174 Coatbridge Dr · Blythewood, SC 29016

$349,900

5 bd · 3.0 ba · 2,556 sqft · SingleFamily public records · 38 Days on market

Built 2019 7,840 sqft lot $49/mo HOA · 1% of rent

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +20.3/30.0
• ARV discount +7.5/15.0
• DSCR +6.4/10.0
• 1% rule +4.9/10.0
• Schools +3.6/10.0
• Livability +3.5/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks

Spacious and thoughtfully designed 5-bedroom, 3-bath home in the heart of Blythewood featuring a versatile flex room perfect for a home office, playroom, or media space, plus an upstairs loft offering additional room to relax or entertain. This open-concept floor plan offers generous living areas, a modern kitchen with ample cabinetry and counter space, and a guest bedroom with full bath on the main level. Upstairs, enjoy a spacious primary suite with a private bath and walk-in closet, along with additional secondary bedrooms and flexible living space. Step outside to a beautifully fenced backyard ideal for entertaining, pets, or enjoying peaceful outdoor living. Conveniently located near s

Key facts

• Upstairs loft
• Private bath
• Walk-in closet

Tags

• FLEX ROOM
• UPSTAIRS LOFT
• FENCED BACKYARD
• MODERN KITCHEN
• PRIVATE BATH
• WALK-IN CLOSET

Property features AI

Finance

• HOA & community: Has homeowners association

Exterior

• Parking: Attached garage with 2 spaces
• Utilities: Public sewer; Public water
• Home design: Two-story home; Slab foundation
• Construction: Vinyl exterior; Slab foundation
• Exterior features: Vinyl exterior; Paved road access; Approximately 0.18 acre lot; Public water

Interior

• Bedrooms: Master bedroom on second floor; Bedrooms 2–4 on second floor; Bedroom 5 on main level
• Bathrooms: Three full bathrooms
• Interior features: One fireplace; Central heating; Central cooling

What this means for you Summary

Snapshot

• This is a 5-bed/3.0-bath single-family listed at $350k.

Deal economics

• At list price, monthly cash flow is $449 ($5k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $345k (1.4% below list).
• Recommended offer: $339k (3.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 70/100 on livability (#58 in SC) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: amenities F, commute F, health & safety F.
• Richland 02 (suburban): math 35% / reading 47% proficiency, ranked #29 of 80 in SC (top 36%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Round Top Elementary (math 59% / reading 65%, grade B, #73 of 597 statewide, top 12%, 673 students, 42% FRL); Blythewood High (math 72% / reading 92%, grade A, #19 of 196 statewide, top 10%, 2,094 students, 39% FRL) — zoned schools at 41% FRL track the district average.
• Zoned-school proficiency averages 72% at this address vs 41% district-wide (+31 pts) — the actual schools serving this property are materially stronger than the Richland 02 average implies; a family-tenant draw the district grade alone would hide.
• Market conditions: 650 active listings in the ZIP; 2 comparable units currently listed for rent nearby; solid renter incomes; 3,472 units permitted in Richland County in 2024 (1,096 in 5+ unit buildings).
• This rent runs 44% of the median local income ($95k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
• Richland County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 38 days — a 3% lower offer ($339k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 8y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: major wind risk, 61% chance of damaging wind over 30y; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $339,403 (3.0% below list)

Questions for the listing agent

1. It's been on market 38 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.99% ✗
• Cap rate: 7.83%
• Cash-on-cash: 5.50%
• DSCR: 1.24
• GRM: 8.5

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -7.8%
• Equity multiple: 0.71×
• Total profit: $-28,109
• Equity at exit: $52,171

10-year hold

• IRR: 1.8%
• Equity multiple: 1.12×
• Total profit: $12,240
• Equity at exit: $30,253

Cash invested: $97,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State South Carolina: 90 Strongly Landlord-Friendly · R+6
• County: — inherits STATE
• City: — inherits STATE

5-day notice; preempted; landlord-favorable.

Methodology + full state rankings →

ZIP-level market 29016

• Home prices YoY: -26.3%
• Active inventory: 650
• Price-to-rent: 8.5×

Monthly cashflow live

• Estimated rent: $3,450 medium
• Mortgage (P&I): −$1,835
• Tax from tax record: −$247 /mo · $2,960/yr
• Insurance: −$146
• HOA: −$49
• Vacancy / Maint / Mgmt: −$725
• Net cashflow: $449

Break-even live

Break-even rent $2,881

Max offer price $349,900

Occupancy floor 82%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $87,475
• Closing costs: $10,497
• Reserves months: —
• Total cash needed: —

Rent comps 2 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
357 Heritage Forest Dr Blythewood, SC	4.0	3.5	3698	$3,350	$0.91	3d	1	1.40mi
2 Knot Ct Blythewood, SC	4.0	2.5	2004	$2,250	$1.12	23d	1	1.44mi

HOA detail

• Monthly dues: $49 · $588/yr

Listing history 34 events

1. 2026-06-18
   days on market $349,900 Active 38 DOM
2. 2026-06-17
   days on market $349,900 Active 37 DOM
3. 2026-06-16
   days on market $349,900 Active 36 DOM
4. 2026-06-15
   days on market $349,900 Active 35 DOM
5. 2026-06-14
   days on market $349,900 Active 33 DOM
6. 2026-06-13
   days on market $349,900 Active 32 DOM
7. 2026-06-10
   days on market $349,900 Active 30 DOM
8. 2026-06-09
   days on market $349,900 Active 29 DOM
9. 2026-06-08
   days on market $349,900 Active 28 DOM
10. 2026-06-07
    days on market $349,900 Active 27 DOM
11. 2026-06-05
    days on market $349,900 Active 24 DOM
12. 2026-06-03
    days on market $349,900 Active 23 DOM
13. 2026-06-03
    days on market $349,900 Active 22 DOM
14. 2026-06-01
    days on market $349,900 Active 21 DOM
15. 2026-05-31
    days on market $349,900 Active 20 DOM
16. 2026-05-11
    listed $355,000 Active
17. 2022-07-06
    soldstatus $345,000
18. 2022-05-17
    historical
19. 2022-05-10
    listed $339,000 Active
20. 2019-06-26
    historical
21. 2019-05-01
    listed $247,535 Active
22. 2019-05-01
    historical
23. 2019-04-23
    price $247,535
24. 2019-04-03
    price $239,000
25. 2019-03-29
    price $233,800
26. 2019-03-23
    price $234,800
27. 2019-03-03
    price $234,900
28. 2019-01-21
    price $235,000
29. 2019-01-08
    historical
30. 2019-01-02
    listed $238,965 Active
31. 2018-11-08
    price $238,965
32. 2018-10-02
    price $236,965
33. 2018-08-21
    listed $235,465 Active
34. 2018-07-27
    soldstatus $328,300

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast SC · Resets to sale price

• Current annual tax: $2,960 · $247/mo
• Projected year-2 tax: $2,960 · $247/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 6/10 Major 7 d/yr ≥107°F today · 16 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 61% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $41,405
• − Mortgage interest: −$19,600
• − Property taxes: −$2,960
• − Insurance: −$1,750
• − Repairs & maintenance: −$3,312
• − Management: −$3,312
• − HOA: −$588
• − Depreciation: −$10,179
• Taxable loss: −$296
• Est. tax savings @ 24.0%: +$71
• After-tax cash flow: $5,464/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Richland 02
• NCES district ID: 4503390
• Math proficiency: 35% ▼ -15.00%
• Reading proficiency: 47% ▼ -5.00%
• Median HH income: $59,684
• Composite: 36.2/100
• National rank: #4730
• State rank: #29 of 80 in SC

Livability — Blythewood

• Score: 70/100
• State rank: #58
• US rank: #7406

Category grades

Amenities F Commute F Cost of living C Crime A+ Employment A+ Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Richland County · 389,530 people
• City population: 30,454
• Metro: Columbia, SC
• Population (ZIP): 30,454
• Household income: $95,082
• Rent vs Own: 16.9% rent · 83.1% own
• Severe rent burden: 559.0

Population outlook (Richland County) Hauer SSP2

• Today (2025): 459,667 people
• By 2030: 487,524 · +6.1%
• By 2040: 542,035 · +17.9%
• By 2050: 595,371 · +29.5%
• By 2075: 732,998 · +59.5%
• By 2100: 820,415 · +78.5%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.64)
• Race & ethnicity: Black 43% White 42% Two or more races 7% Hispanic / Latino 7% Asian 3%
• Hispanic origin (detail): Mexican 1% Puerto Rican 2%
• Common ancestry: Lithuanian 2% Romanian 2% Slovak 2%
• Foreign-born: 5% · Canada, China
• Languages at home: 90% English-only · Spanish 5% Other Indo-European 1% German/W. Germanic 1%

Political lean MEDSL · Richland

• 2024 margin: Solid D (+34.6) · D 66.4% · R 31.8% · Other 1.8%
• 2008→2024 swing: +5.7pp toward D · 2008: 28.9pp · 2024: 34.6pp
• All cycles: 2024: D+34.6 2020: D+38.3 2016: D+32.9 2012: D+33.3 2008: D+28.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -65.48%
• Current HPI: 183.5933
• Rent YoY: —
• Metro: Columbia, SC
• State GDP YoY: ▲ 4.51%
• F500 in state: 2

Industry mix (Fortune 500 HQ in SC)

Industry	F500 HQs	Revenue
▸Packaging	1	$7B

Price history

+8.1% since first listed

19 events — show timeline

• 2026-05-11 Listed $355,000 Consolidated MLS
• 2022-07-06 Sold (Public Records) $345,000 Public Records
• 2022-05-17 Delisted — Consolidated MLS
• 2022-05-10 Listed $339,000 Consolidated MLS
• 2019-06-26 Delisted — Consolidated MLS
• 2019-05-01 Listed $247,535 Consolidated MLS
• 2019-05-01 Delisted — Consolidated MLS
• 2019-04-23 Price Changed $247,535 Consolidated MLS
• 2019-04-03 Price Changed $239,000 Consolidated MLS
• 2019-03-29 Price Changed $233,800 Consolidated MLS
• 2019-03-23 Price Changed $234,800 Consolidated MLS
• 2019-03-03 Price Changed $234,900 Consolidated MLS
• 2019-01-21 Price Changed $235,000 Consolidated MLS
• 2019-01-08 Delisted — Consolidated MLS
• 2019-01-02 Listed $238,965 Consolidated MLS
• 2018-11-08 Price Changed $238,965 Consolidated MLS
• 2018-10-02 Price Changed $236,965 Consolidated MLS
• 2018-08-21 Listed $235,465 Consolidated MLS
• 2018-07-27 Sold (Public Records) $328,300 Public Records

Property tax history

+44.4%/yr

Latest (2025): $2,960 · -70.9% YoY. Source: county tax records.