CashFlowRE
Sign in Sign up
2670 SE 141st Ave
D+ Composite 47.28
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.6/30.0
  • Appreciation +10.0/10.0
  • DSCR +4.8/10.0
  • Schools +3.6/10.0
  • 1% rule +3.1/10.0
  • Livability +2.9/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • ARV discount +2.3/15.0

$235,000

2670 SE 141st Ave · Williston Highlands, FL 32668
3 bd · 2.0 ba · 1,404 sqft · Manufactured public records · 404 Days on market
Built 2002 1.25 ac lot Est $211k · 12% over

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Escape to the countryside and discover this charming 3-bedroom, 2-bathroom doublewide home on 1.25 fully fenced acres in Williston Highlands. Built in 2002, this bright and inviting home offers over 1,400 sq. ft. of living space with a desirable split floor plan. Recent updates include a newer roof, appliances, flooring, and kitchen cabinets. Interior features include freshly painted walls, updated bathrooms. Outside, you'll find a spacious wooden deck, a 2-car carport next to the home, and a large outbuilding that can serve as a workshop, barn, or storage for your toys. With plenty of space for your animals to roam, this property is perfect for peaceful country living!

Key facts

  • Spacious wooden deck
  • Fully fenced acres
  • Newer roof

Tags

FULLY FENCED ACRESNEWER ROOFUPDATED BATHROOMSSPACIOUS WOODEN DECKLARGE OUTBUILDINGPEACEFUL COUNTRY LIVING

Property features AI

Finance

  • Other: Homesteaded; Zoned residential
  • HOA & community: No association

Exterior

  • Parking: 2-car garage (42 x 20); 2-car carport
  • Security: Security fencing, lighting and alarms; Security gate; Smoke detectors
  • Utilities: Well water; Septic tank; Electricity connected
  • Home design: Manufactured double-wide home; One level; East-facing
  • Construction: Vinyl siding; Shingle roof; Slab foundation; Built as a double wide manufactured home
  • Exterior features: Covered rear porch; Private mailbox; Rain gutters; Storage; Shed(s), workshop; Cleared, landscaped yard with trees; Oversized, private, paved lot; Near public transit; Pasture

Interior

  • Kitchen: Cooktop; Microwave; Refrigerator
  • Bedrooms: 3 bedrooms
  • Flooring: Carpet; Vinyl
  • Bathrooms: 2 full bathrooms; Accessible full bath
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Ceiling fans; Split bedroom floor plan; Thermostat; Vaulted ceilings; Walk-in closets; Inside utility room
  • Laundry & utility: Inside laundry room; Washer; Dryer

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $235k.

Deal economics

  • At list price, monthly cash flow is $99 ($1k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $190k (19.0% below list).
  • Recommended offer: $190k (19.0% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 57/100 on livability (#851 in FL) — a working-class tenant base; expect higher turnover. Strengths: crime A+, cost of living A+, housing A+; Watch: employment C-, amenities F, commute F.
  • Levy (rural): math 45% / reading 43% proficiency, ranked #54 of 73 in FL (top 74%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 62% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Chiefland Elementary School (math 53% / reading 50%, grade C-, #1,035 of 2,144 statewide, top 49%, 724 students, 72% FRL); Chiefland Middle High School (math 41% / reading 45%, grade F, #255 of 667 statewide, top 39%, 836 students, 62% FRL).
  • Market conditions: 146 active listings in the ZIP; 199 units permitted in Levy County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $25k of equity ($2k loan paydown + $24k appreciation (10.0% local appreciation)).
  • Levy County population projected at -28% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (10.0% appreciation + 3.0% rent growth), your $66k cash investment doubles in ~3 years — after that, you're playing with house money.
  • By year 2, paydown + projected appreciation supports a ~$40k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 404 days — a 12% lower offer ($207k) is reasonable based on typical stale-listing flexibility.
  • 7 sale attempts since 21y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $64k; list at $235k implies a 267% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $190,344 (19.0% below list)

Questions for the listing agent

  1. It's been on market 404 days. Have you received any prior offers? Is the seller open to a 19% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.81%
Cap rate
6.80%
Cash-on-cash
1.80%
DSCR
1.08
GRM
10.3

CMA / ARV

ARV (on-the-fly)
$210,600
Comps found
6
Show comp detail 6 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
14291 SE 26th St 0.20mi 3/2.0 1,516 (+8%) 3mo $225,000 $148 75
14190 SE 25 St 0.22mi 4/2.0 (+1) 1,456 (+4%) 12mo $218,500 $150 68
2291 SE 140 Ave 0.45mi 3/2.0 1,493 (+6%) 3mo $200,000 $134 66
14440 SE 21st Pl 0.62mi 3/2.0 1,475 (+5%) 9mo $209,990 $142 55
14530 SE 25th St 0.48mi 3/2.0 1,568 (+12%) 12mo $265,000 $169 48
14250 SE 20th St 0.66mi 3/2.0 1,232 (-12%) 8mo $185,500 $151 42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
25.6%
Equity multiple
3.04×
Total profit
$134,177
Equity at exit
$211,707
10-year hold
IRR
22.5%
Equity multiple
6.93×
Total profit
$389,968
Equity at exit
$456,553

Cash invested: $65,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 32668

Home prices YoY
11.5%
Active inventory
146
Price-to-rent
10.3×

Monthly cashflow live

Estimated rent
$1,903 medium interval (Pro) →
Mortgage (P&I)
$1,232
Tax from tax record
$75 /mo · $895/yr
Insurance
$98
HOA
$0
Vacancy / Maint / Mgmt
$400
Net cashflow
$99

Break-even live

Break-even rent $1,778
Max offer price $235,000
Occupancy floor 90%

Sensitivity live

Price -10% $232 -5% $165 +0% $99 +5% $32 +10% $-34
Rent -10% $-52 -5% $24 +0% $99 +5% $174 +10% $249
Rate -1.0pp $217 -0.5pp $159 base $99 +0.5pp $38 +1.0pp $-24

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$58,750
Closing costs
$7,050
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 31 events

  1. 2026-06-18
    days on market $235,000 Active 404 DOM
  2. 2026-06-17
    days on market $235,000 Active 403 DOM
  3. 2026-06-16
    days on market $235,000 Active 402 DOM
  4. 2026-06-15
    days on market $235,000 Active 401 DOM
  5. 2026-06-14
    days on market $235,000 Active 399 DOM
  6. 2026-06-13
    days on market $235,000 Active 398 DOM
  7. 2026-06-10
    days on market $235,000 Active 396 DOM
  8. 2026-06-09
    days on market $235,000 Active 395 DOM
  9. 2026-06-08
    days on market $235,000 Active 394 DOM
  10. 2026-06-07
    days on market $235,000 Active 393 DOM
  11. 2026-06-05
    days on market $235,000 Active 390 DOM
  12. 2026-06-03
    days on market $235,000 Active 389 DOM
  13. 2026-06-02
    days on market $235,000 Active 388 DOM
  14. 2026-06-01
    days on market $235,000 Active 387 DOM
  15. 2026-05-31
    days on market $235,000 Active 386 DOM
  16. 2026-05-30
    days on market $235,000 Active 385 DOM
  17. 2026-05-29
    status Active
  18. 2026-04-14
    historical
  19. 2026-04-10
    listed $235,000 Active
  20. 2026-03-24
    listed $235,000 Active
  21. 2026-03-24
    status Active
  22. 2026-03-24
    price $235,000
  23. 2026-03-17
    historical
  24. 2025-10-08
    price $267,977
  25. 2025-03-19
    listed $269,900 Active
  26. 2020-06-22
    soldstatus $64,000
  27. 2020-06-15
    soldstatus $64,000
  28. 2020-04-30
    listed $68,000
  29. 2005-08-12
    soldstatus $92,000
  30. 2005-08-10
    soldstatus $92,000
  31. 2005-03-09
    listed $94,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$895 · $75/mo
Projected year-2 tax
$1,950 · $163/mo
Expected delta
+$1,055/yr (+$88/mo · 117.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 8/10 Severe 7 d/yr ≥107°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$22,841
− Mortgage interest
−$13,164
− Property taxes
−$895
− Insurance
−$1,175
− Repairs & maintenance
−$1,827
− Management
−$1,827
− Depreciation
−$6,836
Taxable loss
−$2,883
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$692
After-tax cash flow
$1,878/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Levy
NCES district ID
1201140
Math proficiency
45% ▼ -8.00%
Reading proficiency
43% ▼ -3.00%
Median HH income
$35,254
Composite
36.42/100
National rank
#4673
State rank
#54 of 73 in FL

Livability — Williston Highlands

Score
57/100
State rank
#851
US rank
#21745

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment C- Housing A+ Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Williston Highlands, FL
Population (ZIP)
5,326

Population outlook (Levy County) Hauer SSP2

Today (2025)
36,536 people
By 2030
34,498 · -5.6%
By 2040
30,294 · -17.1%
By 2050
26,368 · -27.8%
By 2075
19,003 · -48.0%
By 2100
13,169 · -64.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (88%)
Race & ethnicity
White 88% Hispanic / Latino 8% Two or more races 5% Black 1%
Hispanic origin (detail)
Mexican 4%
Common ancestry
Scotch-Irish 4% Slovak 2% Iranian 1%
Foreign-born
6% · Canada
Languages at home
93% English-only · Spanish 7%

Political lean MEDSL · Levy

2024 margin
Solid R (+50.3) · D 24.6% · R 74.8%
2008→2024 swing
-23.3pp toward R · 2008: -26.9pp · 2024: -50.3pp
All cycles
2024: R+50.3 2020: R+45.6 2016: R+44.8 2012: R+32.2 2008: R+26.9

Not yet ingested

Civics

Market trends

HPI YoY
▲ 44.56%
Current HPI
432.1581
Rent YoY
Metro
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+147.6% since first listed
15 events — show timeline
  • 2026-05-29 Relisted Stellar MLS as Distributed by MLS Grid
  • 2026-04-14 Listing Removed Stellar MLS as Distributed by MLS Grid
  • 2026-04-10 Listed $235,000 DGLMLS
  • 2026-03-24 Listed $235,000 RACC
  • 2026-03-24 Relisted Stellar MLS as Distributed by MLS Grid
  • 2026-03-24 Price Changed $235,000 Stellar MLS as Distributed by MLS Grid
  • 2026-03-17 Listing Removed Stellar MLS as Distributed by MLS Grid
  • 2025-10-08 Price Changed $267,977 Stellar MLS as Distributed by MLS Grid
  • 2025-03-19 Listed $269,900 Stellar MLS as Distributed by MLS Grid
  • 2020-06-22 Sold (MLS) $64,000 Stellar MLS as Distributed by MLS Grid
  • 2020-06-15 Sold (Public Records) $64,000 Public Records
  • 2020-04-30 Listed $68,000 Stellar MLS as Distributed by MLS Grid
  • 2005-08-12 Sold (MLS) $92,000 Stellar MLS as Distributed by MLS Grid
  • 2005-08-10 Sold (Public Records) $92,000 Public Records
  • 2005-03-09 Listed $94,900 Stellar MLS as Distributed by MLS Grid

Property tax history

+0.9%/yr

Latest (2025): $895 · +25.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…