13313 Farm Crest Ct · Brandermill, VA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $666 – $1,236
Heat risk 6/10 · Moderate
- Hot days now (above 105°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 5/10 · Moderate
- Chance of severe wind over 30 yrs
- 25.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Cash flow +13.3/30.0
- Schools +5.2/10.0
- DSCR +4.0/10.0
- Livability +3.9/5.0
- 1% rule +3.4/10.0
- Rent growth +3.1/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$279,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Offered at a great price for the location, this turnkey Midlothian residence provides comfortable living in a serene setting! Towering trees, lush foliage, and beautiful landscaping lend to its stunning curb appeal. Upon entering the split-level layout, discover a welcoming interior bathed in natural light. Vaulted ceilings and large windows framing scenic views create a peaceful ambiance as you unwind in the living room. Steps away, the dining area basks in the glow of elegant lighting for your dinner get-togethers. A delight for the avid cook, the open-concept kitchen is equipped with stainless steel appliances, ample cabinetry, and granite countertops. After a long day, retire to the well-sized bedrooms where ceiling fans and soft carpet flooring ensure your relaxation. Surpassing all in size, the primary suite treats you to a tastefully tiled ensuite with a shower. Downstairs, explore the generously sized walk-out basement that has a striking brick fireplace to gather around. Finally, cap off the day admiring your gorgeous surroundings on the back deck. Experience this enviable lifestyle by coming for a tour today!
Key facts
- 7,448 sq ft lot
- Built 1977
- Listed 41 days
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $279k.
Deal economics
- At list price, monthly cash flow is $2 ($18/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $235k (15.9% below list).
- Recommended offer: $235k (15.9% below list) — sets the bar for 1% rule.
- Cap rate 6.3% vs local median 3.7% in Brandermill — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 77/100 on livability (#94 in VA, #3,055 nationally) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+, crime A-; Watch: amenities F, commute F.
- Chesterfield County Public School District (suburban): math 52% / reading 64% proficiency, ranked #57 of 131 in VA (top 44%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Clover Hill Elementary (math 57% / reading 69%, grade B, #470 of 1,108 statewide, top 43%, 842 students, 33% FRL); Swift Creek Middle (math 63% / reading 63%, grade B+, #134 of 342 statewide, top 40%, 1,115 students, 28% FRL); Clover Hill High (math 60% / reading 89%, grade B+, #107 of 319 statewide, top 37%, 1,775 students, 31% FRL) — zoned schools at 31% FRL track the district average.
- Market conditions: Rents rising (+2.3%/yr); 495 active listings in the ZIP; 14 comparable units currently listed for rent nearby; rentals leasing fast (median 13d on market — plan ~1-2 weeks tenant-placement turnaround); high-income renter base; 2,307 units permitted in Chesterfield County in 2024 (462 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
- Chesterfield County population projected at +20% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 41 days — a 3% lower offer ($271k) is reasonable based on typical stale-listing flexibility.
- 7 sale attempts since 22y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: moderate wind risk, 25% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 41 days. Have you received any prior offers? Is the seller open to a 16% concession, seller financing, or rate buy-down credit?
- Built in 1977 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.84% ✗
- Cap rate
- 6.30%
- Cash-on-cash
- 0.02%
- DSCR
- 1.00
- GRM
- 9.9
CMA / ARV
- ARV (on-the-fly)
- $354,368
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 13313 Farm Crest Ct | 0.00mi | 3/2.0 | 1,568 (0%) | 1mo | $271,000 | $173 | 99 |
| 13207 Gate Post Ct | 0.14mi | 3/2.5 | 1,568 (0%) | 7mo | $250,000 | $159 | 86 |
| 4902 Court Ridge Ter | 0.17mi | 3/2.5 | 1,586 (+1%) | 3mo | $360,000 | $227 | 86 |
| 13300 Court Ridge Rd | 0.14mi | 3/1.5 | 1,546 (-1%) | 5mo | $339,950 | $220 | 85 |
| 13217 Court Ridge Rd | 0.17mi | 3/2.5 | 1,586 (+1%) | 4mo | $359,000 | $226 | 85 |
| 4602 Painted Post Ln | 0.09mi | 3/1.5 | 1,520 (-3%) | 7mo | $322,500 | $212 | 82 |
| 4500 Old Well Ter | 0.31mi | 3/2.5 | 1,538 (-2%) | 2mo | $369,900 | $241 | 79 |
| 13207 Court Ridge Rd | 0.18mi | 4/2.0 (+1) | 1,508 (-4%) | 2mo | $365,000 | $242 | 79 |
| 13006 Tall Hickory Ct | 0.43mi | 3/2.0 | 1,584 (+1%) | 8mo | $349,950 | $221 | 71 |
| 4602 Morning Hill Ct | 0.27mi | 4/2.0 (+1) | 1,788 (+14%) | 4mo | $330,000 | $185 | 56 |
| 13614 Northwich Dr | 0.45mi | 3/2.0 | 1,797 (+15%) | 2mo | $425,000 | $237 | 53 |
| 13604 Northwich Ter | 0.52mi | 2/2.0 (-1) | 1,402 (-11%) | 1mo | $430,000 | $307 | 52 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 2.29% rent growth · sell at horizon
- IRR
- -17.0%
- Equity multiple
- 0.40×
- Total profit
- $-46,790
- Equity at exit
- $41,600
- IRR
- -10.3%
- Equity multiple
- 0.39×
- Total profit
- $-47,400
- Equity at exit
- $24,123
Cash invested: $78,120 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 55 Moderately Landlord-Leaning
- State Virginia
- 55 Moderately Landlord-Leaning · D+2
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 23112
- Rents YoY
- 2.3%
- Active inventory
- 495
- Price-to-rent
- 9.9×
Monthly cashflow live
- Estimated rent
- $2,346 high interval (Pro) →
- Mortgage (P&I)
- −$1,463
- Tax from tax record
- −$210 /mo · $2,517/yr
- Insurance
- −$116
- HOA
- −$63
- Vacancy / Maint / Mgmt
- −$493
- Net cashflow
- $2
Break-even live
Sensitivity live
| Price | -10% $159 | -5% $80 | +0% $2 | +5% $-77 | +10% $-156 |
|---|---|---|---|---|---|
| Rent | -10% $-184 | -5% $-91 | +0% $2 | +5% $94 | +10% $187 |
| Rate | -1.0pp $142 | -0.5pp $72 | base $2 | +0.5pp $-71 | +1.0pp $-144 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $69,750
- Closing costs
- $8,370
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 14 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 4905 Long Shadow Dr Midlothian, VA | 2.0 | 2.5 | 1346 | $2,095 | $1.56 | 22d | 1 | 0.20mi |
| 5200 Hunt Master Dr Midlothian, VA | 1.0–3.0 | 1.0–2.0 | 875 | $2,199 | $2.51 | 5d | 27 | 0.47mi |
| 4821 Cloverleigh Dr Midlothian, VA | 3.0 | 2.5 | 1599 | $2,600 | $1.63 | 5d | 1 | 0.53mi |
| 6050 Harbour Green Dr Midlothian, VA | 1.0–2.0 | 1.0–2.0 | 950 | $3,218 | $3.39 | 4d | 36 | 0.68mi |
| 13364 Diamond Ridge Dr Midlothian, VA | 3.0 | 2.5 | 2012 | $2,500 | $1.24 | 5d | 1 | 0.74mi |
| 5401 Commonwealth Centre Pkwy Midlothian, VA | 1.0–2.0 | 1.0–2.0 | 1008 | $2,137 | $2.12 | 3d | 15 | 1.10mi |
| 12737 Deep Well Rd Midlothian, VA | 3.0 | 2.5 | 1835 | $2,600 | $1.42 | 25d | 1 | 1.12mi |
| 4000 Maze Runner Dr Midlothian, VA | 2.0 | 2.0 | 1302 | $2,200 | $1.69 | 22d | 1 | 1.16mi |
| 3712 Mill Meadow Dr Midlothian, VA | 3.0 | 2.5 | 1870 | $2,495 | $1.33 | 45d | 1 | 1.18mi |
| 3900 Maze Runner Dr #201 Midlothian, VA | 2.0 | 2.0 | 1156 | $1,950 | $1.69 | 4d | 1 | 1.20mi |
| 3900 Maze Runner Dr Midlothian, VA | 2.0 | 2.0 | 1229 | $1,825 | $1.48 | 12d | 2 | 1.20mi |
| 4100 Lonas Pkwy Midlothian, VA | 1.0–3.0 | 1.0–2.0 | 969 | $2,319 | $2.39 | 4d | 20 | 1.26mi |
| 12201 Dutch Elm Cir Midlothian, VA | 4.0 | 3.5 | 1848 | $2,500 | $1.35 | 25d | 1 | 1.39mi |
| 12224 Petrel Xing Midlothian, VA | 3.0 | 2.5 | 1764 | $2,834 | $1.61 | 25d | 1 | 1.44mi |
HOA detail
- Monthly dues
- $63 · $756/yr
- Likely covers
- landscaping
Listing history 30 events
-
2026-04-22status Pending
-
2026-04-15price $279,000
-
2026-03-13$290,000 Active
-
2026-03-09historical $290,000
-
2022-10-26soldstatus $269,000
-
2022-10-25soldstatus $269,000 Closed 1136-char remark
Show marketing remark (1136 chars)
Offered at a great price for the location, this turnkey Midlothian residence provides comfortable living in a serene setting! Towering trees, lush foliage, and beautiful landscaping lend to its stunning curb appeal. Upon entering the split-level layout, discover a welcoming interior bathed in natural light. Vaulted ceilings and large windows framing scenic views create a peaceful ambiance as you unwind in the living room. Steps away, the dining area basks in the glow of elegant lighting for your dinner get-togethers. A delight for the avid cook, the open-concept kitchen is equipped with stainless steel appliances, ample cabinetry, and granite countertops. After a long day, retire to the well-sized bedrooms where ceiling fans and soft carpet flooring ensure your relaxation. Surpassing all in size, the primary suite treats you to a tastefully tiled ensuite with a shower. Downstairs, explore the generously sized walk-out basement that has a striking brick fireplace to gather around. Finally, cap off the day admiring your gorgeous surroundings on the back deck. Experience this enviable lifestyle by coming for a tour today!
-
2022-08-13status Pending 1136-char remark
Show marketing remark (1136 chars)
Offered at a great price for the location, this turnkey Midlothian residence provides comfortable living in a serene setting! Towering trees, lush foliage, and beautiful landscaping lend to its stunning curb appeal. Upon entering the split-level layout, discover a welcoming interior bathed in natural light. Vaulted ceilings and large windows framing scenic views create a peaceful ambiance as you unwind in the living room. Steps away, the dining area basks in the glow of elegant lighting for your dinner get-togethers. A delight for the avid cook, the open-concept kitchen is equipped with stainless steel appliances, ample cabinetry, and granite countertops. After a long day, retire to the well-sized bedrooms where ceiling fans and soft carpet flooring ensure your relaxation. Surpassing all in size, the primary suite treats you to a tastefully tiled ensuite with a shower. Downstairs, explore the generously sized walk-out basement that has a striking brick fireplace to gather around. Finally, cap off the day admiring your gorgeous surroundings on the back deck. Experience this enviable lifestyle by coming for a tour today!
-
2022-08-12price $269,000 1136-char remark
Show marketing remark (1136 chars)
Offered at a great price for the location, this turnkey Midlothian residence provides comfortable living in a serene setting! Towering trees, lush foliage, and beautiful landscaping lend to its stunning curb appeal. Upon entering the split-level layout, discover a welcoming interior bathed in natural light. Vaulted ceilings and large windows framing scenic views create a peaceful ambiance as you unwind in the living room. Steps away, the dining area basks in the glow of elegant lighting for your dinner get-togethers. A delight for the avid cook, the open-concept kitchen is equipped with stainless steel appliances, ample cabinetry, and granite countertops. After a long day, retire to the well-sized bedrooms where ceiling fans and soft carpet flooring ensure your relaxation. Surpassing all in size, the primary suite treats you to a tastefully tiled ensuite with a shower. Downstairs, explore the generously sized walk-out basement that has a striking brick fireplace to gather around. Finally, cap off the day admiring your gorgeous surroundings on the back deck. Experience this enviable lifestyle by coming for a tour today!
-
2022-08-10status Active 1136-char remark
Show marketing remark (1136 chars)
Offered at a great price for the location, this turnkey Midlothian residence provides comfortable living in a serene setting! Towering trees, lush foliage, and beautiful landscaping lend to its stunning curb appeal. Upon entering the split-level layout, discover a welcoming interior bathed in natural light. Vaulted ceilings and large windows framing scenic views create a peaceful ambiance as you unwind in the living room. Steps away, the dining area basks in the glow of elegant lighting for your dinner get-togethers. A delight for the avid cook, the open-concept kitchen is equipped with stainless steel appliances, ample cabinetry, and granite countertops. After a long day, retire to the well-sized bedrooms where ceiling fans and soft carpet flooring ensure your relaxation. Surpassing all in size, the primary suite treats you to a tastefully tiled ensuite with a shower. Downstairs, explore the generously sized walk-out basement that has a striking brick fireplace to gather around. Finally, cap off the day admiring your gorgeous surroundings on the back deck. Experience this enviable lifestyle by coming for a tour today!
-
2022-07-28price $279,000 1136-char remark
Show marketing remark (1136 chars)
Offered at a great price for the location, this turnkey Midlothian residence provides comfortable living in a serene setting! Towering trees, lush foliage, and beautiful landscaping lend to its stunning curb appeal. Upon entering the split-level layout, discover a welcoming interior bathed in natural light. Vaulted ceilings and large windows framing scenic views create a peaceful ambiance as you unwind in the living room. Steps away, the dining area basks in the glow of elegant lighting for your dinner get-togethers. A delight for the avid cook, the open-concept kitchen is equipped with stainless steel appliances, ample cabinetry, and granite countertops. After a long day, retire to the well-sized bedrooms where ceiling fans and soft carpet flooring ensure your relaxation. Surpassing all in size, the primary suite treats you to a tastefully tiled ensuite with a shower. Downstairs, explore the generously sized walk-out basement that has a striking brick fireplace to gather around. Finally, cap off the day admiring your gorgeous surroundings on the back deck. Experience this enviable lifestyle by coming for a tour today!
-
2022-07-07$289,000 Active 1136-char remark
Show marketing remark (1136 chars)
Offered at a great price for the location, this turnkey Midlothian residence provides comfortable living in a serene setting! Towering trees, lush foliage, and beautiful landscaping lend to its stunning curb appeal. Upon entering the split-level layout, discover a welcoming interior bathed in natural light. Vaulted ceilings and large windows framing scenic views create a peaceful ambiance as you unwind in the living room. Steps away, the dining area basks in the glow of elegant lighting for your dinner get-togethers. A delight for the avid cook, the open-concept kitchen is equipped with stainless steel appliances, ample cabinetry, and granite countertops. After a long day, retire to the well-sized bedrooms where ceiling fans and soft carpet flooring ensure your relaxation. Surpassing all in size, the primary suite treats you to a tastefully tiled ensuite with a shower. Downstairs, explore the generously sized walk-out basement that has a striking brick fireplace to gather around. Finally, cap off the day admiring your gorgeous surroundings on the back deck. Experience this enviable lifestyle by coming for a tour today!
-
2016-08-12soldstatus $171,200
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2016-08-10soldstatus $172,000 Closed 533-char remark
Show marketing remark (533 chars)
STUNNING, JUST STUNNING!! What a FANTASTIC FIND IN BRANDERMILL!! Renovated 3 Bedroom 2 Full bath tri-level home in one of Chesterfield's Best Planned Developments of Brandermill!! ALL NEW KITCHEN WITH GRANITE COUNTER TOPS, TILE FLOORS AND "SAMSUNG" STAINLESS STEEL APPLIANCES!! ALL NEW BATHS WITH GRANITE AND TILE EVERYWHERE!! NEW ROOF!! New Carpet, Fresh Paint!! NEW VINYL SIDING!! WOW!! Great neighborhood with Jogging Paths, HUGE LAKE with boating and sailing!! Golf Course!! TOO MUCH TO LIST!! MOVE-IN READY!!
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2016-07-22status Pending 533-char remark
Show marketing remark (533 chars)
STUNNING, JUST STUNNING!! What a FANTASTIC FIND IN BRANDERMILL!! Renovated 3 Bedroom 2 Full bath tri-level home in one of Chesterfield's Best Planned Developments of Brandermill!! ALL NEW KITCHEN WITH GRANITE COUNTER TOPS, TILE FLOORS AND "SAMSUNG" STAINLESS STEEL APPLIANCES!! ALL NEW BATHS WITH GRANITE AND TILE EVERYWHERE!! NEW ROOF!! New Carpet, Fresh Paint!! NEW VINYL SIDING!! WOW!! Great neighborhood with Jogging Paths, HUGE LAKE with boating and sailing!! Golf Course!! TOO MUCH TO LIST!! MOVE-IN READY!!
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2016-06-20price $179,900 533-char remark
Show marketing remark (533 chars)
STUNNING, JUST STUNNING!! What a FANTASTIC FIND IN BRANDERMILL!! Renovated 3 Bedroom 2 Full bath tri-level home in one of Chesterfield's Best Planned Developments of Brandermill!! ALL NEW KITCHEN WITH GRANITE COUNTER TOPS, TILE FLOORS AND "SAMSUNG" STAINLESS STEEL APPLIANCES!! ALL NEW BATHS WITH GRANITE AND TILE EVERYWHERE!! NEW ROOF!! New Carpet, Fresh Paint!! NEW VINYL SIDING!! WOW!! Great neighborhood with Jogging Paths, HUGE LAKE with boating and sailing!! Golf Course!! TOO MUCH TO LIST!! MOVE-IN READY!!
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2016-06-06price $184,900 533-char remark
Show marketing remark (533 chars)
STUNNING, JUST STUNNING!! What a FANTASTIC FIND IN BRANDERMILL!! Renovated 3 Bedroom 2 Full bath tri-level home in one of Chesterfield's Best Planned Developments of Brandermill!! ALL NEW KITCHEN WITH GRANITE COUNTER TOPS, TILE FLOORS AND "SAMSUNG" STAINLESS STEEL APPLIANCES!! ALL NEW BATHS WITH GRANITE AND TILE EVERYWHERE!! NEW ROOF!! New Carpet, Fresh Paint!! NEW VINYL SIDING!! WOW!! Great neighborhood with Jogging Paths, HUGE LAKE with boating and sailing!! Golf Course!! TOO MUCH TO LIST!! MOVE-IN READY!!
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2016-05-02$189,900 Active 533-char remark
Show marketing remark (533 chars)
STUNNING, JUST STUNNING!! What a FANTASTIC FIND IN BRANDERMILL!! Renovated 3 Bedroom 2 Full bath tri-level home in one of Chesterfield's Best Planned Developments of Brandermill!! ALL NEW KITCHEN WITH GRANITE COUNTER TOPS, TILE FLOORS AND "SAMSUNG" STAINLESS STEEL APPLIANCES!! ALL NEW BATHS WITH GRANITE AND TILE EVERYWHERE!! NEW ROOF!! New Carpet, Fresh Paint!! NEW VINYL SIDING!! WOW!! Great neighborhood with Jogging Paths, HUGE LAKE with boating and sailing!! Golf Course!! TOO MUCH TO LIST!! MOVE-IN READY!!
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2016-02-14status Pending
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2016-02-13historical
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2016-02-03price $174,950
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2016-01-11price $179,900
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2015-12-14$189,500 Active
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2004-08-27soldstatus $142,500
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2004-08-26soldstatus $142,500
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2004-08-26soldstatus $142,500
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2004-06-28$144,900
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2004-06-28$144,900
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2000-07-28soldstatus $95,850
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1999-04-19soldstatus $85,950
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1990-03-29soldstatus $68,950
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast VA · Resets to sale price
- Current annual tax
- $2,517 · $210/mo
- Projected year-2 tax
- $2,517 · $210/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 6/10 Major 7 d/yr ≥105°F today · 15 d/yr by 30 yrs out
- Wind 5/10 Major 25% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $28,156
- − Mortgage interest
- −$15,628
- − Property taxes
- −$2,517
- − Insurance
- −$1,395
- − Repairs & maintenance
- −$2,252
- − Management
- −$2,252
- − HOA
- −$756
- − Depreciation
- −$8,116
- Taxable loss
- −$4,762
- Est. tax savings @ 24.0%
- +$1,143
- After-tax cash flow
- $1,161/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Chesterfield County Public School District
- NCES district ID
- 5100840
- Math proficiency
- 52% ▼ -30.00%
- Reading proficiency
- 64% ▼ -15.00%
- Median HH income
- $72,821
- Composite
- 51.56/100
- National rank
- #1712
- State rank
- #57 of 131 in VA
Livability — Brandermill
- Score
- 77/100
- State rank
- #94
- US rank
- #3055
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Brandermill, VA
- County
- Chesterfield County · 406,988 people
- City population
- 56,364
- Metro
- Richmond, VA
- Population (ZIP)
- 57,016
- Household income
- $116,465
- Rent vs Own
- Severe rent burden
- 897.0
Population outlook (Chesterfield County) Hauer SSP2
- Today (2025)
- 377,190 people
- By 2030
- 395,710 · +4.9%
- By 2040
- 427,694 · +13.4%
- By 2050
- 452,706 · +20.0%
- By 2075
- 505,533 · +34.0%
- By 2100
- 521,282 · +38.2%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (70%)
- Race & ethnicity
- White 70% Black 14% Two or more races 7% Hispanic / Latino 6% Asian 4%
- Hispanic origin (detail)
- Mexican 1% Puerto Rican 2%
- Common ancestry
- Lithuanian 4% Italian 4% Romanian 2%
- Foreign-born
- 7% · Canada, China, Jamaica
- Languages at home
- 91% English-only · Spanish 4% Other Indo-European 1% Arabic 1%
Political lean MEDSL · Chesterfield
- 2024 margin
- Lean D (+9.0) · D 53.8% · R 44.8% · Other 1.4%
- 2008→2024 swing
- +16.4pp toward D · 2008: -7.5pp · 2024: 9.0pp
- All cycles
- 2024: D+9.0 2020: D+6.7 2016: R+2.2 2012: R+7.1 2008: R+7.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -224.87%
- Current HPI
- 277.4841
- Rent YoY
- ▲ 2.29%
- Metro
- Richmond, VA
- State GDP YoY
- ▲ 2.40%
- F500 in state
- 50
Industry mix (Fortune 500 HQ in VA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Aerospace / Defense | 4 | $236B |
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| Technology / Defense | 3 | $32B |
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| Financial Services | 2 | $176B |
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| Utilities | 2 | $27B |
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| Insurance | 2 | $25B |
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| Technology | 2 | $15B |
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Price history
+304.6% since first listed30 events — show timeline
- 2026-04-22 Pending — CVRMLS
- 2026-04-15 Price Changed $279,000 CVRMLS
- 2026-03-13 Listed $290,000 CVRMLS
- 2026-03-09 Coming Soon $290,000 CVRMLS
- 2022-10-26 Sold (Public Records) $269,000 Public Records
- 2022-10-25 Sold (MLS) $269,000 CVRMLS
- 2022-08-13 Pending — CVRMLS
- 2022-08-12 Price Changed $269,000 CVRMLS
- 2022-08-10 Relisted — CVRMLS
- 2022-07-28 Price Changed $279,000 CVRMLS
- 2022-07-07 Listed $289,000 CVRMLS
- 2016-08-12 Sold (Public Records) $171,200 Public Records
- 2016-08-10 Sold (MLS) $172,000 CVRMLS
- 2016-07-22 Pending — CVRMLS
- 2016-06-20 Price Changed $179,900 CVRMLS
- 2016-06-06 Price Changed $184,900 CVRMLS
- 2016-05-02 Listed $189,900 CVRMLS
- 2016-02-14 Pending — CVRMLS
- 2016-02-13 Listing Removed — CVRMLS
- 2016-02-03 Price Changed $174,950 CVRMLS
- 2016-01-11 Price Changed $179,900 CVRMLS
- 2015-12-14 Listed $189,500 CVRMLS
- 2004-08-27 Sold (Public Records) $142,500 Public Records
- 2004-08-26 Sold (MLS) $142,500 CVRMLS
- 2004-08-26 Sold (MLS) $142,500 CVRMLS
- 2004-06-28 Listed $144,900 CVRMLS
- 2004-06-28 Listed $144,900 CVRMLS
- 2000-07-28 Sold (Public Records) $95,850 Public Records
- 1999-04-19 Sold (Public Records) $85,950 Public Records
- 1990-03-29 Sold (Public Records) $68,950 Public Records
Property tax history
+5.6%/yrLatest (2025): $2,517 · +5.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…