5 High Point Cir W #211 · Naples, FL
Flood risk 4/10 · Minor
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.17%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 27 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the A- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +15.0/15.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Schools +6.6/10.0
- Rent growth +5.0/5.0
- Livability +4.0/5.0
- Condition / age +2.2/5.0
- Appreciation +0.0/10.0
$215,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Now offered TURN KEY, Everything included. Ready to move in or rent out. Enjoy a RARE 30 day minimum rental policy in this Bright, Upgraded Immaculate condo. Newer Full Size Washer and Dryer in Unit. Brand new water heater, Beauty Rest King mattress and 5G Router. Professionally designed interior for easy living and ready to enjoy or rent for great income. High Point Country Club is known as the Friendliest Country Club in Naples. Wonderful location just off 41, across from Park Shore. Enjoy paradise and free golf, 6 pools, clubhouse, and a full social calendar. Extra storage on the same floor, just a few steps away. High Point is one mile to the Beach and so close to 5th Ave, Waterside Shops, Venetian Village and Mercado. This building has its own Community Room for meetings and available for your entertaining.
Key facts
- Granite counter
- Split floor plan
- Screened lanai
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath condo listed at $215k. Condition is rated fair.
Deal economics
- At list price, monthly cash flow is $2k ($28k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($6k rent vs $215k).
- Recommended offer: $209k (3.0% below list) — sets the bar for market timing.
- Cap rate 19.1% vs local median 2.4% in Naples — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 80/100 on livability (#126 in FL, #1,903 nationally) — a professional / high-income tenant draw. Strengths: crime A+, amenities A+, employment A+; Watch: commute D+, cost of living F.
- Collier (suburban): math 60% / reading 56% proficiency, ranked #16 of 73 in FL (top 22%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Lake Park Elementary School (math 76% / reading 77%, grade A, #185 of 2,144 statewide, top 9%, 502 students, 39% FRL); Gulfview Middle School (math 78% / reading 68%, grade A, #44 of 571 statewide, top 8%, 582 students, 40% FRL); Naples High School (math 47% / reading 52%, grade D, #179 of 667 statewide, top 29%, 1,719 students, 39% FRL) — zoned schools average 39% FRL vs 55% district-wide (16 pts lower); this property's tenant base skews higher-income than the district average.
- Market conditions: Rents rising fast (+14.6%/yr); 612 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 32d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; high-income renter base; 3,520 units permitted in Collier County in 2024 (959 in 5+ unit buildings).
- At $5,866/mo this rent would consume 60% of the median local household income ($117k/yr) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
- Collier County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 8.0% rent growth), your $60k cash investment doubles in ~3 years — after that, you're playing with house money.
Negotiation context
- It's been on market 54 days — a 3% lower offer ($209k) is reasonable based on typical stale-listing flexibility.
- 9 sale attempts since 14y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→27/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 54 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
- Built in 1972 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 2.73% ✓
- Cap rate
- 19.09%
- Cash-on-cash
- 45.71%
- DSCR
- 3.03
- GRM
- 3.1
CMA / ARV
- ARV (median comp)
- $318,497
- List price
- $215,000
- Delta
- -32.50%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 788 Park Shore Dr Unit H39 | 0.45mi | 1/1.5 (-1) | 848 (-3%) | 2mo | $260,295 | $307 | 66 |
| 600 Neapolitan Way #152 | 1.00mi | 2/2.0 | 864 (-1%) | 1mo | $325,000 | $376 | 63 |
| 600 Neapolitan Way #341 | 1.00mi | 2/2.0 | 864 (-1%) | 2mo | $350,000 | $405 | 62 |
| 3150 Binnacle Dr #207 | 0.32mi | 2/2.0 | 1,000 (+15%) | 2mo | $220,000 | $220 | 59 |
| 1012 Ridge St | 0.22mi | 2/1.0 | 671 (-23%) | 3mo | $480,000 | $715 | 58 |
| 750 Mooring Line Dr #105 | 1.00mi | 2/2.0 | 843 (-3%) | 3mo | $288,000 | $342 | 58 |
| 3150 Binnacle Dr #210 | 0.32mi | 2/2.0 | 1,000 (+15%) | 4mo | $198,000 | $198 | 57 |
| 788 Park Shore Dr Unit E20 | 0.45mi | 2/2.0 | 1,015 (+16%) | 3mo | $455,000 | $448 | 52 |
| 1400 Pompei Ln #23 | 1.39mi | 2/2.0 | 1,000 (+15%) | 1mo | $235,000 | $235 | 40 |
| 2000 Alamanda Dr #104 | 1.16mi | 2/2.0 | 1,030 (+18%) | 4mo | $320,000 | $311 | 37 |
| 555 Park Shore Dr Unit B109 | 0.88mi | 1/2.0 (-1) | 1,045 (+20%) | 2mo | $385,000 | $368 | 34 |
| 2170 Gulf Shore Blvd N Unit 24W | 1.31mi | 1/1.5 (-1) | 1,020 (+17%) | 1mo | $665,000 | $652 | 32 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 8.0% rent growth · sell at horizon
- IRR
- 49.8%
- Equity multiple
- 3.37×
- Total profit
- $142,825
- Equity at exit
- $32,057
- IRR
- 57.7%
- Equity multiple
- 8.58×
- Total profit
- $456,024
- Equity at exit
- $18,589
Cash invested: $60,200 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 2 active · 3 under contract
- Median asking
- $395,000 ($404/sqft)
- Median days on market
- 149 d
- This list price
- lowest-priced of the active set
- ARV vs active asking
- -9.5% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 34103
- Rents YoY
- 14.6%
- Active inventory
- 612
- Price-to-rent
- 3.1×
Monthly cashflow live
- Estimated rent
- $5,866 high interval (Pro) →
- Mortgage (P&I)
- −$1,127
- Tax from tax record
- −$207 /mo · $2,484/yr
- Insurance
- −$90
- HOA
- −$917
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$1,232
- Net cashflow
- $2,293
Break-even live
Sensitivity live
| Price | -10% $2,415 | -5% $2,354 | +0% $2,293 | +5% $2,232 | +10% $2,171 |
|---|---|---|---|---|---|
| Rent | -10% $1,830 | -5% $2,061 | +0% $2,293 | +5% $2,525 | +10% $2,757 |
| Rate | -1.0pp $2,401 | -0.5pp $2,348 | base $2,293 | +0.5pp $2,237 | +1.0pp $2,181 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $53,750
- Closing costs
- $6,450
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 5 High Point Cir W Naples, FL | 2.0 | 2.0 | 1100 | $4,850 | $4.41 | 51d | 2 | 0.01mi |
| 3370 10th St N #1312 Naples, FL | 2.0 | 2.0 | 1066 | $5,500 | $5.16 | 51d | 1 | 0.06mi |
| 3370 10th St N #1312 Naples, FL | 2.0 | 2.0 | 1066 | $5,500 | $5.16 | 0d | 1 | 0.06mi |
| 45 High Point Cir S #303 Naples, FL | 2.0 | 2.0 | 1015 | $5,500 | $5.42 | 164d | 1 | 0.19mi |
| 45 High Point Cir S #303 Naples, FL | 2.0 | 2.0 | 1015 | $5,500 | $5.42 | 51d | 1 | 0.19mi |
| 45 High Point Cir S #303 Naples, FL | 2.0 | 2.0 | 1015 | $5,500 | $5.42 | 1d | 1 | 0.19mi |
| 41 High Point Cir S #104 Naples, FL | 2.0 | 2.0 | 1015 | $3,900 | $3.84 | 51d | 1 | 0.23mi |
| 3150 Binnacle Dr Apt 217 Naples, FL | 2.0 | 2.0 | 1000 | $5,000 | $5.00 | 51d | 1 | 0.32mi |
| 1237 Creech Rd Naples, FL | 1.0 | 1.0 | 750 | $5,600 | $7.47 | 2d | 1 | 0.34mi |
| 3030 Binnacle Dr #201 Naples, FL | 2.0 | 2.0 | 1092 | $5,000 | $4.58 | 164d | 1 | 0.40mi |
| 788 Park Shore Dr Naples, FL | 2.0 | 2.0 | 1015 | $5,050 | $4.98 | 0d | 2 | 0.42mi |
| 788 Park Shore Dr Naples, FL | 2.0 | 2.0 | 1015 | $5,150 | $5.07 | 31d | 3 | 0.42mi |
| 788 Park Shore Dr Naples, FL | 1.0–2.0 | 1.5–2.0 | 931 | $5,500 | $5.90 | 154d | 3 | 0.42mi |
| 1266 Michigan Ave Unit 1073503P Naples, FL | 2.0–4.0 | 2.0–4.0 | 1361 | $4,639 | $3.41 | 0d | 2 | 0.45mi |
| 820 Ketch Dr #2 Naples, FL | 2.0 | 2.0 | 1100 | $5,700 | $5.18 | 2d | 1 | 0.45mi |
| 820 Ketch Dr #8 Naples, FL | 2.0 | 2.0 | 1100 | $5,500 | $5.00 | 1d | 1 | 0.45mi |
| 820 Ketch Dr #2 Naples, FL | 2.0 | 2.0 | 1100 | $5,700 | $5.18 | 0d | 1 | 0.45mi |
| 820 Ketch Dr #3 Naples, FL | 2.0 | 2.0 | 1100 | $5,500 | $5.00 | 164d | 1 | 0.45mi |
| 788 Park Shore Dr Unit G17 Naples, FL | 2.0 | 2.0 | 1015 | $5,500 | $5.42 | 1d | 1 | 0.47mi |
| 555 Park Shore Dr Unit B408 Naples, FL | 2.0 | 2.0 | 1045 | $6,000 | $5.74 | 2d | 1 | 0.90mi |
| 555 Park Shore Dr Unit B407 Naples, FL | 1.0 | 2.0 | 1045 | $4,800 | $4.59 | 51d | 1 | 0.90mi |
| 555 Park Shore Dr Unit B302 Naples, FL | 1.0 | 1.5 | 1045 | $4,800 | $4.59 | 51d | 1 | 0.90mi |
| 555 Park Shore Dr Unit B205 Naples, FL | 2.0 | 2.0 | 1045 | $4,800 | $4.59 | 22d | 1 | 0.90mi |
| 555 Park Shore Dr Unit B309 Naples, FL | 1.0 | 2.0 | 1045 | $5,000 | $4.78 | 0d | 1 | 0.90mi |
| 555 Park Shore Dr Unit B513 Naples, FL | 2.0 | 2.0 | 1045 | $5,800 | $5.55 | 2d | 1 | 0.90mi |
| 333 Harbour Dr Naples, FL | 2.0 | 2.0 | 1090 | $6,250 | $5.73 | 49d | 2 | 0.91mi |
| 333 Harbour Dr Naples, FL | 2.0 | 2.0 | 1090 | $6,250 | $5.73 | 5d | 2 | 0.91mi |
| 333 Harbour Dr #212 Naples, FL | 2.0 | 2.0 | 975 | $6,500 | $6.67 | 10d | 1 | 0.91mi |
| 333 Harbour Dr #211 Naples, FL | 2.0 | 2.0 | 975 | $5,500 | $5.64 | 154d | 1 | 0.91mi |
| 333 Harbour Dr #212 Naples, FL | 2.0 | 2.0 | 975 | $6,500 | $6.67 | 20d | 1 | 0.91mi |
| 600 Neapolitan Way Naples, FL | 1.0–2.0 | 2.0 | 832 | $5,200 | $6.25 | 164d | 2 | 0.93mi |
| 600 Neapolitan Way #147 Naples, FL | 2.0 | 2.0 | 800 | $9,000 | $11.25 | 10d | 1 | 1.02mi |
| 600 Neapolitan Way #147 Naples, FL | 2.0 | 2.0 | 800 | $9,000 | $11.25 | 16d | 1 | 1.02mi |
| 3200 Gulf Shore Blvd N Naples, FL | 2.0–3.0 | 2.0 | 1183 | $7,200 | $6.09 | 10d | 3 | 1.02mi |
| 3200 Gulf Shore Blvd N Naples, FL | 2.0–3.0 | 2.0 | 1183 | $7,200 | $6.09 | 38d | 3 | 1.02mi |
| 3200 Gulf Shore Blvd N Naples, FL | 2.0–3.0 | 2.0 | 1183 | $7,500 | $6.34 | 2d | 2 | 1.02mi |
| 3200 Gulf Shore Blvd N Naples, FL | 2.0–3.0 | 2.0 | 1183 | $8,500 | $7.19 | 40d | 2 | 1.02mi |
| 3200 Gulf Shore Blvd N #105 Naples, FL | 2.0 | 2.0 | 1116 | $8,500 | $7.62 | 164d | 1 | 1.02mi |
| 4523 Fluvia Ave Naples, FL | 2.0 | 1.0 | 1050 | $5,500 | $5.24 | 164d | 1 | 1.03mi |
| 4523 Fluvia Ave Naples, FL | 2.0 | 1.0 | 1050 | $4,800 | $4.57 | 31d | 1 | 1.03mi |
Property features AI
Finance
- Other
- Part of a complex with 472 units and 50 units in the building
- Financial info
- Total annual recurring HOA fees: $11,004Total one-time fees: $150
- HOA & community
- Mandatory HOA with professional managementQuarterly HOA feesHOA maintenance covers cable, insurance, internet/Wi‑Fi, irrigation water, lawn/land maintenance, legal/accounting, exterior pest control, recreation facilities, reserves, sewer, trash removal and waterCommunity amenities: clubhouse, community pool, exercise room, community room, business center, extra storage, hobby room, tennis court, bocce court, shuffleboard, bike and jog path, sidewalks, picnic/BBQ areas, golf course (golf-bundled community)
Exterior
- Parking
- 1 assigned parking spaceGuest parking available
- Utilities
- Central waterCentral sewerCable service available
- Home design
- Residential low-rise building (1–3 stories)Corner unitRear exposure facing northwestLocated in High Point / High Point Country Club
- Construction
- Concrete block constructionStucco exteriorTile roofBuilt in 1972
- Exterior features
- Automatic sprinkler systemExtra storageLandscaped area/view
Interior
- Kitchen
- Electric cooktopDishwasherDisposalMicrowaveRefrigerator/ice makerPantry
- Bedrooms
- 2 bedrooms (split bedroom floor plan)
- Flooring
- CarpetTile
- Bathrooms
- 2 full bathroomsMaster bath with shower only
- Heating & cooling
- Central electric heatCentral electric air conditioningCeiling fans
- Interior features
- FoyerHigh-speed internet availablePantrySmoke detectorsWalk-in closetWindow coveringsDining in living areaScreened balconyCommon elevatorTurnkey furnished
- Laundry & utility
- Washer and dryer in residence
HOA detail $917/mo · $11,004/yr condo
- Likely covers
- waterpool
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 50 events
-
2026-11-08days on market $215,000 Active 54 DOM
-
2026-11-07days on market $215,000 Active 53 DOM
-
2026-11-06days on market $215,000 Active 52 DOM
-
2026-11-05days on market $215,000 Active 51 DOM
-
2026-11-04days on market $215,000 Active 50 DOM
-
2026-11-02days on market $215,000 Active 48 DOM
-
2026-11-01days on market $215,000 Active 47 DOM
-
2026-10-31days on market $215,000 Active 46 DOM
-
2026-10-30days on market $215,000 Active 45 DOM
-
2026-10-29days on market $215,000 Active 44 DOM
-
2026-10-28days on market $215,000 Active 43 DOM
-
2026-10-27days on market $215,000 Active 42 DOM
-
2026-10-26days on market $215,000 Active 41 DOM
-
2026-10-25days on market $215,000 Active 40 DOM
-
2026-10-24days on market $215,000 Active 39 DOM
-
2026-10-23days on market $215,000 Active 38 DOM
-
2026-10-22days on market $215,000 Active 37 DOM
-
2026-10-21days on market $215,000 Active 36 DOM
-
2026-10-20days on market $215,000 Active 35 DOM
-
2026-10-19days on market $215,000 Active 34 DOM
-
2026-10-18days on market $215,000 Active 33 DOM
-
2026-10-17days on market $215,000 Active 32 DOM
-
2026-10-16days on market $215,000 Active 31 DOM
-
2026-10-15days on market $215,000 Active 30 DOM
-
2026-10-14days on market $215,000 Active 29 DOM
-
2026-10-13days on market $215,000 Active 28 DOM
-
2026-10-12days on market $215,000 Active 27 DOM
-
2026-10-11days on market $215,000 Active 26 DOM
-
2026-10-10days on market $215,000 Active 25 DOM
-
2026-10-09days on market $215,000 Active 24 DOM
-
2026-10-08days on market $215,000 Active 23 DOM
-
2026-10-07days on market $215,000 Active 22 DOM
-
2026-10-07days on market $215,000 Active 21 DOM
-
2026-10-05days on market $215,000 Active 20 DOM
-
2026-10-04days on market $215,000 Active 19 DOM
-
2026-10-04days on market $215,000 Active 18 DOM
-
2026-10-02days on market $215,000 Active 17 DOM
-
2026-10-01days on market $215,000 Active 16 DOM
-
2026-09-30days on market $215,000 Active 15 DOM
-
2026-09-29days on market $215,000 Active 14 DOM
-
2026-09-28days on market $215,000 Active 13 DOM
-
2026-09-27days on market $215,000 Active 12 DOM
-
2026-09-26days on market $215,000 Active 11 DOM
-
2026-09-25days on market $215,000 Active 10 DOM
-
2026-09-24days on market $215,000 Active 9 DOM
-
2026-09-23days on market $215,000 Active 8 DOM
-
2026-09-22days on market $215,000 Active 7 DOM
-
2026-09-21days on market $215,000 Active 6 DOM
-
2026-09-20days on market $215,000 Active 5 DOM
-
2026-09-18days on market $215,000 Active 3 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $2,484 · $207/mo
- Projected year-2 tax
- $2,484 · $207/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 4/10 Moderate FEMA zone X (unshaded) · 17% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 10/10 Extreme 7 d/yr ≥107°F today · 27 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $70,392
- − Mortgage interest
- −$12,043
- − Property taxes
- −$2,484
- − Insurance
- −$1,075
- − Repairs & maintenance
- −$5,631
- − Management
- −$5,631
- − HOA
- −$11,004
- − Depreciation
- −$6,255
- Taxable income
- $26,269
- Est. tax owed @ 24.0%
- −$6,305
- After-tax cash flow
- $21,213/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 9 photos
This townhouse is in fair condition with cosmetic repairs needed, particularly to the exterior siding and landscaping. Painting and trimming the landscaping would enhance its curb appeal and value.
Components & finishes AI
Repairs flagged
- Minor Kitchen countertops — Worn appearance suggests minor damage or wear.
- Moderate Exterior siding — Weathered appearance indicates need for repainting or replacement.
- Minor Landscaping — Overgrown appearance suggests need for trimming and maintenance.
Value-add opportunities
- Resale Painting exterior siding — Fresh paint can significantly improve the home's curb appeal and resale value. ↑
- Rental Landscaping maintenance — Well-maintained landscaping can attract tenants and improve rental income. ↑
ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
Zoned Schools
Schools (NCES district)
- District
- Collier
- NCES district ID
- 1200330
- Math proficiency
- 60% ▼ -4.00%
- Reading proficiency
- 56% ▼ -2.00%
- Median HH income
- $58,275
- Composite
- 50.23/100
- National rank
- #1892
- State rank
- #16 of 73 in FL
Livability — Naples
- Score
- 80/100
- State rank
- #126
- US rank
- #1903
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Collier County · 420,858 people
- City population
- 344,941
- Metro
- Naples-Marco Island, FL
- Population (ZIP)
- 11,299
- Household income
- $116,875
- Rent vs Own
- Severe rent burden
- 13% of renters
Population outlook (Collier County) Hauer SSP2
- Today (2025)
- 420,858 people
- By 2030
- 450,054 · +6.9%
- By 2040
- 502,232 · +19.3%
- By 2050
- 544,932 · +29.5%
- By 2075
- 627,203 · +49.0%
- By 2100
- 659,015 · +56.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (87%)
- Race & ethnicity
- White 87% Hispanic / Latino 10% Two or more races 8% Asian 1%
- Hispanic origin (detail)
- Languages at home
- 87% English-only · Spanish 9% Other Indo-European 2% German/W. Germanic 1%
Political lean MEDSL · Collier
- 2024 margin
- Solid R (+33.1) · D 33.1% · R 66.2%
- 2008→2024 swing
- -10.6pp toward R · 2008: -22.5pp · 2024: -33.1pp
- All cycles
- 2024: R+33.1 2020: R+24.7 2016: R+26.0 2012: R+30.1 2008: R+22.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -327.53%
- Current HPI
- 315.1396
- Rent YoY
- ▲ 14.55%
- Metro
- Naples-Marco Island, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
+273.9% since first listed27 events — show timeline
- 2026-09-15 Listed $215,000 NAPLESMLS
- 2026-09-11 Listing Removed — NAPLESMLS
- 2026-08-13 Price Changed $215,000 NAPLESMLS
- 2026-07-20 Price Changed $229,000 NAPLESMLS
- 2026-05-12 Price Changed $235,000 NAPLESMLS
- 2026-04-05 Rental Removed $3,500 FGCMLS
- 2026-04-05 Listed $245,000 NAPLESMLS
- 2026-01-08 Listed for Rent $3,500 FGCMLS
- 2026-01-08 Rental Removed $3,500 NAPLESMLS
- 2025-11-15 Price Changed $3,500 NAPLESMLS
- 2025-10-09 Price Changed $4,000 NAPLESMLS
- 2025-08-29 Price Changed $4,250 NAPLESMLS
- 2025-06-12 Listed for Rent $4,500 NAPLESMLS
- 2025-05-26 Rental Removed $4,500 NAPLESMLS
- 2024-05-26 Listed for Rent $4,500 NAPLESMLS
- 2024-05-24 Rental Removed $2,800 NAPLESMLS
- 2024-05-23 Listed for Rent $2,800 NAPLESMLS
- 2021-10-18 Sold (MLS) $220,000 NAPLESMLS
- 2021-04-15 Pending — NAPLESMLS
- 2021-03-17 Price Changed $187,000 NAPLESMLS
- 2021-02-16 Listed $185,000 NAPLESMLS
- 2021-02-12 Listing Removed — NAPLESMLS
- 2021-01-07 Price Changed $185,000 NAPLESMLS
- 2020-11-16 Listed $189,000 NAPLESMLS
- 2013-04-02 Sold (Public Records) $82,000 Public Records
- 2012-01-29 Listed $99,900 NAPLESMLS
- 1991-05-01 Sold (Public Records) $57,500 Public Records
Property tax history
+9.3%/yrLatest (2025): $2,484 · +3.8% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…