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1395 Redbird Dr
C- Composite 54.9
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +18.2/30.0
  • ARV discount +15.0/15.0
  • DSCR +5.7/10.0
  • 1% rule +4.6/10.0
  • Livability +3.7/5.0
  • Rent growth +3.6/5.0
  • Condition / age +2.5/5.0
  • Schools +1.7/10.0
  • Appreciation +0.0/10.0

$174,900

1395 Redbird Dr · Florissant, MO 63031
3 bd · 1.5 ba · 1,025 sqft · SingleFamily public records · 10 Days on market
Built 1964 9,374 sqft lot $171/sqft · 37% above area Est $212k · 18% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to this charming property that exudes calmness and tranquility with its neutral color scheme throughout. The freshly painted interior offers a clean and inviting atmosphere, perfect for creating new memories. As you explore the home, you'll notice the updated flooring, which adds a unique character to the space. Step outside onto the patio, an ideal spot for enjoying morning coffee. The fenced-in backyard provides a peaceful retreat for outdoor enthusiasts and gardeners alike—a wonderful space for growing plants or setting up a small picnic area. In summary, this property combines comfortable interiors with a delightful outdoor setup, offering a perfect balance. Ready for its new owner to bring it to life, this home promises a welcoming atmosphere where you can truly feel at home.

Key facts

  • 9,374 sq ft lot
  • Garage
  • Built 1964

Property features AI

Finance

  • Other: Living area reported as 1,702 (assessor); Above-grade finished area reported as 1,025 (assessor); Below-grade finished area reported as 677 (assessor); Lot size approximately 0.2152 acres; No pool
  • Financial info: Lease not considered; No second mortgage reported; Seller may consider concessions
  • HOA & community: No HOA information provided

Exterior

  • Parking: Attached garage (1 car); Additional parking
  • Security: No security details provided
  • Utilities: Community water; Public sewer; Single phase electric; Cable available
  • Home design: Single family residential; One-level living; Residential property
  • Construction: Brick veneer exterior
  • Exterior features: Back yard; Front yard; Landscaped yard; Few trees; Level lot

Interior

  • Kitchen: No kitchen appliance details provided
  • Bedrooms: Three bedrooms on the main level
  • Flooring: No flooring details provided
  • Bathrooms: One full bathroom; One half bathroom (main level)
  • Heating & cooling: Natural gas heating; Central air conditioning
  • Interior features: Finished basement with 8+ ft poured construction
  • Laundry & utility: No laundry details provided

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.5-bath single-family listed at $175k.

Deal economics

  • At list price, monthly cash flow is $156 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $168k (3.7% below list).
  • Recommended offer: $168k (3.7% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 73/100 on livability (#82 in MO) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety B+; Watch: crime C-, amenities D+, commute F.
  • Hazelwood (suburban): math 11% / reading 26% proficiency, ranked #306 of 324 in MO (top 94%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: Walker Elem. (math 8% / reading 33%, grade F, #931 of 1,115 statewide, top 83%, 477 students, 67% FRL); Hazelwood West High (math 16% / reading 42%, grade F, #407 of 521 statewide, top 78%, 2,042 students, 54% FRL).
  • Market conditions: Rents rising fast (+4.3%/yr); 272 active listings in the ZIP; 28 comparable units currently listed for rent nearby; rentals leasing fast (median 14d on market — plan ~1-2 weeks tenant-placement turnaround); 920 units permitted in St. Louis County in 2024 (250 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.

Negotiation context

  • Only 10 days on market — expect competitive offers; lowballing is unlikely to land.
  • 4 sale attempts since 13y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $168,456 (3.7% below list)

Questions for the listing agent

  1. Built in 1964 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.96%
Cap rate
7.36%
Cash-on-cash
3.82%
DSCR
1.17
GRM
8.7

CMA / ARV

ARV (median comp)
$212,405
List price
$174,900
Delta
-15.73%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2328 Urbandale Dr 0.12mi 3/2.0 1,025 (0%) 1mo $140,400 $137 92
1398 Brenthaven Ln 0.40mi 3/2.0 1,025 (0%) 1mo $185,000 $180 79
2052 Aristocrat Dr 0.23mi 3/1.5 960 (-6%) 1mo $89,900 $94 78
1910 Flamingo Dr 0.42mi 3/1.0 1,025 (0%) 1mo $199,500 $195 77
750 Blackbird Dr 0.57mi 3/1.5 1,025 (0%) 1mo $174,900 $171 72
1865 Violet Dr 0.47mi 3/1.5 1,064 (+4%) 0mo $100,000 $94 72
935 Kingsbrook Ln 0.42mi 3/1.5 1,078 (+5%) 2mo $180,000 $167 70
2465 Grants Pkwy 0.51mi 3/2.0 995 (-3%) 2mo $129,900 $131 67
660 Crabapple Ln 0.65mi 3/2.0 1,045 (+2%) 2mo $199,999 $191 63
880 Fifth Plz 0.51mi 4/1.0 (+1) 980 (-4%) 1mo $159,000 $162 61
290 Francisca Dr 0.72mi 3/1.5 1,092 (+6%) 1mo $145,000 $133 54
1435 Aspen Dr 0.53mi 3/1.0 912 (-11%) 1mo $134,000 $147 54

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.27% rent growth · sell at horizon

5-year hold
IRR
-8.9%
Equity multiple
0.67×
Total profit
$-16,216
Equity at exit
$26,078
10-year hold
IRR
2.1%
Equity multiple
1.16×
Total profit
$7,878
Equity at exit
$15,122

Cash invested: $48,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
81 Strongly Landlord-Friendly
State Missouri
81 Strongly Landlord-Friendly · R+10
County
— inherits STATE
City
— inherits STATE
Generally landlord-friendly; St Louis has some habitability requirements.

ZIP-level market 63031

Rents YoY
4.3%
Active inventory
272
Price-to-rent
8.7×

Monthly cashflow live

Estimated rent
$1,685 high interval (Pro) →
Mortgage (P&I)
$917
Tax from tax record
$185 /mo · $2,216/yr
Insurance
$73
HOA
$0
Vacancy / Maint / Mgmt
$354
Net cashflow
$156

Break-even live

Break-even rent $1,487
Max offer price $174,900
Occupancy floor 86%

Sensitivity live

Price -10% $255 -5% $206 +0% $156 +5% $107 +10% $57
Rent -10% $23 -5% $90 +0% $156 +5% $223 +10% $289
Rate -1.0pp $244 -0.5pp $201 base $156 +0.5pp $111 +1.0pp $65

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$43,725
Closing costs
$5,247
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 28 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2160 Splendor Dr Florissant, MO 3.0 2.0 1100 $1,800 $1.64 4d 1 0.10mi
1095 Humes Ln Florissant, MO 3.0 1.5 1100 $1,650 $1.50 5d 1 0.32mi
1395 Bluebird Dr Florissant, MO 3.0 2.0 1168 $1,599 $1.37 17d 1 0.36mi
1145 Swallow Ln Florissant, MO 3.0 2.0 1288 $1,645 $1.28 4d 1 0.50mi
1540 Aspen Dr Florissant, MO 3.0 2.0 912 $1,395 $1.53 8d 1 0.57mi
1315 Bobolink Dr Florissant, MO 3.0 2.0 1025 $1,700 $1.66 13d 1 0.61mi
1545 Swan Dr Florissant, MO 3.0 1.0 1064 $1,590 $1.49 8d 1 0.69mi
2316 Millvalley Dr Florissant, MO 3.0 3.0 1189 $1,696 $1.43 15d 1 0.75mi
855 Daniel Boone Dr Florissant, MO 3.0 1.0 964 $1,400 $1.45 44d 1 0.79mi
840 Dawnview Ct Florissant, MO 3.0 1.5 750 $900 $1.20 24d 1 0.80mi
9 Charlotte Dr Florissant, MO 3.0 1.5 1404 $1,641 $1.17 5d 1 0.81mi
775 Sherwood Dr Florissant, MO 3.0 1.0 1023 $1,690 $1.65 44d 1 0.82mi
2857 Dawnview Dr Florissant, MO 3.0 1.0 890 $1,325 $1.49 8d 1 0.83mi
765 Babler Dr Florissant, MO 3.0 2.0 888 $1,700 $1.91 8d 1 0.89mi
2400 Teakwood Manor Dr Florissant, MO 3.0 2.0 1380 $1,725 $1.25 44d 1 0.89mi
1015 Lindsay Ln Florissant, MO 3.0 2.0 988 $1,600 $1.62 24d 1 0.89mi
2245 Lindsay Ln Florissant, MO 4.0 2.0 1466 $1,800 $1.23 17d 1 0.95mi
1095 Cedar Pl Florissant, MO 3.0 1.5 1107 $1,710 $1.54 2d 1 0.96mi
470 Hundley Dr Florissant, MO 3.0 2.0 962 $1,595 $1.66 44d 1 0.99mi
2942 Chance Dr Florissant, MO 3.0 1.0 912 $1,700 $1.86 13d 1 1.00mi
3015 Matlock Dr Florissant, MO 3.0 1.0 950 $1,475 $1.55 44d 1 1.04mi
4 Sharon Ct Florissant, MO 3.0 2.0 1108 $1,800 $1.62 3d 1 1.05mi
330 Moule Dr Florissant, MO 3.0 1.0 1014 $1,575 $1.55 44d 1 1.07mi
1983 Greenheath Dr Florissant, MO 3.0 2.0 1040 $1,331 $1.28 4d 1 1.26mi
2485 Jenkee Dr Florissant, MO 3.0 1.0 960 $1,376 $1.43 2d 1 1.28mi
1710 Kay Dr Florissant, MO 3.0 1.0 960 $1,500 $1.56 3d 1 1.34mi
1332 Langholm Dr Florissant, MO 3.0 1.0 924 $1,650 $1.79 2d 1 1.46mi
3 Champlain Ct Florissant, MO 3.0 1.0 1100 $1,600 $1.45 44d 1 1.47mi

Listing history 24 events

  1. 2026-06-21
    days on market $174,900 Active 10 DOM
  2. 2026-06-18
    days on market $174,900 Active 7 DOM
  3. 2026-06-17
    days on market $174,900 Active 6 DOM
  4. 2026-06-16
    days on market $174,900 Active 5 DOM
  5. 2026-06-15
    days on market $174,900 Active 4 DOM
  6. 2026-06-13
    days on market $174,900 Active 2 DOM
  7. 2026-06-13
    statusdays on market $174,900 Active 1 DOM
  8. 2026-06-09
    days on market $174,900 Coming Soon 7 DOM
  9. 2026-06-08
    days on market $174,900 Coming Soon 6 DOM
  10. 2026-06-07
    days on market $174,900 Coming Soon 5 DOM
  11. 2026-06-05
    days on market $174,900 Coming Soon 2 DOM
  12. 2026-06-02
    remarks 693-char remark
  13. 2026-06-02
    pricestatusdays on marketlisting id $174,900 Coming Soon 1 DOM
  14. 2026-05-02
    historical Active Under Contract
  15. 2026-04-23
    price $179,000
  16. 2026-03-06
    listed $189,000 Active
  17. 2026-03-06
    historical
  18. 2024-09-12
    soldstatus Closed 805-char remark
    Show marketing remark (805 chars)

    Welcome to this charming property that exudes calmness and tranquility with its neutral color scheme throughout. The freshly painted interior offers a clean and inviting atmosphere, perfect for creating new memories. As you explore the home, you'll notice the updated flooring, which adds a unique character to the space. Step outside onto the patio, an ideal spot for enjoying morning coffee. The fenced-in backyard provides a peaceful retreat for outdoor enthusiasts and gardeners alike—a wonderful space for growing plants or setting up a small picnic area. In summary, this property combines comfortable interiors with a delightful outdoor setup, offering a perfect balance. Ready for its new owner to bring it to life, this home promises a welcoming atmosphere where you can truly feel at home.

  19. 2024-07-24
    status Pending 805-char remark
    Show marketing remark (805 chars)

    Welcome to this charming property that exudes calmness and tranquility with its neutral color scheme throughout. The freshly painted interior offers a clean and inviting atmosphere, perfect for creating new memories. As you explore the home, you'll notice the updated flooring, which adds a unique character to the space. Step outside onto the patio, an ideal spot for enjoying morning coffee. The fenced-in backyard provides a peaceful retreat for outdoor enthusiasts and gardeners alike—a wonderful space for growing plants or setting up a small picnic area. In summary, this property combines comfortable interiors with a delightful outdoor setup, offering a perfect balance. Ready for its new owner to bring it to life, this home promises a welcoming atmosphere where you can truly feel at home.

  20. 2024-07-19
    listed $165,000 Active 805-char remark
    Show marketing remark (805 chars)

    Welcome to this charming property that exudes calmness and tranquility with its neutral color scheme throughout. The freshly painted interior offers a clean and inviting atmosphere, perfect for creating new memories. As you explore the home, you'll notice the updated flooring, which adds a unique character to the space. Step outside onto the patio, an ideal spot for enjoying morning coffee. The fenced-in backyard provides a peaceful retreat for outdoor enthusiasts and gardeners alike—a wonderful space for growing plants or setting up a small picnic area. In summary, this property combines comfortable interiors with a delightful outdoor setup, offering a perfect balance. Ready for its new owner to bring it to life, this home promises a welcoming atmosphere where you can truly feel at home.

  21. 2015-09-01
    soldstatus $19,500,437
  22. 2014-01-24
    soldstatus $55,000
  23. 2014-01-21
    soldstatus
  24. 2013-06-25
    listed $69,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MO · Resets to sale price

Current annual tax
$2,216 · $185/mo
Projected year-2 tax
$2,216 · $185/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 5/10 Major 7 d/yr ≥106°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$20,215
− Mortgage interest
−$9,797
− Property taxes
−$2,216
− Insurance
−$874
− Repairs & maintenance
−$1,617
− Management
−$1,617
− Depreciation
−$5,088
Taxable loss
−$995
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$239
After-tax cash flow
$2,112/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Hazelwood
NCES district ID
2913830
Math proficiency
11% ▼ -13.00%
Reading proficiency
26% ▼ -6.00%
Median HH income
$51,621
Composite
16.77/100
National rank
#9156
State rank
#306 of 324 in MO

Livability — Florissant

Score
73/100
State rank
#82
US rank
#5406

Category grades

Amenities D+ Commute F Cost of living A+ Crime C- Employment C Housing A+ Health & safety B+ User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Florissant, MO
County
Saint Louis County · 888,823 people
City population
69,104
Metro
St. Louis, MO-IL
Population (ZIP)
50,196
Household income
$70,811
Rent vs Own
27.7% rent · 72.3% own
Severe rent burden
1279.0

Population outlook (St. Louis County) Hauer SSP2

Today (2025)
1,025,227 people
By 2030
1,028,023 · +0.3%
By 2040
1,020,940 · -0.4%
By 2050
1,007,280 · -1.8%
By 2075
987,277 · -3.7%
By 2100
921,984 · -10.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.58)
Race & ethnicity
White 49% Black 41% Two or more races 7% Hispanic / Latino 2%
Common ancestry
Romanian 3% Lithuanian 3% Swedish 1%
Foreign-born
5% · Canada, Jamaica
Languages at home
94% English-only · Spanish 2% Arabic 1%

Political lean MEDSL · St. Louis

2024 margin
Strong D (+23.4) · D 60.8% · R 37.4% · Other 1.7%
2008→2024 swing
+3.5pp toward D · 2008: 19.9pp · 2024: 23.4pp
All cycles
2024: D+23.4 2020: D+24.0 2016: D+16.2 2012: D+13.7 2008: D+19.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -223.57%
Current HPI
202.7192
Rent YoY
▲ 4.27%
Metro
St. Louis, MO-IL
State GDP YoY
▲ 1.84%
F500 in state
20

Industry mix (Fortune 500 HQ in MO)

Industry F500 HQs Revenue

Price history

+150.2% since first listed
13 events — show timeline
  • 2026-06-12 Listed $174,900 MARIS as Distributed by MLS Grid
  • 2026-06-02 Coming Soon $174,900 MARIS as Distributed by MLS Grid
  • 2026-05-02 Contingent MARIS as Distributed by MLS Grid
  • 2026-04-23 Price Changed $179,000 MARIS as Distributed by MLS Grid
  • 2026-03-06 Listed $189,000 MARIS as Distributed by MLS Grid
  • 2026-03-06 Coming Soon MARIS as Distributed by MLS Grid
  • 2024-09-12 Sold (MLS) MARIS as Distributed by MLS Grid
  • 2024-07-24 Pending MARIS as Distributed by MLS Grid
  • 2024-07-19 Listed $165,000 MARIS as Distributed by MLS Grid
  • 2015-09-01 Sold (Public Records) $19,500,437 Public Records
  • 2014-01-24 Sold (Public Records) $55,000 Public Records
  • 2014-01-21 Sold (MLS) MARIS as Distributed by MLS Grid
  • 2013-06-25 Listed $69,900 MARIS as Distributed by MLS Grid

Property tax history

+4.7%/yr

Latest (2022): $2,216 · +2.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…