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303 Balbriggan Pl
D+ Composite 45.76
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +12.5/15.0
  • Cash flow +10.7/30.0
  • Condition / age +5.0/5.0
  • Schools +4.1/10.0
  • Rent growth +3.8/5.0
  • Livability +3.4/5.0
  • 1% rule +3.3/10.0
  • DSCR +3.1/10.0
  • Appreciation +0.0/10.0

$255,900

303 Balbriggan Pl · Aiken, SC 29801
3 bd · 2.5 ba · 1,949 sqft · SingleFamily · 139 Days on market
Built 2026 Excellent condition 6,098 sqft lot Garage $131/sqft · 11% below area Est $288k · 11% under $29/mo HOA · 1% of rent ↓ 2% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

NEW CONSTRUCTION! The Jordan Craftman Design is an open floor plan with a large great room and dining/kitchen area. RevWood LVP throughout main living area. Tile in all wet areas. The kitchen boasts white shaker cabinets, large island with quartz countertops, white 3x6 tile backsplash, single bowl undermount stainless-steel sink with pull-out faucet and all stainless-steel appliances including a gas range and refrigerator. Experience the comfort and convenience of having all bedrooms located on the 2nd floor. Upstairs, primary suite with trey ceiling, fan, oversized walk-in closet, and luxurious ensuite with double sink vanity with quartz top, separate water closet, walk -in shower and tiled floor. Two secondary bedrooms w/ walk in closets, tiled laundry room, loft area, and shared full bathroom with double sink vanity with quartz top, and tiled floor. Tankless water heater, flood lights front and rear, sprinkler system, 30-year architectural shingles, and termite bait stations. 30 minutes to Fort Gordon and 7 hospitals in the area. Close to Augusta and Columbia. SEE DOCUMENTS for list of Features. Pictures not of actual home. See photos for interior and exterior color package selections.

Key facts

  • 6,098 sq ft lot
  • 2 garage spots
  • Built 2026

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.5-bath single-family listed at $256k. Condition is rated excellent.

Deal economics

  • At list price, monthly cash flow is $-123 ($-1k/yr) — negative.
  • To cash-flow at today's rent, offer at most $238k (7.0% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $212k (17.2% below list).
  • Recommended offer: $212k (17.2% below list) — sets the bar for 1% rule.
  • Cap rate 5.7% vs local median 3.9% in Aiken — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 67/100 on livability (#93 in SC) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety A+, cost of living A; Watch: crime F, commute F.
  • Aiken 01 (suburban): math 31% / reading 44% proficiency, ranked #36 of 80 in SC (top 45%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Warrenville Elementary (math 37% / reading 37%, grade F, #315 of 597 statewide, top 55%, 389 students, 100% FRL); Leavelle Mccampbell Middle (math 19% / reading 32%, grade F, #162 of 229 statewide, top 71%, 650 students, 55% FRL); Midland Valley High (math 31% / reading 83%, grade C, #120 of 196 statewide, top 64%, 1,477 students, 62% FRL) — zoned schools average 72% FRL vs 54% district-wide (18 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents rising fast (+5.1%/yr); 687 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals lingering (median 110d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; 2,500 units permitted in Aiken County in 2024 (1,023 in 5+ unit buildings).
  • This rent runs 43% of the median local income ($60k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Aiken County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 139 days — a 12% lower offer ($225k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $211,954 (17.2% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 139 days. Have you received any prior offers? Is the seller open to a 17% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  7. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  11. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.83%
Cap rate
5.72%
Cash-on-cash
-2.06%
DSCR
0.91
GRM
10.1

CMA / ARV

ARV (median comp)
$287,749
List price
$255,900
Delta
-11.07%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
283 Balbriggan Pl 0.02mi 4/2.5 (+1) 2,015 (+3%) 3mo $266,400 $132 86
280 Balbriggan Pl 0.04mi 4/2.5 (+1) 2,015 (+3%) 3mo $262,400 $130 85
280 Balbriggan Pl 0.04mi 4/2.5 (+1) 2,015 (+3%) 3mo $262,400 $130 85
9116 Malahide Ln 0.20mi 3/2.0 1,951 (+0%) 5mo $286,400 $147 84
9161 Malahide Ln 0.24mi 3/2.0 1,951 (+0%) 3mo $302,700 $155 84
9127 Malahide Ln 0.24mi 3/2.0 1,951 (+0%) 5mo $297,900 $153 82
271 Balbriggan Pl 0.03mi 4/2.5 (+1) 2,015 (+3%) 7mo $255,400 $127 82
515 Little Pines Ct 0.32mi 3/2.0 1,997 (+2%) 3mo $340,000 $170 76
137 Poppy Ct 0.44mi 2/2.0 (-1) 1,954 (+0%) 5mo $365,000 $187 68
5250 Tullamore Dr 0.11mi 4/2.5 (+1) 2,223 (+14%) 1mo $306,900 $138 66
5128 Tullamore Dr 0.11mi 4/2.5 (+1) 2,205 (+13%) 5mo $271,400 $123 64
3076 White Gate Loop 0.49mi 4/2.0 (+1) 2,025 (+4%) 10mo $302,600 $149 56

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 5.06% rent growth · sell at horizon

5-year hold
IRR
-17.4%
Equity multiple
0.38×
Total profit
$-44,770
Equity at exit
$38,156
10-year hold
IRR
-5.9%
Equity multiple
0.59×
Total profit
$-29,683
Equity at exit
$22,126

Cash invested: $71,652 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State South Carolina
90 Strongly Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
5-day notice; preempted; landlord-favorable.
Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
26 active · 13 under contract
Months of supply
14.2 mo (7%/mo absorbed)
Median asking
$298,900 ($136/sqft)
Median days on market
70 d
This list price
8% of active listings are priced below it
ARV vs active asking
+8.6% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 29801

Rents YoY
5.1%
Active inventory
687
Price-to-rent
10.1×

Monthly cashflow live

Estimated rent
$2,120 high interval (Pro) →
Mortgage (P&I)
$1,342
Tax est. 1.5%
$320 /mo · $3,838/yr
Insurance
$107
HOA
$29
Vacancy / Maint / Mgmt
$445
Net cashflow
$-123

Break-even live

Break-even rent $2,275
Max offer price $238,097
Occupancy floor

Sensitivity live

Price -10% $54 -5% $-35 +0% $-123 +5% $-211 +10% $-300
Rent -10% $-290 -5% $-207 +0% $-123 +5% $-39 +10% $44
Rate -1.0pp $6 -0.5pp $-58 base $-123 +0.5pp $-189 +1.0pp $-257

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$63,975
Closing costs
$7,677
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 6 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
6064 High Top Ln Aiken, SC 4.0 3.0 2596 $2,350 $0.91 0d 1 0.13mi
715 Courtland Dr Aiken, SC 3.0 2.5 2273 $2,100 $0.92 6d 1 0.16mi
9093 Malahide Ln Aiken, SC 3.0 2.0 1951 $2,200 $1.13 119d 1 0.16mi
9068 Malahide Ln Aiken, SC 3.0 2.0 1951 $2,200 $1.13 119d 1 0.20mi
2198 Pine Log Rd Warrenville, SC 3.0 2.0 1225 $1,500 $1.22 6d 1 1.13mi
232 Kemper Downs Dr Aiken, SC 4.0 2.0 1734 $2,000 $1.15 109d 1 1.23mi

Property features AI

Finance

Other
New construction builder warranty
HOA & community
Homeowners association presentAssociation covers common area maintenance

Exterior

Parking
Attached garage with 2 garage spaces (2 total parking spaces)
Utilities
Public waterPublic sewer
Home design
Two-and-a-half story homeSlab foundation
Construction
Stone and vinyl sidingSlab foundation
Exterior features
PatioSprinkler systemPartial guttersUncovered front porchStone and vinyl exterior finishPaved road access

Interior

Kitchen
Kitchen islandBreakfast nookPantryTiled backsplashQuartz countertopsRecessed lightingLuxury vinyl plank flooringDishwasherGarbage disposalOver-the-range microwaveRefrigeratorGas range
Bedrooms
Primary suite on second floor with private bath, separate shower, walk-in closet, tray ceilings, ceiling fan, recessed lighting, and carpeted floorsSecond bedroom on second floor with walk-in closet and carpeted floorsThird bedroom on second floor with walk-in closet and carpeted floors
Flooring
Carpet in bedroomsLuxury vinyl plank in great room and kitchen
Bathrooms
Two full bathsOne half bathTwo additional full baths (secondary bath count listed)
Heating & cooling
Central air conditioningGas heating on first and second levels
Interior features
Attic with pull-down accessCeiling fansGarage openerSmoke detectorTankless water heater
Laundry & utility
Laundry on second floor with electric hookupHeated laundry space

HOA detail $29/mo · $348/yr

Likely covers
watergas

Listing history 50 events

  1. 2026-09-24
    days on market $255,900 Active 139 DOM
  2. 2026-09-23
    days on market $255,900 Active 138 DOM
  3. 2026-09-22
    days on market $255,900 Active 137 DOM
  4. 2026-09-21
    days on market $255,900 Active 136 DOM
  5. 2026-09-20
    days on market $255,900 Active 135 DOM
  6. 2026-09-19
    days on market $255,900 Active 134 DOM
  7. 2026-09-18
    days on market $255,900 Active 133 DOM
  8. 2026-09-17
    days on market $255,900 Active 132 DOM
  9. 2026-09-16
    days on market $255,900 Active 131 DOM
  10. 2026-09-15
    days on market $255,900 Active 130 DOM
  11. 2026-09-14
    days on market $255,900 Active 129 DOM
  12. 2026-09-13
    days on market $255,900 Active 128 DOM
  13. 2026-09-12
    days on market $255,900 Active 127 DOM
  14. 2026-09-11
    days on market $255,900 Active 126 DOM
  15. 2026-09-05
    days on market $255,900 Active 120 DOM
  16. 2026-09-04
    days on market $255,900 Active 119 DOM
  17. 2026-09-03
    days on market $255,900 Active 118 DOM
  18. 2026-08-31
    days on market $255,900 Active 115 DOM
  19. 2026-08-30
    days on market $255,900 Active 114 DOM
  20. 2026-08-29
    days on market $255,900 Active 113 DOM
  21. 2026-08-28
    days on market $255,900 Active 112 DOM
  22. 2026-08-27
    days on market $255,900 Active 111 DOM
  23. 2026-08-26
    days on market $255,900 Active 110 DOM
  24. 2026-08-25
    days on market $255,900 Active 109 DOM
  25. 2026-08-24
    days on market $255,900 Active 108 DOM
  26. 2026-08-23
    days on market $255,900 Active 107 DOM
  27. 2026-08-22
    days on market $255,900 Active 106 DOM
  28. 2026-08-21
    days on market $255,900 Active 105 DOM
  29. 2026-08-20
    days on market $255,900 Active 104 DOM
  30. 2026-08-19
    days on market $255,900 Active 103 DOM
  31. 2026-08-18
    days on market $255,900 Active 102 DOM
  32. 2026-08-17
    days on market $255,900 Active 101 DOM
  33. 2026-08-16
    days on market $255,900 Active 100 DOM
  34. 2026-08-15
    days on market $255,900 Active 99 DOM
  35. 2026-08-15
    price $255,900 Active 98 DOM
  36. 2026-08-14
    days on market $259,400 Active 98 DOM
  37. 2026-08-13
    days on market $259,400 Active 97 DOM
  38. 2026-08-12
    days on market $259,400 Active 96 DOM
  39. 2026-08-11
    days on market $259,400 Active 95 DOM
  40. 2026-08-10
    days on market $259,400 Active 94 DOM
  41. 2026-08-09
    days on market $259,400 Active 93 DOM
  42. 2026-08-08
    days on market $259,400 Active 92 DOM
  43. 2026-08-07
    days on market $259,400 Active 91 DOM
  44. 2026-08-06
    days on market $259,400 Active 90 DOM
  45. 2026-08-05
    days on market $259,400 Active 89 DOM
  46. 2026-08-04
    days on market $259,400 Active 88 DOM
  47. 2026-08-03
    days on market $259,400 Active 87 DOM
  48. 2026-07-31
    days on market $259,400 Active 84 DOM
  49. 2026-07-29
    days on market $259,400 Active 82 DOM
  50. 2026-07-27
    days on market $259,400 Active 80 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$25,434
− Mortgage interest
−$14,334
− Property taxes
−$3,838
− Insurance
−$1,280
− Repairs & maintenance
−$2,035
− Management
−$2,035
− HOA
−$348
− Depreciation
−$7,444
Taxable loss
−$5,880
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,411
After-tax cash flow
$-65/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 13 photos

Excellent 100/100 None rehab

This newly constructed home is in excellent condition with no visible repairs or maintenance needed. It offers a good ROI with updates focusing on enhancing curb appeal and aesthetics.

Value-add opportunities

  • Resale Painting the exterior and interior walls — Fresh paint can enhance the curb appeal and overall aesthetic of the home, making it more attractive to potential buyers.
  • Resale Landscaping improvements — A well-maintained and aesthetically pleasing landscape can significantly increase the home's curb appeal and resale value.
F Composite school gradezoned avg 41/100

Zoned Schools

Elementary Warrenville Elementary F SC #315/597 Nat'l #21,438/41,679 Middle Langley-Bath-Clearwater Middle F SC #136/229 Nat'l #8,861/14,009 High Midland Valley High C SC #120/196 Nat'l #4,077/17,239

Schools (NCES district)

District
Aiken 01
NCES district ID
4500720
Math proficiency
31% ▼ -11.00%
Reading proficiency
44% ▼ -1.00%
Median HH income
$45,081
Composite
31.91/100
National rank
#5857
State rank
#36 of 80 in SC
C Composite livability gradescore 67/100

Livability — Aiken

Score
67/100
State rank
#93
US rank
#10443

Category grades

Amenities B Commute F Cost of living A Crime F Employment C+ Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Aiken County · 178,003 people
City population
71,807
Metro
Augusta-Richmond County, GA-SC
Population (ZIP)
31,108
Household income
$59,573
Rent vs Own
33.2% rent · 66.8% own
Severe rent burden
13% of renters

Population outlook (Aiken County) Hauer SSP2

Today (2025)
178,003 people
By 2030
182,876 · +2.7%
By 2040
189,970 · +6.7%
By 2050
193,840 · +8.9%
By 2075
199,453 · +12.1%
By 2100
192,403 · +8.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.57)
Race & ethnicity
White 50% Black 42% Hispanic / Latino 5% Two or more races 4% Asian 1%
Hispanic origin (detail)
Mexican 1% Puerto Rican 2%
Common ancestry
Slovak 2% Italian 1% Serbian 1%
Foreign-born
3% · Canada, Jamaica
Languages at home
95% English-only · Spanish 3% Other Indo-European 1%

Political lean MEDSL · Aiken

2024 margin
Strong R (+25.9) · D 36.4% · R 62.2% · Other 1.4%
2008→2024 swing
-1.9pp toward R · 2008: -24.0pp · 2024: -25.9pp
All cycles
2024: R+25.9 2020: R+22.7 2016: R+27.5 2012: R+26.0 2008: R+24.0

Not yet ingested

Civics

Price history

-1.9% since first listed
6 events — show timeline
  • 2026-05-17 Price Changed $262,400 Consolidated MLS
  • 2026-05-17 Price Changed $262,400 AMLS
  • 2026-05-16 Price Changed $262,400 Hive MLS
  • 2026-05-11 Listed $267,400 Hive MLS
  • 2026-05-08 Listed $267,400 AMLS
  • 2026-05-08 Listed $267,400 Consolidated MLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…