570 SW 78th Ter · Ocala, FL 34474

$177,900

3 bd · 2.0 ba · 1,800 sqft · Manufactured public records · 341 Days on market

Manufactured home Built 2005 7,841 sqft lot $99/sqft · 14% above area Est $156k · 14% over $200/mo HOA · 10% of rent

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +14.9/30.0
• 1% rule +6.0/10.0
• DSCR +4.6/10.0
• Schools +3.6/10.0
• Livability +3.5/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• ARV discount +1.1/15.0
• Appreciation +0.0/10.0

Listing remarks MLS

One or more photo(s) has been virtually staged. PRICED WELL BELOW APPRAISED VALUE IN THE FALLS OF OCALA! - Welcome to the Falls of Ocala- a 55+ pet-friendly community where you own your own . 18 acre lot! Gorgeous luxury vinyl plank floors, fresh interior paint, newer light fixtures and fans, and a 2019 ROOF make for easy living in The Falls. Turn into your neighborhood, greeted by a waterfall- views of quintessential Ocala farmland across the street. The landscaped entry with waterfall & large Oaks on a paved road makes for lovely accessibility to your new home. Your spacious and well-kept home sits on a cul-de-sac with concrete parking under an oversized carport out front. Step inside to a split floor plan; 1,800 square feet of open-concept living space, high ceilings, and a wood-burning fireplace. The primary bedroom is to your right, can easily fit a King-sized bed, and boasts a 12x9 bonus space/ office room. Set up your craft room, work from home, or tinker under AC here! The large ensuite bathroom offers double sinks, both a step-in shower and soaker tub, and a huge walk-in closet. The kitchen sits at the center of the home and opens to the dining room and living room; 2 equally-sized guest bedrooms, and an indoor laundry room to your left. Sliding glass doors off of the dining room provide access to the 3 outdoor spaces sitting on concrete- a screened-in porch to relax, a place to grill/garden, and an enclosed shed with electricity! The low HOA of $200 a month includes yard mowing & maintenance, water, sewer, use of community pool, sauna, clubhouse with exercise room, and game area/ shuffleboards/ fire pit. Plus, the Boat & RV yard is located near the clubhouse. Utilities include SECO electric company & Spectrum Internet. Located just off State Road 40, across the street from green pastures, located near the Ocala Airport, minutes from I-75, State Road 200, and the World Equestrian Center. Enjoy BIG VALUE and EASY LIVING so close to everything- move right in and start having fun in Ocala, Florida!

Key facts

• Oversized carport
• Split floor plan
• 18 acre lot

Tags

• 18 ACRE LOT
• LANDSCAPED ENTRY
• CUL-DE-SAC
• OVERSIZED CARPORT
• SPLIT FLOOR PLAN
• WOOD-BURNING FIREPLACE

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath manufactured listed at $178k.

Deal economics

• At list price, monthly cash flow is $52 ($620/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $178k).
• Recommended offer: $157k (12.0% below list) — sets the bar for market timing.
• Cap rate 6.6% vs local median 4.1% in Ocala — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 69/100 on livability (#476 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: crime F, amenities F, commute F.
• Marion (rural): math 42% / reading 43% proficiency, ranked #61 of 73 in FL (top 84%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: College Park Elementary School (math 46% / reading 37%, grade F, #1,437 of 2,144 statewide, top 68%, 840 students, 78% FRL); Liberty Middle School (math 40% / reading 41%, grade F, #360 of 571 statewide, top 64%, 1,365 students, 54% FRL); West Port High School (math 34% / reading 52%, grade F, #255 of 667 statewide, top 39%, 2,906 students, 52% FRL) — zoned schools at 61% FRL track the district average.
• Market conditions: Rents flat; 299 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 7,071 units permitted in Marion County in 2024 (534 in 5+ unit buildings).
• This rent runs 36% of the median local income ($65k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Marion County population projected at +13% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• It's been on market 341 days — a 12% lower offer ($157k) is reasonable based on typical stale-listing flexibility.
• 6 sale attempts since 21y ago; this cycle's ask has dropped $22k (11%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $130k; 37% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $156,552 (12.0% below list)

Questions for the listing agent

1. It's been on market 341 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.10% ✓
• Cap rate: 6.64%
• Cash-on-cash: 1.24%
• DSCR: 1.06
• GRM: 7.6

CMA / ARV

• ARV (median comp): $155,666
• List price: $177,900
• Delta: 14.28%
• Verdict: OVERPRICED
• Comps: 1 within 2.0 mi

Projected returns pro-forma

-3.0% appreciation · 0.12% rent growth · sell at horizon

5-year hold

• IRR: -18.2%
• Equity multiple: 0.38×
• Total profit: $-30,866
• Equity at exit: $26,525

10-year hold

• IRR: -19.3%
• Equity multiple: 0.13×
• Total profit: $-43,243
• Equity at exit: $15,382

Cash invested: $49,812 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34474

• Home prices YoY: -28.4%
• Rents YoY: 0.1%
• Active inventory: 299
• Price-to-rent: 7.6×

Monthly cashflow live

• Estimated rent: $1,960 medium
• Mortgage (P&I): −$933
• Tax from tax record: −$290 /mo · $3,479/yr
• Insurance: −$74
• HOA: −$200
• Lot rent leased land?: −$0
• Vacancy / Maint / Mgmt: −$412
• Net cashflow: $52

Break-even live

Break-even rent $1,895

Max offer price $177,900

Occupancy floor 92%

Sensitivity live

Price	-10% $152	-5% $102	+0% $52	+5% $1	+10% $-49
Rent	-10% $-103	-5% $-26	+0% $52	+5% $129	+10% $207
Rate	-1.0pp $141	-0.5pp $97	base $52	+0.5pp $6	+1.0pp $-41

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $44,475
• Closing costs: $5,337
• Reserves months: —
• Total cash needed: —

Rent comps 2 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
7180 SW 19th Pl Ocala, FL	4.0	2.0	1940	$1,900	$0.98	16d	1	1.12mi
7710 NW 14th St Ocala, FL	3.0	3.0	1521	$4,500	$2.96	23d	1	1.31mi

HOA detail

• Monthly dues: $200 · $2,400/yr
• Likely covers: watersewerelectricinternetpool

Listing history 42 events

1. 2026-06-18
   days on market $177,900 Active 341 DOM
2. 2026-06-17
   days on market $177,900 Active 340 DOM
3. 2026-06-16
   days on market $177,900 Active 339 DOM
4. 2026-06-15
   days on market $177,900 Active 338 DOM
5. 2026-06-14
   days on market $177,900 Active 336 DOM
6. 2026-06-13
   days on market $177,900 Active 335 DOM
7. 2026-06-10
   days on market $177,900 Active 333 DOM
8. 2026-06-09
   days on market $177,900 Active 332 DOM
9. 2026-06-08
   days on market $177,900 Active 331 DOM
10. 2026-06-07
    days on market $177,900 Active 330 DOM
11. 2026-06-03
    days on market $177,900 Active 326 DOM
12. 2026-06-02
    days on market $177,900 Active 325 DOM
13. 2026-05-31
    days on market $177,900 Active 323 DOM
14. 2026-05-30
    status $177,900 Active 322 DOM
15. 2026-05-09
    price $177,900 2063-char remark

    Show marketing remark (2063 chars)

    One or more photo(s) has been virtually staged. PRICED WELL BELOW APPRAISED VALUE IN THE FALLS OF OCALA! - Welcome to the Falls of Ocala- a 55+ pet-friendly community where you own your own . 18 acre lot! Gorgeous luxury vinyl plank floors, fresh interior paint, newer light fixtures and fans, and a 2019 ROOF make for easy living in The Falls. Turn into your neighborhood, greeted by a waterfall- views of quintessential Ocala farmland across the street. The landscaped entry with waterfall & large Oaks on a paved road makes for lovely accessibility to your new home. Your spacious and well-kept home sits on a cul-de-sac with concrete parking under an oversized carport out front. Step inside to a split floor plan; 1,800 square feet of open-concept living space, high ceilings, and a wood-burning fireplace. The primary bedroom is to your right, can easily fit a King-sized bed, and boasts a 12x9 bonus space/ office room. Set up your craft room, work from home, or tinker under AC here! The large ensuite bathroom offers double sinks, both a step-in shower and soaker tub, and a huge walk-in closet. The kitchen sits at the center of the home and opens to the dining room and living room; 2 equally-sized guest bedrooms, and an indoor laundry room to your left. Sliding glass doors off of the dining room provide access to the 3 outdoor spaces sitting on concrete- a screened-in porch to relax, a place to grill/garden, and an enclosed shed with electricity! The low HOA of $200 a month includes yard mowing & maintenance, water, sewer, use of community pool, sauna, clubhouse with exercise room, and game area/ shuffleboards/ fire pit. Plus, the Boat & RV yard is located near the clubhouse. Utilities include SECO electric company & Spectrum Internet. Located just off State Road 40, across the street from green pastures, located near the Ocala Airport, minutes from I-75, State Road 200, and the World Equestrian Center. Enjoy BIG VALUE and EASY LIVING so close to everything- move right in and start having fun in Ocala, Florida!

16. 2026-04-12
    price $179,900 2063-char remark

    Show marketing remark (2063 chars)

    One or more photo(s) has been virtually staged. PRICED WELL BELOW APPRAISED VALUE IN THE FALLS OF OCALA! - Welcome to the Falls of Ocala- a 55+ pet-friendly community where you own your own . 18 acre lot! Gorgeous luxury vinyl plank floors, fresh interior paint, newer light fixtures and fans, and a 2019 ROOF make for easy living in The Falls. Turn into your neighborhood, greeted by a waterfall- views of quintessential Ocala farmland across the street. The landscaped entry with waterfall & large Oaks on a paved road makes for lovely accessibility to your new home. Your spacious and well-kept home sits on a cul-de-sac with concrete parking under an oversized carport out front. Step inside to a split floor plan; 1,800 square feet of open-concept living space, high ceilings, and a wood-burning fireplace. The primary bedroom is to your right, can easily fit a King-sized bed, and boasts a 12x9 bonus space/ office room. Set up your craft room, work from home, or tinker under AC here! The large ensuite bathroom offers double sinks, both a step-in shower and soaker tub, and a huge walk-in closet. The kitchen sits at the center of the home and opens to the dining room and living room; 2 equally-sized guest bedrooms, and an indoor laundry room to your left. Sliding glass doors off of the dining room provide access to the 3 outdoor spaces sitting on concrete- a screened-in porch to relax, a place to grill/garden, and an enclosed shed with electricity! The low HOA of $200 a month includes yard mowing & maintenance, water, sewer, use of community pool, sauna, clubhouse with exercise room, and game area/ shuffleboards/ fire pit. Plus, the Boat & RV yard is located near the clubhouse. Utilities include SECO electric company & Spectrum Internet. Located just off State Road 40, across the street from green pastures, located near the Ocala Airport, minutes from I-75, State Road 200, and the World Equestrian Center. Enjoy BIG VALUE and EASY LIVING so close to everything- move right in and start having fun in Ocala, Florida!

17. 2026-03-12
    price $182,900 2063-char remark

    Show marketing remark (2063 chars)

    One or more photo(s) has been virtually staged. PRICED WELL BELOW APPRAISED VALUE IN THE FALLS OF OCALA! - Welcome to the Falls of Ocala- a 55+ pet-friendly community where you own your own . 18 acre lot! Gorgeous luxury vinyl plank floors, fresh interior paint, newer light fixtures and fans, and a 2019 ROOF make for easy living in The Falls. Turn into your neighborhood, greeted by a waterfall- views of quintessential Ocala farmland across the street. The landscaped entry with waterfall & large Oaks on a paved road makes for lovely accessibility to your new home. Your spacious and well-kept home sits on a cul-de-sac with concrete parking under an oversized carport out front. Step inside to a split floor plan; 1,800 square feet of open-concept living space, high ceilings, and a wood-burning fireplace. The primary bedroom is to your right, can easily fit a King-sized bed, and boasts a 12x9 bonus space/ office room. Set up your craft room, work from home, or tinker under AC here! The large ensuite bathroom offers double sinks, both a step-in shower and soaker tub, and a huge walk-in closet. The kitchen sits at the center of the home and opens to the dining room and living room; 2 equally-sized guest bedrooms, and an indoor laundry room to your left. Sliding glass doors off of the dining room provide access to the 3 outdoor spaces sitting on concrete- a screened-in porch to relax, a place to grill/garden, and an enclosed shed with electricity! The low HOA of $200 a month includes yard mowing & maintenance, water, sewer, use of community pool, sauna, clubhouse with exercise room, and game area/ shuffleboards/ fire pit. Plus, the Boat & RV yard is located near the clubhouse. Utilities include SECO electric company & Spectrum Internet. Located just off State Road 40, across the street from green pastures, located near the Ocala Airport, minutes from I-75, State Road 200, and the World Equestrian Center. Enjoy BIG VALUE and EASY LIVING so close to everything- move right in and start having fun in Ocala, Florida!

18. 2026-02-07
    price $185,900 2063-char remark

    Show marketing remark (2063 chars)

    One or more photo(s) has been virtually staged. PRICED WELL BELOW APPRAISED VALUE IN THE FALLS OF OCALA! - Welcome to the Falls of Ocala- a 55+ pet-friendly community where you own your own . 18 acre lot! Gorgeous luxury vinyl plank floors, fresh interior paint, newer light fixtures and fans, and a 2019 ROOF make for easy living in The Falls. Turn into your neighborhood, greeted by a waterfall- views of quintessential Ocala farmland across the street. The landscaped entry with waterfall & large Oaks on a paved road makes for lovely accessibility to your new home. Your spacious and well-kept home sits on a cul-de-sac with concrete parking under an oversized carport out front. Step inside to a split floor plan; 1,800 square feet of open-concept living space, high ceilings, and a wood-burning fireplace. The primary bedroom is to your right, can easily fit a King-sized bed, and boasts a 12x9 bonus space/ office room. Set up your craft room, work from home, or tinker under AC here! The large ensuite bathroom offers double sinks, both a step-in shower and soaker tub, and a huge walk-in closet. The kitchen sits at the center of the home and opens to the dining room and living room; 2 equally-sized guest bedrooms, and an indoor laundry room to your left. Sliding glass doors off of the dining room provide access to the 3 outdoor spaces sitting on concrete- a screened-in porch to relax, a place to grill/garden, and an enclosed shed with electricity! The low HOA of $200 a month includes yard mowing & maintenance, water, sewer, use of community pool, sauna, clubhouse with exercise room, and game area/ shuffleboards/ fire pit. Plus, the Boat & RV yard is located near the clubhouse. Utilities include SECO electric company & Spectrum Internet. Located just off State Road 40, across the street from green pastures, located near the Ocala Airport, minutes from I-75, State Road 200, and the World Equestrian Center. Enjoy BIG VALUE and EASY LIVING so close to everything- move right in and start having fun in Ocala, Florida!

19. 2025-11-19
    price $189,900 2063-char remark

    Show marketing remark (2063 chars)

    One or more photo(s) has been virtually staged. PRICED WELL BELOW APPRAISED VALUE IN THE FALLS OF OCALA! - Welcome to the Falls of Ocala- a 55+ pet-friendly community where you own your own . 18 acre lot! Gorgeous luxury vinyl plank floors, fresh interior paint, newer light fixtures and fans, and a 2019 ROOF make for easy living in The Falls. Turn into your neighborhood, greeted by a waterfall- views of quintessential Ocala farmland across the street. The landscaped entry with waterfall & large Oaks on a paved road makes for lovely accessibility to your new home. Your spacious and well-kept home sits on a cul-de-sac with concrete parking under an oversized carport out front. Step inside to a split floor plan; 1,800 square feet of open-concept living space, high ceilings, and a wood-burning fireplace. The primary bedroom is to your right, can easily fit a King-sized bed, and boasts a 12x9 bonus space/ office room. Set up your craft room, work from home, or tinker under AC here! The large ensuite bathroom offers double sinks, both a step-in shower and soaker tub, and a huge walk-in closet. The kitchen sits at the center of the home and opens to the dining room and living room; 2 equally-sized guest bedrooms, and an indoor laundry room to your left. Sliding glass doors off of the dining room provide access to the 3 outdoor spaces sitting on concrete- a screened-in porch to relax, a place to grill/garden, and an enclosed shed with electricity! The low HOA of $200 a month includes yard mowing & maintenance, water, sewer, use of community pool, sauna, clubhouse with exercise room, and game area/ shuffleboards/ fire pit. Plus, the Boat & RV yard is located near the clubhouse. Utilities include SECO electric company & Spectrum Internet. Located just off State Road 40, across the street from green pastures, located near the Ocala Airport, minutes from I-75, State Road 200, and the World Equestrian Center. Enjoy BIG VALUE and EASY LIVING so close to everything- move right in and start having fun in Ocala, Florida!

20. 2025-09-25
    price $194,900 2063-char remark

    Show marketing remark (2063 chars)

    One or more photo(s) has been virtually staged. PRICED WELL BELOW APPRAISED VALUE IN THE FALLS OF OCALA! - Welcome to the Falls of Ocala- a 55+ pet-friendly community where you own your own . 18 acre lot! Gorgeous luxury vinyl plank floors, fresh interior paint, newer light fixtures and fans, and a 2019 ROOF make for easy living in The Falls. Turn into your neighborhood, greeted by a waterfall- views of quintessential Ocala farmland across the street. The landscaped entry with waterfall & large Oaks on a paved road makes for lovely accessibility to your new home. Your spacious and well-kept home sits on a cul-de-sac with concrete parking under an oversized carport out front. Step inside to a split floor plan; 1,800 square feet of open-concept living space, high ceilings, and a wood-burning fireplace. The primary bedroom is to your right, can easily fit a King-sized bed, and boasts a 12x9 bonus space/ office room. Set up your craft room, work from home, or tinker under AC here! The large ensuite bathroom offers double sinks, both a step-in shower and soaker tub, and a huge walk-in closet. The kitchen sits at the center of the home and opens to the dining room and living room; 2 equally-sized guest bedrooms, and an indoor laundry room to your left. Sliding glass doors off of the dining room provide access to the 3 outdoor spaces sitting on concrete- a screened-in porch to relax, a place to grill/garden, and an enclosed shed with electricity! The low HOA of $200 a month includes yard mowing & maintenance, water, sewer, use of community pool, sauna, clubhouse with exercise room, and game area/ shuffleboards/ fire pit. Plus, the Boat & RV yard is located near the clubhouse. Utilities include SECO electric company & Spectrum Internet. Located just off State Road 40, across the street from green pastures, located near the Ocala Airport, minutes from I-75, State Road 200, and the World Equestrian Center. Enjoy BIG VALUE and EASY LIVING so close to everything- move right in and start having fun in Ocala, Florida!

21. 2025-07-29
    price $197,900 2063-char remark

    Show marketing remark (2063 chars)

    One or more photo(s) has been virtually staged. PRICED WELL BELOW APPRAISED VALUE IN THE FALLS OF OCALA! - Welcome to the Falls of Ocala- a 55+ pet-friendly community where you own your own . 18 acre lot! Gorgeous luxury vinyl plank floors, fresh interior paint, newer light fixtures and fans, and a 2019 ROOF make for easy living in The Falls. Turn into your neighborhood, greeted by a waterfall- views of quintessential Ocala farmland across the street. The landscaped entry with waterfall & large Oaks on a paved road makes for lovely accessibility to your new home. Your spacious and well-kept home sits on a cul-de-sac with concrete parking under an oversized carport out front. Step inside to a split floor plan; 1,800 square feet of open-concept living space, high ceilings, and a wood-burning fireplace. The primary bedroom is to your right, can easily fit a King-sized bed, and boasts a 12x9 bonus space/ office room. Set up your craft room, work from home, or tinker under AC here! The large ensuite bathroom offers double sinks, both a step-in shower and soaker tub, and a huge walk-in closet. The kitchen sits at the center of the home and opens to the dining room and living room; 2 equally-sized guest bedrooms, and an indoor laundry room to your left. Sliding glass doors off of the dining room provide access to the 3 outdoor spaces sitting on concrete- a screened-in porch to relax, a place to grill/garden, and an enclosed shed with electricity! The low HOA of $200 a month includes yard mowing & maintenance, water, sewer, use of community pool, sauna, clubhouse with exercise room, and game area/ shuffleboards/ fire pit. Plus, the Boat & RV yard is located near the clubhouse. Utilities include SECO electric company & Spectrum Internet. Located just off State Road 40, across the street from green pastures, located near the Ocala Airport, minutes from I-75, State Road 200, and the World Equestrian Center. Enjoy BIG VALUE and EASY LIVING so close to everything- move right in and start having fun in Ocala, Florida!

22. 2025-07-06
    listed $199,900 Active 2063-char remark

    Show marketing remark (2063 chars)

    One or more photo(s) has been virtually staged. PRICED WELL BELOW APPRAISED VALUE IN THE FALLS OF OCALA! - Welcome to the Falls of Ocala- a 55+ pet-friendly community where you own your own . 18 acre lot! Gorgeous luxury vinyl plank floors, fresh interior paint, newer light fixtures and fans, and a 2019 ROOF make for easy living in The Falls. Turn into your neighborhood, greeted by a waterfall- views of quintessential Ocala farmland across the street. The landscaped entry with waterfall & large Oaks on a paved road makes for lovely accessibility to your new home. Your spacious and well-kept home sits on a cul-de-sac with concrete parking under an oversized carport out front. Step inside to a split floor plan; 1,800 square feet of open-concept living space, high ceilings, and a wood-burning fireplace. The primary bedroom is to your right, can easily fit a King-sized bed, and boasts a 12x9 bonus space/ office room. Set up your craft room, work from home, or tinker under AC here! The large ensuite bathroom offers double sinks, both a step-in shower and soaker tub, and a huge walk-in closet. The kitchen sits at the center of the home and opens to the dining room and living room; 2 equally-sized guest bedrooms, and an indoor laundry room to your left. Sliding glass doors off of the dining room provide access to the 3 outdoor spaces sitting on concrete- a screened-in porch to relax, a place to grill/garden, and an enclosed shed with electricity! The low HOA of $200 a month includes yard mowing & maintenance, water, sewer, use of community pool, sauna, clubhouse with exercise room, and game area/ shuffleboards/ fire pit. Plus, the Boat & RV yard is located near the clubhouse. Utilities include SECO electric company & Spectrum Internet. Located just off State Road 40, across the street from green pastures, located near the Ocala Airport, minutes from I-75, State Road 200, and the World Equestrian Center. Enjoy BIG VALUE and EASY LIVING so close to everything- move right in and start having fun in Ocala, Florida!

23. 2023-10-30
    status Pending
24. 2023-10-25
    historical
25. 2023-10-09
    price $199,000
26. 2023-08-16
    price $215,000
27. 2023-08-07
    price $224,000
28. 2023-07-17
    price $229,000
29. 2023-07-13
    status Active
30. 2023-06-19
    status Pending
31. 2023-06-05
    listed $239,000 Active
32. 2023-05-05
    soldstatus $130,000 Closed
33. 2023-03-30
    status Pending
34. 2023-03-27
    price $150,000
35. 2023-03-06
    price $179,000
36. 2023-02-17
    listed $189,000 Active
37. 2009-10-22
    historical
38. 2008-10-23
    listed $152,500
39. 2006-02-01
    soldstatus $35,900
40. 2006-01-13
    soldstatus $155,600
41. 2005-07-06
    listed $147,900
42. 2003-12-17
    soldstatus $600,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $3,479 · $290/mo
• Projected year-2 tax: $3,479 · $290/mo
• Expected delta: $0/yr ($0/mo · -0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 8/10 Severe 7 d/yr ≥107°F today · 22 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $23,523
• − Mortgage interest: −$9,965
• − Property taxes: −$3,479
• − Insurance: −$890
• − Repairs & maintenance: −$1,882
• − Management: −$1,882
• − HOA: −$2,400
• − Depreciation: −$5,175
• Taxable loss: −$2,149
• Est. tax savings @ 24.0%: +$516
• After-tax cash flow: $1,136/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Marion
• NCES district ID: 1201260
• Math proficiency: 42% ▼ -7.00%
• Reading proficiency: 43% ▼ -4.00%
• Median HH income: $40,015
• Composite: 35.61/100
• National rank: #4890
• State rank: #61 of 73 in FL

Livability — Ocala

• Score: 69/100
• State rank: #476
• US rank: #8461

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment F Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Marion County · 315,796 people
• City population: 263,375
• Metro: Ocala, FL
• Population (ZIP): 20,258
• Household income: $65,291
• Rent vs Own: 55.8% rent · 44.2% own
• Severe rent burden: 1062.0

Population outlook (Marion County) Hauer SSP2

• Today (2025): 365,905 people
• By 2030: 376,768 · +3.0%
• By 2040: 396,555 · +8.4%
• By 2050: 412,723 · +12.8%
• By 2075: 446,090 · +21.9%
• By 2100: 436,193 · +19.2%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.64)
• Race & ethnicity: White 52% Hispanic / Latino 25% Black 13% Two or more races 8% Asian 8%
• Hispanic origin (detail): Mexican 2% Puerto Rican 10%
• Common ancestry: Lithuanian 2% Romanian 2% Slovak 1%
• Foreign-born: 21% · Canada, Jamaica, Vietnam
• Languages at home: 71% English-only · Spanish 22% Other Indo-European 4% Vietnamese 1%

Political lean MEDSL · Marion

• 2024 margin: Solid R (+31.6) · D 33.8% · R 65.5%
• 2008→2024 swing: -20.0pp toward R · 2008: -11.6pp · 2024: -31.6pp
• All cycles: 2024: R+31.6 2020: R+25.9 2016: R+26.2 2012: R+16.2 2008: R+11.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -78.16%
• Current HPI: 196.5607
• Rent YoY: ▲ 0.12%
• Metro: Ocala, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

-70.3% since first listed

28 events — show timeline

• 2026-05-09 Price Changed $177,900 Stellar MLS as Distributed by MLS Grid
• 2026-04-12 Price Changed $179,900 Stellar MLS as Distributed by MLS Grid
• 2026-03-12 Price Changed $182,900 Stellar MLS as Distributed by MLS Grid
• 2026-02-07 Price Changed $185,900 Stellar MLS as Distributed by MLS Grid
• 2025-11-19 Price Changed $189,900 Stellar MLS as Distributed by MLS Grid
• 2025-09-25 Price Changed $194,900 Stellar MLS as Distributed by MLS Grid
• 2025-07-29 Price Changed $197,900 Stellar MLS as Distributed by MLS Grid
• 2025-07-06 Listed $199,900 Stellar MLS as Distributed by MLS Grid
• 2023-10-30 Pending — Stellar MLS as Distributed by MLS Grid
• 2023-10-25 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2023-10-09 Price Changed $199,000 Stellar MLS as Distributed by MLS Grid
• 2023-08-16 Price Changed $215,000 Stellar MLS as Distributed by MLS Grid
• 2023-08-07 Price Changed $224,000 Stellar MLS as Distributed by MLS Grid
• 2023-07-17 Price Changed $229,000 Stellar MLS as Distributed by MLS Grid
• 2023-07-13 Relisted — Stellar MLS as Distributed by MLS Grid
• 2023-06-19 Pending — Stellar MLS as Distributed by MLS Grid
• 2023-06-05 Listed $239,000 Stellar MLS as Distributed by MLS Grid
• 2023-05-05 Sold (MLS) $130,000 Stellar MLS as Distributed by MLS Grid
• 2023-03-30 Pending — Stellar MLS as Distributed by MLS Grid
• 2023-03-27 Price Changed $150,000 Stellar MLS as Distributed by MLS Grid
• 2023-03-06 Price Changed $179,000 Stellar MLS as Distributed by MLS Grid
• 2023-02-17 Listed $189,000 Stellar MLS as Distributed by MLS Grid
• 2009-10-22 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2008-10-23 Listed $152,500 Stellar MLS as Distributed by MLS Grid
• 2006-02-01 Sold (Public Records) $35,900 Public Records
• 2006-01-13 Sold (MLS) $155,600 Stellar MLS as Distributed by MLS Grid
• 2005-07-06 Listed $147,900 Stellar MLS as Distributed by MLS Grid
• 2003-12-17 Sold (Public Records) $600,000 Public Records

Property tax history

+15.2%/yr

Latest (2025): $3,479 · +11.9% YoY. Source: county tax records.