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21670 Virginia St
C+ Composite 60.21
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +16.9/30.0
  • ARV discount +15.0/15.0
  • 1% rule +7.1/10.0
  • DSCR +5.3/10.0
  • Appreciation +5.0/10.0
  • Livability +3.6/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +2.4/10.0

$289,900

21670 Virginia St · Southfield, MI 48076 2359
5 bd · 2.5 ba · 3,187 sqft · SingleFamily public records · 75 Days on market
Built 1964 9,147 sqft lot Est $373k · 22% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Charming 5-Bedroom, 2 Full & 2 Half Bath Colonial with Exceptional Potential! This expansive Colonial home offers over 2,500 square feet of living space, providing a perfect foundation to bring your vision to life. The bright, open floor plan is flooded with natural light, creating an inviting atmosphere throughout. The spacious kitchen is fully equipped with all appliances and seamlessly flows into the cozy family room, which features a charming fireplace - ideal for both relaxing evenings and entertaining guests. A doorwall leads to a private backyard, perfect for outdoor gatherings, with peaceful views of Southfield Christian Private School. On the main floor, you'll appreciate the convenience of a first-floor laundry room, as well as a separate office and a bedroom, offering flexibility for work, guests, or multi-generational living. Upstairs, you'll find four generously sized bedrooms, providing ample space for family, guests, or even a dedicated home office. The finished basement adds even more value to this home, offering additional living space and a convenient half bath, ideal for hosting or enjoying quiet leisure time. While the property does require some TLC, it presents an incredible opportunity for customization and personalization. Whether you're a homeowner eager to build equity or an investor searching for a promising project, this home is brimming with potential. Bring your vision and creativity to transform this space into the home of your dreams!

Key facts

  • Open floor plan
  • Private backyard
  • Spacious kitchen

Tags

OPEN FLOOR PLANSPACIOUS KITCHENCOZY FAMILY ROOMCHARMING FIREPLACEPRIVATE BACKYARDFIRST FLOOR LAUNDRY ROOM

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 5-bed/2.5-bath single-family listed at $290k.

Deal economics

  • At list price, monthly cash flow is $192 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $290k).
  • Recommended offer: $273k (6.0% below list) — sets the bar for market timing.
  • Cap rate 7.1% vs local median 4.4% in Southfield — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 72/100 on livability (#248 in MI) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: schools D, health & safety D, crime F.
  • Southfield Public School District (urban): math 17% / reading 37% proficiency, ranked #392 of 540 in MI (top 73%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: 1 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 2,614 units permitted in Oakland County in 2024 (721 in 5+ unit buildings).

Forward outlook

  • In year one you build about $11k of equity ($2k loan paydown + $9k appreciation (3.0% local appreciation)).
  • Oakland County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (3.0% appreciation + 3.0% rent growth), your $81k cash investment doubles in ~6 years — after that, you're playing with house money.
  • By year 4, paydown + projected appreciation supports a ~$36k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 75 days — a 6% lower offer ($273k) is reasonable based on typical stale-listing flexibility.
  • 16 sale attempts since 13y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: property tax is 3.8% of price.
Recommended offer $272,506 (6.0% below list)

Questions for the listing agent

  1. It's been on market 75 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Built in 1964 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.21%
Cap rate
7.09%
Cash-on-cash
2.84%
DSCR
1.13
GRM
6.9

CMA / ARV

ARV (on-the-fly)
$372,879
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
21670 Virginia St 0.00mi 5/3.0 2,992 (-6%) 0mo $294,900 $99 88
28240 Lahser Rd 0.17mi 4/2.5 (-1) 3,040 (-5%) 8mo $295,000 $97 72
21140 Winchester St 0.41mi 4/3.0 (-1) 3,178 (-0%) 8mo $359,400 $113 66
28730 Carmel Court Ct 0.20mi 4/2.0 (-1) 3,022 (-5%) 13mo $365,000 $121 64
28355 Tavistock Trl 0.56mi 4/3.0 (-1) 3,200 (+0%) 8mo $421,000 $132 59
28205 Tavistock Trl 0.39mi 4/2.5 (-1) 3,543 (+11%) 1mo $415,000 $117 57
27805 Arlington Dr S 0.69mi 4/2.5 (-1) 3,339 (+5%) 4mo $355,000 $106 51
22430 Chatsford Circuit St 0.50mi 4/2.5 (-1) 3,580 (+12%) 1mo $400,000 $112 50
28380 Ranchwood Dr 0.58mi 4/2.5 (-1) 3,038 (-5%) 12mo $407,000 $134 50
22665 Kenwyck Dr 0.74mi 4/3.5 (-1) 3,344 (+5%) 8mo $450,000 $135 41
27925 Arlington Dr 0.66mi 4/3.0 (-1) 3,612 (+13%) 8mo $355,000 $98 34
22515 Kenwyck Dr 0.71mi 4/2.5 (-1) 2,773 (-13%) 9mo $385,000 $139 32

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
10.2%
Equity multiple
1.59×
Total profit
$47,538
Equity at exit
$130,352
10-year hold
IRR
12.6%
Equity multiple
2.88×
Total profit
$152,708
Equity at exit
$200,887

Cash invested: $81,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Michigan
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
7-day pay-or-quit; mixed climate; Detroit/AA have some protections.

ZIP-level market 48076 2359

Active inventory
1
Price-to-rent
6.9×

Monthly cashflow live

Estimated rent
$3,495 medium interval (Pro) →
Mortgage (P&I)
$1,520
Tax from tax record
$928 /mo · $11,138/yr
Insurance
$121
HOA
$0
Vacancy / Maint / Mgmt
$734
Net cashflow
$192

Break-even live

Break-even rent $3,252
Max offer price $289,900
Occupancy floor 90%

Sensitivity live

Price -10% $356 -5% $274 +0% $192 +5% $110 +10% $28
Rent -10% $-84 -5% $54 +0% $192 +5% $330 +10% $468
Rate -1.0pp $338 -0.5pp $266 base $192 +0.5pp $117 +1.0pp $40

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$72,475
Closing costs
$8,697
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
27345 Harvard Rd Southfield, MI 4.0 2.5 2500 $3,495 $1.40 13d 1 0.77mi

Listing history 50 events

  1. 2026-06-17
    remarks 695-char remark
  2. 2026-06-17
    listing id $289,900 Pending 75 DOM
  3. 2026-03-17
    status Pending 1495-char remark
    Show marketing remark (1495 chars)

    Charming 5-Bedroom, 2 Full & 2 Half Bath Colonial with Exceptional Potential! This expansive Colonial home offers over 2,500 square feet of living space, providing a perfect foundation to bring your vision to life. The bright, open floor plan is flooded with natural light, creating an inviting atmosphere throughout. The spacious kitchen is fully equipped with all appliances and seamlessly flows into the cozy family room, which features a charming fireplace - ideal for both relaxing evenings and entertaining guests. A doorwall leads to a private backyard, perfect for outdoor gatherings, with peaceful views of Southfield Christian Private School. On the main floor, you'll appreciate the convenience of a first-floor laundry room, as well as a separate office and a bedroom, offering flexibility for work, guests, or multi-generational living. Upstairs, you'll find four generously sized bedrooms, providing ample space for family, guests, or even a dedicated home office. The finished basement adds even more value to this home, offering additional living space and a convenient half bath, ideal for hosting or enjoying quiet leisure time. While the property does require some TLC, it presents an incredible opportunity for customization and personalization. Whether you're a homeowner eager to build equity or an investor searching for a promising project, this home is brimming with potential. Bring your vision and creativity to transform this space into the home of your dreams!

  4. 2026-03-17
    status Pending
    Show marketing remark (1495 chars)

    Charming 5-Bedroom, 2 Full & 2 Half Bath Colonial with Exceptional Potential! This expansive Colonial home offers over 2,500 square feet of living space, providing a perfect foundation to bring your vision to life. The bright, open floor plan is flooded with natural light, creating an inviting atmosphere throughout. The spacious kitchen is fully equipped with all appliances and seamlessly flows into the cozy family room, which features a charming fireplace - ideal for both relaxing evenings and entertaining guests. A doorwall leads to a private backyard, perfect for outdoor gatherings, with peaceful views of Southfield Christian Private School. On the main floor, you'll appreciate the convenience of a first-floor laundry room, as well as a separate office and a bedroom, offering flexibility for work, guests, or multi-generational living. Upstairs, you'll find four generously sized bedrooms, providing ample space for family, guests, or even a dedicated home office. The finished basement adds even more value to this home, offering additional living space and a convenient half bath, ideal for hosting or enjoying quiet leisure time. While the property does require some TLC, it presents an incredible opportunity for customization and personalization. Whether you're a homeowner eager to build equity or an investor searching for a promising project, this home is brimming with potential. Bring your vision and creativity to transform this space into the home of your dreams!

  5. 2026-02-06
    status Active 1495-char remark
    Show marketing remark (1495 chars)

    Charming 5-Bedroom, 2 Full & 2 Half Bath Colonial with Exceptional Potential! This expansive Colonial home offers over 2,500 square feet of living space, providing a perfect foundation to bring your vision to life. The bright, open floor plan is flooded with natural light, creating an inviting atmosphere throughout. The spacious kitchen is fully equipped with all appliances and seamlessly flows into the cozy family room, which features a charming fireplace - ideal for both relaxing evenings and entertaining guests. A doorwall leads to a private backyard, perfect for outdoor gatherings, with peaceful views of Southfield Christian Private School. On the main floor, you'll appreciate the convenience of a first-floor laundry room, as well as a separate office and a bedroom, offering flexibility for work, guests, or multi-generational living. Upstairs, you'll find four generously sized bedrooms, providing ample space for family, guests, or even a dedicated home office. The finished basement adds even more value to this home, offering additional living space and a convenient half bath, ideal for hosting or enjoying quiet leisure time. While the property does require some TLC, it presents an incredible opportunity for customization and personalization. Whether you're a homeowner eager to build equity or an investor searching for a promising project, this home is brimming with potential. Bring your vision and creativity to transform this space into the home of your dreams!

  6. 2026-02-06
    status Active
    Show marketing remark (1495 chars)

    Charming 5-Bedroom, 2 Full & 2 Half Bath Colonial with Exceptional Potential! This expansive Colonial home offers over 2,500 square feet of living space, providing a perfect foundation to bring your vision to life. The bright, open floor plan is flooded with natural light, creating an inviting atmosphere throughout. The spacious kitchen is fully equipped with all appliances and seamlessly flows into the cozy family room, which features a charming fireplace - ideal for both relaxing evenings and entertaining guests. A doorwall leads to a private backyard, perfect for outdoor gatherings, with peaceful views of Southfield Christian Private School. On the main floor, you'll appreciate the convenience of a first-floor laundry room, as well as a separate office and a bedroom, offering flexibility for work, guests, or multi-generational living. Upstairs, you'll find four generously sized bedrooms, providing ample space for family, guests, or even a dedicated home office. The finished basement adds even more value to this home, offering additional living space and a convenient half bath, ideal for hosting or enjoying quiet leisure time. While the property does require some TLC, it presents an incredible opportunity for customization and personalization. Whether you're a homeowner eager to build equity or an investor searching for a promising project, this home is brimming with potential. Bring your vision and creativity to transform this space into the home of your dreams!

  7. 2026-01-22
    status Pending 1495-char remark
    Show marketing remark (1495 chars)

    Charming 5-Bedroom, 2 Full & 2 Half Bath Colonial with Exceptional Potential! This expansive Colonial home offers over 2,500 square feet of living space, providing a perfect foundation to bring your vision to life. The bright, open floor plan is flooded with natural light, creating an inviting atmosphere throughout. The spacious kitchen is fully equipped with all appliances and seamlessly flows into the cozy family room, which features a charming fireplace - ideal for both relaxing evenings and entertaining guests. A doorwall leads to a private backyard, perfect for outdoor gatherings, with peaceful views of Southfield Christian Private School. On the main floor, you'll appreciate the convenience of a first-floor laundry room, as well as a separate office and a bedroom, offering flexibility for work, guests, or multi-generational living. Upstairs, you'll find four generously sized bedrooms, providing ample space for family, guests, or even a dedicated home office. The finished basement adds even more value to this home, offering additional living space and a convenient half bath, ideal for hosting or enjoying quiet leisure time. While the property does require some TLC, it presents an incredible opportunity for customization and personalization. Whether you're a homeowner eager to build equity or an investor searching for a promising project, this home is brimming with potential. Bring your vision and creativity to transform this space into the home of your dreams!

  8. 2026-01-22
    status Pending
    Show marketing remark (1495 chars)

    Charming 5-Bedroom, 2 Full & 2 Half Bath Colonial with Exceptional Potential! This expansive Colonial home offers over 2,500 square feet of living space, providing a perfect foundation to bring your vision to life. The bright, open floor plan is flooded with natural light, creating an inviting atmosphere throughout. The spacious kitchen is fully equipped with all appliances and seamlessly flows into the cozy family room, which features a charming fireplace - ideal for both relaxing evenings and entertaining guests. A doorwall leads to a private backyard, perfect for outdoor gatherings, with peaceful views of Southfield Christian Private School. On the main floor, you'll appreciate the convenience of a first-floor laundry room, as well as a separate office and a bedroom, offering flexibility for work, guests, or multi-generational living. Upstairs, you'll find four generously sized bedrooms, providing ample space for family, guests, or even a dedicated home office. The finished basement adds even more value to this home, offering additional living space and a convenient half bath, ideal for hosting or enjoying quiet leisure time. While the property does require some TLC, it presents an incredible opportunity for customization and personalization. Whether you're a homeowner eager to build equity or an investor searching for a promising project, this home is brimming with potential. Bring your vision and creativity to transform this space into the home of your dreams!

  9. 2025-12-17
    listed $289,900 Active 1495-char remark
    Show marketing remark (1495 chars)

    Charming 5-Bedroom, 2 Full & 2 Half Bath Colonial with Exceptional Potential! This expansive Colonial home offers over 2,500 square feet of living space, providing a perfect foundation to bring your vision to life. The bright, open floor plan is flooded with natural light, creating an inviting atmosphere throughout. The spacious kitchen is fully equipped with all appliances and seamlessly flows into the cozy family room, which features a charming fireplace - ideal for both relaxing evenings and entertaining guests. A doorwall leads to a private backyard, perfect for outdoor gatherings, with peaceful views of Southfield Christian Private School. On the main floor, you'll appreciate the convenience of a first-floor laundry room, as well as a separate office and a bedroom, offering flexibility for work, guests, or multi-generational living. Upstairs, you'll find four generously sized bedrooms, providing ample space for family, guests, or even a dedicated home office. The finished basement adds even more value to this home, offering additional living space and a convenient half bath, ideal for hosting or enjoying quiet leisure time. While the property does require some TLC, it presents an incredible opportunity for customization and personalization. Whether you're a homeowner eager to build equity or an investor searching for a promising project, this home is brimming with potential. Bring your vision and creativity to transform this space into the home of your dreams!

  10. 2025-12-17
    listed $289,900 Active
    Show marketing remark (1495 chars)

    Charming 5-Bedroom, 2 Full & 2 Half Bath Colonial with Exceptional Potential! This expansive Colonial home offers over 2,500 square feet of living space, providing a perfect foundation to bring your vision to life. The bright, open floor plan is flooded with natural light, creating an inviting atmosphere throughout. The spacious kitchen is fully equipped with all appliances and seamlessly flows into the cozy family room, which features a charming fireplace - ideal for both relaxing evenings and entertaining guests. A doorwall leads to a private backyard, perfect for outdoor gatherings, with peaceful views of Southfield Christian Private School. On the main floor, you'll appreciate the convenience of a first-floor laundry room, as well as a separate office and a bedroom, offering flexibility for work, guests, or multi-generational living. Upstairs, you'll find four generously sized bedrooms, providing ample space for family, guests, or even a dedicated home office. The finished basement adds even more value to this home, offering additional living space and a convenient half bath, ideal for hosting or enjoying quiet leisure time. While the property does require some TLC, it presents an incredible opportunity for customization and personalization. Whether you're a homeowner eager to build equity or an investor searching for a promising project, this home is brimming with potential. Bring your vision and creativity to transform this space into the home of your dreams!

  11. 2022-10-06
    soldstatus $290,000
  12. 2022-09-02
    soldstatus $290,000 Sold 563-char remark
    Show marketing remark (563 chars)

    Welcome to 21670 Virginia St in sought after Mount Vernon Place Subdivision! This sizable colonial boasts 4 bedrooms, an office, 2 full baths as well as two half baths. The primary suite holds a full bath as well as walk in closet. Partially finished basement with half bath and new sump pump. You’re backed up to Southfield Christian Private school. With the family friendly neighborhood and close access to freeways, you can’t beat the location! Seller needs 15 days of occupancy. Please follow all Covid 19 safety guidelines when visiting the home.

  13. 2022-09-02
    soldstatus $290,000 Closed
    Show marketing remark (563 chars)

    Welcome to 21670 Virginia St in sought after Mount Vernon Place Subdivision! This sizable colonial boasts 4 bedrooms, an office, 2 full baths as well as two half baths. The primary suite holds a full bath as well as walk in closet. Partially finished basement with half bath and new sump pump. You’re backed up to Southfield Christian Private school. With the family friendly neighborhood and close access to freeways, you can’t beat the location! Seller needs 15 days of occupancy. Please follow all Covid 19 safety guidelines when visiting the home.

  14. 2022-08-04
    status Pending
    Show marketing remark (563 chars)

    Welcome to 21670 Virginia St in sought after Mount Vernon Place Subdivision! This sizable colonial boasts 4 bedrooms, an office, 2 full baths as well as two half baths. The primary suite holds a full bath as well as walk in closet. Partially finished basement with half bath and new sump pump. You’re backed up to Southfield Christian Private school. With the family friendly neighborhood and close access to freeways, you can’t beat the location! Seller needs 15 days of occupancy. Please follow all Covid 19 safety guidelines when visiting the home.

  15. 2022-08-04
    status Pending 563-char remark
    Show marketing remark (563 chars)

    Welcome to 21670 Virginia St in sought after Mount Vernon Place Subdivision! This sizable colonial boasts 4 bedrooms, an office, 2 full baths as well as two half baths. The primary suite holds a full bath as well as walk in closet. Partially finished basement with half bath and new sump pump. You’re backed up to Southfield Christian Private school. With the family friendly neighborhood and close access to freeways, you can’t beat the location! Seller needs 15 days of occupancy. Please follow all Covid 19 safety guidelines when visiting the home.

  16. 2022-08-03
    historical Accepting Backup Offers
    Show marketing remark (563 chars)

    Welcome to 21670 Virginia St in sought after Mount Vernon Place Subdivision! This sizable colonial boasts 4 bedrooms, an office, 2 full baths as well as two half baths. The primary suite holds a full bath as well as walk in closet. Partially finished basement with half bath and new sump pump. You’re backed up to Southfield Christian Private school. With the family friendly neighborhood and close access to freeways, you can’t beat the location! Seller needs 15 days of occupancy. Please follow all Covid 19 safety guidelines when visiting the home.

  17. 2022-08-03
    historical Accepting Backup Offers 563-char remark
    Show marketing remark (563 chars)

    Welcome to 21670 Virginia St in sought after Mount Vernon Place Subdivision! This sizable colonial boasts 4 bedrooms, an office, 2 full baths as well as two half baths. The primary suite holds a full bath as well as walk in closet. Partially finished basement with half bath and new sump pump. You’re backed up to Southfield Christian Private school. With the family friendly neighborhood and close access to freeways, you can’t beat the location! Seller needs 15 days of occupancy. Please follow all Covid 19 safety guidelines when visiting the home.

  18. 2022-07-18
    status Active
    Show marketing remark (563 chars)

    Welcome to 21670 Virginia St in sought after Mount Vernon Place Subdivision! This sizable colonial boasts 4 bedrooms, an office, 2 full baths as well as two half baths. The primary suite holds a full bath as well as walk in closet. Partially finished basement with half bath and new sump pump. You’re backed up to Southfield Christian Private school. With the family friendly neighborhood and close access to freeways, you can’t beat the location! Seller needs 15 days of occupancy. Please follow all Covid 19 safety guidelines when visiting the home.

  19. 2022-07-18
    status Active 563-char remark
    Show marketing remark (563 chars)

    Welcome to 21670 Virginia St in sought after Mount Vernon Place Subdivision! This sizable colonial boasts 4 bedrooms, an office, 2 full baths as well as two half baths. The primary suite holds a full bath as well as walk in closet. Partially finished basement with half bath and new sump pump. You’re backed up to Southfield Christian Private school. With the family friendly neighborhood and close access to freeways, you can’t beat the location! Seller needs 15 days of occupancy. Please follow all Covid 19 safety guidelines when visiting the home.

  20. 2022-07-18
    historical Accepting Backup Offers
    Show marketing remark (563 chars)

    Welcome to 21670 Virginia St in sought after Mount Vernon Place Subdivision! This sizable colonial boasts 4 bedrooms, an office, 2 full baths as well as two half baths. The primary suite holds a full bath as well as walk in closet. Partially finished basement with half bath and new sump pump. You’re backed up to Southfield Christian Private school. With the family friendly neighborhood and close access to freeways, you can’t beat the location! Seller needs 15 days of occupancy. Please follow all Covid 19 safety guidelines when visiting the home.

  21. 2022-07-18
    historical Accepting Backup Offers 563-char remark
    Show marketing remark (563 chars)

    Welcome to 21670 Virginia St in sought after Mount Vernon Place Subdivision! This sizable colonial boasts 4 bedrooms, an office, 2 full baths as well as two half baths. The primary suite holds a full bath as well as walk in closet. Partially finished basement with half bath and new sump pump. You’re backed up to Southfield Christian Private school. With the family friendly neighborhood and close access to freeways, you can’t beat the location! Seller needs 15 days of occupancy. Please follow all Covid 19 safety guidelines when visiting the home.

  22. 2022-07-03
    price $285,000
    Show marketing remark (563 chars)

    Welcome to 21670 Virginia St in sought after Mount Vernon Place Subdivision! This sizable colonial boasts 4 bedrooms, an office, 2 full baths as well as two half baths. The primary suite holds a full bath as well as walk in closet. Partially finished basement with half bath and new sump pump. You’re backed up to Southfield Christian Private school. With the family friendly neighborhood and close access to freeways, you can’t beat the location! Seller needs 15 days of occupancy. Please follow all Covid 19 safety guidelines when visiting the home.

  23. 2022-07-03
    price $285,000 563-char remark
    Show marketing remark (563 chars)

    Welcome to 21670 Virginia St in sought after Mount Vernon Place Subdivision! This sizable colonial boasts 4 bedrooms, an office, 2 full baths as well as two half baths. The primary suite holds a full bath as well as walk in closet. Partially finished basement with half bath and new sump pump. You’re backed up to Southfield Christian Private school. With the family friendly neighborhood and close access to freeways, you can’t beat the location! Seller needs 15 days of occupancy. Please follow all Covid 19 safety guidelines when visiting the home.

  24. 2022-06-24
    listed $300,000 Active
    Show marketing remark (563 chars)

    Welcome to 21670 Virginia St in sought after Mount Vernon Place Subdivision! This sizable colonial boasts 4 bedrooms, an office, 2 full baths as well as two half baths. The primary suite holds a full bath as well as walk in closet. Partially finished basement with half bath and new sump pump. You’re backed up to Southfield Christian Private school. With the family friendly neighborhood and close access to freeways, you can’t beat the location! Seller needs 15 days of occupancy. Please follow all Covid 19 safety guidelines when visiting the home.

  25. 2022-06-24
    listed $300,000 Active 563-char remark
    Show marketing remark (563 chars)

    Welcome to 21670 Virginia St in sought after Mount Vernon Place Subdivision! This sizable colonial boasts 4 bedrooms, an office, 2 full baths as well as two half baths. The primary suite holds a full bath as well as walk in closet. Partially finished basement with half bath and new sump pump. You’re backed up to Southfield Christian Private school. With the family friendly neighborhood and close access to freeways, you can’t beat the location! Seller needs 15 days of occupancy. Please follow all Covid 19 safety guidelines when visiting the home.

  26. 2022-06-24
    historical $300,000
    Show marketing remark (563 chars)

    Welcome to 21670 Virginia St in sought after Mount Vernon Place Subdivision! This sizable colonial boasts 4 bedrooms, an office, 2 full baths as well as two half baths. The primary suite holds a full bath as well as walk in closet. Partially finished basement with half bath and new sump pump. You’re backed up to Southfield Christian Private school. With the family friendly neighborhood and close access to freeways, you can’t beat the location! Seller needs 15 days of occupancy. Please follow all Covid 19 safety guidelines when visiting the home.

  27. 2022-06-24
    historical $300,000 563-char remark
    Show marketing remark (563 chars)

    Welcome to 21670 Virginia St in sought after Mount Vernon Place Subdivision! This sizable colonial boasts 4 bedrooms, an office, 2 full baths as well as two half baths. The primary suite holds a full bath as well as walk in closet. Partially finished basement with half bath and new sump pump. You’re backed up to Southfield Christian Private school. With the family friendly neighborhood and close access to freeways, you can’t beat the location! Seller needs 15 days of occupancy. Please follow all Covid 19 safety guidelines when visiting the home.

  28. 2022-06-23
    listed $300,000 Active
    Show marketing remark (563 chars)

    Welcome to 21670 Virginia St in sought after Mount Vernon Place Subdivision! This sizable colonial boasts 4 bedrooms, an office, 2 full baths as well as two half baths. The primary suite holds a full bath as well as walk in closet. Partially finished basement with half bath and new sump pump. You’re backed up to Southfield Christian Private school. With the family friendly neighborhood and close access to freeways, you can’t beat the location! Seller needs 15 days of occupancy. Please follow all Covid 19 safety guidelines when visiting the home.

  29. 2022-06-23
    listed $300,000 Active 563-char remark
    Show marketing remark (563 chars)

    Welcome to 21670 Virginia St in sought after Mount Vernon Place Subdivision! This sizable colonial boasts 4 bedrooms, an office, 2 full baths as well as two half baths. The primary suite holds a full bath as well as walk in closet. Partially finished basement with half bath and new sump pump. You’re backed up to Southfield Christian Private school. With the family friendly neighborhood and close access to freeways, you can’t beat the location! Seller needs 15 days of occupancy. Please follow all Covid 19 safety guidelines when visiting the home.

  30. 2022-06-20
    historical $300,000
    Show marketing remark (563 chars)

    Welcome to 21670 Virginia St in sought after Mount Vernon Place Subdivision! This sizable colonial boasts 4 bedrooms, an office, 2 full baths as well as two half baths. The primary suite holds a full bath as well as walk in closet. Partially finished basement with half bath and new sump pump. You’re backed up to Southfield Christian Private school. With the family friendly neighborhood and close access to freeways, you can’t beat the location! Seller needs 15 days of occupancy. Please follow all Covid 19 safety guidelines when visiting the home.

  31. 2022-06-20
    historical $300,000 563-char remark
    Show marketing remark (563 chars)

    Welcome to 21670 Virginia St in sought after Mount Vernon Place Subdivision! This sizable colonial boasts 4 bedrooms, an office, 2 full baths as well as two half baths. The primary suite holds a full bath as well as walk in closet. Partially finished basement with half bath and new sump pump. You’re backed up to Southfield Christian Private school. With the family friendly neighborhood and close access to freeways, you can’t beat the location! Seller needs 15 days of occupancy. Please follow all Covid 19 safety guidelines when visiting the home.

  32. 2020-07-24
    soldstatus $250,000
  33. 2020-07-02
    status Pending
  34. 2020-07-02
    status Pending
  35. 2020-07-02
    status Active
  36. 2020-07-02
    status Active
  37. 2020-07-02
    soldstatus $250,000 Sold
  38. 2020-07-02
    soldstatus $250,000 Closed
  39. 2020-03-15
    status Pending
  40. 2020-03-15
    status Pending
  41. 2020-03-12
    price $250,000
  42. 2020-03-12
    price $250,000
  43. 2020-02-20
    listed $265,000 Active
  44. 2020-02-20
    listed $265,000 Active
  45. 2014-02-06
    historical
  46. 2014-02-06
    historical
  47. 2013-11-14
    listed $132,000
  48. 2013-11-14
    listed $132,000
  49. 1998-11-04
    soldstatus $84,900
  50. 1991-08-01
    soldstatus $123,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MI · Partial reset (capped growth)

Current annual tax
$11,138 · $928/mo
Projected year-2 tax
$11,138 · $928/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥98°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$41,940
− Mortgage interest
−$16,239
− Property taxes
−$11,138
− Insurance
−$1,450
− Repairs & maintenance
−$3,355
− Management
−$3,355
− Depreciation
−$8,433
Taxable loss
−$2,031
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$487
After-tax cash flow
$2,789/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Southfield Public School District
NCES district ID
2632310
Math proficiency
17% ▼ -3.00%
Reading proficiency
37% ▲ 1.00%
Median HH income
$51,400
Composite
23.77/100
National rank
#7814
State rank
#392 of 540 in MI

Livability — Southfield

Score
72/100
State rank
#248
US rank
#6175

Category grades

Amenities F Commute A+ Cost of living A+ Crime F Employment C Housing A+ Health & safety D User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Southfield, MI

Population outlook (Oakland County) Hauer SSP2

Today (2025)
1,335,747 people
By 2030
1,375,100 · +2.9%
By 2040
1,435,385 · +7.5%
By 2050
1,469,250 · +10.0%
By 2075
1,531,946 · +14.7%
By 2100
1,450,485 · +8.6%

Not yet ingested

Political lean
Race & ethnicity
Common origin
Civics

Market trends

HPI YoY
Current HPI
Rent YoY
Metro
State GDP YoY
▲ 1.37%
F500 in state
28

Industry mix (Fortune 500 HQ in MI)

Industry F500 HQs Revenue

Price history

+279.9% since first listed
49 events — show timeline
  • 2026-03-17 Pending MiRealSource-MiMLS
  • 2026-03-17 Pending REALCOMP
  • 2026-02-06 Relisted MiRealSource-MiMLS
  • 2026-02-06 Relisted REALCOMP
  • 2026-01-22 Pending MiRealSource-MiMLS
  • 2026-01-22 Pending REALCOMP
  • 2025-12-17 Listed $289,900 REALCOMP
  • 2025-12-17 Listed $289,900 MiRealSource-MiMLS
  • 2022-10-06 Sold (Public Records) $290,000 Public Records
  • 2022-09-02 Sold (MLS) $290,000 MiRealSource-MiMLS
  • 2022-09-02 Sold (MLS) $290,000 REALCOMP
  • 2022-08-04 Pending MiRealSource-MiMLS
  • 2022-08-04 Pending REALCOMP
  • 2022-08-03 Contingent MiRealSource-MiMLS
  • 2022-08-03 Contingent REALCOMP
  • 2022-07-18 Relisted MiRealSource-MiMLS
  • 2022-07-18 Relisted REALCOMP
  • 2022-07-18 Contingent MiRealSource-MiMLS
  • 2022-07-18 Contingent REALCOMP
  • 2022-07-03 Price Changed $285,000 MiRealSource-MiMLS
  • 2022-07-03 Price Changed $285,000 REALCOMP
  • 2022-06-24 Listed $300,000 MiRealSource-MiMLS
  • 2022-06-24 Listed $300,000 REALCOMP
  • 2022-06-24 Coming Soon $300,000 MiRealSource-MiMLS
  • 2022-06-24 Coming Soon $300,000 REALCOMP
  • 2022-06-23 Listed $300,000 MiRealSource-MiMLS
  • 2022-06-23 Listed $300,000 REALCOMP
  • 2022-06-20 Coming Soon $300,000 MiRealSource-MiMLS
  • 2022-06-20 Coming Soon $300,000 REALCOMP
  • 2020-07-24 Sold (Public Records) $250,000 Public Records
  • 2020-07-02 Pending MiRealSource-MiMLS
  • 2020-07-02 Pending REALCOMP
  • 2020-07-02 Relisted MiRealSource-MiMLS
  • 2020-07-02 Relisted REALCOMP
  • 2020-07-02 Sold (MLS) $250,000 MiRealSource-MiMLS
  • 2020-07-02 Sold (MLS) $250,000 REALCOMP
  • 2020-03-15 Pending MiRealSource-MiMLS
  • 2020-03-15 Pending REALCOMP
  • 2020-03-12 Price Changed $250,000 MiRealSource-MiMLS
  • 2020-03-12 Price Changed $250,000 REALCOMP
  • 2020-02-20 Listed $265,000 MiRealSource-MiMLS
  • 2020-02-20 Listed $265,000 REALCOMP
  • 2014-02-06 Listing Removed REALCOMP
  • 2014-02-06 Listing Removed MiRealSource-MiMLS
  • 2013-11-14 Listed $132,000 REALCOMP
  • 2013-11-14 Listed $132,000 MiRealSource-MiMLS
  • 1998-11-04 Sold (Public Records) $84,900 Public Records
  • 1991-08-01 Sold (Public Records) $123,000 Public Records
  • 1978-11-10 Sold (Public Records) $76,300 Public Records

Property tax history

+7.5%/yr

Latest (2025): $11,138 · +26.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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