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1840 N 8th St
C Composite 57.69
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +20.2/30.0
  • ARV discount +15.0/15.0
  • DSCR +6.4/10.0
  • 1% rule +4.5/10.0
  • Livability +3.8/5.0
  • Schools +2.9/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$129,999

1840 N 8th St · Terre Haute, IN 47804
3 bd · 2.0 ba · 3,362 sqft · SingleFamily public records · 78 Days on market
Built 1890 6,534 sqft lot $39/sqft · 9% below area Est $161k · 19% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Back of market with a fresh coat of paint on the exterior! Situated on a corner lot mere blocks from Collett Park, this historic 3 bedroom home is full of charm and character. Many original features remain including hardwood floors, doors, trim, some windows, a gorgeous fireplace mantel, and a pocket door separating the living and dining areas. Recent updates include a new roof, windows, electrical, and hot water heater. The spacious bathroom has been fully renovated and boasts a double vanity and functional tub/shower combo. In the kitchen you'll find brand-new cabinets, countertops, sink, and a new dishwasher. A butler's pantry off the kitchen has an original built-in that can serve as additional storage, and also conveniently houses the laundry on the main level. With the right touch, the attic could double the finished square footage of the home and be made into an incredible master suite or separate living area. The fenced backyard is private on 2 sides and offers plenty of space for pets, gardening, and recreation. Come see if this blend of old and new is the home you've been searching for!

Key facts

  • Original features
  • Butler's pantry
  • Fenced backyard

Tags

CORNER LOTORIGINAL FEATURESGORGEOUS FIREPLACE MANTELBUTLER'S PANTRYFENCED BACKYARD

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $130k.

Deal economics

  • At list price, monthly cash flow is $163 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $123k (5.2% below list).
  • Recommended offer: $122k (6.0% below list) — sets the bar for market timing.
  • Cap rate 7.8% vs local median 4.7% in Terre Haute — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 75/100 on livability (#63 in IN, #4,186 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: schools D-, crime F, employment F.
  • Vigo County School Corporation (urban): math 32% / reading 37% proficiency, ranked #202 of 301 in IN (top 67%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 65 active listings in the ZIP; lower-income renter base — watch delinquency; 60 units permitted in Vigo County in 2024 (0 in 5+ unit buildings).
  • This rent runs 36% of the median local income ($41k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $899 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Vigo County population projected to shrink 5% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

  • It's been on market 78 days — a 6% lower offer ($122k) is reasonable based on typical stale-listing flexibility.
  • 8 sale attempts since 7y ago; this cycle's ask has dropped $30k (19%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $40k; list at $130k implies a 225% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1890 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $122,199 (6.0% below list)

Questions for the listing agent

  1. It's been on market 78 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Built in 1890 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.95%
Cap rate
7.80%
Cash-on-cash
5.39%
DSCR
1.24
GRM
8.8

CMA / ARV

ARV (median comp)
$161,142
List price
$129,999
Delta
-19.33%
Verdict
UNDERPRICED
Comps
14 within 1.0 mi
Show comp detail 4 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2105 N 10th St 0.30mi 3/3.0 3,175 (-6%) 4mo $339,900 $107 70
2538 N 8th St 0.62mi 4/2.0 (+1) 3,504 (+4%) 1mo $250,000 $71 58
1422 Barbour Ave 0.75mi 3/1.0 2,876 (-14%) 8mo $45,000 $16 31
1312 4th Ave 0.70mi 2/2.0 (-1) 3,828 (+14%) 16mo $64,900 $17 26

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-8.0%
Equity multiple
0.71×
Total profit
$-10,688
Equity at exit
$19,383
10-year hold
IRR
1.5%
Equity multiple
1.11×
Total profit
$3,956
Equity at exit
$11,240

Cash invested: $36,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Indiana
90 Strongly Landlord-Friendly · R+11
County
— inherits STATE
City
— inherits STATE
10-day pay-or-quit; landlord-favorable; preempted.

ZIP-level market 47804

Home prices YoY
-24.2%
Active inventory
65
Price-to-rent
8.8×

Monthly cashflow live

Estimated rent
$1,232 medium interval (Pro) →
Mortgage (P&I)
$682
Tax from tax record
$74 /mo · $886/yr
Insurance
$54
HOA
$0
Vacancy / Maint / Mgmt
$259
Net cashflow
$163

Break-even live

Break-even rent $1,025
Max offer price $129,999
Occupancy floor 82%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$32,500
Closing costs
$3,900
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 21 events

  1. 2026-05-14
    status Active 1113-char remark
    Show marketing remark (1113 chars)

    Back of market with a fresh coat of paint on the exterior! Situated on a corner lot mere blocks from Collett Park, this historic 3 bedroom home is full of charm and character. Many original features remain including hardwood floors, doors, trim, some windows, a gorgeous fireplace mantel, and a pocket door separating the living and dining areas. Recent updates include a new roof, windows, electrical, and hot water heater. The spacious bathroom has been fully renovated and boasts a double vanity and functional tub/shower combo. In the kitchen you'll find brand-new cabinets, countertops, sink, and a new dishwasher. A butler's pantry off the kitchen has an original built-in that can serve as additional storage, and also conveniently houses the laundry on the main level. With the right touch, the attic could double the finished square footage of the home and be made into an incredible master suite or separate living area. The fenced backyard is private on 2 sides and offers plenty of space for pets, gardening, and recreation. Come see if this blend of old and new is the home you've been searching for!

  2. 2026-05-14
    price $129,999 1113-char remark
    Show marketing remark (1113 chars)

    Back of market with a fresh coat of paint on the exterior! Situated on a corner lot mere blocks from Collett Park, this historic 3 bedroom home is full of charm and character. Many original features remain including hardwood floors, doors, trim, some windows, a gorgeous fireplace mantel, and a pocket door separating the living and dining areas. Recent updates include a new roof, windows, electrical, and hot water heater. The spacious bathroom has been fully renovated and boasts a double vanity and functional tub/shower combo. In the kitchen you'll find brand-new cabinets, countertops, sink, and a new dishwasher. A butler's pantry off the kitchen has an original built-in that can serve as additional storage, and also conveniently houses the laundry on the main level. With the right touch, the attic could double the finished square footage of the home and be made into an incredible master suite or separate living area. The fenced backyard is private on 2 sides and offers plenty of space for pets, gardening, and recreation. Come see if this blend of old and new is the home you've been searching for!

  3. 2026-05-14
    price $129,999 1113-char remark
    Show marketing remark (1113 chars)

    Back of market with a fresh coat of paint on the exterior! Situated on a corner lot mere blocks from Collett Park, this historic 3 bedroom home is full of charm and character. Many original features remain including hardwood floors, doors, trim, some windows, a gorgeous fireplace mantel, and a pocket door separating the living and dining areas. Recent updates include a new roof, windows, electrical, and hot water heater. The spacious bathroom has been fully renovated and boasts a double vanity and functional tub/shower combo. In the kitchen you'll find brand-new cabinets, countertops, sink, and a new dishwasher. A butler's pantry off the kitchen has an original built-in that can serve as additional storage, and also conveniently houses the laundry on the main level. With the right touch, the attic could double the finished square footage of the home and be made into an incredible master suite or separate living area. The fenced backyard is private on 2 sides and offers plenty of space for pets, gardening, and recreation. Come see if this blend of old and new is the home you've been searching for!

  4. 2026-05-14
    status Active 1113-char remark
    Show marketing remark (1113 chars)

    Back of market with a fresh coat of paint on the exterior! Situated on a corner lot mere blocks from Collett Park, this historic 3 bedroom home is full of charm and character. Many original features remain including hardwood floors, doors, trim, some windows, a gorgeous fireplace mantel, and a pocket door separating the living and dining areas. Recent updates include a new roof, windows, electrical, and hot water heater. The spacious bathroom has been fully renovated and boasts a double vanity and functional tub/shower combo. In the kitchen you'll find brand-new cabinets, countertops, sink, and a new dishwasher. A butler's pantry off the kitchen has an original built-in that can serve as additional storage, and also conveniently houses the laundry on the main level. With the right touch, the attic could double the finished square footage of the home and be made into an incredible master suite or separate living area. The fenced backyard is private on 2 sides and offers plenty of space for pets, gardening, and recreation. Come see if this blend of old and new is the home you've been searching for!

  5. 2026-04-28
    price $119,999 1113-char remark
    Show marketing remark (1113 chars)

    Back of market with a fresh coat of paint on the exterior! Situated on a corner lot mere blocks from Collett Park, this historic 3 bedroom home is full of charm and character. Many original features remain including hardwood floors, doors, trim, some windows, a gorgeous fireplace mantel, and a pocket door separating the living and dining areas. Recent updates include a new roof, windows, electrical, and hot water heater. The spacious bathroom has been fully renovated and boasts a double vanity and functional tub/shower combo. In the kitchen you'll find brand-new cabinets, countertops, sink, and a new dishwasher. A butler's pantry off the kitchen has an original built-in that can serve as additional storage, and also conveniently houses the laundry on the main level. With the right touch, the attic could double the finished square footage of the home and be made into an incredible master suite or separate living area. The fenced backyard is private on 2 sides and offers plenty of space for pets, gardening, and recreation. Come see if this blend of old and new is the home you've been searching for!

  6. 2026-04-28
    price $119,999 1113-char remark
    Show marketing remark (1113 chars)

    Back of market with a fresh coat of paint on the exterior! Situated on a corner lot mere blocks from Collett Park, this historic 3 bedroom home is full of charm and character. Many original features remain including hardwood floors, doors, trim, some windows, a gorgeous fireplace mantel, and a pocket door separating the living and dining areas. Recent updates include a new roof, windows, electrical, and hot water heater. The spacious bathroom has been fully renovated and boasts a double vanity and functional tub/shower combo. In the kitchen you'll find brand-new cabinets, countertops, sink, and a new dishwasher. A butler's pantry off the kitchen has an original built-in that can serve as additional storage, and also conveniently houses the laundry on the main level. With the right touch, the attic could double the finished square footage of the home and be made into an incredible master suite or separate living area. The fenced backyard is private on 2 sides and offers plenty of space for pets, gardening, and recreation. Come see if this blend of old and new is the home you've been searching for!

  7. 2026-04-24
    status Active 1113-char remark
    Show marketing remark (1113 chars)

    Back of market with a fresh coat of paint on the exterior! Situated on a corner lot mere blocks from Collett Park, this historic 3 bedroom home is full of charm and character. Many original features remain including hardwood floors, doors, trim, some windows, a gorgeous fireplace mantel, and a pocket door separating the living and dining areas. Recent updates include a new roof, windows, electrical, and hot water heater. The spacious bathroom has been fully renovated and boasts a double vanity and functional tub/shower combo. In the kitchen you'll find brand-new cabinets, countertops, sink, and a new dishwasher. A butler's pantry off the kitchen has an original built-in that can serve as additional storage, and also conveniently houses the laundry on the main level. With the right touch, the attic could double the finished square footage of the home and be made into an incredible master suite or separate living area. The fenced backyard is private on 2 sides and offers plenty of space for pets, gardening, and recreation. Come see if this blend of old and new is the home you've been searching for!

  8. 2026-04-01
    price $124,999 1113-char remark
    Show marketing remark (1113 chars)

    Back of market with a fresh coat of paint on the exterior! Situated on a corner lot mere blocks from Collett Park, this historic 3 bedroom home is full of charm and character. Many original features remain including hardwood floors, doors, trim, some windows, a gorgeous fireplace mantel, and a pocket door separating the living and dining areas. Recent updates include a new roof, windows, electrical, and hot water heater. The spacious bathroom has been fully renovated and boasts a double vanity and functional tub/shower combo. In the kitchen you'll find brand-new cabinets, countertops, sink, and a new dishwasher. A butler's pantry off the kitchen has an original built-in that can serve as additional storage, and also conveniently houses the laundry on the main level. With the right touch, the attic could double the finished square footage of the home and be made into an incredible master suite or separate living area. The fenced backyard is private on 2 sides and offers plenty of space for pets, gardening, and recreation. Come see if this blend of old and new is the home you've been searching for!

  9. 2026-04-01
    price $124,999 1113-char remark
    Show marketing remark (1113 chars)

    Back of market with a fresh coat of paint on the exterior! Situated on a corner lot mere blocks from Collett Park, this historic 3 bedroom home is full of charm and character. Many original features remain including hardwood floors, doors, trim, some windows, a gorgeous fireplace mantel, and a pocket door separating the living and dining areas. Recent updates include a new roof, windows, electrical, and hot water heater. The spacious bathroom has been fully renovated and boasts a double vanity and functional tub/shower combo. In the kitchen you'll find brand-new cabinets, countertops, sink, and a new dishwasher. A butler's pantry off the kitchen has an original built-in that can serve as additional storage, and also conveniently houses the laundry on the main level. With the right touch, the attic could double the finished square footage of the home and be made into an incredible master suite or separate living area. The fenced backyard is private on 2 sides and offers plenty of space for pets, gardening, and recreation. Come see if this blend of old and new is the home you've been searching for!

  10. 2026-03-21
    price $134,999 1113-char remark
    Show marketing remark (1113 chars)

    Back of market with a fresh coat of paint on the exterior! Situated on a corner lot mere blocks from Collett Park, this historic 3 bedroom home is full of charm and character. Many original features remain including hardwood floors, doors, trim, some windows, a gorgeous fireplace mantel, and a pocket door separating the living and dining areas. Recent updates include a new roof, windows, electrical, and hot water heater. The spacious bathroom has been fully renovated and boasts a double vanity and functional tub/shower combo. In the kitchen you'll find brand-new cabinets, countertops, sink, and a new dishwasher. A butler's pantry off the kitchen has an original built-in that can serve as additional storage, and also conveniently houses the laundry on the main level. With the right touch, the attic could double the finished square footage of the home and be made into an incredible master suite or separate living area. The fenced backyard is private on 2 sides and offers plenty of space for pets, gardening, and recreation. Come see if this blend of old and new is the home you've been searching for!

  11. 2026-03-21
    price $134,999 1113-char remark
    Show marketing remark (1113 chars)

    Back of market with a fresh coat of paint on the exterior! Situated on a corner lot mere blocks from Collett Park, this historic 3 bedroom home is full of charm and character. Many original features remain including hardwood floors, doors, trim, some windows, a gorgeous fireplace mantel, and a pocket door separating the living and dining areas. Recent updates include a new roof, windows, electrical, and hot water heater. The spacious bathroom has been fully renovated and boasts a double vanity and functional tub/shower combo. In the kitchen you'll find brand-new cabinets, countertops, sink, and a new dishwasher. A butler's pantry off the kitchen has an original built-in that can serve as additional storage, and also conveniently houses the laundry on the main level. With the right touch, the attic could double the finished square footage of the home and be made into an incredible master suite or separate living area. The fenced backyard is private on 2 sides and offers plenty of space for pets, gardening, and recreation. Come see if this blend of old and new is the home you've been searching for!

  12. 2026-03-10
    price $149,999 1113-char remark
    Show marketing remark (1113 chars)

    Back of market with a fresh coat of paint on the exterior! Situated on a corner lot mere blocks from Collett Park, this historic 3 bedroom home is full of charm and character. Many original features remain including hardwood floors, doors, trim, some windows, a gorgeous fireplace mantel, and a pocket door separating the living and dining areas. Recent updates include a new roof, windows, electrical, and hot water heater. The spacious bathroom has been fully renovated and boasts a double vanity and functional tub/shower combo. In the kitchen you'll find brand-new cabinets, countertops, sink, and a new dishwasher. A butler's pantry off the kitchen has an original built-in that can serve as additional storage, and also conveniently houses the laundry on the main level. With the right touch, the attic could double the finished square footage of the home and be made into an incredible master suite or separate living area. The fenced backyard is private on 2 sides and offers plenty of space for pets, gardening, and recreation. Come see if this blend of old and new is the home you've been searching for!

  13. 2026-03-10
    price $149,999 1113-char remark
    Show marketing remark (1113 chars)

    Back of market with a fresh coat of paint on the exterior! Situated on a corner lot mere blocks from Collett Park, this historic 3 bedroom home is full of charm and character. Many original features remain including hardwood floors, doors, trim, some windows, a gorgeous fireplace mantel, and a pocket door separating the living and dining areas. Recent updates include a new roof, windows, electrical, and hot water heater. The spacious bathroom has been fully renovated and boasts a double vanity and functional tub/shower combo. In the kitchen you'll find brand-new cabinets, countertops, sink, and a new dishwasher. A butler's pantry off the kitchen has an original built-in that can serve as additional storage, and also conveniently houses the laundry on the main level. With the right touch, the attic could double the finished square footage of the home and be made into an incredible master suite or separate living area. The fenced backyard is private on 2 sides and offers plenty of space for pets, gardening, and recreation. Come see if this blend of old and new is the home you've been searching for!

  14. 2026-03-03
    listed $159,999 Active 1113-char remark
    Show marketing remark (1113 chars)

    Back of market with a fresh coat of paint on the exterior! Situated on a corner lot mere blocks from Collett Park, this historic 3 bedroom home is full of charm and character. Many original features remain including hardwood floors, doors, trim, some windows, a gorgeous fireplace mantel, and a pocket door separating the living and dining areas. Recent updates include a new roof, windows, electrical, and hot water heater. The spacious bathroom has been fully renovated and boasts a double vanity and functional tub/shower combo. In the kitchen you'll find brand-new cabinets, countertops, sink, and a new dishwasher. A butler's pantry off the kitchen has an original built-in that can serve as additional storage, and also conveniently houses the laundry on the main level. With the right touch, the attic could double the finished square footage of the home and be made into an incredible master suite or separate living area. The fenced backyard is private on 2 sides and offers plenty of space for pets, gardening, and recreation. Come see if this blend of old and new is the home you've been searching for!

  15. 2026-03-03
    listed $159,999 Active 1113-char remark
    Show marketing remark (1113 chars)

    Back of market with a fresh coat of paint on the exterior! Situated on a corner lot mere blocks from Collett Park, this historic 3 bedroom home is full of charm and character. Many original features remain including hardwood floors, doors, trim, some windows, a gorgeous fireplace mantel, and a pocket door separating the living and dining areas. Recent updates include a new roof, windows, electrical, and hot water heater. The spacious bathroom has been fully renovated and boasts a double vanity and functional tub/shower combo. In the kitchen you'll find brand-new cabinets, countertops, sink, and a new dishwasher. A butler's pantry off the kitchen has an original built-in that can serve as additional storage, and also conveniently houses the laundry on the main level. With the right touch, the attic could double the finished square footage of the home and be made into an incredible master suite or separate living area. The fenced backyard is private on 2 sides and offers plenty of space for pets, gardening, and recreation. Come see if this blend of old and new is the home you've been searching for!

  16. 2024-03-14
    historical $1,100
  17. 2023-12-02
    listed $1,100
  18. 2022-02-03
    price $1,100
  19. 2021-11-18
    soldstatus $40,000
  20. 2021-09-08
    listed $49,500
  21. 2019-06-07
    listed $49,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast IN · Partial reset (capped growth)

Current annual tax
$886 · $74/mo
Projected year-2 tax
$996 · $83/mo
Expected delta
+$109/yr (+$9/mo · 12.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥105°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$14,784
− Mortgage interest
−$7,282
− Property taxes
−$886
− Insurance
−$650
− Repairs & maintenance
−$1,183
− Management
−$1,183
− Depreciation
−$3,782
Taxable loss
−$182
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$44
After-tax cash flow
$2,006/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Vigo County School Corporation
NCES district ID
1812090
Math proficiency
32% ▼ -10.00%
Reading proficiency
37% ▼ -8.00%
Median HH income
$40,100
Composite
28.97/100
National rank
#6625
State rank
#202 of 301 in IN

Livability — Terre Haute

Score
75/100
State rank
#63
US rank
#4186

Category grades

Amenities A Commute A- Cost of living A+ Crime F Employment F Housing A+ Health & safety A+ User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Terre Haute, IN
County
Vigo County · 91,193 people
City population
91,193
Metro
Terre Haute, IN
Population (ZIP)
10,553
Household income
$40,674
Rent vs Own
42.4% rent · 57.6% own
Severe rent burden
414.0

Population outlook (Vigo County) Hauer SSP2

Today (2025)
106,366 people
By 2030
105,674 · -0.7%
By 2040
103,731 · -2.5%
By 2050
101,200 · -4.9%
By 2075
95,674 · -10.1%
By 2100
85,910 · -19.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (81%)
Race & ethnicity
White 81% Hispanic / Latino 7% Black 6% Two or more races 5%
Hispanic origin (detail)
Mexican 5% Puerto Rican 1%
Common ancestry
Slovak 4% Lithuanian 3% Romanian 2%
Foreign-born
4% · Canada, China
Languages at home
92% English-only · Spanish 7% Chinese 1%

Political lean MEDSL · Vigo

2024 margin
R (+18.1) · D 40.0% · R 58.1% · Other 2.0%
2008→2024 swing
-33.9pp toward R · 2008: 15.8pp · 2024: -18.1pp
All cycles
2024: R+18.1 2020: R+14.7 2016: R+15.2 2012: D+0.8 2008: D+15.8

Not yet ingested

Civics

Market trends

HPI YoY
▼ -52.33%
Current HPI
164.2961
Rent YoY
Metro
Terre Haute, IN
State GDP YoY
▲ 2.90%
F500 in state
18

Industry mix (Fortune 500 HQ in IN)

Industry F500 HQs Revenue

Price history

+162.6% since first listed
21 events — show timeline
  • 2026-05-14 Relisted THAAR
  • 2026-05-14 Price Changed $129,999 THAAR
  • 2026-05-14 Price Changed $129,999 MIBOR as Distributed by MLS Grid
  • 2026-05-14 Relisted MIBOR as Distributed by MLS Grid
  • 2026-04-28 Price Changed $119,999 MIBOR as Distributed by MLS Grid
  • 2026-04-28 Price Changed $119,999 THAAR
  • 2026-04-24 Relisted MIBOR as Distributed by MLS Grid
  • 2026-04-01 Price Changed $124,999 THAAR
  • 2026-04-01 Price Changed $124,999 MIBOR as Distributed by MLS Grid
  • 2026-03-21 Price Changed $134,999 THAAR
  • 2026-03-21 Price Changed $134,999 MIBOR as Distributed by MLS Grid
  • 2026-03-10 Price Changed $149,999 THAAR
  • 2026-03-10 Price Changed $149,999 MIBOR as Distributed by MLS Grid
  • 2026-03-03 Listed $159,999 MIBOR as Distributed by MLS Grid
  • 2026-03-03 Listed $159,999 THAAR
  • 2024-03-14 Rental Removed $1,100 APPFOLIO
  • 2023-12-02 Listed for Rent $1,100 APPFOLIO
  • 2022-02-03 Price Changed $1,100 APPFOLIO
  • 2021-11-18 Sold (MLS) $40,000 THAAR
  • 2021-09-08 Listed $49,500 THAAR
  • 2019-06-07 Listed $49,500 THAAR

Property tax history

-5.5%/yr

Latest (2024): $886 · -2.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…