85 Honeysuckle Dr SW · Cartersville, GA
Flood risk 8/10 · Major
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.99%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 6/10 · Moderate
- Hot days now (above 105°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 19.0%
Air-quality risk 5/10 · Moderate
- Unhealthy air days now
- 6 days/yr
- Unhealthy air days in 30 yrs
- 8 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +27.9/30.0
- DSCR +9.8/10.0
- 1% rule +7.6/10.0
- ARV discount +7.5/15.0
- Livability +3.7/5.0
- Schools +2.9/10.0
- Condition / age +2.5/5.0
- Rent growth +2.4/5.0
- Appreciation +0.0/10.0
$135,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Discover peaceful living in this 3-bedroom, 2-bathroom home on a spacious 0.55-acre lot. Enjoy a functional, open floor plan featuring an inviting family room with a cozy fireplace and a convenient split-bedroom layout. Entertain effortlessly on the expansive covered back deck or relax in the private screened-in patio overlooking wooded views. Includes a dedicated carport and ample parking. Perfectly balancing quiet privacy with close proximity to local amenities.
Key facts
- Open floor plan
- Ample parking
- Screened-in patio
Tags
Property features AI
Exterior
- Parking: Attached garage with 1 garage space
- Utilities: Public water; Septic tank sewer; Electric service available; Water service available
- Home design: Double wide mobile home; Single-story (one level); Resale property
- Construction: Wood siding exterior; Composition roof; Slab foundation; Built with standard residential construction materials
- Exterior features: Front porch; Other exterior features; Paved road access
Interior
- Kitchen: Solid surface counters; Dishwasher; Electric oven; Electric range; Refrigerator
- Bedrooms: Three main-level bedrooms; Primary suite on the main level
- Flooring: Other flooring
- Bathrooms: Two full bathrooms; Main-level bathrooms: 2; Primary bathroom with tub/shower combo
- Heating & cooling: Central heating (natural gas); Central air conditioning (gas)
- Interior features: One factory-built fireplace; No shared/common walls; Other interior features
- Laundry & utility: Laundry area (other features)
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $135k.
Deal economics
- At list price, monthly cash flow is $348 ($4k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $135k).
- Recommended offer: $133k (1.5% below list) — sets the bar for market timing.
- Cap rate 10.0% vs local median 3.7% in Cartersville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 74/100 on livability (#43 in GA, #4,800 nationally) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety A+, amenities A; Watch: commute F.
- Bartow County (rural): math 33% / reading 34% proficiency, ranked #70 of 174 in GA (top 40%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Mission Road Elementary School (math 45% / reading 32%, grade F, #463 of 1,228 statewide, top 38%, 440 students, 58% FRL).
- Market conditions: Rents soft (-0.2%/yr); 533 active listings in the ZIP; 13 comparable units currently listed for rent nearby; rentals leasing fast (median 9d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 1,618 units permitted in Bartow County in 2024 (265 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $933 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
Negotiation context
- It's been on market 18 days — a 2% lower offer ($133k) is reasonable based on typical stale-listing flexibility.
- 12 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $37k; list at $135k implies a 265% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: flood insurance adds $66/mo.
- Climate carrying-cost: severe flood risk; moderate wildfire risk; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.26% ✓
- Cap rate
- 9.97%
- Cash-on-cash
- 13.15%
- DSCR
- 1.58
- GRM
- 6.6
CMA / ARV
- ARV (median comp)
- $315,801
- List price
- $135,000
- Delta
- -57.25%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 11 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 26 Blackberry Rdg SW | 0.04mi | 3/2.0 | 1,300 (-5%) | 1mo | $325,000 | $250 | 89 |
| 38 Dewberry Ln SW | 0.16mi | 3/2.0 | 1,344 (-2%) | 15mo | $140,000 | $104 | 77 |
| 57 Oakbrook Dr SW | 0.25mi | 3/2.0 | 1,370 (+0%) | 23mo | $275,000 | $201 | 69 |
| 189 Marion Dr | 0.08mi | 3/2.0 | 1,501 (+10%) | 13mo | $324,900 | $216 | 69 |
| 146 Marion Dr | 0.20mi | 3/2.0 | 1,501 (+10%) | 12mo | $338,000 | $225 | 64 |
| 28 Weems Spur SW | 0.57mi | 3/2.0 | 1,432 (+5%) | 6mo | $344,000 | $240 | 61 |
| 423 Sugar Valley Rd SW | 0.35mi | 2/1.0 (-1) | 1,323 (-3%) | 14mo | $253,600 | $192 | 58 |
| 156 Marion Dr | 0.18mi | 3/2.0 | 1,501 (+10%) | 23mo | $335,170 | $223 | 56 |
| 159 Marion Dr | 0.15mi | 3/2.0 | 1,202 (-12%) | 22mo | $309,900 | $258 | 55 |
| 40 SW Weems Spur | 0.70mi | 3/2.0 | 1,350 (-1%) | 17mo | $262,500 | $194 | 51 |
| 96 Mercer Ln | 0.54mi | 3/2.0 | 1,450 (+6%) | 23mo | $335,000 | $231 | 45 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -3.4%
- Equity multiple
- 0.88×
- Total profit
- $-4,662
- Equity at exit
- $20,129
- IRR
- 2.3%
- Equity multiple
- 1.14×
- Total profit
- $5,413
- Equity at exit
- $11,672
Cash invested: $37,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 30120
- Home prices YoY
- -18.6%
- Rents YoY
- -0.2%
- Active inventory
- 533
- Price-to-rent
- 6.6×
Monthly cashflow live
- Estimated rent
- $1,705 high interval (Pro) →
- Mortgage (P&I)
- −$708
- Tax est. 1.5%
- −$169 /mo · $2,025/yr
- Insurance
- −$56
- Flood insurance flood zone
- −$66 /mo · $798/yr
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$358
- Net cashflow
- $348
Break-even live
Sensitivity live
| Price | -10% $441 | -5% $394 | +0% $348 | +5% $301 | +10% $254 |
|---|---|---|---|---|---|
| Rent | -10% $213 | -5% $280 | +0% $348 | +5% $415 | +10% $482 |
| Rate | -1.0pp $416 | -0.5pp $382 | base $348 | +0.5pp $313 | +1.0pp $277 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $33,750
- Closing costs
- $4,050
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 13 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 98 Mercer Ln Cartersville, GA | 3.0 | 2.5 | 1698 | $2,060 | $1.21 | 0d | 1 | 0.55mi |
| 12 Middleton Ct Cartersville, GA | 3.0 | 2.5 | 1630 | $1,781 | $1.09 | 0d | 1 | 0.73mi |
| 35 Middleton Ct Cartersville, GA | 4.0 | 2.0 | 1630 | $1,600 | $0.98 | 9d | 1 | 0.73mi |
| 12 Puritan St Cartersville, GA | 3.0 | 1.0 | 1200 | $1,450 | $1.21 | 45d | 1 | 0.95mi |
| 10 Fredda Ln Cartersville, GA | 2.0 | 1.0 | 950 | $1,150 | $1.21 | 23d | 1 | 0.95mi |
| 10 Fredda Ln Unit 10 Cartersville, GA | 2.0 | 1.0 | 950 | $1,150 | $1.21 | 25d | 1 | 0.95mi |
| 22 Wingfoot Trl Cartersville, GA | 2.0 | 1.0 | 1152 | $1,781 | $1.55 | 9d | 1 | 1.13mi |
| 42 Everett Cir Cartersville, GA | 3.0 | 2.5 | 1568 | $1,890 | $1.21 | 6d | 1 | 1.16mi |
| 16 Everett Cir Cartersville, GA | 3.0 | 2.5 | 1719 | $1,930 | $1.12 | 5d | 1 | 1.20mi |
| 201 Iron Belt Ct Cartersville, GA | 2.0 | 1.5 | 1008 | $1,250 | $1.24 | 0d | 1 | 1.30mi |
| 11-17 Jordan Rd SE Unit 15 Cartersville, GA | 2.0 | 2.5 | 1204 | $1,250 | $1.04 | 9d | 1 | 1.44mi |
| 15 Jordan Rd SE Cartersville, GA | 2.0 | 2.5 | 1239 | $1,295 | $1.05 | 23d | 1 | 1.44mi |
| 15 Jordan Rd SE Cartersville, GA | 2.0 | 2.5 | 1239 | $1,250 | $1.01 | 9d | 1 | 1.44mi |
Listing history 31 events
-
2026-06-21days on market $135,000 Active 18 DOM
-
2026-06-18days on market $135,000 Active 15 DOM
-
2026-06-17days on market $135,000 Active 14 DOM
-
2026-06-16days on market $135,000 Active 13 DOM
-
2026-06-15days on market $135,000 Active 12 DOM
-
2026-06-13statusdays on market $135,000 Active 10 DOM
-
2026-05-16status Under Contract 468-char remark
Show marketing remark (468 chars)
Discover peaceful living in this 3-bedroom, 2-bathroom home on a spacious 0.55-acre lot. Enjoy a functional, open floor plan featuring an inviting family room with a cozy fireplace and a convenient split-bedroom layout. Entertain effortlessly on the expansive covered back deck or relax in the private screened-in patio overlooking wooded views. Includes a dedicated carport and ample parking. Perfectly balancing quiet privacy with close proximity to local amenities.
-
2026-05-16status Pending 468-char remark
Show marketing remark (468 chars)
Discover peaceful living in this 3-bedroom, 2-bathroom home on a spacious 0.55-acre lot. Enjoy a functional, open floor plan featuring an inviting family room with a cozy fireplace and a convenient split-bedroom layout. Entertain effortlessly on the expansive covered back deck or relax in the private screened-in patio overlooking wooded views. Includes a dedicated carport and ample parking. Perfectly balancing quiet privacy with close proximity to local amenities.
-
2026-05-08$135,000 New 468-char remark
Show marketing remark (468 chars)
Discover peaceful living in this 3-bedroom, 2-bathroom home on a spacious 0.55-acre lot. Enjoy a functional, open floor plan featuring an inviting family room with a cozy fireplace and a convenient split-bedroom layout. Entertain effortlessly on the expansive covered back deck or relax in the private screened-in patio overlooking wooded views. Includes a dedicated carport and ample parking. Perfectly balancing quiet privacy with close proximity to local amenities.
-
2026-05-08$135,000 Active 468-char remark
Show marketing remark (468 chars)
Discover peaceful living in this 3-bedroom, 2-bathroom home on a spacious 0.55-acre lot. Enjoy a functional, open floor plan featuring an inviting family room with a cozy fireplace and a convenient split-bedroom layout. Entertain effortlessly on the expansive covered back deck or relax in the private screened-in patio overlooking wooded views. Includes a dedicated carport and ample parking. Perfectly balancing quiet privacy with close proximity to local amenities.
-
2026-04-30historical
-
2026-04-27status Back On Market
-
2026-04-17status Under Contract
-
2026-03-31$165,000 New
-
2026-02-20historical
-
2026-02-20historical
-
2025-12-06historical
-
2025-10-29historical
-
2025-10-27$175,000 New
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2025-10-27$175,000 Active
-
2025-10-17price $175,000
-
2025-10-17price $175,000
-
2025-10-12price $185,000
-
2025-10-12price $185,000
-
2025-10-03status Back On Market
-
2025-10-03status Active
-
2025-09-09status Under Contract
-
2025-09-09status Pending
-
2025-08-06$190,000 New
-
2025-08-06$190,000 Active
-
1992-09-01soldstatus $37,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 8/10 Severe FEMA zone X (unshaded) · 99% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 6/10 Major 7 d/yr ≥105°F today · 18 d/yr by 30 yrs out
- Wind 4/10 Moderate 19% chance of damaging wind over 30 yrs
- Air quality 5/10 Major 6 unhealthy d/yr today · 8 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $20,462
- − Mortgage interest
- −$7,562
- − Property taxes
- −$2,025
- − Insurance
- −$1,472
- − Repairs & maintenance
- −$1,637
- − Management
- −$1,637
- − Depreciation
- −$3,927
- Taxable income
- $2,201
- Est. tax owed @ 24.0%
- −$528
- After-tax cash flow
- $3,644/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Bartow County
- NCES district ID
- 1300330
- Math proficiency
- 33% ▼ -8.00%
- Reading proficiency
- 34% ▼ -7.00%
- Median HH income
- $50,596
- Composite
- 29.16/100
- National rank
- #6577
- State rank
- #70 of 174 in GA
Livability — Cartersville
- Score
- 74/100
- State rank
- #43
- US rank
- #4800
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Bartow County · 85,497 people
- City population
- 70,885
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- Population (ZIP)
- 44,896
- Household income
- $86,581
- Rent vs Own
- Severe rent burden
- 987.0
Population outlook (Bartow County) Hauer SSP2
- Today (2025)
- 107,887 people
- By 2030
- 109,594 · +1.6%
- By 2040
- 111,038 · +2.9%
- By 2050
- 109,046 · +1.1%
- By 2075
- 99,484 · -7.8%
- By 2100
- 83,431 · -22.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (70%)
- Race & ethnicity
- White 70% Black 13% Hispanic / Latino 12% Two or more races 8% Asian 1%
- Hispanic origin (detail)
- Mexican 9%
- Common ancestry
- Slovak 3% Italian 2% Serbian 1%
- Foreign-born
- 5% · Canada, Vietnam, Jamaica
- Languages at home
- 89% English-only · Spanish 9%
Political lean MEDSL · Bartow
- 2024 margin
- Solid R (+51.0) · D 24.2% · R 75.2%
- 2008→2024 swing
- -5.8pp toward R · 2008: -45.2pp · 2024: -51.0pp
- All cycles
- 2024: R+51.0 2020: R+50.7 2016: R+55.2 2012: R+51.7 2008: R+45.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -68.99%
- Current HPI
- 302.5848
- Rent YoY
- ▼ -0.23%
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
||
| Retail | 1 | $160B |
|
||
| Transportation / Logistics | 1 | $91B |
|
||
| Airlines | 1 | $62B |
|
||
| Consumer Goods | 1 | $47B |
|
||
| Utilities | 1 | $25B |
|
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Price history
+264.9% since first listed27 events — show timeline
- 2026-06-11 Relisted — FMLS
- 2026-06-11 Relisted — GAMLS
- 2026-05-16 Pending — GAMLS
- 2026-05-16 Pending — FMLS
- 2026-05-08 Listed $135,000 FMLS
- 2026-05-08 Listed $135,000 GAMLS
- 2026-04-30 Listing Removed — GAMLS
- 2026-04-27 Relisted — GAMLS
- 2026-04-17 Pending — GAMLS
- 2026-03-31 Listed $165,000 GAMLS
- 2026-02-20 Listing Removed — GAMLS
- 2026-02-20 Listing Removed — FMLS
- 2025-12-06 Listing Removed — GAMLS
- 2025-10-29 Listing Removed — FMLS
- 2025-10-27 Listed $175,000 GAMLS
- 2025-10-27 Listed $175,000 FMLS
- 2025-10-17 Price Changed $175,000 GAMLS
- 2025-10-17 Price Changed $175,000 FMLS
- 2025-10-12 Price Changed $185,000 GAMLS
- 2025-10-12 Price Changed $185,000 FMLS
- 2025-10-03 Relisted — GAMLS
- 2025-10-03 Relisted — FMLS
- 2025-09-09 Pending — GAMLS
- 2025-09-09 Pending — FMLS
- 2025-08-06 Listed $190,000 FMLS
- 2025-08-06 Listed $190,000 GAMLS
- 1992-09-01 Sold (Public Records) $37,000 Public Records
Property tax history
+10.9%/yrLatest (2025): $141 · -19.5% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…