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3615 Woodville Dr
C- Composite 51.86
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +16.4/30.0
  • ARV discount +15.0/15.0
  • 1% rule +5.9/10.0
  • DSCR +5.1/10.0
  • Livability +4.0/5.0
  • Condition / age +2.5/5.0
  • Rent growth +1.7/5.0
  • Schools +1.4/10.0
  • Appreciation +0.0/10.0

$125,000

3615 Woodville Dr · San Antonio, TX 78223
3 bd · 1.0 ba · 960 sqft · SingleFamily public records · 66 Days on market
Built 1959 8,668 sqft lot $130/sqft · 28% below area Est $174k · 28% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Investor special with great potential in established San Antonio neighborhood! This property is being sold as-is and offers a fantastic opportunity for investors, flippers, or buyers looking to customize a home to their liking. Situated on a spacious lot, this home provides a strong foundation for renovation or rental potential. With the right vision, this property can be transformed into a great primary residence or income-producing asset. Conveniently located near major highways, shopping, and dining. Don't miss your chance to bring your ideas and make this property your own!

Key facts

  • Rental potential
  • Strong foundation
  • Spacious lot

Tags

SPACIOUS LOTSTRONG FOUNDATIONRENOVATION POTENTIALRENTAL POTENTIALSHOPPINGDINING

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $125k.

Deal economics

  • At list price, monthly cash flow is $70 ($839/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $125k).
  • Recommended offer: $118k (6.0% below list) — sets the bar for market timing.
  • Cap rate 7.0% vs local median 3.8% in San Antonio — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 80/100 on livability (#31 in TX, #1,616 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: crime F.
  • San Antonio ISD (urban): math 12% / reading 22% proficiency, ranked #805 of 826 in TX (top 98%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 80% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Highland Hills El (math 10% / reading 23%, grade F, #3,946 of 4,322 statewide, top 92%, 618 students, 94% FRL); Rogers Middle (math 5% / reading 14%, grade F, #1,649 of 1,662 statewide, top 99%, 364 students, 92% FRL); Highlands H S (math 18% / reading 27%, grade F, #1,354 of 1,632 statewide, top 83%, 1,651 students, 92% FRL).
  • Market conditions: Rents falling (-3.4%/yr); 329 active listings in the ZIP; 24 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 8,308 units permitted in Bexar County in 2024 (2,506 in 5+ unit buildings).
  • This rent runs 31% of the median local income ($52k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $864 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Bexar County population projected at +50% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 66 days — a 6% lower offer ($118k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Watch-outs: property tax is 2.9% of price; built in 1959 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: moderate flood risk; severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $117,500 (6.0% below list)

Questions for the listing agent

  1. It's been on market 66 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Built in 1959 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.09%
Cap rate
6.96%
Cash-on-cash
2.40%
DSCR
1.11
GRM
7.6

CMA / ARV

ARV (median comp)
$174,345
List price
$125,000
Delta
-28.30%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
3510 Woodville Dr 0.13mi 3/1.0 936 (-2%) 12mo $105,000 $112 80
115 Tipperary 0.47mi 3/1.0 988 (+3%) 12mo $159,900 $162 64
274 Gayle Ave 0.62mi 3/1.0 988 (+3%) 8mo $74,900 $76 59
502 E Palfrey 0.69mi 3/1.0 960 (0%) 11mo $174,999 $182 58
3318 Colglazier 0.42mi 3/1.0 860 (-10%) 6mo $159,900 $186 58
315 Colglazier Ave 0.57mi 3/1.0 1,000 (+4%) 14mo $163,000 $163 55
407 Pickwell 0.55mi 3/2.0 1,044 (+9%) 2mo $119,000 $114 54
394 Anton 0.74mi 3/1.0 912 (-5%) 8mo $85,000 $93 50
230 Metz 0.67mi 2/1.0 (-1) 912 (-5%) 8mo $189,999 $208 49
326 Ryan 0.57mi 3/2.0 1,058 (+10%) 9mo $200,000 $189 45
814 Pennystone Ave 0.70mi 3/1.0 1,026 (+7%) 14mo $149,900 $146 45
450 E Palfrey 0.69mi 3/2.0 884 (-8%) 9mo $150,000 $170 43

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-16.4%
Equity multiple
0.44×
Total profit
$-19,691
Equity at exit
$18,638
10-year hold
IRR
-16.0%
Equity multiple
0.25×
Total profit
$-26,424
Equity at exit
$10,808

Cash invested: $35,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 78223

Home prices YoY
-16.4%
Rents YoY
-3.4%
Active inventory
329
Price-to-rent
7.6×

Monthly cashflow live

Estimated rent
$1,365 high interval (Pro) →
Mortgage (P&I)
$656
Tax from tax record
$301 /mo · $3,609/yr
Insurance
$52
HOA
$0
Vacancy / Maint / Mgmt
$287
Net cashflow
$70

Break-even live

Break-even rent $1,276
Max offer price $125,000
Occupancy floor 90%

Sensitivity live

Price -10% $141 -5% $105 +0% $70 +5% $35 +10% $-1
Rent -10% $-38 -5% $16 +0% $70 +5% $124 +10% $178
Rate -1.0pp $133 -0.5pp $102 base $70 +0.5pp $38 +1.0pp $5

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$31,250
Closing costs
$3,750
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 24 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3435 E Southcross Blvd San Antonio, TX 1.0–2.0 1.0–2.0 867 $1,254 $1.45 45d 1 0.31mi
114 Killarney Dr San Antonio, TX 3.0 2.0 988 $1,500 $1.52 16d 1 0.41mi
4700 Stringfellow Dr San Antonio, TX 1.0–2.0 1.0–2.0 807 $950 $1.18 0d 6 0.49mi
326 Sublett Dr San Antonio, TX 2.0 1.0 912 $1,350 $1.48 25d 1 0.60mi
2011 Dollarhide Ave San Antonio, TX 1.0–2.0 1.0 730 $1,150 $1.58 23d 5 0.81mi
611 Kashmuir Pl San Antonio, TX 3.0 1.0 1008 $1,800 $1.79 45d 1 0.87mi
115 Harcourt Ave San Antonio, TX 3.0 1.0 912 $1,500 $1.64 23d 1 0.99mi
2303 Goliad Rd San Antonio, TX 1.0–2.0 1.0 675 $1,013 $1.50 0d 7 1.07mi
462 Utopia Ln San Antonio, TX 2.0 1.0 837 $1,215 $1.45 45d 1 1.20mi
462 Utopia Ln Unit W248 San Antonio, TX 2.0 1.0 837 $1,239 $1.48 19d 1 1.23mi
2566 Goliad Rd San Antonio, TX 2.0 1.0 600 $1,350 $2.25 6d 20 1.24mi
2566 Goliad Rd San Antonio, TX 1.0–2.0 1.0 600 $1,300 $2.17 25d 23 1.24mi
4622 Clark Ave San Antonio, TX 1.0–4.0 1.0–2.0 859 $1,380 $1.61 45d 1 1.25mi
4243 Family Tree San Antonio, TX 2.0 1.0 900 $1,072 $1.19 6d 8 1.25mi
317 Kashmuir Pl Unit 3 San Antonio, TX 2.0 1.0 732 $1,197 $1.64 17d 1 1.30mi
7035 Pickwell Dr San Antonio, TX 1.0–3.0 1.0–2.0 953 $1,769 $1.86 0d 31 1.33mi
3903 SE Military Dr San Antonio, TX 1.0–3.0 1.0–2.0 942 $1,364 $1.45 23d 10 1.36mi
2819 S WW White Rd Unit 710 San Antonio, TX 2.0 2.0 1007 $1,192 $1.18 0d 1 1.37mi
3602 Bremen St San Antonio, TX 4.0 2.0 1092 $1,595 $1.46 25d 1 1.44mi
3607 Bremen Ave #2 San Antonio, TX 2.0 1.0 940 $999 $1.06 0d 1 1.45mi
311 Glamis Ave Unit 2 San Antonio, TX 3.0 1.0 900 $1,395 $1.55 45d 1 1.47mi
311 Glamis Ave San Antonio, TX 3.0 1.0 1100 $1,195 $1.09 0d 1 1.47mi
768 Avondale Ave Unit 202 San Antonio, TX 3.0 1.5 1050 $1,195 $1.14 4d 1 1.48mi
2825 S WW White Rd San Antonio, TX 2.0 2.0 1007 $927 $0.92 45d 1 1.48mi

Listing history 15 events

  1. 2026-06-21
    days on market $125,000 Active 66 DOM
  2. 2026-06-18
    days on market $125,000 Active 63 DOM
  3. 2026-06-17
    days on market $125,000 Active 62 DOM
  4. 2026-06-16
    days on market $125,000 Active 61 DOM
  5. 2026-06-15
    days on market $125,000 Active 60 DOM
  6. 2026-06-13
    days on market $125,000 Active 58 DOM
  7. 2026-06-09
    days on market $125,000 Active 54 DOM
  8. 2026-06-08
    days on market $125,000 Active 53 DOM
  9. 2026-06-07
    days on market $125,000 Active 52 DOM
  10. 2026-06-04
    days on market $125,000 Active 49 DOM
  11. 2026-06-03
    days on market $125,000 Active 48 DOM
  12. 2026-06-02
    days on market $125,000 Active 47 DOM
  13. 2026-06-01
    days on market $125,000 Active 46 DOM
  14. 2026-05-31
    days on market $125,000 Active 45 DOM
  15. 2026-04-16
    listed $125,000 New 590-char remark
    Show marketing remark (590 chars)

    Investor special with great potential in established San Antonio neighborhood! This property is being sold as-is and offers a fantastic opportunity for investors, flippers, or buyers looking to customize a home to their liking. Situated on a spacious lot, this home provides a strong foundation for renovation or rental potential. With the right vision, this property can be transformed into a great primary residence or income-producing asset. Conveniently located near major highways, shopping, and dining. Don't miss your chance to bring your ideas and make this property your own!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$3,609 · $301/mo
Projected year-2 tax
$3,609 · $301/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 5/10 Major FEMA zone X (unshaded) · 24% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 8/10 Severe 7 d/yr ≥109°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$16,380
− Mortgage interest
−$7,002
− Property taxes
−$3,609
− Insurance
−$625
− Repairs & maintenance
−$1,310
− Management
−$1,310
− Depreciation
−$3,636
Taxable loss
−$1,114
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$267
After-tax cash flow
$1,107/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
San Antonio ISD
NCES district ID
4838730
Math proficiency
12% ▼ -21.00%
Reading proficiency
22% ▼ -7.00%
Median HH income
$30,952
Composite
13.57/100
National rank
#9512
State rank
#805 of 826 in TX

Livability — San Antonio

Score
80/100
State rank
#31
US rank
#1616

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment C Housing A+ Health & safety A+ User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
San Antonio, TX
County
Bexar County · 1,990,555 people
City population
1,806,925
Metro
San Antonio-New Braunfels, TX
Population (ZIP)
58,983
Household income
$52,088
Rent vs Own
42.4% rent · 57.6% own
Severe rent burden
2809.0

Population outlook (Bexar County) Hauer SSP2

Today (2025)
2,336,851 people
By 2030
2,560,728 · +9.6%
By 2040
3,020,569 · +29.3%
By 2050
3,493,522 · +49.5%
By 2075
4,668,459 · +99.8%
By 2100
5,533,242 · +136.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Hispanic (76%)
Race & ethnicity
Hispanic / Latino 76% Two or more races 28% White 16% Black 5% Asian 2% Native American 1%
Hispanic origin (detail)
Mexican 67%
Common ancestry
Lithuanian 2% Romanian 1% Slovak 1%
Foreign-born
10% · Canada, Vietnam
Languages at home
63% English-only · Spanish 36%

Political lean MEDSL · Bexar

2024 margin
Lean D (+9.8) · D 54.3% · R 44.6% · Other 1.1%
2008→2024 swing
+4.2pp toward D · 2008: 5.6pp · 2024: 9.8pp
All cycles
2024: D+9.8 2020: D+18.2 2016: D+13.5 2012: D+4.6 2008: D+5.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -52.06%
Current HPI
265.2235
Rent YoY
▼ -3.36%
Metro
San Antonio-New Braunfels, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-04-16 Listed $125,000 LERA

Property tax history

+6.0%/yr

Latest (2025): $3,609 · -2.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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