9120 SE Riverfront Ter Unit A · Jupiter, FL 33469

$215,900

2 bd · 2.5 ba · 1,230 sqft · Condo public records · 90 Days on market

Built 1975 $176/sqft · 31% below area Est $314k · 31% under $1132/mo HOA · 36% of rent

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +15.6/30.0
• ARV discount +15.0/15.0
• 1% rule +9.8/10.0
• DSCR +4.8/10.0
• Schools +4.5/10.0
• Rent growth +3.5/5.0
• Livability +3.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Beautiful River views in Prime location in Riverbend.Country Club. Very rare Corner End unit, No units above or below. Ground floor entry .Newer HVAC & Water Heater. Roof 2024. Walking distance to the Tom Fazio designed Golf course. Or you can enjoy the heated pools, the club house, tennis and pickle ball courts and other amenities. This property provides the buyer the opportunity to bring it up to date in their own unique style, Come take a look and make an offer

Key facts

• Corner end unit
• Heated pools
• Water heater

Tags

• CORNER END UNIT
• GROUND FLOOR ENTRY
• NEWER HVAC
• WATER HEATER
• ROOF 2024
• HEATED POOLS

What this means for you Summary

Snapshot

• This is a 2-bed/2.5-bath condo listed at $216k.

Deal economics

• At list price, monthly cash flow is $90 ($1k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($3k rent vs $216k).
• Recommended offer: $203k (6.0% below list) — sets the bar for market timing.
• Cap rate 6.8% vs local median 2.6% in Jupiter — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 70/100 on livability (#415 in FL) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: amenities F, commute F, cost of living F.
• Martin (suburban): math 52% / reading 53% proficiency, ranked #24 of 73 in FL (top 33%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: Rents rising (+3.9%/yr); 206 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 737 units permitted in Martin County in 2024 (167 in 5+ unit buildings).
• This rent runs 36% of the median local income ($106k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
• Martin County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 90 days — a 6% lower offer ($203k) is reasonable based on typical stale-listing flexibility.
• 7 sale attempts since 13y ago; this cycle's ask has dropped $30k (12%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $125k; list at $216k implies a 73% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: HOA is 36% of rent.
• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $202,946 (6.0% below list)

Questions for the listing agent

1. It's been on market 90 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
2. Built in 1975 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
7. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 1.48% ✓
• Cap rate: 6.79%
• Cash-on-cash: 1.79%
• DSCR: 1.08
• GRM: 5.6

CMA / ARV

• ARV (median comp): $313,569
• List price: $215,900
• Delta: -31.15%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 3.88% rent growth · sell at horizon

5-year hold

• IRR: -11.6%
• Equity multiple: 0.57×
• Total profit: $-25,780
• Equity at exit: $32,191

10-year hold

• IRR: -0.1%
• Equity multiple: 0.99×
• Total profit: $-643
• Equity at exit: $18,667

Cash invested: $60,452 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33469

• Home prices YoY: -30.4%
• Rents YoY: 3.9%
• Active inventory: 206
• Price-to-rent: 5.6×

Monthly cashflow live

• Estimated rent: $3,186 high
• Mortgage (P&I): −$1,132
• Tax from tax record: −$73 /mo · $875/yr
• Insurance: −$90
• HOA: −$1,132
• Vacancy / Maint / Mgmt: −$669
• Net cashflow: $90

Break-even live

Break-even rent $3,072

Max offer price $215,900

Occupancy floor 92%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $53,975
• Closing costs: $6,477
• Reserves months: —
• Total cash needed: —

Rent comps 6 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
18350 SE Wood Haven Ln Unit F Jupiter, FL	2.0	2.5	1230	$4,000	$3.25	23d	1	0.32mi
18349 SE Wood Haven Ln Unit A Jupiter, FL	2.0	2.0	1240	$2,400	$1.94	23d	1	0.37mi
19043 SE Jupiter River Dr Jupiter, FL	2.0	2.0	1200	$3,400	$2.83	23d	1	0.48mi
18081 SE Country Club Dr Jupiter, FL	1.0–2.0	1.0–2.0	853	$2,385	$2.79	23d	3	0.77mi
18081 SE Country Club Dr Unit 16-151 Jupiter, FL	2.0	2.0	872	$2,200	$2.52	23d	1	0.79mi
24 Turtle Creek Dr Unit C Jupiter, FL	2.0	2.0	1428	$2,495	$1.75	23d	1	1.10mi

HOA detail condo

• Monthly dues: $1,132 · $13,584/yr
• Likely covers: waterpool
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 34 events

1. 2026-06-18
   days on market $215,900 Active 90 DOM
2. 2026-06-17
   days on market $215,900 Active 89 DOM
3. 2026-06-16
   days on market $215,900 Active 88 DOM
4. 2026-06-15
   days on market $215,900 Active 87 DOM
5. 2026-06-14
   days on market $215,900 Active 85 DOM
6. 2026-06-13
   pricedays on market $215,900 Active 84 DOM
7. 2026-06-10
   days on market $224,900 Active 82 DOM
8. 2026-06-09
   days on market $224,900 Active 81 DOM
9. 2026-06-08
   days on market $224,900 Active 80 DOM
10. 2026-06-07
    days on market $224,900 Active 79 DOM
11. 2026-06-03
    days on market $224,900 Active 75 DOM
12. 2026-06-02
    days on market $224,900 Active 74 DOM
13. 2026-06-01
    days on market $224,900 Active 73 DOM
14. 2026-05-31
    days on market $224,900 Active 72 DOM
15. 2026-05-31
    days on market $224,900 Active 71 DOM
16. 2026-05-09
    price $224,900 473-char remark

    Show marketing remark (473 chars)

    Beautiful River views in Prime location in Riverbend.Country Club. Very rare Corner End unit, No units above or below. Ground floor entry .Newer HVAC & Water Heater. Roof 2024. Walking distance to the Tom Fazio designed Golf course. Or you can enjoy the heated pools, the club house, tennis and pickle ball courts and other amenities. This property provides the buyer the opportunity to bring it up to date in their own unique style, Come take a look and make an offer

17. 2026-04-09
    price $235,500 473-char remark

    Show marketing remark (473 chars)

    Beautiful River views in Prime location in Riverbend.Country Club. Very rare Corner End unit, No units above or below. Ground floor entry .Newer HVAC & Water Heater. Roof 2024. Walking distance to the Tom Fazio designed Golf course. Or you can enjoy the heated pools, the club house, tennis and pickle ball courts and other amenities. This property provides the buyer the opportunity to bring it up to date in their own unique style, Come take a look and make an offer

18. 2026-03-20
    listed $245,500 Active 473-char remark

    Show marketing remark (473 chars)

    Beautiful River views in Prime location in Riverbend.Country Club. Very rare Corner End unit, No units above or below. Ground floor entry .Newer HVAC & Water Heater. Roof 2024. Walking distance to the Tom Fazio designed Golf course. Or you can enjoy the heated pools, the club house, tennis and pickle ball courts and other amenities. This property provides the buyer the opportunity to bring it up to date in their own unique style, Come take a look and make an offer

19. 2020-12-15
    soldstatus $125,000 Closed 590-char remark

    Show marketing remark (590 chars)

    This Fully Furnished Townhome Comes With Everything You Need. Walk In On The Bottom Floor & Enjoy Views Of The River. Fazio 18 Hole Golf Course Called The ''Jewel on the Loxahatchee'' In Martin County. Located In The Beautiful Small Town Of Tequesta With Charming Coffee Shops, Restaurants & Boutiques. Riverbend Offers Golf, Tennis, Swimming, Fitness & Many Social Activities. 24 Hr Manned Gate, 100 Acres Of Property, 2 Heated Swimming Pools, Clubhouse & Lighted Har-Tru Tennis Courts. Visit Riverbendfl.com For More Information. Seller Is Motivated Bring Offers.

20. 2020-11-16
    historical Active Under Contract 590-char remark

    Show marketing remark (590 chars)

    This Fully Furnished Townhome Comes With Everything You Need. Walk In On The Bottom Floor & Enjoy Views Of The River. Fazio 18 Hole Golf Course Called The ''Jewel on the Loxahatchee'' In Martin County. Located In The Beautiful Small Town Of Tequesta With Charming Coffee Shops, Restaurants & Boutiques. Riverbend Offers Golf, Tennis, Swimming, Fitness & Many Social Activities. 24 Hr Manned Gate, 100 Acres Of Property, 2 Heated Swimming Pools, Clubhouse & Lighted Har-Tru Tennis Courts. Visit Riverbendfl.com For More Information. Seller Is Motivated Bring Offers.

21. 2020-10-20
    price $145,000 590-char remark

    Show marketing remark (590 chars)

    This Fully Furnished Townhome Comes With Everything You Need. Walk In On The Bottom Floor & Enjoy Views Of The River. Fazio 18 Hole Golf Course Called The ''Jewel on the Loxahatchee'' In Martin County. Located In The Beautiful Small Town Of Tequesta With Charming Coffee Shops, Restaurants & Boutiques. Riverbend Offers Golf, Tennis, Swimming, Fitness & Many Social Activities. 24 Hr Manned Gate, 100 Acres Of Property, 2 Heated Swimming Pools, Clubhouse & Lighted Har-Tru Tennis Courts. Visit Riverbendfl.com For More Information. Seller Is Motivated Bring Offers.

22. 2020-09-30
    price $150,000 590-char remark

    Show marketing remark (590 chars)

    This Fully Furnished Townhome Comes With Everything You Need. Walk In On The Bottom Floor & Enjoy Views Of The River. Fazio 18 Hole Golf Course Called The ''Jewel on the Loxahatchee'' In Martin County. Located In The Beautiful Small Town Of Tequesta With Charming Coffee Shops, Restaurants & Boutiques. Riverbend Offers Golf, Tennis, Swimming, Fitness & Many Social Activities. 24 Hr Manned Gate, 100 Acres Of Property, 2 Heated Swimming Pools, Clubhouse & Lighted Har-Tru Tennis Courts. Visit Riverbendfl.com For More Information. Seller Is Motivated Bring Offers.

23. 2020-09-18
    listed $170,000 Active 590-char remark

    Show marketing remark (590 chars)

    This Fully Furnished Townhome Comes With Everything You Need. Walk In On The Bottom Floor & Enjoy Views Of The River. Fazio 18 Hole Golf Course Called The ''Jewel on the Loxahatchee'' In Martin County. Located In The Beautiful Small Town Of Tequesta With Charming Coffee Shops, Restaurants & Boutiques. Riverbend Offers Golf, Tennis, Swimming, Fitness & Many Social Activities. 24 Hr Manned Gate, 100 Acres Of Property, 2 Heated Swimming Pools, Clubhouse & Lighted Har-Tru Tennis Courts. Visit Riverbendfl.com For More Information. Seller Is Motivated Bring Offers.

24. 2016-08-07
    historical
25. 2016-08-07
    historical
26. 2016-05-26
    status Active
27. 2016-05-24
    historical
28. 2016-05-17
    listed $129,000 Active
29. 2016-05-17
    listed $129,000 Active
30. 2014-11-11
    historical
31. 2014-11-11
    historical
32. 2013-09-27
    listed $111,000
33. 2013-09-27
    listed $111,000
34. 1994-04-05
    soldstatus $75,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $875 · $73/mo
• Projected year-2 tax: $1,792 · $149/mo
• Expected delta: +$917/yr (+$76/mo · 104.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 10/10 Extreme 7 d/yr ≥106°F today · 23 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $38,235
• − Mortgage interest: −$12,094
• − Property taxes: −$875
• − Insurance: −$1,080
• − Repairs & maintenance: −$3,059
• − Management: −$3,059
• − HOA: −$13,584
• − Depreciation: −$6,281
• Taxable loss: −$1,795
• Est. tax savings @ 24.0%: +$431
• After-tax cash flow: $1,512/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Martin
• NCES district ID: 1201290
• Math proficiency: 52% ▼ -14.00%
• Reading proficiency: 53% ▼ -4.00%
• Median HH income: $52,482
• Composite: 45.1/100
• National rank: #2690
• State rank: #24 of 73 in FL

Livability — Jupiter

• Score: 70/100
• State rank: #415
• US rank: #7386

Category grades

Amenities F Commute F Cost of living F Crime A+ Employment A+ Housing A+ Health & safety D- User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Martin County · 165,223 people
• City population: 68,420
• Metro: Port St. Lucie, FL
• Population (ZIP): 14,686
• Household income: $106,265
• Rent vs Own: 13.4% rent · 86.6% own
• Severe rent burden: 404.0

Population outlook (Martin County) Hauer SSP2

• Today (2025): 172,383 people
• By 2030: 180,192 · +4.5%
• By 2040: 194,114 · +12.6%
• By 2050: 204,992 · +18.9%
• By 2075: 229,641 · +33.2%
• By 2100: 232,146 · +34.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (87%)
• Race & ethnicity: White 87% Hispanic / Latino 9% Two or more races 7% Asian 1%
• Hispanic origin (detail): Puerto Rican 2% Cuban 3%
• Common ancestry: Lithuanian 6% Slovak 4% Romanian 3%
• Foreign-born: 7% · Canada, China
• Languages at home: 90% English-only · Spanish 5% Other Indo-European 3% Russian/Polish/Slavic 1%

Political lean MEDSL · Martin

• 2024 margin: Solid R (+31.1) · D 34.1% · R 65.2%
• 2008→2024 swing: -17.5pp toward R · 2008: -13.6pp · 2024: -31.1pp
• All cycles: 2024: R+31.1 2020: R+24.6 2016: R+26.9 2012: R+22.9 2008: R+13.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -183.36%
• Current HPI: 419.948
• Rent YoY: ▲ 3.88%
• Metro: Port St. Lucie, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+199.9% since first listed

19 events — show timeline

• 2026-05-09 Price Changed $224,900 Beaches MLS
• 2026-04-09 Price Changed $235,500 Beaches MLS
• 2026-03-20 Listed $245,500 Beaches MLS
• 2020-12-15 Sold (MLS) $125,000 Beaches MLS
• 2020-11-16 Contingent — Beaches MLS
• 2020-10-20 Price Changed $145,000 Beaches MLS
• 2020-09-30 Price Changed $150,000 Beaches MLS
• 2020-09-18 Listed $170,000 Beaches MLS
• 2016-08-07 Listing Removed — Beaches MLS
• 2016-08-07 Listing Removed — MCRTC
• 2016-05-26 Relisted — Beaches MLS
• 2016-05-24 Listing Removed — Beaches MLS
• 2016-05-17 Listed $129,000 Beaches MLS
• 2016-05-17 Listed $129,000 MCRTC
• 2014-11-11 Listing Removed — MCRTC
• 2014-11-11 Listing Removed — Beaches MLS
• 2013-09-27 Listed $111,000 MCRTC
• 2013-09-27 Listed $111,000 Beaches MLS
• 1994-04-05 Sold (Public Records) $75,000 Public Records

Property tax history

-3.2%/yr

Latest (2025): $875 · -0.9% YoY. Source: county tax records.