1305 Guillory St St · Westlake, LA
Flood risk 4/10 · Minor
- FEMA flood zone
- X (shaded)
- Chance of flooding over 30 yrs
- 0.2%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $1,269 – $2,357
Heat risk 9/10 · Severe
- Hot days now (above 109°F)
- 7 days/yr
- Hot days in 30 yrs
- 22 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +15.0/15.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Livability +3.3/5.0
- Schools +3.1/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$120,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Opportunity awaits with this 3-bedroom, 1-bath home full of potential! Whether you’re an investor looking for your next project or a buyer ready to add your personal touch, this property offers endless possibilities. Featuring a functional layout, spacious bedrooms, and plenty of room to make it your own, this home is ready for a little TLC to truly shine. Conveniently located near local amenities, shopping, and schools. Bring your vision and transform this property into something special!
Key facts
- 8,712 sq ft lot
- Built 1980
- Listed 29 days
Property features AI
Finance
- Other: Directions: Take I-10 E, exit 27 toward LA-378/Westlake; follow La-378 N/Sampson St and La-379 to Guillory St. Property will be on the left.
Exterior
- Home design: Single-family residence; Single-story
- Exterior features: Lot dimensions approximately 75 x 115; Lot area about 0.2 acres; Zoned residential
Interior
- Bathrooms: 1 full bathroom
- Interior features: 6 total rooms
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $120k.
Deal economics
- At list price, monthly cash flow is $718 ($9k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $120k).
- Recommended offer: $118k (1.5% below list) — sets the bar for market timing.
- Cap rate 13.5% vs local median 6.4% in Westlake — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 66/100 on livability (#120 in LA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, schools A; Watch: amenities F, commute F.
- Calcasieu Parish (other): math 30% / reading 44% proficiency, ranked #29 of 98 in LA (top 30%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 148 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 1,298 units permitted in Calcasieu Parish in 2024 (526 in 5+ unit buildings).
- This rent runs 32% of the median local income ($69k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $830 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Calcasieu County population projected at +11% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $34k cash investment doubles in ~5 years — after that, you're playing with house money.
Negotiation context
- It's been on market 30 days — a 2% lower offer ($118k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.54% ✓
- Cap rate
- 13.47%
- Cash-on-cash
- 25.65%
- DSCR
- 2.14
- GRM
- 5.4
CMA / ARV
- ARV (on-the-fly)
- $183,000
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1513 Guillory St | 0.18mi | 3/2.0 | 1,368 (-9%) | 6mo | $178,000 | $130 | 67 |
| 1921 Anderson Ave | 0.45mi | 3/1.5 | 1,375 (-8%) | 3mo | $152,000 | $111 | 61 |
| 1301 Matilda St St | 0.70mi | 3/2.0 | 1,516 (+1%) | 6mo | $80,000 | $53 | 56 |
| 1901 Linda Dr | 0.55mi | 3/2.0 | 1,570 (+5%) | 8mo | $159,000 | $101 | 56 |
| 1913 Sikes Ave | 0.48mi | 3/2.0 | 1,662 (+11%) | 2mo | $255,000 | $153 | 54 |
| 2104 Linda Dr | 0.64mi | 3/1.0 | 1,590 (+6%) | 10mo | $159,500 | $100 | 51 |
| 920 Live Oak St | 0.74mi | 3/2.0 | 1,500 (0%) | 13mo | $208,000 | $139 | 51 |
| 1112 Dewey St | 0.71mi | 3/2.0 | 1,435 (-4%) | 10mo | $117,000 | $82 | 48 |
| 1521 Matilda St | 0.68mi | 3/2.0 | 1,352 (-10%) | 3mo | $200,000 | $148 | 46 |
| 1216 Continental Blvd | 0.68mi | 3/1.0 | 1,308 (-13%) | 3mo | $132,000 | $101 | 44 |
| 804 Wehrt St | 0.63mi | 4/2.0 (+1) | 1,604 (+7%) | 11mo | $195,000 | $122 | 41 |
| 801 Cedar St | 0.71mi | 3/2.0 | 1,311 (-13%) | 13mo | $190,000 | $145 | 31 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 19.3%
- Equity multiple
- 1.78×
- Total profit
- $26,271
- Equity at exit
- $17,892
- IRR
- 27.6%
- Equity multiple
- 3.43×
- Total profit
- $81,673
- Equity at exit
- $10,375
Cash invested: $33,600 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Louisiana
- 90 Strongly Landlord-Friendly · R+12
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 70669
- Active inventory
- 148
- Price-to-rent
- 5.4×
Monthly cashflow live
- Estimated rent
- $1,849 medium interval (Pro) →
- Mortgage (P&I)
- −$629
- Tax from tax record
- −$63 /mo · $760/yr
- Insurance
- −$50
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$388
- Net cashflow
- $718
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $30,000
- Closing costs
- $3,600
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 2 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 909 Wehrt St Westlake, LA | 4.0 | 2.0 | 1819 | $4,250 | $2.34 | 43d | 1 | 0.57mi |
| 1607 Matilda St Westlake, LA | 4.0 | 2.5 | 2120 | $4,300 | $2.03 | 43d | 1 | 0.72mi |
Listing history 20 events
-
2026-06-19days on market $120,000 Active 30 DOM
-
2026-06-18days on market $120,000 Active 29 DOM
-
2026-06-17days on market $120,000 Active 28 DOM
-
2026-06-16days on market $120,000 Active 27 DOM
-
2026-06-15days on market $120,000 Active 26 DOM
-
2026-06-14days on market $120,000 Active 24 DOM
-
2026-06-13days on market $120,000 Active 23 DOM
-
2026-06-10days on market $120,000 Active 21 DOM
-
2026-06-09days on market $120,000 Active 20 DOM
-
2026-06-08days on market $120,000 Active 19 DOM
-
2026-06-07days on market $120,000 Active 18 DOM
-
2026-06-05days on market $120,000 Active 15 DOM
-
2026-06-03days on market $120,000 Active 7 DOM
-
2026-06-02days on market $120,000 Active 13 DOM
-
2026-06-01days on market $120,000 Active 12 DOM
-
2026-05-31days on market $120,000 Active 11 DOM
-
2026-05-30days on market $120,000 Active 10 DOM
-
2026-05-20$120,000 Active 500-char remark
Show marketing remark (500 chars)
Opportunity awaits with this 3-bedroom, 1-bath home full of potential! Whether you’re an investor looking for your next project or a buyer ready to add your personal touch, this property offers endless possibilities. Featuring a functional layout, spacious bedrooms, and plenty of room to make it your own, this home is ready for a little TLC to truly shine. Conveniently located near local amenities, shopping, and schools. Bring your vision and transform this property into something special!
-
2026-05-20$120,000 Active
Show marketing remark (500 chars)
Opportunity awaits with this 3-bedroom, 1-bath home full of potential! Whether you’re an investor looking for your next project or a buyer ready to add your personal touch, this property offers endless possibilities. Featuring a functional layout, spacious bedrooms, and plenty of room to make it your own, this home is ready for a little TLC to truly shine. Conveniently located near local amenities, shopping, and schools. Bring your vision and transform this property into something special!
-
2015-07-21soldstatus $114,100
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast LA · Resets to sale price
- Current annual tax
- $760 · $63/mo
- Projected year-2 tax
- $760 · $63/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 4/10 Moderate FEMA zone X (shaded) · 20% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 9/10 Extreme 7 d/yr ≥109°F today · 22 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $22,189
- − Mortgage interest
- −$6,722
- − Property taxes
- −$760
- − Insurance
- −$600
- − Repairs & maintenance
- −$1,775
- − Management
- −$1,775
- − Depreciation
- −$3,491
- Taxable income
- $7,066
- Est. tax owed @ 24.0%
- −$1,696
- After-tax cash flow
- $6,922/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Calcasieu Parish
- NCES district ID
- 2200330
- Math proficiency
- 30% ▼ -39.00%
- Reading proficiency
- 44% ▼ -33.00%
- Median HH income
- $44,700
- Composite
- 31.45/100
- National rank
- #5979
- State rank
- #29 of 98 in LA
Livability — Westlake
- Score
- 66/100
- State rank
- #120
- US rank
- #11457
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Westlake, LA
- County
- Calcasieu Parish · 170,889 people
- City population
- 9,552
- Metro
- Lake Charles, LA
- Population (ZIP)
- 9,552
- Household income
- $69,106
- Rent vs Own
- Severe rent burden
- 178.0
Population outlook (Calcasieu County) Hauer SSP2
- Today (2025)
- 212,179 people
- By 2030
- 218,199 · +2.8%
- By 2040
- 228,486 · +7.7%
- By 2050
- 236,208 · +11.3%
- By 2075
- 251,696 · +18.6%
- By 2100
- 247,848 · +16.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (82%)
- Race & ethnicity
- White 82% Black 9% Two or more races 4% Hispanic / Latino 4% Asian 3%
- Common ancestry
- Lithuanian 7% Serbian 2% Italian 1%
- Foreign-born
- 3% · Canada, South Korea
- Languages at home
- 93% English-only · Other Asian/Pacific 3% Spanish 2% French/Haitian/Cajun 1%
Political lean MEDSL · Calcasieu
- 2024 margin
- Solid R (+39.6) · D 29.5% · R 69.0% · Other 1.5%
- 2008→2024 swing
- -15.0pp toward R · 2008: -24.6pp · 2024: -39.6pp
- All cycles
- 2024: R+39.6 2020: R+35.2 2016: R+33.3 2012: R+28.7 2008: R+24.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -107.45%
- Current HPI
- 81.9801
- Rent YoY
- —
- Metro
- Lake Charles, LA
- State GDP YoY
- ▲ 3.29%
- F500 in state
- 10
Industry mix (Fortune 500 HQ in LA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Telecommunications | 2 | $23B |
|
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| Utilities | 1 | $12B |
|
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| Wholesale / Distribution | 1 | $5B |
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| Advertising | 1 | $2B |
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Price history
+5.2% since first listed3 events — show timeline
- 2026-05-20 Listed $120,000 GFPAR
- 2026-05-20 Listed $120,000 SWLAR
- 2015-07-21 Sold (Public Records) $114,100 Public Records
Property tax history
+3.7%/yrLatest (2025): $760 · +3.2% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…