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1234 Arrow Ln #81
B- Composite 65.1
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +26.9/30.0
  • DSCR +9.3/10.0
  • ARV discount +8.1/15.0
  • 1% rule +7.2/10.0
  • Schools +4.2/10.0
  • Condition / age +4.0/5.0
  • Rent growth +3.0/5.0
  • Livability +2.5/5.0
  • Appreciation +0.0/10.0

$149,900

1234 Arrow Ln #81 · Boise City, ID 83704
3 bd · 2.0 ba · 1,344 sqft · Manufactured · 9 Days on market
Built 2023 Good condition Est $152k · at est.

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

The Prairie Dune Champion model by Skyline has open floorplan. 3BR and 2 baths. Spacious living and good size bedrooms. Lots of light . Vaulted ceilings, laundry room, Split bedroom design. Built-in Pool in community. Backyard and parking pad. Rental price includes sewer and trash. Space rent is $844.71

Key facts

  • Split bedroom design
  • Laundry room
  • Open floorplan

Tags

OPEN FLOORPLANVAULTED CEILINGSLAUNDRY ROOMSPLIT BEDROOM DESIGNBUILT-IN POOLBACKYARD

Property features AI

Finance

  • HOA & community: Community pool; Located in Maple Grove Estates (mobile home park)

Exterior

  • Parking: Finished driveway
  • Utilities: City water service; Sewer connected; Cable connected
  • Home design: Mobile/manufactured home on a rented lot; Built in 2023
  • Construction: Built by Skyline Homes; Crawl space foundation; Composition roofing
  • Exterior features: Composition roof; Storage shed; Auto sprinkler system; Small lot (approximately 5,999 SF); Located in a mobile home park; Paved road access; Community pool

Interior

  • Kitchen: Dishwasher; Disposal; Microwave; Freestanding oven/range; Refrigerator; Kitchen island; Breakfast bar; Laminate counters
  • Bedrooms: 3 bedrooms, all on the main level (Primary: ~11 x 14; Bedroom 2: ~12 x 11; Bedroom 3: ~11 x 11)
  • Bathrooms: 2 bathrooms
  • Heating & cooling: Electric forced-air heating; Central air conditioning; Electric water heater
  • Interior features: Main-level master bedroom; Walk-in closet(s); Breakfast bar; Kitchen island; Laminate countertops
  • Laundry & utility: Washer; Dryer; Utility room on the main level (approx. 7 x 5)

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $150k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $413 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $150k).
  • Cap rate 9.6% vs local median 2.6% in Boise City — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
  • Boise Independent District (urban): math 42% / reading 56% proficiency, ranked #36 of 92 in ID (top 39%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Horizon Elementary School (math 26% / reading 38%, grade F, #294 of 357 statewide, top 85%, 484 students, 56% FRL); Fairmont Junior High School (math 23% / reading 44%, grade F, #87 of 109 statewide, top 80%, 677 students, 41% FRL); Capital Senior High School (math 34% / reading 57%, grade D-, #59 of 169 statewide, top 35%, 1,220 students, 28% FRL).
  • Zoned-school proficiency averages 37% at this address vs 49% district-wide (-12 pts) — the specific schools serving this property underperform the Boise Independent District average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents rising (+1.9%/yr); 194 active listings in the ZIP; 30 comparable units currently listed for rent nearby; rentals at typical pace (median 17d on market — plan ~3-4 weeks tenant-placement turnaround); 5,129 units permitted in Ada County in 2024 (414 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Ada County population projected at +45% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 9 days on market — expect competitive offers; lowballing is unlikely to land.
Recommended offer $149,900

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  3. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  4. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.22%
Cap rate
9.60%
Cash-on-cash
11.81%
DSCR
1.53
GRM
6.8

CMA / ARV

ARV (on-the-fly)
$151,872
Comps found
10
Show comp detail 10 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1251 N Arrow Ln 0.02mi 3/2.0 1,352 (+1%) 13mo $105,000 $78 87
1351 N Oakwood Ln 0.07mi 4/2.0 (+1) 1,296 (-4%) 9mo $85,000 $66 79
1386 N Arrow Ln 0.05mi 3/2.0 1,152 (-14%) 0mo $120,000 $104 74
1096 Sable Ln 0.13mi 3/2.0 1,152 (-14%) 6mo $119,900 $104 65
8483 W Irving Ln 0.21mi 4/2.0 (+1) 1,510 (+12%) 0mo $160,000 $106 64
1067 N Elk Ln 0.12mi 3/2.0 1,152 (-14%) 7mo $130,000 $113 64
1309 N Oakwood Ln 0.05mi 3/2.0 1,152 (-14%) 23mo $160,000 $139 55
1385 N Oakwood Ln 0.08mi 3/2.0 1,152 (-14%) 23mo $129,990 $113 53
9307 W Florence St 0.35mi 3/2.0 1,152 (-14%) 10mo $269,900 $234 52
2300 N Iris Ln 0.74mi 3/2.0 1,152 (-14%) 8mo $139,000 $121 35

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.95% rent growth · sell at horizon

5-year hold
IRR
0.1%
Equity multiple
1.00×
Total profit
$120
Equity at exit
$22,351
10-year hold
IRR
8.6%
Equity multiple
1.63×
Total profit
$26,379
Equity at exit
$12,961

Cash invested: $41,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
91 Strongly Landlord-Friendly
State Idaho
91 Strongly Landlord-Friendly · R+18
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempted; minimal tenant protections.

ZIP-level market 83704

Rents YoY
1.9%
Active inventory
194
Price-to-rent
6.8×

Monthly cashflow live

Estimated rent
$1,834 high interval (Pro) →
Mortgage (P&I)
$786
Tax est. 1.5%
$187 /mo · $2,248/yr
Insurance
$62
HOA
$0
Vacancy / Maint / Mgmt
$385
Net cashflow
$413

Break-even live

Break-even rent $1,311
Max offer price $149,900
Occupancy floor 72%

Sensitivity live

Price -10% $517 -5% $465 +0% $413 +5% $361 +10% $309
Rent -10% $268 -5% $340 +0% $413 +5% $485 +10% $558
Rate -1.0pp $488 -0.5pp $451 base $413 +0.5pp $374 +1.0pp $335

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$37,475
Closing costs
$4,497
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 30 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
930 N Maple Grove Rd Boise, ID 1.0–3.0 1.0–2.0 950 $2,333 $2.46 5d 14 0.14mi
8973 W Irving St Bldg 6 Boise, ID 3.0 2.5 1524 $2,250 $1.48 16d 1 0.15mi
9130 W Irving St Boise, ID 2.0 1.5 952 $1,575 $1.65 5d 5 0.25mi
9846 W Rosecroft Ct #102 Boise, ID 2.0 2.5 1236 $1,545 $1.25 5d 1 0.72mi
9993 W Rosecroft Ct #101 Boise, ID 2.0 2.5 1136 $1,575 $1.39 5d 1 0.79mi
9169 W Cory Ln #202 Boise, ID 2.0 1.5 968 $1,395 $1.44 23d 1 0.79mi
10105 W Garverdale Ln Ste 201 Boise, ID 2.0 2.0 915 $1,350 $1.48 16d 1 0.91mi
10096 W Garverdale Ln Boise, ID 3.0 2.0 1113 $1,600 $1.44 25d 1 0.91mi
9056 W Sigmont Ln Unit 201 Boise, ID 2.0 2.0 900 $1,300 $1.44 16d 1 1.11mi
8834 W Pine Valley Ln Unit 1 Boise, ID 3.0 2.5 1427 $1,925 $1.35 14d 1 1.18mi
8786 W Pine Valley Ln Unit 1 Boise, ID 3.0 2.5 1340 $1,975 $1.47 21d 1 1.19mi
9113 W Ustick Rd Unit 102 Boise, ID 2.0 2.0 1000 $1,525 $1.52 25d 1 1.21mi
657 White Cloud Dr Boise, ID 2.0 1.0 950 $1,345 $1.42 5d 1 1.23mi
9131 W Ustick Rd Unit 104 Boise, ID 2.0 2.0 1000 $1,595 $1.59 14d 1 1.24mi
697 White Cloud Dr Boise, ID 2.0 1.0 921 $1,450 $1.57 25d 1 1.25mi
1452 N Allumbaugh St Boise, ID 2.0 2.5 1100 $1,525 $1.39 14d 1 1.26mi
950 N Allumbaugh St Boise, ID 2.0 1.0 902 $1,505 $1.67 4d 2 1.28mi
6739 W Colehaven Dr Boise, ID 2.0 2.0 1000 $1,450 $1.45 25d 1 1.28mi
7521 W Tottenham Ln Apt 202 Boise, ID 3.0 2.0 1113 $1,595 $1.43 25d 1 1.28mi
6724 W Irving St Boise, ID 2.0 2.0 1000 $1,450 $1.45 14d 1 1.29mi
6677 W Colehaven Dr Boise, ID 2.0 2.0 1000 $1,450 $1.45 25d 1 1.31mi
6660 W Colehaven Dr Boise, ID 2.0 2.0 1000 $1,450 $1.45 25d 1 1.33mi
1407 N Fry Ln Boise, ID 2.0 2.0 1000 $1,450 $1.45 5d 1 1.34mi
6641 W Colehaven Dr Boise, ID 2.0 2.0 1000 $1,450 $1.45 25d 1 1.34mi
6758 W Clinton Ln Boise, ID 2.0 1.0 900 $1,345 $1.49 25d 1 1.35mi
6652 W Irving St Boise, ID 2.0 2.0 1000 $1,450 $1.45 25d 1 1.36mi
1406 N Fry Ln Boise, ID 2.0 2.0 1000 $1,450 $1.45 5d 1 1.36mi
1411 N Liberty St Boise, ID 2.0–4.0 1.5–2.0 1630 $1,620 $0.99 25d 1 1.45mi
8077 S Cummins Ave Boise, ID 2.0 1.0 900 $1,495 $1.66 5d 1 1.47mi
1105 N Liberty St Boise, ID 1.0–2.0 1.0 727 $1,949 $2.68 16d 4 1.47mi

Listing history 7 events

  1. 2026-06-22
    days on market $149,900 Active 9 DOM
  2. 2026-06-18
    days on market $149,900 Active 6 DOM
  3. 2026-06-17
    days on market $149,900 Active 5 DOM
  4. 2026-06-16
    days on market $149,900 Active 4 DOM
  5. 2026-06-15
    days on market $149,900 Active 3 DOM
  6. 2026-06-13
    remarks 304-char remark
  7. 2026-06-13
    listed $149,900 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$22,008
− Mortgage interest
−$8,397
− Property taxes
−$2,248
− Insurance
−$750
− Repairs & maintenance
−$1,761
− Management
−$1,761
− Depreciation
−$4,361
Taxable income
$2,731
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$656
After-tax cash flow
$4,300/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 13 photos

Good 80/100 Cosmetic rehab

This manufactured home is in good condition with a good condition score of 80. It has a good kitchen, bathrooms, and exterior. The home is move-in ready with minor cosmetic updates needed.

Value-add opportunities

  • Both paint exterior — enhances curb appeal and resale value
  • Both landscape front yard — improves curb appeal and rental value
  • Both install new flooring in bathrooms — enhances resale and rental value

Renovation cost estimate screening

Value-add ROI direction

  • Both paint exterior — enhances curb appeal and resale value
  • Both landscape front yard — improves curb appeal and rental value
  • Both install new flooring in bathrooms — enhances resale and rental value

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Boise Independent District
NCES district ID
1600360
Math proficiency
42% ▼ -5.00%
Reading proficiency
56% ▼ -1.00%
Median HH income
$49,135
Composite
41.82/100
National rank
#3388
State rank
#36 of 92 in ID

Livability — Boise City

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Census place
Boise City, ID
County
Ada County · 522,161 people
City population
152,689
Metro
Boise City, ID
Population (ZIP)
42,719
Household income
$73,390
Rent vs Own
37.0% rent · 63.0% own
Severe rent burden
1415.0

Population outlook (Ada County) Hauer SSP2

Today (2025)
535,818 people
By 2030
585,751 · +9.3%
By 2040
682,435 · +27.4%
By 2050
775,818 · +44.8%
By 2075
994,458 · +85.6%
By 2100
1,148,884 · +114.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (77%)
Race & ethnicity
White 77% Hispanic / Latino 14% Two or more races 9% Asian 2% Native American 2% Black 1%
Hispanic origin (detail)
Mexican 10%
Common ancestry
Italian 4% Portuguese 3% Slovak 2%
Foreign-born
8% · Canada
Languages at home
87% English-only · Spanish 8% Russian/Polish/Slavic 1% Other Indo-European 1%

Political lean MEDSL · Ada

2024 margin
R (+10.3) · D 43.4% · R 53.8% · Other 2.8%
2008→2024 swing
-4.2pp toward R · 2008: -6.2pp · 2024: -10.3pp
All cycles
2024: R+10.3 2020: R+3.9 2016: R+9.2 2012: R+11.3 2008: R+6.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -393.15%
Current HPI
379.0934
Rent YoY
▲ 1.95%
Metro
Boise City, ID
State GDP YoY
▲ 4.51%
F500 in state
6

Industry mix (Fortune 500 HQ in ID)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-06-12 Listed $149,900 IMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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