222 W Brimstone St W · Sulphur, LA
Flood risk 4/10 · Minor
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.22%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $1,269 – $2,357
Heat risk 8/10 · Major
- Hot days now (above 109°F)
- 7 days/yr
- Hot days in 30 yrs
- 22 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the F grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +13.8/30.0
- Rent growth +4.4/5.0
- DSCR +4.2/10.0
- Livability +3.6/5.0
- Schools +3.1/10.0
- 1% rule +2.6/10.0
- Condition / age +2.5/5.0
- ARV discount +0.0/15.0
- Appreciation +0.0/10.0
$159,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Three bed 1 bath home waiting to be put back together! Home has a new roof, has been releveled and new electrical service.
Key facts
- Custom accent wall
- Farmhouse sink
- Updated kitchen
Tags
Property features AI
Exterior
- Utilities: Public water; Public sewer; Electricity connected; Water connected; Sewer connected
- Home design: Single-story house; Single family residence; Residential property
- Exterior features: Back yard; City lot; Paved; Rectangular lot; Lot dimensions approximately 63.1 x 145.4
Interior
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central heating; Central air conditioning
- Interior features: No fireplace
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $160k.
Deal economics
- At list price, monthly cash flow is $15 ($176/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $122k (23.9% below list).
- Recommended offer: $122k (23.9% below list) — sets the bar for 1% rule.
- Cap rate 6.4% vs local median 8.8% in Sulphur — below-typical yield; the buyer is paying a premium for something (appreciation thesis, condition, location) that the cap rate doesn't capture.
Location & tenants
- Location reads 71/100 on livability (#48 in LA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, schools A; Watch: crime D-, amenities F, commute F.
- Calcasieu Parish (other): math 30% / reading 44% proficiency, ranked #29 of 98 in LA (top 30%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents rising fast (+7.7%/yr); 294 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 1,298 units permitted in Calcasieu Parish in 2024 (526 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- Calcasieu County population projected at +11% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
Negotiation context
- Only 4 days on market — expect competitive offers; lowballing is unlikely to land.
- 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1965 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.76% ✗
- Cap rate
- 6.40%
- Cash-on-cash
- 0.39%
- DSCR
- 1.02
- GRM
- 11.0
CMA / ARV
- ARV (on-the-fly)
- $110,400
- Comps found
- 6
Show comp detail 6 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 560 N Crocker St N | 0.32mi | 3/1.0 | 1,080 (-2%) | 6mo | $92,500 | $86 | 73 |
| 802 E Carlton St St E | 0.52mi | 3/1.0 | 1,033 (-6%) | 5mo | $150,000 | $145 | 57 |
| 312 N Crocker St N | 0.51mi | 2/2.0 (-1) | 1,008 (-9%) | 11mo | $135,000 | $134 | 47 |
| 793 Fiegel St | 0.54mi | 3/1.0 | 1,049 (-5%) | 20mo | $85,000 | $81 | 46 |
| 832 Brady St | 0.52mi | 3/2.0 | 1,224 (+11%) | 19mo | $118,900 | $97 | 42 |
| 207 N Johnson St N | 0.61mi | 3/1.5 | 1,206 (+9%) | 15mo | $120,000 | $100 | 42 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 7.65% rent growth · sell at horizon
- IRR
- -11.3%
- Equity multiple
- 0.57×
- Total profit
- $-19,093
- Equity at exit
- $23,842
- IRR
- 2.9%
- Equity multiple
- 1.25×
- Total profit
- $11,186
- Equity at exit
- $13,825
Cash invested: $44,772 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Louisiana
- 90 Strongly Landlord-Friendly · R+12
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 70663
- Rents YoY
- 7.7%
- Active inventory
- 294
- Price-to-rent
- 11.0×
Monthly cashflow live
- Estimated rent
- $1,217 medium interval (Pro) →
- Mortgage (P&I)
- −$839
- Tax from tax record
- −$41 /mo · $498/yr
- Insurance
- −$67
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$256
- Net cashflow
- $15
Break-even live
Sensitivity live
| Price | -10% $105 | -5% $60 | +0% $15 | +5% $-31 | +10% $-76 |
|---|---|---|---|---|---|
| Rent | -10% $-81 | -5% $-33 | +0% $15 | +5% $63 | +10% $111 |
| Rate | -1.0pp $95 | -0.5pp $55 | base $15 | +0.5pp $-27 | +1.0pp $-69 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $39,975
- Closing costs
- $4,797
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 2 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1115 N Crocker St Sulphur, LA | 2.0 | 2.0 | 960 | $950 | $0.99 | 14d | 1 | 0.29mi |
| 625 N Claiborne St Unit 1 Sulphur, LA | 3.0 | 2.0 | 1200 | $925 | $0.77 | 14d | 1 | 0.42mi |
Listing history 4 events
-
2026-06-21days on market $159,900 Active 4 DOM
-
2026-06-19days on market $159,900 Active 2 DOM
-
2026-06-17remarks 699-char remark
-
2026-06-17$159,900 Active 1 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast LA · Resets to sale price
- Current annual tax
- $498 · $41/mo
- Projected year-2 tax
- $879 · $73/mo
- Expected delta
- +$382/yr (+$32/mo · 76.8%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 4/10 Moderate FEMA zone X (unshaded) · 22% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 8/10 Severe 7 d/yr ≥109°F today · 22 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $14,602
- − Mortgage interest
- −$8,957
- − Property taxes
- −$498
- − Insurance
- −$800
- − Repairs & maintenance
- −$1,168
- − Management
- −$1,168
- − Depreciation
- −$4,652
- Taxable loss
- −$2,640
- Est. tax savings @ 24.0%
- +$634
- After-tax cash flow
- $810/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Calcasieu Parish
- NCES district ID
- 2200330
- Math proficiency
- 30% ▼ -39.00%
- Reading proficiency
- 44% ▼ -33.00%
- Median HH income
- $44,700
- Composite
- 31.45/100
- National rank
- #5979
- State rank
- #29 of 98 in LA
Livability — Sulphur
- Score
- 71/100
- State rank
- #48
- US rank
- #7164
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Sulphur, LA
- County
- Calcasieu Parish · 170,889 people
- City population
- 27,799
- Metro
- Lake Charles, LA
- Population (ZIP)
- 27,799
- Household income
- $64,707
- Rent vs Own
- Severe rent burden
- 197.0
Population outlook (Calcasieu County) Hauer SSP2
- Today (2025)
- 212,179 people
- By 2030
- 218,199 · +2.8%
- By 2040
- 228,486 · +7.7%
- By 2050
- 236,208 · +11.3%
- By 2075
- 251,696 · +18.6%
- By 2100
- 247,848 · +16.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (82%)
- Race & ethnicity
- White 82% Black 8% Hispanic / Latino 5% Two or more races 4%
- Common ancestry
- Lithuanian 13% Slovak 2% Scandinavian 1%
- Foreign-born
- 3% · Canada, Vietnam
- Languages at home
- 94% English-only · Spanish 2% French/Haitian/Cajun 2% Other Indo-European 1%
Political lean MEDSL · Calcasieu
- 2024 margin
- Solid R (+39.6) · D 29.5% · R 69.0% · Other 1.5%
- 2008→2024 swing
- -15.0pp toward R · 2008: -24.6pp · 2024: -39.6pp
- All cycles
- 2024: R+39.6 2020: R+35.2 2016: R+33.3 2012: R+28.7 2008: R+24.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -104.29%
- Current HPI
- 100.0895
- Rent YoY
- ▲ 7.65%
- Metro
- Lake Charles, LA
- State GDP YoY
- ▲ 3.29%
- F500 in state
- 10
Industry mix (Fortune 500 HQ in LA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Telecommunications | 2 | $23B |
|
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| Utilities | 1 | $12B |
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| Wholesale / Distribution | 1 | $5B |
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| Advertising | 1 | $2B |
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Price history
+356.9% since first listed3 events — show timeline
- 2026-06-17 Listed $159,900 SWLAR
- 2025-05-12 Sold (MLS) — SWLAR
- 2025-03-11 Listed $35,000 SWLAR
Property tax history
-0.6%/yrLatest (2025): $498 · +0.8% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…