400 Highway 314 · Fayetteville, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 5/10 · Moderate
- Hot days now (above 105°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 5 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +25.4/30.0
- ARV discount +15.0/15.0
- DSCR +8.4/10.0
- 1% rule +5.6/10.0
- Schools +5.1/10.0
- Rent growth +3.6/5.0
- Livability +3.6/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$256,935
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
The list price is not indicative of seller's final reserve amount. This property is part of an online bidding event; please visit Auction.com to place bids. Inspections of this property and contact with occupants are strictly prohibited. Property is sold "as is" and no for sale sign allowed.
Key facts
- 4,356 sq ft lot
- Built 1979
- Listed 78 days
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $257k.
Deal economics
- At list price, monthly cash flow is $592 ($7k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($3k rent vs $257k).
- Recommended offer: $242k (6.0% below list) — sets the bar for market timing.
- Cap rate 9.1% vs local median 4.4% in Fayetteville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 71/100 on livability (#86 in GA) — a middle-class / working-renter tenant base. Strengths: housing A+, schools B+, health & safety B+; Watch: amenities F, commute F.
- Fayette County (suburban): math 52% / reading 60% proficiency, ranked #7 of 174 in GA (top 4%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: Rents rising fast (+4.3%/yr); 372 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals at typical pace (median 16d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 323 units permitted in Fayette County in 2024 (0 in 5+ unit buildings).
- This rent runs 36% of the median local income ($90k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
- Fayette County population projected at +13% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (-3.0% appreciation + 4.3% rent growth), your $72k cash investment doubles in ~10 years — after that, you're playing with house money.
Negotiation context
- It's been on market 79 days — a 6% lower offer ($242k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 15y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 79 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
- Built in 1979 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.06% ✓
- Cap rate
- 9.06%
- Cash-on-cash
- 9.87%
- DSCR
- 1.44
- GRM
- 7.9
CMA / ARV
- ARV (median comp)
- $326,312
- List price
- $256,935
- Delta
- -21.26%
- Verdict
- UNDERPRICED
- Comps
- 19 within 1.0 mi
Show comp detail 9 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 392 Highway 314 | 0.04mi | 4/3.0 (+1) | 2,386 (+6%) | 8mo | $287,000 | $120 | 73 |
| 120 Black Rock Ct | 0.10mi | 4/2.5 (+1) | 2,103 (-6%) | 12mo | $336,000 | $160 | 67 |
| 260 White Oak Way | 0.26mi | 3/2.0 | 2,210 (-2%) | 23mo | $336,000 | $152 | 66 |
| 115 Birch Ct | 0.55mi | 4/3.0 (+1) | 2,222 (-1%) | 1mo | $375,000 | $169 | 62 |
| 140 Winecoff Dr | 0.71mi | 2/2.0 (-1) | 2,285 (+2%) | 0mo | $385,000 | $168 | 59 |
| 205 Sycamore Bnd | 0.57mi | 3/2.5 | 2,355 (+5%) | 7mo | $367,000 | $156 | 58 |
| 110 Sycamore Bnd | 0.63mi | 4/2.0 (+1) | 2,238 (-0%) | 11mo | $305,000 | $136 | 56 |
| 175 White Oak Way | 0.55mi | 3/2.5 | 2,308 (+3%) | 17mo | $410,000 | $178 | 54 |
| 150 Chaucer Pkwy | 0.32mi | 4/3.5 (+1) | 1,990 (-12%) | 1mo | $390,000 | $196 | 54 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 4.29% rent growth · sell at horizon
- IRR
- -0.2%
- Equity multiple
- 0.99×
- Total profit
- $-449
- Equity at exit
- $38,310
- IRR
- 10.7%
- Equity multiple
- 1.87×
- Total profit
- $62,862
- Equity at exit
- $22,215
Cash invested: $71,942 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 30214
- Rents YoY
- 4.3%
- Active inventory
- 372
- Price-to-rent
- 7.9×
Monthly cashflow live
- Estimated rent
- $2,724 high interval (Pro) →
- Mortgage (P&I)
- −$1,347
- Tax from tax record
- −$105 /mo · $1,263/yr
- Insurance
- −$107
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$572
- Net cashflow
- $592
Break-even live
Sensitivity live
| Price | -10% $737 | -5% $665 | +0% $592 | +5% $519 | +10% $446 |
|---|---|---|---|---|---|
| Rent | -10% $377 | -5% $484 | +0% $592 | +5% $699 | +10% $807 |
| Rate | -1.0pp $721 | -0.5pp $657 | base $592 | +0.5pp $525 | +1.0pp $458 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $64,234
- Closing costs
- $7,708
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 5 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 250 Cobalt Dr Fayetteville, GA | 3.0 | 2.5 | 1897 | $2,400 | $1.27 | 15d | 1 | 1.09mi |
| 325 Longview Rd Fayetteville, GA | 4.0 | 3.5 | 2864 | $3,245 | $1.13 | 5d | 1 | 1.12mi |
| 155 Byington Dr Fayetteville, GA | 4.0 | 3.0 | 2662 | $2,935 | $1.10 | 15d | 1 | 1.26mi |
| 130 Huntcliff Ct Fayetteville, GA | 3.0 | 2.0 | 1720 | $2,020 | $1.17 | 24d | 1 | 1.26mi |
| 120 Tanglewood Dr Fayetteville, GA | 4.0 | 2.5 | 2208 | $2,645 | $1.20 | 5d | 1 | 1.48mi |
Listing history 21 events
-
2026-06-18days on market $256,935 Active 79 DOM
-
2026-06-17days on market $256,935 Active 78 DOM
-
2026-06-16days on market $256,935 Active 77 DOM
-
2026-06-15days on market $256,935 Active 76 DOM
-
2026-06-13days on market $256,935 Active 74 DOM
-
2026-06-09days on market $256,935 Active 70 DOM
-
2026-06-08days on market $256,935 Active 69 DOM
-
2026-06-07days on market $256,935 Active 68 DOM
-
2026-06-04days on market $256,935 Active 65 DOM
-
2026-06-03days on market $256,935 Active 64 DOM
-
2026-06-02days on market $256,935 Active 63 DOM
-
2026-06-01days on market $256,935 Active 62 DOM
-
2026-05-31days on market $256,935 Active 61 DOM
-
2026-03-31$256,935 New 302-char remark
Show marketing remark (302 chars)
The list price is not indicative of seller's final reserve amount. This property is part of an online bidding event; please visit Auction.com to place bids. Inspections of this property and contact with occupants are strictly prohibited. Property is sold "as is" and no for sale sign allowed.
-
2022-09-28soldstatus $345,000
-
2022-09-23soldstatus $345,000 Sold 597-char remark
Show marketing remark (597 chars)
Looking for a great home with a great location to the airport or Trillith Studios? Well here's your home. It's just 10 minutes to Trillith and 19 mins to the airport. This cute and cozy home sit's on approx—1 acre. This home has Cedar Siding. It has 3 oversized bedrooms and 2 baths on the upper level. There's a half bath on the lower half. This home has been totally renovated and all new appliances stay with the home with a 3 year warranty. The Roof is about 8 years old. The furnace is not even a year old. Hot water heater 5 years old. Air conditioner around 4 years old. Come and see!
-
2022-08-30status Under Contract 597-char remark
Show marketing remark (597 chars)
Looking for a great home with a great location to the airport or Trillith Studios? Well here's your home. It's just 10 minutes to Trillith and 19 mins to the airport. This cute and cozy home sit's on approx—1 acre. This home has Cedar Siding. It has 3 oversized bedrooms and 2 baths on the upper level. There's a half bath on the lower half. This home has been totally renovated and all new appliances stay with the home with a 3 year warranty. The Roof is about 8 years old. The furnace is not even a year old. Hot water heater 5 years old. Air conditioner around 4 years old. Come and see!
-
2022-08-17$345,000 New 597-char remark
Show marketing remark (597 chars)
Looking for a great home with a great location to the airport or Trillith Studios? Well here's your home. It's just 10 minutes to Trillith and 19 mins to the airport. This cute and cozy home sit's on approx—1 acre. This home has Cedar Siding. It has 3 oversized bedrooms and 2 baths on the upper level. There's a half bath on the lower half. This home has been totally renovated and all new appliances stay with the home with a 3 year warranty. The Roof is about 8 years old. The furnace is not even a year old. Hot water heater 5 years old. Air conditioner around 4 years old. Come and see!
-
2012-01-03historical
-
2011-01-20$159,900 New
-
2009-12-15price $154,900
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $1,263 · $105/mo
- Projected year-2 tax
- $2,364 · $197/mo
- Expected delta
- +$1,100/yr (+$92/mo · 87.1%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 5/10 Major 7 d/yr ≥105°F today · 17 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 3 unhealthy d/yr today · 5 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $32,683
- − Mortgage interest
- −$14,392
- − Property taxes
- −$1,263
- − Insurance
- −$1,285
- − Repairs & maintenance
- −$2,615
- − Management
- −$2,615
- − Depreciation
- −$7,474
- Taxable income
- $3,039
- Est. tax owed @ 24.0%
- −$729
- After-tax cash flow
- $6,373/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Fayette County
- NCES district ID
- 1302130
- Math proficiency
- 52% ▼ -12.00%
- Reading proficiency
- 60% ▼ -7.00%
- Median HH income
- $80,746
- Composite
- 50.67/100
- National rank
- #1824
- State rank
- #7 of 174 in GA
Livability — Fayetteville
- Score
- 71/100
- State rank
- #86
- US rank
- #7167
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Fayette County · 112,821 people
- City population
- 72,287
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- Population (ZIP)
- 31,811
- Household income
- $89,912
- Rent vs Own
- Severe rent burden
- 634.0
Population outlook (Fayette County) Hauer SSP2
- Today (2025)
- 120,914 people
- By 2030
- 125,439 · +3.7%
- By 2040
- 132,378 · +9.5%
- By 2050
- 137,123 · +13.4%
- By 2075
- 156,091 · +29.1%
- By 2100
- 163,102 · +34.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.62)
- Race & ethnicity
- Black 51% White 33% Hispanic / Latino 9% Two or more races 5% Asian 3%
- Hispanic origin (detail)
- Mexican 6% Puerto Rican 1%
- Common ancestry
- Italian 2% Slovak 1% Serbian 1%
- Foreign-born
- 10% · Canada, Vietnam
- Languages at home
- 85% English-only · Spanish 8% Other Asian/Pacific 1% French/Haitian/Cajun 1%
Political lean MEDSL · Fayette
- 2024 margin
- Toss-up / Even · D 48.0% · R 51.1%
- 2008→2024 swing
- +27.5pp toward D · 2008: -30.7pp · 2024: -3.1pp
- All cycles
- 2024: R+3.1 2020: R+6.8 2016: R+19.5 2012: R+31.4 2008: R+30.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -142.65%
- Current HPI
- 243.9416
- Rent YoY
- ▲ 4.29%
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
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| Retail | 1 | $160B |
|
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| Transportation / Logistics | 1 | $91B |
|
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| Airlines | 1 | $62B |
|
||
| Consumer Goods | 1 | $47B |
|
||
| Utilities | 1 | $25B |
|
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Price history
+65.9% since first listed8 events — show timeline
- 2026-03-31 Listed $256,935 GAMLS
- 2022-09-28 Sold (Public Records) $345,000 Public Records
- 2022-09-23 Sold (MLS) $345,000 GAMLS
- 2022-08-30 Pending — GAMLS
- 2022-08-17 Listed $345,000 GAMLS
- 2012-01-03 Listing Removed — GAMLS
- 2011-01-20 Listed $159,900 GAMLS
- 2009-12-15 Price Changed $154,900 GAMLS
Property tax history
-1.8%/yrLatest (2025): $1,263 · -0.6% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…