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Resolution K Plan 🏗️ New Construction
B Composite 71.5
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Schools +4.6/10.0
  • Condition / age +4.0/5.0
  • Livability +3.1/5.0
  • Rent growth +2.3/5.0
  • Appreciation +0.0/10.0

$73,995

Resolution K Plan · Rosenberg, TX 77471
3 bd · 2.0 ba · 1,216 sqft · Manufactured · 397 Days on market
Good condition

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

New 3-Bed, 2-Bath Home in Rosenberg - Affordable. Low-Maintenance. Move-In Ready. This brand new 3-bedroom, 2-bathroom home offers 1,216 square feet of clean, modern living in one of Rosenberg's newest low-maintenance communities. You'll love: Open-concept layout with natural light throughout Spacious kitchen and private primary suite Large front deck - perfect for relaxing evenings Off-street parking and a 10x10 storage shed included Peaceful neighborhood with no shared walls and no HOA hassle Whether you're upgrading, downsizing, or buying your first home - this one checks all the boxes for comfort, style, and simplicity. Message us to learn how easy it is to own today!

Key facts

  • 10x10 storage shed
  • Spacious kitchen
  • Large front deck

Tags

OPEN-CONCEPT LAYOUTSPACIOUS KITCHENPRIVATE PRIMARY SUITELARGE FRONT DECKOFF-STREET PARKING10X10 STORAGE SHED

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
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🏗️ New construction. Builder plan / spec listing (the home may be to-be-built); metrics use comparable previous sales.

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $74k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $961 ($12k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $74k).
  • Recommended offer: $65k (12.0% below list) — sets the bar for market timing.
  • Cap rate 21.9% vs local median 3.4% in Rosenberg — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 62/100 on livability (#922 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime B; Watch: schools D-, amenities F, commute F.
  • Lamar CISD (suburban): math 50% / reading 53% proficiency, ranked #116 of 826 in TX (top 14%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: Rents soft (-1.0%/yr); 716 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 12,093 units permitted in Fort Bend County in 2024 (815 in 5+ unit buildings).
  • This rent runs 31% of the median local income ($73k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $511 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Fort Bend County population projected at +75% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 0.0% rent growth), your $21k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 397 days — a 12% lower offer ($65k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $65,115 (12.0% below list)

Questions for the listing agent

  1. It's been on market 397 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.52%
Cap rate
21.88%
Cash-on-cash
55.67%
DSCR
3.48
GRM
3.3

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
50.6%
Equity multiple
3.11×
Total profit
$43,792
Equity at exit
$11,033
10-year hold
IRR
54.8%
Equity multiple
5.63×
Total profit
$95,964
Equity at exit
$6,398

Cash invested: $20,719 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77471

Home prices YoY
-19.3%
Rents YoY
-1.0%
Active inventory
716
Price-to-rent
3.3×

Monthly cashflow live

Estimated rent
$1,864 medium interval (Pro) →
Mortgage (P&I)
$388
Tax est. 1.5%
$92 /mo · $1,110/yr
Insurance
$31
HOA
$0
Vacancy / Maint / Mgmt
$391
Net cashflow
$961

Break-even live

Break-even rent $647
Max offer price $73,995
Occupancy floor 43%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$18,499
Closing costs
$2,220
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 3 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
637 Brazos Point Dr Rosenberg, TX 3.0 2.0 1140 $1,850 $1.62 24d 1 0.02mi
1209 Mulcahy St Unit 1205 Rosenberg, TX 2.0 1.0 700 $1,075 $1.54 2d 1 0.98mi
1202 3rd St Rosenberg, TX 3.0 2.0 1400 $1,575 $1.12 24d 1 1.25mi

Listing history 18 events

  1. 2026-06-18
    days on market $73,995 Active 397 DOM
  2. 2026-06-17
    days on market $73,995 Active 396 DOM
  3. 2026-06-16
    days on market $73,995 Active 395 DOM
  4. 2026-06-15
    days on market $73,995 Active 394 DOM
  5. 2026-06-13
    days on market $73,995 Active 392 DOM
  6. 2026-06-10
    days on market $73,995 Active 388 DOM
  7. 2026-06-08
    days on market $73,995 Active 387 DOM
  8. 2026-06-07
    days on market $73,995 Active 386 DOM
  9. 2026-06-04
    days on market $73,995 Active 383 DOM
  10. 2026-06-03
    days on market $73,995 Active 382 DOM
  11. 2026-06-02
    days on market $73,995 Active 381 DOM
  12. 2026-06-01
    days on market $73,995 Active 380 DOM
  13. 2026-05-31
    days on market $73,995 Active 379 DOM
  14. 2026-04-08
    status Active 681-char remark
    Show marketing remark (681 chars)

    New 3-Bed, 2-Bath Home in Rosenberg - Affordable. Low-Maintenance. Move-In Ready. This brand new 3-bedroom, 2-bathroom home offers 1,216 square feet of clean, modern living in one of Rosenberg's newest low-maintenance communities. You'll love: Open-concept layout with natural light throughout Spacious kitchen and private primary suite Large front deck - perfect for relaxing evenings Off-street parking and a 10x10 storage shed included Peaceful neighborhood with no shared walls and no HOA hassle Whether you're upgrading, downsizing, or buying your first home - this one checks all the boxes for comfort, style, and simplicity. Message us to learn how easy it is to own today!

  15. 2026-04-08
    historical 681-char remark
    Show marketing remark (681 chars)

    New 3-Bed, 2-Bath Home in Rosenberg - Affordable. Low-Maintenance. Move-In Ready. This brand new 3-bedroom, 2-bathroom home offers 1,216 square feet of clean, modern living in one of Rosenberg's newest low-maintenance communities. You'll love: Open-concept layout with natural light throughout Spacious kitchen and private primary suite Large front deck - perfect for relaxing evenings Off-street parking and a 10x10 storage shed included Peaceful neighborhood with no shared walls and no HOA hassle Whether you're upgrading, downsizing, or buying your first home - this one checks all the boxes for comfort, style, and simplicity. Message us to learn how easy it is to own today!

  16. 2025-07-10
    status Active 681-char remark
    Show marketing remark (681 chars)

    New 3-Bed, 2-Bath Home in Rosenberg - Affordable. Low-Maintenance. Move-In Ready. This brand new 3-bedroom, 2-bathroom home offers 1,216 square feet of clean, modern living in one of Rosenberg's newest low-maintenance communities. You'll love: Open-concept layout with natural light throughout Spacious kitchen and private primary suite Large front deck - perfect for relaxing evenings Off-street parking and a 10x10 storage shed included Peaceful neighborhood with no shared walls and no HOA hassle Whether you're upgrading, downsizing, or buying your first home - this one checks all the boxes for comfort, style, and simplicity. Message us to learn how easy it is to own today!

  17. 2025-06-24
    historical 681-char remark
    Show marketing remark (681 chars)

    New 3-Bed, 2-Bath Home in Rosenberg - Affordable. Low-Maintenance. Move-In Ready. This brand new 3-bedroom, 2-bathroom home offers 1,216 square feet of clean, modern living in one of Rosenberg's newest low-maintenance communities. You'll love: Open-concept layout with natural light throughout Spacious kitchen and private primary suite Large front deck - perfect for relaxing evenings Off-street parking and a 10x10 storage shed included Peaceful neighborhood with no shared walls and no HOA hassle Whether you're upgrading, downsizing, or buying your first home - this one checks all the boxes for comfort, style, and simplicity. Message us to learn how easy it is to own today!

  18. 2025-04-30
    listed $73,995 Active 681-char remark
    Show marketing remark (681 chars)

    New 3-Bed, 2-Bath Home in Rosenberg - Affordable. Low-Maintenance. Move-In Ready. This brand new 3-bedroom, 2-bathroom home offers 1,216 square feet of clean, modern living in one of Rosenberg's newest low-maintenance communities. You'll love: Open-concept layout with natural light throughout Spacious kitchen and private primary suite Large front deck - perfect for relaxing evenings Off-street parking and a 10x10 storage shed included Peaceful neighborhood with no shared walls and no HOA hassle Whether you're upgrading, downsizing, or buying your first home - this one checks all the boxes for comfort, style, and simplicity. Message us to learn how easy it is to own today!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$22,368
− Mortgage interest
−$4,145
− Property taxes
−$1,110
− Insurance
−$370
− Repairs & maintenance
−$1,789
− Management
−$1,789
− Depreciation
−$2,153
Taxable income
$11,011
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,643
After-tax cash flow
$8,891/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 3 photos

Good 80/100 None rehab

This move-in ready manufactured home in Rosenberg offers a modern kitchen, good curb appeal, and is in excellent condition. Potential buyers and renters will appreciate its low-maintenance and affordable nature.

Value-add opportunities

  • Both Painting the exterior siding — Enhances curb appeal and can increase both resale and rental value.
  • Both Landscaping improvements — Enhances curb appeal and can increase both resale and rental value.
  • Both Adding a small outdoor seating area — Can increase both resale and rental value by adding a functional and attractive outdoor space.

Renovation cost estimate screening

Value-add ROI direction

  • Both Painting the exterior siding — Enhances curb appeal and can increase both resale and rental value.
  • Both Landscaping improvements — Enhances curb appeal and can increase both resale and rental value.
  • Both Adding a small outdoor seating area — Can increase both resale and rental value by adding a functional and attractive outdoor space.

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Lamar CISD
NCES district ID
4826580
Math proficiency
50% ▼ -12.00%
Reading proficiency
53% ▼ -4.00%
Median HH income
$75,213
Composite
46.43/100
National rank
#2452
State rank
#116 of 826 in TX

Livability — Rosenberg

Score
62/100
State rank
#922
US rank
#16414

Category grades

Amenities F Commute F Cost of living A+ Crime B Employment C Housing A+ Health & safety F User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Rosenberg, TX
County
Fort Bend County · 836,777 people
City population
115,151
Metro
Houston-The Woodlands-Sugar Land, TX
Population (ZIP)
45,325
Household income
$73,186
Rent vs Own
41.7% rent · 58.3% own
Severe rent burden
1688.0

Population outlook (Fort Bend County) Hauer SSP2

Today (2025)
1,004,526 people
By 2030
1,153,104 · +14.8%
By 2040
1,453,718 · +44.7%
By 2050
1,753,781 · +74.6%
By 2075
2,455,772 · +144.5%
By 2100
2,930,528 · +191.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.61)
Race & ethnicity
Hispanic / Latino 56% White 23% Two or more races 21% Black 12% Asian 7%
Hispanic origin (detail)
Mexican 46%
Common ancestry
Romanian 1% Lithuanian 1% Slovak 1%
Foreign-born
18% · Canada, China, Vietnam
Languages at home
57% English-only · Spanish 35% Tagalog/Filipino 2% Other Indo-European 1%

Political lean MEDSL · Fort Bend

2024 margin
Toss-up / Even · D 49.5% · R 47.9% · Other 2.6%
2008→2024 swing
+4.0pp toward D · 2008: -2.4pp · 2024: 1.6pp
All cycles
2024: D+1.6 2020: D+10.6 2016: D+6.6 2012: R+6.8 2008: R+2.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -74.06%
Current HPI
309.5425
Rent YoY
▼ -0.97%
Metro
Houston-The Woodlands-Sugar Land, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

5 events — show timeline
  • 2026-04-08 Relisted Zillow
  • 2026-04-08 Delisted Zillow
  • 2025-07-10 Relisted Zillow
  • 2025-06-24 Delisted Zillow
  • 2025-04-30 Listed $73,995 Zillow

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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