CashFlowRE
Sign in Sign up
123 Linda Kay Ct
B- Composite 69.16
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +26.3/30.0
  • ARV discount +15.0/15.0
  • DSCR +8.9/10.0
  • 1% rule +6.4/10.0
  • Schools +3.9/10.0
  • Livability +3.2/5.0
  • Rent growth +2.9/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$159,999

123 Linda Kay Ct · Warner Robins, GA 31088
3 bd · 2.0 ba · 2,270 sqft · SingleFamily public records · 39 Days on market
Built 1957 1.27 ac lot $70/sqft · 23% below area Est $209k · 23% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Investor opportunity in Warner Robins situated on 1.27 acres in an established neighborhood. Brick ranch style single level home offering 3 bedrooms with a bonus room and 2,270 square feet of living space. Interior features include a formal dining room, Jack and Jill bathroom setup, two full bathrooms, one car garage, covered porches, and two sliding glass doors leading to the rear porch. Property is being sold as is and will require significant repairs and full renovation throughout, ideal for investors or buyers planning a full rehab project. Large lot and ranch style layout provide a solid base for improvement and redesign. Any personal property remaining at closing will convey with the sale. Bring your contractor and vision.

Key facts

  • Covered porches
  • Formal dining room
  • Sliding glass doors

Tags

ESTABLISHED NEIGHBORHOODFORMAL DINING ROOMJACK AND JILL BATHROOM SETUPCOVERED PORCHESSLIDING GLASS DOORSLARGE LOT

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $160k.

Deal economics

  • At list price, monthly cash flow is $414 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $160k).
  • Recommended offer: $155k (3.0% below list) — sets the bar for market timing.
  • Cap rate 9.4% vs local median 4.9% in Warner Robins — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 65/100 on livability (#227 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: schools D+, employment D+, crime F.
  • Houston County (urban): math 43% / reading 46% proficiency, ranked #23 of 174 in GA (top 13%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising (+1.7%/yr); 286 active listings in the ZIP; 7 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 57% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 1,545 units permitted in Houston County in 2024 (336 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Houston County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 39 days — a 3% lower offer ($155k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $125k; 28% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Watch-outs: built in 1957 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major wind risk, 76% chance of damaging wind over 30y; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $155,199 (3.0% below list)

Questions for the listing agent

  1. It's been on market 39 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1957 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.14%
Cap rate
9.40%
Cash-on-cash
11.10%
DSCR
1.49
GRM
7.3

CMA / ARV

ARV (median comp)
$208,977
List price
$159,999
Delta
-23.44%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
123 Linda Kay Ct 0.00mi 3/2.0 2,270 (0%) 1mo $141,000 $62 100
204 Biltmore Ter 0.18mi 4/2.0 (+1) 2,469 (+9%) 10mo $240,000 $97 64
105 Lemuel Ct 0.07mi 4/3.0 (+1) 2,079 (-8%) 18mo $230,000 $111 59
505 Nelson Dr 0.40mi 3/2.0 2,030 (-11%) 8mo $80,000 $39 57
213 Self St 0.67mi 4/2.0 (+1) 2,202 (-3%) 2mo $245,000 $111 57
201 Belmont Dr 0.49mi 3/2.5 2,489 (+10%) 3mo $251,000 $101 56
303 Clairmont Dr 0.25mi 3/2.0 1,953 (-14%) 14mo $238,000 $122 54
108 Vassas Ct 0.14mi 4/3.0 (+1) 1,929 (-15%) 10mo $217,000 $112 51
107 Colonial Rd 0.47mi 4/2.5 (+1) 2,225 (-2%) 20mo $146,000 $66 51
214 Laurie Ln 0.24mi 4/2.0 (+1) 1,969 (-13%) 14mo $207,000 $105 50
115 Friar Tuck Ave 0.69mi 4/3.5 (+1) 2,152 (-5%) 10mo $218,000 $101 40
611 Arrowhead Trl 0.61mi 3/2.5 1,935 (-15%) 22mo $237,000 $122 27

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.67% rent growth · sell at horizon

5-year hold
IRR
-1.2%
Equity multiple
0.96×
Total profit
$-1,955
Equity at exit
$23,856
10-year hold
IRR
7.1%
Equity multiple
1.50×
Total profit
$22,596
Equity at exit
$13,834

Cash invested: $44,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 31088

Rents YoY
1.7%
Active inventory
286
Price-to-rent
7.3×

Monthly cashflow live

Estimated rent
$1,818 high interval (Pro) →
Mortgage (P&I)
$839
Tax from tax record
$116 /mo · $1,394/yr
Insurance
$67
HOA
$0
Vacancy / Maint / Mgmt
$382
Net cashflow
$414

Break-even live

Break-even rent $1,294
Max offer price $159,999
Occupancy floor 72%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$40,000
Closing costs
$4,800
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 7 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
122 Rolling Woods Cir Warner Robins, GA 3.0 2.5 1920 $1,750 $0.91 44d 1 0.65mi
122 Rolling Woods Cir Warner Robins, GA 3.0 2.5 1920 $1,750 $0.91 21d 1 0.65mi
124 Carterwoods Dr Warner Robins, GA 3.0 2.0 1818 $1,811 $1.00 21d 1 1.00mi
135 Sussex Dr Warner Robins, GA 2.0 2.0 2047 $1,495 $0.73 44d 1 1.27mi
121 Highland Dr Warner Robins, GA 3.0 2.0 1712 $1,795 $1.05 44d 1 1.30mi
121 Highland Dr Warner Robins, GA 3.0 2.0 1712 $1,795 $1.05 21d 1 1.30mi
203 Lumpkin Dr Warner Robins, GA 3.0 3.0 1700 $2,200 $1.29 44d 1 1.38mi

Listing history 5 events

  1. 2026-05-30
    status $159,999 Under Contract 39 DOM
  2. 2026-04-20
    listed $159,999 Active 738-char remark
    Show marketing remark (738 chars)

    Investor opportunity in Warner Robins situated on 1.27 acres in an established neighborhood. Brick ranch style single level home offering 3 bedrooms with a bonus room and 2,270 square feet of living space. Interior features include a formal dining room, Jack and Jill bathroom setup, two full bathrooms, one car garage, covered porches, and two sliding glass doors leading to the rear porch. Property is being sold as is and will require significant repairs and full renovation throughout, ideal for investors or buyers planning a full rehab project. Large lot and ranch style layout provide a solid base for improvement and redesign. Any personal property remaining at closing will convey with the sale. Bring your contractor and vision.

  3. 2026-04-19
    listed $159,999 New 738-char remark
    Show marketing remark (738 chars)

    Investor opportunity in Warner Robins situated on 1.27 acres in an established neighborhood. Brick ranch style single level home offering 3 bedrooms with a bonus room and 2,270 square feet of living space. Interior features include a formal dining room, Jack and Jill bathroom setup, two full bathrooms, one car garage, covered porches, and two sliding glass doors leading to the rear porch. Property is being sold as is and will require significant repairs and full renovation throughout, ideal for investors or buyers planning a full rehab project. Large lot and ranch style layout provide a solid base for improvement and redesign. Any personal property remaining at closing will convey with the sale. Bring your contractor and vision.

  4. 2011-01-05
    soldstatus $125,000
  5. 1995-05-25
    soldstatus $70,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$1,394 · $116/mo
Projected year-2 tax
$1,472 · $123/mo
Expected delta
+$78/yr (+$6/mo · 5.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥108°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 76% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$21,818
− Mortgage interest
−$8,962
− Property taxes
−$1,394
− Insurance
−$800
− Repairs & maintenance
−$1,745
− Management
−$1,745
− Depreciation
−$4,655
Taxable income
$2,516
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$604
After-tax cash flow
$4,370/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Houston County
NCES district ID
1302880
Math proficiency
43% ▼ -7.00%
Reading proficiency
46% ▼ -2.00%
Median HH income
$54,823
Composite
38.68/100
National rank
#4144
State rank
#23 of 174 in GA

Livability — Warner Robins

Score
65/100
State rank
#227
US rank
#13290

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D+ Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Warner Robins, GA
County
Houston County · 157,321 people
City population
92,102
Metro
Warner Robins, GA
Population (ZIP)
58,585
Household income
$83,082
Rent vs Own
36.9% rent · 63.1% own
Severe rent burden
1668.0

Population outlook (Houston County) Hauer SSP2

Today (2025)
169,502 people
By 2030
178,486 · +5.3%
By 2040
194,642 · +14.8%
By 2050
207,119 · +22.2%
By 2075
231,480 · +36.6%
By 2100
235,034 · +38.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.63)
Race & ethnicity
White 51% Black 32% Two or more races 9% Hispanic / Latino 7% Asian 4%
Hispanic origin (detail)
Mexican 4%
Common ancestry
Romanian 2% Slovak 2% Lithuanian 2%
Foreign-born
9% · Canada, Vietnam, Jamaica
Languages at home
90% English-only · Spanish 5% Other Asian/Pacific 2% Vietnamese 2%

Political lean MEDSL · Houston

2024 margin
R (+11.3) · D 44.0% · R 55.3%
2008→2024 swing
+8.9pp toward D · 2008: -20.2pp · 2024: -11.3pp
All cycles
2024: R+11.3 2020: R+12.4 2016: R+21.6 2012: R+20.7 2008: R+20.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -135.75%
Current HPI
219.8261
Rent YoY
▲ 1.67%
Metro
Warner Robins, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+128.6% since first listed
4 events — show timeline
  • 2026-04-20 Listed $159,999 CGMLS
  • 2026-04-19 Listed $159,999 GAMLS
  • 2011-01-05 Sold (Public Records) $125,000 Public Records
  • 1995-05-25 Sold (Public Records) $70,000 Public Records

Property tax history

+3.3%/yr

Latest (2025): $1,394 · +2.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…