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336 West Ave Duplex
C Composite 56.75
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +22.4/30.0
  • ARV discount +9.2/15.0
  • DSCR +7.2/10.0
  • 1% rule +5.4/10.0
  • Schools +3.5/10.0
  • Livability +3.5/5.0
  • Rent growth +3.0/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$819,000

336 West Ave · Stamford, CT 06902
4 bd · 2.0 ba · 2,824 sqft · MultiFamily public records · 51 Days on market
Built 1935 4,791 sqft lot $290/sqft · 17% below area Est $852k · at est.

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Multi-family units

County records classify this as Multi-Family (2-4 Unit). Listing-text estimate: 2 units. confirmed

Listing remarks MLS

Wonderful Duplex on West Avenue! Home is located right in the center of town on a lovely level lot in a nice neighborhood. Wonderful floor plan features big & bright living rooms, fabulous formal dining rooms, spacious open kitchens, magnificent Master Bedrooms with huge closet space, additional enormous bedrooms, and gorgeous hallway baths. Exterior offers a one car attached garage and extra parking in expanded paved driveway. Call today and schedule a private showing before you miss out on making this your new home!

Key facts

  • 4,791 sq ft lot
  • Garage
  • Built 1935

Property features AI

Finance

  • Other:
  • Financial info:
  • HOA & community:

Exterior

  • Parking: Attached under-house garage; Driveway parking; 2 total parking spaces; 1 garage (attached); Street parking available
  • Security:
  • Utilities: Public water connected; Public sewer connected; Domestic hot water
  • Home design: Multi-family property (2-family)
  • Construction: Frame construction; Stone foundation; Yellow exterior
  • Exterior features: Corner lot; Aluminum siding; Asphalt shingle roof; Paved driveway; On-street parking

Interior

  • Kitchen:
  • Bedrooms: 4 bedrooms
  • Flooring:
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Hot water heat; Natural gas fuel
  • Interior features: 8 total rooms; Basement is full, partially finished, with garage access; Has a walk-up attic
  • Laundry & utility: Laundry in the basement

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2 × 2-bed/1.0-bath units multifamily listed at $819k.

Deal economics

  • At list price, monthly cash flow is $1k ($16k/yr) — positive. Per door: $684/mo.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($9k rent vs $819k).
  • Recommended offer: $794k (3.0% below list) — sets the bar for market timing.
  • Cap rate 8.3% vs local median 3.0% in Stamford — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 70/100 on livability (#98 in CT) — a middle-class / working-renter tenant base. Strengths: employment A+, health & safety A+, crime A-; Watch: amenities F, commute F, cost of living F.
  • Stamford School District (urban): math 32% / reading 43% proficiency, ranked #103 of 153 in CT (top 67%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising (+1.9%/yr); 188 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,151 units permitted in Western Connecticut Planning Region in 2024 (714 in 5+ unit buildings).
  • At $8,532/mo this rent would consume 108% of the median local household income ($95k/yr) (locally 4139% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $6k of loan paydown is wiped out by about $25k of value loss. Plan a longer hold.

Negotiation context

  • It's been on market 51 days — a 3% lower offer ($794k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 20y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $342k; list at $819k implies a 139% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1935 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major wind risk, 69% chance of damaging wind over 30y; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $794,430 (3.0% below list)

Questions for the listing agent

  1. It's been on market 51 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Can we see the unit-by-unit rent roll, current vacancy, and any below-market leases? What's the average tenancy length?
  3. What capital expenditures (roof, boiler, parking lot, exteriors) have been made in the last 5 years, and what's planned in the next 2?
  4. Built in 1935 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.04%
Cap rate
8.30%
Cash-on-cash
7.16%
DSCR
1.32
GRM
8.0

CMA / ARV

ARV (median comp)
$851,659
List price
$819,000
Delta
-3.83%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 3 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
29 Roosevelt Ave 0.40mi 3/3.0 (-1) 2,658 (-6%) 0mo $805,000 $303 62
94 Victory St 0.26mi 4/3.0 2,520 (-11%) 11mo $816,000 $324 57
48 Congress St 0.72mi 4/2.0 2,530 (-10%) 9mo $848,000 $335 42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.95% rent growth · sell at horizon

5-year hold
IRR
-6.5%
Equity multiple
0.76×
Total profit
$-54,589
Equity at exit
$122,116
10-year hold
IRR
1.8%
Equity multiple
1.12×
Total profit
$28,577
Equity at exit
$70,812

Cash invested: $229,320 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
27 Tenant-Leaning
State Connecticut
27 Tenant-Leaning · D+7
County
— inherits STATE
City
— inherits STATE
Strong tenant statutes; rent commissions in some towns; courts slow especially in cities.

ZIP-level market 06902

Rents YoY
1.9%
Active inventory
188
Price-to-rent
16.0×

Monthly cashflow live

Estimated rent
$8,532 high interval (Pro) →
Mortgage (P&I)
$4,295
Tax from tax record
$737 /mo · $8,840/yr
Insurance
$341
HOA
$0
Vacancy / Maint / Mgmt
$1,792
Net cashflow
$1,367

Break-even live

Break-even rent $6,801
Max offer price $819,000
Occupancy floor 79%

2-unit breakdown (identical units grouped — click to expand)

UnitsBedsBathsEst. rent
Total (2 units) $8,532

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$204,750
Closing costs
$24,570
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
510 W Main St Unit 2ND FL Stamford, CT 3.0 1.0 2027 $3,150 $1.55 3d 1 0.44mi
51 Forest Ave Old Greenwich, CT 3.0 3.0 1737 $8,150 $4.69 3d 2 0.60mi
51 Forest Ave #19 Old Greenwich, CT 3.0 2.5 1946 $8,500 $4.37 43d 1 0.60mi
51 Forest Ave #26 Old Greenwich, CT 3.0 3.0 2194 $9,500 $4.33 2d 1 0.60mi
16 Laddins Rock Rd Old Greenwich, CT 5.0 4.5 4000 $20,500 $5.12 23d 1 0.60mi
36 Center Dr Old Greenwich, CT 3.0 2.5 3328 $11,300 $3.40 43d 1 0.65mi
6 Halsey Dr Old Greenwich, CT 4.0 3.0 2490 $8,500 $3.41 14d 1 0.75mi
34 Hassake Rd Old Greenwich, CT 4.0 3.5 2943 $16,000 $5.44 43d 1 0.77mi
8 Potter Dr Old Greenwich, CT 4.0 3.0 1979 $10,500 $5.31 44d 1 0.78mi
10 Durkin Pl Riverside, CT 5.0 4.5 3245 $17,500 $5.39 43d 1 0.83mi
12 Westwood Dr Stamford, CT 4.0 2.5 2734 $6,500 $2.38 23d 1 0.84mi
25 Arnold St Old Greenwich, CT 4.0 3.0 2490 $10,500 $4.22 23d 1 0.90mi
60 Lockwood Ave Old Greenwich, CT 5.0 3.5 2987 $17,500 $5.86 2d 1 0.90mi
1 Ernel Dr Riverside, CT 5.0 3.5 2517 $13,000 $5.16 21d 1 0.97mi
8 Perry Pl Riverside, CT 4.0 3.0 2556 $11,500 $4.50 21d 1 1.03mi
7 Joshua Slocum Dock Stamford, CT 3.0 2.5 2858 $14,000 $4.90 3d 1 1.03mi
13 Lockwood Ave Old Greenwich, CT 5.0 3.5 3275 $22,000 $6.72 43d 1 1.05mi
46 Cook Rd Stamford, CT 5.0 4.5 3500 $15,250 $4.36 43d 1 1.06mi
314 Sound Beach Ave Old Greenwich, CT 4.0 2.5 3007 $15,500 $5.15 43d 1 1.06mi
81 Dolphin Cove Quay Stamford, CT 4.0 3.5 3273 $16,000 $4.89 23d 1 1.10mi
11 Roosevelt Ave Old Greenwich, CT 5.0 2.5 3430 $18,000 $5.25 2d 1 1.11mi
11 Roosevelt Ave Old Greenwich, CT 5.0 2.5 3430 $21,000 $6.12 43d 1 1.11mi
87 Dolphin Cove Quay Stamford, CT 4.0 3.0 2115 $14,000 $6.62 14d 1 1.11mi
4 Wescott Ct Riverside, CT 4.0 4.5 3950 $15,000 $3.80 23d 1 1.13mi
25 Weston Hill Rd Riverside, CT 3.0 3.0 2531 $10,950 $4.33 3d 1 1.14mi
6 Irvine Rd Old Greenwich, CT 3.0 3.0 2066 $12,500 $6.05 3d 1 1.15mi
1 Crawford Ter Riverside, CT 4.0 4.0 2819 $18,000 $6.39 21d 1 1.17mi
15 Shorelands Pl Old Greenwich, CT 4.0 3.5 3271 $19,000 $5.81 21d 1 1.18mi
15 Shorelands Pl Old Greenwich, CT 4.0 3.5 3271 $19,000 $5.81 19d 1 1.18mi
71 S Park Ave Old Greenwich, CT 4.0 2.5 3723 $17,500 $4.70 43d 1 1.19mi
175 Dolphin Cove Quay Stamford, CT 5.0 3.5 3492 $16,000 $4.58 43d 1 1.23mi
14 Rainbow Dr Riverside, CT 5.0 3.5 3510 $16,000 $4.56 23d 1 1.24mi
21 Spring St Riverside, CT 5.0 4.0 2924 $18,000 $6.16 43d 1 1.25mi
187 Dolphin Cove Quay Stamford, CT 4.0 3.5 2510 $13,000 $5.18 43d 1 1.26mi
38 Sheephill Rd Riverside, CT 3.0 2.5 2600 $8,200 $3.15 43d 1 1.27mi
14 Shoalpoint Ln Riverside, CT 4.0 2.5 2340 $14,000 $5.98 23d 1 1.28mi
26 Revere Rd Riverside, CT 4.0 2.5 2383 $13,900 $5.83 11d 1 1.29mi
26 Revere Rd Riverside, CT 4.0 2.5 2383 $13,900 $5.83 10d 1 1.29mi
15 Lancer Rd Riverside, CT 4.0 2.5 3031 $8,889 $2.93 23d 1 1.36mi
9 Grimes Rd Old Greenwich, CT 5.0 3.5 2799 $22,500 $8.04 43d 1 1.39mi

Listing history 25 events

  1. 2026-06-18
    days on market $819,000 Active 51 DOM
  2. 2026-06-17
    days on market $819,000 Active 50 DOM
  3. 2026-06-16
    days on market $819,000 Active 49 DOM
  4. 2026-06-15
    days on market $819,000 Active 48 DOM
  5. 2026-06-13
    days on market $819,000 Active 46 DOM
  6. 2026-06-13
    days on market $819,000 Active 45 DOM
  7. 2026-06-10
    days on market $819,000 Active 43 DOM
  8. 2026-06-09
    days on market $819,000 Active 42 DOM
  9. 2026-06-08
    days on market $819,000 Active 41 DOM
  10. 2026-06-07
    days on market $819,000 Active 40 DOM
  11. 2026-06-05
    days on market $819,000 Active 37 DOM
  12. 2026-06-03
    days on market $819,000 Active 36 DOM
  13. 2026-06-03
    days on market $819,000 Active 35 DOM
  14. 2026-06-01
    days on market $819,000 Active 34 DOM
  15. 2026-05-31
    days on market $819,000 Active 33 DOM
  16. 2026-05-13
    price $819,000 746-char remark
  17. 2026-04-28
    listed $845,000 Active 746-char remark
  18. 2016-05-31
    soldstatus $342,000 527-char remark
    Show marketing remark (527 chars)

    Wonderful Duplex on West Avenue! Home is located right in the center of town on a lovely level lot in a nice neighborhood. Wonderful floor plan features big & bright living rooms, fabulous formal dining rooms, spacious open kitchens, magnificent Master Bedrooms with huge closet space, additional enormous bedrooms, and gorgeous hallway baths. Exterior offers a one car attached garage and extra parking in expanded paved driveway. Call today and schedule a private showing before you miss out on making this your new home!

  19. 2016-05-08
    historical 527-char remark
    Show marketing remark (527 chars)

    Wonderful Duplex on West Avenue! Home is located right in the center of town on a lovely level lot in a nice neighborhood. Wonderful floor plan features big & bright living rooms, fabulous formal dining rooms, spacious open kitchens, magnificent Master Bedrooms with huge closet space, additional enormous bedrooms, and gorgeous hallway baths. Exterior offers a one car attached garage and extra parking in expanded paved driveway. Call today and schedule a private showing before you miss out on making this your new home!

  20. 2016-03-23
    listed $274,900 527-char remark
    Show marketing remark (527 chars)

    Wonderful Duplex on West Avenue! Home is located right in the center of town on a lovely level lot in a nice neighborhood. Wonderful floor plan features big & bright living rooms, fabulous formal dining rooms, spacious open kitchens, magnificent Master Bedrooms with huge closet space, additional enormous bedrooms, and gorgeous hallway baths. Exterior offers a one car attached garage and extra parking in expanded paved driveway. Call today and schedule a private showing before you miss out on making this your new home!

  21. 2012-02-18
    historical
  22. 2012-01-10
    listed $250,000
  23. 2007-02-26
    soldstatus $600,000
  24. 2007-02-16
    soldstatus $600,000
  25. 2006-12-08
    listed $609,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CT · Partial reset (capped growth)

Current annual tax
$8,840 · $737/mo
Projected year-2 tax
$13,183 · $1,099/mo
Expected delta
+$4,343/yr (+$362/mo · 49.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 6/10 Major 7 d/yr ≥98°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 69% chance of damaging wind over 30 yrs
  • 🫁 Air quality 6/10 Major 9 unhealthy d/yr today · 13 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$102,384
− Mortgage interest
−$45,877
− Property taxes
−$8,840
− Insurance
−$4,095
− Repairs & maintenance
−$8,191
− Management
−$8,191
− Depreciation
−$23,825
Taxable income
$3,365
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$808
After-tax cash flow
$15,602/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Stamford School District
NCES district ID
0904320
Math proficiency
32% ▼ -10.00%
Reading proficiency
43% ▼ -7.00%
Median HH income
$78,843
Composite
35.14/100
National rank
#5010
State rank
#103 of 153 in CT

Livability — Stamford

Score
70/100
State rank
#98
US rank
#7716

Category grades

Amenities F Commute F Cost of living F Crime A- Employment A+ Housing B Health & safety A+ User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Stamford, CT
County
Fairfield County · 765,532 people
City population
123,058
Metro
Bridgeport-Stamford-Norwalk, CT
Population (ZIP)
73,392
Household income
$94,843
Rent vs Own
57.8% rent · 42.2% own
Severe rent burden
4139.0

Population outlook (Western Connecticut County) Hauer SSP2

By 2040
685,031

Race, ethnicity, and origin ACS 2023

Neighborhood character
Highly diverse neighborhood (Simpson 0.71)
Race & ethnicity
Hispanic / Latino 35% White 32% Black 23% Two or more races 13% Asian 7%
Hispanic origin (detail)
Mexican 3% Puerto Rican 4% Dominican 3%
Common ancestry
Hispanic 5% Romanian 3% Scotch-Irish 1%
Foreign-born
36% · Canada, Jamaica, China
Languages at home
51% English-only · Spanish 30% French/Haitian/Cajun 6% Other Indo-European 4%

Political lean MEDSL · Western Connecticut

2024 margin
D (+19.1) · D 58.8% · R 39.7% · Other 1.6%
All cycles
2024: D+19.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -450.67%
Current HPI
173.4108
Rent YoY
▲ 1.95%
Metro
Bridgeport-Stamford-Norwalk, CT
State GDP YoY
▲ 1.06%
F500 in state
38

Industry mix (Fortune 500 HQ in CT)

Industry F500 HQs Revenue

Price history

+34.5% since first listed
10 events — show timeline
  • 2026-05-13 Price Changed $819,000 Smart MLS
  • 2026-04-28 Listed $845,000 Smart MLS
  • 2016-05-31 Sold (MLS) $342,000 Smart MLS
  • 2016-05-08 Listing Removed Smart MLS
  • 2016-03-23 Listed $274,900 Smart MLS
  • 2012-02-18 Listing Removed Smart MLS
  • 2012-01-10 Listed $250,000 Smart MLS
  • 2007-02-26 Sold (Public Records) $600,000 Public Records
  • 2007-02-16 Sold (MLS) $600,000 Smart MLS
  • 2006-12-08 Listed $609,000 Smart MLS

Property tax history

+4.7%/yr

Latest (2022): $8,840 · +0.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…