5343 NW 4th Ter · Deerfield Beach, FL 33064

$179,900

2 bd · 2.0 ba · 1,137 sqft · Manufactured public records · 102 Days on market

Built 1985 3,660 sqft lot Est $166k · 8% over $128/mo HOA · 5% of rent

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +27.3/30.0
• DSCR +9.5/10.0
• 1% rule +8.1/10.0
• Schools +4.1/10.0
• Livability +3.8/5.0
• ARV discount +3.7/15.0
• Rent growth +2.9/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks

CONVENTIONAL , VA, FHA FINANCING AVAILABLE * * * REDUCED * * * MANUFACTURED HOME LOCATED IN AN ADULT, GATED COMMUNITY, OWN YOUR LAND!! NO LOT RENT!!! THIS HOME INCLUDES NEW TIE DOWNS, STABILIZER AND SKIRTING, ACCORDION SHUTTERS, NEW APPLIANCES & FIXTURES, FRESH PAINT, A/C 2020, * COMMUNITY CLUBHOUSE, HEATED POOL, TENNIS, PICKLE BALL, SHUFFLEBOARD, SOCIAL ACTIVITIES AND MORE. CONVENIENTLY LOCATED NEAR SHOPPING AND RESTAURANTS, MAJOR ROADS AND THE BEACH. SOLD AS-IS WITH RIGHT TO INSPECT. QUARTERLY MAINTENANCE FEE ONLY $385.

Key facts

• 3,660 sq ft lot
• 2 parking spots
• Built 1985

Property features AI

Finance

• Other: Private road maintained by association
• Financial info: Pets allowed with breed restrictions
• HOA & community: Community association: HIGHLAND MEADOWS ESTATES WEST; Quarterly HOA fee ($385/monthly equivalent); Association includes security, trash, common areas and recreation facilities; Community amenities: Clubhouse, heated pool, tennis courts, pickleball courts, putting green, gated; Senior community

Exterior

• Parking: Attached carport (2 covered spaces); Driveway; Total parking for 2 vehicles
• Security: Gated community (no guard)
• Utilities: Public water; Public sewer; Water connected; Electricity available; Cable available
• Home design: Mobile home (double wide); One story; First-floor entry; Model: FUQUA; Faces west
• Construction: Mobile home remains on site; Approx. 40 ft by 24 ft; Other construction materials; Other roof; Skirting: Other
• Exterior features: Shed(s); Private paved road frontage; Not waterfront

Interior

• Kitchen: Dishwasher; Disposal; Electric range; Microwave; Refrigerator
• Bedrooms: 2 bedrooms on the main level (stacked layout)
• Flooring: Ceramic tile; Laminate; Tile; Wood
• Bathrooms: 2 full bathrooms on the main level
• Heating & cooling: Electric heating; Central air conditioning; Ceiling fan(s)
• Interior features: Stacked bedroom layout; Partially furnished
• Laundry & utility: Washer hookup; Electric dryer hookup; Laundry located in carport; Electric water heater

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath manufactured listed at $180k.

Deal economics

• At list price, monthly cash flow is $371 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $180k).
• Recommended offer: $164k (9.0% below list) — sets the bar for market timing.
• Cap rate 9.8% vs local median 4.1% in Deerfield Beach — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 75/100 on livability (#250 in FL, #3,970 nationally) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety A+, cost of living A; Watch: amenities D-, employment D-.
• Broward (suburban): math 42% / reading 53% proficiency, ranked #46 of 73 in FL (top 63%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Park Ridge Elementary School (math 26% / reading 24%, grade F, #2,030 of 2,144 statewide, top 95%, 577 students, 79% FRL); Lyons Creek Middle School (math 49% / reading 53%, grade C, #237 of 571 statewide, top 43%, 1,757 students, 60% FRL); Deerfield Beach High School (math 12% / reading 37%, grade F, #505 of 667 statewide, top 79%, 2,251 students, 69% FRL) — zoned schools average 69% FRL vs 51% district-wide (18 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Zoned-school proficiency averages 34% at this address vs 48% district-wide (-14 pts) — the specific schools serving this property underperform the Broward average; the district grade overstates school quality for this exact location.
• Market conditions: Rents rising (+1.8%/yr); 595 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 2,111 units permitted in Broward County in 2024 (1,265 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Broward County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 102 days — a 9% lower offer ($164k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts; this cycle's ask is 7096% above the opening price — seller raised mid-cycle; expect resistance to lowballs.
• Current owner paid $149k; 21% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Watch-outs: flood insurance adds $152/mo.
• Climate carrying-cost: in FEMA flood zone AH (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→26/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $163,709 (9.0% below list)

Questions for the listing agent

1. It's been on market 102 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
2. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.31% ✓
• Cap rate: 9.78%
• Cash-on-cash: 12.46%
• DSCR: 1.55
• GRM: 6.4

CMA / ARV

• ARV (on-the-fly): $166,002
• Comps found: 3

Show comp detail 3 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
5279 NW 4th Ter	0.05mi	2/2.0	1,196 (+5%)	3mo	$175,000	$146	87
261 NW 53rd Ct	0.14mi	2/2.0	1,300 (+14%)	2mo	$210,000	$162	68
303 NW 50th St	0.28mi	2/2.0	1,152 (+1%)	21mo	$79,000	$69	67

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.75% rent growth · sell at horizon

5-year hold

• IRR: -4.5%
• Equity multiple: 0.84×
• Total profit: $-8,263
• Equity at exit: $26,824

10-year hold

• IRR: 3.6%
• Equity multiple: 1.24×
• Total profit: $12,273
• Equity at exit: $15,554

Cash invested: $50,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33064

• Home prices YoY: -18.7%
• Rents YoY: 1.8%
• Active inventory: 595
• Price-to-rent: 6.4×

Monthly cashflow live

• Estimated rent: $2,359 high
• Mortgage (P&I): −$943
• Tax from tax record: −$195 /mo · $2,334/yr
• Insurance: −$75
• Flood insurance flood zone: −$152 /mo · $1,824/yr
• HOA: −$128
• Vacancy / Maint / Mgmt: −$495
• Net cashflow: $371

Break-even live

Break-even rent $1,890

Max offer price $179,900

Occupancy floor 79%

Sensitivity live

Price	-10% $473	-5% $422	+0% $371	+5% $320	+10% $269
Rent	-10% $185	-5% $278	+0% $371	+5% $464	+10% $557
Rate	-1.0pp $462	-0.5pp $417	base $371	+0.5pp $324	+1.0pp $277

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $44,975
• Closing costs: $5,397
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1929 SW 15th St #41 Deerfield Beach, FL	2.0	2.0	1150	$2,400	$2.09	26d	1	0.15mi
2067 SW 15th St Deerfield Beach, FL	2.0	2.0	1150	$2,300	$2.00	22d	2	0.23mi
2297 SW 15th St #122 Deerfield Beach, FL	2.0	2.0	1200	$2,200	$1.83	14d	1	0.33mi
1250 S Military Trl #1612 Deerfield Beach, FL	2.0	1.5	1035	$2,500	$2.42	7d	1	0.34mi
1234 S Military Trl #1811 Deerfield Beach, FL	2.0	2.0	1099	$2,500	$2.27	26d	1	0.34mi
1244 S Military Trl #724 Deerfield Beach, FL	2.0	1.5	916	$1,950	$2.13	15d	1	0.34mi
1230 S Military Trl #2014 Deerfield Beach, FL	2.0	2.0	937	$2,400	$2.56	26d	1	0.35mi
1230 S Military Trl #2014 Deerfield Beach, FL	2.0	2.0	937	$2,400	$2.56	18d	1	0.35mi
1947 Discovery Cir E Deerfield Beach, FL	2.0	2.0	1126	$2,450	$2.18	26d	1	0.36mi
2265 SW 15th St #165 Deerfield Beach, FL	3.0	2.0	1350	$2,400	$1.78	26d	1	0.36mi
1266 S Military Trl Deerfield Beach, FL	1.0–2.0	1.0–2.0	1050	$2,550	$2.43	23d	2	0.36mi
2246 Discovery Cir W Deerfield Beach, FL	2.0	2.5	1300	$2,650	$2.04	26d	1	0.39mi
1272 S Military Trl #313 Deerfield Beach, FL	2.0	2.0	900	$2,390	$2.66	23d	1	0.40mi
2355 SW 15th St Deerfield Beach, FL	2.0	2.0	1100	$2,098	$1.91	26d	2	0.42mi
2217 Discovery Cir W Deerfield Beach, FL	2.0	2.5	1429	$2,400	$1.68	16d	1	0.43mi
640 Cypress Club Way Unit G Pompano Beach, FL	2.0	2.0	891	$1,950	$2.19	26d	1	0.43mi
2149 Discovery Cir W Unit 1 Deerfield Beach, FL	2.0	2.5	1300	$2,850	$2.19	23d	1	0.45mi
1100 S Military Trl Deerfield Beach, FL	2.0–3.0	1.0–2.0	1119	$2,250	$2.01	26d	2	0.49mi
2173 Discovery Cir W Deerfield Beach, FL	2.0	2.0	1126	$2,950	$2.62	4d	1	0.49mi
800 Cypress Park Way Unit M Pompano Beach, FL	2.0	2.0	807	$2,000	$2.48	3d	1	0.51mi
800 Cypress Park Way Unit F1 Deerfield Beach, FL	2.0	2.0	807	$2,000	$2.48	26d	1	0.51mi
671 Cypress Lake Blvd Unit D21 Deerfield Beach, FL	3.0	2.0	974	$2,250	$2.31	13d	1	0.51mi
631 Cypress Lake Blvd Unit O17 Deerfield Beach, FL	2.0	2.0	807	$2,100	$2.60	26d	1	0.52mi
631 Cypress Lake Blvd Unit P17 Deerfield Beach, FL	2.0	2.0	807	$1,950	$2.42	13d	1	0.52mi
840 Cypress Park Way Unit N3 Deerfield Beach, FL	2.0	2.0	807	$1,950	$2.42	0d	1	0.52mi
661 Cypress Lake Blvd Unit I20 Deerfield Beach, FL	3.0	2.0	974	$2,250	$2.31	3d	1	0.55mi
661 Cypress Lake Blvd Unit I20 Deerfield Beach, FL	3.0	2.0	974	$2,300	$2.36	26d	1	0.55mi
551 NW 46th St Deerfield Beach, FL	2.0	2.0	952	$2,485	$2.61	26d	1	0.59mi
616 NW 47th St Deerfield Beach, FL	2.0	2.0	793	$2,495	$3.15	6d	1	0.60mi
624 NW 47th St Deerfield Beach, FL	2.0	2.0	793	$2,100	$2.65	16d	1	0.60mi
4503 NW 6th Ave Deerfield Beach, FL	3.0	2.0	1148	$2,850	$2.48	26d	1	0.62mi
5161 NW 11th Ln Deerfield Beach, FL	3.0	2.0	1486	$2,925	$1.97	26d	1	0.63mi
4905 NE 2nd Way Pompano Beach, FL	2.0	1.0	1100	$2,150	$1.95	26d	1	0.63mi
5140 NW 11th Dr Deerfield Beach, FL	3.0	2.0	1324	$3,000	$2.27	15d	1	0.66mi
329 Farnham P #329 Deerfield Beach, FL	1.0	1.5	700	$1,450	$2.07	26d	1	0.67mi
333 Farnham P Unit P Deerfield Beach, FL	2.0	1.5	828	$1,800	$2.17	22d	1	0.67mi
137 Farnham F #137 Deerfield Beach, FL	1.0	1.5	700	$2,500	$3.57	26d	1	0.69mi
4740 NE 2nd Ter Deerfield Beach, FL	3.0	2.0	1000	$3,250	$3.25	26d	1	0.69mi
4740 NE 2nd Ter Deerfield Beach, FL	3.0	2.0	1000	$3,250	$3.25	5d	1	0.69mi
144 Farnham F Unit F Deerfield Beach, FL	2.0	1.5	828	$2,500	$3.02	26d	1	0.71mi

HOA detail

• Monthly dues: $128 · $1,536/yr
• Likely covers: poolsecurity

Listing history 21 events

1. 2026-06-21
   days on market $179,900 Active 102 DOM
2. 2026-06-18
   days on market $179,900 Active 99 DOM
3. 2026-06-17
   days on market $179,900 Active 98 DOM
4. 2026-06-16
   days on market $179,900 Active 97 DOM
5. 2026-06-15
   days on market $179,900 Active 96 DOM
6. 2026-06-13
   days on market $179,900 Active 94 DOM
7. 2026-06-09
   days on market $179,900 Active 90 DOM
8. 2026-06-07
   days on market $179,900 Active 88 DOM
9. 2026-06-04
   days on market $179,900 Active 85 DOM
10. 2026-06-03
    days on market $179,900 Active 84 DOM
11. 2026-06-02
    days on market $179,900 Active 83 DOM
12. 2026-06-01
    days on market $179,900 Active 82 DOM
13. 2026-05-31
    days on market $179,900 Active 81 DOM
14. 2026-04-17
    price $179,900
15. 2026-04-13
    status Active
16. 2026-03-11
    listed Active Under Contract
17. 2025-09-17
    historical $2,500
18. 2025-09-03
    listed $2,500
19. 2025-02-20
    listed $189,900
20. 2024-08-09
    soldstatus $149,000
21. 1985-05-01
    soldstatus $25,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $2,334 · $195/mo
• Projected year-2 tax: $2,334 · $195/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone AH · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 9/10 Extreme 7 d/yr ≥107°F today · 26 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $28,314
• − Mortgage interest: −$10,077
• − Property taxes: −$2,334
• − Insurance: −$2,724
• − Repairs & maintenance: −$2,265
• − Management: −$2,265
• − HOA: −$1,536
• − Depreciation: −$5,233
• Taxable income: $1,878
• Est. tax owed @ 24.0%: −$451
• After-tax cash flow: $4,002/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Broward
• NCES district ID: 1200180
• Math proficiency: 42% ▼ -18.00%
• Reading proficiency: 53% ▼ -5.00%
• Median HH income: $52,139
• Composite: 40.88/100
• National rank: #3621
• State rank: #46 of 73 in FL

Livability — Deerfield Beach

• Score: 75/100
• State rank: #250
• US rank: #3970

Category grades

Amenities D- Commute C Cost of living A Crime C+ Employment D- Housing A+ Health & safety A+ User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Deerfield Beach, FL
• County: Broward County · 1,963,430 people
• City population: 61,449
• Metro: Miami-Fort Lauderdale-Pompano Beach, FL
• Population (ZIP): 64,563
• Household income: $71,301
• Rent vs Own: 34.7% rent · 65.3% own
• Severe rent burden: 2907.0

Population outlook (Broward County) Hauer SSP2

• Today (2025): 2,207,033 people
• By 2030: 2,360,704 · +7.0%
• By 2040: 2,661,208 · +20.6%
• By 2050: 2,946,698 · +33.5%
• By 2075: 3,602,273 · +63.2%
• By 2100: 3,970,984 · +79.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Highly diverse neighborhood (Simpson 0.75)
• Race & ethnicity: White 34% Hispanic / Latino 27% Black 25% Two or more races 24% Asian 2%
• Hispanic origin (detail): Mexican 4% Puerto Rican 4% Cuban 4% Dominican 2%
• Common ancestry: Hispanic 13% Estonian 10% Romanian 1%
• Foreign-born: 43% · Canada, Jamaica, Dominican Republic
• Languages at home: 45% English-only · Spanish 23% French/Haitian/Cajun 16% Other Indo-European 13%

Political lean MEDSL · Broward

• 2024 margin: D (+17.0) · D 58.0% · R 41.0%
• 2008→2024 swing: -17.8pp toward R · 2008: 34.7pp · 2024: 17.0pp
• All cycles: 2024: D+17.0 2020: D+29.8 2016: D+35.0 2012: D+34.9 2008: D+34.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -109.09%
• Current HPI: 474.7007
• Rent YoY: ▲ 1.75%
• Metro: Miami-Fort Lauderdale-Pompano Beach, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+619.6% since first listed

8 events — show timeline

• 2026-04-17 Price Changed $179,900 Beaches MLS
• 2026-04-13 Relisted — Beaches MLS
• 2026-03-11 Listed — Beaches MLS
• 2025-09-17 Rental Removed $2,500 GFLMLS
• 2025-09-03 Listed for Rent $2,500 GFLMLS
• 2025-02-20 Listed $189,900 Beaches MLS
• 2024-08-09 Sold (Public Records) $149,000 Public Records
• 1985-05-01 Sold (Public Records) $25,000 Public Records

Property tax history

+8.8%/yr

Latest (2025): $2,334 · -25.4% YoY. Source: county tax records.