827 Justify #80 · Burnettown, SC 29829

$279,900

4 bd · 2.5 ba · 2,046 sqft · Condo · 19 Days on market

Built 2024 Good condition $25/mo HOA · 1% of rent

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +18.9/30.0
• Appreciation +9.2/10.0
• ARV discount +7.5/15.0
• DSCR +6.0/10.0
• 1% rule +5.2/10.0
• Condition / age +4.0/5.0
• Schools +3.2/10.0
• Livability +3.2/5.0
• Rent growth +2.5/5.0

Listing remarks MLS

Walk into the Cade and arrive at home. It's designed to be a retreat away from the busyness of the world. This charming four-bedroom, single-family home features an upper-level loft perfect for relaxing or enjoying your favorite hobby. The beautiful main-level owner's suite is your own personal paradise overlooking a covered porch. Imagine all the warm cozy nights and cool peaceful mornings! And because a retreat shouldn't involve too much work, your laundry room is conveniently located on the main level to make chores that much easier. Fun Neighborhood amenities include In Ground Pool with Splash/Waterfall feature, Covered Cabana, and lots of seating around the pool to watch the family splash away. Close to I20, SRS, Fort Eisenhower, and Savanah River, Graniteville is an excellent location call home. The Cade is a place to call your own, to find peace and your well-deserved retreat. * * All photos are used for illustrative purposes. Some options and colors may vary. Homesite 80.

Key facts

• In-ground pool
• Versatile loft area
• Covered back porch

Tags

• MAIN-LEVEL OWNER'S SUITE
• COVERED BACK PORCH
• VERSATILE LOFT AREA
• MAIN-LEVEL LAUNDRY ROOM
• OPEN-CONCEPT LAYOUT
• IN-GROUND POOL

Property features AI

Finance

• HOA & community: Homeowners association with an annual fee of $297 ($24.75/month equivalent); Community pool

Exterior

• Parking: Attached garage with garage door opener; 2 garage spaces
• Security: Smoke detectors
• Utilities: Public water; Public sewer; Underground utilities
• Home design: Single-family residence; New construction; Two levels
• Construction: Stone and vinyl siding exterior; Composition roof; Slab foundation; Home warranty included
• Exterior features: Front and rear sprinklers; Porch; Patio; Paved road access; No pool

Interior

• Kitchen: Dishwasher; Range; Microwave; Tankless water heater; Pantry; Kitchen island
• Bedrooms: Total rooms: 9
• Flooring: Vinyl; Carpet
• Bathrooms: Two full bathrooms; One half bathroom
• Heating & cooling: Central air conditioning; Forced air heating (natural gas)
• Interior features: Walk-in closets; Kitchen island; Pantry; High-speed internet; Insulated windows
• Laundry & utility: Washer hookup; Electric dryer hookup

🏗️ New construction. Builder plan / spec listing (the home may be to-be-built); metrics use comparable previous sales.

What this means for you Summary

Snapshot

• This is a 4-bed/2.5-bath condo listed at $280k. Condition is rated good.

Deal economics

• At list price, monthly cash flow is $286 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($3k rent vs $280k).
• Recommended offer: $276k (1.5% below list) — sets the bar for market timing.
• Cap rate 7.5% vs local median 5.5% in Burnettown — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 64/100 on livability (#159 in SC) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: schools D-, amenities F, commute F.
• Aiken 01 (suburban): math 31% / reading 44% proficiency, ranked #36 of 80 in SC (top 45%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 299 active listings in the ZIP; 2 comparable units currently listed for rent nearby; solid renter incomes; 2,500 units permitted in Aiken County in 2024 (1,023 in 5+ unit buildings).
• This rent runs 40% of the median local income ($84k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• In year one you build about $25k of equity ($2k loan paydown + $23k appreciation (8.4% local appreciation)).
• Aiken County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• At projected returns (8.4% appreciation + 3.0% rent growth), your $78k cash investment doubles in ~3 years — after that, you're playing with house money.
• By year 2, paydown + projected appreciation supports a ~$41k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 19 days — a 2% lower offer ($276k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: major wind risk, 66% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $275,701 (1.5% below list)

Questions for the listing agent

1. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
2. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 1.02% ✓
• Cap rate: 7.52%
• Cash-on-cash: 4.38%
• DSCR: 1.20
• GRM: 8.2

CMA / ARV

No comps found within radius.

Projected returns pro-forma

8.38% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 24.2%
• Equity multiple: 2.79×
• Total profit: $140,437
• Equity at exit: $219,926

10-year hold

• IRR: 21.8%
• Equity multiple: 6.03×
• Total profit: $394,461
• Equity at exit: $443,680

Cash invested: $78,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State South Carolina: 90 Strongly Landlord-Friendly · R+6
• County: — inherits STATE
• City: — inherits STATE

5-day notice; preempted; landlord-favorable.

Methodology + full state rankings →

ZIP-level market 29829

• Home prices YoY: 3.0%
• Active inventory: 299
• Price-to-rent: 8.2×

Monthly cashflow live

• Estimated rent: $2,843 medium
• Mortgage (P&I): −$1,468
• Tax est. 1.5%: −$350 /mo · $4,198/yr
• Insurance: −$117
• HOA: −$25
• Vacancy / Maint / Mgmt: −$597
• Net cashflow: $286

Break-even live

Break-even rent $2,480

Max offer price $279,900

Occupancy floor 85%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $69,975
• Closing costs: $8,397
• Reserves months: —
• Total cash needed: —

Rent comps 2 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
618 Count Fleet Ct Graniteville, SC	4.0	2.5	2362	$2,299	$0.97	21d	1	0.09mi
6370 Whirlaway Rd Graniteville, SC	5.0	3.0	2830	$2,755	$0.97	13d	1	0.20mi

HOA detail condo

• Monthly dues: $25 · $300/yr
• Likely covers: waterpool
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 4 events

1. 2026-05-07
   listed $279,900 Active
2. 2024-03-27
   soldstatus $253,200 Closed 995-char remark

   Show marketing remark (995 chars)

   Walk into the Cade and arrive at home. It's designed to be a retreat away from the busyness of the world. This charming four-bedroom, single-family home features an upper-level loft perfect for relaxing or enjoying your favorite hobby. The beautiful main-level owner's suite is your own personal paradise overlooking a covered porch. Imagine all the warm cozy nights and cool peaceful mornings! And because a retreat shouldn't involve too much work, your laundry room is conveniently located on the main level to make chores that much easier. Fun Neighborhood amenities include In Ground Pool with Splash/Waterfall feature, Covered Cabana, and lots of seating around the pool to watch the family splash away. Close to I20, SRS, Fort Eisenhower, and Savanah River, Graniteville is an excellent location call home. The Cade is a place to call your own, to find peace and your well-deserved retreat. * * All photos are used for illustrative purposes. Some options and colors may vary. Homesite 80.

3. 2024-03-01
   listed $243,200 995-char remark

   Show marketing remark (995 chars)

   Walk into the Cade and arrive at home. It's designed to be a retreat away from the busyness of the world. This charming four-bedroom, single-family home features an upper-level loft perfect for relaxing or enjoying your favorite hobby. The beautiful main-level owner's suite is your own personal paradise overlooking a covered porch. Imagine all the warm cozy nights and cool peaceful mornings! And because a retreat shouldn't involve too much work, your laundry room is conveniently located on the main level to make chores that much easier. Fun Neighborhood amenities include In Ground Pool with Splash/Waterfall feature, Covered Cabana, and lots of seating around the pool to watch the family splash away. Close to I20, SRS, Fort Eisenhower, and Savanah River, Graniteville is an excellent location call home. The Cade is a place to call your own, to find peace and your well-deserved retreat. * * All photos are used for illustrative purposes. Some options and colors may vary. Homesite 80.

4. 2024-03-01
   historical 995-char remark

   Show marketing remark (995 chars)

   Walk into the Cade and arrive at home. It's designed to be a retreat away from the busyness of the world. This charming four-bedroom, single-family home features an upper-level loft perfect for relaxing or enjoying your favorite hobby. The beautiful main-level owner's suite is your own personal paradise overlooking a covered porch. Imagine all the warm cozy nights and cool peaceful mornings! And because a retreat shouldn't involve too much work, your laundry room is conveniently located on the main level to make chores that much easier. Fun Neighborhood amenities include In Ground Pool with Splash/Waterfall feature, Covered Cabana, and lots of seating around the pool to watch the family splash away. Close to I20, SRS, Fort Eisenhower, and Savanah River, Graniteville is an excellent location call home. The Cade is a place to call your own, to find peace and your well-deserved retreat. * * All photos are used for illustrative purposes. Some options and colors may vary. Homesite 80.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 7/10 Severe 7 d/yr ≥109°F today · 17 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 66% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $34,111
• − Mortgage interest: −$15,679
• − Property taxes: −$4,198
• − Insurance: −$1,400
• − Repairs & maintenance: −$2,729
• − Management: −$2,729
• − HOA: −$300
• − Depreciation: −$8,143
• Taxable loss: −$1,066
• Est. tax savings @ 24.0%: +$256
• After-tax cash flow: $3,691/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 Cosmetic rehab

This well-maintained, good-condition home is ready for immediate occupancy and minor cosmetic updates to enhance its curb appeal and value.

Value-add opportunities

• Resale Paint exterior trim — Fresh paint can enhance curb appeal and home value.
• Rental Clean gutters — Clean gutters improve drainage and reduce maintenance costs for tenants.

Renovation cost estimate screening

Value-add ROI direction

• Resale Paint exterior trim — Fresh paint can enhance curb appeal and home value. ↑
• Rental Clean gutters — Clean gutters improve drainage and reduce maintenance costs for tenants. ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

• District: Aiken 01
• NCES district ID: 4500720
• Math proficiency: 31% ▼ -11.00%
• Reading proficiency: 44% ▼ -1.00%
• Median HH income: $45,081
• Composite: 31.91/100
• National rank: #5857
• State rank: #36 of 80 in SC

Livability — Burnettown

• Score: 64/100
• State rank: #159
• US rank: #14711

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment D- Housing A+ Health & safety F User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Aiken County · 116,534 people
• City population: 931
• Metro: Augusta-Richmond County, GA-SC
• Population (ZIP): 12,385
• Household income: $84,228
• Rent vs Own: 18.3% rent · 81.7% own
• Severe rent burden: 213.0

Population outlook (Aiken County) Hauer SSP2

• Today (2025): 178,003 people
• By 2030: 182,876 · +2.7%
• By 2040: 189,970 · +6.7%
• By 2050: 193,840 · +8.9%
• By 2075: 199,453 · +12.1%
• By 2100: 192,403 · +8.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.58)
• Race & ethnicity: White 59% Black 26% Hispanic / Latino 12% Two or more races 9% Asian 1%
• Hispanic origin (detail): Mexican 8% Puerto Rican 1%
• Common ancestry: Italian 2% Swedish 2% Slovak 1%
• Foreign-born: 6% · Canada
• Languages at home: 89% English-only · Spanish 10% Other Indo-European 1%

Political lean MEDSL · Aiken

• 2024 margin: Strong R (+25.9) · D 36.4% · R 62.2% · Other 1.4%
• 2008→2024 swing: -1.9pp toward R · 2008: -24.0pp · 2024: -25.9pp
• All cycles: 2024: R+25.9 2020: R+22.7 2016: R+27.5 2012: R+26.0 2008: R+24.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 8.38%
• Current HPI: 286.4155
• Rent YoY: —
• Metro: Augusta-Richmond County, GA-SC
• State GDP YoY: ▲ 4.51%
• F500 in state: 2

Industry mix (Fortune 500 HQ in SC)

Industry	F500 HQs	Revenue
▸Packaging	1	$7B

Price history

+15.1% since first listed

4 events — show timeline

• 2026-05-07 Listed $279,900 AMLS
• 2024-03-27 Sold (MLS) $253,200 AMLS
• 2024-03-01 Delisted — AMLS
• 2024-03-01 Listed $243,200 AMLS