701 Linares St · San Antonio, TX 78225

$140,000

3 bd · 1.0 ba · 1,060 sqft · SingleFamily public records · 72 Days on market

Built 1947 5,967 sqft lot $132/sqft · 11% below area Est $158k · 11% under

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +12.7/30.0
• ARV discount +12.5/15.0
• Appreciation +6.9/10.0
• 1% rule +5.3/10.0
• Livability +4.0/5.0
• DSCR +3.8/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Schools +1.4/10.0

Listing remarks MLS

Rare Find w OVERSIZED GARAGE - PRICED TO SELL "As Is" (no repairs shall be made) priced lower than BCAD. This Charming 3 bedroom, 1 bath gem/bungalow sits on a corner lot. The home was remodeled about 1 year ago adding custom cabinets with glass cabinet doors and granite counter tops to the kitchen. The home has a spacious covered back patio to enjoy the evening breeze and entertain. Current owners build a large 2 car garage/carport (3 sides enclosed). Great home for 1st time buyers or downsizing. The home is priced lower than appraisal district.

Key facts

• 5,967 sq ft lot
• Garage
• Built 1947

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $140k.

Deal economics

• At list price, monthly cash flow is $-14 ($-172/yr) — negative.
• To cash-flow at today's rent, offer at most $137k (1.8% below list).
• Meets the 1% rule at list price ($1k rent vs $140k).
• Recommended offer: $132k (6.0% below list) — sets the bar for market timing.
• Cap rate 6.2% vs local median 3.8% in San Antonio — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 80/100 on livability (#31 in TX, #1,616 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: schools C-, crime F.
• San Antonio ISD (urban): math 12% / reading 22% proficiency, ranked #805 of 826 in TX (top 98%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 80% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: 39 active listings in the ZIP; 27 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 8,308 units permitted in Bexar County in 2024 (2,506 in 5+ unit buildings).
• This rent runs 37% of the median local income ($47k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• In year one you build about $6k of equity ($968 loan paydown + $5k appreciation (3.8% local appreciation)).
• Bexar County population projected at +50% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (3.8% appreciation + 3.0% rent growth), your $39k cash investment doubles in ~6 years — after that, you're playing with house money.
• By year 6, paydown + projected appreciation supports a ~$33k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 72 days — a 6% lower offer ($132k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 23y ago; this cycle's ask has dropped $10k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: property tax is 3.1% of price; built in 1947 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major wind risk, 78% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $131,600 (6.0% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 72 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
3. Built in 1947 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
7. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.03% ✓
• Cap rate: 6.17%
• Cash-on-cash: -0.44%
• DSCR: 0.98
• GRM: 8.1

CMA / ARV

• ARV (median comp): $157,641
• List price: $140,000
• Delta: -11.19%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
855 Cavalier	0.16mi	2/1.0 (-1)	1,035 (-2%)	6mo	$50,000	$48	79
1419 W Malone Ave	0.24mi	3/1.0	995 (-6%)	5mo	$129,999	$131	74
226 Burke	0.50mi	3/2.0	1,056 (-0%)	4mo	$107,000	$101	68
106 Wichita Ct	0.45mi	2/1.0 (-1)	1,002 (-6%)	0mo	$75,000	$75	64
343 Hearne	0.34mi	3/1.5	1,156 (+9%)	7mo	$174,000	$151	61
227 Southway Dr	0.49mi	2/1.0 (-1)	960 (-9%)	2mo	$109,900	$114	55
203 Carranza St	0.58mi	3/2.0	1,025 (-3%)	11mo	$159,900	$156	54
530 Kirk Pl	0.65mi	3/2.0	1,144 (+8%)	6mo	$215,000	$188	47
222 Ellana Claire	0.42mi	3/1.0	1,210 (+14%)	12mo	$150,000	$124	47
346 Thompson	0.71mi	3/1.0	936 (-12%)	1mo	$77,000	$82	46
1130 W Winnipeg	0.73mi	2/2.0 (-1)	1,084 (+2%)	10mo	$152,500	$141	45
326 Royston	0.38mi	3/3.0	1,200 (+13%)	10mo	$135,000	$113	44

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

3.81% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 9.4%
• Equity multiple: 1.57×
• Total profit: $22,159
• Equity at exit: $69,412

10-year hold

• IRR: 11.5%
• Equity multiple: 2.87×
• Total profit: $73,110
• Equity at exit: $112,293

Cash invested: $39,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

ZIP-level market 78225

• Home prices YoY: 1.5%
• Active inventory: 39
• Price-to-rent: 8.1×

Monthly cashflow live

• Estimated rent: $1,436 high
• Mortgage (P&I): −$734
• Tax from tax record: −$357 /mo · $4,279/yr
• Insurance: −$58
• HOA: −$0
• Vacancy / Maint / Mgmt: −$302
• Net cashflow: $-14

Break-even live

Break-even rent $1,455

Max offer price $137,468

Occupancy floor 96%

Sensitivity live

Price	-10% $65	-5% $25	+0% $-14	+5% $-54	+10% $-94
Rent	-10% $-128	-5% $-71	+0% $-14	+5% $42	+10% $99
Rate	-1.0pp $56	-0.5pp $21	base $-14	+0.5pp $-51	+1.0pp $-88

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $35,000
• Closing costs: $4,200
• Reserves months: —
• Total cash needed: —

Rent comps 27 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
463 Linares St San Antonio, TX	3.0	1.0	1220	$1,400	$1.15	25d	1	0.14mi
2114 Jupiter St San Antonio, TX	3.0	3.0	1233	$1,457	$1.18	23d	1	0.43mi
1130 Sims Ave San Antonio, TX	3.0	2.0	1206	$1,300	$1.08	25d	1	0.48mi
3103 Neptune St San Antonio, TX	3.0	2.0	1008	$1,350	$1.34	45d	1	0.48mi
118 Carthage Ct San Antonio, TX	3.0	2.0	1368	$1,450	$1.06	19d	1	0.57mi
626 Kirk Pl San Antonio, TX	2.0	1.0	912	$1,100	$1.21	21d	1	0.60mi
150 Hearne San Antonio, TX	2.0	1.0	1044	$1,400	$1.34	25d	1	0.63mi
909 Sims Ave San Antonio, TX	4.0	2.0	1400	$1,750	$1.25	25d	1	0.66mi
450 Taft Blvd San Antonio, TX	3.0	1.0	883	$1,295	$1.47	45d	1	0.67mi
329 Taft Blvd San Antonio, TX	2.0	2.0	862	$2,200	$2.55	3d	1	0.81mi
616 Sims Ave San Antonio, TX	3.0	1.0	1148	$875	$0.76	45d	1	0.90mi
843 Brady Blvd San Antonio, TX	3.0	2.0	864	$1,650	$1.91	25d	1	1.03mi
542 Drake Ave San Antonio, TX	3.0	2.0	1368	$1,875	$1.37	45d	1	1.03mi
1222 Brighton Ave Unit B San Antonio, TX	3.0	1.0	725	$999	$1.38	19d	1	1.11mi
2003 S Zarzamora St San Antonio, TX	1.0–4.0	1.0–2.0	1028	$1,257	$1.22	25d	1	1.15mi
410 N Park Blvd San Antonio, TX	3.0	2.0	1326	$1,650	$1.24	45d	1	1.15mi
834 Division Ave San Antonio, TX	2.0	1.0	700	$1,050	$1.50	25d	1	1.16mi
834 Division Ave Unit 2 San Antonio, TX	2.0	1.0	936	$950	$1.01	5d	1	1.16mi
1938 S Zarzamora St Unit 710 San Antonio, TX	2.0	2.0	955	$1,102	$1.15	4d	1	1.19mi
815 Ripford St San Antonio, TX	2.0	1.0	728	$1,300	$1.79	5d	1	1.21mi
319 Noria St San Antonio, TX	3.0	1.0	1002	$1,100	$1.10	25d	1	1.27mi
242 Drake Ave Unit 242 San Antonio, TX	3.0	2.0	1472	$1,700	$1.15	45d	1	1.30mi
1135 Ceralvo St San Antonio, TX	3.0	2.0	1164	$1,450	$1.25	5d	1	1.37mi
1135 Ceralvo St San Antonio, TX	3.0	2.0	1164	$1,450	$1.25	23d	1	1.37mi
333 Frio City Rd Unit 1 San Antonio, TX	2.0	1.0	1350	$1,350	$1.00	12d	1	1.40mi
231 Ceralvo St Unit Na San Antonio, TX	3.0	2.0	1160	$1,695	$1.46	45d	1	1.47mi
575 Division Ave San Antonio, TX	3.0	1.5	1362	$1,950	$1.43	19d	1	1.50mi

Listing history 29 events

1. 2026-06-21
   days on market $140,000 Active 72 DOM
2. 2026-06-18
   days on market $140,000 Active 69 DOM
3. 2026-06-17
   days on market $140,000 Active 68 DOM
4. 2026-06-16
   days on market $140,000 Active 67 DOM
5. 2026-06-15
   days on market $140,000 Active 66 DOM
6. 2026-06-13
   days on market $140,000 Active 64 DOM
7. 2026-06-09
   days on market $140,000 Active 60 DOM
8. 2026-06-08
   days on market $140,000 Active 59 DOM
9. 2026-06-07
   days on market $140,000 Active 58 DOM
10. 2026-06-04
    days on market $140,000 Active 55 DOM
11. 2026-06-03
    days on market $140,000 Active 54 DOM
12. 2026-06-02
    days on market $140,000 Active 53 DOM
13. 2026-06-01
    days on market $140,000 Active 52 DOM
14. 2026-05-31
    days on market $140,000 Active 51 DOM
15. 2026-05-05
    price $140,000 563-char remark

    Show marketing remark (563 chars)

    Rare Find w OVERSIZED GARAGE - PRICED TO SELL "As Is" (no repairs shall be made) priced lower than BCAD. This Charming 3 bedroom, 1 bath gem/bungalow sits on a corner lot. The home was remodeled about 1 year ago adding custom cabinets with glass cabinet doors and granite counter tops to the kitchen. The home has a spacious covered back patio to enjoy the evening breeze and entertain. Current owners build a large 2 car garage/carport (3 sides enclosed). Great home for 1st time buyers or downsizing. The home is priced lower than appraisal district.

16. 2026-04-09
    listed $150,000 New 563-char remark

    Show marketing remark (563 chars)

    Rare Find w OVERSIZED GARAGE - PRICED TO SELL "As Is" (no repairs shall be made) priced lower than BCAD. This Charming 3 bedroom, 1 bath gem/bungalow sits on a corner lot. The home was remodeled about 1 year ago adding custom cabinets with glass cabinet doors and granite counter tops to the kitchen. The home has a spacious covered back patio to enjoy the evening breeze and entertain. Current owners build a large 2 car garage/carport (3 sides enclosed). Great home for 1st time buyers or downsizing. The home is priced lower than appraisal district.

17. 2025-05-14
    soldstatus Sold 568-char remark

    Show marketing remark (568 chars)

    Discover this beautifully remodeled 3-bedroom, 1-bathroom home, ideally located just minutes from Southton and the Pearl Brewery in San Antonio. Enjoy the modern touches throughout, including stunning granite countertops that add elegance to the kitchen. The spacious covered back patio is perfect for entertaining guests, offering plenty of room for relaxation and gatherings. This corner property also provides the potential to build a garage and explore many other possibilities. Don't miss out on this charming gem in a prime location-schedule your showing today!

18. 2025-05-14
    soldstatus

    Show marketing remark (568 chars)

    Discover this beautifully remodeled 3-bedroom, 1-bathroom home, ideally located just minutes from Southton and the Pearl Brewery in San Antonio. Enjoy the modern touches throughout, including stunning granite countertops that add elegance to the kitchen. The spacious covered back patio is perfect for entertaining guests, offering plenty of room for relaxation and gatherings. This corner property also provides the potential to build a garage and explore many other possibilities. Don't miss out on this charming gem in a prime location-schedule your showing today!

19. 2025-03-20
    price $170,000 568-char remark

    Show marketing remark (568 chars)

    Discover this beautifully remodeled 3-bedroom, 1-bathroom home, ideally located just minutes from Southton and the Pearl Brewery in San Antonio. Enjoy the modern touches throughout, including stunning granite countertops that add elegance to the kitchen. The spacious covered back patio is perfect for entertaining guests, offering plenty of room for relaxation and gatherings. This corner property also provides the potential to build a garage and explore many other possibilities. Don't miss out on this charming gem in a prime location-schedule your showing today!

20. 2025-02-13
    price $198,000 568-char remark

    Show marketing remark (568 chars)

    Discover this beautifully remodeled 3-bedroom, 1-bathroom home, ideally located just minutes from Southton and the Pearl Brewery in San Antonio. Enjoy the modern touches throughout, including stunning granite countertops that add elegance to the kitchen. The spacious covered back patio is perfect for entertaining guests, offering plenty of room for relaxation and gatherings. This corner property also provides the potential to build a garage and explore many other possibilities. Don't miss out on this charming gem in a prime location-schedule your showing today!

21. 2024-05-13
    soldstatus
22. 2024-05-10
    soldstatus
23. 2024-04-10
    soldstatus
24. 2024-01-07
    listed $215,000 New 568-char remark

    Show marketing remark (568 chars)

    Discover this beautifully remodeled 3-bedroom, 1-bathroom home, ideally located just minutes from Southton and the Pearl Brewery in San Antonio. Enjoy the modern touches throughout, including stunning granite countertops that add elegance to the kitchen. The spacious covered back patio is perfect for entertaining guests, offering plenty of room for relaxation and gatherings. This corner property also provides the potential to build a garage and explore many other possibilities. Don't miss out on this charming gem in a prime location-schedule your showing today!

25. 2003-11-03
    soldstatus
26. 2003-11-03
    soldstatus
27. 2003-10-31
    soldstatus
28. 2003-10-13
    soldstatus
29. 2003-06-25
    listed $49,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

• Current annual tax: $4,279 · $357/mo
• Projected year-2 tax: $4,279 · $357/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 22 d/yr by 30 yrs out
• 💨 Wind 7/10 Severe 78% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $17,237
• − Mortgage interest: −$7,842
• − Property taxes: −$4,279
• − Insurance: −$700
• − Repairs & maintenance: −$1,379
• − Management: −$1,379
• − Depreciation: −$4,073
• Taxable loss: −$2,415
• Est. tax savings @ 24.0%: +$580
• After-tax cash flow: $408/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: San Antonio ISD
• NCES district ID: 4838730
• Math proficiency: 12% ▼ -21.00%
• Reading proficiency: 22% ▼ -7.00%
• Median HH income: $30,952
• Composite: 13.57/100
• National rank: #9512
• State rank: #805 of 826 in TX

Livability — San Antonio

• Score: 80/100
• State rank: #31
• US rank: #1616

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment C Housing A+ Health & safety A+ User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: San Antonio, TX
• County: Bexar County · 1,990,555 people
• City population: 1,806,925
• Metro: San Antonio-New Braunfels, TX
• Population (ZIP): 13,104
• Household income: $46,955
• Rent vs Own: 35.2% rent · 64.8% own
• Severe rent burden: 381.0

Population outlook (Bexar County) Hauer SSP2

• Today (2025): 2,336,851 people
• By 2030: 2,560,728 · +9.6%
• By 2040: 3,020,569 · +29.3%
• By 2050: 3,493,522 · +49.5%
• By 2075: 4,668,459 · +99.8%
• By 2100: 5,533,242 · +136.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Hispanic (91%)
• Race & ethnicity: Hispanic / Latino 91% Two or more races 41% White 5% Black 4% Native American 3%
• Hispanic origin (detail): Mexican 85%
• Foreign-born: 13% · Canada
• Languages at home: 35% English-only · Spanish 65%

Political lean MEDSL · Bexar

• 2024 margin: Lean D (+9.8) · D 54.3% · R 44.6% · Other 1.1%
• 2008→2024 swing: +4.2pp toward D · 2008: 5.6pp · 2024: 9.8pp
• All cycles: 2024: D+9.8 2020: D+18.2 2016: D+13.5 2012: D+4.6 2008: D+5.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 3.81%
• Current HPI: 264.2018
• Rent YoY: —
• Metro: San Antonio-New Braunfels, TX
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Price history

+180.6% since first listed

15 events — show timeline

• 2026-05-05 Price Changed $140,000 LERA
• 2026-04-09 Listed $150,000 LERA
• 2025-05-14 Sold (MLS) — LERA
• 2025-05-14 Sold (Public Records) — Public Records
• 2025-03-20 Price Changed $170,000 LERA
• 2025-02-13 Price Changed $198,000 LERA
• 2024-05-13 Sold (Public Records) — Public Records
• 2024-05-10 Sold (Public Records) — Public Records
• 2024-04-10 Sold (Public Records) — Public Records
• 2024-01-07 Listed $215,000 LERA
• 2003-11-03 Sold (Public Records) — Public Records
• 2003-11-03 Sold (Public Records) — Public Records
• 2003-10-31 Sold (MLS) — LERA
• 2003-10-13 Sold (Public Records) — Public Records
• 2003-06-25 Listed $49,900 LERA

Property tax history

+8.9%/yr

Latest (2025): $4,279 · +80.8% YoY. Source: county tax records.