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4714 Kildare Ave
C Composite 58.05
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +18.2/30.0
  • ARV discount +15.0/15.0
  • 1% rule +6.3/10.0
  • DSCR +5.7/10.0
  • Livability +4.0/5.0
  • Rent growth +3.6/5.0
  • Schools +2.8/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$165,000

4714 Kildare Ave · Dallas, TX 75216
3 bd · 2.0 ba · 1,240 sqft · SingleFamily public records · 68 Days on market
Built 1948 7,449 sqft lot $133/sqft · 22% below area Est $210k · 22% under ↓ 27% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Updated family home in a great neighborhood looking for a its next owner! 3 bedrooms and 2 bathrooms in a split style with gorgeous updated kitchen and bathrooms. New paint, laminate flooring, and carpet in bathrooms with a tasteful neutral paint job. Home is in the heart of Dallas close to restaurants, shops, and great schools! This property is easy to show with 24 hours notice. Will not last long!

Key facts

  • Close to restaurants
  • Close to shops
  • Updated kitchen

Tags

UPDATED KITCHENCLOSE TO RESTAURANTSCLOSE TO SHOPSGREAT SCHOOLS

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $165k.

Deal economics

  • At list price, monthly cash flow is $147 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $165k).
  • Recommended offer: $155k (6.0% below list) — sets the bar for market timing.
  • Cap rate 7.4% vs local median 2.3% in Dallas — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 81/100 on livability (#24 in TX, #1,380 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+; Watch: schools C-, crime F.
  • Dallas ISD (urban): math 31% / reading 36% proficiency, ranked #559 of 826 in TX (top 68%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 83% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising fast (+4.2%/yr); 249 active listings in the ZIP; 26 comparable units currently listed for rent nearby; rentals leasing fast (median 7d on market — plan ~1-2 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 12,577 units permitted in Dallas County in 2024 (6,829 in 5+ unit buildings).
  • At $1,858/mo this rent would consume 54% of the median local household income ($41k/yr) (locally 2465% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Dallas County population projected at +35% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 68 days — a 6% lower offer ($155k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 3y ago; this cycle's ask has dropped $15k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: property tax is 2.8% of price; built in 1948 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $155,100 (6.0% below list)

Questions for the listing agent

  1. It's been on market 68 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Built in 1948 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.13%
Cap rate
7.36%
Cash-on-cash
3.81%
DSCR
1.17
GRM
7.4

CMA / ARV

ARV (median comp)
$210,219
List price
$165,000
Delta
-21.51%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1606 Mentor Ave 0.34mi 3/2.0 1,226 (-1%) 1mo $190,000 $155 82
1833 Atlas Dr 0.05mi 3/2.0 1,380 (+11%) 5mo $314,900 $228 74
4726 Bartlett Ave 0.07mi 3/2.0 1,131 (-9%) 9mo $230,000 $203 74
1434 Owega Ave 0.45mi 3/2.0 1,230 (-1%) 5mo $225,000 $183 74
1727 Mentor Ave 0.23mi 3/1.0 1,138 (-8%) 5mo $119,900 $105 67
5122 Patonia Ave 0.44mi 2/1.0 (-1) 1,211 (-2%) 2mo $180,000 $149 65
2365 Clover Ridge Dr 0.61mi 3/1.5 1,212 (-2%) 4mo $194,500 $160 63
2309 52nd St 0.46mi 4/2.0 (+1) 1,332 (+7%) 2mo $239,000 $179 59
2306 Clover Ridge Dr 0.52mi 3/2.0 1,359 (+10%) 4mo $224,999 $166 56
1204 Adelaide Dr 0.73mi 3/1.5 1,207 (-3%) 4mo $160,000 $133 56
1406 Mentor Ave 0.55mi 4/2.0 (+1) 1,360 (+10%) 8mo $274,500 $202 47
4550 Malden Ln 0.72mi 3/1.0 1,160 (-6%) 9mo $155,000 $134 44

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.2% rent growth · sell at horizon

5-year hold
IRR
-8.7%
Equity multiple
0.68×
Total profit
$-14,992
Equity at exit
$24,602
10-year hold
IRR
2.6%
Equity multiple
1.20×
Total profit
$9,078
Equity at exit
$14,266

Cash invested: $46,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 75216

Home prices YoY
-29.7%
Rents YoY
4.2%
Active inventory
249
Price-to-rent
7.4×

Monthly cashflow live

Estimated rent
$1,858 high interval (Pro) →
Mortgage (P&I)
$865
Tax from tax record
$387 /mo · $4,647/yr
Insurance
$69
HOA
$0
Vacancy / Maint / Mgmt
$390
Net cashflow
$147

Break-even live

Break-even rent $1,672
Max offer price $165,000
Occupancy floor 87%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$41,250
Closing costs
$4,950
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 26 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
4417 S Lancaster Rd Dallas, TX 2.0 1.0–2.0 874 $1,595 $1.82 2d 1 0.28mi
4934 Kildare Ave Dallas, TX 3.0 2.0 1118 $1,595 $1.43 24d 1 0.30mi
3930 S Denley Dr Dallas, TX 3.0 2.0 1135 $1,900 $1.67 7d 1 0.66mi
1214 Adelaide Dr Dallas, TX 3.0 1.0 1200 $1,875 $1.56 1d 1 0.73mi
1214 Adelaide Dr Dallas, TX 3.0 1.0 1040 $2,350 $2.26 7d 1 0.73mi
1618 Marfa Ave Dallas, TX 3.0 2.0 1100 $1,900 $1.73 43d 1 0.85mi
1334 Marfa Ave Dallas, TX 3.0 2.0 1100 $1,475 $1.34 43d 1 0.88mi
5722 Old Ox Rd Dallas, TX 3.0 2.0 1464 $2,200 $1.50 7d 1 0.90mi
1435 Whispering Trl Dallas, TX 3.0 1.0 1047 $1,660 $1.59 7d 1 0.95mi
5828 Lazy River Dr Dallas, TX 3.0 1.5 1134 $1,600 $1.41 44d 1 0.97mi
1706 Caravan Trl Dallas, TX 3.0 2.0 1263 $1,700 $1.35 24d 1 1.01mi
1754 E Red Bird Ln Dallas, TX 3.0 1.5 1115 $1,675 $1.50 7d 1 1.06mi
2751 E Ledbetter Dr Dallas, TX 1.0–3.0 1.0–1.5 794 $1,410 $1.78 43d 3 1.12mi
4306 Landrum Ave Dallas, TX 3.0 2.0 1226 $1,695 $1.38 1d 1 1.18mi
4306 Landrum Ave Dallas, TX 3.0 2.0 1226 $1,695 $1.38 6d 1 1.18mi
4117 S Marsalis Ave Dallas, TX 3.0 2.0 1296 $2,200 $1.70 7d 1 1.19mi
3608 S Marsalis Ave Dallas, TX 2.0 1.0 907 $1,400 $1.54 43d 1 1.30mi
5160 Cardiff St Dallas, TX 4.0 2.0 1251 $1,950 $1.56 3d 1 1.37mi
2602 Ripple Rd Dallas, TX 3.0 2.0 1232 $1,700 $1.38 43d 1 1.37mi
2520 Fatima Ave Dallas, TX 3.0 2.0 1176 $1,950 $1.66 7d 1 1.37mi
4836 Sunnyvale St Dallas, TX 1.0–3.0 1.0–2.0 515 $1,512 $2.94 43d 7 1.39mi
5175 Cardiff St Dallas, TX 3.0 1.0 1248 $1,650 $1.32 43d 1 1.40mi
2503 Stovall Dr Dallas, TX 2.0 2.0 768 $2,300 $2.99 43d 1 1.43mi
2703 Kool Ave Dallas, TX 3.0 2.0 1248 $1,700 $1.36 24d 1 1.43mi
3015 E Ledbetter Dr Dallas, TX 2.0–3.0 2.0 1030 $1,475 $1.43 3d 1 1.48mi
2538 Stovall Dr Dallas, TX 3.0 1.0 986 $1,625 $1.65 5d 1 1.49mi

Listing history 5 events

  1. 2026-04-23
    price $165,000 402-char remark
    Show marketing remark (402 chars)

    Updated family home in a great neighborhood looking for a its next owner! 3 bedrooms and 2 bathrooms in a split style with gorgeous updated kitchen and bathrooms. New paint, laminate flooring, and carpet in bathrooms with a tasteful neutral paint job. Home is in the heart of Dallas close to restaurants, shops, and great schools! This property is easy to show with 24 hours notice. Will not last long!

  2. 2026-03-18
    listed $179,900 Active 402-char remark
    Show marketing remark (402 chars)

    Updated family home in a great neighborhood looking for a its next owner! 3 bedrooms and 2 bathrooms in a split style with gorgeous updated kitchen and bathrooms. New paint, laminate flooring, and carpet in bathrooms with a tasteful neutral paint job. Home is in the heart of Dallas close to restaurants, shops, and great schools! This property is easy to show with 24 hours notice. Will not last long!

  3. 2025-09-11
    listed $179,900 Active
  4. 2023-11-07
    listed $225,000 Active
  5. 1986-01-01
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$4,647 · $387/mo
Projected year-2 tax
$4,647 · $387/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 7/10 Severe 7 d/yr ≥110°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$22,296
− Mortgage interest
−$9,243
− Property taxes
−$4,647
− Insurance
−$825
− Repairs & maintenance
−$1,784
− Management
−$1,784
− Depreciation
−$4,800
Taxable loss
−$785
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$189
After-tax cash flow
$1,947/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Dallas ISD
NCES district ID
4816230
Math proficiency
31% ▼ -16.00%
Reading proficiency
36% ▼ -4.00%
Median HH income
$42,881
Composite
28.41/100
National rank
#6763
State rank
#559 of 826 in TX

Livability — Dallas

Score
81/100
State rank
#24
US rank
#1380

Category grades

Amenities A+ Commute A+ Cost of living A- Crime F Employment C+ Housing A+ Health & safety A User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Dallas, TX
County
Dallas County · 2,612,404 people
City population
1,168,437
Metro
Dallas-Fort Worth-Arlington, TX
Population (ZIP)
55,894
Household income
$41,386
Rent vs Own
44.2% rent · 55.8% own
Severe rent burden
2465.0

Population outlook (Dallas County) Hauer SSP2

Today (2025)
2,979,839 people
By 2030
3,191,823 · +7.1%
By 2040
3,619,611 · +21.5%
By 2050
4,026,915 · +35.1%
By 2075
4,957,073 · +66.4%
By 2100
5,508,725 · +84.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority Black (51%)
Race & ethnicity
Black 51% Hispanic / Latino 44% Two or more races 14% White 3%
Hispanic origin (detail)
Mexican 40%
Common ancestry
Hispanic 1%
Foreign-born
17% · Canada
Languages at home
62% English-only · Spanish 37%

Political lean MEDSL · Dallas

2024 margin
Strong D (+22.2) · D 60.2% · R 38.0% · Other 1.8%
2008→2024 swing
+6.9pp toward D · 2008: 15.3pp · 2024: 22.2pp
All cycles
2024: D+22.2 2020: D+31.6 2016: D+26.2 2012: D+15.4 2008: D+15.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -126.35%
Current HPI
299.1825
Rent YoY
▲ 4.20%
Metro
Dallas-Fort Worth-Arlington, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-26.7% since first listed
5 events — show timeline
  • 2026-04-23 Price Changed $165,000 NTREIS
  • 2026-03-18 Listed $179,900 NTREIS
  • 2025-09-11 Listed $179,900 NTREIS
  • 2023-11-07 Listed $225,000 NTREIS
  • 1986-01-01 Sold (Public Records) Public Records

Property tax history

+9.8%/yr

Latest (2025): $4,647 · -0.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…