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13313 Farm Crest Ct
C- Composite 50.33
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +13.3/30.0
  • Schools +5.2/10.0
  • DSCR +4.0/10.0
  • Livability +3.9/5.0
  • 1% rule +3.4/10.0
  • Rent growth +3.1/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$279,000

13313 Farm Crest Ct · Brandermill, VA 23112
3 bd · 2.0 ba · 1,568 sqft · SingleFamily public records · 41 Days on market
Built 1977 7,448 sqft lot Est $354k · 21% under $63/mo HOA · 3% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Offered at a great price for the location, this turnkey Midlothian residence provides comfortable living in a serene setting! Towering trees, lush foliage, and beautiful landscaping lend to its stunning curb appeal. Upon entering the split-level layout, discover a welcoming interior bathed in natural light. Vaulted ceilings and large windows framing scenic views create a peaceful ambiance as you unwind in the living room. Steps away, the dining area basks in the glow of elegant lighting for your dinner get-togethers. A delight for the avid cook, the open-concept kitchen is equipped with stainless steel appliances, ample cabinetry, and granite countertops. After a long day, retire to the well-sized bedrooms where ceiling fans and soft carpet flooring ensure your relaxation. Surpassing all in size, the primary suite treats you to a tastefully tiled ensuite with a shower. Downstairs, explore the generously sized walk-out basement that has a striking brick fireplace to gather around. Finally, cap off the day admiring your gorgeous surroundings on the back deck. Experience this enviable lifestyle by coming for a tour today!

Key facts

  • 7,448 sq ft lot
  • Built 1977
  • Listed 41 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $279k.

Deal economics

  • At list price, monthly cash flow is $2 ($18/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $235k (15.9% below list).
  • Recommended offer: $235k (15.9% below list) — sets the bar for 1% rule.
  • Cap rate 6.3% vs local median 3.7% in Brandermill — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 77/100 on livability (#94 in VA, #3,055 nationally) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+, crime A-; Watch: amenities F, commute F.
  • Chesterfield County Public School District (suburban): math 52% / reading 64% proficiency, ranked #57 of 131 in VA (top 44%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Clover Hill Elementary (math 57% / reading 69%, grade B, #470 of 1,108 statewide, top 43%, 842 students, 33% FRL); Swift Creek Middle (math 63% / reading 63%, grade B+, #134 of 342 statewide, top 40%, 1,115 students, 28% FRL); Clover Hill High (math 60% / reading 89%, grade B+, #107 of 319 statewide, top 37%, 1,775 students, 31% FRL) — zoned schools at 31% FRL track the district average.
  • Market conditions: Rents rising (+2.3%/yr); 495 active listings in the ZIP; 14 comparable units currently listed for rent nearby; rentals leasing fast (median 13d on market — plan ~1-2 weeks tenant-placement turnaround); high-income renter base; 2,307 units permitted in Chesterfield County in 2024 (462 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Chesterfield County population projected at +20% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 41 days — a 3% lower offer ($271k) is reasonable based on typical stale-listing flexibility.
  • 7 sale attempts since 22y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: moderate wind risk, 25% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $234,633 (15.9% below list)

Questions for the listing agent

  1. It's been on market 41 days. Have you received any prior offers? Is the seller open to a 16% concession, seller financing, or rate buy-down credit?
  2. Built in 1977 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.84%
Cap rate
6.30%
Cash-on-cash
0.02%
DSCR
1.00
GRM
9.9

CMA / ARV

ARV (on-the-fly)
$354,368
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
13313 Farm Crest Ct 0.00mi 3/2.0 1,568 (0%) 1mo $271,000 $173 99
13207 Gate Post Ct 0.14mi 3/2.5 1,568 (0%) 7mo $250,000 $159 86
4902 Court Ridge Ter 0.17mi 3/2.5 1,586 (+1%) 3mo $360,000 $227 86
13300 Court Ridge Rd 0.14mi 3/1.5 1,546 (-1%) 5mo $339,950 $220 85
13217 Court Ridge Rd 0.17mi 3/2.5 1,586 (+1%) 4mo $359,000 $226 85
4602 Painted Post Ln 0.09mi 3/1.5 1,520 (-3%) 7mo $322,500 $212 82
4500 Old Well Ter 0.31mi 3/2.5 1,538 (-2%) 2mo $369,900 $241 79
13207 Court Ridge Rd 0.18mi 4/2.0 (+1) 1,508 (-4%) 2mo $365,000 $242 79
13006 Tall Hickory Ct 0.43mi 3/2.0 1,584 (+1%) 8mo $349,950 $221 71
4602 Morning Hill Ct 0.27mi 4/2.0 (+1) 1,788 (+14%) 4mo $330,000 $185 56
13614 Northwich Dr 0.45mi 3/2.0 1,797 (+15%) 2mo $425,000 $237 53
13604 Northwich Ter 0.52mi 2/2.0 (-1) 1,402 (-11%) 1mo $430,000 $307 52

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.29% rent growth · sell at horizon

5-year hold
IRR
-17.0%
Equity multiple
0.40×
Total profit
$-46,790
Equity at exit
$41,600
10-year hold
IRR
-10.3%
Equity multiple
0.39×
Total profit
$-47,400
Equity at exit
$24,123

Cash invested: $78,120 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
55 Moderately Landlord-Leaning
State Virginia
55 Moderately Landlord-Leaning · D+2
County
— inherits STATE
City
— inherits STATE
VRLTA gives some tenant protections; Northern Virginia courts slower; rural VA landlord-leaning.

ZIP-level market 23112

Rents YoY
2.3%
Active inventory
495
Price-to-rent
9.9×

Monthly cashflow live

Estimated rent
$2,346 high interval (Pro) →
Mortgage (P&I)
$1,463
Tax from tax record
$210 /mo · $2,517/yr
Insurance
$116
HOA
$63
Vacancy / Maint / Mgmt
$493
Net cashflow
$2

Break-even live

Break-even rent $2,344
Max offer price $279,000
Occupancy floor 95%

Sensitivity live

Price -10% $159 -5% $80 +0% $2 +5% $-77 +10% $-156
Rent -10% $-184 -5% $-91 +0% $2 +5% $94 +10% $187
Rate -1.0pp $142 -0.5pp $72 base $2 +0.5pp $-71 +1.0pp $-144

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$69,750
Closing costs
$8,370
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 14 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
4905 Long Shadow Dr Midlothian, VA 2.0 2.5 1346 $2,095 $1.56 22d 1 0.20mi
5200 Hunt Master Dr Midlothian, VA 1.0–3.0 1.0–2.0 875 $2,199 $2.51 5d 27 0.47mi
4821 Cloverleigh Dr Midlothian, VA 3.0 2.5 1599 $2,600 $1.63 5d 1 0.53mi
6050 Harbour Green Dr Midlothian, VA 1.0–2.0 1.0–2.0 950 $3,218 $3.39 4d 36 0.68mi
13364 Diamond Ridge Dr Midlothian, VA 3.0 2.5 2012 $2,500 $1.24 5d 1 0.74mi
5401 Commonwealth Centre Pkwy Midlothian, VA 1.0–2.0 1.0–2.0 1008 $2,137 $2.12 3d 15 1.10mi
12737 Deep Well Rd Midlothian, VA 3.0 2.5 1835 $2,600 $1.42 25d 1 1.12mi
4000 Maze Runner Dr Midlothian, VA 2.0 2.0 1302 $2,200 $1.69 22d 1 1.16mi
3712 Mill Meadow Dr Midlothian, VA 3.0 2.5 1870 $2,495 $1.33 45d 1 1.18mi
3900 Maze Runner Dr #201 Midlothian, VA 2.0 2.0 1156 $1,950 $1.69 4d 1 1.20mi
3900 Maze Runner Dr Midlothian, VA 2.0 2.0 1229 $1,825 $1.48 12d 2 1.20mi
4100 Lonas Pkwy Midlothian, VA 1.0–3.0 1.0–2.0 969 $2,319 $2.39 4d 20 1.26mi
12201 Dutch Elm Cir Midlothian, VA 4.0 3.5 1848 $2,500 $1.35 25d 1 1.39mi
12224 Petrel Xing Midlothian, VA 3.0 2.5 1764 $2,834 $1.61 25d 1 1.44mi

HOA detail

Monthly dues
$63 · $756/yr
Likely covers
landscaping

Listing history 30 events

  1. 2026-04-22
    status Pending
  2. 2026-04-15
    price $279,000
  3. 2026-03-13
    listed $290,000 Active
  4. 2026-03-09
    historical $290,000
  5. 2022-10-26
    soldstatus $269,000
  6. 2022-10-25
    soldstatus $269,000 Closed 1136-char remark
    Show marketing remark (1136 chars)

    Offered at a great price for the location, this turnkey Midlothian residence provides comfortable living in a serene setting! Towering trees, lush foliage, and beautiful landscaping lend to its stunning curb appeal. Upon entering the split-level layout, discover a welcoming interior bathed in natural light. Vaulted ceilings and large windows framing scenic views create a peaceful ambiance as you unwind in the living room. Steps away, the dining area basks in the glow of elegant lighting for your dinner get-togethers. A delight for the avid cook, the open-concept kitchen is equipped with stainless steel appliances, ample cabinetry, and granite countertops. After a long day, retire to the well-sized bedrooms where ceiling fans and soft carpet flooring ensure your relaxation. Surpassing all in size, the primary suite treats you to a tastefully tiled ensuite with a shower. Downstairs, explore the generously sized walk-out basement that has a striking brick fireplace to gather around. Finally, cap off the day admiring your gorgeous surroundings on the back deck. Experience this enviable lifestyle by coming for a tour today!

  7. 2022-08-13
    status Pending 1136-char remark
    Show marketing remark (1136 chars)

    Offered at a great price for the location, this turnkey Midlothian residence provides comfortable living in a serene setting! Towering trees, lush foliage, and beautiful landscaping lend to its stunning curb appeal. Upon entering the split-level layout, discover a welcoming interior bathed in natural light. Vaulted ceilings and large windows framing scenic views create a peaceful ambiance as you unwind in the living room. Steps away, the dining area basks in the glow of elegant lighting for your dinner get-togethers. A delight for the avid cook, the open-concept kitchen is equipped with stainless steel appliances, ample cabinetry, and granite countertops. After a long day, retire to the well-sized bedrooms where ceiling fans and soft carpet flooring ensure your relaxation. Surpassing all in size, the primary suite treats you to a tastefully tiled ensuite with a shower. Downstairs, explore the generously sized walk-out basement that has a striking brick fireplace to gather around. Finally, cap off the day admiring your gorgeous surroundings on the back deck. Experience this enviable lifestyle by coming for a tour today!

  8. 2022-08-12
    price $269,000 1136-char remark
    Show marketing remark (1136 chars)

    Offered at a great price for the location, this turnkey Midlothian residence provides comfortable living in a serene setting! Towering trees, lush foliage, and beautiful landscaping lend to its stunning curb appeal. Upon entering the split-level layout, discover a welcoming interior bathed in natural light. Vaulted ceilings and large windows framing scenic views create a peaceful ambiance as you unwind in the living room. Steps away, the dining area basks in the glow of elegant lighting for your dinner get-togethers. A delight for the avid cook, the open-concept kitchen is equipped with stainless steel appliances, ample cabinetry, and granite countertops. After a long day, retire to the well-sized bedrooms where ceiling fans and soft carpet flooring ensure your relaxation. Surpassing all in size, the primary suite treats you to a tastefully tiled ensuite with a shower. Downstairs, explore the generously sized walk-out basement that has a striking brick fireplace to gather around. Finally, cap off the day admiring your gorgeous surroundings on the back deck. Experience this enviable lifestyle by coming for a tour today!

  9. 2022-08-10
    status Active 1136-char remark
    Show marketing remark (1136 chars)

    Offered at a great price for the location, this turnkey Midlothian residence provides comfortable living in a serene setting! Towering trees, lush foliage, and beautiful landscaping lend to its stunning curb appeal. Upon entering the split-level layout, discover a welcoming interior bathed in natural light. Vaulted ceilings and large windows framing scenic views create a peaceful ambiance as you unwind in the living room. Steps away, the dining area basks in the glow of elegant lighting for your dinner get-togethers. A delight for the avid cook, the open-concept kitchen is equipped with stainless steel appliances, ample cabinetry, and granite countertops. After a long day, retire to the well-sized bedrooms where ceiling fans and soft carpet flooring ensure your relaxation. Surpassing all in size, the primary suite treats you to a tastefully tiled ensuite with a shower. Downstairs, explore the generously sized walk-out basement that has a striking brick fireplace to gather around. Finally, cap off the day admiring your gorgeous surroundings on the back deck. Experience this enviable lifestyle by coming for a tour today!

  10. 2022-07-28
    price $279,000 1136-char remark
    Show marketing remark (1136 chars)

    Offered at a great price for the location, this turnkey Midlothian residence provides comfortable living in a serene setting! Towering trees, lush foliage, and beautiful landscaping lend to its stunning curb appeal. Upon entering the split-level layout, discover a welcoming interior bathed in natural light. Vaulted ceilings and large windows framing scenic views create a peaceful ambiance as you unwind in the living room. Steps away, the dining area basks in the glow of elegant lighting for your dinner get-togethers. A delight for the avid cook, the open-concept kitchen is equipped with stainless steel appliances, ample cabinetry, and granite countertops. After a long day, retire to the well-sized bedrooms where ceiling fans and soft carpet flooring ensure your relaxation. Surpassing all in size, the primary suite treats you to a tastefully tiled ensuite with a shower. Downstairs, explore the generously sized walk-out basement that has a striking brick fireplace to gather around. Finally, cap off the day admiring your gorgeous surroundings on the back deck. Experience this enviable lifestyle by coming for a tour today!

  11. 2022-07-07
    listed $289,000 Active 1136-char remark
    Show marketing remark (1136 chars)

    Offered at a great price for the location, this turnkey Midlothian residence provides comfortable living in a serene setting! Towering trees, lush foliage, and beautiful landscaping lend to its stunning curb appeal. Upon entering the split-level layout, discover a welcoming interior bathed in natural light. Vaulted ceilings and large windows framing scenic views create a peaceful ambiance as you unwind in the living room. Steps away, the dining area basks in the glow of elegant lighting for your dinner get-togethers. A delight for the avid cook, the open-concept kitchen is equipped with stainless steel appliances, ample cabinetry, and granite countertops. After a long day, retire to the well-sized bedrooms where ceiling fans and soft carpet flooring ensure your relaxation. Surpassing all in size, the primary suite treats you to a tastefully tiled ensuite with a shower. Downstairs, explore the generously sized walk-out basement that has a striking brick fireplace to gather around. Finally, cap off the day admiring your gorgeous surroundings on the back deck. Experience this enviable lifestyle by coming for a tour today!

  12. 2016-08-12
    soldstatus $171,200
  13. 2016-08-10
    soldstatus $172,000 Closed 533-char remark
    Show marketing remark (533 chars)

    STUNNING, JUST STUNNING!! What a FANTASTIC FIND IN BRANDERMILL!! Renovated 3 Bedroom 2 Full bath tri-level home in one of Chesterfield's Best Planned Developments of Brandermill!! ALL NEW KITCHEN WITH GRANITE COUNTER TOPS, TILE FLOORS AND "SAMSUNG" STAINLESS STEEL APPLIANCES!! ALL NEW BATHS WITH GRANITE AND TILE EVERYWHERE!! NEW ROOF!! New Carpet, Fresh Paint!! NEW VINYL SIDING!! WOW!! Great neighborhood with Jogging Paths, HUGE LAKE with boating and sailing!! Golf Course!! TOO MUCH TO LIST!! MOVE-IN READY!!

  14. 2016-07-22
    status Pending 533-char remark
    Show marketing remark (533 chars)

    STUNNING, JUST STUNNING!! What a FANTASTIC FIND IN BRANDERMILL!! Renovated 3 Bedroom 2 Full bath tri-level home in one of Chesterfield's Best Planned Developments of Brandermill!! ALL NEW KITCHEN WITH GRANITE COUNTER TOPS, TILE FLOORS AND "SAMSUNG" STAINLESS STEEL APPLIANCES!! ALL NEW BATHS WITH GRANITE AND TILE EVERYWHERE!! NEW ROOF!! New Carpet, Fresh Paint!! NEW VINYL SIDING!! WOW!! Great neighborhood with Jogging Paths, HUGE LAKE with boating and sailing!! Golf Course!! TOO MUCH TO LIST!! MOVE-IN READY!!

  15. 2016-06-20
    price $179,900 533-char remark
    Show marketing remark (533 chars)

    STUNNING, JUST STUNNING!! What a FANTASTIC FIND IN BRANDERMILL!! Renovated 3 Bedroom 2 Full bath tri-level home in one of Chesterfield's Best Planned Developments of Brandermill!! ALL NEW KITCHEN WITH GRANITE COUNTER TOPS, TILE FLOORS AND "SAMSUNG" STAINLESS STEEL APPLIANCES!! ALL NEW BATHS WITH GRANITE AND TILE EVERYWHERE!! NEW ROOF!! New Carpet, Fresh Paint!! NEW VINYL SIDING!! WOW!! Great neighborhood with Jogging Paths, HUGE LAKE with boating and sailing!! Golf Course!! TOO MUCH TO LIST!! MOVE-IN READY!!

  16. 2016-06-06
    price $184,900 533-char remark
    Show marketing remark (533 chars)

    STUNNING, JUST STUNNING!! What a FANTASTIC FIND IN BRANDERMILL!! Renovated 3 Bedroom 2 Full bath tri-level home in one of Chesterfield's Best Planned Developments of Brandermill!! ALL NEW KITCHEN WITH GRANITE COUNTER TOPS, TILE FLOORS AND "SAMSUNG" STAINLESS STEEL APPLIANCES!! ALL NEW BATHS WITH GRANITE AND TILE EVERYWHERE!! NEW ROOF!! New Carpet, Fresh Paint!! NEW VINYL SIDING!! WOW!! Great neighborhood with Jogging Paths, HUGE LAKE with boating and sailing!! Golf Course!! TOO MUCH TO LIST!! MOVE-IN READY!!

  17. 2016-05-02
    listed $189,900 Active 533-char remark
    Show marketing remark (533 chars)

    STUNNING, JUST STUNNING!! What a FANTASTIC FIND IN BRANDERMILL!! Renovated 3 Bedroom 2 Full bath tri-level home in one of Chesterfield's Best Planned Developments of Brandermill!! ALL NEW KITCHEN WITH GRANITE COUNTER TOPS, TILE FLOORS AND "SAMSUNG" STAINLESS STEEL APPLIANCES!! ALL NEW BATHS WITH GRANITE AND TILE EVERYWHERE!! NEW ROOF!! New Carpet, Fresh Paint!! NEW VINYL SIDING!! WOW!! Great neighborhood with Jogging Paths, HUGE LAKE with boating and sailing!! Golf Course!! TOO MUCH TO LIST!! MOVE-IN READY!!

  18. 2016-02-14
    status Pending
  19. 2016-02-13
    historical
  20. 2016-02-03
    price $174,950
  21. 2016-01-11
    price $179,900
  22. 2015-12-14
    listed $189,500 Active
  23. 2004-08-27
    soldstatus $142,500
  24. 2004-08-26
    soldstatus $142,500
  25. 2004-08-26
    soldstatus $142,500
  26. 2004-06-28
    listed $144,900
  27. 2004-06-28
    listed $144,900
  28. 2000-07-28
    soldstatus $95,850
  29. 1999-04-19
    soldstatus $85,950
  30. 1990-03-29
    soldstatus $68,950

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast VA · Resets to sale price

Current annual tax
$2,517 · $210/mo
Projected year-2 tax
$2,517 · $210/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 6/10 Major 7 d/yr ≥105°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 5/10 Major 25% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$28,156
− Mortgage interest
−$15,628
− Property taxes
−$2,517
− Insurance
−$1,395
− Repairs & maintenance
−$2,252
− Management
−$2,252
− HOA
−$756
− Depreciation
−$8,116
Taxable loss
−$4,762
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,143
After-tax cash flow
$1,161/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Chesterfield County Public School District
NCES district ID
5100840
Math proficiency
52% ▼ -30.00%
Reading proficiency
64% ▼ -15.00%
Median HH income
$72,821
Composite
51.56/100
National rank
#1712
State rank
#57 of 131 in VA

Livability — Brandermill

Score
77/100
State rank
#94
US rank
#3055

Category grades

Amenities F Commute F Cost of living C Crime A- Employment A+ Housing A+ Health & safety B- User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Brandermill, VA
County
Chesterfield County · 406,988 people
City population
56,364
Metro
Richmond, VA
Population (ZIP)
57,016
Household income
$116,465
Rent vs Own
19.4% rent · 80.6% own
Severe rent burden
897.0

Population outlook (Chesterfield County) Hauer SSP2

Today (2025)
377,190 people
By 2030
395,710 · +4.9%
By 2040
427,694 · +13.4%
By 2050
452,706 · +20.0%
By 2075
505,533 · +34.0%
By 2100
521,282 · +38.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (70%)
Race & ethnicity
White 70% Black 14% Two or more races 7% Hispanic / Latino 6% Asian 4%
Hispanic origin (detail)
Mexican 1% Puerto Rican 2%
Common ancestry
Lithuanian 4% Italian 4% Romanian 2%
Foreign-born
7% · Canada, China, Jamaica
Languages at home
91% English-only · Spanish 4% Other Indo-European 1% Arabic 1%

Political lean MEDSL · Chesterfield

2024 margin
Lean D (+9.0) · D 53.8% · R 44.8% · Other 1.4%
2008→2024 swing
+16.4pp toward D · 2008: -7.5pp · 2024: 9.0pp
All cycles
2024: D+9.0 2020: D+6.7 2016: R+2.2 2012: R+7.1 2008: R+7.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -224.87%
Current HPI
277.4841
Rent YoY
▲ 2.29%
Metro
Richmond, VA
State GDP YoY
▲ 2.40%
F500 in state
50

Industry mix (Fortune 500 HQ in VA)

Industry F500 HQs Revenue

Price history

+304.6% since first listed
30 events — show timeline
  • 2026-04-22 Pending CVRMLS
  • 2026-04-15 Price Changed $279,000 CVRMLS
  • 2026-03-13 Listed $290,000 CVRMLS
  • 2026-03-09 Coming Soon $290,000 CVRMLS
  • 2022-10-26 Sold (Public Records) $269,000 Public Records
  • 2022-10-25 Sold (MLS) $269,000 CVRMLS
  • 2022-08-13 Pending CVRMLS
  • 2022-08-12 Price Changed $269,000 CVRMLS
  • 2022-08-10 Relisted CVRMLS
  • 2022-07-28 Price Changed $279,000 CVRMLS
  • 2022-07-07 Listed $289,000 CVRMLS
  • 2016-08-12 Sold (Public Records) $171,200 Public Records
  • 2016-08-10 Sold (MLS) $172,000 CVRMLS
  • 2016-07-22 Pending CVRMLS
  • 2016-06-20 Price Changed $179,900 CVRMLS
  • 2016-06-06 Price Changed $184,900 CVRMLS
  • 2016-05-02 Listed $189,900 CVRMLS
  • 2016-02-14 Pending CVRMLS
  • 2016-02-13 Listing Removed CVRMLS
  • 2016-02-03 Price Changed $174,950 CVRMLS
  • 2016-01-11 Price Changed $179,900 CVRMLS
  • 2015-12-14 Listed $189,500 CVRMLS
  • 2004-08-27 Sold (Public Records) $142,500 Public Records
  • 2004-08-26 Sold (MLS) $142,500 CVRMLS
  • 2004-08-26 Sold (MLS) $142,500 CVRMLS
  • 2004-06-28 Listed $144,900 CVRMLS
  • 2004-06-28 Listed $144,900 CVRMLS
  • 2000-07-28 Sold (Public Records) $95,850 Public Records
  • 1999-04-19 Sold (Public Records) $85,950 Public Records
  • 1990-03-29 Sold (Public Records) $68,950 Public Records

Property tax history

+5.6%/yr

Latest (2025): $2,517 · +5.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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