3220 Cross Shore Dr · Anna, TX 75409

$329,990

4 bd · 2.0 ba · 1,871 sqft · Other public records · 62 Days on market

Built 2026 5,750 sqft lot $176/sqft · 10% below area Est $363k · 9% under $90/mo HOA · 4% of rent ↓ 4% since listing

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +11.6/15.0
• Cash flow +10.6/30.0
• Schools +3.8/10.0
• Livability +3.8/5.0
• DSCR +3.1/10.0
• Condition / age +2.5/5.0
• 1% rule +2.3/10.0
• Rent growth +2.0/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

The Brooks is a single-story home with an abundance of space for friends and family to visit. Enjoy a spacious kitchen that opens up directly to the family room creating the perfect space for entertaining family and friends.

Key facts

• 5,750 sq ft lot
• 2 garage spots
• Built 2026

What this means for you Summary

Snapshot

• This is a 4-bed/2.0-bath other listed at $330k.

Deal economics

• At list price, monthly cash flow is $-164 ($-2k/yr) — negative.
• To cash-flow at today's rent, offer at most $301k (8.8% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $240k (27.3% below list).
• Recommended offer: $240k (27.3% below list) — sets the bar for 1% rule.
• Cap rate 5.7% vs local median 3.6% in Anna — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 75/100 on livability (#127 in TX, #3,880 nationally) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+, crime A; Watch: amenities F, commute F.
• Anna ISD (rural): math 44% / reading 41% proficiency, ranked #271 of 826 in TX (top 33%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Sue Evelyn Rattan El (math 45% / reading 41%, grade F, #1,283 of 4,322 statewide, top 30%, 655 students, 51% FRL); Anna Middle (math 39% / reading 37%, grade F, #717 of 1,662 statewide, top 44%, 1,089 students, 51% FRL); Anna H S (math 58% / reading 57%, grade C, #327 of 1,632 statewide, top 20%, 1,405 students, 52% FRL).
• Market conditions: Rents soft (-1.9%/yr); 1205 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 19,194 units permitted in Collin County in 2024 (3,988 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
• Collin County population projected at +60% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 62 days — a 6% lower offer ($310k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts; this cycle's ask has dropped $52k (14%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Climate carrying-cost: moderate wind risk, 26% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $239,825 (27.3% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 62 days. Have you received any prior offers? Is the seller open to a 27% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.73% ✗
• Cap rate: 5.70%
• Cash-on-cash: -2.13%
• DSCR: 0.91
• GRM: 11.5

CMA / ARV

• ARV (median comp): $362,977
• List price: $329,990
• Delta: -9.09%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -22.9%
• Equity multiple: 0.23×
• Total profit: $-71,044
• Equity at exit: $49,203

10-year hold

• IRR: -26.5%
• Equity multiple: -0.11×
• Total profit: $-102,879
• Equity at exit: $28,532

Cash invested: $92,397 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

ZIP-level market 75409

• Home prices YoY: -20.1%
• Rents YoY: -1.9%
• Active inventory: 1205
• Price-to-rent: 11.5×

Monthly cashflow live

• Estimated rent: $2,398 high
• Mortgage (P&I): −$1,731
• Tax from tax record: −$101 /mo · $1,207/yr
• Insurance: −$137
• HOA: −$90
• Vacancy / Maint / Mgmt: −$504
• Net cashflow: $-164

Break-even live

Break-even rent $2,606

Max offer price $301,026

Occupancy floor —

Sensitivity live

Price	-10% $23	-5% $-71	+0% $-164	+5% $-257	+10% $-351
Rent	-10% $-353	-5% $-259	+0% $-164	+5% $-69	+10% $26
Rate	-1.0pp $2	-0.5pp $-80	base $-164	+0.5pp $-249	+1.0pp $-336

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $82,498
• Closing costs: $9,900
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
3229 Cross Shore Dr Anna, TX	4.0	2.0	2054	$2,300	$1.12	45d	1	0.03mi
3265 Cross Shore Dr Anna, TX	4.0	2.0	2053	$2,400	$1.17	18d	1	0.12mi
3300 Riverlawn Dr Anna, TX	3.0	2.0	1868	$2,400	$1.28	12d	1	0.13mi
1213 Blue Spring Dr Anna, TX	4.0	2.0	2010	$2,300	$1.14	0d	1	0.16mi
3313 Cross Shore Dr Anna, TX	3.0	2.0	1700	$1,995	$1.17	45d	1	0.19mi
1309 Lazy Grove Dr Anna, TX	4.0	2.0	1838	$2,295	$1.25	0d	1	0.19mi
3401 Riverlawn Dr Anna, TX	4.0	3.0	2119	$2,500	$1.18	45d	1	0.24mi
1105 Mistybrook Dr Anna, TX	4.0	2.0	1852	$2,195	$1.19	7d	1	0.24mi
3409 Riverlawn Dr Unit NA Anna, TX	4.0	3.0	2400	$2,499	$1.04	26d	1	0.25mi
3409 Riverlawn Dr Anna, TX	4.0	3.0	2400	$2,499	$1.04	20d	1	0.26mi
3036 Still Creek Ln Anna, TX	3.0	2.5	1675	$2,100	$1.25	45d	1	0.27mi
3057 Ashbrook Ln Anna, TX	3.0	2.0	1460	$2,100	$1.44	9d	1	0.27mi
748 Thorncreek Dr Anna, TX	3.0	2.5	1715	$2,100	$1.22	0d	1	0.33mi
732 Thorncreek Dr Anna, TX	3.0	2.5	1954	$2,050	$1.05	26d	1	0.34mi
3041 Hollybrook Ln Anna, TX	4.0	2.0	2052	$2,350	$1.15	19d	1	0.40mi
3128 Creek Meadow Dr Anna, TX	4.0	3.0	2392	$2,750	$1.15	45d	1	0.50mi
232 Creekview Dr Anna, TX	3.0	2.0	2107	$1,999	$0.95	45d	1	1.07mi
2144 Mantua Farm Blvd Anna, TX	4.0	2.0	2121	$2,395	$1.13	22d	1	1.11mi
2144 Mantua Farm Blvd Anna, TX	4.0	2.0	2121	$2,395	$1.13	45d	1	1.11mi
300 Creekside Dr Anna, TX	3.0	2.0	1384	$1,850	$1.34	0d	1	1.14mi
300 Creekside Dr Anna, TX	3.0	2.0	1384	$1,850	$1.34	5d	1	1.14mi
132 Stanley Falls Dr Anna, TX	3.0	2.0	1841	$1,995	$1.08	45d	1	1.15mi
305 Creekside Dr Anna, TX	4.0	2.5	2415	$2,100	$0.87	45d	1	1.17mi
509 Creekview Dr Anna, TX	4.0	2.5	2113	$1,995	$0.94	45d	1	1.21mi
413 Creekside Dr Anna, TX	3.0	2.0	1924	$2,100	$1.09	13d	1	1.22mi
2049 Helmoken Falls Dr Anna, TX	4.0	2.0	2180	$1,995	$0.92	5d	1	1.22mi
406 Stanley Falls Dr Anna, TX	3.0	2.5	2176	$2,200	$1.01	22d	1	1.25mi
2101 Athabasca Falls Dr Anna, TX	3.0	2.0	1684	$1,900	$1.13	45d	1	1.26mi
421 Stanley Falls Dr Anna, TX	3.0	2.5	1672	$1,899	$1.14	8d	1	1.29mi
518 Niagara Falls Dr Anna, TX	3.0	2.0	1730	$1,875	$1.08	19d	1	1.33mi
518 Niagara Falls Dr Anna, TX	3.0	2.0	1730	$1,850	$1.07	0d	1	1.33mi
518 Niagara Falls Dr Anna, TX	3.0	2.0	1730	$1,875	$1.08	26d	1	1.33mi
1808 Willowhurst Ln Anna, TX	3.0	2.0	2114	$2,550	$1.21	8d	1	1.34mi
2117 Mantua Farm Blvd Anna, TX	3.0	2.0	1646	$1,990	$1.21	23d	1	1.40mi
2137 Mantua Farm Blvd Anna, TX	4.0	2.0	1960	$2,150	$1.10	45d	1	1.42mi
1000 Persimmon Dr Anna, TX	1.0–3.0	1.0–2.0	1114	$2,208	$1.98	0d	96	1.44mi
1001 Persimmon Dr Anna, TX	1.0–3.0	1.0–2.0	1141	$2,139	$1.87	45d	1	1.44mi
2152 Mantua Farm Blvd Anna, TX	4.0	2.0	1960	$2,300	$1.17	45d	1	1.47mi
501 Kaie Teur Dr Anna, TX	3.0	2.0	1737	$1,900	$1.09	18d	1	1.49mi
737 Santa Lucia Dr Anna, TX	4.0	2.5	1845	$2,350	$1.27	45d	1	1.49mi

HOA detail

• Monthly dues: $90 · $1,080/yr

Listing history 24 events

1. 2026-06-15
   status $329,990 Pending 62 DOM
2. 2026-06-15
   days on market $329,990 Active 62 DOM
3. 2026-06-13
   days on market $329,990 Active 60 DOM
4. 2026-06-13
   days on market $329,990 Active 59 DOM
5. 2026-06-09
   days on market $329,990 Active 56 DOM
6. 2026-06-08
   days on market $329,990 Active 55 DOM
7. 2026-06-07
   days on market $329,990 Active 54 DOM
8. 2026-06-04
   days on market $329,990 Active 51 DOM
9. 2026-06-03
   days on market $329,990 Active 50 DOM
10. 2026-06-02
    days on market $329,990 Active 49 DOM
11. 2026-06-01
    days on market $329,990 Active 48 DOM
12. 2026-05-31
    days on market $329,990 Active 47 DOM
13. 2026-05-06
    price $349,990 224-char remark

    Show marketing remark (1761 chars)

    Welcome home to the Brooks—a beautifully designed Beazer Home where style meets comfort. From the moment you step inside, soaring ceilings and a breathtaking foyer set the tone for a home that’s both stunning and inviting. This 4 bedroom, 2 bathroom home features an open-concept living space, a fireplace, and a covered patio, all situated on an east-facing homesite. The guest suite offers a warm welcome to visitors, while the thoughtfully designed layout ensures space for every part of your life. Designed with the latest trends in mind, this home showcases quartz countertops, rich hardwood flooring, and striking 42-inch latte cabinetry. Plus, this home has washer, dryer, refrigerator, and blinds standard. Every Beazer home is certified by the Department of Energy as a Zero Energy Ready Home, designed for superior energy efficiency and healthier indoor air quality with Indoor airPLUS. This solar-ready home is built with durable 2x6 exterior walls and spray foam insulation, achieving an impressive average HERS score of 40. Villages of Hurricane Creek in Anna offers the perfect blend of small-town charm and modern convenience—just minutes from I-75. This thoughtfully planned community features a future amenity center with a pool, scenic ponds, acres of open green space, and miles of hiking and biking trails, giving families countless ways to explore, relax, and connect. Children will attend Anna ISD, with a future onsite elementary school providing added convenience for busy families. Villages of Hurricane Creek delivers exceptional value in a peaceful, picturesque setting you’ll be proud to call home. Estimated completion: April 2026 Days on market reflect the start of new home construction

14. 2026-05-06
    price $359,990 224-char remark

    Show marketing remark (1761 chars)

    Welcome home to the Brooks—a beautifully designed Beazer Home where style meets comfort. From the moment you step inside, soaring ceilings and a breathtaking foyer set the tone for a home that’s both stunning and inviting. This 4 bedroom, 2 bathroom home features an open-concept living space, a fireplace, and a covered patio, all situated on an east-facing homesite. The guest suite offers a warm welcome to visitors, while the thoughtfully designed layout ensures space for every part of your life. Designed with the latest trends in mind, this home showcases quartz countertops, rich hardwood flooring, and striking 42-inch latte cabinetry. Plus, this home has washer, dryer, refrigerator, and blinds standard. Every Beazer home is certified by the Department of Energy as a Zero Energy Ready Home, designed for superior energy efficiency and healthier indoor air quality with Indoor airPLUS. This solar-ready home is built with durable 2x6 exterior walls and spray foam insulation, achieving an impressive average HERS score of 40. Villages of Hurricane Creek in Anna offers the perfect blend of small-town charm and modern convenience—just minutes from I-75. This thoughtfully planned community features a future amenity center with a pool, scenic ponds, acres of open green space, and miles of hiking and biking trails, giving families countless ways to explore, relax, and connect. Children will attend Anna ISD, with a future onsite elementary school providing added convenience for busy families. Villages of Hurricane Creek delivers exceptional value in a peaceful, picturesque setting you’ll be proud to call home. Estimated completion: April 2026 Days on market reflect the start of new home construction

15. 2026-05-06
    price $349,990 224-char remark

    Show marketing remark (1761 chars)

    Welcome home to the Brooks—a beautifully designed Beazer Home where style meets comfort. From the moment you step inside, soaring ceilings and a breathtaking foyer set the tone for a home that’s both stunning and inviting. This 4 bedroom, 2 bathroom home features an open-concept living space, a fireplace, and a covered patio, all situated on an east-facing homesite. The guest suite offers a warm welcome to visitors, while the thoughtfully designed layout ensures space for every part of your life. Designed with the latest trends in mind, this home showcases quartz countertops, rich hardwood flooring, and striking 42-inch latte cabinetry. Plus, this home has washer, dryer, refrigerator, and blinds standard. Every Beazer home is certified by the Department of Energy as a Zero Energy Ready Home, designed for superior energy efficiency and healthier indoor air quality with Indoor airPLUS. This solar-ready home is built with durable 2x6 exterior walls and spray foam insulation, achieving an impressive average HERS score of 40. Villages of Hurricane Creek in Anna offers the perfect blend of small-town charm and modern convenience—just minutes from I-75. This thoughtfully planned community features a future amenity center with a pool, scenic ponds, acres of open green space, and miles of hiking and biking trails, giving families countless ways to explore, relax, and connect. Children will attend Anna ISD, with a future onsite elementary school providing added convenience for busy families. Villages of Hurricane Creek delivers exceptional value in a peaceful, picturesque setting you’ll be proud to call home. Estimated completion: April 2026 Days on market reflect the start of new home construction

16. 2026-05-06
    price $359,990 224-char remark

    Show marketing remark (1761 chars)

    Welcome home to the Brooks—a beautifully designed Beazer Home where style meets comfort. From the moment you step inside, soaring ceilings and a breathtaking foyer set the tone for a home that’s both stunning and inviting. This 4 bedroom, 2 bathroom home features an open-concept living space, a fireplace, and a covered patio, all situated on an east-facing homesite. The guest suite offers a warm welcome to visitors, while the thoughtfully designed layout ensures space for every part of your life. Designed with the latest trends in mind, this home showcases quartz countertops, rich hardwood flooring, and striking 42-inch latte cabinetry. Plus, this home has washer, dryer, refrigerator, and blinds standard. Every Beazer home is certified by the Department of Energy as a Zero Energy Ready Home, designed for superior energy efficiency and healthier indoor air quality with Indoor airPLUS. This solar-ready home is built with durable 2x6 exterior walls and spray foam insulation, achieving an impressive average HERS score of 40. Villages of Hurricane Creek in Anna offers the perfect blend of small-town charm and modern convenience—just minutes from I-75. This thoughtfully planned community features a future amenity center with a pool, scenic ponds, acres of open green space, and miles of hiking and biking trails, giving families countless ways to explore, relax, and connect. Children will attend Anna ISD, with a future onsite elementary school providing added convenience for busy families. Villages of Hurricane Creek delivers exceptional value in a peaceful, picturesque setting you’ll be proud to call home. Estimated completion: April 2026 Days on market reflect the start of new home construction

17. 2026-05-06
    price $349,990 224-char remark

    Show marketing remark (1761 chars)

    Welcome home to the Brooks—a beautifully designed Beazer Home where style meets comfort. From the moment you step inside, soaring ceilings and a breathtaking foyer set the tone for a home that’s both stunning and inviting. This 4 bedroom, 2 bathroom home features an open-concept living space, a fireplace, and a covered patio, all situated on an east-facing homesite. The guest suite offers a warm welcome to visitors, while the thoughtfully designed layout ensures space for every part of your life. Designed with the latest trends in mind, this home showcases quartz countertops, rich hardwood flooring, and striking 42-inch latte cabinetry. Plus, this home has washer, dryer, refrigerator, and blinds standard. Every Beazer home is certified by the Department of Energy as a Zero Energy Ready Home, designed for superior energy efficiency and healthier indoor air quality with Indoor airPLUS. This solar-ready home is built with durable 2x6 exterior walls and spray foam insulation, achieving an impressive average HERS score of 40. Villages of Hurricane Creek in Anna offers the perfect blend of small-town charm and modern convenience—just minutes from I-75. This thoughtfully planned community features a future amenity center with a pool, scenic ponds, acres of open green space, and miles of hiking and biking trails, giving families countless ways to explore, relax, and connect. Children will attend Anna ISD, with a future onsite elementary school providing added convenience for busy families. Villages of Hurricane Creek delivers exceptional value in a peaceful, picturesque setting you’ll be proud to call home. Estimated completion: April 2026 Days on market reflect the start of new home construction

18. 2026-05-06
    price $349,990 1761-char remark

    Show marketing remark (1761 chars)

    Welcome home to the Brooks—a beautifully designed Beazer Home where style meets comfort. From the moment you step inside, soaring ceilings and a breathtaking foyer set the tone for a home that’s both stunning and inviting. This 4 bedroom, 2 bathroom home features an open-concept living space, a fireplace, and a covered patio, all situated on an east-facing homesite. The guest suite offers a warm welcome to visitors, while the thoughtfully designed layout ensures space for every part of your life. Designed with the latest trends in mind, this home showcases quartz countertops, rich hardwood flooring, and striking 42-inch latte cabinetry. Plus, this home has washer, dryer, refrigerator, and blinds standard. Every Beazer home is certified by the Department of Energy as a Zero Energy Ready Home, designed for superior energy efficiency and healthier indoor air quality with Indoor airPLUS. This solar-ready home is built with durable 2x6 exterior walls and spray foam insulation, achieving an impressive average HERS score of 40. Villages of Hurricane Creek in Anna offers the perfect blend of small-town charm and modern convenience—just minutes from I-75. This thoughtfully planned community features a future amenity center with a pool, scenic ponds, acres of open green space, and miles of hiking and biking trails, giving families countless ways to explore, relax, and connect. Children will attend Anna ISD, with a future onsite elementary school providing added convenience for busy families. Villages of Hurricane Creek delivers exceptional value in a peaceful, picturesque setting you’ll be proud to call home. Estimated completion: April 2026 Days on market reflect the start of new home construction

19. 2026-04-15
    price $359,990 1761-char remark

    Show marketing remark (1761 chars)

    Welcome home to the Brooks—a beautifully designed Beazer Home where style meets comfort. From the moment you step inside, soaring ceilings and a breathtaking foyer set the tone for a home that’s both stunning and inviting. This 4 bedroom, 2 bathroom home features an open-concept living space, a fireplace, and a covered patio, all situated on an east-facing homesite. The guest suite offers a warm welcome to visitors, while the thoughtfully designed layout ensures space for every part of your life. Designed with the latest trends in mind, this home showcases quartz countertops, rich hardwood flooring, and striking 42-inch latte cabinetry. Plus, this home has washer, dryer, refrigerator, and blinds standard. Every Beazer home is certified by the Department of Energy as a Zero Energy Ready Home, designed for superior energy efficiency and healthier indoor air quality with Indoor airPLUS. This solar-ready home is built with durable 2x6 exterior walls and spray foam insulation, achieving an impressive average HERS score of 40. Villages of Hurricane Creek in Anna offers the perfect blend of small-town charm and modern convenience—just minutes from I-75. This thoughtfully planned community features a future amenity center with a pool, scenic ponds, acres of open green space, and miles of hiking and biking trails, giving families countless ways to explore, relax, and connect. Children will attend Anna ISD, with a future onsite elementary school providing added convenience for busy families. Villages of Hurricane Creek delivers exceptional value in a peaceful, picturesque setting you’ll be proud to call home. Estimated completion: April 2026 Days on market reflect the start of new home construction

20. 2026-04-14
    listed $382,097 Active 1761-char remark

    Show marketing remark (1761 chars)

    Welcome home to the Brooks—a beautifully designed Beazer Home where style meets comfort. From the moment you step inside, soaring ceilings and a breathtaking foyer set the tone for a home that’s both stunning and inviting. This 4 bedroom, 2 bathroom home features an open-concept living space, a fireplace, and a covered patio, all situated on an east-facing homesite. The guest suite offers a warm welcome to visitors, while the thoughtfully designed layout ensures space for every part of your life. Designed with the latest trends in mind, this home showcases quartz countertops, rich hardwood flooring, and striking 42-inch latte cabinetry. Plus, this home has washer, dryer, refrigerator, and blinds standard. Every Beazer home is certified by the Department of Energy as a Zero Energy Ready Home, designed for superior energy efficiency and healthier indoor air quality with Indoor airPLUS. This solar-ready home is built with durable 2x6 exterior walls and spray foam insulation, achieving an impressive average HERS score of 40. Villages of Hurricane Creek in Anna offers the perfect blend of small-town charm and modern convenience—just minutes from I-75. This thoughtfully planned community features a future amenity center with a pool, scenic ponds, acres of open green space, and miles of hiking and biking trails, giving families countless ways to explore, relax, and connect. Children will attend Anna ISD, with a future onsite elementary school providing added convenience for busy families. Villages of Hurricane Creek delivers exceptional value in a peaceful, picturesque setting you’ll be proud to call home. Estimated completion: April 2026 Days on market reflect the start of new home construction

21. 2026-04-08
    status Active 224-char remark

    Show marketing remark (224 chars)

    The Brooks is a single-story home with an abundance of space for friends and family to visit. Enjoy a spacious kitchen that opens up directly to the family room creating the perfect space for entertaining family and friends.

22. 2026-04-08
    price $359,990 224-char remark

    Show marketing remark (224 chars)

    The Brooks is a single-story home with an abundance of space for friends and family to visit. Enjoy a spacious kitchen that opens up directly to the family room creating the perfect space for entertaining family and friends.

23. 2026-02-20
    historical 224-char remark

    Show marketing remark (224 chars)

    The Brooks is a single-story home with an abundance of space for friends and family to visit. Enjoy a spacious kitchen that opens up directly to the family room creating the perfect space for entertaining family and friends.

24. 2026-02-10
    listed $364,990 Active 224-char remark

    Show marketing remark (224 chars)

    The Brooks is a single-story home with an abundance of space for friends and family to visit. Enjoy a spacious kitchen that opens up directly to the family room creating the perfect space for entertaining family and friends.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

• Current annual tax: $1,207 · $101/mo
• Projected year-2 tax: $6,039 · $503/mo
• Expected delta: +$4,832/yr (+$403/mo · 400.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 7/10 Severe 7 d/yr ≥110°F today · 23 d/yr by 30 yrs out
• 💨 Wind 5/10 Major 26% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $28,779
• − Mortgage interest: −$18,485
• − Property taxes: −$1,207
• − Insurance: −$1,650
• − Repairs & maintenance: −$2,302
• − Management: −$2,302
• − HOA: −$1,080
• − Depreciation: −$9,600
• Taxable loss: −$7,847
• Est. tax savings @ 24.0%: +$1,883
• After-tax cash flow: $-84/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Anna ISD
• NCES district ID: 4808340
• Math proficiency: 44% ▼ -9.00%
• Reading proficiency: 41% ▼ -4.00%
• Median HH income: $67,456
• Composite: 38.26/100
• National rank: #4241
• State rank: #271 of 826 in TX

Livability — Anna

• Score: 75/100
• State rank: #127
• US rank: #3880

Category grades

Amenities F Commute F Cost of living B+ Crime A Employment A+ Housing A+ Health & safety C+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Anna, TX
• County: Collin County · 1,159,394 people
• City population: 27,131
• Metro: Dallas-Fort Worth-Arlington, TX
• Population (ZIP): 27,131
• Household income: $104,814
• Rent vs Own: 19.1% rent · 80.9% own
• Severe rent burden: 454.0

Population outlook (Collin County) Hauer SSP2

• Today (2025): 1,210,074 people
• By 2030: 1,358,201 · +12.2%
• By 2040: 1,654,061 · +36.7%
• By 2050: 1,937,359 · +60.1%
• By 2075: 2,567,039 · +112.1%
• By 2100: 2,952,048 · +144.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.56)
• Race & ethnicity: White 61% Hispanic / Latino 20% Black 15% Two or more races 6% Asian 1%
• Hispanic origin (detail): Mexican 16% Puerto Rican 1%
• Common ancestry: Italian 3% Lithuanian 2% Slovak 1%
• Foreign-born: 10% · Canada
• Languages at home: 79% English-only · Spanish 18% French/Haitian/Cajun 2%

Political lean MEDSL · Collin

• 2024 margin: R (+11.1) · D 43.1% · R 54.3% · Other 2.6%
• 2008→2024 swing: +14.4pp toward D · 2008: -25.6pp · 2024: -11.1pp
• All cycles: 2024: R+11.1 2020: R+4.3 2016: R+17.0 2012: R+31.6 2008: R+25.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -58.99%
• Current HPI: 235.0945
• Rent YoY: ▼ -1.92%
• Metro: Dallas-Fort Worth-Arlington, TX
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Price history

-4.1% since first listed

12 events — show timeline

• 2026-05-06 Price Changed $349,990 Zillow
• 2026-05-06 Price Changed $359,990 Zillow
• 2026-05-06 Price Changed $349,990 Zillow
• 2026-05-06 Price Changed $359,990 Zillow
• 2026-05-06 Price Changed $349,990 Zillow
• 2026-05-06 Price Changed $349,990 NTREIS
• 2026-04-15 Price Changed $359,990 NTREIS
• 2026-04-14 Listed $382,097 NTREIS
• 2026-04-08 Relisted — Zillow
• 2026-04-08 Price Changed $359,990 Zillow
• 2026-02-20 Delisted — Zillow
• 2026-02-10 Listed $364,990 Zillow

Property tax history

+19.9%/yr

Latest (2025): $1,207 · +20.2% YoY. Source: county tax records.