CashFlowRE
Sign in Sign up
301 Squire Rd
D Composite 41.35
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +14.2/30.0
  • ARV discount +7.5/15.0
  • DSCR +4.3/10.0
  • Schools +3.6/10.0
  • Livability +3.6/5.0
  • 1% rule +3.1/10.0
  • Rent growth +2.6/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$227,500

301 Squire Rd · Dentsville, SC 29223
3 bd · 2.0 ba · 1,338 sqft · SingleFamily public records · 95 Days on market
Built 1994 8,276 sqft lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Welcome to 301 Squire Rd - a move-in ready home in Brickyard Village — with NO HOA and a short 20-25 minute drive to Fort Jackson's main gate (2), perfect to PCS moves. This 3-bedroom 2-bath home has been refreshed with a brand new kitchen, new LVP flooring on the main floor and stylish updates finishes throughout. Curb appeal shines with new wood columns, custom wooden shutters, and landscaped planting beds. Inside, you’ll love the brand-new kitchen with gorgeous butcher block countertops, new cabinetry, and new stainless steel appliances — perfect for cooking and entertaining. The living room features a cozy fireplace and durable LVP flooring across the main level. The p

Key facts

  • New wood columns
  • New cabinetry
  • Brand-new kitchen

Tags

NEW WOOD COLUMNSCUSTOM WOODEN SHUTTERSLANDSCAPED PLANTING BEDSBRAND-NEW KITCHENBUTCHER BLOCK COUNTERTOPSNEW CABINETRY

Property features AI

Exterior

  • Parking: 2 parking spaces
  • Utilities: Public water; Public sewer
  • Home design: Two-story property
  • Construction: Slab foundation
  • Exterior features: Other exterior finish; Paved road access

Interior

  • Kitchen: Solid surface countertops; Smooth surface range
  • Bedrooms: Primary bedroom on the main level; Additional bedrooms on the second level
  • Bathrooms: Two full bathrooms total; One full main-level bathroom; One full second-level bathroom
  • Heating & cooling: Central cooling (split system); Electric heat with heat pumps serving first and second levels
  • Interior features: Ceiling fan in living room; One fireplace; Smooth surface range; Solid surface kitchen countertops
  • Laundry & utility: Washer and dryer located on the main level

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $228k.

Deal economics

  • At list price, monthly cash flow is $37 ($442/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $185k (18.7% below list).
  • Recommended offer: $185k (18.7% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 71/100 on livability (#50 in SC) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, housing A; Watch: amenities D+, crime F, commute F.
  • Richland 02 (suburban): math 35% / reading 47% proficiency, ranked #29 of 80 in SC (top 36%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Killian Elementary (math 18% / reading 24%, grade F, #488 of 597 statewide, top 82%, 742 students, 100% FRL); Longleaf Middle (math 19% / reading 41%, grade F, #136 of 229 statewide, top 60%, 802 students, 69% FRL); Westwood High (math 47% / reading 87%, grade B, #73 of 196 statewide, top 41%, 1,684 students, 66% FRL) — zoned schools average 78% FRL vs 38% district-wide (40 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents flat; 341 active listings in the ZIP; 10 comparable units currently listed for rent nearby; rentals leasing fast (median 5d on market — plan ~1-2 weeks tenant-placement turnaround); 3,472 units permitted in Richland County in 2024 (1,096 in 5+ unit buildings).
  • This rent runs 36% of the median local income ($62k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Richland County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 95 days — a 9% lower offer ($207k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts since 6y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $140k; list at $228k implies a 62% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 61% chance of damaging wind over 30y; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $184,983 (18.7% below list)

Questions for the listing agent

  1. It's been on market 95 days. Have you received any prior offers? Is the seller open to a 19% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.81%
Cap rate
6.49%
Cash-on-cash
0.69%
DSCR
1.03
GRM
10.2

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.21% rent growth · sell at horizon

5-year hold
IRR
-18.1%
Equity multiple
0.38×
Total profit
$-39,631
Equity at exit
$33,921
10-year hold
IRR
-16.3%
Equity multiple
0.19×
Total profit
$-51,347
Equity at exit
$19,670

Cash invested: $63,700 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State South Carolina
90 Strongly Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
5-day notice; preempted; landlord-favorable.

ZIP-level market 29223

Rents YoY
0.2%
Active inventory
341
Price-to-rent
10.2×

Monthly cashflow live

Estimated rent
$1,850 high interval (Pro) →
Mortgage (P&I)
$1,193
Tax from tax record
$137 /mo · $1,640/yr
Insurance
$95
HOA
$0
Vacancy / Maint / Mgmt
$388
Net cashflow
$37

Break-even live

Break-even rent $1,803
Max offer price $227,500
Occupancy floor 93%

Sensitivity live

Price -10% $166 -5% $101 +0% $37 +5% $-28 +10% $-92
Rent -10% $-109 -5% $-36 +0% $37 +5% $110 +10% $183
Rate -1.0pp $151 -0.5pp $95 base $37 +0.5pp $-22 +1.0pp $-82

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$56,875
Closing costs
$6,825
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 10 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
916 N Brickyard Rd Columbia, SC 3.0 2.0 1350 $1,695 $1.26 16d 1 0.26mi
502 Blue Garden Way Columbia, SC 4.0 2.5 1775 $2,183 $1.23 16d 1 0.27mi
109 Jaybird Ln Columbia, SC 3.0 2.0 1250 $1,679 $1.34 4d 1 0.82mi
108 Quinton Ln Columbia, SC 3.0 2.0 1052 $1,749 $1.66 23d 1 1.19mi
13 Tomafield Ct Columbia, SC 3.0 2.0 1721 $2,000 $1.16 5d 1 1.22mi
21 Winslow Ct Columbia, SC 3.0 2.0 1220 $1,649 $1.35 23d 1 1.24mi
18 Rosepine Dr Columbia, SC 4.0 2.0 1600 $1,985 $1.24 5d 1 1.25mi
109 Summer Vale Dr Columbia, SC 4.0 2.5 1800 $2,150 $1.19 5d 1 1.38mi
1340 N Brickyard Rd Columbia, SC 1.0–3.0 1.0–2.0 1061 $1,860 $1.75 4d 34 1.40mi
508 Longtown Rd Columbia, SC 1.0–3.0 1.0–2.0 984 $1,316 $1.34 5d 26 1.48mi

Listing history 30 events

  1. 2026-06-22
    days on market $227,500 Active 95 DOM
  2. 2026-06-18
    days on market $227,500 Active 92 DOM
  3. 2026-06-17
    days on market $227,500 Active 91 DOM
  4. 2026-06-16
    days on market $227,500 Active 90 DOM
  5. 2026-06-15
    days on market $227,500 Active 89 DOM
  6. 2026-06-14
    days on market $227,500 Active 87 DOM
  7. 2026-06-13
    days on market $227,500 Active 86 DOM
  8. 2026-06-10
    days on market $227,500 Active 84 DOM
  9. 2026-06-09
    days on market $227,500 Active 83 DOM
  10. 2026-06-08
    days on market $227,500 Active 82 DOM
  11. 2026-06-07
    days on market $227,500 Active 81 DOM
  12. 2026-06-05
    days on market $227,500 Active 78 DOM
  13. 2026-06-03
    days on market $227,500 Active 77 DOM
  14. 2026-06-03
    days on market $227,500 Active 76 DOM
  15. 2026-06-01
    days on market $227,500 Active 75 DOM
  16. 2026-05-31
    days on market $227,500 Active 74 DOM
  17. 2026-05-08
    price $227,500
  18. 2026-03-18
    listed $228,500 Active
  19. 2025-11-21
    price $225,000
  20. 2025-10-08
    listed $228,900 Active
  21. 2021-02-11
    soldstatus $140,000
  22. 2020-12-01
    historical
  23. 2020-11-29
    status Active
  24. 2020-11-23
    historical
  25. 2020-11-12
    status Active
  26. 2020-09-16
    historical
  27. 2020-09-04
    status Active
  28. 2020-09-03
    historical
  29. 2020-08-28
    listed $142,000 Active
  30. 1994-03-18
    soldstatus $73,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast SC · Resets to sale price

Current annual tax
$1,640 · $137/mo
Projected year-2 tax
$1,640 · $137/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 6/10 Major 7 d/yr ≥107°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 61% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$22,198
− Mortgage interest
−$12,744
− Property taxes
−$1,640
− Insurance
−$1,138
− Repairs & maintenance
−$1,776
− Management
−$1,776
− Depreciation
−$6,618
Taxable loss
−$3,493
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$838
After-tax cash flow
$1,281/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Richland 02
NCES district ID
4503390
Math proficiency
35% ▼ -15.00%
Reading proficiency
47% ▼ -5.00%
Median HH income
$59,684
Composite
36.2/100
National rank
#4730
State rank
#29 of 80 in SC

Livability — Dentsville

Score
71/100
State rank
#50
US rank
#6940

Category grades

Amenities D+ Commute F Cost of living A+ Crime F Employment F Housing A Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Richland County · 389,530 people
City population
335,994
Metro
Columbia, SC
Population (ZIP)
53,074
Household income
$62,408
Rent vs Own
42.4% rent · 57.6% own
Severe rent burden
2857.0

Population outlook (Richland County) Hauer SSP2

Today (2025)
459,667 people
By 2030
487,524 · +6.1%
By 2040
542,035 · +17.9%
By 2050
595,371 · +29.5%
By 2075
732,998 · +59.5%
By 2100
820,415 · +78.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.60)
Race & ethnicity
Black 57% White 23% Hispanic / Latino 11% Two or more races 6% Asian 4%
Hispanic origin (detail)
Mexican 5% Puerto Rican 2%
Common ancestry
Slovak 1% Serbian 1% Italian 1%
Foreign-born
10% · Canada, South Korea
Languages at home
86% English-only · Spanish 8% Other Indo-European 2% Korean 1%

Political lean MEDSL · Richland

2024 margin
Solid D (+34.6) · D 66.4% · R 31.8% · Other 1.8%
2008→2024 swing
+5.7pp toward D · 2008: 28.9pp · 2024: 34.6pp
All cycles
2024: D+34.6 2020: D+38.3 2016: D+32.9 2012: D+33.3 2008: D+28.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -135.96%
Current HPI
195.3158
Rent YoY
▲ 0.21%
Metro
Columbia, SC
State GDP YoY
▲ 4.51%
F500 in state
2

Industry mix (Fortune 500 HQ in SC)

Industry F500 HQs Revenue

Price history

+209.5% since first listed
14 events — show timeline
  • 2026-05-08 Price Changed $227,500 Consolidated MLS
  • 2026-03-18 Listed $228,500 Consolidated MLS
  • 2025-11-21 Price Changed $225,000 Consolidated MLS
  • 2025-10-08 Listed $228,900 Consolidated MLS
  • 2021-02-11 Sold (Public Records) $140,000 Public Records
  • 2020-12-01 Delisted Consolidated MLS
  • 2020-11-29 Relisted Consolidated MLS
  • 2020-11-23 Delisted Consolidated MLS
  • 2020-11-12 Relisted Consolidated MLS
  • 2020-09-16 Delisted Consolidated MLS
  • 2020-09-04 Relisted Consolidated MLS
  • 2020-09-03 Delisted Consolidated MLS
  • 2020-08-28 Listed $142,000 Consolidated MLS
  • 1994-03-18 Sold (Public Records) $73,500 Public Records

Property tax history

+3.9%/yr

Latest (2025): $1,640 · +3.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…