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1305 Guillory St St
B+ Composite 76.44
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Livability +3.3/5.0
  • Schools +3.1/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$120,000

1305 Guillory St St · Westlake, LA 70669
3 bd · 1.0 ba · 1,500 sqft · SingleFamily · 30 Days on market
Built 1980 8,712 sqft lot Est $183k · 34% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Opportunity awaits with this 3-bedroom, 1-bath home full of potential! Whether you’re an investor looking for your next project or a buyer ready to add your personal touch, this property offers endless possibilities. Featuring a functional layout, spacious bedrooms, and plenty of room to make it your own, this home is ready for a little TLC to truly shine. Conveniently located near local amenities, shopping, and schools. Bring your vision and transform this property into something special!

Key facts

  • 8,712 sq ft lot
  • Built 1980
  • Listed 29 days

Property features AI

Finance

  • Other: Directions: Take I-10 E, exit 27 toward LA-378/Westlake; follow La-378 N/Sampson St and La-379 to Guillory St. Property will be on the left.

Exterior

  • Home design: Single-family residence; Single-story
  • Exterior features: Lot dimensions approximately 75 x 115; Lot area about 0.2 acres; Zoned residential

Interior

  • Bathrooms: 1 full bathroom
  • Interior features: 6 total rooms

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $120k.

Deal economics

  • At list price, monthly cash flow is $718 ($9k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $120k).
  • Recommended offer: $118k (1.5% below list) — sets the bar for market timing.
  • Cap rate 13.5% vs local median 6.4% in Westlake — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 66/100 on livability (#120 in LA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, schools A; Watch: amenities F, commute F.
  • Calcasieu Parish (other): math 30% / reading 44% proficiency, ranked #29 of 98 in LA (top 30%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 148 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 1,298 units permitted in Calcasieu Parish in 2024 (526 in 5+ unit buildings).
  • This rent runs 32% of the median local income ($69k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $830 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Calcasieu County population projected at +11% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $34k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 30 days — a 2% lower offer ($118k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $118,200 (1.5% below list)

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.54%
Cap rate
13.47%
Cash-on-cash
25.65%
DSCR
2.14
GRM
5.4

CMA / ARV

ARV (on-the-fly)
$183,000
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1513 Guillory St 0.18mi 3/2.0 1,368 (-9%) 6mo $178,000 $130 67
1921 Anderson Ave 0.45mi 3/1.5 1,375 (-8%) 3mo $152,000 $111 61
1301 Matilda St St 0.70mi 3/2.0 1,516 (+1%) 6mo $80,000 $53 56
1901 Linda Dr 0.55mi 3/2.0 1,570 (+5%) 8mo $159,000 $101 56
1913 Sikes Ave 0.48mi 3/2.0 1,662 (+11%) 2mo $255,000 $153 54
2104 Linda Dr 0.64mi 3/1.0 1,590 (+6%) 10mo $159,500 $100 51
920 Live Oak St 0.74mi 3/2.0 1,500 (0%) 13mo $208,000 $139 51
1112 Dewey St 0.71mi 3/2.0 1,435 (-4%) 10mo $117,000 $82 48
1521 Matilda St 0.68mi 3/2.0 1,352 (-10%) 3mo $200,000 $148 46
1216 Continental Blvd 0.68mi 3/1.0 1,308 (-13%) 3mo $132,000 $101 44
804 Wehrt St 0.63mi 4/2.0 (+1) 1,604 (+7%) 11mo $195,000 $122 41
801 Cedar St 0.71mi 3/2.0 1,311 (-13%) 13mo $190,000 $145 31

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
19.3%
Equity multiple
1.78×
Total profit
$26,271
Equity at exit
$17,892
10-year hold
IRR
27.6%
Equity multiple
3.43×
Total profit
$81,673
Equity at exit
$10,375

Cash invested: $33,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

ZIP-level market 70669

Active inventory
148
Price-to-rent
5.4×

Monthly cashflow live

Estimated rent
$1,849 medium interval (Pro) →
Mortgage (P&I)
$629
Tax from tax record
$63 /mo · $760/yr
Insurance
$50
HOA
$0
Vacancy / Maint / Mgmt
$388
Net cashflow
$718

Break-even live

Break-even rent $940
Max offer price $120,000
Occupancy floor 56%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$30,000
Closing costs
$3,600
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
909 Wehrt St Westlake, LA 4.0 2.0 1819 $4,250 $2.34 43d 1 0.57mi
1607 Matilda St Westlake, LA 4.0 2.5 2120 $4,300 $2.03 43d 1 0.72mi

Listing history 20 events

  1. 2026-06-19
    days on market $120,000 Active 30 DOM
  2. 2026-06-18
    days on market $120,000 Active 29 DOM
  3. 2026-06-17
    days on market $120,000 Active 28 DOM
  4. 2026-06-16
    days on market $120,000 Active 27 DOM
  5. 2026-06-15
    days on market $120,000 Active 26 DOM
  6. 2026-06-14
    days on market $120,000 Active 24 DOM
  7. 2026-06-13
    days on market $120,000 Active 23 DOM
  8. 2026-06-10
    days on market $120,000 Active 21 DOM
  9. 2026-06-09
    days on market $120,000 Active 20 DOM
  10. 2026-06-08
    days on market $120,000 Active 19 DOM
  11. 2026-06-07
    days on market $120,000 Active 18 DOM
  12. 2026-06-05
    days on marketlisting id $120,000 Active 15 DOM
  13. 2026-06-03
    days on marketlisting id $120,000 Active 7 DOM
  14. 2026-06-02
    days on market $120,000 Active 13 DOM
  15. 2026-06-01
    days on market $120,000 Active 12 DOM
  16. 2026-05-31
    days on market $120,000 Active 11 DOM
  17. 2026-05-30
    days on market $120,000 Active 10 DOM
  18. 2026-05-20
    listed $120,000 Active 500-char remark
    Show marketing remark (500 chars)

    Opportunity awaits with this 3-bedroom, 1-bath home full of potential! Whether you’re an investor looking for your next project or a buyer ready to add your personal touch, this property offers endless possibilities. Featuring a functional layout, spacious bedrooms, and plenty of room to make it your own, this home is ready for a little TLC to truly shine. Conveniently located near local amenities, shopping, and schools. Bring your vision and transform this property into something special!

  19. 2026-05-20
    listed $120,000 Active
    Show marketing remark (500 chars)

    Opportunity awaits with this 3-bedroom, 1-bath home full of potential! Whether you’re an investor looking for your next project or a buyer ready to add your personal touch, this property offers endless possibilities. Featuring a functional layout, spacious bedrooms, and plenty of room to make it your own, this home is ready for a little TLC to truly shine. Conveniently located near local amenities, shopping, and schools. Bring your vision and transform this property into something special!

  20. 2015-07-21
    soldstatus $114,100

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

Current annual tax
$760 · $63/mo
Projected year-2 tax
$760 · $63/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 4/10 Moderate FEMA zone X (shaded) · 20% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥109°F today · 22 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$22,189
− Mortgage interest
−$6,722
− Property taxes
−$760
− Insurance
−$600
− Repairs & maintenance
−$1,775
− Management
−$1,775
− Depreciation
−$3,491
Taxable income
$7,066
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,696
After-tax cash flow
$6,922/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Calcasieu Parish
NCES district ID
2200330
Math proficiency
30% ▼ -39.00%
Reading proficiency
44% ▼ -33.00%
Median HH income
$44,700
Composite
31.45/100
National rank
#5979
State rank
#29 of 98 in LA

Livability — Westlake

Score
66/100
State rank
#120
US rank
#11457

Category grades

Amenities F Commute F Cost of living A+ Crime C Employment C+ Housing A+ Health & safety A User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Westlake, LA
County
Calcasieu Parish · 170,889 people
City population
9,552
Metro
Lake Charles, LA
Population (ZIP)
9,552
Household income
$69,106
Rent vs Own
21.3% rent · 78.7% own
Severe rent burden
178.0

Population outlook (Calcasieu County) Hauer SSP2

Today (2025)
212,179 people
By 2030
218,199 · +2.8%
By 2040
228,486 · +7.7%
By 2050
236,208 · +11.3%
By 2075
251,696 · +18.6%
By 2100
247,848 · +16.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (82%)
Race & ethnicity
White 82% Black 9% Two or more races 4% Hispanic / Latino 4% Asian 3%
Common ancestry
Lithuanian 7% Serbian 2% Italian 1%
Foreign-born
3% · Canada, South Korea
Languages at home
93% English-only · Other Asian/Pacific 3% Spanish 2% French/Haitian/Cajun 1%

Political lean MEDSL · Calcasieu

2024 margin
Solid R (+39.6) · D 29.5% · R 69.0% · Other 1.5%
2008→2024 swing
-15.0pp toward R · 2008: -24.6pp · 2024: -39.6pp
All cycles
2024: R+39.6 2020: R+35.2 2016: R+33.3 2012: R+28.7 2008: R+24.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -107.45%
Current HPI
81.9801
Rent YoY
Metro
Lake Charles, LA
State GDP YoY
▲ 3.29%
F500 in state
10

Industry mix (Fortune 500 HQ in LA)

Industry F500 HQs Revenue

Price history

+5.2% since first listed
3 events — show timeline
  • 2026-05-20 Listed $120,000 GFPAR
  • 2026-05-20 Listed $120,000 SWLAR
  • 2015-07-21 Sold (Public Records) $114,100 Public Records

Property tax history

+3.7%/yr

Latest (2025): $760 · +3.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…