1141 2nd Ave · Hellertown, PA 18055

$175,500

3 bd · 1.0 ba · 1,064 sqft · SingleFamily public records · 63 Days on market

Built 1920 3,049 sqft lot $165/sqft · 27% below area Est $242k · 27% under

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +19.6/30.0
• ARV discount +15.0/15.0
• DSCR +6.2/10.0
• 1% rule +5.7/10.0
• Schools +5.4/10.0
• Livability +4.2/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Nestled in the charming community of Hellertown, this exquisite Colonial twin home, built in 1920, offers a unique blend of historic elegance and modern comfort. With a total finished area of 1,064 square feet, this residence invites you to experience a lifestyle of warmth and sophistication. As you step inside, you are greeted by an abundance of natural light streaming through the storm windows, illuminating the spacious living areas. The open layout provides a seamless flow, perfect for both intimate gatherings and entertaining friends. The classic architectural details, combined with the potential for personalized updates, create a canvas for your dream home. The heart of the home is a versatile space that can be transformed to suit your needs-whether it's a cozy reading nook, a stylish dining area, or a vibrant entertainment zone. The full basement offers ample storage and the opportunity for additional living space, allowing you to customize your environment to reflect your personal style. The exterior of the property boasts a quaint lot of 0.07 acres, providing just the right amount of outdoor space for gardening, relaxation, or enjoying a morning coffee on a sunny day. The on-street parking ensures convenience for you and your guests, while the surrounding neighborhood exudes a sense of community and charm. Living in Hellertown means embracing a lifestyle rich in local culture and amenities. Enjoy leisurely strolls through tree-lined streets, explore nearby parks, or indulge in the delightful dining options just moments away. This location offers the perfect balance of tranquility and accessibility, making it an ideal retreat from the hustle and bustle of everyday life. This property is not just a house; it's an invitation to create lasting memories in a space that feels like home. With its timeless appeal and endless possibilities, this Colonial twin home is ready to welcome you into a life of comfort and elegance. Don't miss the opportunity to make this enchanting residence your own.

Key facts

• Modern comfort
• Colonial twin home
• Natural light

Tags

• COLONIAL TWIN HOME
• HISTORIC ELEGANCE
• MODERN COMFORT
• NATURAL LIGHT
• OPEN LAYOUT
• CLASSIC ARCHITECTURAL DETAILS

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $176k.

Deal economics

• At list price, monthly cash flow is $202 ($2k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $176k).
• Recommended offer: $165k (6.0% below list) — sets the bar for market timing.
• Cap rate 7.7% vs local median 4.5% in Hellertown — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 85/100 on livability (#83 in PA, #609 nationally) — a professional / high-income tenant draw. Strengths: crime A+, cost of living A+, housing A+; Watch: commute F.
• Saucon Valley SD (suburban): math 57% / reading 66% proficiency, ranked #58 of 539 in PA (top 11%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 18% free/reduced lunch — higher-income household profile.
• Market conditions: 95 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals at typical pace (median 14d on market — plan ~3-4 weeks tenant-placement turnaround); 567 units permitted in Northampton County in 2024 (151 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.

Negotiation context

• It's been on market 63 days — a 6% lower offer ($165k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

• Watch-outs: built in 1920 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $164,970 (6.0% below list)

Questions for the listing agent

1. It's been on market 63 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
2. Built in 1920 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.07% ✓
• Cap rate: 7.68%
• Cash-on-cash: 4.94%
• DSCR: 1.22
• GRM: 7.8

CMA / ARV

• ARV (median comp): $241,724
• List price: $175,500
• Delta: -27.40%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1048 Detweiler Ave	0.19mi	2/1.5 (-1)	1,046 (-2%)	8mo	$294,500	$282	74
1437 Courtright Ave	0.32mi	3/1.0	1,000 (-6%)	1mo	$310,000	$310	74
750 Delaware Ave	0.41mi	3/1.0	1,044 (-2%)	11mo	$350,000	$335	69
45 Kiernan Ave	0.53mi	3/1.0	1,050 (-1%)	6mo	$270,000	$257	68
1065 Easton Rd	0.15mi	2/1.0 (-1)	1,204 (+13%)	7mo	$285,000	$237	60
1345 New Jersey Ave	0.27mi	2/1.0 (-1)	1,187 (+12%)	4mo	$365,000	$307	60
129 Penn St	0.54mi	3/2.0	1,014 (-5%)	10mo	$340,000	$335	55
1606 Ravena St	0.55mi	3/1.5	1,184 (+11%)	1mo	$306,000	$258	53
522 Rentzheimer Dr	0.61mi	2/1.0 (-1)	1,148 (+8%)	1mo	$340,000	$296	52
1314 Detweiler Ave	0.20mi	3/2.0	1,220 (+15%)	14mo	$347,000	$284	51
1540 Riegel St	0.38mi	2/1.0 (-1)	1,200 (+13%)	10mo	$305,000	$254	48
619 Phillips St	0.27mi	2/1.0 (-1)	1,206 (+13%)	19mo	$180,100	$149	45

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -8.6%
• Equity multiple: 0.68×
• Total profit: $-15,486
• Equity at exit: $26,168

10-year hold

• IRR: 1.0%
• Equity multiple: 1.07×
• Total profit: $3,392
• Equity at exit: $15,174

Cash invested: $49,140 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 18055

• Home prices YoY: -32.4%
• Active inventory: 95
• Price-to-rent: 7.8×

Monthly cashflow live

• Estimated rent: $1,880 medium
• Mortgage (P&I): −$920
• Tax from tax record: −$289 /mo · $3,471/yr
• Insurance: −$73
• HOA: −$0
• Vacancy / Maint / Mgmt: −$395
• Net cashflow: $202

Break-even live

Break-even rent $1,624

Max offer price $175,500

Occupancy floor 84%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $43,875
• Closing costs: $5,265
• Reserves months: —
• Total cash needed: —

Rent comps 4 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1088 1st Ave Hellertown, PA	2.0	1.0	911	$1,725	$1.89	43d	1	0.11mi
1086 1st Ave Hellertown, PA	2.0	1.0	811	$1,725	$2.13	14d	1	0.11mi
1119 Furnace St Hellertown, PA	2.0	1.0	1063	$2,000	$1.88	2d	1	0.19mi
2515 Bethlehem Fields Way Bethlehem, PA	1.0–2.0	1.0–2.0	1019	$3,000	$2.94	2d	1	0.65mi

Listing history 16 events

1. 2026-06-18
   days on market $175,500 Active 63 DOM
2. 2026-06-17
   days on market $175,500 Active 62 DOM
3. 2026-06-16
   days on market $175,500 Active 61 DOM
4. 2026-06-15
   days on market $175,500 Active 60 DOM
5. 2026-06-14
   pricedays on market $175,500 Active 58 DOM
6. 2026-06-10
   days on market $195,000 Active 55 DOM
7. 2026-06-09
   days on market $195,000 Active 54 DOM
8. 2026-06-08
   days on market $195,000 Active 53 DOM
9. 2026-06-07
   days on market $195,000 Active 52 DOM
10. 2026-06-05
    days on market $195,000 Active 49 DOM
11. 2026-06-03
    days on market $195,000 Active 48 DOM
12. 2026-06-02
    days on market $195,000 Active 47 DOM
13. 2026-06-01
    days on market $195,000 Active 46 DOM
14. 2026-05-31
    days on market $195,000 Active 45 DOM
15. 2026-05-31
    days on market $195,000 Active 44 DOM
16. 2026-04-16
    listed $195,000 Active 2027-char remark

    Show marketing remark (2027 chars)

    Nestled in the charming community of Hellertown, this exquisite Colonial twin home, built in 1920, offers a unique blend of historic elegance and modern comfort. With a total finished area of 1,064 square feet, this residence invites you to experience a lifestyle of warmth and sophistication. As you step inside, you are greeted by an abundance of natural light streaming through the storm windows, illuminating the spacious living areas. The open layout provides a seamless flow, perfect for both intimate gatherings and entertaining friends. The classic architectural details, combined with the potential for personalized updates, create a canvas for your dream home. The heart of the home is a versatile space that can be transformed to suit your needs-whether it's a cozy reading nook, a stylish dining area, or a vibrant entertainment zone. The full basement offers ample storage and the opportunity for additional living space, allowing you to customize your environment to reflect your personal style. The exterior of the property boasts a quaint lot of 0.07 acres, providing just the right amount of outdoor space for gardening, relaxation, or enjoying a morning coffee on a sunny day. The on-street parking ensures convenience for you and your guests, while the surrounding neighborhood exudes a sense of community and charm. Living in Hellertown means embracing a lifestyle rich in local culture and amenities. Enjoy leisurely strolls through tree-lined streets, explore nearby parks, or indulge in the delightful dining options just moments away. This location offers the perfect balance of tranquility and accessibility, making it an ideal retreat from the hustle and bustle of everyday life. This property is not just a house; it's an invitation to create lasting memories in a space that feels like home. With its timeless appeal and endless possibilities, this Colonial twin home is ready to welcome you into a life of comfort and elegance. Don't miss the opportunity to make this enchanting residence your own.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $3,471 · $289/mo
• Projected year-2 tax: $3,471 · $289/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 5/10 Major 7 d/yr ≥100°F today · 15 d/yr by 30 yrs out
• 💨 Wind 4/10 Moderate 17% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $22,557
• − Mortgage interest: −$9,831
• − Property taxes: −$3,471
• − Insurance: −$878
• − Repairs & maintenance: −$1,805
• − Management: −$1,805
• − Depreciation: −$5,105
• Taxable loss: −$337
• Est. tax savings @ 24.0%: +$81
• After-tax cash flow: $2,508/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Saucon Valley SD
• NCES district ID: 4211730
• Math proficiency: 57% ▬ 0.00%
• Reading proficiency: 66% ▼ -9.00%
• Median HH income: $67,374
• Composite: 53.95/100
• National rank: #1401
• State rank: #58 of 539 in PA

Livability — Hellertown

• Score: 85/100
• State rank: #83
• US rank: #609

Category grades

Amenities C+ Commute F Cost of living A+ Crime A+ Employment B+ Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Hellertown, PA
• Population (ZIP): 11,947

Population outlook (Northampton County) Hauer SSP2

• Today (2025): 312,227 people
• By 2030: 314,769 · +0.8%
• By 2040: 316,914 · +1.5%
• By 2050: 318,037 · +1.9%
• By 2075: 334,003 · +7.0%
• By 2100: 344,696 · +10.4%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (85%)
• Race & ethnicity: White 85% Hispanic / Latino 10% Two or more races 6% Black 2% Asian 1%
• Hispanic origin (detail): Mexican 2% Puerto Rican 3% Dominican 2%
• Common ancestry: Romanian 5% Polish 3% Subsaharan African 2%
• Foreign-born: 5% · Canada, China
• Languages at home: 91% English-only · Spanish 6% Other Indo-European 1% Other Asian/Pacific 1%

Political lean MEDSL · Northampton

• 2024 margin: Toss-up / Even · D 48.6% · R 50.4%
• 2008→2024 swing: -14.1pp toward R · 2008: 12.3pp · 2024: -1.8pp
• All cycles: 2024: R+1.8 2020: D+0.7 2016: R+3.8 2012: D+4.6 2008: D+12.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -113.15%
• Current HPI: 236.3688
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

1 event — show timeline

• 2026-04-16 Listed $195,000 BRIGHT MLS

Property tax history

+0.8%/yr

Latest (2026): $3,471 · +1.7% YoY. Source: county tax records.