🌊 Lakefront
702 Country Ln NE #702 · Winter Haven, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 2/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 8/10 · Major
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 22 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +13.7/15.0
- Cash flow +8.2/30.0
- 1% rule +5.2/10.0
- Condition / age +3.8/5.0
- Livability +3.7/5.0
- Schools +3.1/10.0
- Rent growth +3.0/5.0
- DSCR +2.2/10.0
- Appreciation +0.0/10.0
$169,500
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
THIS LAKEFRONT CONDO IS LOCATED IN WINTER HAVEN, FLORIDA. THIS IS A TWO BEDROOM TWO BATH SPLIT PLAN. THERE ARE VIEWS OF THE LAKE FROM THE KITCHEN, GREAT ROOM, MASTER BEDROOM AND PORCH. THE KITCHEN AND BATHS HAVE BEEN UPDATED. THE KITCHEN HAS A BREAKFAST BAR, NEWER APPLIANCES, TILED BACKSPLASH, CLOSET PANTRY AND FARM SINK. THE MASTER BEDROOM IS A SPACIOUS 16 FT X 14 FT WITH TWO CLOSETS--ONE IS A MASSIVE WALK-IN WITH CUSTOM SHELVING. THE EN-SUITE BATHROOM IS TILED AND HAS A FULL SIZE TUB AND SHOWER. THE SECOND BEDROOM IS LOCATED AT THE FRONT OF THE UNIT ALONG WITH THE SECOND BATHROOM AND THE UTILITY CLOSET THAT HOUSES A FULL SIZE WASHER AND DRYER THAT IS INCLUDED WITH THE SALE. THE GAS HOT WATER HEATER WAS INSTALLED IN 2018. THE TILED PORCH IS OFF THE GREAT ROOM AND IS SCREENED AND HAS A FANTASTIC VIEW OF THE LAKE AND DOCK FOR THE COMMUNITY. THERE IS A COMMUNITY POOL AND TENNIS COURTS FOR THE USE OF THE RESIDENTS. THIS UNIT HAS A COVERED PARKING SPACE AND LOADS OF GUEST PARKING. THE COMMUNITY IS CENTRALLY LOCATED AND CLOSE TO SHOPPING, LEGOLAND, DISNEY AND ALL THAT CENTRAL FLORIDA HAS TO OFFER.
Key facts
- Lakefront living
- Covered parking
- Ceramic tile
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath condo listed at $170k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $-159 ($-2k/yr) — negative.
- To cash-flow at today's rent, offer at most $146k (13.6% below list).
- Meets the 1% rule at list price ($2k rent vs $170k).
- Recommended offer: $146k (13.6% below list) — sets the bar for cash-flow.
Location & tenants
- Location reads 74/100 on livability (#291 in FL, #4,898 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A; Watch: employment C-, amenities F, commute F.
- Polk (suburban): math 39% / reading 43% proficiency, ranked #62 of 73 in FL (top 85%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Elbert Elementary School (math 35% / reading 37%, grade F, #1,670 of 2,144 statewide, top 78%, 601 students, 62% FRL); Denison Middle School (math 24% / reading 25%, grade F, #522 of 571 statewide, top 93%, 738 students, 69% FRL); Winter Haven Senior High School (math 26% / reading 38%, grade F, #415 of 667 statewide, top 63%, 2,467 students, 50% FRL) — zoned schools at 60% FRL track the district average.
- Market conditions: Rents rising (+2.1%/yr); 765 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 74d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 62% of comp listings sitting > 30 days — soft ceiling on asking rent; 10,384 units permitted in Polk County in 2024 (1,716 in 5+ unit buildings).
- This rent runs 36% of the median local income ($57k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- Polk County population projected at +33% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 132 days — a 12% lower offer ($149k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 4y ago; this cycle's ask is 9871% above the opening price — seller raised mid-cycle; expect resistance to lowballs.
Risks & watch-outs
- Watch-outs: HOA is 21% of rent.
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 132 days. Have you received any prior offers? Is the seller open to a 14% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- This sits on a lake — are riparian / water-frontage rights deeded with the parcel? Any dock permits, shoreline easements, or HOA water-use restrictions?
- What's the documented flood / surge / shoreline-erosion history here (FEMA AND non-FEMA — e.g., storm surge, creek backup, septic-field saturation)?
- Any water-quality or seasonal algae-bloom issues that affect tenant satisfaction or short-term-rental demand?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.02% ✓
- Cap rate
- 5.17%
- Cash-on-cash
- -4.03%
- DSCR
- 0.82
- GRM
- 8.2
CMA / ARV
- ARV (median comp)
- $196,765
- List price
- $169,500
- Delta
- -13.86%
- Verdict
- UNDERPRICED
- Comps
- 5 within 2.0 mi
Projected returns pro-forma
-3.0% appreciation · 2.1% rent growth · sell at horizon
- IRR
- -24.2%
- Equity multiple
- 0.18×
- Total profit
- $-38,915
- Equity at exit
- $25,273
- IRR
- -22.7%
- Equity multiple
- -0.10×
- Total profit
- $-52,211
- Equity at exit
- $14,655
Cash invested: $47,460 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 33881
- Home prices YoY
- -24.3%
- Rents YoY
- 2.1%
- Active inventory
- 765
- Price-to-rent
- 8.2×
Monthly cashflow live
- Estimated rent
- $1,731 high interval (Pro) →
- Mortgage (P&I)
- −$889
- Tax est. 1.5%
- −$212 /mo · $2,542/yr
- Insurance
- −$71
- HOA
- −$355
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$363
- Net cashflow
- $-159
Break-even live
Sensitivity live
| Price | -10% $-42 | -5% $-101 | +0% $-159 | +5% $-218 | +10% $-276 |
|---|---|---|---|---|---|
| Rent | -10% $-296 | -5% $-228 | +0% $-159 | +5% $-91 | +10% $-22 |
| Rate | -1.0pp $-74 | -0.5pp $-116 | base $-159 | +0.5pp $-203 | +1.0pp $-248 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $42,375
- Closing costs
- $5,085
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1550 11th St NE Unit G3 Winter Haven, FL | 2.0 | 2.0 | 1148 | $1,325 | $1.15 | 110d | 1 | 0.10mi |
| 1331 11th St NE Winter Haven, FL | 3.0 | 2.0 | 1200 | $2,190 | $1.82 | 119d | 1 | 0.11mi |
| 1428 Evergreen Ct Winter Haven, FL | 2.0 | 2.5 | 1425 | $1,600 | $1.12 | 9d | 1 | 0.38mi |
| 1314 Evergreen Ct Winter Haven, FL | 3.0 | 2.5 | 1625 | $1,800 | $1.11 | 9d | 1 | 0.41mi |
| 1314 Evergreen Ct Winter Haven, FL | 3.0 | 2.5 | 1625 | $1,890 | $1.16 | 99d | 1 | 0.41mi |
| 1225 Evergreen Ct Winter Haven, FL | 3.0 | 2.5 | 1625 | $1,840 | $1.13 | 93d | 1 | 0.44mi |
| 1225 Evergreen Ct Winter Haven, FL | 3.0 | 2.5 | 1625 | $1,890 | $1.16 | 99d | 1 | 0.44mi |
| 1581 Lemon Ave Winter Haven, FL | 3.0 | 2.0 | 1824 | $2,176 | $1.19 | 117d | 1 | 0.53mi |
| 1506 Kaylor Ct NE Winter Haven, FL | 3.0 | 2.0 | 1800 | $2,115 | $1.18 | 4d | 1 | 0.58mi |
| 2007 9th St NE Winter Haven, FL | 3.0 | 2.0 | 1242 | $1,550 | $1.25 | 9d | 1 | 0.59mi |
| 2007 9th St NE Winter Haven, FL | 3.0 | 2.0 | 1242 | $1,750 | $1.41 | 73d | 1 | 0.59mi |
| 702 Avenue H NE Winter Haven, FL | 3.0 | 2.0 | 1484 | $1,950 | $1.31 | 9d | 1 | 0.65mi |
| 4137 Roberta Dr Winter Haven, FL | 3.0 | 2.0 | 1650 | $1,875 | $1.14 | 115d | 1 | 0.67mi |
| 1200 6th St NE Winter Haven, FL | 3.0 | 2.0 | 1224 | $1,459 | $1.19 | 65d | 1 | 0.67mi |
| 685 Sears Ave NE Unit 4 Winter Haven, FL | 3.0 | 1.0 | 1000 | $1,550 | $1.55 | 9d | 1 | 0.69mi |
| 1311 5th St NE Winter Haven, FL | 3.0 | 1.0 | 1267 | $1,549 | $1.22 | 7d | 1 | 0.74mi |
| 720 17th St NE Winter Haven, FL | 3.0 | 2.0 | 1300 | $1,750 | $1.35 | 73d | 1 | 0.74mi |
| 168 Rebecca Dr NE Winter Haven, FL | 2.0 | 1.0 | 1048 | $1,250 | $1.19 | 78d | 1 | 0.75mi |
| 2144 Rose Blvd Winter Haven, FL | 3.0 | 2.0 | 1857 | $1,850 | $1.00 | 99d | 1 | 0.77mi |
| 190 Rebecca Dr NE Winter Haven, FL | 2.0 | 1.0 | 1049 | $1,325 | $1.26 | 88d | 1 | 0.78mi |
| 850 17th Ter NE Winter Haven, FL | 2.0 | 1.0 | 1206 | $1,420 | $1.18 | 80d | 1 | 0.78mi |
| 1313 4th St NE Winter Haven, FL | 2.0 | 1.0 | 1032 | $1,700 | $1.65 | 9d | 1 | 0.87mi |
| 1997 5th St NE Winter Haven, FL | 3.0 | 1.0 | 915 | $1,349 | $1.47 | 9d | 1 | 0.93mi |
| 3111 Buckeye Pointe Dr Winter Haven, FL | 3.0 | 2.0 | 1340 | $1,769 | $1.32 | 6d | 1 | 0.95mi |
| 2418 Mary Jewett Cir NE Winter Haven, FL | 3.0 | 2.0 | 1287 | $1,650 | $1.28 | 93d | 1 | 0.96mi |
| 1748 2nd St NE Winter Haven, FL | 3.0 | 2.0 | 1024 | $1,440 | $1.41 | 0d | 1 | 1.03mi |
| 2451 Mary Jewett Cir NE Winter Haven, FL | 3.0 | 2.0 | 1870 | $2,400 | $1.28 | 119d | 1 | 1.07mi |
| 1708 Torrey Pines St Winter Haven, FL | 3.0 | 2.0 | 1184 | $1,762 | $1.49 | 6d | 1 | 1.08mi |
| 1730 Avenue C NE Winter Haven, FL | 3.0 | 2.5 | 1120 | $2,000 | $1.79 | 73d | 1 | 1.09mi |
| 240 16th St NE Winter Haven, FL | 3.0 | 1.0 | 1120 | $1,565 | $1.40 | 4d | 1 | 1.11mi |
| 1743 Avenue C NE Winter Haven, FL | 3.0 | 2.0 | 1016 | $1,595 | $1.57 | 99d | 1 | 1.12mi |
| 2160 Oakhurst Dr Winter Haven, FL | 3.0 | 2.0 | 1400 | $1,825 | $1.30 | 9d | 1 | 1.15mi |
| 1708 2nd St NW Unit B Winter Haven, FL | 2.0 | 2.0 | 1000 | $1,525 | $1.52 | 119d | 1 | 1.15mi |
| 447 Avenue A NE Winter Haven, FL | 3.0 | 2.0 | 1322 | $1,795 | $1.36 | 0d | 1 | 1.19mi |
| 1830 2nd St NW Unit B Winter Haven, FL | 3.0 | 1.0 | 1075 | $1,600 | $1.49 | 62d | 1 | 1.21mi |
| 1830 2nd St NW Winter Haven, FL | 3.0 | 1.0 | 1075 | $1,600 | $1.49 | 119d | 1 | 1.21mi |
| 235 Palmetto Ave NW Winter Haven, FL | 2.0 | 2.0 | 1024 | $1,195 | $1.17 | 119d | 1 | 1.22mi |
| 235 Palmetto Ave NW Winter Haven, FL | 2.0 | 1.5 | 1024 | $1,195 | $1.17 | 73d | 1 | 1.22mi |
| 304 Avenue P NW Winter Haven, FL | 3.0 | 2.0 | 1410 | $1,800 | $1.28 | 93d | 1 | 1.24mi |
| 304 Avenue P NW Winter Haven, FL | 3.0 | 2.0 | 1410 | $1,800 | $1.28 | 88d | 1 | 1.24mi |
Property features AI
Finance
- Other
- Condo land includedCondo located on Lake Buckeye with lakefront access and lake view (20 ft frontage)
- Financial info
- Total monthly HOA amount $355Total annual fees $4,260Lease restrictions apply
- HOA & community
- HOA managed by PMI Emerald Coast ManagementMonthly association fee of $355 (includes pool, recreational facilities, trash)Association approval requiredDeed restrictionsCommunity pool and tennis courtsPets allowed (cats and dogs), max pet weight ~20 lbs
Exterior
- Parking
- Carport with 1 space
- Utilities
- Public waterPublic sewerNatural gas availableSewer availablePublic utilities
- Home design
- CondominiumResidential propertyOne-storyWest facingEntry on level one
- Construction
- Block and stucco constructionShingle roofSlab foundationBuilt as part of 700 building
- Exterior features
- Enclosed rear porch / Florida roomTennis court(s)City limits
Interior
- Kitchen
- DishwasherMicrowaveRangeRefrigeratorGas water heater
- Bedrooms
- 2 bedrooms
- Flooring
- Ceramic tileWood
- Bathrooms
- 2 full bathrooms
- Heating & cooling
- Central heating (natural gas)Central air conditioning
- Interior features
- Ceiling fansLiving room / dining room comboOpen floor planSplit bedroom layoutWalk-in closet(s)Window treatments (blinds)
- Laundry & utility
- Inside laundry with laundry closetElectric dryer hookupWasherDryer
HOA detail $355/mo · $4,260/yr condo
- Likely covers
- watergaspool
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 50 events
-
2026-09-24days on market $169,500 Active 132 DOM
-
2026-09-23days on market $169,500 Active 131 DOM
-
2026-09-22days on market $169,500 Active 130 DOM
-
2026-09-20days on market $169,500 Active 128 DOM
-
2026-09-19days on market $169,500 Active 127 DOM
-
2026-09-18days on market $169,500 Active 126 DOM
-
2026-09-17days on market $169,500 Active 125 DOM
-
2026-09-16days on market $169,500 Active 124 DOM
-
2026-09-15days on market $169,500 Active 123 DOM
-
2026-09-14days on market $169,500 Active 122 DOM
-
2026-09-13days on market $169,500 Active 121 DOM
-
2026-09-12days on market $169,500 Active 120 DOM
-
2026-09-11days on market $169,500 Active 119 DOM
-
2026-09-05days on market $169,500 Active 113 DOM
-
2026-09-04days on market $169,500 Active 112 DOM
-
2026-09-03days on market $169,500 Active 111 DOM
-
2026-08-31days on market $169,500 Active 108 DOM
-
2026-08-30days on market $169,500 Active 107 DOM
-
2026-08-29days on market $169,500 Active 106 DOM
-
2026-08-28days on market $169,500 Active 105 DOM
-
2026-08-27days on market $169,500 Active 104 DOM
-
2026-08-26days on market $169,500 Active 103 DOM
-
2026-08-25days on market $169,500 Active 102 DOM
-
2026-08-24days on market $169,500 Active 101 DOM
-
2026-08-23days on market $169,500 Active 100 DOM
-
2026-08-22days on market $169,500 Active 99 DOM
-
2026-08-21days on market $169,500 Active 98 DOM
-
2026-08-20days on market $169,500 Active 97 DOM
-
2026-08-19days on market $169,500 Active 96 DOM
-
2026-08-18days on market $169,500 Active 95 DOM
-
2026-08-17days on market $169,500 Active 94 DOM
-
2026-08-16days on market $169,500 Active 93 DOM
-
2026-08-15days on market $169,500 Active 92 DOM
-
2026-08-14days on market $169,500 Active 91 DOM
-
2026-08-13days on market $169,500 Active 90 DOM
-
2026-08-12days on market $169,500 Active 89 DOM
-
2026-08-11days on market $169,500 Active 88 DOM
-
2026-08-10days on market $169,500 Active 87 DOM
-
2026-08-09days on market $169,500 Active 86 DOM
-
2026-08-08days on market $169,500 Active 85 DOM
-
2026-08-07days on market $169,500 Active 84 DOM
-
2026-08-06days on market $169,500 Active 83 DOM
-
2026-08-05days on market $169,500 Active 82 DOM
-
2026-08-04days on market $169,500 Active 81 DOM
-
2026-08-03days on market $169,500 Active 80 DOM
-
2026-07-31days on market $169,500 Active 77 DOM
-
2026-07-30days on market $169,500 Active 76 DOM
-
2026-07-30days on market $169,500 Active 75 DOM
-
2026-07-28days on market $169,500 Active 74 DOM
-
2026-07-26days on market $169,500 Active 72 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 2/10 Low
- Heat 8/10 Severe 7 d/yr ≥107°F today · 22 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 0 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
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Walkable amenities ~0.75 mi
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Taxation est. · year 1
- Rental income
- $20,767
- − Mortgage interest
- −$9,495
- − Property taxes
- −$2,542
- − Insurance
- −$848
- − Repairs & maintenance
- −$1,661
- − Management
- −$1,661
- − HOA
- −$4,260
- − Depreciation
- −$4,931
- Taxable loss
- −$4,631
- Est. tax savings @ 24.0%
- +$1,111
- After-tax cash flow
- $-799/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This two-bedroom, two-bathroom condo is in good condition with recent updates and a good curb appeal. It's ready for a new owner or renter.
Value-add opportunities
- Both Paint exterior — Enhances curb appeal and resale value ↑
- Both Clean gutters — Improves drainage and prevents water damage ↑
ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
Zoned Schools
Schools (NCES district)
- District
- Polk
- NCES district ID
- 1201590
- Math proficiency
- 39% ▼ -11.00%
- Reading proficiency
- 43% ▼ -4.00%
- Median HH income
- $43,979
- Composite
- 34.74/100
- National rank
- #5132
- State rank
- #62 of 73 in FL
Livability — Winter Haven
- Score
- 74/100
- State rank
- #291
- US rank
- #4898
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Winter Haven, FL
- County
- Polk County · 752,975 people
- City population
- 121,740
- Metro
- Lakeland-Winter Haven, FL
- Population (ZIP)
- 40,808
- Household income
- $57,024
- Rent vs Own
- Severe rent burden
- 10% of renters
Population outlook (Polk County) Hauer SSP2
- Today (2025)
- 752,975 people
- By 2030
- 804,621 · +6.9%
- By 2040
- 906,117 · +20.3%
- By 2050
- 1,000,476 · +32.9%
- By 2075
- 1,197,520 · +59.0%
- By 2100
- 1,271,518 · +68.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.68)
- Race & ethnicity
- White 44% Black 27% Hispanic / Latino 25% Two or more races 15%
- Hispanic origin (detail)
- Mexican 4% Puerto Rican 12% Cuban 1%
- Common ancestry
- Hispanic 5% Slovak 1% Italian 1%
- Foreign-born
- 15% · Canada, Jamaica
- Languages at home
- 73% English-only · Spanish 20% French/Haitian/Cajun 6%
Political lean MEDSL · Polk
- 2024 margin
- Strong R (+20.7) · D 39.2% · R 59.9%
- 2008→2024 swing
- -14.6pp toward R · 2008: -6.1pp · 2024: -20.7pp
- All cycles
- 2024: R+20.7 2020: R+14.4 2016: R+14.1 2012: R+6.8 2008: R+6.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -88.95%
- Current HPI
- 277.0597
- Rent YoY
- ▲ 2.10%
- Metro
- Lakeland-Winter Haven, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
||
| Insurance | 2 | $17B |
|
||
| Retail | 1 | $60B |
|
||
| Technology Distribution | 1 | $58B |
|
||
| Homebuilding | 1 | $35B |
|
||
| Technology Manufacturing | 1 | $35B |
|
||
Price history
-99.0% since first listed5 events — show timeline
- 2026-05-16 Listed for Rent $1,700 STELLARMLS
- 2026-05-15 Listed $169,500 Stellar MLS as Distributed by MLS Grid
- 2022-06-02 Sold (MLS) $173,000 Stellar MLS as Distributed by MLS Grid
- 2022-04-28 Pending — Stellar MLS as Distributed by MLS Grid
- 2022-04-26 Listed $169,900 Stellar MLS as Distributed by MLS Grid
Cash-flow waterfall
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