2670 SE 141st Ave · Williston Highlands, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 8/10 · Major
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 23 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +15.6/30.0
- Appreciation +10.0/10.0
- DSCR +4.8/10.0
- Schools +3.6/10.0
- 1% rule +3.1/10.0
- Livability +2.9/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- ARV discount +2.3/15.0
$235,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Escape to the countryside and discover this charming 3-bedroom, 2-bathroom doublewide home on 1.25 fully fenced acres in Williston Highlands. Built in 2002, this bright and inviting home offers over 1,400 sq. ft. of living space with a desirable split floor plan. Recent updates include a newer roof, appliances, flooring, and kitchen cabinets. Interior features include freshly painted walls, updated bathrooms. Outside, you'll find a spacious wooden deck, a 2-car carport next to the home, and a large outbuilding that can serve as a workshop, barn, or storage for your toys. With plenty of space for your animals to roam, this property is perfect for peaceful country living!
Key facts
- Spacious wooden deck
- Fully fenced acres
- Newer roof
Tags
Property features AI
Finance
- Other: Homesteaded; Zoned residential
- HOA & community: No association
Exterior
- Parking: 2-car garage (42 x 20); 2-car carport
- Security: Security fencing, lighting and alarms; Security gate; Smoke detectors
- Utilities: Well water; Septic tank; Electricity connected
- Home design: Manufactured double-wide home; One level; East-facing
- Construction: Vinyl siding; Shingle roof; Slab foundation; Built as a double wide manufactured home
- Exterior features: Covered rear porch; Private mailbox; Rain gutters; Storage; Shed(s), workshop; Cleared, landscaped yard with trees; Oversized, private, paved lot; Near public transit; Pasture
Interior
- Kitchen: Cooktop; Microwave; Refrigerator
- Bedrooms: 3 bedrooms
- Flooring: Carpet; Vinyl
- Bathrooms: 2 full bathrooms; Accessible full bath
- Heating & cooling: Central heating; Central air conditioning
- Interior features: Ceiling fans; Split bedroom floor plan; Thermostat; Vaulted ceilings; Walk-in closets; Inside utility room
- Laundry & utility: Inside laundry room; Washer; Dryer
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath manufactured listed at $235k.
Deal economics
- At list price, monthly cash flow is $99 ($1k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $190k (19.0% below list).
- Recommended offer: $190k (19.0% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 57/100 on livability (#851 in FL) — a working-class tenant base; expect higher turnover. Strengths: crime A+, cost of living A+, housing A+; Watch: employment C-, amenities F, commute F.
- Levy (rural): math 45% / reading 43% proficiency, ranked #54 of 73 in FL (top 74%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 62% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Chiefland Elementary School (math 53% / reading 50%, grade C-, #1,035 of 2,144 statewide, top 49%, 724 students, 72% FRL); Chiefland Middle High School (math 41% / reading 45%, grade F, #255 of 667 statewide, top 39%, 836 students, 62% FRL).
- Market conditions: 146 active listings in the ZIP; 199 units permitted in Levy County in 2024 (0 in 5+ unit buildings).
Forward outlook
- In year one you build about $25k of equity ($2k loan paydown + $24k appreciation (10.0% local appreciation)).
- Levy County population projected at -28% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (10.0% appreciation + 3.0% rent growth), your $66k cash investment doubles in ~3 years — after that, you're playing with house money.
- By year 2, paydown + projected appreciation supports a ~$40k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 404 days — a 12% lower offer ($207k) is reasonable based on typical stale-listing flexibility.
- 7 sale attempts since 21y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $64k; list at $235k implies a 267% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 404 days. Have you received any prior offers? Is the seller open to a 19% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.81% ✗
- Cap rate
- 6.80%
- Cash-on-cash
- 1.80%
- DSCR
- 1.08
- GRM
- 10.3
CMA / ARV
- ARV (on-the-fly)
- $210,600
- Comps found
- 6
Show comp detail 6 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 14291 SE 26th St | 0.20mi | 3/2.0 | 1,516 (+8%) | 3mo | $225,000 | $148 | 75 |
| 14190 SE 25 St | 0.22mi | 4/2.0 (+1) | 1,456 (+4%) | 12mo | $218,500 | $150 | 68 |
| 2291 SE 140 Ave | 0.45mi | 3/2.0 | 1,493 (+6%) | 3mo | $200,000 | $134 | 66 |
| 14440 SE 21st Pl | 0.62mi | 3/2.0 | 1,475 (+5%) | 9mo | $209,990 | $142 | 55 |
| 14530 SE 25th St | 0.48mi | 3/2.0 | 1,568 (+12%) | 12mo | $265,000 | $169 | 48 |
| 14250 SE 20th St | 0.66mi | 3/2.0 | 1,232 (-12%) | 8mo | $185,500 | $151 | 42 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
10.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 25.6%
- Equity multiple
- 3.04×
- Total profit
- $134,177
- Equity at exit
- $211,707
- IRR
- 22.5%
- Equity multiple
- 6.93×
- Total profit
- $389,968
- Equity at exit
- $456,553
Cash invested: $65,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 32668
- Home prices YoY
- 11.5%
- Active inventory
- 146
- Price-to-rent
- 10.3×
Monthly cashflow live
- Estimated rent
- $1,903 medium interval (Pro) →
- Mortgage (P&I)
- −$1,232
- Tax from tax record
- −$75 /mo · $895/yr
- Insurance
- −$98
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$400
- Net cashflow
- $99
Break-even live
Sensitivity live
| Price | -10% $232 | -5% $165 | +0% $99 | +5% $32 | +10% $-34 |
|---|---|---|---|---|---|
| Rent | -10% $-52 | -5% $24 | +0% $99 | +5% $174 | +10% $249 |
| Rate | -1.0pp $217 | -0.5pp $159 | base $99 | +0.5pp $38 | +1.0pp $-24 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $58,750
- Closing costs
- $7,050
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 31 events
-
2026-06-18days on market $235,000 Active 404 DOM
-
2026-06-17days on market $235,000 Active 403 DOM
-
2026-06-16days on market $235,000 Active 402 DOM
-
2026-06-15days on market $235,000 Active 401 DOM
-
2026-06-14days on market $235,000 Active 399 DOM
-
2026-06-13days on market $235,000 Active 398 DOM
-
2026-06-10days on market $235,000 Active 396 DOM
-
2026-06-09days on market $235,000 Active 395 DOM
-
2026-06-08days on market $235,000 Active 394 DOM
-
2026-06-07days on market $235,000 Active 393 DOM
-
2026-06-05days on market $235,000 Active 390 DOM
-
2026-06-03days on market $235,000 Active 389 DOM
-
2026-06-02days on market $235,000 Active 388 DOM
-
2026-06-01days on market $235,000 Active 387 DOM
-
2026-05-31days on market $235,000 Active 386 DOM
-
2026-05-30days on market $235,000 Active 385 DOM
-
2026-05-29status Active
-
2026-04-14historical
-
2026-04-10$235,000 Active
-
2026-03-24$235,000 Active
-
2026-03-24status Active
-
2026-03-24price $235,000
-
2026-03-17historical
-
2025-10-08price $267,977
-
2025-03-19$269,900 Active
-
2020-06-22soldstatus $64,000
-
2020-06-15soldstatus $64,000
-
2020-04-30$68,000
-
2005-08-12soldstatus $92,000
-
2005-08-10soldstatus $92,000
-
2005-03-09$94,900
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $895 · $75/mo
- Projected year-2 tax
- $1,950 · $163/mo
- Expected delta
- +$1,055/yr (+$88/mo · 117.9%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 8/10 Severe 7 d/yr ≥107°F today · 23 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $22,841
- − Mortgage interest
- −$13,164
- − Property taxes
- −$895
- − Insurance
- −$1,175
- − Repairs & maintenance
- −$1,827
- − Management
- −$1,827
- − Depreciation
- −$6,836
- Taxable loss
- −$2,883
- Est. tax savings @ 24.0%
- +$692
- After-tax cash flow
- $1,878/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Levy
- NCES district ID
- 1201140
- Math proficiency
- 45% ▼ -8.00%
- Reading proficiency
- 43% ▼ -3.00%
- Median HH income
- $35,254
- Composite
- 36.42/100
- National rank
- #4673
- State rank
- #54 of 73 in FL
Livability — Williston Highlands
- Score
- 57/100
- State rank
- #851
- US rank
- #21745
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Williston Highlands, FL
- Population (ZIP)
- 5,326
Population outlook (Levy County) Hauer SSP2
- Today (2025)
- 36,536 people
- By 2030
- 34,498 · -5.6%
- By 2040
- 30,294 · -17.1%
- By 2050
- 26,368 · -27.8%
- By 2075
- 19,003 · -48.0%
- By 2100
- 13,169 · -64.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (88%)
- Race & ethnicity
- White 88% Hispanic / Latino 8% Two or more races 5% Black 1%
- Hispanic origin (detail)
- Mexican 4%
- Common ancestry
- Scotch-Irish 4% Slovak 2% Iranian 1%
- Foreign-born
- 6% · Canada
- Languages at home
- 93% English-only · Spanish 7%
Political lean MEDSL · Levy
- 2024 margin
- Solid R (+50.3) · D 24.6% · R 74.8%
- 2008→2024 swing
- -23.3pp toward R · 2008: -26.9pp · 2024: -50.3pp
- All cycles
- 2024: R+50.3 2020: R+45.6 2016: R+44.8 2012: R+32.2 2008: R+26.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 44.56%
- Current HPI
- 432.1581
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
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| Insurance | 2 | $17B |
|
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| Retail | 1 | $60B |
|
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| Technology Distribution | 1 | $58B |
|
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| Homebuilding | 1 | $35B |
|
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| Technology Manufacturing | 1 | $35B |
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Price history
+147.6% since first listed15 events — show timeline
- 2026-05-29 Relisted — Stellar MLS as Distributed by MLS Grid
- 2026-04-14 Listing Removed — Stellar MLS as Distributed by MLS Grid
- 2026-04-10 Listed $235,000 DGLMLS
- 2026-03-24 Listed $235,000 RACC
- 2026-03-24 Relisted — Stellar MLS as Distributed by MLS Grid
- 2026-03-24 Price Changed $235,000 Stellar MLS as Distributed by MLS Grid
- 2026-03-17 Listing Removed — Stellar MLS as Distributed by MLS Grid
- 2025-10-08 Price Changed $267,977 Stellar MLS as Distributed by MLS Grid
- 2025-03-19 Listed $269,900 Stellar MLS as Distributed by MLS Grid
- 2020-06-22 Sold (MLS) $64,000 Stellar MLS as Distributed by MLS Grid
- 2020-06-15 Sold (Public Records) $64,000 Public Records
- 2020-04-30 Listed $68,000 Stellar MLS as Distributed by MLS Grid
- 2005-08-12 Sold (MLS) $92,000 Stellar MLS as Distributed by MLS Grid
- 2005-08-10 Sold (Public Records) $92,000 Public Records
- 2005-03-09 Listed $94,900 Stellar MLS as Distributed by MLS Grid
Property tax history
+0.9%/yrLatest (2025): $895 · +25.7% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…