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B- Composite 69.13
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Livability +4.0/5.0
  • Rent growth +2.7/5.0
  • Condition / age +2.5/5.0
  • Schools +2.4/10.0
  • Appreciation +0.0/10.0

$95,000

7511 Woodlake Vw · San Antonio, TX 78244
3 bd · 2.0 ba · 1,984 sqft · Other · 1 Days on market
Built 2001

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Newly remodeled. All new appliances. New carpet.

Key facts

  • Built 2001

Property features AI

Exterior

  • Home design: Built in 2001; Single-family property (built 2001)
  • Construction: Construction completed in 2001
  • Exterior features: Located in the Northeast Side subdivision

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath other listed at $95k.

Deal economics

  • At list price, monthly cash flow is $611 ($7k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $95k).
  • Cap rate 14.0% vs local median 3.8% in San Antonio — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 80/100 on livability (#31 in TX, #1,616 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: schools C-, crime F.
  • Judson ISD (suburban): math 21% / reading 33% proficiency, ranked #660 of 826 in TX (top 80%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: Rents flat; 187 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 16d on market — plan ~3-4 weeks tenant-placement turnaround); 8,308 units permitted in Bexar County in 2024 (2,506 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $657 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Bexar County population projected at +50% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 0.8% rent growth), your $27k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

  • Only 1 days on market — expect competitive offers; lowballing is unlikely to land.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $95,000

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.69%
Cap rate
14.01%
Cash-on-cash
27.55%
DSCR
2.23
GRM
4.9

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.75% rent growth · sell at horizon

5-year hold
IRR
19.0%
Equity multiple
1.75×
Total profit
$19,969
Equity at exit
$14,165
10-year hold
IRR
25.8%
Equity multiple
3.02×
Total profit
$53,635
Equity at exit
$8,214

Cash invested: $26,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 78244

Home prices YoY
-4.4%
Rents YoY
0.8%
Active inventory
187
Price-to-rent
4.9×

Monthly cashflow live

Estimated rent
$1,604 high interval (Pro) →
Mortgage (P&I)
$498
Tax est. 1.5%
$119 /mo · $1,425/yr
Insurance
$40
HOA
$0
Vacancy / Maint / Mgmt
$337
Net cashflow
$611

Break-even live

Break-even rent $831
Max offer price $95,000
Occupancy floor 57%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$23,750
Closing costs
$2,850
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
7475 Golf Vista Blvd San Antonio, TX 3.0–4.0 2.0 1736 $1,399 $0.81 2d 1 0.11mi
5114 Mustang Cv San Antonio, TX 4.0 2.5 2414 $1,995 $0.83 10d 1 0.17mi
7622 Mustang Mdw San Antonio, TX 3.0 2.5 1574 $1,500 $0.95 4d 1 0.23mi
7811 Caballo Cyn San Antonio, TX 3.0 2.5 1547 $1,460 $0.94 4d 1 0.28mi
5607 Golf Mist Unit 1 San Antonio, TX 3.0 2.5 1321 $1,295 $0.98 23d 1 0.30mi
5607 Golf Mist Unit 1 San Antonio, TX 3.0 2.5 1321 $1,245 $0.94 21d 1 0.30mi
5738 Golf Hts Unit 2 San Antonio, TX 3.0 2.5 2492 $1,225 $0.49 43d 1 0.33mi
5822 Golf Bnd Unit 2 San Antonio, TX 3.0 2.5 1325 $1,325 $1.00 43d 1 0.38mi
4715 Appaloosa Run San Antonio, TX 3.0 2.5 1774 $1,595 $0.90 16d 1 0.38mi
7923 Horse Holw San Antonio, TX 3.0 2.0 1916 $1,599 $0.83 2d 1 0.40mi
5807 Golf Bnd #2 San Antonio, TX 3.0 2.5 1321 $1,200 $0.91 3d 1 0.40mi
7034 Lakeview Dr Unit 101 San Antonio, TX 3.0 2.5 1324 $1,395 $1.05 43d 1 0.43mi
7718 Burro Bnd San Antonio, TX 3.0 2.5 1547 $1,650 $1.07 3d 1 0.43mi
7030 Lakeview Dr #102 San Antonio, TX 3.0 2.5 1324 $1,295 $0.98 43d 1 0.44mi
7014 Lakeview Dr Unit 102 San Antonio, TX 3.0 2.5 1324 $1,395 $1.05 23d 1 0.47mi
7031 Atherton San Antonio, TX 3.0 2.5 1501 $1,790 $1.19 17d 1 0.49mi
7715 Shining Glow San Antonio, TX 3.0 2.5 1554 $1,529 $0.98 16d 1 0.51mi
7715 Shining Glow San Antonio, TX 3.0 2.5 1554 $1,499 $0.96 3d 1 0.51mi
6950 Lakeview Dr Unit 102 San Antonio, TX 3.0 2.5 1324 $1,395 $1.05 1d 1 0.54mi
6929 Trail Lk San Antonio, TX 3.0 2.0 1264 $1,550 $1.23 43d 1 0.54mi
6942 Lakeview Dr Unit 101 San Antonio, TX 3.0 2.5 1324 $1,300 $0.98 2d 1 0.56mi
4602 Echo Lake Dr San Antonio, TX 4.0 2.0 2277 $1,950 $0.86 43d 1 0.56mi
6934 Lakeview Dr #101 San Antonio, TX 3.0 2.5 1324 $1,450 $1.10 2d 1 0.57mi
7102 Micayla Cv Unit 103 San Antonio, TX 3.0 2.5 1250 $1,395 $1.12 4d 1 0.59mi
7105 Micayla Cv #104 San Antonio, TX 3.0 2.5 1245 $1,395 $1.12 43d 1 0.60mi
5715 Lochmoor San Antonio, TX 2.0 1.0 1656 $1,100 $0.66 23d 1 0.62mi
5202 Fountain Lk San Antonio, TX 4.0 2.5 2041 $1,795 $0.88 43d 1 0.62mi
5717 Lochmoor San Antonio, TX 2.0 1.0 1656 $1,150 $0.69 16d 1 0.62mi
4826 Fern Lk San Antonio, TX 4.0 2.5 2016 $1,695 $0.84 3d 1 0.66mi
7326 Putter San Antonio, TX 2.0 2.5 1826 $1,599 $0.88 12d 1 0.67mi
6870 Lakeview Dr Unit 101 San Antonio, TX 3.0 2.5 1324 $1,395 $1.05 23d 1 0.68mi
7703 Redstone Mnr Converse, TX 3.0 2.0 1656 $1,750 $1.06 23d 1 0.71mi
6838 Blue Lake Dr San Antonio, TX 4.0 2.0 1818 $1,550 $0.85 23d 1 0.73mi
6842 Lakeview Dr Unit 101 San Antonio, TX 3.0 2.5 1324 $1,395 $1.05 43d 1 0.74mi
7528 Rose Robin Run Ct Converse, TX 3.0 2.0 1651 $1,575 $0.95 4d 1 0.75mi
7516 Rose Robin Run Ct Converse, TX 3.0 2.0 1612 $1,599 $0.99 4d 1 0.75mi
5927 Encanto Point Dr San Antonio, TX 4.0 2.5 2300 $1,795 $0.78 12d 1 0.76mi
5907 Deer Lake Dr San Antonio, TX 4.0 2.5 1971 $1,850 $0.94 43d 1 0.77mi
6311 Encanto Point Dr San Antonio, TX 3.0 2.5 2340 $1,645 $0.70 14d 1 0.79mi
7807 Pecan Hts San Antonio, TX 3.0 2.0 1520 $1,600 $1.05 14d 1 0.80mi

Listing history 2 events

  1. 2026-06-19
    remarks 48-char remark
  2. 2026-06-19
    listed $95,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 22 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$19,248
− Mortgage interest
−$5,321
− Property taxes
−$1,425
− Insurance
−$475
− Repairs & maintenance
−$1,540
− Management
−$1,540
− Depreciation
−$2,764
Taxable income
$6,183
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,484
After-tax cash flow
$5,844/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Judson ISD
NCES district ID
4824990
Math proficiency
21% ▼ -21.00%
Reading proficiency
33% ▼ -7.00%
Median HH income
$57,542
Composite
24.39/100
National rank
#7689
State rank
#660 of 826 in TX

Livability — San Antonio

Score
80/100
State rank
#31
US rank
#1616

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment C Housing A+ Health & safety A+ User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Bexar County · 1,990,555 people
City population
1,806,925
Metro
San Antonio-New Braunfels, TX
Population (ZIP)
38,092
Household income
$71,128
Rent vs Own
26.5% rent · 73.5% own
Severe rent burden
677.0

Population outlook (Bexar County) Hauer SSP2

Today (2025)
2,336,851 people
By 2030
2,560,728 · +9.6%
By 2040
3,020,569 · +29.3%
By 2050
3,493,522 · +49.5%
By 2075
4,668,459 · +99.8%
By 2100
5,533,242 · +136.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.68)
Race & ethnicity
Hispanic / Latino 46% Black 27% Two or more races 24% White 20% Asian 2%
Hispanic origin (detail)
Mexican 38% Puerto Rican 2% Cuban 2%
Common ancestry
Slovak 2% Lithuanian 1% Italian 1%
Foreign-born
14% · Canada, Vietnam
Languages at home
68% English-only · Spanish 28% Vietnamese 1% Tagalog/Filipino 1%

Political lean MEDSL · Bexar

2024 margin
Lean D (+9.8) · D 54.3% · R 44.6% · Other 1.1%
2008→2024 swing
+4.2pp toward D · 2008: 5.6pp · 2024: 9.8pp
All cycles
2024: D+9.8 2020: D+18.2 2016: D+13.5 2012: D+4.6 2008: D+5.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -11.42%
Current HPI
249.3834
Rent YoY
▲ 0.75%
Metro
San Antonio-New Braunfels, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-06-19 Listed $95,000 FSBO.com

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…