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200 John Dr
C- Composite 51.81
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.8/30.0
  • ARV discount +10.5/15.0
  • Appreciation +7.1/10.0
  • DSCR +4.9/10.0
  • 1% rule +3.2/10.0
  • Livability +2.9/5.0
  • Rent growth +2.5/5.0
  • Schools +2.5/10.0
  • Condition / age +2.5/5.0

$164,500

200 John Dr · Poteau, OK 74953
3 bd · 1.0 ba · 1,200 sqft · SingleFamily public records · 29 Days on market
Built 1983 1,307 sqft lot Est $176k · 7% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Perfect, well-maintained, cozy family home with updates inside and out! Features include new flooring, fresh paint, and a spacious deck with a walk-up ramp, offering ample space for outdoor grilling and dining. The fenced yard provides a safe space for children and pets. This home offers 3 bedrooms, 2 bathrooms. The storage shed will remain with the property. Nice sized attached carport provides room for parking and outdoor seating. Conveniently located in a quiet neighborhood near Poteau Public Schools and the CAVANAL SCENIC EXPY. This home is budget-friendly and priced to sell! Call today to schedule your showing!

Key facts

  • Walk-up ramp
  • Fresh paint
  • Fenced yard

Tags

NEW FLOORINGFRESH PAINTSPACIOUS DECKWALK-UP RAMPFENCED YARDSTORAGE SHED

Property features AI

Exterior

  • Parking: Attached carport; 2 covered parking spaces; Concrete parking surface
  • Security: Smoke detectors
  • Utilities: Public water; Public sewer; Electricity available; Water available; Sewer available
  • Home design: Single-family house; One story
  • Construction: Masonite exterior; Metal roof; Slab foundation; Built as residential single-family
  • Exterior features: Deck; Front and back yard fencing; Storage and outbuilding; Views; Landscaped, cleared, level city lot; Paved, public maintained road

Interior

  • Kitchen: Dishwasher; Oven; Refrigerator; Exhaust fan; Electric water heater
  • Flooring: Ceramic tile; Vinyl
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating; Central air; Ceiling fans
  • Interior features: Built-in features; Ceiling fans; Eat-in kitchen; Blinds
  • Laundry & utility: Washer hookup; Electric dryer hookup

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $164k.

Deal economics

  • At list price, monthly cash flow is $74 ($889/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $135k (18.1% below list).
  • Recommended offer: $135k (18.1% below list) — sets the bar for 1% rule.
  • Cap rate 6.8% vs local median 3.8% in Poteau — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 57/100 on livability (#485 in OK) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+; Watch: crime D+, amenities F, commute F.
  • Poteau (town): math 30% / reading 29% proficiency, ranked #68 of 270 in OK (top 25%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: Poteau Upper Es (math 45% / reading 36%, grade F, #98 of 845 statewide, top 12%, 471 students, 0% FRL); Poteau Hs (math 22% / reading 32%, grade F, #125 of 447 statewide, top 31%, 636 students, 0% FRL) — zoned schools average 0% FRL vs 54% district-wide (54 pts lower); this property's tenant base skews higher-income than the district average.
  • Market conditions: 137 active listings in the ZIP; 73 units permitted in Le Flore County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $8k of equity ($1k loan paydown + $7k appreciation (4.2% local appreciation)).
  • Le Flore County population projected at -13% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (4.2% appreciation + 3.0% rent growth), your $46k cash investment doubles in ~5 years — after that, you're playing with house money.
  • By year 5, paydown + projected appreciation supports a ~$35k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 29 days — a 2% lower offer ($162k) is reasonable based on typical stale-listing flexibility.
  • Current owner paid $72k; list at $164k implies a 128% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: moderate wildfire risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $134,673 (18.1% below list)

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  3. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.82%
Cap rate
6.83%
Cash-on-cash
1.93%
DSCR
1.09
GRM
10.2

CMA / ARV

ARV (on-the-fly)
$176,400
Comps found
11
Show comp detail 11 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2904 Witteville Dr 0.20mi 3/1.5 1,118 (-7%) 1mo $135,000 $121 76
206 John Dr 0.05mi 2/2.0 (-1) 1,046 (-13%) 1mo $155,000 $148 66
109 Woodbine Ave 0.28mi 3/2.0 1,323 (+10%) 1mo $152,000 $115 65
114 Teakwood Dr 0.38mi 3/2.0 1,320 (+10%) 2mo $205,000 $155 60
113 Rhonda Ln 0.49mi 3/1.0 1,096 (-9%) 12mo $127,500 $116 52
204 Teakwood Dr 0.34mi 3/2.0 1,312 (+9%) 16mo $200,000 $152 51
211 Coggins 0.71mi 2/1.0 (-1) 1,088 (-9%) 9mo $105,000 $97 38
153 Kidd Ln 0.72mi 3/2.0 1,350 (+12%) 12mo $199,000 $147 32
181 Kidd Ln 0.72mi 3/2.0 1,350 (+12%) 13mo $199,000 $147 30
208 Carroll Heights Dr 0.58mi 4/2.0 (+1) 1,373 (+14%) 16mo $165,000 $120 27
209 Kidd Ln 0.72mi 2/2.0 (-1) 1,350 (+12%) 16mo $199,000 $147 24

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

4.22% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
12.5%
Equity multiple
1.77×
Total profit
$35,352
Equity at exit
$85,550
10-year hold
IRR
13.8%
Equity multiple
3.31×
Total profit
$106,419
Equity at exit
$141,665

Cash invested: $46,060 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
83 Strongly Landlord-Friendly
State Oklahoma
83 Strongly Landlord-Friendly · R+20
County
— inherits STATE
City
— inherits STATE
5-day notice; strongly landlord-favorable.

ZIP-level market 74953

Home prices YoY
1.7%
Active inventory
137
Price-to-rent
10.2×

Monthly cashflow live

Estimated rent
$1,347 medium interval (Pro) →
Mortgage (P&I)
$863
Tax from tax record
$59 /mo · $704/yr
Insurance
$69
HOA
$0
Vacancy / Maint / Mgmt
$283
Net cashflow
$74

Break-even live

Break-even rent $1,253
Max offer price $164,500
Occupancy floor 90%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$41,125
Closing costs
$4,935
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 16 events

  1. 2026-06-16
    status $164,500 Pending 29 DOM
  2. 2026-06-15
    days on market $164,500 Active 29 DOM
  3. 2026-06-13
    days on market $164,500 Active 27 DOM
  4. 2026-06-12
    days on market $164,500 Active 26 DOM
  5. 2026-06-09
    days on market $164,500 Active 23 DOM
  6. 2026-06-08
    days on market $164,500 Active 22 DOM
  7. 2026-06-08
    days on market $164,500 Active 21 DOM
  8. 2026-06-07
    days on market $164,500 Active 20 DOM
  9. 2026-06-04
    days on market $164,500 Active 17 DOM
  10. 2026-06-02
    days on market $164,500 Active 16 DOM
  11. 2026-06-01
    days on market $164,500 Active 15 DOM
  12. 2026-05-31
    days on market $164,500 Active 14 DOM
  13. 2026-05-17
    listed $164,500 Active
  14. 2015-01-23
    soldstatus $72,000
  15. 2012-08-13
    soldstatus $123,500
  16. 2007-01-11
    soldstatus $20,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OK · Resets to sale price

Current annual tax
$704 · $59/mo
Projected year-2 tax
$1,480 · $123/mo
Expected delta
+$776/yr (+$65/mo · 110.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 6/10 Major 7 d/yr ≥114°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 3% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$16,161
− Mortgage interest
−$9,215
− Property taxes
−$704
− Insurance
−$822
− Repairs & maintenance
−$1,293
− Management
−$1,293
− Depreciation
−$4,785
Taxable loss
−$1,951
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$468
After-tax cash flow
$1,357/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Poteau
NCES district ID
4024870
Math proficiency
30% ▼ -4.00%
Reading proficiency
29% ▼ -4.00%
Median HH income
$42,165
Composite
25.05/100
National rank
#7546
State rank
#68 of 270 in OK

Livability — Poteau

Score
57/100
State rank
#485
US rank
#22172

Category grades

Amenities F Commute F Cost of living A+ Crime D+ Employment F Housing A+ Health & safety D- User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Poteau, OK
Population (ZIP)
12,284

Population outlook (Le Flore County) Hauer SSP2

Today (2025)
48,504 people
By 2030
47,474 · -2.1%
By 2040
44,914 · -7.4%
By 2050
42,239 · -12.9%
By 2075
35,071 · -27.7%
By 2100
25,949 · -46.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (70%)
Race & ethnicity
White 70% Hispanic / Latino 12% Native American 10% Two or more races 10% Black 1%
Hispanic origin (detail)
Mexican 11%
Common ancestry
Slovak 2% Iranian 2% Serbian 1%
Foreign-born
7% · Canada
Languages at home
90% English-only · Spanish 10%

Political lean MEDSL · Le Flore

2024 margin
Solid R (+64.8) · D 17.0% · R 81.8% · Other 1.3%
2008→2024 swing
-26.1pp toward R · 2008: -38.6pp · 2024: -64.8pp
All cycles
2024: R+64.8 2020: R+63.4 2016: R+58.7 2012: R+41.1 2008: R+38.6

Not yet ingested

Civics

Market trends

HPI YoY
▲ 4.22%
Current HPI
252.3937
Rent YoY
Metro
State GDP YoY
▲ 1.55%
F500 in state
6

Industry mix (Fortune 500 HQ in OK)

Industry F500 HQs Revenue

Price history

+722.5% since first listed
4 events — show timeline
  • 2026-05-17 Listed $164,500 WRVBOR
  • 2015-01-23 Sold (Public Records) $72,000 Public Records
  • 2012-08-13 Sold (Public Records) $123,500 Public Records
  • 2007-01-11 Sold (Public Records) $20,000 Public Records

Property tax history

+6.7%/yr

Latest (2025): $704 · +21.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…