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12995 6th #66
C Composite 58.82
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +29.0/30.0
  • DSCR +10.0/10.0
  • 1% rule +8.1/10.0
  • Schools +3.8/10.0
  • Livability +3.3/5.0
  • Condition / age +2.5/5.0
  • Rent growth +2.2/5.0
  • ARV discount +0.0/15.0
  • Appreciation +0.0/10.0

$133,000

12995 6th #66 · Yucaipa, CA 92399
2 bd · 2.0 ba · 960 sqft · Manufactured · 56 Days on market
Built 1968 11 ac lot $139/sqft · 39% above area Est $95k · 39% over

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Remodeled and upgraded double-wide 2-bed/2-bath home located in Valley View Mobile Home Park, a Senior community (55+) in Yucaipa. Home is well-maintained and includes an open floor plan, newer laminate flooring throughout, double pane window, ceiling fans & remodeled kitchen with a beautiful built-in island. The kitchen opens directly into the living room and includes a 6-burner gas range, custom quartz countertops & backsplash, a huge center island with breakfast bar, lots of cabinet space and stainless steel appliances. Nice Master bedroom size with mirrored closet doors and ceiling fan & remodeled master bathroom. The guest bath has been upgraded and features a shower

Key facts

  • Remodeled kitchen
  • Built-in island
  • Huge center island

Tags

REMODELED KITCHENBUILT-IN ISLAND6-BURNER GAS RANGECUSTOM QUARTZ COUNTERTOPSHUGE CENTER ISLANDSTAINLESS STEEL APPLIANCES

Property features AI

Finance

  • Other: Manager approval required for multi-unit/pets — contact park for pet policy
  • Financial info: Land lease amount applies
  • HOA & community: Located in Valley View Mobile Home Park; Senior community; Community features: sidewalks, suburban setting; Land lease applies

Exterior

  • Parking: Paved parking; Carport (attached); 2 parking spaces (including 2 garage spaces)
  • Security: Smoke and carbon monoxide detectors
  • Utilities: Electricity on property (standard, 220V for spa); Natural gas connected; Water connected (district/public); Public sewer; Cable connected
  • Home design: Mobile home (24' x 40') — mobile home remains; Double body type; One story; Northeast facing; Updated / remodeled with additions/alterations; Zero lot line on a corner, irregular-shaped lot; Manual sprinklers; Has a view; Two or more access exits
  • Construction: Roof: foam, fiberglass, flat, elastomeric, fire-retardant; Construction: drywall walls, blown insulation; Foundation skirt: aluminum
  • Exterior features: Covered, enclosed slab patio; Awning; Rain gutters; In-ground community pool; Storage building / shed; Aluminum skirting

Interior

  • Kitchen: Kitchen open to family room; Remodeled kitchen with quartz counters; Kitchen island; High-efficiency water heater; Energy Star appliances; Built-in range; Free-standing range / 6-burner stove; Gas oven and gas cooktop
  • Bedrooms: Primary bedroom; All bedrooms on one level
  • Flooring: Tile floors; Laminate floors
  • Bathrooms: One full bath; One 3/4 bath; Soaking tub; Shower in tub (bathtub and shower)
  • Heating & cooling: Forced air heating; Central furnace; Heat pump; Ductless cooling; Electric cooling
  • Interior features: Wired for data and sound; Quartz counters; Copper partial plumbing; Ceiling fan; Open floor plan; Coffered ceilings; Sliding glass doors; Insulated doors; Mirrored closet doors; Panel doors; Double-pane windows; Window coverings (drapes/curtains, blinds); Carbon monoxide and smoke detectors; Private above-ground spa
  • Laundry & utility: Washer/dryer hookups (gas and electric dryer hookup); Laundry located outside

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath manufactured listed at $133k.

Deal economics

  • At list price, monthly cash flow is $454 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $133k).
  • Recommended offer: $129k (3.0% below list) — sets the bar for market timing.
  • Cap rate 10.4% vs local median 2.7% in Yucaipa — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 66/100 on livability (#334 in CA) — a middle-class / working-renter tenant base. Strengths: housing A+, employment B+; Watch: schools D, health & safety D, amenities F.
  • Yucaipa-Calimesa Joint Unified (suburban): math 32% / reading 55% proficiency, ranked #195 of 517 in CA (top 38%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents soft (-1.3%/yr); 205 active listings in the ZIP; 25 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 56% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 5,458 units permitted in San Bernardino County in 2024 (1,500 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $920 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • San Bernardino County population projected at +15% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 56 days — a 3% lower offer ($129k) is reasonable based on typical stale-listing flexibility.
  • 12 sale attempts since 21y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $35k; list at $133k implies a 280% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: severe wildfire risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $129,010 (3.0% below list)

Questions for the listing agent

  1. It's been on market 56 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1968 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.31%
Cap rate
10.39%
Cash-on-cash
14.62%
DSCR
1.65
GRM
6.4

CMA / ARV

ARV (median comp)
$95,442
List price
$133,000
Delta
39.35%
Verdict
OVERPRICED
Comps
20 within 1.0 mi
Show comp detail 10 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
12995 6th St #71 0.00mi 2/2.0 960 (0%) 0mo $117,000 $122 100
12995 6th #9 0.06mi 2/2.0 880 (-8%) 4mo $160,000 $182 79
12830 6TH St #67 0.34mi 2/2.0 976 (+2%) 9mo $100,000 $102 74
34111 Wildwood Canyon Rd #136 0.25mi 2/2.0 1,080 (+12%) 1mo $150,000 $139 66
33600 Calimesa Blvd SPC # 159 0.60mi 2/2.0 960 (0%) 13mo $71,500 $74 61
13063 5th St #5 0.23mi 2/1.0 864 (-10%) 12mo $39,999 $46 58
34111 Wildwood Canyon Rd #33 0.19mi 3/2.0 (+1) 1,056 (+10%) 17mo $163,400 $155 55
12813 7th St #5 0.44mi 2/2.0 1,080 (+12%) 15mo $50,000 $46 46
12830 6TH St #5 0.26mi 2/1.5 840 (-12%) 24mo $114,900 $137 45
33848 Avenue G #24 0.47mi 2/1.0 1,040 (+8%) 23mo $109,000 $105 41

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
1.7%
Equity multiple
1.06×
Total profit
$2,279
Equity at exit
$19,831
10-year hold
IRR
8.0%
Equity multiple
1.53×
Total profit
$19,618
Equity at exit
$11,499

Cash invested: $37,240 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 92399

Rents YoY
-1.3%
Active inventory
205
Price-to-rent
6.4×

Monthly cashflow live

Estimated rent
$1,738 high interval (Pro) →
Mortgage (P&I)
$697
Tax est. 1.5%
$166 /mo · $1,995/yr
Insurance
$55
HOA
$0
Vacancy / Maint / Mgmt
$365
Net cashflow
$454

Break-even live

Break-even rent $1,163
Max offer price $133,000
Occupancy floor 69%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$33,250
Closing costs
$3,990
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 25 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
12710 3rd St Spc 64 Yucaipa, CA 3.0 2.0 800 $1,795 $2.24 43d 1 0.67mi
12710 3rd St Spc 54 Yucaipa, CA 2.0 1.0 800 $1,595 $1.99 43d 1 0.67mi
12710 3rd St #21 Yucaipa, CA 2.0 2.0 760 $1,650 $2.17 24d 1 0.69mi
12710 3rd St #57 Yucaipa, CA 2.0 1.0 720 $1,495 $2.08 43d 1 0.71mi
12710 3rd St #32 Yucaipa, CA 2.0 1.0 800 $1,650 $2.06 43d 1 0.71mi
12710 3rd St Spc 2 Yucaipa, CA 2.0 1.5 660 $1,650 $2.50 43d 1 0.71mi
12710 3rd St Spc 3 Yucaipa, CA 2.0 1.0 640 $1,595 $2.49 24d 1 0.71mi
12710 3rd St Unit 97 Yucaipa, CA 1.0 1.0 672 $1,350 $2.01 43d 1 0.75mi
12710 3rd St Unit 81 Yucaipa, CA 2.0 1.0 560 $1,495 $2.67 5d 1 0.75mi
34063 Avenue J Apt A Yucaipa, CA 1.0 1.0 800 $1,250 $1.56 43d 1 0.75mi
12710 3rd St Unit 31 Yucaipa, CA 2.0 1.0 800 $1,650 $2.06 24d 1 0.76mi
13645 5th St #75 Yucaipa, CA 2.0 2.0 890 $1,700 $1.91 43d 1 0.77mi
13383 3rd St Unit 3 Yucaipa, CA 2.0 1.0 750 $1,800 $2.40 24d 1 0.80mi
12350 5th St Unit 12382 Yucaipa, CA 2.0 1.0 825 $1,850 $2.24 24d 1 0.87mi
947 Park Ave Calimesa, CA 2.0 1.0 800 $1,600 $2.00 15d 1 1.01mi
12301 3rd St Yucaipa, CA 1.0 1.0 992 $2,150 $2.17 1d 1 1.15mi
34449 Yucaipa Blvd Unit 10 Yucaipa, CA 2.0 1.0 802 $1,595 $1.99 43d 1 1.19mi
213 W County Line Rd #5 Calimesa, CA 2.0 2.0 950 $1,750 $1.84 11d 1 1.23mi
34759 Avenue B Ct Unit 3 Yucaipa, CA 2.0 1.0 700 $1,795 $2.56 43d 1 1.24mi
34384 Yucaipa Blvd Unit 102 Yucaipa, CA 1.0 1.0 920 $1,900 $2.07 43d 1 1.25mi
34384 Yucaipa Blvd Yucaipa, CA 1.0 1.0 920 $2,100 $2.28 43d 2 1.28mi
12225 2nd St Yucaipa, CA 1.0 1.0 720 $2,295 $3.19 1d 1 1.35mi
34947 Avenue A Unit A Yucaipa, CA 2.0 1.0 800 $1,900 $2.38 43d 1 1.44mi
34976 Avenue A Unit A Yucaipa, CA 2.0 1.0 755 $1,925 $2.55 3d 1 1.49mi
34976 Avenue A Unit A Yucaipa, CA 2.0 1.0 755 $1,895 $2.51 43d 1 1.49mi

Listing history 31 events

  1. 2026-06-18
    days on market $133,000 Active 56 DOM
  2. 2026-06-17
    days on market $133,000 Active 55 DOM
  3. 2026-06-16
    days on market $133,000 Active 54 DOM
  4. 2026-06-15
    days on market $133,000 Active 53 DOM
  5. 2026-06-13
    days on market $133,000 Active 51 DOM
  6. 2026-06-13
    days on market $133,000 Active 50 DOM
  7. 2026-06-09
    days on market $133,000 Active 47 DOM
  8. 2026-06-08
    days on market $133,000 Active 46 DOM
  9. 2026-06-07
    days on market $133,000 Active 45 DOM
  10. 2026-06-04
    days on market $133,000 Active 42 DOM
  11. 2026-06-03
    days on market $133,000 Active 41 DOM
  12. 2026-06-02
    days on market $133,000 Active 40 DOM
  13. 2026-06-01
    days on market $133,000 Active 39 DOM
  14. 2026-05-31
    days on market $133,000 Active 38 DOM
  15. 2026-04-23
    listed $133,000 Active 1055-char remark
  16. 2024-05-27
    historical
  17. 2024-05-17
    status Active
  18. 2024-05-07
    status Active
  19. 2024-04-28
    status Active
  20. 2024-04-23
    status Active
  21. 2024-03-14
    status Active
  22. 2024-03-02
    status Active
  23. 2024-02-29
    status Active
  24. 2023-04-26
    status Active
  25. 2023-04-11
    listed $137,500 Active
  26. 2007-10-17
    historical
  27. 2007-07-28
    price $45,900
  28. 2007-05-28
    price $49,000
  29. 2007-04-19
    listed $54,900
  30. 2005-07-22
    soldstatus $35,000
  31. 2005-05-06
    listed $40,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 9/10 Extreme
  • 🌡 Heat 6/10 Major 7 d/yr ≥100°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 10/10 Extreme 30 unhealthy d/yr today · 37 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$20,853
− Mortgage interest
−$7,450
− Property taxes
−$1,995
− Insurance
−$665
− Repairs & maintenance
−$1,668
− Management
−$1,668
− Depreciation
−$3,869
Taxable income
$3,538
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$849
After-tax cash flow
$4,595/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Yucaipa-Calimesa Joint Unified
NCES district ID
0643560
Math proficiency
32% ▼ -4.00%
Reading proficiency
55% ▲ 6.00%
Median HH income
$58,243
Composite
38.09/100
National rank
#4277
State rank
#195 of 517 in CA

Livability — Yucaipa

Score
66/100
State rank
#334
US rank
#11542

Category grades

Amenities F Commute C Cost of living F Crime B- Employment B+ Housing A+ Health & safety D User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Yucaipa, CA
County
San Bernardino County · 2,030,291 people
City population
55,366
Metro
Riverside-San Bernardino-Ontario, CA
Population (ZIP)
55,366
Household income
$92,440
Rent vs Own
25.9% rent · 74.1% own
Severe rent burden
1110.0

Population outlook (San Bernardino County) Hauer SSP2

Today (2025)
2,300,329 people
By 2030
2,378,907 · +3.4%
By 2040
2,523,137 · +9.7%
By 2050
2,642,388 · +14.9%
By 2075
2,880,769 · +25.2%
By 2100
2,909,436 · +26.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.57)
Race & ethnicity
White 55% Hispanic / Latino 36% Two or more races 15% Asian 3% Black 2%
Hispanic origin (detail)
Mexican 31%
Common ancestry
Italian 4% Iranian 2% Lithuanian 2%
Foreign-born
10% · Canada
Languages at home
77% English-only · Spanish 19% Other Indo-European 1% Other Asian/Pacific 1%

Political lean MEDSL · San Bernardino

2024 margin
Toss-up / Even · D 47.5% · R 49.7% · Other 2.8%
2008→2024 swing
-8.5pp toward R · 2008: 6.3pp · 2024: -2.1pp
All cycles
2024: R+2.1 2020: D+10.7 2016: D+9.8 2012: D+5.4 2008: D+6.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -632.71%
Current HPI
353.4762
Rent YoY
▼ -1.27%
Metro
Riverside-San Bernardino-Ontario, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

+232.5% since first listed
17 events — show timeline
  • 2026-04-23 Listed $133,000 CRMLS
  • 2024-05-27 Listing Removed CRMLS
  • 2024-05-17 Relisted CRMLS
  • 2024-05-07 Relisted CRMLS
  • 2024-04-28 Relisted CRMLS
  • 2024-04-23 Relisted CRMLS
  • 2024-03-14 Relisted CRMLS
  • 2024-03-02 Relisted CRMLS
  • 2024-02-29 Relisted CRMLS
  • 2023-04-26 Relisted CRMLS
  • 2023-04-11 Listed $137,500 CRMLS
  • 2007-10-17 Listing Removed CRMLS
  • 2007-07-28 Price Changed $45,900 CRMLS
  • 2007-05-28 Price Changed $49,000 CRMLS
  • 2007-04-19 Listed $54,900 CRMLS
  • 2005-07-22 Sold (MLS) $35,000 CRMLS
  • 2005-05-06 Listed $40,000 CRMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…