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6411 26th Ave
C+ Composite 62.16
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +21.6/30.0
  • ARV discount +15.0/15.0
  • DSCR +6.9/10.0
  • 1% rule +5.7/10.0
  • Livability +4.2/5.0
  • Condition / age +3.8/5.0
  • Rent growth +2.5/5.0
  • Schools +2.5/10.0
  • Appreciation +0.0/10.0

$190,000

6411 26th Ave · Kenosha, WI 53143
3 bd · 1.5 ba · 1,568 sqft · SingleFamily · 16 Days on market
Built 1916 Good condition 6,098 sqft lot Est $292k · 35% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Great rental property. Beautiful wood floors, woodwork and stairway offer character. Large living room and dining room. 3 bedrooms with walk-in closets. Updated full bath upstairs. Half bath off the kitchen on the first floor. Current kitchen appliances included in the sale. A front porch to relax on, a fenced in yard and single car garage.

Key facts

  • Stairway
  • Woodwork
  • Wood floors

Tags

WOOD FLOORSWOODWORKSTAIRWAYLIVING ROOMDINING ROOMWALK-IN CLOSETS

Property features AI

Exterior

  • Parking: Detached 1-car garage
  • Utilities: Municipal water; Municipal sewer; Natural gas
  • Home design: Single-family, 2-story; Estimated living area in the 1501–1750 sq ft range
  • Construction: Exterior of brick, brick/stone and wood; Basement: full, block
  • Exterior features: Fenced yard; Sidewalks

Interior

  • Kitchen: Kitchen on main level — approx. 11 x 11; Dishwasher; Oven; Range; Refrigerator
  • Bedrooms: Master bedroom (Upper) — approx. 15 x 11; Bedroom 2 (Upper) — approx. 11 x 9; Bedroom 3 (Upper) — approx. 11 x 9
  • Flooring: Wood floors
  • Bathrooms: One full bath with shower stall; One half bath
  • Heating & cooling: Radiant / hot water heating; Natural gas fuel
  • Interior features: Pantry; Walk-in closets; Wood floors; Full basement with block construction

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.5-bath single-family listed at $190k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $289 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $190k).
  • Recommended offer: $187k (1.5% below list) — sets the bar for market timing.
  • Cap rate 8.1% vs local median 4.0% in Kenosha — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 84/100 on livability (#31 in WI, #680 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: employment C-, schools D+.
  • Kenosha School District (suburban): math 26% / reading 31% proficiency, ranked #287 of 342 in WI (top 84%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: 35 active listings in the ZIP; 16 comparable units currently listed for rent nearby; rentals at typical pace (median 19d on market — plan ~3-4 weeks tenant-placement turnaround); 259 units permitted in Kenosha County in 2024 (8 in 5+ unit buildings).
  • This rent runs 36% of the median local income ($68k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.

Negotiation context

  • It's been on market 16 days — a 2% lower offer ($187k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Watch-outs: built in 1916 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $187,150 (1.5% below list)

Questions for the listing agent

  1. Built in 1916 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.07%
Cap rate
8.12%
Cash-on-cash
6.52%
DSCR
1.29
GRM
7.8

CMA / ARV

ARV (on-the-fly)
$291,648
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2612 64th St 0.03mi 4/2.0 (+1) 1,646 (+5%) 1mo $200,000 $122 83
6609 24th Ave 0.19mi 3/2.0 1,636 (+4%) 2mo $265,000 $162 80
6606 21st Ave 0.31mi 3/2.0 1,560 (-0%) 3mo $195,000 $125 80
6720 31st Ave 0.40mi 3/1.0 1,467 (-6%) 2mo $272,500 $186 67
6320 25th Ave 0.09mi 4/1.0 (+1) 1,375 (-12%) 2mo $183,000 $133 67
6612 30th Ave 0.29mi 3/1.5 1,340 (-14%) 0mo $275,000 $205 62
5422 22nd Ave 0.70mi 3/2.5 1,584 (+1%) 1mo $312,000 $197 61
6053 37th Ave 0.67mi 3/2.0 1,486 (-5%) 2mo $156,000 $105 56
6517 20th Ave 0.38mi 4/2.0 (+1) 1,414 (-10%) 4mo $265,000 $187 55
5807 22nd Ave 0.48mi 3/2.0 1,343 (-14%) 0mo $257,000 $191 51
6630 37th Ave 0.68mi 3/1.5 1,370 (-13%) 4mo $265,000 $193 44
2101 74th St 0.67mi 3/1.0 1,344 (-14%) 0mo $210,000 $156 43

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-6.3%
Equity multiple
0.77×
Total profit
$-12,340
Equity at exit
$28,330
10-year hold
IRR
3.4%
Equity multiple
1.25×
Total profit
$13,095
Equity at exit
$16,428

Cash invested: $53,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
73 Landlord-Friendly
State Wisconsin
73 Landlord-Friendly · R+2
County
— inherits STATE
City
— inherits STATE
5-day notice; preempted; Madison / Milwaukee have some local enforcement.

ZIP-level market 53143

Active inventory
35
Price-to-rent
7.8×

Monthly cashflow live

Estimated rent
$2,028 high interval (Pro) →
Mortgage (P&I)
$996
Tax est. 1.5%
$238 /mo · $2,850/yr
Insurance
$79
HOA
$0
Vacancy / Maint / Mgmt
$426
Net cashflow
$289

Break-even live

Break-even rent $1,662
Max offer price $190,000
Occupancy floor 81%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$47,500
Closing costs
$5,700
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 16 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1809 60th St Kenosha, WI 3.0 1.0 1100 $1,500 $1.36 43d 1 0.53mi
5807 20th Ave Unit 2 Kenosha, WI 3.0 1.0 1064 $2,400 $2.26 18d 1 0.53mi
5807 20th Ave Unit 1 Kenosha, WI 2.0 1.0 1064 $2,000 $1.88 18d 1 0.53mi
5432 23rd Ave Kenosha, WI 4.0 2.0 1400 $1,695 $1.21 3d 1 0.65mi
1510 57th St Unit 2 Kenosha, WI 4.0 2.0 1700 $1,800 $1.06 43d 1 0.76mi
7733 37th Ave Kenosha, WI 2.0 1.0 1200 $2,000 $1.67 12d 1 1.11mi
7719 15th Ave Kenosha, WI 4.0 2.0 1898 $2,599 $1.37 18d 1 1.12mi
2708 48th St Kenosha, WI 4.0 2.0 1200 $2,500 $2.08 21d 1 1.18mi
5522 7th Ave Kenosha, WI 2.0 1.0–2.0 858 $2,660 $3.10 2d 60 1.18mi
5945 6th Ave Kenosha, WI 2.0 1.0–2.0 800 $2,575 $3.22 1d 13 1.21mi
5900 4th Ave Unit 309 Kenosha, WI 2.0 2.0 1083 $1,895 $1.75 19d 1 1.28mi
5900 4th Ave Unit 212 Kenosha, WI 2.0 2.0 1224 $1,999 $1.63 43d 1 1.28mi
5900 4th Ave Unit 509 Kenosha, WI 2.0 2.0 1083 $2,035 $1.88 24d 1 1.28mi
5900 4th Ave Unit 512 Kenosha, WI 2.0 2.0 1224 $2,495 $2.04 19d 1 1.28mi
5900 4th Ave Unit 217 Kenosha, WI 2.0 2.0 1083 $2,195 $2.03 18d 1 1.28mi
5900 4th Ave Apt 414 Kenosha, WI 2.0 2.0 1160 $2,675 $2.31 12d 1 1.28mi

Listing history 11 events

  1. 2026-06-18
    days on market $190,000 Active 16 DOM
  2. 2026-06-17
    days on market $190,000 Active 15 DOM
  3. 2026-06-16
    days on market $190,000 Active 14 DOM
  4. 2026-06-15
    days on market $190,000 Active 13 DOM
  5. 2026-06-13
    days on market $190,000 Active 11 DOM
  6. 2026-06-09
    days on market $190,000 Active 7 DOM
  7. 2026-06-08
    days on market $190,000 Active 6 DOM
  8. 2026-06-07
    days on market $190,000 Active 5 DOM
  9. 2026-06-04
    days on market $190,000 Active 2 DOM
  10. 2026-06-02
    remarks 342-char remark
  11. 2026-06-02
    listed $190,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$24,338
− Mortgage interest
−$10,643
− Property taxes
−$2,850
− Insurance
−$950
− Repairs & maintenance
−$1,947
− Management
−$1,947
− Depreciation
−$5,527
Taxable income
$473
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$114
After-tax cash flow
$3,357/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 75/100 Cosmetic rehab

This single-family home is in good condition with updated kitchen and bathrooms, and a well-maintained exterior. It's a great rental property with potential for further cosmetic upgrades to enhance its curb appeal and value.

Value-add opportunities

  • Both Paint exterior trim — Enhances curb appeal and value
  • Both Clean gutters — Improves drainage and property value

Renovation cost estimate screening

Value-add ROI direction

  • Both Paint exterior trim — Enhances curb appeal and value
  • Both Clean gutters — Improves drainage and property value

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Kenosha School District
NCES district ID
5507320
Math proficiency
26% ▼ -9.00%
Reading proficiency
31% ▼ -6.00%
Median HH income
$52,407
Composite
25.17/100
National rank
#7516
State rank
#287 of 342 in WI

Livability — Kenosha

Score
84/100
State rank
#31
US rank
#680

Category grades

Amenities C Commute A+ Cost of living A+ Crime B Employment C- Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Kenosha, WI
County
Kenosha County · 130,343 people
City population
85,271
Metro
Chicago-Naperville-Elgin, IL-IN-WI
Population (ZIP)
20,889
Household income
$68,343
Rent vs Own
40.9% rent · 59.1% own
Severe rent burden
813.0

Population outlook (Kenosha County) Hauer SSP2

Today (2025)
174,032 people
By 2030
174,923 · +0.5%
By 2040
173,895 · -0.1%
By 2050
170,102 · -2.3%
By 2075
162,952 · -6.4%
By 2100
154,781 · -11.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.59)
Race & ethnicity
White 59% Hispanic / Latino 21% Two or more races 18% Black 11% Asian 1%
Hispanic origin (detail)
Mexican 16% Puerto Rican 2%
Common ancestry
Romanian 6% Portuguese 5% Lithuanian 2%
Foreign-born
6% · Canada, China
Languages at home
89% English-only · Spanish 10% Chinese 1%

Political lean MEDSL · Kenosha

2024 margin
Lean R (+6.2) · D 46.2% · R 52.5% · Other 1.3%
2008→2024 swing
-24.3pp toward R · 2008: 18.1pp · 2024: -6.2pp
All cycles
2024: R+6.2 2020: R+3.1 2016: R+0.3 2012: D+12.3 2008: D+18.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -220.75%
Current HPI
229.2067
Rent YoY
Metro
Chicago-Naperville-Elgin, IL-IN-WI
State GDP YoY
▲ 2.10%
F500 in state
20

Industry mix (Fortune 500 HQ in WI)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-06-02 Listed $190,000 METROMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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