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916 NE Robinson Rd - Tract 2 Rd
B Composite 70.7
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +28.2/30.0
  • DSCR +10.0/10.0
  • Appreciation +8.9/10.0
  • ARV discount +7.5/15.0
  • 1% rule +7.1/10.0
  • Livability +2.8/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.2/10.0

$85,000

916 NE Robinson Rd - Tract 2 Rd · Morven, GA 31625
3 bd · 2.0 ba · 924 sqft · Other · 41 Days on market
Built 1998 1.40 ac lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Enjoy the open floor plan of this 954 sq. ft. 3 bedroom / 2 bath home in a quaint, quiet and peaceful setting on 1.4 acres. . Added BONUS is the pond in the back.

Key facts

  • Open floor plan
  • Pond in the back
  • 1.4 acre lot

Tags

OPEN FLOOR PLANPOND IN THE BACK

Property features AI

Exterior

  • Utilities: Private well water; Septic tank
  • Home design: Single-story residential mobile home; Zoned R4; Facing direction not specified
  • Construction: Vinyl siding; Built as a mobile home
  • Exterior features: Shingle roof; Irregular lot

Interior

  • Flooring: Carpet; Laminate
  • Bathrooms: 2 full bathrooms
  • Interior features: Carpet and laminate flooring

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
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What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath other listed at $85k.

Deal economics

  • At list price, monthly cash flow is $270 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $85k).
  • Recommended offer: $82k (3.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 55/100 on livability (#528 in GA) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+; Watch: housing D+, health & safety D, crime F.
  • Brooks County (rural): math 15% / reading 15% proficiency, ranked #160 of 174 in GA (top 92%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 75% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: North Brooks Elementary School (math 22% / reading 17%, grade F, #878 of 1,228 statewide, top 75%, 361 students, 97% FRL); Brooks County Middle School (math 11% / reading 19%, grade F, #397 of 470 statewide, top 85%, 465 students, 97% FRL) — zoned schools average 97% FRL vs 75% district-wide (22 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: 8 active listings in the ZIP; 39 units permitted in Brooks County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $7k of equity ($588 loan paydown + $7k appreciation (7.8% local appreciation)).
  • Brooks County population projected at -30% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (7.8% appreciation + 3.0% rent growth), your $24k cash investment doubles in ~3 years — after that, you're playing with house money.
  • By year 5, paydown + projected appreciation supports a ~$32k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 41 days — a 3% lower offer ($82k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $82,450 (3.0% below list)

Questions for the listing agent

  1. It's been on market 41 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.21%
Cap rate
10.10%
Cash-on-cash
13.60%
DSCR
1.60
GRM
6.9

CMA / ARV

No comps found within radius.

Projected returns pro-forma

7.75% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
30.1%
Equity multiple
3.14×
Total profit
$50,838
Equity at exit
$63,149
10-year hold
IRR
27.0%
Equity multiple
6.66×
Total profit
$134,689
Equity at exit
$124,011

Cash invested: $23,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 31625

Home prices YoY
3.7%
Active inventory
8
Price-to-rent
6.9×

Monthly cashflow live

Estimated rent
$1,031 medium interval (Pro) →
Mortgage (P&I)
$446
Tax from tax record
$64 /mo · $765/yr
Insurance
$35
HOA
$0
Vacancy / Maint / Mgmt
$217
Net cashflow
$270

Break-even live

Break-even rent $690
Max offer price $85,000
Occupancy floor 69%

Sensitivity live

Price -10% $318 -5% $294 +0% $270 +5% $246 +10% $222
Rent -10% $188 -5% $229 +0% $270 +5% $310 +10% $351
Rate -1.0pp $312 -0.5pp $291 base $270 +0.5pp $248 +1.0pp $225

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$21,250
Closing costs
$2,550
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 22 events

  1. 2026-06-21
    days on market $85,000 Active 41 DOM
  2. 2026-06-19
    days on market $85,000 Active 39 DOM
  3. 2026-06-18
    days on market $85,000 Active 38 DOM
  4. 2026-06-17
    days on market $85,000 Active 37 DOM
  5. 2026-06-16
    days on market $85,000 Active 36 DOM
  6. 2026-06-15
    days on market $85,000 Active 35 DOM
  7. 2026-06-14
    days on market $85,000 Active 33 DOM
  8. 2026-06-13
    days on market $85,000 Active 32 DOM
  9. 2026-06-10
    days on market $85,000 Active 30 DOM
  10. 2026-06-09
    days on market $85,000 Active 29 DOM
  11. 2026-06-08
    days on market $85,000 Active 28 DOM
  12. 2026-06-07
    days on market $85,000 Active 27 DOM
  13. 2026-06-05
    days on market $85,000 Active 24 DOM
  14. 2026-06-03
    days on market $85,000 Active 23 DOM
  15. 2026-06-02
    days on market $85,000 Active 22 DOM
  16. 2026-06-01
    days on market $85,000 Active 21 DOM
  17. 2026-05-31
    days on market $85,000 Active 20 DOM
  18. 2026-05-30
    days on market $85,000 Active 19 DOM
  19. 2026-05-11
    listed $85,000 Active 163-char remark
  20. 2025-11-30
    historical
  21. 2025-08-25
    price $179,900
  22. 2025-07-02
    listed $235,000 New

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$765 · $64/mo
Projected year-2 tax
$782 · $65/mo
Expected delta
+$17/yr (+$1/mo · 2.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$12,374
− Mortgage interest
−$4,761
− Property taxes
−$765
− Insurance
−$425
− Repairs & maintenance
−$990
− Management
−$990
− Depreciation
−$2,473
Taxable income
$1,970
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$473
After-tax cash flow
$2,763/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Brooks County
NCES district ID
1300540
Math proficiency
15% ▼ -7.00%
Reading proficiency
15% ▼ -8.00%
Median HH income
$35,963
Composite
12.43/100
National rank
#9628
State rank
#160 of 174 in GA

Livability — Morven

Score
55/100
State rank
#528
US rank
#23654

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment F Housing D+ Health & safety D User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Population (ZIP)
972

Population outlook (Brooks County) Hauer SSP2

Today (2025)
14,339 people
By 2030
13,497 · -5.9%
By 2040
11,787 · -17.8%
By 2050
10,100 · -29.6%
By 2075
6,878 · -52.0%
By 2100
5,056 · -64.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (68%)
Race & ethnicity
White 68% Two or more races 16% Asian 9% Black 6%
Common ancestry
Lithuanian 4% German 4% Italian 1%
Foreign-born
13% · Canada

Political lean MEDSL · Brooks

2024 margin
Strong R (+26.8) · D 36.5% · R 63.2%
2008→2024 swing
-13.3pp toward R · 2008: -13.5pp · 2024: -26.8pp
All cycles
2024: R+26.8 2020: R+20.7 2016: R+18.7 2012: R+6.3 2008: R+13.5

Not yet ingested

Civics

Market trends

HPI YoY
▲ 7.75%
Current HPI
215.115
Rent YoY
Metro
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

-63.8% since first listed
4 events — show timeline
  • 2026-05-11 Listed $85,000 SGMLS
  • 2025-11-30 Listing Removed GAMLS
  • 2025-08-25 Price Changed $179,900 GAMLS
  • 2025-07-02 Listed $235,000 GAMLS

Property tax history

+14.7%/yr

Latest (2025): $765 · +5.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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