808 Caylor St · Benton Park, CA 93304

$150,000

3 bd · 1.0 ba · 1,265 sqft · SingleFamily public records · 1 Days on market

Built 1946 6,969 sqft lot

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• DSCR +10.0/10.0
• 1% rule +8.4/10.0
• ARV discount +7.5/15.0
• Schools +3.4/10.0
• Livability +2.5/5.0
• Condition / age +2.5/5.0
• Rent growth +2.1/5.0
• Appreciation +0.0/10.0

Listing remarks

This home has potential, detached garage and room for shop, additional garage or ADU.

Key facts

• 6,969 sq ft lot
• 2 garage spots
• Built 1946

Property features AI

Exterior

• Parking: 2-car garage
• Utilities: Sewer; Public water
• Home design: Pre-owned residence; Owner-occupied
• Construction: Concrete perimeter foundation; Composition roof
• Exterior features: Located in the South Oleander neighborhood; Directions: South H to Belle Terrace, north on Caylor; home on the east side of the street; Cross street: Belle Terrace

Interior

• Kitchen: Range/oven; Dishwasher; Disposal
• Bathrooms: 1 full bathroom
• Interior features: Great room; Formal dining room; Breakfast area; Bonus room; Fireplace

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $150k.

Deal economics

• At list price, monthly cash flow is $607 ($7k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $150k).

Location & tenants

• Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
• Kern High (urban): math 21% / reading 51% proficiency, ranked #860 of 1,400 in CA (top 61%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents soft (-1.7%/yr); 159 active listings in the ZIP; 27 comparable units currently listed for rent nearby; rentals leasing fast (median 4d on market — plan ~1-2 weeks tenant-placement turnaround); 3,244 units permitted in Kern County in 2024 (73 in 5+ unit buildings).
• At $2,017/mo this rent would consume 48% of the median local household income ($51k/yr) (locally 2587% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Kern County population projected at +17% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 0.0% rent growth), your $42k cash investment doubles in ~10 years — after that, you're playing with house money.

Negotiation context

• Only 1 days on market — expect competitive offers; lowballing is unlikely to land.
• Current owner paid $57k; list at $150k implies a 163% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1946 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $150,000

Questions for the listing agent

1. Built in 1946 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.34% ✓
• Cap rate: 11.15%
• Cash-on-cash: 17.36%
• DSCR: 1.77
• GRM: 6.2

CMA / ARV

• ARV (on-the-fly): $302,335
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
808 Caylor St	0.00mi	3/1.0	1,265 (0%)	1mo	$150,000	$119	99
1009 Chapel Dr	0.42mi	4/1.0 (+1)	1,251 (-1%)	1mo	$299,000	$239	73
2293 Brite St	0.34mi	3/1.0	1,375 (+9%)	0mo	$225,000	$164	70
1108 S Chester	0.40mi	3/1.0	1,167 (-8%)	1mo	$240,000	$206	68
1201 El Toro Dr	0.51mi	3/1.0	1,185 (-6%)	1mo	$325,000	$274	65
119 Eye St	0.64mi	3/2.0	1,316 (+4%)	1mo	$261,900	$199	59
1501 Edna St	0.49mi	4/2.0 (+1)	1,344 (+6%)	1mo	$329,000	$245	57
1913 Ming Ave	0.59mi	3/2.0	1,092 (-14%)	2mo	$305,000	$279	44
1008 Paloma St	0.47mi	4/2.0 (+1)	1,449 (+14%)	1mo	$275,000	$190	44
1708 Anita Ln	0.66mi	3/1.5	1,092 (-14%)	1mo	$305,000	$279	43
1704 Anita Ln	0.64mi	3/2.0	1,092 (-14%)	2mo	$315,000	$288	42
1102 Castro Ln	0.65mi	2/1.0 (-1)	1,436 (+14%)	1mo	$341,000	$237	41

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: 5.4%
• Equity multiple: 1.20×
• Total profit: $8,471
• Equity at exit: $22,365

10-year hold

• IRR: 12.0%
• Equity multiple: 1.82×
• Total profit: $34,349
• Equity at exit: $12,969

Cash invested: $42,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 18 Strongly Tenant-Friendly
• State California: 18 Strongly Tenant-Friendly · D+13
• County: — inherits STATE
• City: — inherits STATE

AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

Methodology + full state rankings →

ZIP-level market 93304

• Rents YoY: -1.7%
• Active inventory: 159
• Price-to-rent: 6.2×

Monthly cashflow live

• Estimated rent: $2,017 high
• Mortgage (P&I): −$787
• Tax from tax record: −$137 /mo · $1,641/yr
• Insurance: −$62
• HOA: −$0
• Vacancy / Maint / Mgmt: −$424
• Net cashflow: $607

Break-even live

Break-even rent $1,248

Max offer price $150,000

Occupancy floor 65%

Sensitivity live

Price	-10% $692	-5% $650	+0% $607	+5% $565	+10% $523
Rent	-10% $448	-5% $528	+0% $607	+5% $687	+10% $767
Rate	-1.0pp $683	-0.5pp $646	base $607	+0.5pp $569	+1.0pp $529

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $37,500
• Closing costs: $4,500
• Reserves months: —
• Total cash needed: —

Rent comps 27 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
715 Houchin Rd Bakersfield, CA	3.0	2.0	1650	$2,150	$1.30	44d	1	0.02mi
801 Oleander Ave Bakersfield, CA	3.0	2.0	1700	$2,480	$1.46	3d	1	0.11mi
1825 3rd St Unit C Bakersfield, CA	2.0	1.5	1000	$1,300	$1.30	22d	1	0.74mi
1928 Doolittle Ave Bakersfield, CA	3.0	2.0	1142	$2,100	$1.84	20d	1	0.85mi
510 Holtby Rd Bakersfield, CA	3.0	1.5	1356	$1,900	$1.40	3d	1	1.00mi
1018 Chester Pl Bakersfield, CA	3.0	1.0	1278	$2,100	$1.64	22d	1	1.02mi
432 S Real Rd Unit B Bakersfield, CA	2.0	1.0	950	$1,600	$1.68	3d	1	1.07mi
3720 Apache Ave Unit A Bakersfield, CA	3.0	1.0	1048	$2,000	$1.91	3d	1	1.16mi
2312 Castro Ln Bakersfield, CA	3.0	2.0	1127	$2,100	$1.86	3d	1	1.16mi
128 U St Bakersfield, CA	4.0	2.0	1853	$1,995	$1.08	3d	1	1.17mi
200 Wetherley Dr Bakersfield, CA	3.0	1.0	1040	$1,795	$1.73	3d	1	1.17mi
3013 Alma Way Bakersfield, CA	3.0	2.0	1151	$2,100	$1.82	3d	1	1.17mi
726 K St Unit B Bakersfield, CA	3.0	2.5	1285	$1,695	$1.32	24d	1	1.19mi
825 H St Bakersfield, CA	3.0	2.0	1612	$2,000	$1.24	44d	1	1.20mi
729 L St Unit A Bakersfield, CA	3.0	2.5	1285	$1,750	$1.36	15d	1	1.20mi
2022 Maple Ave Bakersfield, CA	3.0	1.0	1068	$1,750	$1.64	3d	1	1.25mi
3920 Navajo Ave Bakersfield, CA	3.0	1.5	1068	$2,100	$1.97	4d	1	1.27mi
3825 Bianchi Way Bakersfield, CA	3.0	2.0	1523	$2,098	$1.38	3d	1	1.28mi
515 Cherokee Dr Bakersfield, CA	3.0	1.0	1420	$1,999	$1.41	3d	1	1.30mi
1409 Lindsay Dr Bakersfield, CA	3.0	1.0	1049	$2,200	$2.10	3d	1	1.37mi
2109 Belvedere Ave Bakersfield, CA	4.0	2.0	1480	$2,200	$1.49	3d	1	1.39mi
2704 Villalovos Ct Unit 2 Bakersfield, CA	3.0	2.0	1092	$1,650	$1.51	44d	1	1.42mi
3901 Soranno Ave Bakersfield, CA	2.0	1.0	900	$1,200	$1.33	44d	1	1.43mi
1821 Lacey St Apt J Bakersfield, CA	3.0	2.0	1350	$2,150	$1.59	3d	1	1.46mi
1821 Lacey St Unit H Bakersfield, CA	3.0	2.0	1350	$2,150	$1.59	44d	1	1.46mi
2600 Chandler Ct Bakersfield, CA	2.0	1.5	1073	$1,495	$1.39	15d	1	1.49mi
419 8th St Bakersfield, CA	3.0	2.0	916	$2,200	$2.40	3d	1	1.49mi

Listing history 3 events

1. 2026-05-18
   status Pending
2. 2026-05-18
   listed $150,000 Active
3. 1995-07-28
   soldstatus $57,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CA · Resets to sale price

• Current annual tax: $1,641 · $137/mo
• Projected year-2 tax: $1,641 · $137/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 8/10 Severe 7 d/yr ≥105°F today · 19 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 10/10 Extreme 33 unhealthy d/yr today · 37 by 30 yrs out

Taxation est. · year 1

• Rental income: $24,202
• − Mortgage interest: −$8,402
• − Property taxes: −$1,641
• − Insurance: −$750
• − Repairs & maintenance: −$1,936
• − Management: −$1,936
• − Depreciation: −$4,364
• Taxable income: $5,173
• Est. tax owed @ 24.0%: −$1,242
• After-tax cash flow: $6,048/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Kern High
• NCES district ID: 0619540
• Math proficiency: 21% ▬ 0.00%
• Reading proficiency: 51% ▲ 2.00%
• Median HH income: $49,686
• Composite: 33.68/100
• National rank: #10443
• State rank: #860 of 1400 in CA

Livability — Benton Park

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• Census place: Benton Park, CA
• County: Kern County · 710,371 people
• Metro: Bakersfield, CA
• Population (ZIP): 51,037
• Household income: $50,790
• Rent vs Own: 53.9% rent · 46.1% own
• Severe rent burden: 2587.0

Population outlook (Kern County) Hauer SSP2

• Today (2025): 947,286 people
• By 2030: 978,984 · +3.3%
• By 2040: 1,045,018 · +10.3%
• By 2050: 1,105,232 · +16.7%
• By 2075: 1,229,538 · +29.8%
• By 2100: 1,238,059 · +30.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Hispanic (71%)
• Race & ethnicity: Hispanic / Latino 71% Two or more races 18% White 14% Black 9% Asian 3% Native American 2%
• Hispanic origin (detail): Mexican 65%
• Foreign-born: 22% · Canada, China
• Languages at home: 48% English-only · Spanish 49% Other Asian/Pacific 1% Tagalog/Filipino 1%

Political lean MEDSL · Kern

• 2024 margin: Strong R (+21.1) · D 38.2% · R 59.3% · Other 2.5%
• 2008→2024 swing: -3.3pp toward R · 2008: -17.8pp · 2024: -21.1pp
• All cycles: 2024: R+21.1 2020: R+10.2 2016: R+15.0 2012: R+20.9 2008: R+17.8

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -314.78%
• Current HPI: 397.9557
• Rent YoY: ▼ -1.68%
• Metro: Bakersfield, CA
• State GDP YoY: ▲ 3.21%
• F500 in state: 116

Industry mix (Fortune 500 HQ in CA)

Industry	F500 HQs	Revenue
▸Technology	27	$1,492B
▸Financial Services	3	$174B
▸Retail	3	$44B
▸Insurance	3	$26B
▸Media / Entertainment	2	$115B
▸Pharmaceuticals / Biotech	2	$62B

Price history

+163.2% since first listed

3 events — show timeline

• 2026-05-18 Pending — GEMLS
• 2026-05-18 Listed $150,000 GEMLS
• 1995-07-28 Sold (Public Records) $57,000 Public Records

Property tax history

+3.5%/yr

Latest (2025): $1,641 · +2.5% YoY. Source: county tax records.