1044 W 20th St · Merced, CA 95340

$124,999

3 bd · 2.0 ba · 1,250 sqft · SingleFamily public records · 1 Days on market

Built 1920 7,379 sqft lot

---

Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +28.9/30.0
• DSCR +10.0/10.0
• 1% rule +9.6/10.0
• ARV discount +7.5/15.0
• Livability +3.7/5.0
• Rent growth +3.5/5.0
• Schools +2.8/10.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Here is one center of town 1 block away from Fremont School and any kind of shopping you will need within a block. This home has a lot of character. This home has been remodeled. New Carpet, new laminate floors, new bath rooms, and seller has added a second full bathroom and shower with a sink. New A/C, new appliances, remodeled kitchen, new paint inside and out, detached garage with possible RV parking. Access to ally and ally gate, small shed in rear and a huge back yard. 2 bedrooms downstairs, 1 bedroom is on the second floor. This is it, an older dream home upgraded with today standards. Must see today!

Key facts

• 7,379 sq ft lot
• Garage
• Built 1920

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $125k.

Deal economics

• At list price, monthly cash flow is $301 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $125k).
• Cap rate 10.4% vs local median 3.4% in Merced — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 73/100 on livability (#153 in CA) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, housing A+; Watch: schools D, employment D, crime F.
• Merced Union High (urban): math 20% / reading 46% proficiency, ranked #301 of 517 in CA (top 58%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents rising fast (+4.1%/yr); 139 active listings in the ZIP; 22 comparable units currently listed for rent nearby; rentals at typical pace (median 14d on market — plan ~3-4 weeks tenant-placement turnaround); 459 units permitted in Merced County in 2024 (0 in 5+ unit buildings).
• This rent runs 31% of the median local income ($71k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $864 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Merced County population projected at +12% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• At projected returns (-3.0% appreciation + 4.1% rent growth), your $35k cash investment doubles in ~9 years — after that, you're playing with house money.

Negotiation context

• Only 1 days on market — expect competitive offers; lowballing is unlikely to land.
• 5 sale attempts since 5y ago; this cycle's ask has dropped $214k (63%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: property tax is 3.0% of price; flood insurance adds $122/mo; built in 1920 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: in FEMA flood zone AO (mandatory federal flood insurance); extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $124,999

Questions for the listing agent

1. Built in 1920 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.46% ✓
• Cap rate: 10.36%
• Cash-on-cash: 14.51%
• DSCR: 1.65
• GRM: 5.7

CMA / ARV

• ARV (on-the-fly): $350,000
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1261 W 22nd St	0.27mi	3/2.0	1,269 (+2%)	4mo	$355,000	$280	81
1014 W 18th St	0.16mi	2/1.0 (-1)	1,264 (+1%)	9mo	$220,000	$174	74
1438 W 19th St	0.36mi	3/1.0	1,281 (+2%)	1mo	$232,000	$181	74
1274 Devonwood Dr	0.61mi	3/2.0	1,247 (-0%)	2mo	$388,000	$311	69
1844 Springfield Ct	0.60mi	3/2.0	1,281 (+2%)	4mo	$355,000	$277	65
1028 W 22nd	0.15mi	2/1.0 (-1)	1,104 (-12%)	7mo	$312,800	$283	59
1825 Creekside Dr	0.64mi	3/2.0	1,290 (+3%)	8mo	$320,000	$248	58
1665 Patricia	0.54mi	3/2.0	1,348 (+8%)	5mo	$350,000	$260	57
1463 W 25th St	0.54mi	3/2.0	1,128 (-10%)	3mo	$375,000	$332	56
1032 W 18th St	0.15mi	2/1.0 (-1)	1,083 (-13%)	9mo	$220,000	$203	54
1420 W 25th St	0.49mi	3/1.0	1,128 (-10%)	6mo	$340,000	$301	52
745 W 25th	0.49mi	2/1.5 (-1)	1,064 (-15%)	3mo	$335,000	$315	42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.07% rent growth · sell at horizon

5-year hold

• IRR: 0.8%
• Equity multiple: 1.03×
• Total profit: $1,098
• Equity at exit: $18,638

10-year hold

• IRR: 11.8%
• Equity multiple: 1.99×
• Total profit: $34,793
• Equity at exit: $10,808

Cash invested: $35,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 18 Strongly Tenant-Friendly
• State California: 18 Strongly Tenant-Friendly · D+13
• County: — inherits STATE
• City: — inherits STATE

AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

Methodology + full state rankings →

ZIP-level market 95340

• Rents YoY: 4.1%
• Active inventory: 139
• Price-to-rent: 5.7×

Monthly cashflow live

• Estimated rent: $1,830 high
• Mortgage (P&I): −$656
• Tax from tax record: −$315 /mo · $3,775/yr
• Insurance: −$52
• Flood insurance flood zone: −$122 /mo · $1,468/yr
• HOA: −$0
• Vacancy / Maint / Mgmt: −$384
• Net cashflow: $301

Break-even live

Break-even rent $1,449

Max offer price $124,999

Occupancy floor 79%

Sensitivity live

Price	-10% $372	-5% $336	+0% $301	+5% $265	+10% $230
Rent	-10% $156	-5% $229	+0% $301	+5% $373	+10% $445
Rate	-1.0pp $364	-0.5pp $333	base $301	+0.5pp $268	+1.0pp $236

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $31,250
• Closing costs: $3,750
• Reserves months: —
• Total cash needed: —

Rent comps 22 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
937 W 20th St Unit 937-939 Merced, CA	3.0	2.0	1455	$1,725	$1.19	14d	1	0.09mi
2029 O St Merced, CA	3.0	1.5	1450	$1,795	$1.24	14d	1	0.21mi
929 W 22nd St Merced, CA	2.0	1.0	936	$1,595	$1.70	14d	1	0.22mi
820 W 23rd St Merced, CA	2.0	1.0	1014	$1,750	$1.73	14d	1	0.31mi
2415 O St Unit 2419 Merced, CA	2.0	1.5	1000	$1,500	$1.50	14d	1	0.41mi
1935 V St Merced, CA	3.0	2.0	1280	$1,800	$1.41	22d	1	0.44mi
1922 Martin Luther King Jr Way Merced, CA	2.0	1.0	900	$1,375	$1.53	14d	1	0.69mi
2929 M St Merced, CA	2.0	2.0	1397	$1,888	$1.35	14d	1	0.95mi
1331 Frankfort Ct Merced, CA	3.0	2.0	1331	$1,600	$1.20	14d	1	0.96mi
2908 Willowbrook Dr Unit 2962-28 Merced, CA	2.0	2.0	1091	$1,775	$1.63	22d	1	0.99mi
1422 Lansing St Merced, CA	3.0	2.0	1187	$1,900	$1.60	14d	1	1.01mi
3219 Denver Ave Unit 3221 Merced, CA	3.0	2.0	1000	$1,900	$1.90	14d	1	1.04mi
244 W Alexander Ave Merced, CA	2.0	2.0	1205	$1,500	$1.24	14d	1	1.07mi
1836 Cheyenne Dr Merced, CA	3.0	2.0	1122	$1,929	$1.72	14d	1	1.09mi
1661 Juneau Ct Merced, CA	4.0	2.0	1204	$2,400	$1.99	14d	1	1.10mi
1859 Heritage Dr Merced, CA	3.0	2.0	1022	$1,700	$1.66	14d	1	1.11mi
3075 Park Ave Merced, CA	1.0–3.0	1.0–2.0	1155	$2,200	$1.90	14d	1	1.19mi
925 Loughborough Dr Merced, CA	1.0–2.0	1.0–2.0	770	$1,350	$1.75	14d	3	1.23mi
777 Loughborough Dr Merced, CA	1.0–2.0	1.0	810	$1,139	$1.41	14d	2	1.25mi
3342 M St Merced, CA	1.0–2.0	1.0–2.0	958	$1,800	$1.88	14d	5	1.35mi
2340 Circle Dr Merced, CA	3.0	2.0	1250	$1,900	$1.52	14d	1	1.43mi
2644 8th Ave Merced, CA	4.0	2.0	1620	$2,075	$1.28	14d	1	1.44mi

Listing history 21 events

1. 2022-01-31
   soldstatus $320,000 Closed Sale 614-char remark

   Show marketing remark (614 chars)

   Here is one center of town 1 block away from Fremont School and any kind of shopping you will need within a block. This home has a lot of character. This home has been remodeled. New Carpet, new laminate floors, new bath rooms, and seller has added a second full bathroom and shower with a sink. New A/C, new appliances, remodeled kitchen, new paint inside and out, detached garage with possible RV parking. Access to ally and ally gate, small shed in rear and a huge back yard. 2 bedrooms downstairs, 1 bedroom is on the second floor. This is it, an older dream home upgraded with today standards. Must see today!

2. 2022-01-31
   soldstatus $320,000

   Show marketing remark (614 chars)

   Here is one center of town 1 block away from Fremont School and any kind of shopping you will need within a block. This home has a lot of character. This home has been remodeled. New Carpet, new laminate floors, new bath rooms, and seller has added a second full bathroom and shower with a sink. New A/C, new appliances, remodeled kitchen, new paint inside and out, detached garage with possible RV parking. Access to ally and ally gate, small shed in rear and a huge back yard. 2 bedrooms downstairs, 1 bedroom is on the second floor. This is it, an older dream home upgraded with today standards. Must see today!

3. 2021-11-29
   status Pending Sale 614-char remark

   Show marketing remark (614 chars)

   Here is one center of town 1 block away from Fremont School and any kind of shopping you will need within a block. This home has a lot of character. This home has been remodeled. New Carpet, new laminate floors, new bath rooms, and seller has added a second full bathroom and shower with a sink. New A/C, new appliances, remodeled kitchen, new paint inside and out, detached garage with possible RV parking. Access to ally and ally gate, small shed in rear and a huge back yard. 2 bedrooms downstairs, 1 bedroom is on the second floor. This is it, an older dream home upgraded with today standards. Must see today!

4. 2021-10-19
   price $325,500 614-char remark

   Show marketing remark (614 chars)

   Here is one center of town 1 block away from Fremont School and any kind of shopping you will need within a block. This home has a lot of character. This home has been remodeled. New Carpet, new laminate floors, new bath rooms, and seller has added a second full bathroom and shower with a sink. New A/C, new appliances, remodeled kitchen, new paint inside and out, detached garage with possible RV parking. Access to ally and ally gate, small shed in rear and a huge back yard. 2 bedrooms downstairs, 1 bedroom is on the second floor. This is it, an older dream home upgraded with today standards. Must see today!

5. 2021-09-24
   listed $338,500 Active 614-char remark

   Show marketing remark (614 chars)

   Here is one center of town 1 block away from Fremont School and any kind of shopping you will need within a block. This home has a lot of character. This home has been remodeled. New Carpet, new laminate floors, new bath rooms, and seller has added a second full bathroom and shower with a sink. New A/C, new appliances, remodeled kitchen, new paint inside and out, detached garage with possible RV parking. Access to ally and ally gate, small shed in rear and a huge back yard. 2 bedrooms downstairs, 1 bedroom is on the second floor. This is it, an older dream home upgraded with today standards. Must see today!

6. 2021-08-06
   price $245,500 632-char remark

   Show marketing remark (632 chars)

   Come see this charming home built in 1920 three bedroom, one bathroom with great potential! Located near downtown Merced, schools and shopping. Main living floor consists of open living, dining area with two bedrooms, one bathroom, kitchen and laundry room. Living , dining room features built in cabinet with drawers and original hardwood floors Upstairs features third bedroom with plenty of windows and natural lighting. Home has newer interior paint, ceiling fans throughout and new vinyl floor in kitchen area. Home has detached single car garage, oversize large backyard with shed and open wood deck off the back off the house

7. 2021-08-06
   soldstatus $245,500 Sold 632-char remark

   Show marketing remark (632 chars)

   Come see this charming home built in 1920 three bedroom, one bathroom with great potential! Located near downtown Merced, schools and shopping. Main living floor consists of open living, dining area with two bedrooms, one bathroom, kitchen and laundry room. Living , dining room features built in cabinet with drawers and original hardwood floors Upstairs features third bedroom with plenty of windows and natural lighting. Home has newer interior paint, ceiling fans throughout and new vinyl floor in kitchen area. Home has detached single car garage, oversize large backyard with shed and open wood deck off the back off the house

8. 2021-08-06
   soldstatus $245,500 Closed Sale

   Show marketing remark (632 chars)

   Come see this charming home built in 1920 three bedroom, one bathroom with great potential! Located near downtown Merced, schools and shopping. Main living floor consists of open living, dining area with two bedrooms, one bathroom, kitchen and laundry room. Living , dining room features built in cabinet with drawers and original hardwood floors Upstairs features third bedroom with plenty of windows and natural lighting. Home has newer interior paint, ceiling fans throughout and new vinyl floor in kitchen area. Home has detached single car garage, oversize large backyard with shed and open wood deck off the back off the house

9. 2021-08-06
   soldstatus $245,500

   Show marketing remark (632 chars)

   Come see this charming home built in 1920 three bedroom, one bathroom with great potential! Located near downtown Merced, schools and shopping. Main living floor consists of open living, dining area with two bedrooms, one bathroom, kitchen and laundry room. Living , dining room features built in cabinet with drawers and original hardwood floors Upstairs features third bedroom with plenty of windows and natural lighting. Home has newer interior paint, ceiling fans throughout and new vinyl floor in kitchen area. Home has detached single car garage, oversize large backyard with shed and open wood deck off the back off the house

10. 2021-07-21
    status Pending Sale

    Show marketing remark (632 chars)

    Come see this charming home built in 1920 three bedroom, one bathroom with great potential! Located near downtown Merced, schools and shopping. Main living floor consists of open living, dining area with two bedrooms, one bathroom, kitchen and laundry room. Living , dining room features built in cabinet with drawers and original hardwood floors Upstairs features third bedroom with plenty of windows and natural lighting. Home has newer interior paint, ceiling fans throughout and new vinyl floor in kitchen area. Home has detached single car garage, oversize large backyard with shed and open wood deck off the back off the house

11. 2021-07-21
    status Pending 632-char remark

    Show marketing remark (632 chars)

    Come see this charming home built in 1920 three bedroom, one bathroom with great potential! Located near downtown Merced, schools and shopping. Main living floor consists of open living, dining area with two bedrooms, one bathroom, kitchen and laundry room. Living , dining room features built in cabinet with drawers and original hardwood floors Upstairs features third bedroom with plenty of windows and natural lighting. Home has newer interior paint, ceiling fans throughout and new vinyl floor in kitchen area. Home has detached single car garage, oversize large backyard with shed and open wood deck off the back off the house

12. 2021-07-21
    price $279,000 632-char remark

    Show marketing remark (632 chars)

    Come see this charming home built in 1920 three bedroom, one bathroom with great potential! Located near downtown Merced, schools and shopping. Main living floor consists of open living, dining area with two bedrooms, one bathroom, kitchen and laundry room. Living , dining room features built in cabinet with drawers and original hardwood floors Upstairs features third bedroom with plenty of windows and natural lighting. Home has newer interior paint, ceiling fans throughout and new vinyl floor in kitchen area. Home has detached single car garage, oversize large backyard with shed and open wood deck off the back off the house

13. 2021-07-08
    status Active 632-char remark

    Show marketing remark (632 chars)

    Come see this charming home built in 1920 three bedroom, one bathroom with great potential! Located near downtown Merced, schools and shopping. Main living floor consists of open living, dining area with two bedrooms, one bathroom, kitchen and laundry room. Living , dining room features built in cabinet with drawers and original hardwood floors Upstairs features third bedroom with plenty of windows and natural lighting. Home has newer interior paint, ceiling fans throughout and new vinyl floor in kitchen area. Home has detached single car garage, oversize large backyard with shed and open wood deck off the back off the house

14. 2021-07-08
    status Active

    Show marketing remark (632 chars)

    Come see this charming home built in 1920 three bedroom, one bathroom with great potential! Located near downtown Merced, schools and shopping. Main living floor consists of open living, dining area with two bedrooms, one bathroom, kitchen and laundry room. Living , dining room features built in cabinet with drawers and original hardwood floors Upstairs features third bedroom with plenty of windows and natural lighting. Home has newer interior paint, ceiling fans throughout and new vinyl floor in kitchen area. Home has detached single car garage, oversize large backyard with shed and open wood deck off the back off the house

15. 2021-06-08
    historical Active Under Contract
16. 2021-05-26
    status Pending Sale

    Show marketing remark (632 chars)

    Come see this charming home built in 1920 three bedroom, one bathroom with great potential! Located near downtown Merced, schools and shopping. Main living floor consists of open living, dining area with two bedrooms, one bathroom, kitchen and laundry room. Living , dining room features built in cabinet with drawers and original hardwood floors Upstairs features third bedroom with plenty of windows and natural lighting. Home has newer interior paint, ceiling fans throughout and new vinyl floor in kitchen area. Home has detached single car garage, oversize large backyard with shed and open wood deck off the back off the house

17. 2021-05-26
    historical 632-char remark

    Show marketing remark (632 chars)

    Come see this charming home built in 1920 three bedroom, one bathroom with great potential! Located near downtown Merced, schools and shopping. Main living floor consists of open living, dining area with two bedrooms, one bathroom, kitchen and laundry room. Living , dining room features built in cabinet with drawers and original hardwood floors Upstairs features third bedroom with plenty of windows and natural lighting. Home has newer interior paint, ceiling fans throughout and new vinyl floor in kitchen area. Home has detached single car garage, oversize large backyard with shed and open wood deck off the back off the house

18. 2021-05-18
    listed $279,000 Active
19. 2021-05-17
    listed $279,000 632-char remark

    Show marketing remark (632 chars)

    Come see this charming home built in 1920 three bedroom, one bathroom with great potential! Located near downtown Merced, schools and shopping. Main living floor consists of open living, dining area with two bedrooms, one bathroom, kitchen and laundry room. Living , dining room features built in cabinet with drawers and original hardwood floors Upstairs features third bedroom with plenty of windows and natural lighting. Home has newer interior paint, ceiling fans throughout and new vinyl floor in kitchen area. Home has detached single car garage, oversize large backyard with shed and open wood deck off the back off the house

20. 2021-05-13
    historical $279,000
21. 2003-07-09
    soldstatus $125,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CA · Resets to sale price

• Current annual tax: $3,775 · $315/mo
• Projected year-2 tax: $3,775 · $315/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone AO · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 7/10 Severe 7 d/yr ≥105°F today · 16 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 10/10 Extreme 34 unhealthy d/yr today · 35 by 30 yrs out

Taxation est. · year 1

• Rental income: $21,955
• − Mortgage interest: −$7,002
• − Property taxes: −$3,775
• − Insurance: −$2,092
• − Repairs & maintenance: −$1,756
• − Management: −$1,756
• − Depreciation: −$3,636
• Taxable income: $1,936
• Est. tax owed @ 24.0%: −$465
• After-tax cash flow: $3,146/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Merced Union High
• NCES district ID: 0624660
• Math proficiency: 20% ▲ 3.00%
• Reading proficiency: 46% ▼ -1.00%
• Median HH income: $44,977
• Composite: 28.11/100
• National rank: #6823
• State rank: #301 of 517 in CA

Livability — Merced

• Score: 73/100
• State rank: #153
• US rank: #5111

Category grades

Amenities A+ Commute A+ Cost of living F Crime F Employment D Housing A+ Health & safety A+ User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Merced, CA
• County: Merced County · 205,386 people
• City population: 112,228
• Metro: Merced, CA
• Population (ZIP): 38,303
• Household income: $71,193
• Rent vs Own: 42.8% rent · 57.2% own
• Severe rent burden: 1947.0

Population outlook (Merced County) Hauer SSP2

• Today (2025): 285,501 people
• By 2030: 293,437 · +2.8%
• By 2040: 308,808 · +8.2%
• By 2050: 321,011 · +12.4%
• By 2075: 338,497 · +18.6%
• By 2100: 330,493 · +15.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.61)
• Race & ethnicity: Hispanic / Latino 51% White 35% Two or more races 14% Asian 8% Black 3%
• Hispanic origin (detail): Mexican 48%
• Common ancestry: Russian 4% Italian 2% Slovak 2%
• Foreign-born: 15% · Canada, China
• Languages at home: 64% English-only · Spanish 28% Other Asian/Pacific 3% Other Indo-European 2%

Political lean MEDSL · Merced

• 2024 margin: Toss-up / Even · D 46.5% · R 50.9% · Other 2.6%
• 2008→2024 swing: -12.7pp toward R · 2008: 8.3pp · 2024: -4.4pp
• All cycles: 2024: R+4.4 2020: D+10.6 2016: D+7.9 2012: D+5.4 2008: D+8.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -458.64%
• Current HPI: 241.9343
• Rent YoY: ▲ 4.07%
• Metro: Merced, CA
• State GDP YoY: ▲ 3.21%
• F500 in state: 116

Industry mix (Fortune 500 HQ in CA)

Industry	F500 HQs	Revenue
▸Technology	27	$1,492B
▸Financial Services	3	$174B
▸Retail	3	$44B
▸Insurance	3	$26B
▸Media / Entertainment	2	$115B
▸Pharmaceuticals / Biotech	2	$62B

Price history

+156.0% since first listed

21 events — show timeline

• 2022-01-31 Sold (Public Records) $320,000 Public Records
• 2022-01-31 Sold (MLS) $320,000 CRMLS
• 2021-11-29 Pending — CRMLS
• 2021-10-19 Price Changed $325,500 CRMLS
• 2021-09-24 Listed $338,500 CRMLS
• 2021-08-06 Price Changed $245,500 FRESNOMLS
• 2021-08-06 Sold (Public Records) $245,500 Public Records
• 2021-08-06 Sold (MLS) $245,500 CRMLS
• 2021-08-06 Sold (MLS) $245,500 FRESNOMLS
• 2021-07-21 Pending — CRMLS
• 2021-07-21 Pending — FRESNOMLS
• 2021-07-21 Price Changed $279,000 FRESNOMLS
• 2021-07-08 Relisted — FRESNOMLS
• 2021-07-08 Relisted — CRMLS
• 2021-06-08 Contingent — CRMLS
• 2021-05-26 Pending — CRMLS
• 2021-05-26 Delisted — FRESNOMLS
• 2021-05-18 Listed $279,000 CRMLS
• 2021-05-17 Listed $279,000 FRESNOMLS
• 2021-05-13 Coming Soon $279,000 CRMLS
• 2003-07-09 Sold (Public Records) $125,000 Public Records

Property tax history

+5.3%/yr

Latest (2025): $3,775 · +5.8% YoY. Source: county tax records.