CashFlowRE
Sign in Sign up
201 Cr 755
B- Composite 68.98
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Schools +3.6/10.0
  • Livability +2.9/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$51,200

201 Cr 755 · Buna, TX 77612
3 bd · 2.0 ba · 2,108 sqft · SingleFamily public records · 134 Days on market
Built 1977 0.37 ac lot $24/sqft · 80% below area ↓ 15% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Check out this 3-bedroom, 2-bath home set on 0.37 acres in Buna. Book your showing today!

Key facts

  • 0.37 acre lot
  • Parking
  • Listed 134 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $51k.

Deal economics

  • At list price, monthly cash flow is $710 ($9k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $51k).
  • Recommended offer: $45k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 58/100 on livability (#1,216 in TX) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, crime A-, housing B; Watch: schools D-, amenities F, commute F.
  • Buna ISD (rural): math 39% / reading 45% proficiency, ranked #342 of 826 in TX (top 41%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 103 active listings in the ZIP; 45 units permitted in Jasper County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $354 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Jasper County population projected at -15% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $14k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 134 days — a 12% lower offer ($45k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $45,056 (12.0% below list)

Questions for the listing agent

  1. It's been on market 134 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1977 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.63%
Cap rate
22.92%
Cash-on-cash
59.40%
DSCR
3.64
GRM
3.2

CMA / ARV

ARV (median comp)
$249,929
List price
$51,200
Delta
-79.51%
Verdict
UNDERPRICED
Comps
8 within 1.0 mi
Show comp detail 3 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
504 County Road 763 N 0.41mi 3/2.0 1,862 (-12%) 5mo $269,900 $145 57
140 County Road 776 0.46mi 4/2.0 (+1) 1,838 (-13%) 0mo $249,500 $136 52
188 County Road 742 0.53mi 4/2.0 (+1) 1,854 (-12%) 9mo $225,000 $121 42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
58.1%
Equity multiple
3.58×
Total profit
$36,920
Equity at exit
$7,634
10-year hold
IRR
62.9%
Equity multiple
7.31×
Total profit
$90,430
Equity at exit
$4,427

Cash invested: $14,336 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77612

Home prices YoY
-5.7%
Active inventory
103
Price-to-rent
3.2×

Monthly cashflow live

Estimated rent
$1,346 medium interval (Pro) →
Mortgage (P&I)
$268
Tax est. 1.5%
$64 /mo · $768/yr
Insurance
$21
HOA
$0
Vacancy / Maint / Mgmt
$283
Net cashflow
$710

Break-even live

Break-even rent $448
Max offer price $51,200
Occupancy floor 42%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$12,800
Closing costs
$1,536
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 21 events

  1. 2026-06-18
    days on market $51,200 Active 134 DOM
  2. 2026-06-17
    days on market $51,200 Active 133 DOM
  3. 2026-06-16
    days on market $51,200 Active 132 DOM
  4. 2026-06-15
    days on market $51,200 Active 131 DOM
  5. 2026-06-14
    days on market $51,200 Active 129 DOM
  6. 2026-06-13
    days on market $51,200 Active 128 DOM
  7. 2026-06-10
    days on market $51,200 Active 126 DOM
  8. 2026-06-09
    days on market $51,200 Active 125 DOM
  9. 2026-06-09
    price $51,200 Active 124 DOM
  10. 2026-06-08
    days on market $54,400 Active 124 DOM
  11. 2026-06-07
    days on market $54,400 Active 123 DOM
  12. 2026-06-03
    days on market $54,400 Active 119 DOM
  13. 2026-06-02
    days on market $54,400 Active 118 DOM
  14. 2026-06-01
    days on market $54,400 Active 117 DOM
  15. 2026-05-31
    days on market $54,400 Active 116 DOM
  16. 2026-05-30
    days on market $54,400 Active 115 DOM
  17. 2026-05-07
    price $54,400 89-char remark
    Show marketing remark (89 chars)

    Check out this 3-bedroom, 2-bath home set on 0.37 acres in Buna. Book your showing today!

  18. 2026-04-06
    price $57,600 89-char remark
    Show marketing remark (89 chars)

    Check out this 3-bedroom, 2-bath home set on 0.37 acres in Buna. Book your showing today!

  19. 2026-03-06
    price $60,800 89-char remark
    Show marketing remark (89 chars)

    Check out this 3-bedroom, 2-bath home set on 0.37 acres in Buna. Book your showing today!

  20. 2026-02-04
    listed $64,000 Active 89-char remark
    Show marketing remark (89 chars)

    Check out this 3-bedroom, 2-bath home set on 0.37 acres in Buna. Book your showing today!

  21. 2012-06-12
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥112°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$16,154
− Mortgage interest
−$2,868
− Property taxes
−$768
− Insurance
−$256
− Repairs & maintenance
−$1,292
− Management
−$1,292
− Depreciation
−$1,489
Taxable income
$8,188
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,965
After-tax cash flow
$6,550/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Buna ISD
NCES district ID
4812090
Math proficiency
39% ▼ -7.00%
Reading proficiency
45% ▼ -1.00%
Median HH income
$46,815
Composite
35.83/100
National rank
#4826
State rank
#342 of 826 in TX

Livability — Buna

Score
58/100
State rank
#1216
US rank
#21222

Category grades

Amenities F Commute F Cost of living A+ Crime A- Employment D- Housing B Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Buna, TX
Population (ZIP)
9,152

Population outlook (Jasper County) Hauer SSP2

Today (2025)
33,986 people
By 2030
32,965 · -3.0%
By 2040
30,908 · -9.1%
By 2050
28,893 · -15.0%
By 2075
24,828 · -26.9%
By 2100
19,987 · -41.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (91%)
Race & ethnicity
White 91% Hispanic / Latino 8% Two or more races 5%
Hispanic origin (detail)
Mexican 7%
Common ancestry
Lithuanian 2% Italian 2% Slovak 1%
Foreign-born
1% · Canada
Languages at home
97% English-only · Spanish 2%

Political lean MEDSL · Jasper

2024 margin
Solid R (+66.6) · D 16.5% · R 83.1%
2008→2024 swing
-24.6pp toward R · 2008: -42.0pp · 2024: -66.6pp
All cycles
2024: R+66.6 2020: R+61.4 2016: R+59.9 2012: R+48.4 2008: R+42.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -10.14%
Current HPI
168.7562
Rent YoY
Metro
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-15.0% since first listed
5 events — show timeline
  • 2026-05-07 Price Changed $54,400 BBOR
  • 2026-04-06 Price Changed $57,600 BBOR
  • 2026-03-06 Price Changed $60,800 BBOR
  • 2026-02-04 Listed $64,000 BBOR
  • 2012-06-12 Sold (Public Records) Public Records

Property tax history

+5.8%/yr

Latest (2025): $3,760 · +2.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…