnacle Dr #207 0.32mi 2/2.0 1,000 (+15%) 2mo $220,000 $220 59
1012 Ridge St 0.22mi 2/1.0 671 (-23%) 3mo $480,000 $715 58
750 Mooring Line Dr #105 1.00mi 2/2.0 843 (-3%) 3mo $288,000 $342 58
3150 Binnacle Dr #210 0.32mi 2/2.0 1,000 (+15%) 4mo $198,000 $198 57
788 Park Shore Dr Unit E20 0.45mi 2/2.0 1,015 (+16%) 3mo $455,000 $448 52
1400 Pompei Ln #23 1.39mi 2/2.0 1,000 (+15%) 1mo $235,000 $235 40
2000 Alamanda Dr #104 1.16mi 2/2.0 1,030 (+18%) 4mo $320,000 $311 37
555 Park Shore Dr Unit B109 0.88mi 1/2.0 (-1) 1,045 (+20%) 2mo $385,000 $368 34
2170 Gulf Shore Blvd N Unit 24W 1.31mi 1/1.5 (-1) 1,020 (+17%) 1mo $665,000 $652 32

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold
IRR
49.8%
Equity multiple
3.37×
Total profit
$142,825
Equity at exit
$32,057
10-year hold
IRR
57.7%
Equity multiple
8.58×
Total profit
$456,024
Equity at exit
$18,589

Cash invested: $60,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Active competition Active MLS

For sale now
2 active · 3 under contract
Median asking
$395,000 ($404/sqft)
Median days on market
149 d
This list price
lowest-priced of the active set
ARV vs active asking
-9.5% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 34103

Rents YoY
14.6%
Active inventory
612
Price-to-rent
3.1×

Monthly cashflow live

Estimated rent
$5,866 high interval (Pro) →
Mortgage (P&I)
−$1,127
Tax from tax record
−$207 /mo · $2,484/yr
Insurance
−$90
HOA
−$917
Vacancy / Maint / Mgmt
−$1,232
Net cashflow
$2,293

Break-even live

Break-even rent $2,963
Max offer price $215,000
Occupancy floor 56%

Sensitivity live

Price -10% $2,415 -5% $2,354 +0% $2,293 +5% $2,232 +10% $2,171
Rent -10% $1,830 -5% $2,061 +0% $2,293 +5% $2,525 +10% $2,757
Rate -1.0pp $2,401 -0.5pp $2,348 base $2,293 +0.5pp $2,237 +1.0pp $2,181

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$53,750
Closing costs
$6,450
Reserves months
—
Total cash needed
—

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
5 High Point Cir W Naples, FL 2.0 2.0 1100 $4,850 $4.41 51d 2 0.01mi
3370 10th St N #1312 Naples, FL 2.0 2.0 1066 $5,500 $5.16 51d 1 0.06mi
3370 10th St N #1312 Naples, FL 2.0 2.0 1066 $5,500 $5.16 0d 1 0.06mi
45 High Point Cir S #303 Naples, FL 2.0 2.0 1015 $5,500 $5.42 164d 1 0.19mi
45 High Point Cir S #303 Naples, FL 2.0 2.0 1015 $5,500 $5.42 51d 1 0.19mi
45 High Point Cir S #303 Naples, FL 2.0 2.0 1015 $5,500 $5.42 1d 1 0.19mi
41 High Point Cir S #104 Naples, FL 2.0 2.0 1015 $3,900 $3.84 51d 1 0.23mi
3150 Binnacle Dr Apt 217 Naples, FL 2.0 2.0 1000 $5,000 $5.00 51d 1 0.32mi
1237 Creech Rd Naples, FL 1.0 1.0 750 $5,600 $7.47 2d 1 0.34mi
3030 Binnacle Dr #201 Naples, FL 2.0 2.0 1092 $5,000 $4.58 164d 1 0.40mi
788 Park Shore Dr Naples, FL 2.0 2.0 1015 $5,050 $4.98 0d 2 0.42mi
788 Park Shore Dr Naples, FL 2.0 2.0 1015 $5,150 $5.07 31d 3 0.42mi
788 Park Shore Dr Naples, FL 1.0–2.0 1.5–2.0 931 $5,500 $5.90 154d 3 0.42mi
1266 Michigan Ave Unit 1073503P Naples, FL 2.0–4.0 2.0–4.0 1361 $4,639 $3.41 0d 2 0.45mi
820 Ketch Dr #2 Naples, FL 2.0 2.0 1100 $5,700 $5.18 2d 1 0.45mi
820 Ketch Dr #8 Naples, FL 2.0 2.0 1100 $5,500 $5.00 1d 1 0.45mi
820 Ketch Dr #2 Naples, FL 2.0 2.0 1100 $5,700 $5.18 0d 1 0.45mi
820 Ketch Dr #3 Naples, FL 2.0 2.0 1100 $5,500 $5.00 164d 1 0.45mi
788 Park Shore Dr Unit G17 Naples, FL 2.0 2.0 1015 $5,500 $5.42 1d 1 0.47mi
555 Park Shore Dr Unit B408 Naples, FL 2.0 2.0 1045 $6,000 $5.74 2d 1 0.90mi
555 Park Shore Dr Unit B407 Naples, FL 1.0 2.0 1045 $4,800 $4.59 51d 1 0.90mi
555 Park Shore Dr Unit B302 Naples, FL 1.0 1.5 1045 $4,800 $4.59 51d 1 0.90mi
555 Park Shore Dr Unit B205 Naples, FL 2.0 2.0 1045 $4,800 $4.59 22d 1 0.90mi
555 Park Shore Dr Unit B309 Naples, FL 1.0 2.0 1045 $5,000 $4.78 0d 1 0.90mi
555 Park Shore Dr Unit B513 Naples, FL 2.0 2.0 1045 $5,800 $5.55 2d 1 0.90mi
333 Harbour Dr Naples, FL 2.0 2.0 1090 $6,250 $5.73 49d 2 0.91mi
333 Harbour Dr Naples, FL 2.0 2.0 1090 $6,250 $5.73 5d 2 0.91mi
333 Harbour Dr #212 Naples, FL 2.0 2.0 975 $6,500 $6.67 10d 1 0.91mi
333 Harbour Dr #211 Naples, FL 2.0 2.0 975 $5,500 $5.64 154d 1 0.91mi
333 Harbour Dr #212 Naples, FL 2.0 2.0 975 $6,500 $6.67 20d 1 0.91mi
600 Neapolitan Way Naples, FL 1.0–2.0 2.0 832 $5,200 $6.25 164d 2 0.93mi
600 Neapolitan Way #147 Naples, FL 2.0 2.0 800 $9,000 $11.25 10d 1 1.02mi
600 Neapolitan Way #147 Naples, FL 2.0 2.0 800 $9,000 $11.25 16d 1 1.02mi
3200 Gulf Shore Blvd N Naples, FL 2.0–3.0 2.0 1183 $7,200 $6.09 10d 3 1.02mi
3200 Gulf Shore Blvd N Naples, FL 2.0–3.0 2.0 1183 $7,200 $6.09 38d 3 1.02mi
3200 Gulf Shore Blvd N Naples, FL 2.0–3.0 2.0 1183 $7,500 $6.34 2d 2 1.02mi
3200 Gulf Shore Blvd N Naples, FL 2.0–3.0 2.0 1183 $8,500 $7.19 40d 2 1.02mi
3200 Gulf Shore Blvd N #105 Naples, FL 2.0 2.0 1116 $8,500 $7.62 164d 1 1.02mi
4523 Fluvia Ave Naples, FL 2.0 1.0 1050 $5,500 $5.24 164d 1 1.03mi
4523 Fluvia Ave Naples, FL 2.0 1.0 1050 $4,800 $4.57 31d 1 1.03mi

Property features AI

Finance

Other
Part of a complex with 472 units and 50 units in the building
Financial info
Total annual recurring HOA fees: $11,004Total one-time fees: $150
HOA & community
Mandatory HOA with professional managementQuarterly HOA feesHOA maintenance covers cable, insurance, internet/Wi‑Fi, irrigation water, lawn/land maintenance, legal/accounting, exterior pest control, recreation facilities, reserves, sewer, trash removal and waterCommunity amenities: clubhouse, community pool, exercise room, community room, business center, extra storage, hobby room, tennis court, bocce court, shuffleboard, bike and jog path, sidewalks, picnic/BBQ areas, golf course (golf-bundled community)

Exterior

Parking
1 assigned parking spaceGuest parking available
Utilities
Central waterCentral sewerCable service available
Home design
Residential low-rise building (1–3 stories)Corner unitRear exposure facing northwestLocated in High Point / High Point Country Club
Construction
Concrete block constructionStucco exteriorTile roofBuilt in 1972
Exterior features
Automatic sprinkler systemExtra storageLandscaped area/view

Interior

Kitchen
Electric cooktopDishwasherDisposalMicrowaveRefrigerator/ice makerPantry
Bedrooms
2 bedrooms (split bedroom floor plan)
Flooring
CarpetTile
Bathrooms
2 full bathroomsMaster bath with shower only
Heating & cooling
Central electric heatCentral electric air conditioningCeiling fans
Interior features
FoyerHigh-speed internet availablePantrySmoke detectorsWalk-in closetWindow coveringsDining in living areaScreened balconyCommon elevatorTurnkey furnished
Laundry & utility
Washer and dryer in residence

HOA detail $917/mo · $11,004/yr condo

Likely covers
waterpool
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 50 events

  1. 2026-11-08
    days on market $215,000 Active 54 DOM
  2. 2026-11-07
    days on market $215,000 Active 53 DOM
  3. 2026-11-06
    days on market $215,000 Active 52 DOM
  4. 2026-11-05
    days on market $215,000 Active 51 DOM
  5. 2026-11-04
    days on market $215,000 Active 50 DOM
  6. 2026-11-02
    days on market $215,000 Active 48 DOM
  7. 2026-11-01
    days on market $215,000 Active 47 DOM
  8. 2026-10-31
    days on market $215,000 Active 46 DOM
  9. 2026-10-30
    days on market $215,000 Active 45 DOM
  10. 2026-10-29
    days on market $215,000 Active 44 DOM
  11. 2026-10-28
    days on market $215,000 Active 43 DOM
  12. 2026-10-27
    days on market $215,000 Active 42 DOM
  13. 2026-10-26
    days on market $215,000 Active 41 DOM
  14. 2026-10-25
    days on market $215,000 Active 40 DOM
  15. 2026-10-24
    days on market $215,000 Active 39 DOM
  16. 2026-10-23
    days on market $215,000 Active 38 DOM
  17. 2026-10-22
    days on market $215,000 Active 37 DOM
  18. 2026-10-21
    days on market $215,000 Active 36 DOM
  19. 2026-10-20
    days on market $215,000 Active 35 DOM
  20. 2026-10-19
    days on market $215,000 Active 34 DOM
  21. 2026-10-18
    days on market $215,000 Active 33 DOM
  22. 2026-10-17
    days on market $215,000 Active 32 DOM
  23. 2026-10-16
    days on market $215,000 Active 31 DOM
  24. 2026-10-15
    days on market $215,000 Active 30 DOM
  25. 2026-10-14
    days on market $215,000 Active 29 DOM
  26. 2026-10-13
    days on market $215,000 Active 28 DOM
  27. 2026-10-12
    days on market $215,000 Active 27 DOM
  28. 2026-10-11
    days on market $215,000 Active 26 DOM
  29. 2026-10-10
    days on market $215,000 Active 25 DOM
  30. 2026-10-09
    days on market $215,000 Active 24 DOM
  31. 2026-10-08
    days on market $215,000 Active 23 DOM
  32. 2026-10-07
    days on market $215,000 Active 22 DOM
  33. 2026-10-07
    days on market $215,000 Active 21 DOM
  34. 2026-10-05
    days on market $215,000 Active 20 DOM
  35. 2026-10-04
    days on market $215,000 Active 19 DOM
  36. 2026-10-04
    days on market $215,000 Active 18 DOM
  37. 2026-10-02
    days on market $215,000 Active 17 DOM
  38. 2026-10-01
    days on market $215,000 Active 16 DOM
  39. 2026-09-30
    days on market $215,000 Active 15 DOM
  40. 2026-09-29
    days on market $215,000 Active 14 DOM
  41. 2026-09-28
    days on market $215,000 Active 13 DOM
  42. 2026-09-27
    days on market $215,000 Active 12 DOM
  43. 2026-09-26
    days on market $215,000 Active 11 DOM
  44. 2026-09-25
    days on market $215,000 Active 10 DOM
  45. 2026-09-24
    days on market $215,000 Active 9 DOM
  46. 2026-09-23
    days on market $215,000 Active 8 DOM
  47. 2026-09-22
    days on market $215,000 Active 7 DOM
  48. 2026-09-21
    days on market $215,000 Active 6 DOM
  49. 2026-09-20
    days on market $215,000 Active 5 DOM
  50. 2026-09-18
    days on market $215,000 Active 3 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$2,484 · $207/mo
Projected year-2 tax
$2,484 · $207/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 17% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 27 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$70,392
− Mortgage interest
−$12,043
− Property taxes
−$2,484
− Insurance
−$1,075
− Repairs & maintenance
−$5,631
− Management
−$5,631
− HOA
−$11,004
− Depreciation
−$6,255
Taxable income
$26,269
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$6,305
After-tax cash flow
$21,213/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 9 photos

Fair 45/100 Cosmetic rehab Est. rehab $4,355–$13,065 screening

This townhouse is in fair condition with cosmetic repairs needed, particularly to the exterior siding and landscaping. Painting and trimming the landscaping would enhance its curb appeal and value.

Components & finishes AI

Roof tile · good Flooring carpet Counters granite Appliances stainless steel HVAC central · new lt5

Repairs flagged

  • Minor Kitchen countertops — Worn appearance suggests minor damage or wear.
  • Moderate Exterior siding — Weathered appearance indicates need for repainting or replacement.
  • Minor Landscaping — Overgrown appearance suggests need for trimming and maintenance.

Value-add opportunities

  • Resale Painting exterior siding — Fresh paint can significantly improve the home's curb appeal and resale value. ↑
  • Rental Landscaping maintenance — Well-maintained landscaping can attract tenants and improve rental income. ↑

ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

C Composite school gradezoned avg 66/100

Zoned Schools

Elementary Lake Park Elementary School A FL #185/2,144 Nat'l #1,912/41,679 Middle Gulfview Middle School A FL #44/571 Nat'l #632/14,009 High Naples High School D FL #179/667 Nat'l #5,677/17,239

Schools (NCES district)

District
Collier
NCES district ID
1200330
Math proficiency
60% ▼ -4.00%
Reading proficiency
56% ▼ -2.00%
Median HH income
$58,275
Composite
50.23/100
National rank
#1892
State rank
#16 of 73 in FL
A Composite livability gradescore 80/100

Livability — Naples

Score
80/100
State rank
#126
US rank
#1903

Category grades

Amenities A+ Commute D+ Cost of living F Crime A+ Employment A+ Housing C+ Health & safety A+ User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Collier County · 420,858 people
City population
344,941
Metro
Naples-Marco Island, FL
Population (ZIP)
11,299
Household income
$116,875
Rent vs Own
14.1% rent · 85.9% own
Severe rent burden
13% of renters

Population outlook (Collier County) Hauer SSP2

Today (2025)
420,858 people
By 2030
450,054 · +6.9%
By 2040
502,232 · +19.3%
By 2050
544,932 · +29.5%
By 2075
627,203 · +49.0%
By 2100
659,015 · +56.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (87%)
Race & ethnicity
White 87% Hispanic / Latino 10% Two or more races 8% Asian 1%
Hispanic origin (detail)
Languages at home
87% English-only · Spanish 9% Other Indo-European 2% German/W. Germanic 1%

Political lean MEDSL · Collier

2024 margin
Solid R (+33.1) · D 33.1% · R 66.2%
2008→2024 swing
-10.6pp toward R · 2008: -22.5pp · 2024: -33.1pp
All cycles
2024: R+33.1 2020: R+24.7 2016: R+26.0 2012: R+30.1 2008: R+22.5

Not yet ingested

Civics
—

Price history

+273.9% since first listed
27 events — show timeline
  • 2026-09-15 Listed $215,000 NAPLESMLS
  • 2026-09-11 Listing Removed — NAPLESMLS
  • 2026-08-13 Price Changed $215,000 NAPLESMLS
  • 2026-07-20 Price Changed $229,000 NAPLESMLS
  • 2026-05-12 Price Changed $235,000 NAPLESMLS
  • 2026-04-05 Rental Removed $3,500 FGCMLS
  • 2026-04-05 Listed $245,000 NAPLESMLS
  • 2026-01-08 Listed for Rent $3,500 FGCMLS
  • 2026-01-08 Rental Removed $3,500 NAPLESMLS
  • 2025-11-15 Price Changed $3,500 NAPLESMLS
  • 2025-10-09 Price Changed $4,000 NAPLESMLS
  • 2025-08-29 Price Changed $4,250 NAPLESMLS
  • 2025-06-12 Listed for Rent $4,500 NAPLESMLS
  • 2025-05-26 Rental Removed $4,500 NAPLESMLS
  • 2024-05-26 Listed for Rent $4,500 NAPLESMLS
  • 2024-05-24 Rental Removed $2,800 NAPLESMLS
  • 2024-05-23 Listed for Rent $2,800 NAPLESMLS
  • 2021-10-18 Sold (MLS) $220,000 NAPLESMLS
  • 2021-04-15 Pending — NAPLESMLS
  • 2021-03-17 Price Changed $187,000 NAPLESMLS
  • 2021-02-16 Listed $185,000 NAPLESMLS
  • 2021-02-12 Listing Removed — NAPLESMLS
  • 2021-01-07 Price Changed $185,000 NAPLESMLS
  • 2020-11-16 Listed $189,000 NAPLESMLS
  • 2013-04-02 Sold (Public Records) $82,000 Public Records
  • 2012-01-29 Listed $99,900 NAPLESMLS
  • 1991-05-01 Sold (Public Records) $57,500 Public Records

Property tax history

+9.3%/yr

Latest (2025): $2,484 · +3.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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