208-210 Main St · Scott, PA 15017

$290,000

6 bd · 4.0 ba · — sqft · MultiFamily · 24 Days on market

Built 1950 Fair condition ↓ 27% since listing

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +25.1/30.0
• DSCR +8.2/10.0
• ARV discount +7.5/15.0
• 1% rule +6.5/10.0
• Schools +4.1/10.0
• Rent growth +2.5/5.0
• Livability +2.5/5.0
• Condition / age +2.2/5.0
• Appreciation +0.0/10.0

Multi-family units

County records classify this as Multi-Family (2-4 Unit). Listing-text estimate: 2 units. confirmed

Listing remarks MLS

There is a 3 Unit MultiFamily Apartment Building and a separate 1 Bedroom Apartment above a Double Garage with Commercial Doors in a Nice area. It is Not in Bridgeville, it is in Scott Township. There are a total of 4 Apartments and a Laundry Room with Coin Operated Washer and Dryer. These are 2 separate Buildings on the same lot and seller would rather not Subdivide. Large off st. Parking Lot.

Key facts

• Double garage
• Built 1950
• Listed 24 days

Tags

• DOUBLE GARAGE
• COIN OPERATED WASHER AND DRYER
• LARGE OFF ST PARKING LOT

What this means for you Summary

Snapshot

• This is a 2 × 3-bed/?-bath units multifamily listed at $290k. Condition is rated fair.

Deal economics

• At list price, monthly cash flow is $638 ($8k/yr) — positive. Per door: $319/mo.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($3k rent vs $290k).
• Recommended offer: $286k (1.5% below list) — sets the bar for market timing.

Location & tenants

• Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
• Chartiers Valley SD (suburban): math 37% / reading 57% proficiency, ranked #221 of 539 in PA (top 41%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 69 active listings in the ZIP; solid renter incomes; 2,996 units permitted in Allegheny County in 2024 (1,588 in 5+ unit buildings).
• At $3,345/mo this rent would consume 46% of the median local household income ($87k/yr) (locally 454% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.

Negotiation context

• It's been on market 24 days — a 2% lower offer ($286k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: built in 1950 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $285,650 (1.5% below list)

Questions for the listing agent

1. Can we see the unit-by-unit rent roll, current vacancy, and any below-market leases? What's the average tenancy length?
2. What capital expenditures (roof, boiler, parking lot, exteriors) have been made in the last 5 years, and what's planned in the next 2?
3. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
4. Built in 1950 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 1.15% ✓
• Cap rate: 8.93%
• Cash-on-cash: 9.43%
• DSCR: 1.42
• GRM: 7.2

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -2.0%
• Equity multiple: 0.92×
• Total profit: $-6,280
• Equity at exit: $43,240

10-year hold

• IRR: 7.7%
• Equity multiple: 1.58×
• Total profit: $47,095
• Equity at exit: $25,074

Cash invested: $81,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 15017

• Home prices YoY: -31.8%
• Active inventory: 69
• Price-to-rent: 14.5×

Monthly cashflow live

• Estimated rent: $3,345 high
• Mortgage (P&I): −$1,521
• Tax est. 1.5%: −$362 /mo · $4,350/yr
• Insurance: −$121
• HOA: −$0
• Vacancy / Maint / Mgmt: −$702
• Net cashflow: $638

Break-even live

Break-even rent $2,537

Max offer price $290,000

Occupancy floor 76%

2-unit breakdown (identical units grouped — click to expand)

Units	Beds	Baths	Est. rent
▸ 2× units	3	—	$3,344
Total (2 units)			$3,345

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $72,500
• Closing costs: $8,700
• Reserves months: —
• Total cash needed: —

Listing history 17 events

1. 2026-06-18
   days on market $290,000 Active 24 DOM
2. 2026-06-17
   days on market $290,000 Active 23 DOM
3. 2026-06-16
   days on market $290,000 Active 22 DOM
4. 2026-06-15
   days on market $290,000 Active 21 DOM
5. 2026-06-13
   days on market $290,000 Active 19 DOM
6. 2026-06-09
   days on market $290,000 Active 15 DOM
7. 2026-06-08
   days on market $290,000 Active 14 DOM
8. 2026-06-07
   days on market $290,000 Active 13 DOM
9. 2026-06-05
   days on market $290,000 Active 10 DOM
10. 2026-06-03
    days on market $290,000 Active 9 DOM
11. 2026-06-02
    days on market $290,000 Active 8 DOM
12. 2026-06-01
    days on market $290,000 Active 7 DOM
13. 2026-05-31
    days on market $290,000 Active 6 DOM
14. 2026-05-26
    listed $290,000 Active
15. 2024-07-17
    historical Expired 397-char remark

    Show marketing remark (397 chars)

    There is a 3 Unit MultiFamily Apartment Building and a separate 1 Bedroom Apartment above a Double Garage with Commercial Doors in a Nice area. It is Not in Bridgeville, it is in Scott Township. There are a total of 4 Apartments and a Laundry Room with Coin Operated Washer and Dryer. These are 2 separate Buildings on the same lot and seller would rather not Subdivide. Large off st. Parking Lot.

16. 2024-01-26
    price $379,000 397-char remark

    Show marketing remark (397 chars)

    There is a 3 Unit MultiFamily Apartment Building and a separate 1 Bedroom Apartment above a Double Garage with Commercial Doors in a Nice area. It is Not in Bridgeville, it is in Scott Township. There are a total of 4 Apartments and a Laundry Room with Coin Operated Washer and Dryer. These are 2 separate Buildings on the same lot and seller would rather not Subdivide. Large off st. Parking Lot.

17. 2024-01-17
    listed $399,000 Active 397-char remark

    Show marketing remark (397 chars)

    There is a 3 Unit MultiFamily Apartment Building and a separate 1 Bedroom Apartment above a Double Garage with Commercial Doors in a Nice area. It is Not in Bridgeville, it is in Scott Township. There are a total of 4 Apartments and a Laundry Room with Coin Operated Washer and Dryer. These are 2 separate Buildings on the same lot and seller would rather not Subdivide. Large off st. Parking Lot.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 4/10 Moderate 7 d/yr ≥96°F today · 17 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $40,140
• − Mortgage interest: −$16,245
• − Property taxes: −$4,350
• − Insurance: −$1,450
• − Repairs & maintenance: −$3,211
• − Management: −$3,211
• − Depreciation: −$8,436
• Taxable income: $3,237
• Est. tax owed @ 24.0%: −$777
• After-tax cash flow: $6,884/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 2 photos

Fair 45/100 Moderate rehab

This multi-family property requires significant exterior repairs and maintenance, including repainting and replacing siding and roof. These updates would significantly increase its resale and rental value.

Repairs flagged

• Major siding — Severe weathering and peeling
• Major roof — Signs of significant wear

Value-add opportunities

• Both paint exterior and roof — Improves curb appeal and structural integrity
• Both repair and replace siding — Enhances structural integrity and appearance
• Both repair and replace roof — Extends lifespan and enhances structural integrity

Renovation cost estimate screening

Repair item	Severity	Est. cost
siding · Severe weathering and peeling	Major	$15,000–50,000
roof · Signs of significant wear	Major	$15,000–50,000
Total estimated repair cost · 2 items		$30,000–100,000

Value-add ROI direction

• Both paint exterior and roof — Improves curb appeal and structural integrity ↑
• Both repair and replace siding — Enhances structural integrity and appearance ↑
• Both repair and replace roof — Extends lifespan and enhances structural integrity ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

• District: Chartiers Valley SD
• NCES district ID: 4205700
• Math proficiency: 37% ▼ -16.00%
• Reading proficiency: 57% ▼ -17.00%
• Median HH income: $57,191
• Composite: 40.91/100
• National rank: #3614
• State rank: #221 of 539 in PA

Livability — Scott

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• County: Allegheny County · 1,022,028 people
• Metro: Pittsburgh, PA
• Population (ZIP): 17,782
• Household income: $86,937
• Rent vs Own: 26.8% rent · 73.2% own
• Severe rent burden: 454.0

Population outlook (Allegheny County) Hauer SSP2

• Today (2025): 1,250,282 people
• By 2030: 1,256,482 · +0.5%
• By 2040: 1,256,318 · +0.5%
• By 2050: 1,244,169 · -0.5%
• By 2075: 1,197,693 · -4.2%
• By 2100: 1,093,187 · -12.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (86%)
• Race & ethnicity: White 86% Asian 5% Two or more races 4% Black 4% Hispanic / Latino 2%
• Common ancestry: Romanian 8% Lithuanian 2% Slovak 2%
• Foreign-born: 5% · Canada, China, South Korea
• Languages at home: 94% English-only · Other Indo-European 3% Spanish 1% Chinese 1%

Political lean MEDSL · Allegheny

• 2024 margin: Strong D (+20.3) · D 59.7% · R 39.4%
• 2008→2024 swing: +4.8pp toward D · 2008: 15.5pp · 2024: 20.3pp
• All cycles: 2024: D+20.3 2020: D+20.4 2016: D+16.4 2012: D+14.4 2008: D+15.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -118.46%
• Current HPI: 254.0465
• Rent YoY: —
• Metro: Pittsburgh, PA
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

-27.3% since first listed

4 events — show timeline

• 2026-05-26 Listed $290,000 FSBO.com
• 2024-07-17 Delisted — West Penn MLS
• 2024-01-26 Price Changed $379,000 West Penn MLS
• 2024-01-17 Listed $399,000 West Penn MLS