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56254 29 Palms Hwy #30
C+ Composite 64.01
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Rent growth +3.5/5.0
  • Livability +3.0/5.0
  • ARV discount +2.8/15.0
  • Condition / age +2.5/5.0
  • Schools +2.2/10.0
  • Appreciation +0.0/10.0

$52,500

56254 29 Palms Hwy #30 · Yucca Valley, CA 92284
2 bd · 2.0 ba · 1,000 sqft · Manufactured public records · 45 Days on market
Built 1970 $52/sqft · 17% above area Est $48k · 11% over ↓ 2% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Spacious 2-bedroom, 2-bath double wide located in the desirable Apache Mobile Home Park, a well-maintained gated senior community. This home offers a comfortable open layout, large living area, and plenty of natural light. Enjoy the peaceful setting and friendly neighborhood, complete with park amenities and easy access to shopping, dining, and medical services. Perfect for those seeking a quiet and affordable desert lifestyle!

Key facts

  • Park amenities
  • Community pool
  • Built 1970

Tags

GATED SENIOR COMMUNITYPARK AMENITIESEASY ACCESS TO SHOPPINGEASY ACCESS TO DINING

Property features AI

Finance

  • Other: Living area source: Public records; Directions: From Hwy.62 take Church St. north to park entrance
  • Financial info: Land lease: $415 monthly (land lease applies); Rent includes: None listed
  • HOA & community: Located in a senior community; Park name: Apache Senior Park; Community is in a rural setting; Manager approval required for residency; Pets: contact manager

Exterior

  • Parking: Covered parking; Parking available in park
  • Utilities: Public/district water; Public sewer and soils analysis septic
  • Home design: Single-story home; Mobile home model Lancer; Mobile home remains on site; Has a view
  • Construction: Foundation: None reported; Mobile home, double body; Mobile dimensions approximately 10 ft by 53 ft
  • Exterior features: Enclosed glass porch; Patio; Community pool; Paved lot

Interior

  • Kitchen: Gas cooktop
  • Bedrooms: All bedrooms are on the ground/main level
  • Flooring: Laminate flooring
  • Bathrooms: One full bathroom; One three-quarter bathroom
  • Heating & cooling: Central furnace; Evaporative cooling
  • Interior features: All bedrooms on the main level; Entry at level 1
  • Laundry & utility: Interior laundry

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath manufactured listed at $52k.

Deal economics

  • At list price, monthly cash flow is $961 ($12k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $52k).
  • Recommended offer: $51k (3.0% below list) — sets the bar for market timing.
  • Cap rate 28.3% vs local median 3.6% in Yucca Valley — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 60/100 on livability (#566 in CA) — a middle-class / working-renter tenant base. Strengths: commute A+, housing A+; Watch: cost of living D+, schools F, crime D-.
  • Morongo Unified (town): math 15% / reading 38% proficiency, ranked #395 of 517 in CA (top 76%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: Rents rising fast (+4.1%/yr); 563 active listings in the ZIP; 16 comparable units currently listed for rent nearby; rentals at typical pace (median 18d on market — plan ~3-4 weeks tenant-placement turnaround); 44% of comp listings sitting > 30 days — soft ceiling on asking rent; 5,458 units permitted in San Bernardino County in 2024 (1,500 in 5+ unit buildings).
  • This rent runs 34% of the median local income ($58k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $363 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • San Bernardino County population projected at +15% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 4.1% rent growth), your $15k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 45 days — a 3% lower offer ($51k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 20y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $18k; list at $52k implies a 200% gain — meaningful room to come down on a strong offer.
Recommended offer $50,925 (3.0% below list)

Questions for the listing agent

  1. It's been on market 45 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1970 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
3.19%
Cap rate
28.26%
Cash-on-cash
78.44%
DSCR
4.49
GRM
2.6

CMA / ARV

ARV (median comp)
$47,500
List price
$52,500
Delta
10.53%
Verdict
OVERPRICED
Comps
13 within 1.0 mi
Show comp detail 4 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
56254 29 Palms Hwy #51 0.28mi 2/2.0 1,040 (+4%) 2mo $60,000 $58 79
56254 29 Palms Hwy #111 0.35mi 2/1.0 1,040 (+4%) 3mo $38,000 $37 71
7425 Church St #140 0.34mi 2/2.0 1,056 (+6%) 21mo $36,500 $35 58
7425 Church St #75 0.34mi 2/2.0 1,080 (+8%) 22mo $36,500 $34 53

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.12% rent growth · sell at horizon

5-year hold
IRR
79.8%
Equity multiple
4.72×
Total profit
$54,627
Equity at exit
$7,828
10-year hold
IRR
83.5%
Equity multiple
10.15×
Total profit
$134,491
Equity at exit
$4,539

Cash invested: $14,700 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 92284

Home prices YoY
-33.1%
Rents YoY
4.1%
Active inventory
563
Price-to-rent
2.6×

Monthly cashflow live

Estimated rent
$1,676 high interval (Pro) →
Mortgage (P&I)
$275
Tax est. 1.5%
$66 /mo · $788/yr
Insurance
$22
HOA
$0
Vacancy / Maint / Mgmt
$352
Net cashflow
$961

Break-even live

Break-even rent $459
Max offer price $52,500
Occupancy floor 38%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$13,125
Closing costs
$1,575
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 16 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
7389 Cibola Trl Unit B Yucca Valley, CA 2.0 1.0 750 $1,100 $1.47 14d 1 0.16mi
7496 Church St Yucca Valley, CA 2.0 2.0 987 $1,850 $1.87 18d 1 0.35mi
7028 Cholla Ave Yucca Valley, CA 3.0 2.0 1200 $1,895 $1.58 4d 1 0.36mi
6963 Tamarisk Ave Yucca Valley, CA 3.0 2.0 1200 $1,500 $1.25 18d 1 0.42mi
7616 Apache Trl Yucca Valley, CA 2.0 1.0 1008 $1,900 $1.88 43d 1 0.57mi
56565 Sunnyslope Dr Yucca Valley, CA 3.0 2.0 1000 $1,800 $1.80 43d 1 0.65mi
6936 Grand Ave Yucca Valley, CA 2.0 1.0 785 $1,600 $2.04 18d 1 0.70mi
7420 Geronimo Trl Yucca Valley, CA 3.0 1.0 1280 $1,700 $1.33 43d 1 0.80mi
7154 Barberry Ave Unit A Yucca Valley, CA 3.0 2.0 1100 $2,049 $1.86 18d 1 0.91mi
57004 Antelope Trl Yucca Valley, CA 2.0 2.0 1143 $2,050 $1.79 43d 1 0.97mi
7330 Dumosa Ave Unit 7330 Yucca Valley, CA 2.0 1.0 750 $1,195 $1.59 2d 1 1.11mi
56594 Joshua Dr Yucca Valley, CA 3.0 2.0 1307 $2,250 $1.72 43d 1 1.17mi
7453 Dumosa Ave Yucca Valley, CA 3.0 2.0 1394 $2,200 $1.58 43d 1 1.18mi
56769 Joshua Dr Yucca Valley, CA 1.0 1.0 1000 $1,000 $1.00 10d 1 1.31mi
55220 Airlane Dr Unit 14A Yucca Valley, CA 2.0 2.0 954 $1,510 $1.58 43d 1 1.32mi
56615 Bonanza Dr Yucca Valley, CA 2.0 1.5 1342 $1,900 $1.42 16d 1 1.36mi

Listing history 27 events

  1. 2026-06-18
    days on market $52,500 Active 45 DOM
  2. 2026-06-17
    days on market $52,500 Active 44 DOM
  3. 2026-06-16
    days on market $52,500 Active 43 DOM
  4. 2026-06-15
    days on market $52,500 Active 42 DOM
  5. 2026-06-13
    days on market $52,500 Active 40 DOM
  6. 2026-06-13
    days on market $52,500 Active 39 DOM
  7. 2026-06-09
    days on market $52,500 Active 36 DOM
  8. 2026-06-08
    days on market $52,500 Active 35 DOM
  9. 2026-06-07
    days on market $52,500 Active 34 DOM
  10. 2026-06-04
    days on market $52,500 Active 31 DOM
  11. 2026-06-03
    days on market $52,500 Active 30 DOM
  12. 2026-06-02
    days on market $52,500 Active 29 DOM
  13. 2026-06-01
    days on market $52,500 Active 28 DOM
  14. 2026-05-31
    days on market $52,500 Active 27 DOM
  15. 2026-05-04
    listed $52,500 Active 431-char remark
  16. 2026-05-03
    historical
  17. 2026-03-12
    price $54,500
  18. 2025-11-03
    listed $59,500 Active
  19. 2015-04-30
    historical
  20. 2015-02-10
    listed $13,500 Active
  21. 2010-04-21
    historical
  22. 2010-04-21
    soldstatus $17,500 Closed
  23. 2010-03-25
    historical Contingent
  24. 2010-01-06
    price $18,500
  25. 2009-09-16
    listed $22,000 Active
  26. 2007-01-28
    historical
  27. 2006-10-23
    listed $53,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$20,107
− Mortgage interest
−$2,941
− Property taxes
−$788
− Insurance
−$262
− Repairs & maintenance
−$1,609
− Management
−$1,609
− Depreciation
−$1,527
Taxable income
$11,372
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,729
After-tax cash flow
$8,801/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Morongo Unified
NCES district ID
0625860
Math proficiency
15% ▼ -12.00%
Reading proficiency
38% ▼ -3.00%
Median HH income
$39,399
Composite
22.19/100
National rank
#8156
State rank
#395 of 517 in CA

Livability — Yucca Valley

Score
60/100
State rank
#566
US rank
#18584

Category grades

Amenities D- Commute A+ Cost of living D+ Crime D- Employment D- Housing A+ Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Yucca Valley, CA
County
San Bernardino County · 2,030,291 people
City population
25,415
Metro
Riverside-San Bernardino-Ontario, CA
Population (ZIP)
25,415
Household income
$58,373
Rent vs Own
34.1% rent · 65.9% own
Severe rent burden
1132.0

Population outlook (San Bernardino County) Hauer SSP2

Today (2025)
2,300,329 people
By 2030
2,378,907 · +3.4%
By 2040
2,523,137 · +9.7%
By 2050
2,642,388 · +14.9%
By 2075
2,880,769 · +25.2%
By 2100
2,909,436 · +26.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.55)
Race & ethnicity
White 62% Hispanic / Latino 25% Two or more races 18% Black 2% Native American 2% Asian 2% Pacific Islander 1%
Hispanic origin (detail)
Mexican 20%
Common ancestry
Italian 4% Romanian 2% Slovak 2%
Foreign-born
9% · Canada
Languages at home
82% English-only · Spanish 14% Other Indo-European 1% Other Asian/Pacific 1%

Political lean MEDSL · San Bernardino

2024 margin
Toss-up / Even · D 47.5% · R 49.7% · Other 2.8%
2008→2024 swing
-8.5pp toward R · 2008: 6.3pp · 2024: -2.1pp
All cycles
2024: R+2.1 2020: D+10.7 2016: D+9.8 2012: D+5.4 2008: D+6.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -241.13%
Current HPI
486.7185
Rent YoY
▲ 4.12%
Metro
Riverside-San Bernardino-Ontario, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

-1.9% since first listed
13 events — show timeline
  • 2026-05-04 Listed $52,500 CRMLS
  • 2026-05-03 Listing Removed CRMLS
  • 2026-03-12 Price Changed $54,500 CRMLS
  • 2025-11-03 Listed $59,500 CRMLS
  • 2015-04-30 Listing Removed CRMLS
  • 2015-02-10 Listed $13,500 CRMLS
  • 2010-04-21 Delisted PALM
  • 2010-04-21 Sold (MLS) $17,500 PALM
  • 2010-03-25 Contingent PALM
  • 2010-01-06 Price Changed $18,500 PALM
  • 2009-09-16 Listed $22,000 PALM
  • 2007-01-28 Listing Removed GPSMLS
  • 2006-10-23 Listed $53,500 GPSMLS

Property tax history

-6.5%/yr

Latest (2014): $50 · -1.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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