805 Mckean Ave · Baltimore, MD 21217

$115,000

3 bd · 2.5 ba · 980 sqft · Townhouse · 102 Days on market

Built 1920 871 sqft lot $117/sqft · 41% above area Est $81k · 41% over ↓ 18% since listing

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• DSCR +10.0/10.0
• 1% rule +9.6/10.0
• Rent growth +4.2/5.0
• Livability +3.8/5.0
• Condition / age +2.5/5.0
• Schools +1.0/10.0
• ARV discount +0.0/15.0
• Appreciation +0.0/10.0

Listing remarks MLS

Welcome to this charming row home in Baltimore City! As you step inside, you'll be greeted by an inviting living room adorned with beautiful hardwood floors and bathed in natural light, creating a warm and welcoming atmosphere. The open concept design seamlessly connects the living room to the dining area and kitchen, making it ideal for both everyday living and entertaining. The kitchen features white cabinets, granite countertops, and a custom tile backsplash, providing a perfect blend of style and functionality. A convenient half bath on the main level adds to the ease of living. Upstairs, you'll discover the primary bedroom with an ensuite bathroom and two additional spacious bedrooms, each offering ample closet space to accommodate your storage needs. Another full bathroom ensure convenience and comfort for all occupants. The basement offers additional storage space and presents an opportunity to customize according to your preferences, whether it be a home office, gym, or recreation area. Outside, the quaint backyard and patio space beckon you to enjoy the outdoors, offering a perfect setting for gardening, relaxation, and entertaining during the upcoming summer months. With its desirable features, convenient layout, and prime location, this row home presents an excellent opportunity to embrace city living at its best. Don't miss out—schedule your showing today!

Key facts

• Built 1920
• Listed 102 days

What this means for you Summary

Snapshot

• This is a 3-bed/2.5-bath townhouse listed at $115k.

Deal economics

• At list price, monthly cash flow is $641 ($8k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $115k).
• Recommended offer: $105k (9.0% below list) — sets the bar for market timing.
• Cap rate 13.0% vs local median 6.0% in Baltimore — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 76/100 on livability (#90 in MD, #3,396 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, housing A+; Watch: schools D, crime F.
• Baltimore City Public Schools (urban): math 7% / reading 16% proficiency, ranked #24 of 24 in MD (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising fast (+6.6%/yr); 331 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 48% of comp listings sitting > 30 days — soft ceiling on asking rent; lower-income renter base — watch delinquency; 1,273 units permitted in Baltimore city in 2024 (1,104 in 5+ unit buildings).
• At $1,678/mo this rent would consume 52% of the median local household income ($38k/yr) (locally 2921% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $795 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• Baltimore County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
• At projected returns (-3.0% appreciation + 6.6% rent growth), your $32k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

• It's been on market 102 days — a 9% lower offer ($105k) is reasonable based on typical stale-listing flexibility.
• 7 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: built in 1920 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $104,650 (9.0% below list)

Questions for the listing agent

1. It's been on market 102 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
2. Built in 1920 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.46% ✓
• Cap rate: 12.98%
• Cash-on-cash: 23.90%
• DSCR: 2.06
• GRM: 5.7

CMA / ARV

• ARV (median comp): $81,300
• List price: $115,000
• Delta: 41.45%
• Verdict: OVERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1201 N Calhoun St	0.47mi	3/2.5	1,080 (+10%)	5mo	$102,000	$94	57
1910 W Fayette St	0.58mi	3/1.0	1,020 (+4%)	4mo	$39,000	$38	57
1214 N Woodyear St	0.50mi	3/2.0	1,080 (+10%)	5mo	$68,500	$63	53
2534 W Franklin St	0.66mi	3/1.0	928 (-5%)	5mo	$24,000	$26	50
2511 Riggs Ave	0.61mi	3/1.0	896 (-9%)	7mo	$116,500	$130	46
2507 Riggs Ave	0.60mi	2/1.0 (-1)	896 (-9%)	4mo	$45,100	$50	44
1541 N Pulaski St	0.61mi	3/1.0	1,100 (+12%)	3mo	$115,000	$105	43
1552 N Fulton Ave	0.57mi	3/1.0	1,113 (+14%)	4mo	$125,000	$112	42
2424 W Lexington St W	0.70mi	3/2.0	1,080 (+10%)	9mo	$55,000	$51	40
2510 W Mosher St	0.57mi	2/1.5 (-1)	1,083 (+10%)	9mo	$127,200	$117	39
1705 N Payson St	0.71mi	3/1.5	1,100 (+12%)	5mo	$38,000	$35	39
914 Whitmore Ave	0.64mi	2/2.0 (-1)	840 (-14%)	9mo	$182,000	$217	32

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 6.63% rent growth · sell at horizon

5-year hold

• IRR: 20.8%
• Equity multiple: 1.89×
• Total profit: $28,517
• Equity at exit: $17,147

10-year hold

• IRR: 31.2%
• Equity multiple: 4.27×
• Total profit: $105,337
• Equity at exit: $9,943

Cash invested: $32,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (CITY): 12 Strongly Tenant-Friendly
• State Maryland: 27 Tenant-Leaning · D+14
• County: — inherits STATE
• City Baltimore: 12 Strongly Tenant-Friendly · D+58

Just-cause for tenancies > 1 yr.

Methodology + full state rankings →

ZIP-level market 21217

• Rents YoY: 6.6%
• Active inventory: 331
• Price-to-rent: 5.7×

Monthly cashflow live

• Estimated rent: $1,678 high
• Mortgage (P&I): −$603
• Tax from tax record: −$33 /mo · $399/yr
• Insurance: −$48
• HOA: −$0
• Vacancy / Maint / Mgmt: −$352
• Net cashflow: $641

Break-even live

Break-even rent $866

Max offer price $115,000

Occupancy floor 57%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $28,750
• Closing costs: $3,450
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1339 W Lafayette Ave #1 Baltimore, MD	2.0	2.0	700	$1,600	$2.29	12d	1	0.39mi
1315 Harlem Ave Unit C Baltimore, MD	2.0	1.0	900	$1,425	$1.58	44d	1	0.41mi
1315 Harlem Ave Unit B Baltimore, MD	2.0	1.0	900	$1,425	$1.58	24d	1	0.41mi
2301 Riggs Ave Baltimore, MD	3.0	2.0	1072	$1,600	$1.49	24d	1	0.42mi
1346 N Carey St Baltimore, MD	2.0	1.5	1100	$1,500	$1.36	44d	1	0.62mi
1534 N Stricker St Baltimore, MD	2.0	1.5	900	$1,475	$1.64	15d	1	0.64mi
1918 W Baltimore St Baltimore, MD	2.0–3.0	1.0–2.0	857	$1,434	$1.67	44d	1	0.67mi
1614 N Calhoun St Baltimore, MD	2.0	1.0	950	$1,300	$1.37	44d	1	0.68mi
1562 N Woodyear St Baltimore, MD	2.0	1.5	788	$1,325	$1.68	24d	1	0.68mi
1645 N Calhoun St Apt 202 Baltimore, MD	2.0	1.0	650	$1,199	$1.84	44d	1	0.70mi
62 N Gorman Ave Baltimore, MD	3.0	2.0	1100	$2,500	$2.27	18d	1	0.72mi
1722 N Monroe St Baltimore, MD	3.0	1.5	1000	$1,350	$1.35	24d	1	0.72mi
1601 Frederick Ave Unit 3 Baltimore, MD	2.0	1.0	1050	$1,050	$1.00	4d	1	0.72mi
1729 N Fulton Ave Baltimore, MD	3.0	2.0	1081	$1,795	$1.66	44d	1	0.73mi
1617 Moreland Ave Baltimore, MD	2.0	1.0	900	$1,450	$1.61	24d	1	0.76mi
1624 Westwood Ave Baltimore, MD	3.0	2.0	1000	$1,900	$1.90	44d	1	0.79mi
1315 Hollins St Unit 2 Baltimore, MD	3.0	2.0	1096	$1,950	$1.78	12d	1	0.86mi
1315 Hollins St Unit 2 Baltimore, MD	3.0	2.0	1096	$1,860	$1.70	4d	1	0.86mi
1324 W Lombard St Unit 2 Baltimore, MD	2.0	1.5	1100	$1,450	$1.32	44d	1	0.89mi
1930 N Payson St Baltimore, MD	2.0	2.0	980	$1,500	$1.53	24d	1	0.89mi
1324 W Lombard St Unit 1 Baltimore, MD	2.0	2.0	1100	$1,500	$1.36	24d	1	0.89mi
1110 Shields Pl Unit 1129 Baltimore, MD	2.0	1.0	770	$1,100	$1.43	44d	1	0.89mi
101 N Schroeder St Baltimore, MD	3.0	1.0–2.0	1037	$3,185	$3.07	2d	12	0.90mi
48 S Carrollton Ave Unit 4 Baltimore, MD	2.0	1.0	670	$1,600	$2.39	44d	1	0.91mi
2815 W Mulberry St Baltimore, MD	4.0	2.0	1040	$2,050	$1.97	44d	1	0.93mi
2614 Pennsylvania Ave Baltimore, MD	1.0–3.0	1.0–2.0	982	$1,141	$1.16	4d	4	0.93mi
2516 Hollins St Baltimore, MD	3.0	2.0	1100	$1,700	$1.55	44d	1	0.93mi
2143 Druid Hill Ave Unit 2 Baltimore, MD	2.0	1.0	915	$1,400	$1.53	44d	1	0.94mi
1920 McCulloh St Apt 2 Baltimore, MD	2.0	1.0	1000	$1,450	$1.45	44d	1	0.95mi
2636 Pennsylvania Ave Baltimore, MD	1.0–2.0	1.0	846	$956	$1.13	24d	4	0.96mi
1909 McCulloh St Unit 2 Baltimore, MD	2.0	1.0	717	$1,300	$1.81	24d	1	0.97mi
1931 McCulloh St Unit 1 Baltimore, MD	3.0	1.0	1000	$1,500	$1.50	44d	1	0.97mi
2037 McCulloh St Unit 3 Baltimore, MD	2.0	2.0	937	$1,650	$1.76	18d	1	0.97mi
1515 Retreat St Baltimore, MD	3.0	2.0	1098	$1,800	$1.64	24d	1	1.01mi
1507 Retreat St Unit 1 Baltimore, MD	3.0	3.0	1098	$2,500	$2.28	44d	1	1.03mi
305 S Calhoun St Baltimore, MD	2.0	1.0	1000	$1,300	$1.30	22d	1	1.03mi
1524 Madison Ave Unit 1 Baltimore, MD	2.0	2.0	800	$1,600	$2.00	24d	1	1.04mi
1409 McCulloh St Unit McCulloh UA Baltimore, MD	2.0	1.5	1080	$1,550	$1.44	44d	1	1.05mi
2433 Druid Hill Ave Baltimore, MD	2.0	2.5	1092	$1,999	$1.83	44d	1	1.05mi
2449 Druid Hill Ave Baltimore, MD	2.0	1.0	1100	$1,800	$1.64	44d	1	1.06mi

Listing history 34 events

1. 2026-06-18
   days on market $115,000 Active 102 DOM
2. 2026-06-17
   days on market $115,000 Active 101 DOM
3. 2026-06-16
   days on market $115,000 Active 100 DOM
4. 2026-06-15
   days on market $115,000 Active 99 DOM
5. 2026-06-13
   days on market $115,000 Active 97 DOM
6. 2026-06-09
   days on market $115,000 Active 93 DOM
7. 2026-06-08
   days on market $115,000 Active 92 DOM
8. 2026-06-07
   days on market $115,000 Active 91 DOM
9. 2026-06-04
   days on market $115,000 Active 88 DOM
10. 2026-06-03
    days on market $115,000 Active 87 DOM
11. 2026-06-02
    days on market $115,000 Active 86 DOM
12. 2026-06-01
    days on market $115,000 Active 85 DOM
13. 2026-05-31
    days on market $115,000 Active 84 DOM
14. 2026-03-09
    status Active 1396-char remark

    Show marketing remark (1396 chars)

    Welcome to this charming row home in Baltimore City! As you step inside, you'll be greeted by an inviting living room adorned with beautiful hardwood floors and bathed in natural light, creating a warm and welcoming atmosphere. The open concept design seamlessly connects the living room to the dining area and kitchen, making it ideal for both everyday living and entertaining. The kitchen features white cabinets, granite countertops, and a custom tile backsplash, providing a perfect blend of style and functionality. A convenient half bath on the main level adds to the ease of living. Upstairs, you'll discover the primary bedroom with an ensuite bathroom and two additional spacious bedrooms, each offering ample closet space to accommodate your storage needs. Another full bathroom ensure convenience and comfort for all occupants. The basement offers additional storage space and presents an opportunity to customize according to your preferences, whether it be a home office, gym, or recreation area. Outside, the quaint backyard and patio space beckon you to enjoy the outdoors, offering a perfect setting for gardening, relaxation, and entertaining during the upcoming summer months. With its desirable features, convenient layout, and prime location, this row home presents an excellent opportunity to embrace city living at its best. Don't miss out—schedule your showing today!

15. 2026-03-06
    historical 1396-char remark

    Show marketing remark (1396 chars)

    Welcome to this charming row home in Baltimore City! As you step inside, you'll be greeted by an inviting living room adorned with beautiful hardwood floors and bathed in natural light, creating a warm and welcoming atmosphere. The open concept design seamlessly connects the living room to the dining area and kitchen, making it ideal for both everyday living and entertaining. The kitchen features white cabinets, granite countertops, and a custom tile backsplash, providing a perfect blend of style and functionality. A convenient half bath on the main level adds to the ease of living. Upstairs, you'll discover the primary bedroom with an ensuite bathroom and two additional spacious bedrooms, each offering ample closet space to accommodate your storage needs. Another full bathroom ensure convenience and comfort for all occupants. The basement offers additional storage space and presents an opportunity to customize according to your preferences, whether it be a home office, gym, or recreation area. Outside, the quaint backyard and patio space beckon you to enjoy the outdoors, offering a perfect setting for gardening, relaxation, and entertaining during the upcoming summer months. With its desirable features, convenient layout, and prime location, this row home presents an excellent opportunity to embrace city living at its best. Don't miss out—schedule your showing today!

16. 2026-03-06
    listed $115,000 Active 1396-char remark

    Show marketing remark (1396 chars)

    Welcome to this charming row home in Baltimore City! As you step inside, you'll be greeted by an inviting living room adorned with beautiful hardwood floors and bathed in natural light, creating a warm and welcoming atmosphere. The open concept design seamlessly connects the living room to the dining area and kitchen, making it ideal for both everyday living and entertaining. The kitchen features white cabinets, granite countertops, and a custom tile backsplash, providing a perfect blend of style and functionality. A convenient half bath on the main level adds to the ease of living. Upstairs, you'll discover the primary bedroom with an ensuite bathroom and two additional spacious bedrooms, each offering ample closet space to accommodate your storage needs. Another full bathroom ensure convenience and comfort for all occupants. The basement offers additional storage space and presents an opportunity to customize according to your preferences, whether it be a home office, gym, or recreation area. Outside, the quaint backyard and patio space beckon you to enjoy the outdoors, offering a perfect setting for gardening, relaxation, and entertaining during the upcoming summer months. With its desirable features, convenient layout, and prime location, this row home presents an excellent opportunity to embrace city living at its best. Don't miss out—schedule your showing today!

17. 2026-03-04
    historical $115,000 1396-char remark

    Show marketing remark (1396 chars)

    Welcome to this charming row home in Baltimore City! As you step inside, you'll be greeted by an inviting living room adorned with beautiful hardwood floors and bathed in natural light, creating a warm and welcoming atmosphere. The open concept design seamlessly connects the living room to the dining area and kitchen, making it ideal for both everyday living and entertaining. The kitchen features white cabinets, granite countertops, and a custom tile backsplash, providing a perfect blend of style and functionality. A convenient half bath on the main level adds to the ease of living. Upstairs, you'll discover the primary bedroom with an ensuite bathroom and two additional spacious bedrooms, each offering ample closet space to accommodate your storage needs. Another full bathroom ensure convenience and comfort for all occupants. The basement offers additional storage space and presents an opportunity to customize according to your preferences, whether it be a home office, gym, or recreation area. Outside, the quaint backyard and patio space beckon you to enjoy the outdoors, offering a perfect setting for gardening, relaxation, and entertaining during the upcoming summer months. With its desirable features, convenient layout, and prime location, this row home presents an excellent opportunity to embrace city living at its best. Don't miss out—schedule your showing today!

18. 2024-12-17
    historical $1,399
19. 2024-11-27
    listed $1,399
20. 2024-11-17
    historical $1,399
21. 2024-11-08
    listed $1,399
22. 2024-08-16
    soldstatus $105,000
23. 2024-07-25
    soldstatus $105,000 Closed 1396-char remark

    Show marketing remark (1396 chars)

    Welcome to this charming row home in Baltimore City! As you step inside, you'll be greeted by an inviting living room adorned with beautiful hardwood floors and bathed in natural light, creating a warm and welcoming atmosphere. The open concept design seamlessly connects the living room to the dining area and kitchen, making it ideal for both everyday living and entertaining. The kitchen features white cabinets, granite countertops, and a custom tile backsplash, providing a perfect blend of style and functionality. A convenient half bath on the main level adds to the ease of living. Upstairs, you'll discover the primary bedroom with an ensuite bathroom and two additional spacious bedrooms, each offering ample closet space to accommodate your storage needs. Another full bathroom ensure convenience and comfort for all occupants. The basement offers additional storage space and presents an opportunity to customize according to your preferences, whether it be a home office, gym, or recreation area. Outside, the quaint backyard and patio space beckon you to enjoy the outdoors, offering a perfect setting for gardening, relaxation, and entertaining during the upcoming summer months. With its desirable features, convenient layout, and prime location, this row home presents an excellent opportunity to embrace city living at its best. Don't miss out—schedule your showing today!

24. 2024-07-01
    status Pending 1396-char remark

    Show marketing remark (1396 chars)

    Welcome to this charming row home in Baltimore City! As you step inside, you'll be greeted by an inviting living room adorned with beautiful hardwood floors and bathed in natural light, creating a warm and welcoming atmosphere. The open concept design seamlessly connects the living room to the dining area and kitchen, making it ideal for both everyday living and entertaining. The kitchen features white cabinets, granite countertops, and a custom tile backsplash, providing a perfect blend of style and functionality. A convenient half bath on the main level adds to the ease of living. Upstairs, you'll discover the primary bedroom with an ensuite bathroom and two additional spacious bedrooms, each offering ample closet space to accommodate your storage needs. Another full bathroom ensure convenience and comfort for all occupants. The basement offers additional storage space and presents an opportunity to customize according to your preferences, whether it be a home office, gym, or recreation area. Outside, the quaint backyard and patio space beckon you to enjoy the outdoors, offering a perfect setting for gardening, relaxation, and entertaining during the upcoming summer months. With its desirable features, convenient layout, and prime location, this row home presents an excellent opportunity to embrace city living at its best. Don't miss out—schedule your showing today!

25. 2024-05-10
    listed $110,000 Active 1396-char remark

    Show marketing remark (1396 chars)

    Welcome to this charming row home in Baltimore City! As you step inside, you'll be greeted by an inviting living room adorned with beautiful hardwood floors and bathed in natural light, creating a warm and welcoming atmosphere. The open concept design seamlessly connects the living room to the dining area and kitchen, making it ideal for both everyday living and entertaining. The kitchen features white cabinets, granite countertops, and a custom tile backsplash, providing a perfect blend of style and functionality. A convenient half bath on the main level adds to the ease of living. Upstairs, you'll discover the primary bedroom with an ensuite bathroom and two additional spacious bedrooms, each offering ample closet space to accommodate your storage needs. Another full bathroom ensure convenience and comfort for all occupants. The basement offers additional storage space and presents an opportunity to customize according to your preferences, whether it be a home office, gym, or recreation area. Outside, the quaint backyard and patio space beckon you to enjoy the outdoors, offering a perfect setting for gardening, relaxation, and entertaining during the upcoming summer months. With its desirable features, convenient layout, and prime location, this row home presents an excellent opportunity to embrace city living at its best. Don't miss out—schedule your showing today!

26. 2024-05-09
    historical $110,000 1396-char remark

    Show marketing remark (1396 chars)

    Welcome to this charming row home in Baltimore City! As you step inside, you'll be greeted by an inviting living room adorned with beautiful hardwood floors and bathed in natural light, creating a warm and welcoming atmosphere. The open concept design seamlessly connects the living room to the dining area and kitchen, making it ideal for both everyday living and entertaining. The kitchen features white cabinets, granite countertops, and a custom tile backsplash, providing a perfect blend of style and functionality. A convenient half bath on the main level adds to the ease of living. Upstairs, you'll discover the primary bedroom with an ensuite bathroom and two additional spacious bedrooms, each offering ample closet space to accommodate your storage needs. Another full bathroom ensure convenience and comfort for all occupants. The basement offers additional storage space and presents an opportunity to customize according to your preferences, whether it be a home office, gym, or recreation area. Outside, the quaint backyard and patio space beckon you to enjoy the outdoors, offering a perfect setting for gardening, relaxation, and entertaining during the upcoming summer months. With its desirable features, convenient layout, and prime location, this row home presents an excellent opportunity to embrace city living at its best. Don't miss out—schedule your showing today!

27. 2023-05-10
    historical
28. 2023-04-11
    listed $124,900 Active
29. 2023-04-11
    historical
30. 2023-03-07
    historical Active Under Contract
31. 2023-03-01
    price $129,900
32. 2023-01-23
    price $134,999
33. 2022-12-20
    listed $140,000 Active
34. 2022-12-16
    historical

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MD · Partial reset (capped growth)

• Current annual tax: $399 · $33/mo
• Projected year-2 tax: $826 · $69/mo
• Expected delta: +$427/yr (+$36/mo · 107.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 7/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 6 unhealthy d/yr today · 7 by 30 yrs out

Taxation est. · year 1

• Rental income: $20,135
• − Mortgage interest: −$6,442
• − Property taxes: −$399
• − Insurance: −$575
• − Repairs & maintenance: −$1,611
• − Management: −$1,611
• − Depreciation: −$3,345
• Taxable income: $6,152
• Est. tax owed @ 24.0%: −$1,476
• After-tax cash flow: $6,219/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Baltimore City Public Schools
• NCES district ID: 2400090
• Math proficiency: 7% ▼ -9.00%
• Reading proficiency: 16% ▼ -5.00%
• Median HH income: $42,108
• Composite: 10.08/100
• National rank: #9805
• State rank: #24 of 24 in MD

Livability — Baltimore

• Score: 76/100
• State rank: #90
• US rank: #3396

Category grades

Amenities A+ Commute A+ Cost of living A- Crime F Employment C Housing A+ Health & safety A+ User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Baltimore, MD
• County: Baltimore City · 558,601 people
• City population: 588,727
• Metro: Baltimore-Columbia-Towson, MD
• Population (ZIP): 30,792
• Household income: $38,409
• Rent vs Own: 70.0% rent · 30.0% own
• Severe rent burden: 2921.0

Population outlook (Baltimore County) Hauer SSP2

• Today (2025): 624,249 people
• By 2030: 621,541 · -0.4%
• By 2040: 609,756 · -2.3%
• By 2050: 597,249 · -4.3%
• By 2075: 552,236 · -11.5%
• By 2100: 513,934 · -17.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (81%)
• Race & ethnicity: Black 81% White 12% Two or more races 4% Hispanic / Latino 2% Asian 2%
• Common ancestry: Romanian 1% Hispanic 1% Italian 1%
• Foreign-born: 5% · Canada, China, South Korea
• Languages at home: 94% English-only · Spanish 2% French/Haitian/Cajun 1% Chinese 1%

Political lean MEDSL · Baltimore

• 2024 margin: Solid D (+73.0) · D 85.2% · R 12.2% · Other 2.6%
• 2008→2024 swing: -2.5pp toward R · 2008: 75.5pp · 2024: 73.0pp
• All cycles: 2024: D+73.0 2020: D+76.6 2016: D+74.6 2012: D+76.4 2008: D+75.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -187.20%
• Current HPI: 104.2102
• Rent YoY: ▲ 6.63%
• Metro: Baltimore-Columbia-Towson, MD
• State GDP YoY: ▲ 2.97%
• F500 in state: 12

Industry mix (Fortune 500 HQ in MD)

Industry	F500 HQs	Revenue
▸Aerospace / Defense	1	$71B
▸Utilities	1	$25B
▸Hotels	1	$24B
▸Consumer Goods	1	$7B
▸Real Estate	1	$6B
▸Chemicals	1	$2B

Price history

-17.9% since first listed

21 events — show timeline

• 2026-03-09 Relisted — BRIGHT MLS
• 2026-03-06 Listing Removed — BRIGHT MLS
• 2026-03-06 Listed $115,000 BRIGHT MLS
• 2026-03-04 Coming Soon $115,000 BRIGHT MLS
• 2024-12-17 Rental Removed $1,399 RENTALBEAST
• 2024-11-27 Listed for Rent $1,399 RENTALBEAST
• 2024-11-17 Rental Removed $1,399 RENTALBEAST
• 2024-11-08 Listed for Rent $1,399 RENTALBEAST
• 2024-08-16 Sold (Public Records) $105,000 Public Records
• 2024-07-25 Sold (MLS) $105,000 BRIGHT MLS
• 2024-07-01 Pending — BRIGHT MLS
• 2024-05-10 Listed $110,000 BRIGHT MLS
• 2024-05-09 Coming Soon $110,000 BRIGHT MLS
• 2023-05-10 Listing Removed — BRIGHT MLS
• 2023-04-11 Listing Removed — BRIGHT MLS
• 2023-04-11 Listed $124,900 BRIGHT MLS
• 2023-03-07 Contingent — BRIGHT MLS
• 2023-03-01 Price Changed $129,900 BRIGHT MLS
• 2023-01-23 Price Changed $134,999 BRIGHT MLS
• 2022-12-20 Listed $140,000 BRIGHT MLS
• 2022-12-16 Coming Soon — BRIGHT MLS

Property tax history

+1.9%/yr

Latest (2025): $399 · +30.8% YoY. Source: county tax records.