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85 Honeysuckle Dr SW
C+ Composite 64.4
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +27.9/30.0
  • DSCR +9.8/10.0
  • 1% rule +7.6/10.0
  • ARV discount +7.5/15.0
  • Livability +3.7/5.0
  • Schools +2.9/10.0
  • Condition / age +2.5/5.0
  • Rent growth +2.4/5.0
  • Appreciation +0.0/10.0

$135,000

85 Honeysuckle Dr SW · Cartersville, GA 30120
3 bd · 2.0 ba · 1,368 sqft · SingleFamily public records · 18 Days on market
Built 1985 0.55 ac lot $99/sqft · 57% below area

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Discover peaceful living in this 3-bedroom, 2-bathroom home on a spacious 0.55-acre lot. Enjoy a functional, open floor plan featuring an inviting family room with a cozy fireplace and a convenient split-bedroom layout. Entertain effortlessly on the expansive covered back deck or relax in the private screened-in patio overlooking wooded views. Includes a dedicated carport and ample parking. Perfectly balancing quiet privacy with close proximity to local amenities.

Key facts

  • Open floor plan
  • Ample parking
  • Screened-in patio

Tags

OPEN FLOOR PLANCOVERED BACK DECKSCREENED-IN PATIOWOODED VIEWSDEDICATED CARPORTAMPLE PARKING

Property features AI

Exterior

  • Parking: Attached garage with 1 garage space
  • Utilities: Public water; Septic tank sewer; Electric service available; Water service available
  • Home design: Double wide mobile home; Single-story (one level); Resale property
  • Construction: Wood siding exterior; Composition roof; Slab foundation; Built with standard residential construction materials
  • Exterior features: Front porch; Other exterior features; Paved road access

Interior

  • Kitchen: Solid surface counters; Dishwasher; Electric oven; Electric range; Refrigerator
  • Bedrooms: Three main-level bedrooms; Primary suite on the main level
  • Flooring: Other flooring
  • Bathrooms: Two full bathrooms; Main-level bathrooms: 2; Primary bathroom with tub/shower combo
  • Heating & cooling: Central heating (natural gas); Central air conditioning (gas)
  • Interior features: One factory-built fireplace; No shared/common walls; Other interior features
  • Laundry & utility: Laundry area (other features)

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $135k.

Deal economics

  • At list price, monthly cash flow is $348 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $135k).
  • Recommended offer: $133k (1.5% below list) — sets the bar for market timing.
  • Cap rate 10.0% vs local median 3.7% in Cartersville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 74/100 on livability (#43 in GA, #4,800 nationally) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety A+, amenities A; Watch: commute F.
  • Bartow County (rural): math 33% / reading 34% proficiency, ranked #70 of 174 in GA (top 40%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Mission Road Elementary School (math 45% / reading 32%, grade F, #463 of 1,228 statewide, top 38%, 440 students, 58% FRL).
  • Market conditions: Rents soft (-0.2%/yr); 533 active listings in the ZIP; 13 comparable units currently listed for rent nearby; rentals leasing fast (median 9d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 1,618 units permitted in Bartow County in 2024 (265 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $933 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.

Negotiation context

  • It's been on market 18 days — a 2% lower offer ($133k) is reasonable based on typical stale-listing flexibility.
  • 12 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $37k; list at $135k implies a 265% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: flood insurance adds $66/mo.
  • Climate carrying-cost: severe flood risk; moderate wildfire risk; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $132,975 (1.5% below list)

Questions for the listing agent

  1. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.26%
Cap rate
9.97%
Cash-on-cash
13.15%
DSCR
1.58
GRM
6.6

CMA / ARV

ARV (median comp)
$315,801
List price
$135,000
Delta
-57.25%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 11 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
26 Blackberry Rdg SW 0.04mi 3/2.0 1,300 (-5%) 1mo $325,000 $250 89
38 Dewberry Ln SW 0.16mi 3/2.0 1,344 (-2%) 15mo $140,000 $104 77
57 Oakbrook Dr SW 0.25mi 3/2.0 1,370 (+0%) 23mo $275,000 $201 69
189 Marion Dr 0.08mi 3/2.0 1,501 (+10%) 13mo $324,900 $216 69
146 Marion Dr 0.20mi 3/2.0 1,501 (+10%) 12mo $338,000 $225 64
28 Weems Spur SW 0.57mi 3/2.0 1,432 (+5%) 6mo $344,000 $240 61
423 Sugar Valley Rd SW 0.35mi 2/1.0 (-1) 1,323 (-3%) 14mo $253,600 $192 58
156 Marion Dr 0.18mi 3/2.0 1,501 (+10%) 23mo $335,170 $223 56
159 Marion Dr 0.15mi 3/2.0 1,202 (-12%) 22mo $309,900 $258 55
40 SW Weems Spur 0.70mi 3/2.0 1,350 (-1%) 17mo $262,500 $194 51
96 Mercer Ln 0.54mi 3/2.0 1,450 (+6%) 23mo $335,000 $231 45

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-3.4%
Equity multiple
0.88×
Total profit
$-4,662
Equity at exit
$20,129
10-year hold
IRR
2.3%
Equity multiple
1.14×
Total profit
$5,413
Equity at exit
$11,672

Cash invested: $37,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30120

Home prices YoY
-18.6%
Rents YoY
-0.2%
Active inventory
533
Price-to-rent
6.6×

Monthly cashflow live

Estimated rent
$1,705 high interval (Pro) →
Mortgage (P&I)
$708
Tax est. 1.5%
$169 /mo · $2,025/yr
Insurance
$56
Flood insurance flood zone
−$66 /mo · $798/yr
HOA
$0
Vacancy / Maint / Mgmt
$358
Net cashflow
$348

Break-even live

Break-even rent $1,265
Max offer price $135,000
Occupancy floor 75%

Sensitivity live

Price -10% $441 -5% $394 +0% $348 +5% $301 +10% $254
Rent -10% $213 -5% $280 +0% $348 +5% $415 +10% $482
Rate -1.0pp $416 -0.5pp $382 base $348 +0.5pp $313 +1.0pp $277

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$33,750
Closing costs
$4,050
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 13 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
98 Mercer Ln Cartersville, GA 3.0 2.5 1698 $2,060 $1.21 0d 1 0.55mi
12 Middleton Ct Cartersville, GA 3.0 2.5 1630 $1,781 $1.09 0d 1 0.73mi
35 Middleton Ct Cartersville, GA 4.0 2.0 1630 $1,600 $0.98 9d 1 0.73mi
12 Puritan St Cartersville, GA 3.0 1.0 1200 $1,450 $1.21 45d 1 0.95mi
10 Fredda Ln Cartersville, GA 2.0 1.0 950 $1,150 $1.21 23d 1 0.95mi
10 Fredda Ln Unit 10 Cartersville, GA 2.0 1.0 950 $1,150 $1.21 25d 1 0.95mi
22 Wingfoot Trl Cartersville, GA 2.0 1.0 1152 $1,781 $1.55 9d 1 1.13mi
42 Everett Cir Cartersville, GA 3.0 2.5 1568 $1,890 $1.21 6d 1 1.16mi
16 Everett Cir Cartersville, GA 3.0 2.5 1719 $1,930 $1.12 5d 1 1.20mi
201 Iron Belt Ct Cartersville, GA 2.0 1.5 1008 $1,250 $1.24 0d 1 1.30mi
11-17 Jordan Rd SE Unit 15 Cartersville, GA 2.0 2.5 1204 $1,250 $1.04 9d 1 1.44mi
15 Jordan Rd SE Cartersville, GA 2.0 2.5 1239 $1,295 $1.05 23d 1 1.44mi
15 Jordan Rd SE Cartersville, GA 2.0 2.5 1239 $1,250 $1.01 9d 1 1.44mi

Listing history 31 events

  1. 2026-06-21
    days on market $135,000 Active 18 DOM
  2. 2026-06-18
    days on market $135,000 Active 15 DOM
  3. 2026-06-17
    days on market $135,000 Active 14 DOM
  4. 2026-06-16
    days on market $135,000 Active 13 DOM
  5. 2026-06-15
    days on market $135,000 Active 12 DOM
  6. 2026-06-13
    statusdays on market $135,000 Active 10 DOM
  7. 2026-05-16
    status Under Contract 468-char remark
    Show marketing remark (468 chars)

    Discover peaceful living in this 3-bedroom, 2-bathroom home on a spacious 0.55-acre lot. Enjoy a functional, open floor plan featuring an inviting family room with a cozy fireplace and a convenient split-bedroom layout. Entertain effortlessly on the expansive covered back deck or relax in the private screened-in patio overlooking wooded views. Includes a dedicated carport and ample parking. Perfectly balancing quiet privacy with close proximity to local amenities.

  8. 2026-05-16
    status Pending 468-char remark
    Show marketing remark (468 chars)

    Discover peaceful living in this 3-bedroom, 2-bathroom home on a spacious 0.55-acre lot. Enjoy a functional, open floor plan featuring an inviting family room with a cozy fireplace and a convenient split-bedroom layout. Entertain effortlessly on the expansive covered back deck or relax in the private screened-in patio overlooking wooded views. Includes a dedicated carport and ample parking. Perfectly balancing quiet privacy with close proximity to local amenities.

  9. 2026-05-08
    listed $135,000 New 468-char remark
    Show marketing remark (468 chars)

    Discover peaceful living in this 3-bedroom, 2-bathroom home on a spacious 0.55-acre lot. Enjoy a functional, open floor plan featuring an inviting family room with a cozy fireplace and a convenient split-bedroom layout. Entertain effortlessly on the expansive covered back deck or relax in the private screened-in patio overlooking wooded views. Includes a dedicated carport and ample parking. Perfectly balancing quiet privacy with close proximity to local amenities.

  10. 2026-05-08
    listed $135,000 Active 468-char remark
    Show marketing remark (468 chars)

    Discover peaceful living in this 3-bedroom, 2-bathroom home on a spacious 0.55-acre lot. Enjoy a functional, open floor plan featuring an inviting family room with a cozy fireplace and a convenient split-bedroom layout. Entertain effortlessly on the expansive covered back deck or relax in the private screened-in patio overlooking wooded views. Includes a dedicated carport and ample parking. Perfectly balancing quiet privacy with close proximity to local amenities.

  11. 2026-04-30
    historical
  12. 2026-04-27
    status Back On Market
  13. 2026-04-17
    status Under Contract
  14. 2026-03-31
    listed $165,000 New
  15. 2026-02-20
    historical
  16. 2026-02-20
    historical
  17. 2025-12-06
    historical
  18. 2025-10-29
    historical
  19. 2025-10-27
    listed $175,000 New
  20. 2025-10-27
    listed $175,000 Active
  21. 2025-10-17
    price $175,000
  22. 2025-10-17
    price $175,000
  23. 2025-10-12
    price $185,000
  24. 2025-10-12
    price $185,000
  25. 2025-10-03
    status Back On Market
  26. 2025-10-03
    status Active
  27. 2025-09-09
    status Under Contract
  28. 2025-09-09
    status Pending
  29. 2025-08-06
    listed $190,000 New
  30. 2025-08-06
    listed $190,000 Active
  31. 1992-09-01
    soldstatus $37,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 8/10 Severe FEMA zone X (unshaded) · 99% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 6/10 Major 7 d/yr ≥105°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 19% chance of damaging wind over 30 yrs
  • 🫁 Air quality 5/10 Major 6 unhealthy d/yr today · 8 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$20,462
− Mortgage interest
−$7,562
− Property taxes
−$2,025
− Insurance
−$1,472
− Repairs & maintenance
−$1,637
− Management
−$1,637
− Depreciation
−$3,927
Taxable income
$2,201
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$528
After-tax cash flow
$3,644/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Bartow County
NCES district ID
1300330
Math proficiency
33% ▼ -8.00%
Reading proficiency
34% ▼ -7.00%
Median HH income
$50,596
Composite
29.16/100
National rank
#6577
State rank
#70 of 174 in GA

Livability — Cartersville

Score
74/100
State rank
#43
US rank
#4800

Category grades

Amenities A Commute F Cost of living A Crime C+ Employment C Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Bartow County · 85,497 people
City population
70,885
Metro
Atlanta-Sandy Springs-Alpharetta, GA
Population (ZIP)
44,896
Household income
$86,581
Rent vs Own
27.2% rent · 72.8% own
Severe rent burden
987.0

Population outlook (Bartow County) Hauer SSP2

Today (2025)
107,887 people
By 2030
109,594 · +1.6%
By 2040
111,038 · +2.9%
By 2050
109,046 · +1.1%
By 2075
99,484 · -7.8%
By 2100
83,431 · -22.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (70%)
Race & ethnicity
White 70% Black 13% Hispanic / Latino 12% Two or more races 8% Asian 1%
Hispanic origin (detail)
Mexican 9%
Common ancestry
Slovak 3% Italian 2% Serbian 1%
Foreign-born
5% · Canada, Vietnam, Jamaica
Languages at home
89% English-only · Spanish 9%

Political lean MEDSL · Bartow

2024 margin
Solid R (+51.0) · D 24.2% · R 75.2%
2008→2024 swing
-5.8pp toward R · 2008: -45.2pp · 2024: -51.0pp
All cycles
2024: R+51.0 2020: R+50.7 2016: R+55.2 2012: R+51.7 2008: R+45.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -68.99%
Current HPI
302.5848
Rent YoY
▼ -0.23%
Metro
Atlanta-Sandy Springs-Alpharetta, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+264.9% since first listed
27 events — show timeline
  • 2026-06-11 Relisted FMLS
  • 2026-06-11 Relisted GAMLS
  • 2026-05-16 Pending GAMLS
  • 2026-05-16 Pending FMLS
  • 2026-05-08 Listed $135,000 FMLS
  • 2026-05-08 Listed $135,000 GAMLS
  • 2026-04-30 Listing Removed GAMLS
  • 2026-04-27 Relisted GAMLS
  • 2026-04-17 Pending GAMLS
  • 2026-03-31 Listed $165,000 GAMLS
  • 2026-02-20 Listing Removed GAMLS
  • 2026-02-20 Listing Removed FMLS
  • 2025-12-06 Listing Removed GAMLS
  • 2025-10-29 Listing Removed FMLS
  • 2025-10-27 Listed $175,000 GAMLS
  • 2025-10-27 Listed $175,000 FMLS
  • 2025-10-17 Price Changed $175,000 GAMLS
  • 2025-10-17 Price Changed $175,000 FMLS
  • 2025-10-12 Price Changed $185,000 GAMLS
  • 2025-10-12 Price Changed $185,000 FMLS
  • 2025-10-03 Relisted GAMLS
  • 2025-10-03 Relisted FMLS
  • 2025-09-09 Pending GAMLS
  • 2025-09-09 Pending FMLS
  • 2025-08-06 Listed $190,000 FMLS
  • 2025-08-06 Listed $190,000 GAMLS
  • 1992-09-01 Sold (Public Records) $37,000 Public Records

Property tax history

+10.9%/yr

Latest (2025): $141 · -19.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…