411 N Chester St · Baltimore, MD 21231

$150,000

2 bd · 1.0 ba · 1,080 sqft · Townhouse public records · 124 Days on market

Built 1910 $139/sqft · 14% below area Est $175k · 14% under ↓ 29% since listing

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +26.1/30.0
• ARV discount +14.0/15.0
• DSCR +8.8/10.0
• 1% rule +7.3/10.0
• Livability +3.8/5.0
• Rent growth +3.1/5.0
• Condition / age +2.5/5.0
• Schools +1.0/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Affordable Living Just Steps from Patterson Park 411 N Chester Street is a move-in ready home in one of Baltimore's best neighborhoods, right near Patterson Park. You get the park life, walkable streets, and great value, without giving up easy access to everything the city has to offer. Inside, the space feels open and inviting. The main level has a nice-sized living and dining area that works whether you're relaxing solo or having people over. The kitchen has granite counters and stainless appliances, so it's actually a place you'll want to spend time in. Upstairs are two good-sized bedrooms that feel like actual retreats. There's an updated full bathroom and, here's the best part, laundry on the second floor right by the bedrooms. If you've done city living before, you know how much of a difference that makes. The backyard is fully fenced and surprisingly spacious for this price range. It's great for grilling, hanging out with friends, or just having your coffee outside in the morning. It doesn't feel tacked on, it feels like part of the home. The location is really what makes this place. Patterson Park is right there, so you've got trails, green space, events, and those classic Baltimore views whenever you want them. Grabbing coffee at Bmore Licks, picking up groceries at Di Pasquale's, or meeting friends at Snake Hill or Ministry of Brewing? All super close. Fells Point and The Shops at Canton Crossing are just a few minutes away when you want waterfront dining or nightlife. Getting around is easy too. I-95 and I-83 are close by, so you can get downtown, to other neighborhoods, or out of the city without hassle. Johns Hopkins Hospital is nearby, which is a bonus if you work there, want to rent the place out to traveling nurses, or just want to be centrally located. Whether you're buying your first place or looking for a solid investment property, this one hits the mark. It's comfortable, walkable, has outdoor space, and sits in a neighborhood that actually feels like a neighborhood.

Key facts

• Built 1910
• Listed 124 days

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath townhouse listed at $150k.

Deal economics

• At list price, monthly cash flow is $376 ($5k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $150k).
• Recommended offer: $132k (12.0% below list) — sets the bar for market timing.
• Cap rate 9.3% vs local median 6.0% in Baltimore — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 76/100 on livability (#90 in MD, #3,396 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, housing A+; Watch: schools D, crime F.
• Baltimore City Public Schools (urban): math 7% / reading 16% proficiency, ranked #24 of 24 in MD (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising (+2.3%/yr); 131 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 45% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 1,273 units permitted in Baltimore city in 2024 (1,104 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Baltimore County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

• It's been on market 124 days — a 12% lower offer ($132k) is reasonable based on typical stale-listing flexibility.
• 8 sale attempts since 3y ago; this cycle's ask has dropped $10k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: built in 1910 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $132,000 (12.0% below list)

Questions for the listing agent

1. It's been on market 124 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1910 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.23% ✓
• Cap rate: 9.30%
• Cash-on-cash: 10.74%
• DSCR: 1.48
• GRM: 6.8

CMA / ARV

• ARV (median comp): $175,245
• List price: $150,000
• Delta: -14.41%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
410 N Patterson Park Ave	0.12mi	3/1.0 (+1)	1,180 (+9%)	0mo	$180,000	$153	74
629 N Kenwood Ave	0.55mi	2/1.5	1,100 (+2%)	1mo	$76,500	$70	69
14 S Curley St	0.70mi	2/1.0	1,092 (+1%)	1mo	$269,000	$246	65
2703 Jefferson St	0.47mi	3/1.0 (+1)	1,170 (+8%)	2mo	$102,500	$88	58
20 N Decker Ave	0.74mi	3/1.0 (+1)	1,040 (-4%)	2mo	$149,000	$143	53
2712 Ashland Ave	0.58mi	3/1.5 (+1)	1,164 (+8%)	1mo	$175,000	$150	52
325 S Castle St	0.60mi	2/1.5	1,196 (+11%)	0mo	$275,000	$230	52
134 N Curley St	0.64mi	2/2.0	1,170 (+8%)	1mo	$270,000	$231	52
735 N Lakewood Ave	0.51mi	3/1.5 (+1)	970 (-10%)	2mo	$80,000	$82	51
322 S Duncan St	0.60mi	2/1.5	924 (-14%)	0mo	$280,000	$303	46
530 N Curley St	0.63mi	3/1.0 (+1)	960 (-11%)	2mo	$85,000	$89	46
416 S Madeira St	0.68mi	2/2.0	1,204 (+12%)	2mo	$246,000	$204	44

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.26% rent growth · sell at horizon

5-year hold

• IRR: -1.1%
• Equity multiple: 0.96×
• Total profit: $-1,676
• Equity at exit: $22,365

10-year hold

• IRR: 7.8%
• Equity multiple: 1.57×
• Total profit: $24,074
• Equity at exit: $12,969

Cash invested: $42,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (CITY): 12 Strongly Tenant-Friendly
• State Maryland: 27 Tenant-Leaning · D+14
• County: — inherits STATE
• City Baltimore: 12 Strongly Tenant-Friendly · D+58

Just-cause for tenancies > 1 yr.

Methodology + full state rankings →

ZIP-level market 21231

• Rents YoY: 2.3%
• Active inventory: 131
• Price-to-rent: 6.8×

Monthly cashflow live

• Estimated rent: $1,850 high
• Mortgage (P&I): −$787
• Tax from tax record: −$236 /mo · $2,835/yr
• Insurance: −$62
• HOA: −$0
• Vacancy / Maint / Mgmt: −$388
• Net cashflow: $376

Break-even live

Break-even rent $1,374

Max offer price $150,000

Occupancy floor 75%

Sensitivity live

Price	-10% $461	-5% $418	+0% $376	+5% $333	+10% $291
Rent	-10% $230	-5% $303	+0% $376	+5% $449	+10% $522
Rate	-1.0pp $451	-0.5pp $414	base $376	+0.5pp $337	+1.0pp $297

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $37,500
• Closing costs: $4,500
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
406 N Collington Ave Baltimore, MD	2.0	2.5	1216	$1,875	$1.54	44d	1	0.02mi
2208 Orleans St Baltimore, MD	3.0	1.0	1310	$1,775	$1.35	44d	1	0.06mi
2308 Jefferson St Baltimore, MD	3.0	1.0	907	$1,450	$1.60	44d	1	0.15mi
420 N Montford Ave Baltimore, MD	3.0	1.0	1350	$1,450	$1.07	44d	1	0.17mi
108 N Madeira St Baltimore, MD	2.0	2.0	1098	$1,900	$1.73	44d	1	0.19mi
2317 E Fayette St Baltimore, MD	3.0	1.5	1315	$2,000	$1.52	13d	1	0.19mi
437 N Montford Ave Baltimore, MD	3.0	1.5	1100	$1,450	$1.32	44d	1	0.20mi
2212 E Monument St Unit 2 Baltimore, MD	2.0	1.0	1200	$1,550	$1.29	18d	1	0.20mi
2242 E Fairmount Ave Baltimore, MD	3.0	2.0	1345	$2,850	$2.12	44d	1	0.22mi
712 N Duncan St Baltimore, MD	2.0	1.5	1000	$2,000	$2.00	44d	1	0.22mi
32 N Chester St Unit 30-B Baltimore, MD	1.0	1.0	1300	$1,850	$1.42	18d	1	0.23mi
618 N Montford Ave Baltimore, MD	3.0	1.0	1050	$1,468	$1.40	15d	1	0.23mi
618 N Montford Ave Baltimore, MD	3.0	1.0	1050	$1,468	$1.40	44d	1	0.23mi
2410 E Fayette St Baltimore, MD	3.0	1.0	1224	$1,800	$1.47	44d	1	0.23mi
2015 E Fairmount Ave Baltimore, MD	3.0	3.5	1402	$2,500	$1.78	44d	1	0.25mi
402 N Milton Ave Unit 402B Baltimore, MD	2.0	1.0	950	$1,290	$1.36	44d	1	0.25mi
425 N Milton Ave Baltimore, MD	3.0	1.0	1200	$1,525	$1.27	15d	1	0.27mi
16 N Bradford St Baltimore, MD	2.0	3.5	930	$2,400	$2.58	5d	1	0.28mi
821 N Collington Ave Baltimore, MD	3.0	2.0	1150	$1,950	$1.70	44d	1	0.29mi
107 N Port St Baltimore, MD	2.0	2.0	870	$1,995	$2.29	24d	1	0.29mi
230 N Rose St Baltimore, MD	2.0	1.5	1200	$1,545	$1.29	44d	1	0.30mi
224 N Rose St Baltimore, MD	2.0	2.5	1120	$1,875	$1.67	18d	1	0.30mi
233 N Rose St Baltimore, MD	2.0	2.5	934	$1,750	$1.87	18d	1	0.31mi
720 N Port St Baltimore, MD	2.0	1.0	950	$1,300	$1.37	44d	1	0.31mi
227 N Rose St Baltimore, MD	2.0	4.0	1420	$1,600	$1.13	24d	1	0.31mi
517 N Rose St Baltimore, MD	3.0	1.0	845	$1,400	$1.66	5d	1	0.32mi
104 N Rose St Baltimore, MD	3.0	2.0	936	$2,500	$2.67	44d	1	0.35mi
1923 Ashland Ave Baltimore, MD	2.0	2.0	862	$1,770	$2.05	20d	2	0.35mi
1923 Ashland Ave Unit 401 Baltimore, MD	2.0	2.0	850	$1,795	$2.11	21d	1	0.35mi
225 N Luzerne Ave Baltimore, MD	3.0	1.0	1198	$1,350	$1.13	20d	1	0.36mi
502 N Glover St Baltimore, MD	2.0	1.5	827	$1,250	$1.51	21d	1	0.37mi
218 N Glover St Baltimore, MD	2.0	2.0	1360	$1,750	$1.29	44d	1	0.37mi
2608 McElderry St Baltimore, MD	3.0	1.0	1144	$1,550	$1.35	24d	1	0.38mi
415 N Glover St Baltimore, MD	2.0	2.5	1092	$1,600	$1.47	24d	1	0.38mi
2608 E Fayette St Unit 1 Baltimore, MD	2.0	1.0	900	$1,700	$1.89	15d	1	0.38mi
16 S Wolfe St Unit B Baltimore, MD	2.0	2.0	1014	$1,800	$1.78	18d	1	0.40mi
127 N Glover St Baltimore, MD	2.0	1.5	1110	$2,100	$1.89	3d	1	0.41mi
1901 E Lombard St Baltimore, MD	1.0	1.0	702	$1,750	$2.49	44d	1	0.43mi
9 N Luzerne Ave Baltimore, MD	3.0	2.5	1380	$2,450	$1.78	5d	1	0.43mi
627 N Lakewood Ave Baltimore, MD	3.0	2.5	1175	$1,900	$1.62	22d	1	0.45mi

Listing history 38 events

1. 2026-06-18
   days on market $150,000 Active 124 DOM
2. 2026-06-17
   days on market $150,000 Active 123 DOM
3. 2026-06-16
   days on market $150,000 Active 122 DOM
4. 2026-06-15
   days on market $150,000 Active 121 DOM
5. 2026-06-13
   days on market $150,000 Active 119 DOM
6. 2026-06-09
   days on market $150,000 Active 115 DOM
7. 2026-06-08
   days on market $150,000 Active 114 DOM
8. 2026-06-07
   pricedays on market $150,000 Active 113 DOM
9. 2026-06-04
   days on market $149,900 Active 110 DOM
10. 2026-06-03
    days on market $149,900 Active 109 DOM
11. 2026-06-02
    days on market $149,900 Active 108 DOM
12. 2026-06-01
    days on market $149,900 Active 107 DOM
13. 2026-05-31
    days on market $149,900 Active 106 DOM
14. 2026-05-15
    price $149,900 2021-char remark

    Show marketing remark (2021 chars)

    Affordable Living Just Steps from Patterson Park 411 N Chester Street is a move-in ready home in one of Baltimore's best neighborhoods, right near Patterson Park. You get the park life, walkable streets, and great value, without giving up easy access to everything the city has to offer. Inside, the space feels open and inviting. The main level has a nice-sized living and dining area that works whether you're relaxing solo or having people over. The kitchen has granite counters and stainless appliances, so it's actually a place you'll want to spend time in. Upstairs are two good-sized bedrooms that feel like actual retreats. There's an updated full bathroom and, here's the best part, laundry on the second floor right by the bedrooms. If you've done city living before, you know how much of a difference that makes. The backyard is fully fenced and surprisingly spacious for this price range. It's great for grilling, hanging out with friends, or just having your coffee outside in the morning. It doesn't feel tacked on, it feels like part of the home. The location is really what makes this place. Patterson Park is right there, so you've got trails, green space, events, and those classic Baltimore views whenever you want them. Grabbing coffee at Bmore Licks, picking up groceries at Di Pasquale's, or meeting friends at Snake Hill or Ministry of Brewing? All super close. Fells Point and The Shops at Canton Crossing are just a few minutes away when you want waterfront dining or nightlife. Getting around is easy too. I-95 and I-83 are close by, so you can get downtown, to other neighborhoods, or out of the city without hassle. Johns Hopkins Hospital is nearby, which is a bonus if you work there, want to rent the place out to traveling nurses, or just want to be centrally located. Whether you're buying your first place or looking for a solid investment property, this one hits the mark. It's comfortable, walkable, has outdoor space, and sits in a neighborhood that actually feels like a neighborhood.

15. 2026-05-10
    status Active 2021-char remark

    Show marketing remark (2021 chars)

    Affordable Living Just Steps from Patterson Park 411 N Chester Street is a move-in ready home in one of Baltimore's best neighborhoods, right near Patterson Park. You get the park life, walkable streets, and great value, without giving up easy access to everything the city has to offer. Inside, the space feels open and inviting. The main level has a nice-sized living and dining area that works whether you're relaxing solo or having people over. The kitchen has granite counters and stainless appliances, so it's actually a place you'll want to spend time in. Upstairs are two good-sized bedrooms that feel like actual retreats. There's an updated full bathroom and, here's the best part, laundry on the second floor right by the bedrooms. If you've done city living before, you know how much of a difference that makes. The backyard is fully fenced and surprisingly spacious for this price range. It's great for grilling, hanging out with friends, or just having your coffee outside in the morning. It doesn't feel tacked on, it feels like part of the home. The location is really what makes this place. Patterson Park is right there, so you've got trails, green space, events, and those classic Baltimore views whenever you want them. Grabbing coffee at Bmore Licks, picking up groceries at Di Pasquale's, or meeting friends at Snake Hill or Ministry of Brewing? All super close. Fells Point and The Shops at Canton Crossing are just a few minutes away when you want waterfront dining or nightlife. Getting around is easy too. I-95 and I-83 are close by, so you can get downtown, to other neighborhoods, or out of the city without hassle. Johns Hopkins Hospital is nearby, which is a bonus if you work there, want to rent the place out to traveling nurses, or just want to be centrally located. Whether you're buying your first place or looking for a solid investment property, this one hits the mark. It's comfortable, walkable, has outdoor space, and sits in a neighborhood that actually feels like a neighborhood.

16. 2026-05-04
    historical 2021-char remark

    Show marketing remark (2021 chars)

    Affordable Living Just Steps from Patterson Park 411 N Chester Street is a move-in ready home in one of Baltimore's best neighborhoods, right near Patterson Park. You get the park life, walkable streets, and great value, without giving up easy access to everything the city has to offer. Inside, the space feels open and inviting. The main level has a nice-sized living and dining area that works whether you're relaxing solo or having people over. The kitchen has granite counters and stainless appliances, so it's actually a place you'll want to spend time in. Upstairs are two good-sized bedrooms that feel like actual retreats. There's an updated full bathroom and, here's the best part, laundry on the second floor right by the bedrooms. If you've done city living before, you know how much of a difference that makes. The backyard is fully fenced and surprisingly spacious for this price range. It's great for grilling, hanging out with friends, or just having your coffee outside in the morning. It doesn't feel tacked on, it feels like part of the home. The location is really what makes this place. Patterson Park is right there, so you've got trails, green space, events, and those classic Baltimore views whenever you want them. Grabbing coffee at Bmore Licks, picking up groceries at Di Pasquale's, or meeting friends at Snake Hill or Ministry of Brewing? All super close. Fells Point and The Shops at Canton Crossing are just a few minutes away when you want waterfront dining or nightlife. Getting around is easy too. I-95 and I-83 are close by, so you can get downtown, to other neighborhoods, or out of the city without hassle. Johns Hopkins Hospital is nearby, which is a bonus if you work there, want to rent the place out to traveling nurses, or just want to be centrally located. Whether you're buying your first place or looking for a solid investment property, this one hits the mark. It's comfortable, walkable, has outdoor space, and sits in a neighborhood that actually feels like a neighborhood.

17. 2026-04-07
    price $150,000 2021-char remark

    Show marketing remark (2021 chars)

    Affordable Living Just Steps from Patterson Park 411 N Chester Street is a move-in ready home in one of Baltimore's best neighborhoods, right near Patterson Park. You get the park life, walkable streets, and great value, without giving up easy access to everything the city has to offer. Inside, the space feels open and inviting. The main level has a nice-sized living and dining area that works whether you're relaxing solo or having people over. The kitchen has granite counters and stainless appliances, so it's actually a place you'll want to spend time in. Upstairs are two good-sized bedrooms that feel like actual retreats. There's an updated full bathroom and, here's the best part, laundry on the second floor right by the bedrooms. If you've done city living before, you know how much of a difference that makes. The backyard is fully fenced and surprisingly spacious for this price range. It's great for grilling, hanging out with friends, or just having your coffee outside in the morning. It doesn't feel tacked on, it feels like part of the home. The location is really what makes this place. Patterson Park is right there, so you've got trails, green space, events, and those classic Baltimore views whenever you want them. Grabbing coffee at Bmore Licks, picking up groceries at Di Pasquale's, or meeting friends at Snake Hill or Ministry of Brewing? All super close. Fells Point and The Shops at Canton Crossing are just a few minutes away when you want waterfront dining or nightlife. Getting around is easy too. I-95 and I-83 are close by, so you can get downtown, to other neighborhoods, or out of the city without hassle. Johns Hopkins Hospital is nearby, which is a bonus if you work there, want to rent the place out to traveling nurses, or just want to be centrally located. Whether you're buying your first place or looking for a solid investment property, this one hits the mark. It's comfortable, walkable, has outdoor space, and sits in a neighborhood that actually feels like a neighborhood.

18. 2026-02-09
    listed $160,000 Active 2021-char remark

    Show marketing remark (2021 chars)

    Affordable Living Just Steps from Patterson Park 411 N Chester Street is a move-in ready home in one of Baltimore's best neighborhoods, right near Patterson Park. You get the park life, walkable streets, and great value, without giving up easy access to everything the city has to offer. Inside, the space feels open and inviting. The main level has a nice-sized living and dining area that works whether you're relaxing solo or having people over. The kitchen has granite counters and stainless appliances, so it's actually a place you'll want to spend time in. Upstairs are two good-sized bedrooms that feel like actual retreats. There's an updated full bathroom and, here's the best part, laundry on the second floor right by the bedrooms. If you've done city living before, you know how much of a difference that makes. The backyard is fully fenced and surprisingly spacious for this price range. It's great for grilling, hanging out with friends, or just having your coffee outside in the morning. It doesn't feel tacked on, it feels like part of the home. The location is really what makes this place. Patterson Park is right there, so you've got trails, green space, events, and those classic Baltimore views whenever you want them. Grabbing coffee at Bmore Licks, picking up groceries at Di Pasquale's, or meeting friends at Snake Hill or Ministry of Brewing? All super close. Fells Point and The Shops at Canton Crossing are just a few minutes away when you want waterfront dining or nightlife. Getting around is easy too. I-95 and I-83 are close by, so you can get downtown, to other neighborhoods, or out of the city without hassle. Johns Hopkins Hospital is nearby, which is a bonus if you work there, want to rent the place out to traveling nurses, or just want to be centrally located. Whether you're buying your first place or looking for a solid investment property, this one hits the mark. It's comfortable, walkable, has outdoor space, and sits in a neighborhood that actually feels like a neighborhood.

19. 2026-02-07
    historical $160,000 2021-char remark

    Show marketing remark (2021 chars)

    Affordable Living Just Steps from Patterson Park 411 N Chester Street is a move-in ready home in one of Baltimore's best neighborhoods, right near Patterson Park. You get the park life, walkable streets, and great value, without giving up easy access to everything the city has to offer. Inside, the space feels open and inviting. The main level has a nice-sized living and dining area that works whether you're relaxing solo or having people over. The kitchen has granite counters and stainless appliances, so it's actually a place you'll want to spend time in. Upstairs are two good-sized bedrooms that feel like actual retreats. There's an updated full bathroom and, here's the best part, laundry on the second floor right by the bedrooms. If you've done city living before, you know how much of a difference that makes. The backyard is fully fenced and surprisingly spacious for this price range. It's great for grilling, hanging out with friends, or just having your coffee outside in the morning. It doesn't feel tacked on, it feels like part of the home. The location is really what makes this place. Patterson Park is right there, so you've got trails, green space, events, and those classic Baltimore views whenever you want them. Grabbing coffee at Bmore Licks, picking up groceries at Di Pasquale's, or meeting friends at Snake Hill or Ministry of Brewing? All super close. Fells Point and The Shops at Canton Crossing are just a few minutes away when you want waterfront dining or nightlife. Getting around is easy too. I-95 and I-83 are close by, so you can get downtown, to other neighborhoods, or out of the city without hassle. Johns Hopkins Hospital is nearby, which is a bonus if you work there, want to rent the place out to traveling nurses, or just want to be centrally located. Whether you're buying your first place or looking for a solid investment property, this one hits the mark. It's comfortable, walkable, has outdoor space, and sits in a neighborhood that actually feels like a neighborhood.

20. 2026-01-23
    historical
21. 2025-11-04
    price $155,000
22. 2025-09-09
    historical
23. 2025-09-09
    listed $160,000 Active
24. 2025-07-02
    listed $165,000 Active
25. 2025-06-30
    historical
26. 2024-08-28
    historical $1,500
27. 2024-08-15
    historical $1,500
28. 2024-08-09
    listed $1,500
29. 2024-08-07
    price $1,500
30. 2024-07-26
    listed $1,600
31. 2024-07-26
    historical $1,600
32. 2024-06-21
    listed $1,600
33. 2024-01-09
    soldstatus $155,000
34. 2023-12-06
    soldstatus $155,000 Closed
35. 2023-11-08
    historical Active Under Contract
36. 2023-10-31
    listed $159,900 Active
37. 2010-05-07
    soldstatus $1,190,234
38. 1987-04-09
    soldstatus $210,439

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MD · Partial reset (capped growth)

• Current annual tax: $2,835 · $236/mo
• Projected year-2 tax: $2,835 · $236/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 8/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 6 unhealthy d/yr today · 7 by 30 yrs out

Taxation est. · year 1

• Rental income: $22,196
• − Mortgage interest: −$8,402
• − Property taxes: −$2,835
• − Insurance: −$750
• − Repairs & maintenance: −$1,776
• − Management: −$1,776
• − Depreciation: −$4,364
• Taxable income: $2,294
• Est. tax owed @ 24.0%: −$550
• After-tax cash flow: $3,960/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Baltimore City Public Schools
• NCES district ID: 2400090
• Math proficiency: 7% ▼ -9.00%
• Reading proficiency: 16% ▼ -5.00%
• Median HH income: $42,108
• Composite: 10.08/100
• National rank: #9805
• State rank: #24 of 24 in MD

Livability — Baltimore

• Score: 76/100
• State rank: #90
• US rank: #3396

Category grades

Amenities A+ Commute A+ Cost of living A- Crime F Employment C Housing A+ Health & safety A+ User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Baltimore, MD
• County: Baltimore City · 558,601 people
• City population: 588,727
• Metro: Baltimore-Columbia-Towson, MD
• Population (ZIP): 14,969
• Household income: $85,254
• Rent vs Own: 65.8% rent · 34.2% own
• Severe rent burden: 1147.0

Population outlook (Baltimore County) Hauer SSP2

• Today (2025): 624,249 people
• By 2030: 621,541 · -0.4%
• By 2040: 609,756 · -2.3%
• By 2050: 597,249 · -4.3%
• By 2075: 552,236 · -11.5%
• By 2100: 513,934 · -17.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.62)
• Race & ethnicity: White 53% Black 29% Hispanic / Latino 9% Two or more races 7% Asian 4%
• Hispanic origin (detail): Mexican 3% Puerto Rican 1%
• Common ancestry: Romanian 6% Slovak 2% Lithuanian 2%
• Foreign-born: 10% · Canada, China, South Korea
• Languages at home: 85% English-only · Spanish 6% Other Indo-European 2% Russian/Polish/Slavic 1%

Political lean MEDSL · Baltimore

• 2024 margin: Solid D (+73.0) · D 85.2% · R 12.2% · Other 2.6%
• 2008→2024 swing: -2.5pp toward R · 2008: 75.5pp · 2024: 73.0pp
• All cycles: 2024: D+73.0 2020: D+76.6 2016: D+74.6 2012: D+76.4 2008: D+75.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -545.26%
• Current HPI: 351.3778
• Rent YoY: ▲ 2.26%
• Metro: Baltimore-Columbia-Towson, MD
• State GDP YoY: ▲ 2.97%
• F500 in state: 12

Industry mix (Fortune 500 HQ in MD)

Industry	F500 HQs	Revenue
▸Aerospace / Defense	1	$71B
▸Utilities	1	$25B
▸Hotels	1	$24B
▸Consumer Goods	1	$7B
▸Real Estate	1	$6B
▸Chemicals	1	$2B

Price history

-28.8% since first listed

25 events — show timeline

• 2026-05-15 Price Changed $149,900 BRIGHT MLS
• 2026-05-10 Relisted — BRIGHT MLS
• 2026-05-04 Listing Removed — BRIGHT MLS
• 2026-04-07 Price Changed $150,000 BRIGHT MLS
• 2026-02-09 Listed $160,000 BRIGHT MLS
• 2026-02-07 Coming Soon $160,000 BRIGHT MLS
• 2026-01-23 Listing Removed — BRIGHT MLS
• 2025-11-04 Price Changed $155,000 BRIGHT MLS
• 2025-09-09 Listed $160,000 BRIGHT MLS
• 2025-09-09 Listing Removed — BRIGHT MLS
• 2025-07-02 Listed $165,000 BRIGHT MLS
• 2025-06-30 Coming Soon — BRIGHT MLS
• 2024-08-28 Rental Removed $1,500 BRIGHTMLS
• 2024-08-15 Rental Removed $1,500 RENT.
• 2024-08-09 Listed for Rent $1,500 RENT.
• 2024-08-07 Price Changed $1,500 BRIGHTMLS
• 2024-07-26 Listed for Rent $1,600 BRIGHTMLS
• 2024-07-26 Rental Removed $1,600 APPFOLIO
• 2024-06-21 Listed for Rent $1,600 APPFOLIO
• 2024-01-09 Sold (Public Records) $155,000 Public Records
• 2023-12-06 Sold (MLS) $155,000 BRIGHT MLS
• 2023-11-08 Contingent — BRIGHT MLS
• 2023-10-31 Listed $159,900 BRIGHT MLS
• 2010-05-07 Sold (Public Records) $1,190,234 Public Records
• 1987-04-09 Sold (Public Records) $210,439 Public Records

Property tax history

+1.8%/yr

Latest (2025): $2,835 · +14.2% YoY. Source: county tax records.