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2101 Windflow Dr #56
B Composite 73.65
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Appreciation +6.2/10.0
  • Condition / age +2.8/5.0
  • Rent growth +2.5/5.0
  • Livability +2.5/5.0
  • Schools +2.2/10.0

$70,000

2101 Windflow Dr #56 · Rosamond, CA 93560
3 bd · 2.0 ba · 1,512 sqft · Manufactured · 9 Days on market
Built 1986 Average condition

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Great opportunity to own this spacious 1,512 sq. ft. 3-bedroom, 2-bathroom home located in the well-maintained Tradewinds Mobile Estates community. This home features a large kitchen, formal dining area, spacious bedrooms, and an indoor laundry room, all offered at a fraction of the cost of similar homes in the area. With a little work, updating, and personal touch, this home has the potential to truly shine and offers an excellent opportunity for buyers looking to add their own style and value. Conveniently located close to the 14 Freeway, shopping, restaurants, and everyday neighborhood amenities, this property combines location and outstanding potential.

Key facts

  • Community pool
  • Built 1986
  • Listed 9 days

Property features AI

Finance

  • Other: APN 473-171-71
  • HOA & community: Park name: Tradewinds; New space rent $819; Deposit $5,000; Park manager: Albert Gatton (661-256-4890); All ages allowed

Exterior

  • Utilities: Natural gas
  • Home design: Mobile home (located in a managed park, space #56); Porch
  • Construction: Composition shingle roof; Manufactured 2004 (date of manufacture 2004-12-31); Skirted
  • Exterior features: Chain link and wood fencing; Community recreation area, clubhouse/rec room, and pool (mobile home park amenities)

Interior

  • Kitchen: Dishwasher
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central air; Central gas heating
  • Interior features: Dishwasher; Porch

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $70k. Condition is rated average.

Deal economics

  • At list price, monthly cash flow is $1k ($18k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $70k).
  • Cap rate 33.5% vs local median 4.3% in Rosamond — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 49/100 on livability (#1,178 in CA) — a working-class tenant base; expect higher turnover. Strengths: housing A+; Watch: schools F, crime F, amenities F.
  • Southern Kern Unified (town): math 25% / reading 25% proficiency, ranked #387 of 517 in CA (top 75%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 67% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 458 active listings in the ZIP; 14 comparable units currently listed for rent nearby; rentals at typical pace (median 19d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 3,244 units permitted in Kern County in 2024 (73 in 5+ unit buildings).
  • This rent runs 41% of the median local income ($77k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $2k of equity ($484 loan paydown + $2k appreciation (2.4% local appreciation)).
  • Kern County population projected at +17% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (2.4% appreciation + 3.0% rent growth), your $20k cash investment doubles in ~1 year — after that, you're playing with house money.

Negotiation context

  • Only 9 days on market — expect competitive offers; lowballing is unlikely to land.

Risks & watch-outs

  • Watch-outs: flood insurance adds $125/mo.
  • Climate carrying-cost: in FEMA flood zone A (mandatory federal flood insurance); extreme-heat days projected 5→14/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $70,000

Questions for the listing agent

  1. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
3.74%
Cap rate
33.47%
Cash-on-cash
97.05%
DSCR
5.32
GRM
2.2

CMA / ARV

ARV (on-the-fly)
$140,616
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2016 Windcurrent Dr #143 0.04mi 3/2.0 1,512 (0%) 14mo $151,500 $100 87
2021 Windharp #30 0.12mi 4/2.0 (+1) 1,536 (+2%) 1mo $108,000 $70 86
2013 Sonja Dr #73 0.28mi 3/2.0 1,488 (-2%) 12mo $142,500 $96 74
1550 20th St W #70 0.34mi 3/2.0 1,492 (-1%) 10mo $120,000 $80 73
2000 Windcurrent Dr #147 0.05mi 3/2.0 1,344 (-11%) 8mo $125,000 $93 73
2104 Windbreak Drive #18 #18 0.14mi 3/2.0 1,344 (-11%) 5mo $110,000 $82 71
2116 Windflow Drive #66 #66 0.07mi 3/2.0 1,344 (-11%) 9mo $98,950 $74 70
1550 W 20th St #18 0.34mi 3/2.0 1,600 (+6%) 5mo $160,000 $100 70
1550 20th W 0.35mi 3/2.0 1,600 (+6%) 5mo $175,000 $109 70
1550 W 20th St Spc 67 0.34mi 3/2.0 1,440 (-5%) 10mo $130,000 $90 68
1550 20th St W #97 0.34mi 3/2.0 1,600 (+6%) 12mo $162,000 $101 65
2024 Colleen Dr #52 0.26mi 3/2.0 1,680 (+11%) 11mo $150,000 $89 60

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

2.4% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
93.3%
Equity multiple
6.07×
Total profit
$99,354
Equity at exit
$29,157
10-year hold
IRR
93.3%
Equity multiple
12.55×
Total profit
$226,325
Equity at exit
$43,209

Cash invested: $19,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 93560

Home prices YoY
0.6%
Active inventory
458
Price-to-rent
2.2×

Monthly cashflow live

Estimated rent
$2,619 high interval (Pro) →
Mortgage (P&I)
$367
Tax est. 1.5%
$88 /mo · $1,050/yr
Insurance
$29
Flood insurance flood zone
−$125 /mo · $1,502/yr
HOA
$0
Vacancy / Maint / Mgmt
$550
Net cashflow
$1,460

Break-even live

Break-even rent $771
Max offer price $70,000
Occupancy floor 39%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$17,500
Closing costs
$2,100
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 14 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1943 Pengilley Ave Rosamond, CA 3.0 2.0 1379 $2,600 $1.89 1d 1 0.17mi
1953 Marie Ave Apt A Rosamond, CA 4.0 3.0 1753 $2,550 $1.45 43d 1 0.24mi
1953 Marie Ave Apt A Rosamond, CA 4.0 3.0 1753 $2,550 $1.45 3d 1 0.24mi
2051 Candice Ave Rosamond, CA 3.0 2.0 1345 $2,395 $1.78 15d 1 0.60mi
1838 Center St Unit A Rosamond, CA 3.0 2.5 1475 $2,000 $1.36 10d 1 0.89mi
1838 Center St Unit A Rosamond, CA 3.0 2.5 1495 $2,000 $1.34 1d 1 0.89mi
3017 Via Bella Rosa Ave Rosamond, CA 4.0 2.0 1820 $2,800 $1.54 43d 1 1.06mi
2910 B St Rosamond, CA 2.0 1.5 1775 $1,542 $0.87 19d 1 1.10mi
3124 Via Bella Rosa Ave Rosamond, CA 4.0 2.0 1809 $3,200 $1.77 43d 1 1.16mi
3172 Shelley St Rosamond, CA 4.0 2.0 1192 $2,300 $1.93 22d 1 1.37mi
3356 Firebush Ave Rosamond, CA 4.0 2.0 1612 $2,550 $1.58 20d 1 1.37mi
2516 Starbrite Ave Rosamond, CA 3.0 2.0 1542 $2,900 $1.88 1d 1 1.41mi
2608 Starbrite Ave Rosamond, CA 4.0 2.0 1542 $2,795 $1.81 1d 1 1.43mi
3424 Brabham Ave Rosamond, CA 3.0 2.0 1364 $2,150 $1.58 43d 1 1.45mi

Listing history 6 events

  1. 2026-06-04
    status $70,000 Pending 9 DOM
  2. 2026-06-03
    days on market $70,000 Active 9 DOM
  3. 2026-06-02
    days on market $70,000 Active 8 DOM
  4. 2026-06-01
    days on market $70,000 Active 7 DOM
  5. 2026-05-31
    days on market $70,000 Active 6 DOM
  6. 2026-05-25
    listed $70,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 6/10 Major FEMA zone A · 76% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 7/10 Severe 5 d/yr ≥101°F today · 14 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 8/10 Severe 16 unhealthy d/yr today · 21 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$31,426
− Mortgage interest
−$3,921
− Property taxes
−$1,050
− Insurance
−$1,852
− Repairs & maintenance
−$2,514
− Management
−$2,514
− Depreciation
−$2,036
Taxable income
$17,538
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$4,209
After-tax cash flow
$13,310/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 13 photos

Average 55/100 Moderate rehab

This 3-bedroom, 2-bathroom home in Tradewinds Mobile Estates requires moderate updates to enhance its curb appeal and interior aesthetics, increasing its resale and rental value.

Repairs flagged

  • Minor paint — some discoloration on interior walls
  • Minor landscaping — simple landscaping, some wear

Value-add opportunities

  • Both paint interior and exterior — enhances curb appeal and interior aesthetics
  • Both landscaping — enhances curb appeal and adds value
  • Both update bathrooms — modernizes and adds value
  • Both update kitchen cabinets — modernizes and adds value

Renovation cost estimate screening

Repair itemSeverityEst. cost
paint · some discoloration on interior walls Minor $500–3,000
landscaping · simple landscaping, some wear Minor $500–3,000
Total estimated repair cost · 2 items $1,000–6,000

Value-add ROI direction

  • Both paint interior and exterior — enhances curb appeal and interior aesthetics
  • Both landscaping — enhances curb appeal and adds value
  • Both update bathrooms — modernizes and adds value
  • Both update kitchen cabinets — modernizes and adds value

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Southern Kern Unified
NCES district ID
0637620
Math proficiency
25% ▲ 7.00%
Reading proficiency
25% ▼ -8.00%
Median HH income
$54,523
Composite
22.5/100
National rank
#8093
State rank
#387 of 517 in CA

Livability — Rosamond

Score
49/100
State rank
#1178
US rank
#25952

Category grades

Amenities F Commute F Cost of living D- Crime F Employment C Housing A+ Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Rosamond, CA
County
Kern County · 710,371 people
City population
22,119
Metro
Bakersfield, CA
Population (ZIP)
22,119
Household income
$77,431
Rent vs Own
22.6% rent · 77.4% own
Severe rent burden
425.0

Population outlook (Kern County) Hauer SSP2

Today (2025)
947,286 people
By 2030
978,984 · +3.3%
By 2040
1,045,018 · +10.3%
By 2050
1,105,232 · +16.7%
By 2075
1,229,538 · +29.8%
By 2100
1,238,059 · +30.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.68)
Race & ethnicity
Hispanic / Latino 45% White 32% Two or more races 17% Black 13% Asian 3% Native American 1%
Hispanic origin (detail)
Mexican 35%
Common ancestry
Portuguese 2% Italian 2% Lithuanian 1%
Foreign-born
13% · Canada
Languages at home
68% English-only · Spanish 28% Other Indo-European 2% Other Asian/Pacific 1%

Political lean MEDSL · Kern

2024 margin
Strong R (+21.1) · D 38.2% · R 59.3% · Other 2.5%
2008→2024 swing
-3.3pp toward R · 2008: -17.8pp · 2024: -21.1pp
All cycles
2024: R+21.1 2020: R+10.2 2016: R+15.0 2012: R+20.9 2008: R+17.8

Not yet ingested

Civics

Market trends

HPI YoY
▲ 2.40%
Current HPI
403.7206
Rent YoY
Metro
Bakersfield, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-05-25 Listed $70,000 AVMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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